How-To Guide2015 | Helping you become an expert at making the right choices.NewsCADILLACTrusted. Local. Connected.WHATS INSIDE...03........................................ Choose the Right Hospital05.......................... Choose an Assisted Living Facility06.................Choose an Ear, Nose & Throat Specialist08..............................................Choose an Audiologist11....................................... Choose A Used Car Dealer13.......................................................Choose a Church15..................................... Choose a Propane Comany16..............................................Choose a Funeral Plan18............................................ Choose an Orthodontist20..................... Live Well with these 7 Healthy Habits23.................................... Choose a Physical Therapist25............................................... Choose Metal Roong27.............................. Choose an Insurance Company28....... ...................Choose an Outdoor Wood Stove or Outdoor Pellet Stove30............................... Choose Windows & Patio Doors32.........................................................Choose a Venue35......................................................... Choose Hospice37.................................................... Choose a New Car39........................................................Choose a Career40........................Choose a Cancer Treatment Center42.................................... Choose a Motorcycle Dealer??????????2HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Where Healing Happens Every Day commitment and care. We never forget that its our people the dedicated team of individuals who bring their diverse skills to the task of healing who make us strong.Together, we are a hospital.Cadillac HospitalMUNSON HEALTHCAREmunsonhealthcare.org/cadillachospitalFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 20153Knowing what to look for and what to ask will help you choose a facility that provides quality care and best meets your needs.Sometimespeoplearentleftwiththeoption ofchoosingahospital,especiallyinthecaseof anemergency.Consideraskingthefollowing questionstohelpyoumakeawell-informed decision about your health care needs.General QuestionsIsthehospitalacceptedbyyourinsurance, HMO or PPO plan? Is the hospital conveniently located? Can you and your family get there easily for scheduled as well as emergency medical care?Isthehospitalaccreditedbyanationally recognized accrediting body, such as the Joint Commission? Joint Commission accreditation meanstheorganizationvoluntarilysought accreditation and met national health and safety standards.TheJointCommissionprovides on-site surveys to review the hospitals medical and nursing care, physical condition, life safety program,specialcareunits,pharmaceutical services,infectioncontrolproceduresanda number of other areas affecting patient care.Doesthehospitalhaveawrittendescription ofitsservicesandfees?Whatresourcesdoes the hospital provide to help you nd nancial assistance if you need it?Isthehospitalclean?Visitthehospitaland look around. Ask to see the waiting rooms and patient rooms.Questions about your specic needs Do the services and specialties provided by the hospital meet your specic medical needs? Do you have a medical condition requiring specialized attention? Your medical history and current medical condition may affect the type of hospital you choose. Do you know the hospitals success record in carryingoutthespecicmedicalprocedure youneed?Whatisthetrainingofthedoctor whowillperformtheprocedure?Askhow often the particular procedure is done.Doesthehospitalexplainthepatientsrights and responsibilities?Ask to see a copy of the hospitalspatientrightsandresponsibilities information. Doyouknowwhoisresponsiblefor maintainingyourpersonalcareplan?How arethecaregiverskeptinformedaboutyour specic care needs? Can you or your family be kept up-to-date on your medical care?Doesthehospitalhavesocialworkers?Ask whatservicesthesocialworkersprovide. Socialworkersusuallyhelppatientsand theirfamiliesndemotional,social,clinical, physical and nancial support services.WillIseemydoctorduringmystayatthe hospital?Somehospitalsparticipateina HospitalistProgram.AHospitalistisan InternalMedicinephysicianwhospecializes in caring for hospitalized adult patients.Your primarycarephysician,andinsomecases anEmergencyRoomphysician,mayrefer youtoaHospitalistwhenyouareadmitted tothehospital.Inothercases,youmay beadmittedbyaspecialistwhowilltreata specic condition, while a Hospitalist will be consulted for your general care.A Hospitalist may also evaluate you prior to surgery, so that your stay is as safe and efcient as possible.Questions about discharge planningWilladischargeplanbedevelopedforyou beforeyouleavethehospital?Askwhat servicesareavailableandwhatyourprimary care doctors involvement will be. Doesthehospitalprovideyouwiththe necessarytrainingtocontinueyourcarein yourhomeafteryouhavebeendischarged? Askwhattrainingisprovidedinchanging bandages, taking medications or using medical equipmentordevices.Doesthehospital provide you with easy-to-understand written instructions?What you should know: Look for an agent who is a member of the local board or association of Realtors. An agent should explain and disclose their role and who they represent. The agent should advise you on how to prepare your home for the market.Besuretheprofessionalshowsenthusiasm, listenswell,instillscondence,andhasa personality that is complimentary to your own.How-toChoose the Right Hospital.Selecting quality health care services for you, a relative or friend requires special thought and attention. 4HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Green Acres is a home away from home for me.SinceI can no longer be at home with my husband due to my physical limitation, we had to nd a place I could call my home away from home. Green Acres came into our life and lled that need we both had. I get the care that I need and my husband no longer needs to be my caregiver. Now he is once again my husband and best friend.We chose Green Acres because of the spacious apartments, the sense of family and community. My husband and family are able to come and visit my apartment and stay for a meal at any time. I am able to have my typewriter I love in my apartment along with any of my other personal items from home. One of the other perks of living here is playing Green Acres grand piano.If someone would ask me if I wanted to move, I would say NO. Green Acres is my home away from home.~ Sincerely, Phyllis HodgesFor a tour, call Denette Kerby, Administrator at 231-775-5300235 Pearl Street, Cadillac, MI 49601 www.rlmgmt.com~PH (231) 775-5300Our Mission: Te desire of Retirement Living is to honor God by providing the elderly with a lifestyle that values their identity, their independence and their dignity.Reside Reflect RelaxMy friend and neighbor Esther Howard could no longer take care of her basic needs and was forced to sell her home and move into assisted living. It was very hard for her, but Green Acres not only met her needs, but gave her a place to call home with loving care. In her time there she made friends and felt like it was home. I am grateful to the sta and residents at Green Acres of Cadillac for making her last days happy ones. ~ Sincerely, Jan FagermanFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 20155Manypeople,atsomepoint,ndthatliving independentlyathomeisntaviableoption anymore. Costisoftenrstonthelistoffactorswhen peoplearelookingatassistedlivingfacilities. Aclearunderstandingofthecostsisbenecial, butitsnotnecessarilythemostimportant consideration.While one facility may be all-inclusive, another may not. Facilities also may charge separate fees for special services.A top consideration should also be the quality ofcareandrecordofsatisfactionfromcurrent and former residents and their family members.While making a short list of facilities to visit, be sure to do an online check of the assisted living homes in your area. Many sites will have reviews from family members and residents.Personallyvisitanyfacilitiesyouare considering. Pay close attention to the condition of the buildings, look at the calendar of events and ask about any activities available for residents.Try to visit when you are most likely to meet residentsandtheirfamilymembers.Early evening and weekend days are best. Talk to some of these people and get honest opinions regarding staff, amenities and accommodations.Intherststagesofyourplanning,youmay nd that your facility needs to meet only minimal requirements. You or your loved one may need asecureenvironmentorsomeoneonhandin case of a fall or illness. But as time goes on, these needs may change.Besurethefacilityyouareconsideringcan changewithyourneeds.Ifmobilityissues becomeaconcern,thesizeandlayoutofthe centermaybecomeimportant.Eventually,you may nd you need someone to give medication, manageappointments,providetransportation and provide more personal levels of care.Some assisted living facilities provide increasing levelsofcareasrequirementsoftheirresidents change. Others meet only a specied level of care and will require that you leave the facility should your needs increase. Whether it is you or a family member that will becomepartoftheassistedlivingcommunity, yourexperienceshouldbepleasant.Themove will be less stressful for all involved if the facility most closely resembles the lifestyle to which you are accustomed.Makealistofthethingsinyourlifethatare importanttoyou.Whetheritsgardeningor crafting or some other hobby. Look for a facility that will let you continue on with these hobbies once youve moved in.If you enjoy exercise and are physically able to do so, look for a center that has a gym, exercise room or secure place to walk. If you are a social buttery, look for a facility that allows plenty of opportunity for socializing.Movingintoanassistedlivingfacilitydoesnt havetobestressfulorunpleasant.Withthe proper research, you can ensure that you or your loved one will be well cared for while still being able to enjoy life.Ask your loved ones physician how much care that person needs to function safely. The doctor mayalsobeabletorecommendanappropriate facility in your area. How-tochoose an Assisted Living Facility.When the time comes to look for an assisted living facility for yourself or a loved one, there are many things to take into consideration before making a nal decision.6HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Whenyouhaveaproblemwithyourear, noseorthroat,itcanrangefromannoyingto downright scary.Notonlyarealltheseareasofthebody complex,connectedandinterrelated,butthey canalsomakeabigimpactonhowyoulive controlling everything from your sense of smell andhearing,toyourabilitytobreatheclearly and feel balanced when walking.Thats why its important to pick an ear, nose and throat specialist who can do an outstanding jobwiththediagnosisandtreatmentofany ailments that are related to these specic areas of your body. If you require surgery, its critical that you do research and due diligence to ensure that you use the right doctor for your situation. You should nd a specialist that you are comfortable with as well as being able to do the job right. Make sure the doctor you choose has plenty of years experience with diagnosing and remedying issues related to the ear, nose, and throat.It is also important that whatever doctor you choose uses the latest in technological advances togetthejobdonerightthersttime.Ifthe newequipmentrequiresspecialtrainingor accreditation,makesurethatthespecialisthas received the proper training in the procedures. Youll want a doctor who offers a wide range of services, too. For example, some doctors also offer plastic surgery services that can make you lookyourbest.WithtreatmentslikeBotox, Juvederm,Restylaneandotherdermalllers, youcanlookyoungerandeliminateunsightly blemishes. Other services to consider include eye lifts and rhinoplasty to subtly rene the look of your face, the ability to remove lesions from your skin, and high-tech laser treatments that can reduce spider veins and rosacea.As you can see, a good, wide-ranging practice can do a lot more than x your sinuses.More than anything, you want to nd a doctor thathasahighdegreeofexperiencewiththe problemsthatyouarefacing.Thisisthebest waytoensurethatyouaregettingthehigh-quality healthcare that you need in order to live a healthier, happier life.Whensearchingfortherightear,nose,and throat specialist or surgeon, remember that your friendsandfamilymembersarealwaysgood sources of information and can provide in-depth recommendationsonwhotouseandwhoto stay away from. Theniceaspectofspeakingdirectlywith people who you know and trust is that there is anunderstandingthattheinformationyouare receivingisnotbiased.Whetheritbedealing with a sinus problem or a loss of hearing, nding the right specialist is as easy as giving your best friend a call to see who they have used in the past for their ailments.And,becauseyouwillusuallyseeageneral practitioner before being referred to a specialist, ask your doctor who they recommend and why. Seewhatyourdoctorthinksmakesforagood specialist, because their inside knowledge of the medicalindustrycouldprovidesomevaluable insight.Assurgerycanimpacttheearsandthe nose,youwanttomakesurethattheproper precautionsaretakentoensureyouregetting the very best care. Take your time when looking for an ear, nose, and throat specialist, and youll beabletondthereliefthatyouneedanda doctor you can trust.How-toChoose an Ear, Nose and Throat Specialist.It is important to pick a specialist who can do an outstanding job with the diagnosis and treatments that are related to these specic areas of your body.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 20157A NEW MINIMALLY INVASIVE TREATMENTTO RELIEVENOSE/NASAL/SINUS DISORDERS AND TREATMENTSinus, chronic and recurrentsinusitisChronic nasal obstruction:septoplasty, functional rhinoplasty, turbinate surgeryBalloon sinuplasty and FESSAllergiesTreatment for nasal traumaNasal polypsEpistaxis (nosebleeds)Cadillac ENT and Facial Plastic Surgery specializes in the treatment of ear, nose, throat and head and neck disorders, facial plastic surgery with a strong emphasis toward sinus disorders and skin cancer lesion removal. We have superior training and experience in treating both adult and pediatric ENT conditions. Thank you for selecting Cadillac ENT and Facial Plastic Surgery.THROAT DISORDERS AND TREATMENTTonsil and adenoid surgerySnoring, sleep apnea surgery (UPPP, palate advancement, tongue base treatment, radio frequency treatment of the palate and tongue)Thyroid surgeryVocal cord and voice disorders: HoarsenessLaryngeal/pharyngeal refex: GERDSwallowing disordersHEAD AND NECK DISORDERS AND TREATMENTSalivary gland surgeryNeck massesThyroglossal duct cystLymph node excisionTracheostomyFACIAL PLASTIC SURGERY/SKIN CANCER AND TREATMENTLesion removal for skin cancer with or without reconstruction: basal, squamous cell, melanomaReconstruction following MOHS proceduresMid face and nasal fractureBlephoraplastyCosmetic rhinoplasty/septoplastyOtoplastyFor an appointment with Dr. Robert Kendell, D.O., F.A.C.S. or Dr. Lisa Jacobson, D.O. please call (231) 779-62608872 Professional Dr., Suite A, CadillacBoard Certifed in OtolaryngoloyHead and Neck Surgeons: Robert Kendell, D.O. F.A.C.S. Lisa Jacobson, DO. Sinus Pain.Youve tried medications, sprays, everything...and nothing seems to work. Have you ever considered Balloon SinusplastyTM?Relief for your sinus could be as easy as a tinyballoon! Minimally Invasive Clinically Proven Safe and Effective Return you to a new life within as little as 24 hoursRobert Kendell, D.O. F.A.C.S. Lisa Jacobson, D.O. 8HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Most of the hearing aids in the United States are dispensed and tted by Audiologists using the most advanced,computerizedproceduresandstate-of-the-artequipmenttoindividualizetheirttings. Hearing aid options are fully discussed with patients basedontheresultsofacompletehearingaid evaluation that includes selection and verication of the devices most appropriate for the patient. Follow-up,careandhearingaidaccessoriesarereadily available from Audiologists dispensing hearing aids.Audiologistsprovideextensivehearingaid servicestopatientswithhearingloss.Inaddition, Audiologists are experts with other types of assistive listeningdevices(ALDs)includingindividual andgrouplisteningsystems,telecommunication devices,andpersonalalertingequipment.Finally, Audiologistsprovideeducationandtraining, whicharecrucialstepsinensuringthatpatients receiveoptimumbenetfromamplicationand communication devices.Audiologistshavespecialtrainingandmaybe foundinmedicalcenters,privatepracticeandhave passedademandingcompetencyexaminationA minimum of a masters degree program is required to practice as a certied audiologist and most masters programsaretransferringtodoctoralprograms. Theseprofessionalsbelongtoseveralnational organizations guided by a Code of Ethics requiring thatAudiologistsservicesmustbeprovidedinan ethical manner.Hearing-Aid Selection & FittingThehearing-aidselectionprocessbeginswitha comprehensivehearingtest.Ifyouareacandidate forhearingaidsyourAudiologistwilldiscussthis with you at the conclusion of the hearing test. The Audiologist may suggest seeing a physician to obtain medical clearance for purchasing hearing aids, due to possible medical/surgical intervention. If you agree to the recommendation of purchasing hearing aids, theAudiologistwilltypicallyscheduleaHearing-Aidevaluation.Atthisvisit,theAudiologistwill discusstheavailablestylesandtechnologiesthat aremostappropriateforyou.Alsoatthisvisitthe Audiologist will take impressions of your ear canal, explainthepoliciesandproceduresregardinghow theinstrumentsaredispensed,andinformyouof the cost of the hearing aids.Usually,itrequiresacoupleofweeksforthe hearingaidstoarrive.AttheHearing-AidFitting, youwillwearthehearingaidsforthersttimeto besuretheyarecomfortableandthatwhistling isnotpresent.Itisalsoduringthisvisitthat yourAudiologistwilltakeadditionalmeasures toverifythatthehearingaidsareproviding optimumamplication.Toaccomplishthis,many Audiologistsusereal-earmeasurestoverifythe performance of hearing aids. This procedure allows the Audiologist to assure you that the hearing aids areoptimizedforyourhearingloss.Finally,your Audiologist will counsel you extensively on the use and care of the hearing aids and review the warranty. You should ask your Audiologist about the benets from aural (re) habilitation services such as speech-reading,auditorytraining,assistivelistening devices,communicationstrategiesandcounseling tosupplementbenetreceivedfromamplication. Finally,youwillbescheduledtoreturntoyour Audiologisttodetermineifyouneedtohavethe hearing aids adjusted.How To Purchase Hearing-AidsHearing-Aid Signal ProcessingHearingaidscanbedividedintothreemajor technologies.Atthetimeofthehearingaid evaluation, your Audiologist will guide you through the numerous options available to determine which of the following general technologies would be most appropriate for you.Conventional with analog signal processing:Thesearethemostbasichearingaids.They typicallyprovidelinearsignalprocessingwhere soft, average and loud sounds are amplied equally. Withthesehearingaids,patientsoftenturnupthe volumecontrolforloudsounds.Thesedevices usually require the Audiologist to send the hearing aidstothemanufacturerwheneverchangesare necessary.Theseinstrumentsareagoodchoicefor patients where nances are a major consideration.Programmable with analog signal processing:Theseareanaloginstrumentswithdigital programming that allow the Audiologist to change theparametersofthehearingaidsviaacomputer. This might be necessary to compensate for changes inhearingorsoundquality.Mostofthesehearing aidsprovidenonlinearsignalprocessing,where theyamplifysoftersoundsmoreandloudsounds less.Becausethissignalprocessingautomatically adjustsvolume,manyofthesehearingaidshave severalmemoriesstoredinthehearingaids thatareavailableforimprovedunderstandingin different listening situations. A remote control may be necessary to access these memories or change the volume. Some of these hearing aids also include more thanonemicrophoneforenhancedunderstanding of speech noise.Digital Signal Processing (DSP) with Programability:Thisisthemostcurrentleveloftechnology available.HearingaidswithDSParecapableof providingmillionsofcalculationspersecondon thesignal(s)receivedatthemicrophonebefore they are amplied and sent to the listener. Some of these hearing aids allow the Audiologist to divide thefrequencyresponseintonumerousbandsfor signicant exibility in shaping the response of the hearingaidstomorecloselymatchtheindividual needsofthepatient.Someofthesehearingaids includemorethanonemicrophonetofurther enhance the understanding of speech in noise. One of the advantages of these hearing aids is the capability to reduce or eliminate feedback or whistling.5 Points for Hearing...1. Admitthatyouhaveapermanenthearing problem. Honesty is the rst chapter in the book of wisdom. Thomas Jefferson2. Beawarethatitmaytakeawhileforthebrain toadjusttoahearingaid,soyoucantalways determine right away if you will like it.3. Bring appropriate expectations: Hearing aids may help you cope more effectively in communication, but they will not restore normal hearing.4. Be aware that hearing aids do not work well in all situations. Educate yourself about hearing.5Practice,TimeandPatienceYourKeysto Success!How-toChoose an Audiologist.Audiologists provide extensive hearing aid services to patients with hearing loss.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 20159INTRODUCING SIEMENS LASTEST HEARING AIDS. The worlds frst hearing aids that outperform normal hearing in demanding listening environments.* Now your hearing aids will provide an exceptional listening experience on a walk, during a golf game, at a busy restaurant, and even in wind.Left to Right: Dr. Kelly Pendrick, Audiologist Dr. Sharon Blackburn, Audiologist Dr. Amie Ruppert, AudiologistMAJOR INSURANCES ACCEPTED AFFORDABLE PAYMENT PLANSThe Professional Choice for HearingHealthcare and Balance Assessment231-775-9398 or toll-free 877-775-9398www.aschearingclinic.com 8872 Professional Dr., Suite A, CadillacCall today for a complete hearing evaluation to see if the new Siemens hearing aid product is the right t for you. (231) 775-9398 Toll Free 1-877-775-9398*Studies conducted at University of Northern Colorado (2014) and Oldenburg Horzentrum (2013) showed that Speed Reception Thresholds (SRT) in cocktail-party situations improved up to 2.9 dB for wearers with mild to moderate hearing loss using binax with Narrow Directionality, compared to people with normal hearing. Hearing instruments help many people hear better, but cannot solve every hearing problem or restore normal hearing. Features vary by technology. 2014 Siemens Hearing Instruments, Inc. All rights reserved. 10/14 D-7315C-14 Experience hearing aids that for the frst time ever solve the two most common complaints!Hearing in demanding environments like restaurants, crowded gatherings, parties, the car, the mallHearing in windy situations like the golf course, biking, or even on a walkSiemens latest hearing aids can accomplish this by:Automatically recognizing sound from the back as well as both sides of you and focusing in on the dominant sound in the same way that natural hearing doesSuppressing other noises that could be a distraction, such as wind and background noisePairing with the easyTek remote audio streamer for complete control over volume, programs, switching between TV and phones, or zooming into your dinner partner. Download the free easyTek App for ultimate discretion.10HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Honesty and Integrity are the Foundation of Our Business!www.DonsAutoClinic.com1110 N. Mitchell Cadillac, MI 775-2413Hours: Mon.-Fri. 8 AM-5:30 PM, Sat. 8 AM-2 PM, Other by Appt.Over 200 vehicles to choose from! If we dont have what you want in one of Northern Michigans largest inventories- Well nd it!In the Market for a Used Car?Where YouBuy Matters.Dont get burned by dishonest dealers. Every pre-owned vehicle we sell comes complete with vehicle history report, 100-point inspection and a 30-day money back guarantee.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201511How-toChoose a Used Car Dealer.When you have worked hard and saved up everything that you have, nding the best used car dealer is important. You do not want to end up with alemonthatyoucannotreturn. You also do not want to pay more thanyoushould.Ofcourse,the dealer will need to make a profit -whichisperfectlyreasonable- but you still should have an idea ofthepriceyoushouldpayfor the vehicle you want the most. Whenitcomestospending money, there is always an intelligent process you must go through to avoid making mistakes that you can take back. Here are some tips on how to choose a used car dealer.1. Choose Your VehicleOne of the worst mistakes that you can make is attempting to shop for a car without knowing what you want. The very first step in the process is deciding what kind of car you want. If you do not know the exact make and model of the vehicle you desire, you should at least narrow it down to the automobile type. Decide whetheryou would like a sports car, an SUV, a pickup truck or a van. That way you will not waste your time looking around at shops that do not have what you need.2. Search the blue bookThe next thing you want to do before you choose a dealership is get an idea of the amount you want to spend with the dealership. You can search the Kelly Blue Book (http://kbb.com) for the make and model of the car you desire. That way you have a general idea of the price range you want to stay in. It will keep you in perspective so you know roughly what to pay for a particular car. In addition, search newspapers and online sites to see the asking prices for cars that youre interested in buying.3. Talk to Friends and FamilyThe first thing you can do to attempt to find a reputable dealer is speak to your closest friends and family members. If they buy used cars like most people do, they will be perfect sources of information on how their dealer treats its customers. If youcome across more than one positive family reviewof a specific dealership, take that as a sign to check that dealer out. Your family will never steer you to give your money to a bad dealer.4. Search Locally and OnlineNext,youwanttogatheralistoflocaldealerships.Youcanfindthis information in your telephone book and online. Write down the addresses of the top used car dealerships. Call them up and make an appointment to come in a look at their inven-tory. You can even ask them what kind of financing they have and if they offer extended warranties on their vehicles and such. Try to make appointments with all the establishments on the list. You are going to research many dealerships before you choose. Picking a place to buy a car from should not be decided on quickly and in haste.5. Visit the DealershipsStop by each dealership that you have on your list. Look around for cars that you want. Have in depth conversations with the sales clerk to find out if he is someone you are comfortable doing business with. Askaboutthefinancingoptions,thewarrantyprograms,themainte-nance, past owner reports, and anything else you can think of that makes you feel more secure. Do not make a purchase on the first visit. You have more shops to look at. Grab a business card and move on to the next location.After you have stopped by all locations on your list, you can research customer reviews of the ones you thought were the best establishment. This is how you will narrow it down to the No. 1 dealership. The dealer with the car you want for the lowest price with the best customer review will win your business.12HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Get InvolvedCome Join UsLife Changing Preaching 125 Years!!Rehoboth Reformed ChurchPlease Join Us TEENSEVENTSLike us on Facebook www.facebook.com/RehobothReformedChurch8372 S. Lucas Road, McBain, MI 49601 www.rehoboth.church Service Sunday 9:30 AMNow matter who you are, or where youve been, youre welcome hereWelcome to RehobothOur name was chosen 125 years ago when our church was founded.Rehoboth means room for all. We are a church with rich history and modern style. Come join us just as you are. Fun Family Activities Youth Mission Trips Vacation Bible SchoolWe have cutting edge childrens ministry, and relevant Middle & High School groups. Dynamic Teen Ministry and Fun Kids Ministry.Come join us along with Pastor Adam Every Sunday at 9:30 am for a life changing sermon.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201513Weve all heard that the choice and purchase of ahomeisoneofthemostsignicantdecisions apersonwillevermake.Inthistemporalworld that may be true. However, choosing where you, and your family, will learn the things of God and serve the Jesus Christ has eternal ramications.Similartobuyingahome,before choosingachurchhomeyouneedtoconsider itsfoundation,structure,function,andenviron-ment. Before we consider those important com-ponents, please realize that no church is going to be perfect. Some local churches may be in seem-inglyexcellentcondition,whileothersareobvi-ousxer-uppers!Manyfallsomewhereinbe-tween. You need to evaluate how you, and your family, can contribute to that ministry so it is not just another church, but truly a church home.Investigating Its Foundation,Jesus said that the wise man builds his house upon rock andthefoolishmanbuildshishouseuponsand (Matt. 7:24-27). When storms come, the founda-tiondeterminesthedurabilityofthechurch.A churchsfoundationiscrucial.Therearethree maincomponentsthatmakeupthefoundation of a strong local church: reverence for the Bible, Biblical focused preaching and Biblical doctrine.ExaminingItsStructure,onceyou aresatisedwiththefoundational,youneedto look at its structural components. The structural componentsofalocalchurchprovidenotonly itsstrength,butalsodictatethecharacterand direction.Lookthingslikechurchgovernment, are things orderly, staff, leadership and size. Are there people of all ages, because a healthy church should have all ages represented.Seeing How It Functions, when satis-ed that the foundation and structure are tting, thenlookathowthechurchfunctions.Doesit fulllthepurposeforwhichitwasdesigned? Doesitmeettheneedsofthepeopleinsideand outsidethechurch?Lookforanemphasison worshippingGod.Seeiftheleadershipstresses theimportanceofhonoringandglorifyingGod inallthings(1Cor.10:31;Col.3:17).Alsoob-servetheinvolvementoftheindividualmem-bers.Astronglocalchurchismarkedbylove. Do the members seem to genuinely care for one another? Do they minister to each others needs? Doesthechurchhaveastrongchildrens,teen and adult programs? CheckingItsEnvironment,walk throughandsensetheatmosphereoftheplace. It can feel cold and gloomy or warm and inviting. Itcanhaveahomeyfeeloritcanbeimperson-al--almostlikeamuseum.Doubtlessyouhave had the same experience when attending various churches. Am I Right For This Church? Now look at yourself and ask, Are there opportunities here for me to become a part of this church fam-ily?Doesthechurchfocusonmywholefamily andnotjustadults?Thedecisionyouareabout to make will greatly affect your spiritual life and the lives of your family. In fact, the decisions you makenowwillaffectyourdescendantsandthe generations to come. Thats a sobering reality. Rememberthatnochurchwilleverperfectly fulll all these criteria. There is no perfect church. Also, remember that every church is going to have itsownspecialblendofthecharacteristics.The keyistondachurchthathastheminproper balance and ts your family.How-toChoose a Church.The key is to nd a church that has them in proper balance and ts your family. 14HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015We just made buying propanea whole lot easier.The new budget-friendly, worry-freepropane service ofered by Ferrellgas.Its everything you want from your propane provider,and none of the things you dont want!Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201515How-toChoose a Propane Company.Asking these helpful questions will ensure you pick a provider that gives you the service you want and deserve. Whenchoosingapropanesupplier,youwanttheright partner.Fromwaterheatingtofuelingyourgasfireplace, propane has a number of significant uses around the home. Because of this, its important you select a propane provider that you can depend on every day of the year. Wesuggestyoureviewthefollowingbeforechoosinga propane provider for all your heating needs:COMPANY PROGRAMS: Itsimportanttofindoutifapropanecompanyoffersany servicestoitscustomersincludingaKeepFullprogram, BudgetBillingandotherprogramsdesignedtoprovidea consistentsupplyofpropaneandoffermorepredictable monthly payments. FIXED-PRICE CONTRACTS: Tohelpprotecttheircustomersfromwintertimepropane pricefluctuations,somepropaneretailersalsoofferfixed-pricecontracts.Thesecontractsareoftenofferedduringthe springandsummermonths.Askprospectivepropane supplierswhatcontractopportunitiesareavailable to their customers.RELIABILITY: Because propane is a portable fuel that is delivered via truck to a customers home, its important to be confident in a propane providerabouttheirabilitytodeliverthepropaneyouneed when you need it the most. SAFETY RECORD: Safetyshouldbeapriorityforanypropanecompany.Be suretoreviewthecompanyssafetyrecordandaskforany materialsithastohelpeducateyourfamilyaboutpropane safety. Dont forget to also ask if it has a 24-hour emergency phone line available for customers to call in case of emergency. Its important to note that most propane suppliers are highly reputable, honest, and safety-conscious. However, looking at more than just what a propane company charges per gallon by asking these helpful questions will ensure you pick a provider that gives you the service you want and deserve.16HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 16, 2015Lookingforafuneralhomeisnta pleasant journey.Makingfuneralarrangementscanbe hard.Dealingwiththedeathofaloved one is a challenge.Thats why it is better to think ahead so you can have a clear mind while making these difcult decisions.Mostpeopledonthavemuchexperi-encewithplanningfunerals.Whenthe time comes to visit a funeral home, they nd prices vary dramatically. Indeed, fu-nerals can be costly. Planning before your time of grief will help you make wise decisions under dif-cult circumstances. Here are some things to consider when you must select a funeral home. Therststepistondoutifthede-ceasedhasmadeanyfuneralarrange-ments and whether these plans need to be changed.Sometimesweathermaybean issue or other factors may get in the way of what has already been planned. Ifnoarrangementsweremade,ask familyandfriendstoseeifthedeceased made any specic wishes. If possible, re-spect those wishes.Ifpre-arrangementswithalocalcompany exist,thencontactthatcompany.Arrange-ments bought years ago may not cover the cost of the funeral or represent the latest wishes of the deceased. If you are in this situation, look aroundtoseeifanotherfuneralhomehasa betterarrangement,ormakeadjustmentsas necessary. Tondtherightfuneralhome,askfamily, friends and pastors for a recommendation. It is a good way to focus on funeral homes with excellent reputations. You might also consid-eryourownexperiencesatfuneralhomesin your city. If you cannot get referrals, look on the In-ternet. Select three or four funeral homes that mighttyourneeds.Visiteachonewitha close friend or relative. Budget is a major concern for most people. Inquireaboutbasicfees.Askaboutservices the funeral home may offer and if payment ar-rangementscanbemade.Askquestionsand takenotes.Staffmembersshouldbepatient with you. Itisimportanttogetwrittenestimates for everything. Ask about hours for view-ing,in-houseversusoff-siteservices,cre-mation services, additional fees and special requests.The Federal Trade Commission mandates that funeral homes must provide customers withapricelist.Ifyoubelievethecasket prices are too high at one funeral home, you can purchase the casket elsewhere without being subjected to additional charges. Donotdecideonafuneralhomeright away. Think about it for a bit. The decision should be made with clarity. Afterdecidingonafuneralhomeand typeofservice,documentationisthenext step.Thefuneraldirectorcanhelpyou withtherequiredformsandpermits.You should have a copy of the death certicates and make the actual burial or cremation ar-rangements.Whenotherrelativesorfriendsarein-volved, it is best to nd a funeral home that tsyourfamilysneeds.Talkwiththem honestlyandcomparenotes.Dontallow yourselftobepressuredintoadditional services you dont need or cant afford. Stay within your budget.Talk to the funeral home and tell them who in the deceaseds family is authorized to make decisions. Be very detailed about your expec-tationsandwhatkindofarrangementsyou want. Tell them if something is not being done according to your intentions. Good funeral homes will guide you through theprocesstoensurethatthefuneralruns smoothly for everyone. In your time of grief andhardship,preplanningcangiveyoua small measure of comfort and peace. How-toChoose a Funeral Home.Having to plan something as costly and monumental as a funeral can be difcult.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201517PETERSON FUNERAL & CREMATION SERVICESAsamemberofthecommunitysince1932,Peterson Funeral Home understands the importance of caring and respect. Taking the necessary steps now to plan and fund your funeral is very important to your familys future. In factitisverycomfortingtoknowthatyourwishesare known and carried out. For professional guidance in your time of need, call or visit us today.24 Hr. On Call Staff Preplanning ArrangementsTraditional Burial Cremation ServicesThe Peterson Chapel205 E. Cass St., Cadillac, MIRoss C. Meyering, Mgr.231-775-3411The McBain Chapel212 E. Maple St., McBain, MIMegan Meyering-Brinks, Mgr.231-825-236118HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Many men and women feel ashamed oftheirteeth,butfewpeopleareborn with a perfect smile.Anorthodontistcanhelpyougain condence, health and happiness. Byusingmoderntechnology,these trainedprofessionalscanmakeany mouth look amazing.Agoodorthodontistwillprovidea customizedtreatmentdeliveredwith compassion and care.Orthodontistsreceivesimilar educationandtraining,butnotallare gifted practitioners.Recommendationsfrompeoplein your social network will give you good leads. SERVICEBecausetreatmenttakestime,you shoulddevelopagoodrapportwith your orthodontist. Youwillalsoexperiencesome physicaldiscomfortwhilereceiving treatment. That is expected. It is how thisprofessionaltreatsyou,andthe environmentaroundyouthatwill make a difference.Thewaitingareashouldbe comfortingandsoothing.Focuson how the staff treats you and others.Childrenarethemostcommon typeofpatientfororthodontists. Watchtheirreactionsclosely.Ifthey seemrelaxedandcomfortable,then you might be in the right place.Lookforanorthodontistwho knows the value of time. You should nothavetowaitalongtimeinthe waiting room.Qualityorthodontistsperform mostoftheworkonyourbraces themselves.Theydontofoaditon staff members.Youalsoneedsomeonewhocan communicateclearly.Listening toquestionsandansweringthem clearlyispartoftheirjob.Youare notjustanypatient.Highquality orthodontistsseeyouasavalued client and treat you as such. Dentalassistantsarepartofthe treatmentteam,soitiswisetoform goodrelationshipswiththem.They willcontributeduringthephases oftreatmentandhaveundergone rigorous training. These professionals will help you during the process. TECHNOLOGYAskeachprospectiveorthodontist aboutthetechnologiesheuses. Thereareseveralsystems,each quitedifferentfromtheother.Some methodsrequiremoreadjustments, and some take longer to do the job.Eachprofessionalshouldexplain thetrade-offsbetweenonesystem and another. Each has advantages and disadvantages. Have him explain why he prefers one over the other. Innovationsarealwayshappening intheeldoforthodontics.One popularoptionforbracesisthe Damon system. It doesnt use elastic or metal ties. It is a safe, comfortable anddiscreetchoicethatisalso healthy. It doesnt attract plaque like older-style braces. How-toChoose an Orthodontist.Nothing expresses condence, health and happiness like a good smile.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201519Dr. Bandeen has been a Damon Braces System Provider longer than any other Orthodontist in Northwest Michigan.Using DAMON BRACES means: Bulky Uncomfortable Herst Appliances - Never Head Gear - Never Expanders - Rarely Extractions - Rarely Happy Patients - AlwaysDr. Bandeen does the free initial exam. You also receive a digital pantographic x-ray and digital photographs AT NO CHARGE. Come and find out why this is the place to be! AFFORDABLE PAYMENT PLANS FAMILY DISCOUNTS Most Insurances Accepted NO REFERRAL NEEDED CALL TODAY! (231) 876-2530Were All About SmilesThank you for choosing Bandeen Orthodontics for your Orthodontic needs. As the only full-time Orthodontist in Cadillac, I am always here to ensure that your experience is the best possible.Dr. Roger L. BandeenCome find out what Damon Braces can do that Invisalign cant and often in less time!FREE INITIAL EXAMBandeen Orthodontics8865 Professional Drive, Cadillac, MI 49601www.bandeenbraces.com231-876-2530Open Until 7:00 PMDr. Roger L. BandeenOrthodontic Specialty License #9361. Think before you drink. Doyoupayattentiontowhatandhow much you drink? The extra calories and sugar in pop, fruit juice and other sweetened drinks canaddupquickly.Makeahealthierchoice andgrabwaterorlow-fat milk instead. 2. Bigger is not better. Biggerportionsizes ormealsmayseemlike agoodvaluebuttheyare costlytoourhealth.Up-sizedportionsmeansup sizedcaloriesandway morethanneededfor ameal.Down-size yourportionsto gain control. 3. Reduce screen time. Howmuchtime doesyourfamily spend in front of the TV, videogames,orinternet? TAMEtheTUBE! Chooseactivegamesof play.Limitdailyscreen timetoreduceriskfor being overweight. 4. I like to move it, move it. Start today to move more everyday! Daily changes in activity, no matter how small, can improveyourhealth.Walkthehallonyour coffee break, use the stairs, park across thelotoraroundthecorner,walk towork,orplaycatchwithyour kids.Everylittlebitaddsupsojust MOVE IT!5. Healthy starts at home. Planning, preparing and eating at home can reduceyourfatandcalorieintakeandsave you money, too. Make extras so you can pack a healthy lunch. There are alot of low-cost, easy preparation and great tasting options. 6. More fruits & veggies matter!Jam-packedwithnutrition,highinber and low in calories, fruits and veggies are natures weight management tool. Fresh, frozen, canned or dried, it doesnt matter -theyreallgoodforyou.Andaneasy option for a quick healthy snack!7. Breastfed is the best.Breastfeedingprovides agreatstartinhelping babies get all the important nutrients to grow stronger, healthierandsmarter! Breastfedbabiesareless likelytobesick,havea reducedriskofSIDSand reducedriskofbeing overweightasadults.And itsgreatforMommiestoo- reducingriskofovarianand breastcancersandhelpsmoms lose their baby weight faster!20HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015How-toLive Well with these 7 Healthy Habits.Making a change doesnt have to be scary. It only takes a few simple healthy habits to live well. Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201521HOW TO....1423Eat Healthy for a Healthy WeightTe key to achieving and maintaining a healthy weight isnt about short-term dietary changes such as starting an upcoming fad diet. Its about a lifestyle that includes healthy eating, regular physical activity, and balancing the number of calories you consume with the number of calories your body uses. Focus on making half your plate fruits and vegetables at every meal; choose leaner meats, and limit foods high in salt and sugar. Making a change doesnt have to be scary, its about eating foods you love that are also good for you.Enjoy Fruits and VegetablesIf healthy eating makes you think about all of the foods you cant have, try thinking about all of the wonderful foods you can eat every day. When purchasing fruits and vegetables, dont be afraid to try something new, such as a starfruit or kohlrabi. Many fruits and vegetables contain high amounts of protein and fber. Eating more protein and fber rich foods can help you stay fuller longer and prevent overeating. For example, one cup of cooked broccoli contains more than fve grams of protein and split peas contain a whopping sixteen grams per cup. Proper nutrition is important when it comes to maintaining a healthy weight. Commit to trying at least one new fruit or vegetable per week. Produce usually tastes the best and is cheapest when its in season, so purchase in season and freeze the produce for later if needed.Your local farmers market is a great resource for Michigan grown produce.Produce from a farmers market is usually fresher than store bought. Give up Comfort FoodsYou dont have to give up all of your favorite foods while eating healthy. Just keep everything in moderation. Tere are a number of delicious and healthy foods out there waiting for you to try. For example, if you eat cake most days of the week try cutting it down to once per week or twice per month, but keep in mind this is a lifestyle change. Eating smaller amounts is also a great way to eat your favorite foods without completely cutting them out of your meal plan. Try sharing a piece of pizza or cake with a friend instead. Cooking comfort foods at home puts you in control as to what goes into your food. Tere are lots of diferent swaps you can make to make your favorite foods healthier. When a recipe calls for milk, try low fat instead of 2%. If the recipe calls for hamburger, try chicken. Get HelpIf you are struggling with making a lifestyle change or are just curious about ways to change your recipes for the better, try contacting your local health department. Many health departments have health educators on staf a as community resource for all to assist with health advice or resources. Lacey Hill, B.S.Health EducatorDistrict Health Department # 10References:http://www.cdc.gov/healthyweight/healthy_eating/index.htmlJOIN US AT OUR UPCOMING HEALTH SUMMIT Moving Towards a Healthier Community on September 22nd at the Resurrection Life Church in Cadillac.Keynote speaker: Nicholas J. Yphantides, MD, Chief Medical Ofcer of San Diego County Health and Human Services Agency.Discussion panel includes local leaders.7:30am - Breakfast8-11am - Summit keynote speaker and panel discussion.For more information and registration details contact: Donna Norkoli at dnorkoli@dhd10.org22HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Who you see for physical therapyisyourchoiceCadillac8872 Professional DrSuite C231.876.0010We help our patients achieve great outcomes. Our patient satisfaction is excellent and our charges are signicantly lower than most other physical therapy providers. We put your needs rst to keep you active, healthy and happy. Choose Dynamic Physical Therapywww.dynamicptmichigan.comBuckley Cadillac Gaylord Grayling Manistee Marion Traverse CityFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201523PhysicalTherapists(PTs)arehealthcare professionalswhodiagnoseandtreatpeopleofall ageswhohavemedicalproblemsorotherhealth-related conditions that limit their abilities to move andperformfunctionalactivitiesintheirdaily lives.PTsmusthaveagraduatedegreefroman accredited physical therapy program before taking the national licensure examination.The minimum educationalrequirementisamastersdegree,yet most educational programs now offer the doctor of physical therapy (DPT) degree.Physical therapists practiceinhospitals,privatepractices,outpatient clinics,rehabilitationfacilities,skillednursing facilities,homes,educationorresearchcenters, schools,hospices,corporateorindustrialhealth centers, athletic facilities, and other settings.Information You Need When Selecting A Physical TherapistYou are the most important member of your own health care team and are entitled to choose the most appropriatehealthcareprofessionaltomeetyour goals.Becausephysicaltherapytreatmentplansare generally set up over a series of appointments, it is important that you feel comfortable and condent intherelationshipwithyourPT.Thetreatment centerorfacilityisalsoimportantsobesureto explorealloptionsyourcommunityhastooffer. Your success depends on it.Freedom Of ChoiceYouhavethefreedomtochooseyourown physical therapist.No one can force you to choose onephysicaltherapistoveranotheroronefacility overanother.Justlikeitisyourchoicewhich pharmacy to use to ll your Doctors prescription, itisalsoyourchoicewhichclinictouseforyour physicaltherapycare.Keepinmindthatyour insurancepolicymayaffectyourcoveragefor physicaltherapydependingonwhichclinicyou choose.Someclinicsalsochargemorethanothersand thisaffectsyourcoverageandout-of-pocket expensesaswell.Yourphysicianmayreferyou for physical therapy that is to be provided in his or herofceortoafacilityinwhichheorshehasa nancial interest.Most physical therapists oppose thispracticesinceitlimitschoiceforpatientsand has the obvious potential for bias. How To Choose A Physical TherapistMakesurethatyoureceivephysicaltherapy fromalicensedphysicaltherapist.Physical therapistsareprofessionalhealthcareproviders whoarelicensedbythestateinwhichthey practice.Ifyouarereceivingphysicaltherapy fromaphysicaltherapistassistant,besurethat heorsheissupervisedbyalicensedphysical therapist.Askthephysicaltherapyclinicifthey participatewithyourinsurancecompanyand/or willtheysubmitclaimsonyourbehalftoyour insurancecompany.Somepoliciesrequireco-payments for services and the co-payment will be dependent on if the physical therapist is part of the insurers provider network.You will also have to meetyourdeductible.Finally,askaround.You may consider asking friends and family who they haveusedfortheirphysicaltherapycare.You can also call clinics and ask to speak to a physical therapistaboutyourspeciccasebeforemaking your choice. Your AppointmentYour rst visit should include an evaluation by the physical therapist.Your physical therapist will performanexaminationtoidentifycurrentand potentialproblems.Basedontheresultsofthe examination, and considering your specic goals, yourphysicaltherapistwilldesignaplanofcare to include specic interventions and will propose atimetabletoachievethesegoalsandoptimize your function.Your physical therapist will likely provide you with instructions to perform exercises athometofacilitateyourrecovery.Youshould feel comfortable asking your physical therapist any questions regarding your course of care, including specics regarding interventions and expectations. Consumers AwarenessWith the Court reafrming healthcare reform it is more important for patients to understand their righttochoosehealthcareproviders.Currently 47statesallowdirectaccesstophysicaltherapy providers.Thismeansyou,asaconsumerof physical therapy services, have the right to schedule a consultation with a clinic of your choice without aprescriptionfromyourphysician.Michigan happens to be one of three states, which does not allowyoutovisitaphysicaltherapistwithouta prescriptionfromaphysician;however,youcan expectthattochangeintheverynearfuture. Thesechangesarepositiveforallconsumersas theyallowyoutogaingreatercontroloveryour own healthcare. Look for clinics that invest in the continuededucationoftheirphysicaltherapists and physical therapy assistants.Another good idea is to ask about recent awards or recognitions they havereceived.FocusonTherapeuticOutcomes (FOTO)performssurveysofphysicaltherapy clinicsnationwideeveryyear.Dosomeresearch andndaclinicthatperformswellthroughthe eyesoftheirpeersandcritics.Yoursuccessin recovery could depend on this decision and change the way you look at physical therapy treatment. How-toChoose a Physical Therapist. You are the most important member of your own health care team.24HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015YODER SUPPLIESMarvin Yoder, Owner 14213 180th Ave., LeRoy, Michigan 231-768-4387Directions: From Reed City go north on 131 to Exit 162 (LeRoy Exit) Go right, stop sign, left on Mackinaw Trail go 200 ft., turn right on 14 Mile Rd., go 2 1/4 miles to 180th, left on 180th, 1st house located on left-hand sideFEEDS/GRAINSPet Feed / Bird FeedLivestock FeedMETAL ROOFING & SIDING Central States, Mfg. American Building Supplies Custom TrimsPick Your Profle ~ Choose Your ColorCALL FOR PRICINGMENTION THIS ADTO GET $1 PER SQ. OFFFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201525Ifyourelookingforaroongmaterial, consider metal roong.Knownfortheirdurability,strengthand attractive appearance, metal roofs are a popular optionamonghomeownersandlandlords. Metalroongoffersgreatvaluebecauseit hasalongerlifespanthantraditionalroong materials.Withpropermaintenanceandoptimal conditions, metal roong will cover a building almost indenitely. While shingles will need to be replaced regularly, metal roong offers you style with savings.Herearesomethingstoconsiderwhen shopping for a new metal roof.STYLEInthepast,metalroofsweresynonymous with shiny tin roofs.Butthesedays,metalroongconsistsof manystylesandcolors.Youcanndmatte nishes and textured designs in just about every color imaginable. Of course, you can also nd the traditional silver if you want. Its all about functionality and making a design statement. Find a style that will match the architecture of your building. Online software can help you visualize how different metal roofs will look on yourhouseorcommercialbuilding.Choose ahandfuloftexturesandstyles,andrequest samples to see how they will look against your brick or siding.Thebestroongcompanieswillgiveyou design advice about how to realize your vision.MATERIALSMetal roong comes in a variety of materials, includingincludingsteel,aluminum,copper, zinc or an alloy of multiple metals. There are also varying grades and thicknesses. Somematerialshavelongerlifespansandare suited to regional weather variations.Youcanchoosebetweendifferentstages ofpre-fabrication.Somestylescomepress-formedandfull-paintedwhileothersrequire more on-site work.Its important to get advice from a company youtrust,onewithdeeprootsinyour community.Localcompanieswillunderstand whichmaterialsandbrandsperformbest foryourarea.Besuretodobusinesswitha company that has a long track record of happy customers.WARRANTYAs with any product you purchase, it is important to understand what the warranty covers.Findacompanythatofferslongwarranties thatwillgiveyoupeaceofmindformany years.Also, look to see what problems the warranty willcoverandwhetherthereareanyout-of-pocket costs for materials, labor or both. ENERGYA properly designed and installed metal roof can help you save money on your energy bill. Compare different materials and styles for any factors that will provide energy efciency.Somemetalroofscanincludeinsulating underlaymentandspecialreectivecoatings todeectsolarradiation.Thesematerialscan keepyouratticcoolerinthesummerand warmerinthewinter,thusreducingyour energy consumption. How-toChoose Metal Roofing.With proper maintenance and optimal conditions, metal roong will cover a building almost indenitely.26HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Michelle Pennington, CIC - President Michelle has more than 25 years of experience in Property andCasualty sales, service and management.Ruth Ann Northon, LUTCF - Customer Service Representative Ruth Ann specializes in group and individual health products, including Medicare supplements.Jackie Tesman, CISR - Customer Service RepresentativeJulie Youngs, CISR - Customer Service RepresentativeMatthew Tiedt, CIC, CISR - Customer Service RepresentativeLouAnn Morgan - Customer Service RepresentativeMelissa Diem - Customer Service RepresentativeDerek Lodholtz - Customer Service Representative2 Locations138 W. Upton Ave. Ste. 1Reed City, MI 49677231-822-3214233 N. Martin St.Evart, MI 49631231-734-5519HWAHi nkl eWi t be c kAg e nc yAUToINSURANCeHoMeINSURANCeBUSINeSS & CoMMeRCIALINSURANCeLIFe & HeALTHINSURANCeFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201527 Many of them resort to gimmicks and funny commercials to get new customers. But when it comes to ling a claim, the laughs suddenly stop. How do you know if an insurance company will come through for you?Choosing a good insurance company requires you to take a long-term approach. It is similar to a mathematical equation. Weighing a price quote withthequalityofserviceandrisksyoullbe taking will provide the right answer. KNOW YOUR POLICYFirst off, consider the type of insurance youre buying. You will have to take a look at the ne details and gures for each policy.Ifyouareinthebeginningofthisprocess, insurancerepresentativesshouldactmorelike teachers instead of salespeople. Your choices may be complicated, with a range of pricing options, deductiblesandexclusions.Agoodcompany willgiveyouchoices,explainthemclearlyand let you make up your own mind. While reviewing your options, make sure you arecomparingsimilarpolicies.Ifapremium seemsunusuallylow,itmighthaveahigher deductible or more limitations. Itisimportantthatyougetasmuch information as possible about each policy before making a decision. CUSTOMER SERVICEOfcourse,customerservicealwaysplaysa key role in determining which company is best. Ifyouvehadfriendsorfamilywhohasled insuranceclaimspreviously,askthemabout their experiences. Someinsurancecompanieshavebetter reputationsthanothers.Gatheringallofthese experiences will give you a good idea of how you might be treated by them. Eachcompanyhasadifferentcustomer servicephilosophy.Someofthempreferto usealocalrepresentativetocommunicatewith clients. Others will discuss policies through their website or a 24-hour phone number. Manyinsurancecompanies;however,usea combination of these methods. They might give you24-houraccesstonationalrepresentatives along with a local advisor. FINANCIAL STRENGTHAninsurancecompanyisonlyasstrongas its balance sheet. Financial strength is especially important these days. Every insurer is independently rated based on their nances. An insurance agent should inform you of the companys rating and tell you what it means.Agoodratingmeansthecompanycan makeapayoutintheeventofacatastrophic event.Areputable,stable,well-capitalized insurancecompanyisalsolikelytohavemore coverage options. Whileyourinsurancepremiumsarean importantfactor,itisjustonepieceofa complicated puzzle. Choose a company that will not only give you a fair price, but who will also be prompt and courteous in the event you have to le a claim. Therightinsurancecompanywilltreatyou well at every level of interaction, provide quality coverage, and pay out in a timely manner should there be an accident.How-toChoose an Insurance Company.Choosing an insurance company can seem like a daunting task with so many to choose from.28HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015OutdoorWoodstovesandoutdoorpellet stoveshavebenetsasanalternativeheat source, but selecting the right one for your home requires careful consideration.OUTDOOR WOOD STOVESOutdoorWoodstovesaremadeeither fromcastironorweldedsteel.Bothare made to burn wood and then distribute the heat through your home.The choice of metal has no inuence on the stoves operation or performance. Peo-ple choose either steel or cast iron based on price, where the stove will be located and how it ts into a homes dcor.Outdoor Wood stoves work due to basic combustion. The wood burns and produc-es heat, ashes and smoke.Astoveoutttedwithacatalyticcon-vertermakesuseoftheleftovercombus-tibles,reducingemissionsandboosting efciency.Aproperlydesignedstovewith-outacatalyticconvertercanstillbeefcient enough to burn wood completely, leaving lit-tle ash and smoke behind. There are pros and cons to both types that affect the operation of the stove.Themostefcientoutdoorwoodstoves haveanefciencyratingbetween60and80 percent.Theseratingsarenotstandardized andareoftenmisunderstoodbytheaverage consumer.Buyyourstovefromareputable dealerwhowillgiveyoustraightanswersto yourquestionsandwhowillmakesureyou understand what youre buying.You can do some preliminary work by cal-culatingthecubicfootageoftheareayoure going to be heating. Youll also want to know the size of the logs youre going to be burning. Logs16inchesinlengtharerecommended because theyre easy to stack and handle. The logcapacityofyourstoveshouldbeabout three inches longer, or 19 inches.Cheapwoodstovesarentreallyabargain in the long run. Their internal parts may wear outquicklyandarentreplaceable.Better stoves will be made of better materials and are covered by a warranty. Understand the terms of your stoves warranty before you complete your purchase.OUTDOOR PELLET STOVESAn Outdoor pellet stove works on the same principleasatraditionalwoodstove.How-ever, these stoves can burn other fuels besides wood,suchassawdust,wastepaper,wood chips, bark and other organic materials com-pacted into a pellet. Some can also burn corn and walnut shells.Outdoor Pellet stoves have been proved by the EPA to be the cleanest solid-fuel burning appliances. They are often suitable for apart-ments and condominiums when wood stoves are not. They are also exempt from EPA emis-sions standards.Outdoor Pellet burning stoves come in two types: freestanding and replace inserts. They allhaveafeederattachmentandahopperto feed the pellets into the stove. Newer outdoor pellet stoves have thermostats and sensors to regulatethespeedthepelletsarebeingfed into the stove, controlling the heat output and regulating the temperature.Outdoor pellet stove manufacturers provide specicschedulesforproductmaintenance, whichhelpsthestovedelivermoreefcient home heating. Due to the increasing popular-ityofoutdoorpelletstovesasanalternative source of heat, both stoves and the pellets are easy to nd. Manufacturers recommend using high-quality pellets to keep your stove burn-ing cleaner and needing fewer repairs.Liketheoutdoorwoodstove,anoutdoor pelletstoveshouldbechosenbasedonthe sizeofthehomeorroomitisexpectedto heat,itsefciencyanditsappearance.More traditional outdoor wood stoves and outdoor pellet stoves both prove to be a more efcient and cost-effective heat source than electricity, natural gas, propane or heating oil.Outdoorwoodandoutdoorpelletstoves involveamajoroutlayofcash.Bothshould be installed by a professional, which will also cost you money. But youll soon recover these How-toChoose an Outdoor Wood Stove or Outdoor Pellet Stove.Outdoor Wood stoves and outdoor pellet stoves are effective and efcient alternatives to gas, oil or electricity. Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201529White Pine Outdoor Boilers, Inc.231-282-3194600-lb. capacityintegrated hopperwith large toploading door.Free Yourself fromHigh Heating Costs!MaximHeat.com CentralBoilercomMAXIMM250Outdoor WoodPellet FurnaceCan reduce heating costs by up to 75%Heats for days on a single loadingHeats entire home, multiple buildings along with water and moreEasy to install and adapts to any existing heating system, including radiant foorEPA Phase 2 qualifed with wood pellets as a fuel source*Once EPAs NSPS rules are in effect, the retail sale of Classic furnaces in the United States will no longer be allowed. According to the EPA, the standards would only apply to new wood heaters and will not affect wood heaters already in use.Get a Classic while you still can*New federal EPA NSPS rules will soon eliminate your choice to buy a new Classic. Now is the best time to buy a new Classic. Wait too long and it will be too late. Call today!30HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Theycanbepracticalelementsinyour homeandenhancearchitecturalfeatures, likealivingroombaywindow.Windows andpatiodoorsprotectyoufrom MotherNature,socaremustbetaken inselection.Today, you have a myriad of choices. Timeshouldbesetasidesoyou knowwhatproductsfulllyourneeds, tastes and budget. Whenconsideringoptions,youmaybe seeking a natural look, the ability to match yourcolorschemeormaintenance-free features. 20yearsago,vinylwindows were unheard of in residential construction inMichigan. Nowtheycompriseover 50percentofallsalesandare gaining ground. Whyarevinylproductsso popular? Vinylisaffordableandcanbe custom sized to your openings affordably.They require little maintenance and vinyl does not rot, rust,warporcorrode. Themulti-chambered extrudedframesprovideoptimalthermal efciencyduringharshwintermonths. Many manufacturersofferseveralinteriorand exteriorcolorcombinations,someevenoffer the traditional wood look on the inside of your home,ifyouhaveyourheartsetonthewarm tones and beauty that only wood can radiate. Windows come in many styles and functions: ventingandnon-venting,doublehung,gliders, or casements and awnings that crank out. There arealsospecialtyunitslikebays,bows,garden windowsandcustomshapessuchastriangles andtrapezoids. Windowsarethecreative buildingblocksthatletlightandairpassinto your home so you need to select styles that fulll your purpose.Some homeowners prefer to have all windows the same, while others consider the room and function in determining the style. Energyconcernshavemadeconsumers awareoftheglassoptionsavailable. Years agowindowsweremadewithsinglepanesof glassandthenstormwindowswereaddedto increaseefciency. Technologyhasgivenus productsthatoptimizetheenergyefciency ofourwindows. Low-emissivityorLow-E coatingsontheglass,gasllingsinthesealed cavitybetweenthetwopanesofglassand polyester lms suspended between the panes are readily available.Low-E coatings are popular in northern climates where heat loss during winter is a major concern. Choose Windows and Patio Doors Non-conductive spacers between the panes of glassdecreaseradiantcoldtransferenceacross the spacer channel, reducing condensation, mold growth and reducing outside noise volume.As energybecomesmorecostly,technologywill helpincreaseenergyconservationwithout hampering construction design exibility. Windowmanufacturershavetheirproducts independentlycertiedbytheNational FenestrationRatingCouncil(NFRC)against asetofstandards. Consumercaneasily compareproducttoseeiftheymeet energyefciencyneeds.UsetheU-factor ratingtocompareproducts. Thelower theU-factor,thebettertheglazingresists heattransferandthehighertheenergy performance.Doublehungsandgliders must be loose enough to slide in the track, so they have higher air inltration rates than casements.Casements, however, crank out from the house so they can impede trafc ow in a walkway. Becausethereissomuchtoconsider whenpurchasingwindows,ndadealer whoisabletoeducateyouaboutallthe aspectsoftheproducts. Windowsand patio doors are no longer one size ts all products.Warranty issues may need to be addressed like stress cracks and seal failures, soyourwindowdealermustletyouknow howtheseissueswillbehandled. Although priceisimportant,thesupportsystemthat backsuptheproductsthatyoupurchaseis justasimportant. Also,mostwindowsare manufacturedpercustomerordersotheyare notwarehousedinafactorywaitingtobe sold. Thismeansthatyouneedtoplanahead and start working with a dealer of your choice so you have time to make knowledgeable decisions about the windows needed for your project. Theinstallationofawindoworpatiodoor isjustasimportantastheproductitself. Even thebestwindowcanbeinstalledimproperly, causing performance and operational issues.Be sure to nd an installer who is reputable and has references readily available. Condensationproblemsarisebecauseaircan only hold a limited amount of water vapor and cold air holds less than warm air. The moisture on the glass is an indication of the level of humidity inthehome,notthequalityofthewindow, althoughnon-conductivespacers,Low-Eglass and gas llings may help reduce condensation.How-toChoose Windows & Patio Doors.Whether building or remodeling, windows and patio doors are an integral design factor in your project and a reection of your tastes.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201531The Toughest Window on the BlockTop 10 Reasons Why Polar Seal Windows Are Better Than The CompetitionYour Full Service Glass ShopDouGLASS1722 N U.S. 131 (Next to Arbys) Cadillac 800-922-GLAS or 231-779-3960Licensed & Insured.Wheres the beef? How bout more vinyl in your vinyl window? More walls and thicker walls means less chance for cold winter winds to seep in through your windows. More chambers help insulate; even as well as foam flled frames insulateits proven in test results!SuperSpacer, the only TRUE WARM-EDGE Silicone foam air spacer separates inner and outer pane of glass so cold cant transfer in quickly like metal spacers. Conducts 100 times less temperature than other warm edge steel spacers, reducing the chance of condensation, sweat or mold on your brand new windows.The #1 rated Low E glass in Canada is your best bet to save heating dollars. As winter gas bills soar, using the right kind of Low E becomes even more important. Our HardCoat Low E has the same net heat loss as an R-19 wall because it allows more FREE solar energy in than any other Low E or Heat Mirror available.Triple Ultrasonically welded weather-stripping. 50-100% more weather-stripping than others seals out wintery drafts better. Welded fbers remain longer than woven and pile directors keep those fbers standing up straight. Black weather-stripping lasts longer and looks better years down the road by hiding dirt.Aluminum screen wire lasts longer. Sure, its tougher to get aluminum wire screens installed in the home without denting them (thats why we package them separately), but once theyre installed, they wont sag, fadeand deteriorate like fberglass screen wire.1.2.3.4.5.Interlocking sashes eliminate leaks. We take the time and workmanship required to make a window with sashes that interlock. Polar Seal has engineered a window that keeps out the winter winds better than windows simply relying on butting the sashes together and hoping the weather-strip will stop the air.Deep pocket sills and jambs cut wind down. 90 degree angles make it tougher for air to penetrate. However, most forget this feature at the sill. By sinking the sashes into deep pocketing jambs and sills, airs chances of getting in to your home are slim to none.78 different color and wood combinations. Choose from 3 main colors (white, tan or earthtone), add 4 real wood-look interior options (Light Oak, Dark Oak, Cherry or Paintable/Stainable Simulated Oak), and 7 exterior color options (white, tan, earthtone, green, clay, terratint, bronze and gray!)Double strength glass looks and performs better. Thicker glass resists breakage better and lays fatter than single strength, reducing awkward concave refections. Go ahead, knock on our glass and compare it to the others.Unmatched Service: Lifetime Limited Warranty. No other vinyl window manufacturer that we know of stipulates in their warranty that they, the factory, will make house calls to service their products. Our warranty is worth much more than the paper its printed on; it is a contract between Polar Seal and the homeowner.6.7.8.9.10.32HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Anyoneplanningaspecialevent,such asawedding,concertorfundraiser,will understandtheimportanceofndingthe right venue. Youdontwanttodealwithalarge crowd on your property. Hosting a major eventatyourhomeorofcecouldbea hassle.Aclassy,well-equippedvenuecan make your gathering a success.Here are a few things to consider when choosingalocationforyourspecial occasion. LESS STRESSEventplanningisstressful.Youwill need a venue that lowers your anxiety level before and during the event.Thisisespeciallytrueofweddings. Whether you or a friend is getting married, youwillneedanexperiencedvenuestaff. The employees should treat you and your guests with respect and grace.Venuescanbeveryhelpfulwithevent planning.Top-qualityvenuesregularly do business with many vendors. They can giveyouadviceonndingothervendors in your area. They might be able to assist you in the planning phase, which can help you relax as you plan for the big day. CALL THE SHOTSOn the other hand, you should control theentireprocess.Besurethedetailsare meeting your expectations.Whenyoufeelavenueispressuring youorevenmakingdecisionswithout yourconsent,endtherelationship.You need people who will work with you, not peoplewhoonlyconsiderwhatiseasiest for them.The theme, style and decor of the event shouldbeyourchoice.Leavethesmaller detailsthevenuesstaffandmanagement. Doingsowillfreeyoutofocuson important aspects of the occasion. INCLUDED SERVICESEveryvenueisdifferentwhenitcomes toservices.Someplacesofferhardlyany services, while others help you set up and clean up. Placing tables and chairs is time-consuming. Taking down decorations and equipment afterward can put a sour ending on a fabulous day.Readyourcontractcarefully.Unless you are on a very tight budget, look for a full-service venue that will set up and tear down as part of their pricing package.TECHNICAL NEEDSYoureventmightrequirespecial technical needs. Forexample,soundandlightingisvital for a musical event. The venue should have the right electrical and audio connections, as well as places to route and hide cables safely.Weddingscanalsobeatechnical challenge.ThebandorDJwillneed tohaveclearsoundandadanceoor. Weddingphotographersmighthave preferencesaboutwherebackdropsand special lighting will be placed.Thebestvenuescanhelpyouhavea successful,stress-freeevent.Findingthe rightplacetoexperienceyourspecial occasionwillbememorableforyouand your guests. How-toChoose a Venue.With the right type of venue, any party or event you put on can go off without a hitch.PHOTO CREDIT TO PAXTON PHOTOGRAPHYFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 20153334HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201535Hospiceprovidescaretoterminallyill patients in their home, hospital or nursing home,whicheveristhemostappropriate setting. With an emphasis on comfort and quality of life, a team of physicians, nurses, bereavementcounselors,SocialWorkers, homehealthaides,volunteers,andclergy providedclinical,spiritualandemotional caretopatientsandtheirfamiliesexperi-encingalife-limitingillness.Medications andmedicalequipmentcostsareusually covered, based on eligibility. With all the choices out there today, you may wonder how to choose a hospice. Fol-lowing are points to consider when choos-ing a hospice for you or your loved one:Experience. Ask how long has the hospice organization been in the community and how many patients they serve.Availability. Are palliative (comfort) care and supportive services available 24 hours a day, seven days a week? Continuity of Care. Is the hospice agency afliated with a hospital to provide con-tinuity of care should you need to be hospital-ized? Does it have relationships with long-term care facilities? A good hospice will assist with long-termcareplacementwhenneededandprovide hospice services while you are a resident. Team of Care Providers. A good hospice agency will have a strong team of expe-rienced staff as well as experienced volunteers who will all work together to provide you and your family with the best possible care.Its important to look for a hospice agency whose staff is certiedhospice and palliative care to assure that you will receive the most advanced care available. Pain Management. Ask about the hospice agencys philosophy on pain manage-ment. Hospice afrms life and neither hastens nor postpones death. An effective hospice will provide pain management and care during the end-stage of life, with the goal of helping pa-tients remain pain-free and as active as possible for as long as possible. Quality of life. Hospice caregivers recognize dying as part of the normal process of living and believes the quality of life is as impor-tant as the length of life. Services. Ask about the types of services available to you and your family. Hospice ser-vices typically include:Medical direction of the patients care, provid-ed by the patients personal physician and/or a physician afliated with a hospice program.Regular nursing visits in the home to monitor thepatientscondition,provideappropriate care and maintain comfort. Homehealthaideservicesforthepatients personal needs.Chaplain services for the patient and/or loved ones if desired.Social work and counseling services.Bereavement counseling to help patients and their loved ones with grief and loss. Ask how long it is offered and what type of support is available. Medicalequipment(hospitalbeds,oxygen tanks, etc.)Medicationsforsymptomcontrolandpain relief.Volunteer support to assist loved ones.Considertheseandotherquestionsyoumay havewhenchoosingahospiceorganization. Hospice is a very special kind of care that can of-fer you and your family support at a time when youneeditthemost.Itsimportantthatyou choose an agency that you feel comfortable with and that can offer the services you need.With an emphasis on comfort and quality of life, hospice provides care to terminally ill patients in their home, hospital or nursing home. There are many factors to consider when choosing a hospice, including how experienced the hospice organization is, and what services are provided. How-toChoose Hospice.With an emphasis on comfort & quality of life.36HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015GustaveFlaubertoncesaid, Successisaresult,nota goal. There are always a few who are inspired to work a little harder and climb a little higher.Sowherecanyoundthissamecommitmentto excellenceinanautomobiledealership?AtHighpoint. Wereauniquedealershipwithanexceptionalwayof doing business.AtHighpoint,successwillneverbeanindicationof completion,butasignaltobeginagain.Thatswhywe areconstantlyrevitalizingourfacilities,ourservicesand our premiere selection of ne automobiles. Perhaps thats why so many of this areas successful individuals will make Highpoint their dealership.Visit us, we perform at the highest level . . . yours.South End Business US-131 Exit 177, Cadillac (231) 775-1222 1-800-828-9852 SALES HOURS: Mon.-Fri. 8:30 AM-6 PM, Sat. 9 AM-1 PMSERVICE DEPARTMENT: Mon.-Fri. 7:30 AM-5 PM, Sat. 8 AM-NOON FOR YOUR CONVENIENCESEE OUR INVENTORY AT www.HighpointAuto.com JASON COPPICK GREG BECKER JACK PEDLAR AL PIERCE JERRY KOOP, SR. JERRY KOOP, JR.SuccessHIGHPOINT CADILLAC GMCWe Perform at a Higher Level - Yours.Friday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201537Becauseofthisinitialanxietyintheminds of car buyers, purchasing a new or even a used car has become a tactical encounter instead of a simple negotiation for a good price on a new or used car.There is a way to handle the entire process of car buying that consists of just a few calculated steps that will result in your nding a good car dealer you will be very pleased with.Selectingtherightkindofcarforyouand yourfamilyisbyfarthebiggestthingto consider.Ifyouhavealargefamilyandyou take frequent trips with the family, you should be looking at an SUV or a van to accommodate everyone. On the other hand, a college student buying a car will nd that a small sub-compact or a compact car will meet his needs adequately.Consideryourneighborhoodand preferenceswhendeterminingthetypeofthe vehicle and related options. In case you have a long travel drive to work on a daily basis, you should think of a smaller vehicle having a good MPGrating.Also,itemslikehybridmodels and suitable options for your needs as well as yourlocaleshouldbeconsidered.Thosewho live in cold weather must seriously consider a styleofvehiclewithall-wheeldriveorfront-wheel drive.Thenextstepistospotvehicletypesthat interestyou.Internetsitesaswellasother highly regarded resources are available for you to do research on styles which t your needs. Youreallyneedtoselectfromseveralmodels that interest you.Test driving the vehicle rst, prior to making any concrete decisions to purchase or to speak about price is the correct way to proceed. You have got to identify your top two or so choices sothatyoucanselectanewcardealershipto start discussing buying a vehicle. Donotgetcaughtupintalkingaboutsales agreementsyet;yourestillintheprocessof contemplatingtheidealchoiceforyournew-car.Whenyoudecideonafewcarsyouwould considerpurchasing,starttoresearchthe dealersinyourlocalarea.Foryourbesttwo vehicleselections,itisbesttondtheclosest couple of dealers for that make of vehicle. This is important in getting the selling price down, since dealers for the same types of vehicle will compete for your sale.Alsomakesureyouhavelookedoutfor currentsalesofthecaryouareinterestedin. Automobileproducershaveseveralsalesthat mayenableyoutogetagreaterdealonthe automobile of your choice. Inadditionatparticulartimesintheyear, suchastheproductyear-endoccasions,you can get a better deal on a brand new automobile.If you are adamant, and want to hold out for thebestpossibleprice,getintouchwiththe dealershipsinyourlocalareawitharequest forapricequoteonyourtoptwofavored models.Thiswaywhenitcomestimefor youtocompleteabuyingdecision,youwill possesspricequotesthatyoucanusetogeta potentially better offer on the vehicle.Afteryouhavereceivedpricequotesfrom the closest dealerships, start contacting dealers ofyourfavoritevehicleselection.Obtainthe dealerships very best price on your automobile. Then you may wish to go to these dealers and begintalkingtosalesagentsregardingyour potential automobile purchase.Itiscriticalthatyouonlydealwitha dealershipyourecomfortablewith.Because ofthelargepriceofacarandthelong-term commitmentyouareentering,youwillnd that it isworth ittoinvest a fewextra dollars togetasellerwhogivesyouagoodbuying experienceandwhomeetsyourcarbuying needs.How-toChoose a New Car Dealer.New car buyers are often afraid of overpaying when they have to interact with a new car dealer to purchase a vehicle.38HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015The Wexford-Missaukee Intermediate School District does not discriminate in any of its educational programs, or employment practices on the basis of race, creed, national origin, sex, age, height, weight, marital status, handicap or English speaking activities.The Wexford-Missaukee Career Technical Center Mission is to Prepare Students For Career Success. Please go to www.wmisd.org for program specifc information or call us to set up an appointment to meet with a counselor or instructor at 231.876.2200Proudly serving Cadillac, Lake City, Manton, Marion, Mesick, McBain, Pine River and other Northern Michigan Schools.Earn Academic Credit Aligned to the Michigan Merit Curriculum Earn high school credit in English Language Arts, Math, Science or Applied Arts while you explore a careerEarn Scholarships For post-secondary education For tools to enter the workforceEarn FREE Credits Earn college credits (concurrent, articulated and dual) Free credit opportunities with Baker College and articulated credit opportunities through other institutions Early college program, earn an A.A.S. for free (call for details)Hands-On Combining the classroom with hands-on learning On-the-job, practical, and real-world experiences Taught by experienced professionals on state-of-the-art equipment Work-based learning and co-op opportunitiesCCCTTTCCCAREER TECHNICAL CENTEREarn FREE College CreditExplore and Train For Career Success While in High SchoolCareer Success On-the-job experiences = informed career choices Save $$ and start college or a career with a focus and a plan Interviewing techniques, training, and aptitude testing available National Career Readiness Certifcation validates job force readinessExplore and Train for Your Success Call 231-876-2200 today for additional information or ask your high school counselor to arrange a visit Plan now and enroll for your 11th and 12th grade years WMCTC proudly serves schools in Cadillac, Lake City, Manton, Marion, McBain, Mesick, Pine River, and other Northern Michigan Schools. Enrollment is free Half a day is spent at the WMCTC and half of your day is at your high school; bussing is provided For a fee, adults may enroll in daytime programs when space is availableAutomotive TechnologyIntro to Health CareFriday, August 14, 2015 | www.cadillacnews.comCadillac News - HOW TO GUIDE 201539Formost,however,thispassionwont becomerealizeduntilanexperiencesetsthem oncoursefortheircareer.Regardless,lifelong personal success depends on you. Yes,qualitiessuchasambition,dedication, education,andskillsallplayarolein determiningyourfuture,buttruesuccesswill also be determined by well-developed strategies concerning academics and career. But what, then, are the right steps to take in order to achieve these desiredresults?Everyonehasdifferentpaths theychoosetotake,butherearesometipsto consider before making a life-changing decision. Develop a career planThink about what you want to do and nd out more about the kind of training, education, and skills are needed to achieve career goals. Assess skills & interestsThinkhardaboutwhatyouenjoy,whatyou are good at, what kind of personality you have, andyourvalues.Youdontwanttoworkhard toward a career youll dislike. Research occupationsFind out more about the nature of the jobs that interestyousuchaseducationalrequirements, salary, working conditions, future outlook, and industry certications. Compare your skillsCompareyourskillsandinterestswithyour selectedoccupations.Thecareerthatmatches your skills, interests, and personality the closest may be the career for you. Choose a career goalOnce youve decided what occupation matches you best, begin developing a plan to reach your career goal. Select a training centerYoull need one that offers a college degree or trainingprogramtomeetyourcareergoaland nancial situation. Research funding optionsFindout aboutnancialaid and scholarships thatcouldhelpsupportyoureffortstoattain your goal.Develop job-hunting skillsAsyoupreparetograduateormoveinto thejobmarket,youshoulddevelopatrue understanding of how to locate and secure jobs in your industry and know about different hiring processes.Develop interview skillsDevelop an impressive rsum style along with dosanddonts.Learnacceptableinterviewing techniques and develop communication skills.Seek assistanceGotoacareerguidancecenterataschool orcollegeoralocallibraryforadditional informationandhelponcareerplanningand dont forget about Internet resources.Fastest growing jobs in Michigan01. Registered Nurses02. Customer Service Representatives03. Truck Drivers, Heavy and Tractor-Trailer04. Accountants and Auditors05. Elementary School Teachers, except Special Education06. Licensed Practical and Licensed Vocational Nurses07. Industrial Engineers08. Computer Systems Analysts09. Human Resources, Training, and Labor Relations Specialists10. Network Systems and Data Communications Analysts11. Insurance Sales Agents12. Management Analysts13. Dental Assistants14. Purchasing Agents, exe. Wholesale, Retail, and Farm Products15. Dental Hygienists16. Bill and Account Collectors17. Public Relations Specialists18. Sales Managers19. Market Research Analysts20. Computer Software Engineers, Applications21. Skilled Trades (Welders, Machinists, plumbers, masons. etc.)How-toChoose a Career.Some people are born knowing what their career passion is in life.IMPORTANT POINTS Compare your skills and interests with your selected occupations Develop an impressive rsum and polish your interviewing skills You will need a school or training center that meets your education and fnancial requirementsQUESTIONS TO THINK ABOUT What occupation matches you best? Do you have a plan to reach your career goal?40HOW TO GUIDE 2015 - Cadillac Newswww.cadillacnews.com | Friday, August 14, 2015Cancerisaterriblediseasethataffects millionsofpeople.Almosteveryonehas someonetheyknowthathascancerorisin remission.Cancer is one of the most wide-ranging and complexdiseases.Ifyouoralovedonehas beendiagnosedwithcancer,itmightbehard to decipher all of the treatment options. Patientswillneedexpert-levelcareand lotsofsupport.Choosingaplacetoreceive treatment may seem overwhelming.If you need the services of a cancer treatment center, here are a few things to consider. DOCTORFollowingtheadviceofadoctorisoneof the most important steps in treating cancer. Firstchoosewhowilldothetreatment.A qualied specialist will guide you through the process,answeringquestionspatientlyand accurately. Oftentimes, patients select doctors basedonthetypeofcancertheyhavebeen diagnosed with. Receiving treatment at the center where your specialistpracticeswillbetoyouradvantage. Yourdoctorwillhaveworkingrelationships withotherstaffpeoplewhowillassistyou during your recovery process. Insurance coverage is another consideration. Review your policy to verify that your doctor andcan