1. How To Become Financially Successful a quick guide...www.moneysavingchallenge.com

2. So you want to become a filthy rich money-bags then eh?Well there is one surefire way that anyone can start building their wealth today...But first lets remind ourselves of what keeps us poor... 3. When monthly spending exceeds monthly income Non-EssentialSpend(socialising,fashion, gadgetsetc) It results in = overdrafts, credit card borrowing, pay-day Monthly Incomeloans and potentialEssentialbankruptcy Spend(bills, loans, food,mortgage, etc) 4. But by reducing spending below income Non-EssentialSpendThere is money left =(socialising,fashion, gadgets over to help pay-offetc) debts and begin to Monthly Income build wealthEssential Spend(bills, loans, food,mortgage, etc) 5. So the simplest and most effective rule for yourfinancial well-being isSpend less than you earnBut wait there is much moreto this keep on reading... 6. Spending less than you earn is not just about being frugal and doing this... 7. By all means use all thetricks in the book toreduce your spending...But more importantly findways to grow yourNon-Essential income and increaseMonthly Income Spendyour personal profitability (socialising, fashion, gadgets etc)And what do the rich dowith their excess cash EssentialSpendto make themselves (bills, loans, food, richer? mortgage, etc) 8. They invest in assets that generate money andcontinue re-investing the returns into buying moreassets Its a wealth accumulator And it is so easy that many people run it on auto-pilot! 9. Getting started is easy:Step 1 Increase your personal profitabilityStep 2 Pay off your personal debtsStep 3 Create an easy system for buying assets Keep clicking through for more details... 10. Increase your personal profitabilityThere are plenty of money saving ideas here:http://www.moneysavingchallenge.com/money-saving-ideas/But to increase your income, make sure yousweat your biggest assetYour career 11. Here are some useful resources:How to Convince Your Boss that Giving You a Pay Rise is an Absolute No-Brainer!http://www.moneysavingchallenge.com/how-to-convince-your-boss-that-giving-you-a-pay-rise-is-an-absolute-nobrainer/ How I Increased My Salary By 20 Percenthttp://www.moneysavingchallenge.com/how-i-increased-my-salary-by-20-percent/Have You Got The Skills That Employers Are Looking For?http://www.moneysavingchallenge.com/skills-employers-look-for/ 12. Pay off your personal debtsInterest on debts will cancel out money earned from saving andinvesting. So get ready to annihilate your debts with the following guide:Five Assertive Actions To Get Out Of Debt & Stay Debt-Free For Good http://www.moneysavingchallenge.com/actions-to-get-out-of-debt/ 13. Create an easy system for buying assetsFind out what sort of assets you need to buy http://www.moneysavingchallenge.com/grow-your-wealth-by-buying-the-right-sort-of-assets/ Discover how to create your own systemhttp://www.moneysavingchallenge.com/wealth-creation-pyramid/ 14. This is just a quick guide and there is plenty more to learn...Fortunately Money Saving Challenge ishere to help you turn around yourfinances and build your wealthTo read more go to this page: http://www.moneysavingchallenge.com/about/ 15. Credits:Images_of_Moneys photostream http://www.flickr.com/photos/59937401@N07/ byhttp://www.401kcalculator.org/JacindaWalkers photostream http://www.flickr.com/photos/49648562@N07/Go to www.moneysavingchallenge.com