How Do You Know If Your Pet Insurance is the Best Pet Insurance

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Insurance is the kind of product that you need to have just in case, but that you hope you never have to actually use. Because of this, it is hard to know how ‘good’ your insurer is unless you have had to make a claim. So, in regard to pet insurance, how do you know if your pet insurance is the best pet insurance? The best pet insurance is one that will pay out on claims that are just and fair, keep you up to date with policy and price changes and stay nimble on the market space. But how can you tell if your pet insurance is the best pet insurance, without knowing the ins and outs of the finance and insurance industry in your country?

Does your pet insurance provider offer to pay claims directly to the vet?

If you pet insurance company is the best pet insurance company, then you will find that they are able to pay claims directly to your veterinarian. You Veterinarian will have to agree to this, and it is generally not automatic, but if they have the option, then that means they are respected in the industry.

Does your pet insurance provider offer ‘Covered for Life’ options?

Most pet insurance companies only offer a 12 month policy that covers your pets for unexpected injury or illness in the 12 month period. After the 12 month period, that incident will become “pre-existing” and then you will need pay for it if there are any additional costs. A covered for life policy will cover anything that occurs after you take out the policy, as long as you renew it every year. Basically having a covered for life option means that the pet insurance is a best pet insurance company because they have options that make your pets health care affordable in the long term, which means that they are looking to have a long term relationship with you as their client.

Is your pet insurance provider backed up by a worldwide insurance/finance giant?

The best pet insurance will be underwritten and backed up by a worldwide heavyweight. This means that no matter how big or complicated your claim is, that the company will have the right people (with the right training) to look after it, a throughout complaints system and plenty of money in the bank to pay the claims.

Get a quote for your dog, cat or horse today!

Call 1300 738 225Visit www.petplan.com.au