HUD Consolidated Plan

Cuyahoga County Planning CommissionCuyahoga Urban County

September 16, 2009

19741980’s

1987 19901990

19921994

20092008

Housing Assistance

Plan

Planning Documents

HUD Housing Programs and Planning Documents

Establishment of Programs

Comprehensive Housing

Affordability Strategy

Five-Year Consolidated

Plan

Emergency Shelter Grant

Program

HOME Investment

Partnerships Program

Housing Opportunities for

Persons with AIDS

Cuyahoga Housing

Consortium created

Neighborhood Stabilization

Program

American Recovery and Reinvestment

Act

HUD Consolidated PlanFY 2010 – FY 2014

• Five-Year Plan (prepared once every five years)

– A planning document to:• Describe the housing needs of low- and moderate-income

residents;• Outline strategies to meet the needs; and • Discuss resources available to implement the strategies.

• One-Year Plan (prepared every year)• Description of how the available HUD funds, plus non-

federal funds, will be used during the next twelve-month period for programs identified in the Five-Year Plan.

HUD Consolidated PlanFY 2010 – FY 2014

• Components – Five-Year Plan– Examine existing and emerging demographic and

housing trends;– Develop local priority needs and objectives for

housing-related programs based on the trends;– Develop a plan for assessing yearly performance; and– Consult with private, nonprofit, and public

agencies/organizations to better understand the needs of specific populations and the programs currently being provided.

HUD Consolidated PlanFY 2010 – FY 2014

• Content – Five-Year Plan– Community Profile

• Characteristics of the general population;• Characteristics of the housing stock and housing

market;• Affordable housing needs of low- and moderate-

income persons and families;• Needs of homeless persons; and• Needs of non-homeless persons with special needs

who require supportive services.

GEA

UG

A C

O.

SUMMIT CO.

MEDINA CO.

LORAIN

CO

.

S.Euclid

RichmondHts

Warr.Hts

Lakewood

Univ.Hts

E.Cleveland

ClevelandHtsCleveland

Parma

Strongsville

Euclid

Beachwood

Bedford

BedfordHts Bentleyville

Berea

Brecksville

BroadviewHts

Brooklyn

BrooklynHts

ChagrinFalls Vill

ChagrinFalls TwpFairview

Park

GarfieldHts

GatesMills

Glenwillow

HighlandHts

HuntingValley

Linndale

Lyndhurst

MapleHts

Mayfield

MayfieldHts

MiddleburgHts

NewburghHts

N.Randall

N.Royalton

Oakwood

Orange

ParmaHts

PepperPike

SevenHills

ShakerHts

SolonValleyView

WaltonHills

HighlandHills

WestlakeWoodmere

MorelandHills

Bratenahl

Bay Village

RockyRiver

BrookPark

N.Olmsted

OlmstedFalls

Independence

OlmstedTwp

CuyahogaHts

Other Consortium Community (4)

Cuyahoga Urban County Community (50)

Cuyahoga Housing Consortium

Demographics

1990 – 2000By Community

1990 – 2000By Census Tract

Percent Population Change, 1990 – 2000

Source: U.S. Census

1990 - 2000 2000 - 2008Urban County 4.2% -6.2%Cleveland -5.4% -9.3%Cuyahoga County -1.3% -7.9%

Urban County Population (based on 2009 community roster)

1990 600,295

2000 625,386

2008 (estimate) 586,727

2005 – 2007American Community Survey (approximation)

651,044

Source: U.S. Census

Percent Population Change

Source: U.S. Census,2005 – 2007 ACS

Age Composition

17 Years or Under 18 to 39 Years 40 to 64 Years 65 years and over

Number Percent Number Percent Number Percent Number PercentUrban County* 150,719 23.2% 152,030 23.4% 237,973 36.6% 110,322 16.9%Cleveland 105,553 26.1% 118,484 29.3% 131,067 32.4% 49,910 12.3%Cuyahoga County 314,282 24.0% 344,662 26.3% 453,540 34.6% 198,421 15.1%*approximation

Percent Minority Compositionby Census Tract

2000

1990

Source: U.S. Census

Source: U.S. Census

1990 2000

2005 - 2007American Community Survey

Urban County 11.4% 16.7% 14.5%*Cleveland 52.2% 61.2% 64.2%Cuyahoga County 28.4% 34.1% 36.2%

Percent Minority Composition

*approximation

Median Household Incomeby Census Tract

1999

1989*

Source: U.S. Census

*Adjusted to 1999 dollars

Source: U.S. Census

1989 1999

2005 - 2007American Community Survey

Urban County* $38,856 $51,636 Not availableCleveland $17,821 $25,928 $27,007Cuyahoga County $28,595 $39,168 $43,162

Not adjusted to current dollars.

Median Household Income

*approximation

“120% of Area Median Income” in 2008 = $67,050 for a family of three persons.

Percent Persons Below Poverty Levelby Census Tract

1999

1989

Source: U.S. Census

One adult under age 65 = $8,867

One adult under age 65 = $6,451

Source: U.S. Census

1989 1999

2005 - 2007American Community Survey

Urban County 3.8% 4.6% 7.6%*Cleveland 28.7% 26.3% 29.7%Cuyahoga County 13.8% 13.1% 15.7%

Percent Persons Below Poverty Level

*approximation

Source: Ohio Department of Job and Family Services, Ohio Labor Market Information

October

2008June 2009

July 2009

Percent IncreaseOct. 2008 – July 2009

Urban County* 5.7% 9.2% 8.6% 50.9%Cuyahoga County 6.5% 10.2% 9.5% 46.2%Ohio 6.6% 11.2% 11.1% 68.2%

Unemployment Rate

*approximation

Housing

1939 or Earlier

1940 – 1969

Percent Residential Housing Unit Period of Constructionby Census Tract

Source: U.S. Census

Percent Renter-Occupied HousingUnits by Census Tract

2000

1990

Source: U.S. Census

Source: U.S. Census,2005 – 2007 ACS

Tenure by Units in Structure

Total Occupied Housing

Units

1 Unit in Structure (Detached and

Attached)

2 Unitsin Structure

3 to 9 Units in Structure

10 - 49 Units in Structure

50 or more Units in Structure

Total Percent Owner-

Occupied Total

Percent Owner-

Occupied

Total Percent Owner-

Occupied

Total Percent Owner-

Occupied

Total Percent Owner-

OccupiedUrban County* 264,074 201,140 93.5% 5,846 26.3% 13,711 18.8% 21,141 15.4% 20,403 10.0% Cleveland 168,557 93,206 72.8% 33,212 29.6% 17,299 7.1% 11,129 2.8% 12,913 4.7% Cuyahoga County 542,856 363,758 87.2% 47,561 28.8% 39,594 11.4% 42,768 9.1% 46,399 8.8%*approximation

Source: NEOCANDO

2000 2001 2002 2003 2004 2005 2006 2007

Change 2000 - 2007Amount Percent

Urban County* $147,500 $152,250 $159,900 $166,500 $168,000 $175,000 $172,000 $151,000 $3,500 2.4%

Cleveland $62,000 $66,500 $70,000 $74,900 $76,000 $72,500 $62,046 $40,000 -$22,000 -35.5%Cuyahoga

County $105,000 $109,900 $114,000 $120,750 $121,000 $118,500 $114,000 $90,000 -$15,000 -14.3%

Median Sales Price of Single-Family Homes

*approximation

“High-Cost” defined as an interest rate 3% or more above prime rate. Prime rate in 2004-2006 = 4.0% - 8.25%.

Source: NEOCANDO

2006 2007 2008 2009 (through Sept 4)

Number Percent of Total Number Percent

of Total Number Percent of Total Number Percent of

TotalUrban County 3,568 25.7% 4,016 26.8% 4,686 31.6% 3,195 34.2%Cleveland 7,484 54.0% 7,821 52.2% 7,111 48.0% 4,051 43.3%Cuyahoga County 13,861 100.0% 14,982 100.0% 14,809 100.0% 9,353 100.0%

Foreclosure Filings

Source: NEOCANDO

Foreclosure Filings

2006 2007 2008 2009 (Through Sept 4)

Number Percent of Total Number Percent

of Total Number Percent of Total Number Percent of

TotalUrban County 3,568 25.7% 4,016 26.8% 4,686 31.6% 3,195 34.2%Cleveland 7,484 54.0% 7,821 52.2% 7,111 48.0% 4,051 43.3%Cuyahoga County 13,861 100.0% 14,982 100.0% 14,809 100.0% 9,353 100.0%

Foreclosure Filings

Source: NEOCANDO

Foreclosure Filings

2006 2007 2008

NumberAs % of

Foreclosure Filings

NumberAs % of

Foreclosure Filings

NumberAs % of

Foreclosure Filings

Urban County 1,350 37.8% 2,508 62.5% 2,375 50.7%Cleveland 3,286 43.9% 5,931 75.8% 4,337 61.0%Cuyahoga County 5,621 40.6% 10,283 68.6% 8,285 55.9%

Sheriff Deeds

Total Foreclosure

Filings

Residential Foreclosure Filings

Residential Foreclosure Filings

with 2.5% Tax Reduction

Residential Foreclosure Filings with Homestead

Tax Reduction

Number Number Percent of Total Number Percent

of Total Number Percent of Total

Urban County 3,195 3,146 98.5% 2,504 78.4% 222 6.9%Cleveland 4,051 3,763 92.9% 2,301 56.8% 175 4.3%Cuyahoga County 9,353 8,619 92.2% 6,091 65.1% 500 5.3%

Source: NEOCANDO

Foreclosure Filings 2009 (through Sept 4)

For elderly or disabled homeowners, exempts $25,000 of the market value of a home from property taxes.

Available only to owner-occupants.

HUD Consolidated Plan

Cuyahoga County Planning CommissionCuyahoga Urban County

September 16, 2009