Housing affordability is not one thing! Affordable housing needs and solutions are very different...
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Transcript of Housing affordability is not one thing! Affordable housing needs and solutions are very different...
![Page 1: Housing affordability is not one thing! Affordable housing needs and solutions are very different for someone on the street than for a single frail.](https://reader036.fdocuments.in/reader036/viewer/2022083008/56649e235503460f94b11a19/html5/thumbnails/1.jpg)
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Housing affordability is not one thing! Affordable housing needs and solutions are very different for
someone on the street than for a single frail senior, or for a young couple trying to get into the housing market
Even with homelessness, there are differing needs combinations such as addictions related shelter and support, mental health related shelter and support, training/skills related shelter and support, subsidized rentals and income supplements for the working poor (e.g., couch surfers, adult children at home)
Need to keep a focus on people as the entry to understanding and responding to shelter and other needs
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Housing Type Approach Delivery
Emergency Shelter
Government, other Subsidy
Social Economy and partners
Transitional Housing
Social Housing
Affordable Rental Non-Market HousingAffordable
Ownership
Affordable RentalMarket Housing
Private Sector and partnersAffordable
Ownership
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Housing NGO/Cooperative Sustainability Methods (with BCNPHA, and Jana Svedova, Joanna Buczkowska, Sauder School of Business, UBC)
Senior Government Contributions Other community, foundation, trust contributions Volunteer and resident contribution Cooperation, Collaboration, Achieving Economies of Scale Land Acquisition, Building, and Development Approaches
- Surplus government lands- Brown field lands- Foreclosure properties- Redevelopment properties- Density/sales
Green construction standards Social Enterprise Partnership
- Corporate alliance- For profit development
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Preliminary Survey Research Findings
Most representatives of not-for-profit organizations (in particular those that provide supported housing) believe that it is the responsibility of the government and the taxpayer to fund the services they provide.
The mandate, scope of activities, and target group of residents housed by an organization has significant impact on the types of approaches to financial self sufficiency that are suitable for it to undertake.
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Organizations providing supportive housing may have less capacity for additional revenue generating activities, and approaches involving resident contributions
Organizations are constrained by the legal and
policy contexts of the regions they operate in
Innovative approaches were in most cases the initiative of one individual in an organization, who “championed” the approach.
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Undertaking innovative approaches often involve a significant amount of risk and additional work, and significant amounts of unpaid time.
Traditional banks played little or no role in enabling the financing of the initiatives. credit unions were willing to work with individual organization to come up with solutions to their specific financing needs.
A significant barrier to land development/resale is the lack of financing mechanisms for such organizations to finance their initial purchase.
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No particular approach stood out as being more effective than others; rather some approaches are more suitable to an organization based on the particular circumstances of that organization and the capacity and skills of the individuals undertaking the initiative.
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Social Enterprises› Profits from the operation of social
enterprises were not contributing significantly to the budgets of organizations interviewed.
› In all cases, additional benefits such as capacity building within the organization and achievement of social goals were significant
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Partnerships with Private Developers › Most often the initiative of the private
developers who often have trouble finding not-for-profit organizations to partner with.
› Successful partnerships were based on the motivation of the developer to contribute to the community, and on the developer not significantly benefitting financially.
› Most organizations do not have experience with these types of partnerships, and would benefit from resources or support