Housing affordability is not one thing! Affordable housing needs and solutions are very different...

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Transcript of Housing affordability is not one thing! Affordable housing needs and solutions are very different...

Page 1: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.
Page 2: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Housing affordability is not one thing! Affordable housing needs and solutions are very different for

someone on the street than for a single frail senior, or for a young couple trying to get into the housing market

Even with homelessness, there are differing needs combinations such as addictions related shelter and support, mental health related shelter and support, training/skills related shelter and support, subsidized rentals and income supplements for the working poor (e.g., couch surfers, adult children at home)

Need to keep a focus on people as the entry to understanding and responding to shelter and other needs

Page 3: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Housing Type Approach Delivery

Emergency Shelter

Government, other Subsidy

Social Economy and partners

Transitional Housing

Social Housing

Affordable Rental Non-Market HousingAffordable

Ownership

Affordable RentalMarket Housing

Private Sector and partnersAffordable

Ownership

Page 4: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Housing NGO/Cooperative Sustainability Methods (with BCNPHA, and Jana Svedova, Joanna Buczkowska, Sauder School of Business, UBC)

Senior Government Contributions Other community, foundation, trust contributions Volunteer and resident contribution Cooperation, Collaboration, Achieving Economies of Scale Land Acquisition, Building, and Development Approaches

- Surplus government lands- Brown field lands- Foreclosure properties- Redevelopment properties- Density/sales

Green construction standards Social Enterprise Partnership

- Corporate alliance- For profit development

Page 5: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Preliminary Survey Research Findings

Most representatives of not-for-profit organizations (in particular those that provide supported housing) believe that it is the responsibility of the government and the taxpayer to fund the services they provide.

The mandate, scope of activities, and target group of residents housed by an organization has significant impact on the types of approaches to financial self sufficiency that are suitable for it to undertake.

Page 6: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Organizations providing supportive housing may have less capacity for additional revenue generating activities, and approaches involving resident contributions

  Organizations are constrained by the legal and

policy contexts of the regions they operate in

Innovative approaches were in most cases the initiative of one individual in an organization, who “championed” the approach.

Page 7: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Undertaking innovative approaches often involve a significant amount of risk and additional work, and significant amounts of unpaid time.

Traditional banks played little or no role in enabling the financing of the initiatives. credit unions were willing to work with individual organization to come up with solutions to their specific financing needs.

A significant barrier to land development/resale is the lack of financing mechanisms for such organizations to finance their initial purchase.

Page 8: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

No particular approach stood out as being more effective than others; rather some approaches are more suitable to an organization based on the particular circumstances of that organization and the capacity and skills of the individuals undertaking the initiative.

Page 9: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Social Enterprises› Profits from the operation of social

enterprises were not contributing significantly to the budgets of organizations interviewed.

› In all cases, additional benefits such as capacity building within the organization and achievement of social goals were significant

Page 10: Housing affordability is not one thing!  Affordable housing needs and solutions are very different for someone on the street than for a single frail.

Partnerships with Private Developers › Most often the initiative of the private

developers who often have trouble finding not-for-profit organizations to partner with.

› Successful partnerships were based on the motivation of the developer to contribute to the community, and on the developer not significantly benefitting financially.

› Most organizations do not have experience with these types of partnerships, and would benefit from resources or support