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Transcript of Hope Magazin Rwanda
Telling StoryRwanda’s MAGAZINE
w w w . h o p e - m a g . c o m
Issue 15 September 2011
ANALYSIS REPORTS COMMENTARIES FEATURES
Kagame makes historical visit to France
4
C O N T E N T SH o p e S e p t e m b e r 2 0 1 1
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PRESIDENTIAL MONTH
INSIDE SEPTEMBER 2011
BK IPO’s over subscribed to boost RSE
President Kagame from September 11 made a historical 3-day visit to France following an invitation from his French counterpart, Nicholas Sarkozy when he visited last year. The visit is expected to open another chapter in relations between the two countries.
Bank of Kigali
Doing Business
P 08
P 16
EAC confirms Rwanda as top business destination
Free education in Rwanda
Women economic empowerment in EAC
Tourism tops Rwanda’s investments
Correct working postures good for your health
One Laptop per Child Program in Rwanda
Women Equality and Peace Keeping Missions
The rising food prices in Rwanda
P 22
P12
P 42
Rwanda hosts
3rd Coffee Cup of Excellence Competitions
PrimusGuma Guma Superstar
P 32P 46P 48P 52 P 62P 66P 68
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H o p e S e p t e m b e r 2 0 1 1 PUBLISHER’S WORDH o p e S e p t e m b e r 2 0 1 1
PUBLISHER:Rebero Daniel (+250 788 524189)
OPERATIONS MANAGER:Ingabire Marie Josee (+250 788 409988)
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EDITORIAL CONTENTHOPE MAGAZINE
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PUBLISHED BY:Hope Magazine Ltd
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+250 788 524189
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Website: hope-mag.com
Copyright 2011 reserved by Hope Magazine
Hope Magazine a monthly Magazine is pub-
lished by Hope Magazine Limited.
All rights reserved.
The opinions expressed in
the magazine are not necessarily those of
the editors and publishers of Hope Magazine.
Telling StoryRwanda’s MAGAZINE
Rebero Daniel
www.hope-mag.com
resident Paul Kagame
recently returned from
his historical three-day
visit to France follow-
ing an invitation from
his French counterpart Nico-
las Sarkozy when he visited last
year.
2006 ended with cutting ties be-
tween Rwanda and France, the rift
between the two countries was
ignited by the humiliation meted
upon the RPF officials that had
gone to negotiate with the French
government in 1992, worsened
by the French army involvement
with the then Rwanda government
during the 4 year war, cemented
by allegations of RPA’s involve-
ment in downing the Habyarimana
plane in 1994, and escalated by
the infamous Bruguière indict-
ment.
President Paul Kagame has al-
ways refused to be a hostage of
history. Rwandans have been de-
liberately building structures and
institutions that have rejuvenated
their pride, resuscitated their dig-
nity and re-affirmed their com-
mitment to build a strong, united
Rwanda.
In the process of delivering justice
in Rwanda, restorative other than
retributive justice has been em-
ployed, reconciliatory other than
punitive drums are being sound-
7
P ed, pacification, along the way,
taking the place of avenging and
revenging. Now, these reconcilia-
tory, restorative and pacification
tenets are being carried to greater
heights—international level. If the
parents of this generation sowed
the seeds of hate, we harvested
them in 1994—by way of the cru-
elest massacre of the recent cen-
turies—genocide—the children of
this generation should sow seeds
of unity, peace, oneness and to-
getherness, amongst ourselves
and even those international play-
ers that deranged our history—
France inclusive. The fruits of this
will, certainly, be a greater, devel-
oping and united Rwanda.
Mutual trust and mutual respect
should be some of the defining
precepts in this new partnership
between Rwanda and France. You
do not ostracize a country and its
people and expect ‘hozzanas’ in
return. NO.
President Kagame and Sarkozy
have done good to hit this ‘refresh’
button.
Rwandans have gone through de-
cades of suffering to fully restore
their dignity, peace and security,
improve their standards of living
and achieve desired levels of de-
velopment.
This is a process that must
continue.
The weight of History, Dignity in Franco-Rwanda Partnership
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Rwanda’s second hugely oversub-
scribed initial public offer by Bank
of Kigali, the country’s largest bank
by assets is expected to increase activity
on Rwanda Stock Exchange (RSE) with in-
creased local participation.
While the government had initially planned
to raise Rwf37.5 billion ($63 million) from its
recent sale of 300.3 shares or 25 per cent at
Rwf 125($0.21 cents) in the bank, the offer
attracted applications worth Rwf103 billion
($ $ 172.8 million), representing a subscrip-
tion rate of 274 per cent.
However, unlike the country’s first IPO offer
by Bralirwa a local brewery and soft drinkers
maker where the international investor’s pool
recorded the highest over subscription with
relatively low local participation, for the BK
offer - 75 per cent of the total 6,636 appli-
cations received were from Rwandans.
“During the offer period, in the first one
week, we had already achieved 100 percent
subscription which is different from the first
offer of Bralirwa where people started buy-
ing in the last week of offer,” said Mr John
Rwangombwa, the Finance Minister an-
nouncing offer results.
Mr Rwangombwa added that the domestic
retail investor’s oversubscription of 128 per
cent was a strong signal of improved public
awareness of the capital markets concept.
“We had applicants from all over the country
and all over the region. Over subscription is
a good sign- that shows people have confi-
dence in the economy.” he added.
Analysts say the huge oversubscription in
addition to increased local participation is
likely to boost activity on RSE with a free float
of over 45 per cent giving it much needed
momentum to grow.
BK’s listing on August 29th is expected to
stimulate more activity on secondary market
Bank of Kigali IPO’s over subscribed offer to boost activity on Rwanda Stock Exchange
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given excess demand for shares as shown
by oversubscription in the different investor
pools with a substantial number of investors
expected to get refunds.
The retail investor’s pool was oversubscribed
by 291 percent, institutional investors from
Rwanda 165 percent, institutional investors
from the region 221 percent, international
investors 330 percent and BK employees
and Management 135 percent of the offer
respectively.
“ We only had three listed companies – two
cross listings (NMG and KCB) which do not
trade much while public awareness was not
yet enough. To attract people to cross list-
ings is not easy for a young market like ours
compared to attracting them for an IPO,”
says Mr Celestin Rwabukumba, the Op-
erations Manager, Capital Market Advisory
Council (CMAC).
He noted that the country’s first IPO from
a domestic company – Bralirwa has so far
generated solid interest with close to 4000
investors while BK’s hugely oversubscribed
offer will attract more investors.
“The more people we have at the primary
level (market), the more we are likely to have
on the secondary market,” Mr Rwabukumba
observes, adding that Bralirwa’s positive
performance since listing will encourage in-
vestors to be active on the secondary mar-
ket.
Since its listing in January this year , Bra-
lirwa’s share price has surged from Rwf 136
($0.22) - the initial listing price to Rwf242
($0.40cents) with over 30 million shares
traded with a turnover of about Rwf5billion
($84,317.0).
“It (Bralirwa share price) has appreciated up
and down but it has never gone back to the
original price; this has attracted investors,”
The privatization of Bralirwa and BK through
the capital market is part of the govern-
ment’s broader strategy to divest from com-
panies it owns shares in to facilitate de-
velopment of capital markets and increase
alternative sources of long-term capital for
businesses.
“It is now possible to see companies actu-
ally wanting to do it (raise capital through
the capital markets) once we begin seeing
companies like Bralirwa and BK going into
the market to access funds without neces-
sary issuing equity (but) purely debt based
capital market based structures which is
what we have in other markets,” says Mr
Maurice Toroitich, the Managing Director of
KCB Rwanda.
However, Mr Toroitich observes that given
that the region already has developed stock
exchanges, for RSE to stay afloat and attract
more investors it will have to offer good re-
turns on investment.
“The issue is whether the institutions that are
going into the capital markets to raise fund-
ing can be able to actually raise that return
that the shareholders and investors are look-
ing for.
An international investor is looking at op-
portunities of investing in Rwanda compared
to investing in other countries like Singapore
and the region itself.” he said.
More IPOs are expected on RSE as
government has lined up at least five
companies for privatization through
the capital markets including MTN
Rwanda, Commercial Bank of Rwanda
(BCR), insurance company – Sonarwa
and Cement factory Cimerwa.
“Stock exchanges generally evolve to reflect
the economy – as Rwanda develops you
would expect that there will be other banks,
telecom , health care, construction , con-
sumer companies listing,” says Mr Patrick
Mweheire, the Chief Executive Officer of
East Africa , Renaissance Capital , the lead
transaction advisor of BK IPO.
Mr Mweheire notes that the country needs
sufficient players in the market to provide a
sizeable stock market that will attract more
investors.
“The idea is to have government continue
to have more companies to list,” he said,
adding that already incentives have been put
in place to attract investors including capital
gain and financial incentives for companies.
According to allotment results, retail inves-
tors from East African Community including
Rwandans, were allocated 37.6 percent of
the 300 million shares on offer , foreign in-
vestors were given 40 per cent while the rest
went to bank employees and Rwandan and
East African institutional investors.
The government also plans to sell shares in
mobile operator MTN Rwanda and in insurer
SONARWA.
In addition, activity on the RSE is expected
to increase as the capital market law- gov-
erning the industry has been gazetted paving
way for effective regulation.
The publication of the capital market laws is
expected to provide investor protection and
increase confidence in investing in the capi-
tal markets.
The law establishes the Capital Markets Au-
thority (CMA) as an independent agency
that will replace the Capital Market Advisory
Council (CMAC) currently regulating the in-
dustry.
A decree by the Prime Minister established
CMAC in March 2007 to help set up and
regulate the transitional process by setting
up the Rwandan Over-The-Counter market
(ROTC) as the government puts in place a
structure for a fully fledged stock market.
The law will make CMA a semi-autonomous
body under the Ministry of Finance and Eco-
nomic Planning.
Stock exchanges gener-ally evolve to reflect the economy – as Rwanda develops you would expect that there will be other banks, tele-com , health care, con-struction , consumer companies listing,”
10
Presidential Month
ear esteemed readers on this page we highlight in pictures some of the monthly activities the President has undertaken in and out side the countryD
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1. On September 1, President Kagame received an Inter-
national Olympic Committee award for supporting sport
and inspiring the youth in the world, from Mr. Jacques
Rogge, President of the International Olympic Committee
2. On September 6, President Kagame addressed the
2nd East African Legislative Assembly’s fifth session sit-
ting in Kigali
3. On August 18 in Kigali, President Kagame appeared
on Mindspeak, an East African Business Forum that was
for the first time held out of Nairobi
4. On September 5, President Kagame travelled to Bu-
rundi where he met with President Pierre Nkurunziza in
Kirundo
5. On August 22, President Kagame addressed Sector
Executive Secretaries who had completed Itorero training
6. On September 9, 2011, President Kagame was pre-
sented with a cheque of 300 Million as contribution from
the Private Sector Federation towards the One Cow Per
Family Program.
11 www.hope-mag.com
12
Presidential Monthear esteemed readers on this page we highlight in pictures some of the monthly
activities the President has undertaken in and out side the countryD
1. President Kagame was received by Presi-
dent Sarkozy at the Élysée Palace in Paris on
September 12 2011. This was during President
Kagame’s three-day visit to France that com-
menced on September 11.
2. President Kagame met Rwandan Diaspora in
Paris on 11 September 2011, during an event
that brought together more than 3000 Rwan-
dans and friends of Rwanda.
3. Rwandans travelled from all corners of Eu-
rope; some drove for many hours to be part of
President Kagame’s meeting with the European
Diaspora in Paris on Sunday September 11.
4. Dozens of journalists gathered outside
the Élysée Palace as they waited to speak to
President Kagame who was meeting President
Sarkozy.
5. President Kagame waves after a meeting
President Sarkozy during a Luncheon organized
in his honor at the Élysée Palace on September
12 2011.
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13 www.hope-mag.com
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F E A T U R EF E A T U R E H o p e S e p t e m b e r 2 0 1 1H o p e S e p t e m b e r 2 0 1 1
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wanda is making a name for itself as a tiny country with big ideas.
The reason for this growing reputation has a
lot to do with its broad range of homegrown
strategies. It has a vision and philosophy that
it wants to use to reach its political and de-
velopment goals. The leadership imagines
that the best way to sustain both objectives is
through the pursuit of homegrown solutions.
When you visit the website of the Rwanda
Governance Advisory Council (RGAC), head-
ed by the great Rwandan intellectual Prof.
Anastase Shyaka, an aptly titled ‘innovation’
section tells you about these homegrown so-
lutions: Ubudehe, Abunzi, and Umuganda.
These innovations are part of a larger story
that is largely untold.
Apart from the internationally known but often
misinterpreted gacaca, the rest of those ini-
tiatives are less known beyond the Rwandan
borders. That they are not as popular is both
a blessing and a curse. It is a blessing be-
cause it speaks to their authenticity, as prod-
ucts that are inspired by Rwandan tradition;
it can, therefore, be expected that not many
people outside Rwanda would know much
about them. It is a curse because despite their
usefulness in terms of fighting poverty and
uniting Rwandans, not much has been done
in terms of telling such a wonderful story. It is
a beautiful story that must be told. And partly,
this article responds to that call.
Ubudehe and Girinka
Broadly, Ubudehe is a social protection
mechanism. It attacks extreme poverty by
empowering communities to engage in mu-
tual assistance aimed at those most eco-
nomically vulnerable. A community meets
and involves itself in a dialogical exchange
that results in the determination of who is
in most need of help. After that category
is identified, resources are mobilized col-
lectively and the community decides on the
best way to help that group of individuals.
A similar program to combat extreme poverty
is Girinka, also born out of Rwanda tradition
of protecting the most socially vulnerable.
Girinka is a program where poor people in
extreme poverty are identified and given a
cow; after that cow has given birth, a re-
gifting must take place to help the poor
person next door. Beneficiaries of Girinka
see their human development enhanced, as
Rwanda:A small country with
RWhen you visit the website... an aptly titled ‘innovation’ section tells you about these homegrown solutions: Ubudehe, Abunzi, and Umuganda.These innovations are part of a larger story that is largely untold.
Presidents, Paul Kagame and Museveni Participate in Umuganda.
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they are able to increase their daily calorie
intake; produce and consume milk and sell
any surplus for the much-needed revenue.
Most of them use this money for other hu-
man needs such as education for their kids,
access to health care and potentially save
for the future.
Abunzi
Also derived from Rwandan traditional cul-
ture, the Abunzi are a community mediation
committee that is especially geared towards
promoting a culture of dispute resolution.
Given that is a free service, Abunzi broadly
serves the purpose of expanding access to
justice. It is also accessible; it can be found
at the grassroots levels of state adminis-
tration, at the Cell level. This committee is
made up of 12 residents who are chosen on
the basis of their reputation as individuals of
high integrity and moral standing. They serve
a term of 2 years with a chance for exten-
sion.
Imihigo
Imihigo is a Kinyarwanda word with roots
in the term guhiga, meaning the setting of
goals upon which guhigura (evaluation) will
be necessary at a future point in time. It is
founded on the age-old Rwandan cultural
practice where “two parties publicly commit
themselves to the achievement of a particu-
lar task. Failing to meet these commitments
leads to dishonor, not only for the individual
party, but for the community.”
Imihigo is part of Rwandan ancient indig-
enous governance institutions that was
modernized in 2006 by the Ministry for Local
Administration and the Ministry of Finance
and Economic Planning. In this instance, the
district leaders or local government chair-
person, upon election, sign a performance
contract imihigo with the people, undertak-
ing to achieve set goals at set periods of
time.
Once every year, the district leaders appear
before the people and other governing au-
thorities to showcase how they have kept to
the promises made at a ceremony of Umu-
hango w’oguhigura imihigo
Umuganda
Umuganda takes place every last Saturday
of the month. It is a system of community
works. A community is mobilized to carry out
works of general public interest. It promotes
development activities that reduce the strain
on the national budget, as citizens use their
labor to solve their own problems. Umu-
ganda also produces a sense of belonging
among citizens as they go about this work.
Summing Up
Taken together, the overall objective of these
innovation programs is to empower commu-
nities to develop a sense of ownership in the
development processes. Communities are
able to mobilize their resources to not only
big ideasA small country with
fight poverty but also engage in development
programs that are most urgent to them. Be-
yond ownership, communities attain a sense
of pride in having accomplished and achieved
their needs – having solved their problem.
Also, when people work together, this also
creates to national reconciliation.
Crucially, what these programs do is start
a process of authentic development. They
create a sustainable trajectory for sustain-
able development that includes pride in ac-
complishment and an increased sense of
self worth. Here we can talk of our collective
agaciro, as the President Paul Kagame often
reminds us.
Even Museveni was impressed. Upon visiting
Rwanda recently, Uganda’s president Yoweri
K. Museveni took part in a Rwandan tradition
known as Umuganda (community work). Af-
ter helping build a classroom, along with his
host Paul Kagame and other locals in one of
the villages, Museveni had this to say: “We
lost our culture and went to practice other
people’s culture that is not compatible with
our way of thinking,” he said, while congrat-
ulating his host Paul Kagame on helping to
restore African culture.
“But what I want to inform President Kagame
and RPF is that they have changed our way of
thinking. It is very good that they have brought
back out traditional history and culture.
This culture is going to help
us for our development.”
Even Museveni was impressed. Upon visiting Rwanda recently, Uganda’s president Yoweri K. Museveni took part in a Rwandan tradition known as Umuganda (community work).
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he East African Community
(EAC) has confirmed Rwanda as
the region’s top business desti-
nation, according the secretariat’s first ever
business ranking.
The report entitled “Doing Business in the
East African Community 2011”that was re-
leased at the EAC’s headquarters in Arusha
early last month, took a detailed look at
business regulations and environment such
as the ease of setting up a new business,
securing credit and permits, paying taxes
and the enforcement of contracts.
It was launched by The EAC Deputy Sec-
retary General in charge of Planning and
Infrastructure, Dr. Enos Bukuku. The report,
however observed that the EAC as a regional
economic community was still held hostage
to various obstacles to entrepreneurship
and highlighted the fact that removing such
obstacles would propel the community to
greater heights.
“Despite the progress made in East Africa,
the region has not kept pace with improve-
ments in business regulation globally. The
average ranking on the ease of doing busi-
ness in East Africa, at 117, is not much
higher than the average for sub-Saharan
Africa overall at 137,” it pointed out. The
report prepared by the International Finance
East African Community confirms Rwanda as top business destination in the region
T
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Corporation (IFC) and the World Bank draws
on data from the annual global Doing Busi-
ness study.
However, EAC officials were upbeat dur-
ing the launch of the report that progress
in business reforms in the region will be
stimulated. “We are serious about our role
in the creation of an environment which is
attractive to increasing private sector activity
within and across our borders. We can do
this by further streamlining regulations af-
fecting businesses and by ensuring that the
business environment is reassuring to inves-
tors,” Dr.Bukuku stated during the launch of
the report. He challenged the Partner States
of the Community to improve the business
environment by effectively collecting taxes
and utilizing the resources to put in place
the required infrastructures.
“States must provide accountability, provide
infrastructure and quality social services and
security, good indices mean nothing if there
is insecurity in a country,” he noted.
He emphasized that Partner States should
provide skills to the youths through high
quality technical education, encourage the
citizens to learn the saving culture in or-
der to invest and to promote science and
technical education as the key to employ-
ment creation. Amb. Jean Rigi, the Perma-
nent Secretary in the Ministry for East African
Community Affairs of the Republic of Burun-
di said the report comes at a time when the
EAC was being promoted as single invest-
ment destination.
“The report is an important contribution to
benchmarking by the EAC partner states and
it shows that there is much room for im-
provement,” he noted.
The Chairperson of the East African Busi-
ness Council (EABC), Ms. Consolata Nday-
ishimiye stated that since 2005, the EAC
Partner States had grown faster on average
than the rest of the Sub Saharan Africa with
annual per capita growth averaging close to
4 percent. “The region has also witnessed
an increase in foreign direct investment
which underscores the opportunities brought
about by the Customs Union and the Com-
mon Market,” she explained.
Kenya, East Africa’s strongest economy,
was placed second in the report while Tan-
zania was placed fourth
after Uganda with Bu-
rundi coming up last.
World Bank Investment
Climate Advisory Service
operations manager Ma-
ria Miller said East Africa
could benefit from shar-
ing good practices.
“If each East African
country were to adopt
the region’s best prac-
tice in each of the Doing
Business indicators, the
region’s average rank-
ing on the ease of do-
ing business would be
18 rather than 117”, she
said, adding that, “In
other words, if the best
of East Africa’s regula-
tions and procedures
were implemented across
the board, the business
regulatory environment in
EA... would be compa-
rable to that of Japan”.
The World Bank Country
Director for Uganda, Tan-
zania and Burundi Mercy
Tembon urged Partner
States to enact the legis-
lations for the implemen-
tation of the Common
Market protocol, saying
“Partner States should
reduce costs of produc-
tion, eliminate barriers to
trade and harmonise all
laws to improve the busi-
ness climate.
Also in attendance to the
official launch was the
Deputy Chief Executive
Officer of TradeMark East
Africa, Mr. David Stanton,
Kenya’s Permanent Sec-
retary for the Ministry of
East African Community
Affairs, Mr. David Nalo
and Mr. Peter Ladegaard, the Word Bank Regional
Programme Manager.
The World Bank annually publishes a
“Doing Business Report” that mea-
sures a country’s business environ-
ment by assessing performance along
10 major indicators. Last year’s report
that covered 183 economies indi-
cated that within the EAC economies,
Rwanda jumped its rankings from 70th
position in 2009,to 58th last year.
In last year’s World Bank’s rankings,
Rwanda’s improved position placed it
in the ranks of top four African coun-
tries. Rwanda joined South Africa, Bo-
tswana and Tunisia in the African top
positions.
Kenya was ranked 98th position hav-
ing carried out 2 major reforms while
Uganda was ranked 122nd position
having carried out 2 major reforms.
Tanzania was ranked 128th position
with no reforms while Burundi re-
mained in the same position at 181
having carried out one major reform.
Doing Business recognizes the 10
top economies that improved the most
in the ease of doing business in the
previous year, further stating that the
changes under review.
While commenting on the World Bank
rankings, top officials at Rwanda De-
velopment Board (RDB) are saying that
the idea is to place Rwanda in the cat-
egory of stronger economies by tar-
geting to clinch the top 30 position in
6 year’s time.
“Our target is to keep improving. We
are within top 60 in the world. I think
that is impressive. We are the fourth
easiest country to do business in Af-
rica. From that we need to move to the
category of stronger economies. Our
target is to be top 30 by 2017”, RDB
Chief Operating Officer (COO) Clare
Akamanzi said.
The last report by the World Bank
tabulates how Rwanda’s three major
reforms saw it significantly improve its
rankings. A key element of the reforms
is within easing the issuance of con-
struction permits, accessing credit and
trading across borders with her neigh-
bours.
Our target
is to keep im-
proving. We
are within
top 60 in
the world. I
think that is
impressive.
We are the
fourth easiest
country to
do business
in Africa.
From that
we need to
move to the
category
of stronger
economies.
Our target
is to be top
30 by 2017,
RDB Chief
Operat-
ing Officer
(COO) Clare
Akamanzi
said.
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decreasing showing an improvement in the
banking sector competition.
As of June 2011, the market share of the
3 largest banks in total assets represented
49.9 per cent against 54.7 per cent in June
2010.
The change in market share is largely attrib-
uted to upgrading of two microfinance insti-
tutions (MFIs) to the status of microfinance
bank in addition to CSS- Zigama, a credit
and savings society gaining status of a co-
operative bank.
“Competition in the banking sector is likely to
increase since Equity Bank launch is sched-
uled in the third quarter of 2011; with Equity
concentration will go lower,” he says.
spur economic growth.
The country is targeting to increase lending
to the economy to at least 19.2 per cent this
year from 11 percent last year.
However, despite a continuous recovery
process in the credit markets witnessed
since last quarter of last year, banks have
kept their lending rates unchanged on aver-
age at 17 per cent. “With more banks com-
ing in there will be competition for clients
and lowering the cost of lending will be one
of the incentives for banks to retain cli-
ents,” says Ambassador Claver Gatete, the
Governor, National Bank of Rwanda (BNR).
Ambassador Gatete observes that bank-
ing industry concentration is continuously
and increase their capital bases.
As of June 2011, the industry’s loan book
expanded by 15 per cent from Rwf 449.40
billion ($ 757.1m) end of December 2010 to
Rwf 516.80 per cent ($ 870.1m) statistics
from the central bank of Rwanda indicate.
To stimulate further credit to the economy,
the central bank left the benchmark inter-
est rate unchanged recently following three
reductions last year, to encourage banks to
offer clients more affordable lending and
L
Banks expected to lower interest rates as competition in the sector picks ups
oan rates in Rwanda are like-
ly to fall with competition in
the sector increasing as new
banks seek entry while existing
banks launch new products
19 www.hope-mag.com
F E A T U R EF E A T U R E H o p e S e p t e m b e r 2 0 1 1H o p e S e p t e m b e r 2 0 1 1
www.hope-mag.com
uct dubbed “Home
Life Loan” a fast
track loan for sal-
ary based earn-
ers in partnership
with key stores
and suppliers like
Nakumatt, Simba
and Samsung that
allows clients to
access soft loans
to purchase home
appliances , equip-
ment and furniture.
However, Ndahiro
also observes that with increased com-
petition in the sector, banks will be forced
to lower the cost of lending. “We are not
used to stiff competition; this will require us
to double our efforts. For instance we are
already working on loan products for small
farmers that take into account challenges
they face related to limited access to collat-
eral and weather conditions.” Mr Ndahiro
also mentions that the banks are seeking to
control costs and improve efficiency through
increased use of electronic platforms such
mobile and internet banking to serve clients.
Last year Rwandan banking sector assets
were estimated at just 22 per cent of GDP
in 2010, loans and deposits are making up
only 11 per cent and 16 per cent of GDP,
respectively placing Rwanda well behind the
peer group of other emerging markets and
even more developed African peers.
Analysts say this implies huge headroom
for growth both in the short and long term
particularly given the country’s current de-
pressed levels of banking penetration and
just 14 per cent non –micro finance institu-
tion penetration.
”The banks are making huge profits ; this is
partly because the Non- Performing loans
have reduced, interest rates have remained
unchanged while deposit rates have not
shared significantly,” says Simon Kalenzi ,
the Chief Executive Officer of Dyer and Blair
Securities Rwanda.
The Governor also underscores that with
bank’s enhanced risk management mani-
fested by continuous reduction in Non- Per-
forming Loans (NPLs) from 10.8 per cent
in December 2010 to 9.2 per cent in June
2011 and from 12 per cent in June last year
will also facilitate banks to lower the cost of
lending.
Net NPLs reduced from 9.3 per cent in De-
cember 2010 to 6.6 per cent in June 2011.
“They (banks) will have to change the way of
doing business; they will have to start reach-
ing out to clients and definitely this will come
with better customer care service and better
products including lowering costs.”
Ambassador Gatete also mentions that the
country’s first private credit reference bu-
reau, CRB Africa that was licensed recently
holding several years worth of data on bor-
rowers will also help to lower the cost of bor-
rowing. “We have given them all the data
since 2001 and by end of this year they will
have finished computing it to fit their tem-
plate- this will also help the banks.”
However, according to Richard Ndahiro, the
Head of Marketing and Product Development
at Banque Populaire du Rwanda (BPR), lend-
ing rates have remained constant due to high
operating costs of running their business.
“Operating a branch and setting up the infra-
structure is still very high; these costs have to
be off set in the margins we get,” he says.
BPR recently launched a home loan prod-
Statistics from the central bank indicate that
by end of June 2011, banks recorded a net
profit of Rwf13.8 billion ($21.9 million) com-
pared to Rwf4.1 billion ($6.7 million) in June
last year.
The central bank attributes the increase in
profitability to the continuous improvement in
its stimulation activities such as what it terms
as “rigorous and supervisory reforms”.
On the other hand, total assets increased by
13.9 percent to reach Rwf 990 billion in June
2011 up from Rwf 869.8 billion in December
2010.
Capital adequacy ratio (CAR), which is the
measure that the Central Bank uses to as-
sess the amount of a commercial bank’s
core capital stood at 24.6 percent as at June
2011 up from 22.3 percent by December
2010.
This figure, Central Bank says, implies that
banks have built significant capital buffers
over the period under review, further adding
that stress testing has shown that the entire
sector is well capitalized.
Bank deposits also increased by 17.8 per
cent during the same period from Rwf565
billion ($ 947.9 million) in December 2010
to Rwf 665.8 billion ($1.1 billion) end June
this year.
However, this is largely because banks in-
creased deposit interest rates from 6.3 per
cent in June last year to 8.0 per cent this
year, though despite the central bank’s low
interest policy lending rates have been fluc-
tuating around 17 per cent.
“There is no reason why banks should not
decrease their lending rates; we are still
largely unbanked, banks have to expand
their branch network and tap money from the
villages to diversify the source of deposits
(instead of competing for expensive small
corporate segment for deposits),”
Mr Kalenzi also noted that as competition
mounts within the sector with Equity bank’s
imminent entry, banks will be forced to lower
lending rates. “Banks are now charging the
same (interest rates on loans) but as more
players come in the situation will change.”
We are not used to stiff competi-tion; this will require us
to double our efforts. For instance we are already working on loan
products for small farmers that take into account challenges they face
related to limited access to collateral and weather conditions.
Location of the Korean Embassy (Yellow square)
KOREAN MOVIE EXHIBITIONS
Plot 472 Rue Deputy Kamuzinzi Kiyovu,
Nyarugenge Kigali Rwanda, Tel: (+250) 252577577,
Fax: (+250) 252572127, Cell: (+250) 0784 700274/5,
Email: [email protected]
The Fourth High-Level Forum on Aid Effec-
tiveness (HLF-4) will take place in Busan,
Korea, from 29 November to 1 December
2011. The HLF-4 presents a unique opportunity
for achieving better aid and development through
more effective, harmonized cooperation among
governments, civil societies and private sectors.
This multi-stakeholder event will seek a new vi-
sion and strategies for more effective and inclu-
sive development partnership to meet new devel-
opment challenges and to achieve the Millennium
Development Goals (MDGs) by 2015. As a pre-
paratory event for the HLF-4. the Government
of the Republic of Korea would like to host the
2011 HLF-4 International Essay Contest in order
to share young people’s inspiration on aid and
development that have affected their own lives.
Young people from around the world are invited
to submit their innovative ideas on effective aid
and development.
2011 4th High Level Forum on Aid Effectiveness
INTERNATIONAL ESSAY CONTEST
EMBASSY OF THE REPUBLIC OF KOREA
“Building a New Global Partnership for Effective Aid & Development”
29 Nov.-1 Dec. 2011,Busan, Korea
4. AWARD:
1St Prize - Certificate and Prize of $
2.000 1 entrant
2nd Prize - Certificate and Prize of $
1,000 2 entrants
3rd Prize - Certificate and Prize of $
200 5 entrants
* The 1 st prize and 2nd prize winners will be
invited to the Youth Forum which will be held
during the HLF-4 as one of its special events.
(Travel expenses and accommodation will be
covered by the Government of Korea)
** All prize winners will be announced in
October 2011 on the HLF-4 website (www.
busanhlf4.org).
INQUIRIES:
For questions relating to the essay contest
please email: [email protected]
1. THEME
Vision of Youth on Effective Aid & Development
2. GUIDELINES
1. Essays may be submitted by anyone
ages 18 to 32 (as of December 1,2011).
2. Essays must be 2000 words or less and in English.
3. Essays must have a cover page indicating the
(1) essay title (2) name (3) address (4) contact
number (5) e-mail address (6) nationality (7)
age as of December 1, 2011(8) gender (9)
school name (if applicable) and (10) word count.
4.Entries may be submitted online,
h l f4_essay@mofat .go.kr
5. Essays must be original and unpublished.
6. Essays must be written by one person.
Co-authored essays will not be accepted.
7. Copyright of the essays entered will be
assigned to the event organizers.
3. DEADLINE:
Entries must be received by October 7, 2011.
Korean pop music, has become
increasingly popular in many Asian
countries, and is now mesmerizing
European music fans. The power of word
of mouth and the ripple effect of online
media like YouTube have been a major
driving force for K-pop(Korean pop) in
the European market.
L’Express (French Newspaper)
The exhibition of K-pop and Korean films
will be held at the Korean Embassy located
at Plot 472, Rue Deputy Kamuzinzi, Kiyovu
Nyarugenge every Friday afternoon at 2pm.
The Korean Government will provide a Rwandan student with a full scholarship for an undergraduate degree.
If you are interested in this five year scholarship, please contact the Embassy at 0784700275 for detailed information.
For more information, contact us on
Facebook: RwandakoreaTwitter: Rwandakoreaor call us on 0784 700 274/5Email: [email protected]
22www.hope-mag.com
For the 3rd time, Rwandan coffee
farmers received awards of excel-
lence for producing samples of the
world’s best coffees which was tasted by
both local and international cuppers at the
‘Cup of Excellence’ (COE) competitions held
on 26 August 2011, in Karongi district, west
of Rwanda.
The ‘Cup of Excellence’ competition is the
most esteemed award given to top coffees in
Rwanda and most prestigious coffee com-
petition in the world. The Cup of Excellence
is a globally held competition that began in
Brazil in 1999.
Rwanda is the first African country to imple-
ment this program which works to promote
the quality of coffee and support local farm-
ers as well as businesses.
The National Agriculture Exports Board
Rwanda hosts 3rd Coffee Cup of Excellence Competitions
(NAEB) hosted the event. The ‘Cup of Excel-
lence’ was initiated in Rwanda in 2008 and
has become the most esteemed award given
to top coffees in Rwanda.
Among this year’s 189 farmers’ cooperatives
which participated in the competition, 24
cooperatives were chosen at national level
and 36 at international level.
Winners are chosen after a strict competition
that selects the very best coffee produced in
the country for that particular year. Following
the success of the 2008 and 2010 Cup of
Excellence competitions, NAEB raised this
year’s grading standards, so competitors
were ranked according to the world’s best
coffees.
The competition involved tasting of 189
samples of Rwandan coffee at the initial
stage. Only 60 samples from best coffee
producers and cooperative made it to the
International level.
36 samples were approved winners of the
Cup of Excellence (COE) awards. These
were rewarded with certificates of excellence
at both the national and international levels.
Only ten of these samples made it to the in-
ternational tasting level and three of these
were recognized for specialty and superior-
ity. This year’s best three coffee come from
Agro Processing Industry Mushongi, fol-
lowed by Kageyo Coffee and Nyakizu Coffee
as the second runner up and Nyakizu CWS
in the third place.
The winners are chosen through votes
passed by both local and international tast-
ers (cuppers) who were led by Mr. Silvio
Leite. The international Cuppers came from
North America, Europe, Asia, and the East
3rd
23 www.hope-mag.com
African region.
The top ten coffee samples will gain access
to the world market with top winners being
taken on by global suppliers, ensuring higher
returns, and others by national suppliers-
the process will be done through internet
auctions of samples this October, 2011.
The COE Head Judge, Silvio Leite, said that
70% of the coffees passed the selections as
a result of careful preparation of lots by both
the coffee washing stations and farmers. He
was impressed by the high quality of cup-
pers as well as the coffees.
“At least three samples of the finalists had a
great taste and specialness in smoothness,
sweetness and cleanliness; and could win
the world award at the international compe-
titions”
Leite asserted that “Rwandan coffee was
extraordinary and its potential keeps surpris-
ing the cuppers. Rwanda is a small country
but that doesn’t limit its potential in produc-
ing the best coffee. The jury is has been
astonished by the special taste of Rwanda
coffee”
Apparently, Rwanda’s Ministry of Commerce
will also sponsor the top five producers to
gain skills in Business development.
Rwanda’s Minister of Agriculture, Mrs. Agnes
Kalibata, was guest of honor at the award-
giving- ceremony. She said that “The Rwan-
dan economy is based on its people and the
fertile soil that we live off and use responsi-
bly. I urge the winners to use their profits to
continue re-investing in the coffee industry
so Rwanda continues to produce coffee of
ever-increasing quality”
The Minister said ‘The Cup of Excellence’
competition has not only helped to put
Rwanda coffee on the world map but also
connected farmers directly to the buyers and
other world coffee stakeholders. The com-
petition also puts the farmer at centre stage
with over 60% of the sales proceeds after
that competition usually going back to the
farmer.
Following Rwanda’s Cup of Excellence 2008,
participating farmers reportedly earned an
additional income of about RWF 100million
due to recognition from the competition. Af-
ter the 2010 edition, an additional RWF 169
million was recorded on top of the competi-
tor’s normal earnings.
Minister Kalibata asserted that this income
was pinnacle to Rwanda’s growing econo-
my, development and social transformation
of the lives of farmers. She said that cof-
fee has become a big foreign earner for the
country, and farmers have to double up their
production and standards of production by
utilising manure and coffee washing ma-
chines.
She challenged world coffee producers that
Rwanda has the best coffee in the world
and this potential should be used to improve
quality and quantity of coffee produced in
Rwanda on the world market.
Kalibata said: “Rwandan coffee is arguably
the best coffee in the world. We have the
potential to top any other coffee produc-
er and we can prove this by continuing to
maintain the quality and quantity of coffee
production on world markets” she said.
She asked the international jury to be am-
bassadors of Rwanda’s coffee and take
back home the message of its excellent
coffee and tea and natural scenario of a
thousand hills which is a home for all visitors
worldwide.
Mr. Alex Kanyankore, the Director General
of National Agriculture Export Board (NAEB)
stressed the importance of the cup of excel-
lence and the value it has brought to Rwanda
and its farmers.
“This event is a convergence point for all
coffee stakeholders, An opportunity to share
experiences, A time to link with Everybody
in coffee, A point to stress Quality, A time
to recognize the farmer and a time of better
prices” he said.
The Managing Director, Alliance for Coffee
Excellence, Mr. Grant Rattray said that the
taste of Rwanda’s coffee is amazingly su-
perior and it has higher chances of making
larger sells at the international coffee cup-
pers competitions and can emerge among
the best tastes during the internet auctions.
Some farmers may not have had a taste of
good coffee producers but may not actually
know the true taste of their product.
Farmers taste of coffee
The 3rd coffee Cup of Excellence (COE)
competition was also a chance for the farm-
ers to taste the special Rwandan coffee,
which was served by Bourbon Coffee, Kigali
center.
The free coffee offer was part of the exhibi-
tion of Rwanda’s best coffee and Bourbon
coffee services where the sole distributors
of coffee cups at the event.
Thousands of residents made long lines to
grab a free coffee cup. Most of them even
kept flocking back at the Bourbon coffee
stall for more cups, which were served with
coffee cakes and many more bites.
“We are challenged by two things; to real-
ize the beauty and taste of our own cof-
fee, and to receive good customer care
services over free coffee- which is so
amazing and exceptional” one Alex-
is Mugabo a Karongi coffee farmer said.
The taste of coffee didn’t only attract resi-
dents but top government leaders and for-
eign visitors also appreciated a cup of special
coffee from the ‘thousand hills’ of Rwanda.
The international visitors said that they too
had the best service and ready coffee at hand.
“The services were up to standard like back
home. Am glad to taste the best coffee which
also has rare specialty” Nelson Valverde,
one visitor said.
Paul Ntaganda, the General Manager of
Bourbon coffee, stated that the company
has set its priorities at giving the best ser-
vices and offers special tastes of Rwandan
coffee.
“Customer care is a priority to us and when
we see clients appreciate our service that is
an achievement for the country’s image lo-
cally and internationally” Ntaganda said.
Overview of the coffee sector in Rwanda:
The coffee farming in Rwanda is done by
over 400 000 farmers
There are over 72million coffee trees, grown
on over 28000 ha
There are over 160 registered cooperatives,
a total of 207 including those not registered
according to the law.
There are 200 coffee washing stations
spread in the districts and coffee growing
seasons.
2011 Coffee Cup of Excellence
22www.hope-mag.com
For the 3rd time, Rwandan coffee
farmers received awards of excel-
lence for producing samples of the
world’s best coffees which was tasted by
both local and international cuppers at the
‘Cup of Excellence’ (COE) competitions held
on 26 August 2011, in Karongi district, west
of Rwanda.
The ‘Cup of Excellence’ competition is the
most esteemed award given to top coffees in
Rwanda and most prestigious coffee com-
petition in the world. The Cup of Excellence
is a globally held competition that began in
Brazil in 1999.
Rwanda is the first African country to imple-
ment this program which works to promote
the quality of coffee and support local farm-
ers as well as businesses.
The National Agriculture Exports Board
Rwanda hosts 3rd Coffee Cup of Excellence Competitions
(NAEB) hosted the event. The ‘Cup of Excel-
lence’ was initiated in Rwanda in 2008 and
has become the most esteemed award given
to top coffees in Rwanda.
Among this year’s 189 farmers’ cooperatives
which participated in the competition, 24
cooperatives were chosen at national level
and 36 at international level.
Winners are chosen after a strict competition
that selects the very best coffee produced in
the country for that particular year. Following
the success of the 2008 and 2010 Cup of
Excellence competitions, NAEB raised this
year’s grading standards, so competitors
were ranked according to the world’s best
coffees.
The competition involved tasting of 189
samples of Rwandan coffee at the initial
stage. Only 60 samples from best coffee
producers and cooperative made it to the
International level.
36 samples were approved winners of the
Cup of Excellence (COE) awards. These
were rewarded with certificates of excellence
at both the national and international levels.
Only ten of these samples made it to the in-
ternational tasting level and three of these
were recognized for specialty and superior-
ity. This year’s best three coffee come from
Agro Processing Industry Mushongi, fol-
lowed by Kageyo Coffee and Nyakizu Coffee
as the second runner up and Nyakizu CWS
in the third place.
The winners are chosen through votes
passed by both local and international tast-
ers (cuppers) who were led by Mr. Silvio
Leite. The international Cuppers came from
North America, Europe, Asia, and the East
3rd
23 www.hope-mag.com
African region.
The top ten coffee samples will gain access
to the world market with top winners being
taken on by global suppliers, ensuring higher
returns, and others by national suppliers-
the process will be done through internet
auctions of samples this October, 2011.
The COE Head Judge, Silvio Leite, said that
70% of the coffees passed the selections as
a result of careful preparation of lots by both
the coffee washing stations and farmers. He
was impressed by the high quality of cup-
pers as well as the coffees.
“At least three samples of the finalists had a
great taste and specialness in smoothness,
sweetness and cleanliness; and could win
the world award at the international compe-
titions”
Leite asserted that “Rwandan coffee was
extraordinary and its potential keeps surpris-
ing the cuppers. Rwanda is a small country
but that doesn’t limit its potential in produc-
ing the best coffee. The jury is has been
astonished by the special taste of Rwanda
coffee”
Apparently, Rwanda’s Ministry of Commerce
will also sponsor the top five producers to
gain skills in Business development.
Rwanda’s Minister of Agriculture, Mrs. Agnes
Kalibata, was guest of honor at the award-
giving- ceremony. She said that “The Rwan-
dan economy is based on its people and the
fertile soil that we live off and use responsi-
bly. I urge the winners to use their profits to
continue re-investing in the coffee industry
so Rwanda continues to produce coffee of
ever-increasing quality”
The Minister said ‘The Cup of Excellence’
competition has not only helped to put
Rwanda coffee on the world map but also
connected farmers directly to the buyers and
other world coffee stakeholders. The com-
petition also puts the farmer at centre stage
with over 60% of the sales proceeds after
that competition usually going back to the
farmer.
Following Rwanda’s Cup of Excellence 2008,
participating farmers reportedly earned an
additional income of about RWF 100million
due to recognition from the competition. Af-
ter the 2010 edition, an additional RWF 169
million was recorded on top of the competi-
tor’s normal earnings.
Minister Kalibata asserted that this income
was pinnacle to Rwanda’s growing econo-
my, development and social transformation
of the lives of farmers. She said that cof-
fee has become a big foreign earner for the
country, and farmers have to double up their
production and standards of production by
utilising manure and coffee washing ma-
chines.
She challenged world coffee producers that
Rwanda has the best coffee in the world
and this potential should be used to improve
quality and quantity of coffee produced in
Rwanda on the world market.
Kalibata said: “Rwandan coffee is arguably
the best coffee in the world. We have the
potential to top any other coffee produc-
er and we can prove this by continuing to
maintain the quality and quantity of coffee
production on world markets” she said.
She asked the international jury to be am-
bassadors of Rwanda’s coffee and take
back home the message of its excellent
coffee and tea and natural scenario of a
thousand hills which is a home for all visitors
worldwide.
Mr. Alex Kanyankore, the Director General
of National Agriculture Export Board (NAEB)
stressed the importance of the cup of excel-
lence and the value it has brought to Rwanda
and its farmers.
“This event is a convergence point for all
coffee stakeholders, An opportunity to share
experiences, A time to link with Everybody
in coffee, A point to stress Quality, A time
to recognize the farmer and a time of better
prices” he said.
The Managing Director, Alliance for Coffee
Excellence, Mr. Grant Rattray said that the
taste of Rwanda’s coffee is amazingly su-
perior and it has higher chances of making
larger sells at the international coffee cup-
pers competitions and can emerge among
the best tastes during the internet auctions.
Some farmers may not have had a taste of
good coffee producers but may not actually
know the true taste of their product.
Farmers taste of coffee
The 3rd coffee Cup of Excellence (COE)
competition was also a chance for the farm-
ers to taste the special Rwandan coffee,
which was served by Bourbon Coffee, Kigali
center.
The free coffee offer was part of the exhibi-
tion of Rwanda’s best coffee and Bourbon
coffee services where the sole distributors
of coffee cups at the event.
Thousands of residents made long lines to
grab a free coffee cup. Most of them even
kept flocking back at the Bourbon coffee
stall for more cups, which were served with
coffee cakes and many more bites.
“We are challenged by two things; to real-
ize the beauty and taste of our own cof-
fee, and to receive good customer care
services over free coffee- which is so
amazing and exceptional” one Alex-
is Mugabo a Karongi coffee farmer said.
The taste of coffee didn’t only attract resi-
dents but top government leaders and for-
eign visitors also appreciated a cup of special
coffee from the ‘thousand hills’ of Rwanda.
The international visitors said that they too
had the best service and ready coffee at hand.
“The services were up to standard like back
home. Am glad to taste the best coffee which
also has rare specialty” Nelson Valverde,
one visitor said.
Paul Ntaganda, the General Manager of
Bourbon coffee, stated that the company
has set its priorities at giving the best ser-
vices and offers special tastes of Rwandan
coffee.
“Customer care is a priority to us and when
we see clients appreciate our service that is
an achievement for the country’s image lo-
cally and internationally” Ntaganda said.
Overview of the coffee sector in Rwanda:
The coffee farming in Rwanda is done by
over 400 000 farmers
There are over 72million coffee trees, grown
on over 28000 ha
There are over 160 registered cooperatives,
a total of 207 including those not registered
according to the law.
There are 200 coffee washing stations
spread in the districts and coffee growing
seasons.
2011 Coffee Cup of Excellence
24www.hope-mag.com
3rdCoffee production reached over
20.000 tons last year 2010,
And coffee exports reached 56m $
in 2010 up from 37m $, the main
driver of this was favorable prices
on the world market.
During 2011 calendar year cof-
fee exports are expected to reach
70m $
Local cherry prices have increased
from Rwf 120 in 2010 to Rwf300 in
2011. This implies farmers incomes
from coffee have increased ac-
cordingly.
Almost Rwf20 billion was released
from the banking sector importers
to farmers in the rural areas to pur-
chase coffee this year. This is com-
pared to about 9billion in 2010.
Kanyankole asserted that despite
the economic downturn in America
and Europe, the demand for Rwan-
dan coffee has instead remained
firm and increasing particularly
due to increased consumption in
producing countries and non-tra-
ditionally consuming countries like
China and other countries in Asia
and Eastern Europe.
“The demand side for specialty
coffees of high quality is increasing
at a very high rate. This suggests
that more effort needs to be put in
quality and other forms of invest-
ment in the specialty coffee seg-
ment” he said.
NAEB in conjunction with farmers
and other stakeholders have com-
mitted to the following: Growing an
additional 7100 hectares distributed
in all the provinces, Working with
coffee washing stations to increase
fully washed coffee to about 45 %
of the total production of 24000
tons, to undertake to distribute fer-
tilizers in collaboration with other
service providers, to help farmers
to use all means possible to pro-
tect their coffee against any form of
pests and diseases, and training at
various farmer field schools.
Table of the Top ten samples:Rank Washings factory District/location Original lot
NumberRepresentative International Round
3 Results (%)
1 API Mushonyi Rutsiro 32 89.50
2 Kageyo Coffee Ngororero 05 88.69
3 Nyakizu CWS Nyaruguru 02 88.41
4 COCCAN Duhuzimbaraga Nyamaseke 03 88.22
5 COVACAF Karengera Nyamaseke 01 88.09
6 Gatare Coffee Nyamaseke 01 87.97
7 Kayumbu Kamonyi 11 87.94
8 SACOF Rulindo Rulindo 06 87.16
9 Terimbere Kawa yacu/Muhondo Gakenye 01 86.97
10 Maraba III Sovu Huye 02 86.94
Cup of Excellence in Picture
25 www.hope-mag.com
2011 Coffee Cup of Excellence
24www.hope-mag.com
3rdCoffee production reached over
20.000 tons last year 2010,
And coffee exports reached 56m $
in 2010 up from 37m $, the main
driver of this was favorable prices
on the world market.
During 2011 calendar year cof-
fee exports are expected to reach
70m $
Local cherry prices have increased
from Rwf 120 in 2010 to Rwf300 in
2011. This implies farmers incomes
from coffee have increased ac-
cordingly.
Almost Rwf20 billion was released
from the banking sector importers
to farmers in the rural areas to pur-
chase coffee this year. This is com-
pared to about 9billion in 2010.
Kanyankole asserted that despite
the economic downturn in America
and Europe, the demand for Rwan-
dan coffee has instead remained
firm and increasing particularly
due to increased consumption in
producing countries and non-tra-
ditionally consuming countries like
China and other countries in Asia
and Eastern Europe.
“The demand side for specialty
coffees of high quality is increasing
at a very high rate. This suggests
that more effort needs to be put in
quality and other forms of invest-
ment in the specialty coffee seg-
ment” he said.
NAEB in conjunction with farmers
and other stakeholders have com-
mitted to the following: Growing an
additional 7100 hectares distributed
in all the provinces, Working with
coffee washing stations to increase
fully washed coffee to about 45 %
of the total production of 24000
tons, to undertake to distribute fer-
tilizers in collaboration with other
service providers, to help farmers
to use all means possible to pro-
tect their coffee against any form of
pests and diseases, and training at
various farmer field schools.
Table of the Top ten samples:Rank Washings factory District/location Original lot
NumberRepresentative International Round
3 Results (%)
1 API Mushonyi Rutsiro 32 89.50
2 Kageyo Coffee Ngororero 05 88.69
3 Nyakizu CWS Nyaruguru 02 88.41
4 COCCAN Duhuzimbaraga Nyamaseke 03 88.22
5 COVACAF Karengera Nyamaseke 01 88.09
6 Gatare Coffee Nyamaseke 01 87.97
7 Kayumbu Kamonyi 11 87.94
8 SACOF Rulindo Rulindo 06 87.16
9 Terimbere Kawa yacu/Muhondo Gakenye 01 86.97
10 Maraba III Sovu Huye 02 86.94
Cup of Excellence in Picture
25 www.hope-mag.com
2011 Coffee Cup of Excellence
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to boost tourism receipts
A N A L Y S I SH o p e S e p t e m b e r 2 0 1 1
www.hope-mag.com 26
While the Kigali Marriott will be managed by
Marriott Group following the terms of a 30-
year contract, the over $55 million hotel is
owned and being constructed by New Cen-
tury Development Limited.
“So far we are on schedule; we are planning
to handover the project to Marriot for
their team to test the hotel facilities (if
they meet Marriot brand standards) by
November next year,” says Solomon
Adede, the deputy chief executive of-
ficer and head of finance at New Cen-
tury Development Limited.
Kigali Marriot Hotel will be the first fa-
cility in the East African region to be
managed by the Marriot International
group. “Everything has been designed
to Marriot specifications; they (Marriot
Group) are very keen on guest secu-
rity and safety. I see Kigali Marriot
increasing Rwanda’s capacity to host
tourists as currently hotel availability
(high end) is very limited,” Mr Adede
explains. When completed, the only
comparable facility will be Kigali and
Lake Kivu Serena with only a total of
214 rooms and the Radisson Blu Ho-
tel with 292 rooms under construction
along with the Convention Centre expected
to be completed by 2012.
The tourism sector is currently the country’s
second top foreign exchange earner gener-
ating $200 million last year almost half of the
total export earnings- $454 million in 2010.
This year the country is targeting to collect at
least $216 million specifically through diver-
sification of tourism products.
Statistics from RDB indicate that in the
first semester of this year, Rwanda host-
ed 405,801 visitors, a 27 percent increase
compared to the same period last year gen-
erating estimated revenue of $115 million
compared to $90.6 million generated during
the same period last year.
“This (five star hotel entry) will boost high
end tourism as currently we cannot meet
demand for such rooms,” says Clare Aka-
manzi, the Chief Operating Officer (COO)of
Rwanda Development Board (RDB).
Ms Akamanzi also observes that the entry of
global brands like Marriot will boost interest
of other major brands to the country in addi-
tion to bring high quality services.
“Even though Marriot will significantly in-
crease additional 5 star hotel rooms and in-
troduce its high quality services standards,
Rwanda still generally needs higher end
rooms and improved services in the hospi-
tality sector.” Part of the draw for these top
hospitality brands including Opulent Hotel
Group which operates the Hilton brand hotel
recently acquired a plot of land on which to
build the hotel’s government’s multi million
project - the Kigali International Convention
Center slated to open in 2012.
The convention center includes a five sto-
ried-building information technology office
park, a convention floor with 32,000 square
meters, a multi-purpose arena that can host
2,600 people, and a 292-room, on-site five
star hotel that Radisson will manage.
With the convention centre operational, Ki-
Global hotel brands
The tourism sector is currently the coun-
try’s second top foreign exchange earner generating $200 million last year almost half
of the total export earnings- $454 mil-
lion in 2010
Rwanda’s aspiration to become a regional tourism hub is gaining momentum as some of the finest global hotel brands are set to begin operations in the country beginning next year.
five star hotel operating in the country.
While Rwanda needs about 6,000 ho-
tel rooms by 2012 to accommodate the
increasing number of tourists, currently
supply is estimated at 4267 rooms with the
majority being provided by three or four
star hotels.
In a move that is expected to boost the
country’s tourism sector, at least two
global hotel brands including Marriot
Group of Hotels, Rezidor Hotel Group
are expected to open shop next year
joining Serena Group of hotels, the only
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A N A L Y S I SH o p e S e p t e m b e r 2 0 1 1
gali will not only have to compete with its
neighbors particularly Kenya’s Nairobi that
currently dominates in hosting major confer-
ences but also Ethiopia’s Addis Ababa.
“There is high demand for high quality ho-
tel rooms but at the moment we do not yet
have the capacity; currently the country does
not have the capacity to host international
conventions for more than 1000 people that
require high quality rooms,” says Jean Paul
Ndakebuka, the marketing manager of Lemi-
go Hotel one of the new hotels in Kigali in
the process of acquiring 4 star hotel status
with a capacity of 96 rooms.
“We are struggling to keep the standards
high for our clients who come from the dif-
ferent parts of the world,” he says.
However, Mr Ndakebuka underscores that
limited availability of skilled labour particu-
larly junior hotel staff such as waiters and
waitress, cleaners poses a challenge for
sector as hotel business in its infancy across
the country. “Hotel business is still new in
Rwanda though there has been a boom in
the last 5 years; our senior management is
well qualified with international experience
but we have to put a lot of emphasis on
training junior hotel staff to understand the
business. We are putting much emphasis on
training them (junior hotel staff) to be more
competitive.” Government is also now in
the process of selling assets of Laico Ho-
tel (formerly Umubano hotel) where govern-
ment and LAP own 40 per cent and 60 per
cent respectively, after freezing of assets of
Libyan African Investment Portfolio (LAP) in
the country as per UN resolution early this
year. “Soprotel (a joint venture company
between Libya and Rwanda governments)
plans to sell the Hotel to a company with a
sound development plan; the one who will
buy will either assess whether to keep it 4
star or upgrade to 5 star the requirement is
not to go below,” says Rosemary Mbabazi,
who is currently Managing the hotel on be-
half of government.
The hotel assets are expected to be on the
market early next year after the process of
valuation which is expected to begin in Oc-
tober has been completed. “The new in-
vestor will also leverage their pre existing
network to connect to Rwanda as we are
targeting chain hotels, introduce new prod-
ucts, increase employment opportunities as
well as curbing the wider gaps of required
rooms in the country since the investor
is expected to renovate and ex-
pand the hotel.” Ms Mbabazi says.
The country is also increasingly diversify-
ing its tourism products with a view of taking
advantage of the anticipated increase in the
number of tourists visiting the country once
the convention centre is operational. For
instance the country has ventured into avi-
tourism (bird watching) and eco-tourism as
the country is home to over 650 bird species
of which 491 are presumed to be resident
and 117 regular seasonal migrants. Avi-
tourism is anticipated to contribute about
$12m by 2012 as RDB develops new birding
routes to become the second largest tourism
income generator after mountain gorillas.
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last year, despite increasing pressure on the
economy arising from increasing fuel and
food prices.
While inflation remained low in Rwanda last
year falling to a record low of 0.2 per cent in
December 2010-the lowest in 10 years with
an annual average of 2.3 percent, compared
to 5.7 per cent in December 2009, this year
it is rebounding mainly driven by increasing
global fuel and food prices.
According to the central bank’s Monetary
and Financial Stability statement released
recently, economic activities have been sig-
nificantly improving compared to the first half
of 2010, as evidenced by growth in agricul-
tural production which increased by 11.3 per
cent. In addition , leading indicators of eco-
nomic activities such as the BNR’s Com-
posite Index increased by 9.5 percent while
the total turnover registered by large compa-
nies in the Industry and Services sectors in-
creased by 23.9 per cent ) on annual basis.
External trade also performed well, recording
an increase in exports and imports. Export
volume and value increased by 58.23 per
cent and 48.09 per cent respectively, driven
by traditional exports.
Strong performance in exports led to a sig-
nificant improvement in imports cover by ex-
ports, standing at 21 per cent in the first half
of 2011 from 16.2 per cent during the same
period of 2010.
According to the Minister of Finance, Mr John
Rwangobwa despite the increasing inflation-
ary pressures stemming from food and fuel
prices, the country is still on track to achieve
its growth target this year.
“We kept our growth projection at 7 per cent
Economic growth forecast remains at 7% despite rising inflation
R wanda’s economy is ex-
pected to expand by 7 per
cent this year, slightly lower
than 7.4 percent registered
31 www.hope-mag.com
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instead of the 8 per cent that we had origi-
nally projected due to the effect of inflation,”
he says.
Rwanda’s inflation rate accelerated to 5.8
per cent in June from compared to 4.54 per
cent in the previous month, mainly driven by
increase in food and transport costs, ac-
cording to the National Institute of Statistics
(NISR).
According to NISR, bread and cereal prices
had the biggest increase of all items in the
index last month, rising 6.1 percent, while
transport costs jumped 3 percent in June.
“We had expected the fuel crisis to behave
worse than that but it does not seem to be
the case –it has been contained and our in-
flation has not had the speed that we ex-
pected,” Mr Rwangobwa explains.
In July, Rwanda’s annual inflation rate in-
creased to 7.14 per cent mainly due to in-
crease in food prices.
Following government reduction’s of fuel tax
by per litre Rwf100 ($0.161) for both petrol
and gasoil to mitigate the impact of rising
fuel prices, the fuel prices of both petrol
and diesel reduced to Rwf 1,025($1.72) from
Rwf1, 067($1.799) effective June 1.
The Minister said the tax reduction on fuel
is expected to maintain inflation in the
2011/2012 fiscal year at the projected 7.5
per cent by end of December.
“It is increasing but it is still within accept-
able levels…. growing to around 7 per cent
still there is no alarming situation that the
central bank has to intervene ,”
The National Bank of Rwanda (BNR), recent-
ly kept its key rate unchanged at 6 per cent
saying after analyzing the local and interna-
tional economic situation, banking liquidity
conditions, the current inflation rate would
not pose a threat to the country’s macro-
economic stability.
The economy has also been largely boosted
by better performance of the agricultural
sector that continues to be the backbone of
the economy.
Central bank statistics for the first and sec-
ond quarter of this year, the sector registered
a moderate growth of 5.4 per cent compared
to 11.4 per cent last year.
Irish potatoes and cassava showed high
yield with an increase of 28.7 per cent and
5.5 percent, respectively.
To deal with the increasing food prices, the
minister said government is to purchase
strategic stock to avoid any challenges in
the next four months.
“What we see as the challenge is the famine
we see in the horn of Africa that could exact
big pressure on our food production – we will
make sure we will create reserves that will
take us through except if we have failed rains
that will affect us.” Mr Rwangobwa said.
As of May this year, the non agriculture
sector—service and industry—grew by 10.2
per cent compared to 8 percent in the same
period last year, while industry and services
grew by 37 per cent and 19.2 per cent re-
spectively.
“I am fairly optimistic about the economic
performance of Rwanda and I expect that
the government target of at least 6 per cent
GDP growth will be achieved despite the
pressures of rising inflation … The rate of
capital formation in Rwanda remains robust
especially in infrastructure and housing,”
said Mr Maurice Toroitich, the Managing Di-
rector of KCB Rwanda.
“Inflation in Rwanda though on the rise due
to increasing fuel and food prices is still
quite low relative to the rate of growth of
Rwanda Economy.”
According to International Monetary Fund
(IMF) country report released in June this
year, the country’s economic recovery has
been stronger than projected and appears to
be leveling off.
However, the IMF cautioned that heightened
uncertainties due to rising global food and
fuel prices pose threats to the recovery.
“This could dampen the growth momentum,
resurrect inflationary pressures, and affect
the pace of fiscal consolidation,”
Sustaining the strong performance over the
medium term, the IMF said depends on gov-
ernment’s ability to entice foreign financing
for the key investment projects essential for
growth, the external environment and recov-
ery in credit to the private sector.
Credit to the private sector is expected to
expand by 19.2 per cent this year compared
to 11 per cent last year.
“This projection (7 per cent growth) is based
on the observed developments in the private
sector, government’s fiscal stance, and as-
sumptions about global economy,” says Mr
Dmitry Gershenson, the IMF Resident Rep-
resentative.
He underscored that changes in any of the
above underlying factors will affect the ac-
tual growth.
“For instance, if private sector or pub-
lic sector spend less than envisaged, then
growth may be lower. At this point in time,
it seems that the main risks come from out-
side: another spike in global fuel prices or
a slower-than-expected global recovery
could dampen Rwanda’s growth prospects,
”Mr Gershenson observed.
While under the country’s Policy Support In-
strument (PSI) programme, the country has a
target of keeping inflation at 7.5 per cent; Mr
Gershenson noted that it could be revised in
the coming months if inflation exceeds ex-
pectations.
“In the first half of this year, prices in Rwan-
da rose by slightly over 6 percent. It means
that to achieve the 7.5-percent target, pric-
es should rise by one percent or less in the
second half of the year.” he said.
despite the increasing in-flationary pres-sures stemming from food and fuel prices, the country is still on track to achieve its growth target this year.
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THE NEW 12 YEARS
FREE EDUCATION…
One recent study by Gordon Brown the former
Issues at Handny country that comes sec-
ond in education today will
be second when it comes
to jobs and economic growth in the future.
Rwanda clearly understands this. Thanks
to the visionary leadership of President
Paul Kagame. Rwanda understands that as
a country not blessed with a wealth of raw
materials it is the skills and talents of people
on which future prosperity depends. That is
why expanding educational opportunity has
received real focus over the last decade and
why creating a more skilled society is front
and centre in the country’s 2020 vision. In
August, the latest building block in Rwanda’s
progress was quite literally laid when Presi-
dent Kagame, accompanied by Ugandan
president Yoweri Museveni, helped construct
a classroom needed to deliver 12 years free
basic education in Rwanda. And this was the
official launch of the 12 Year Free Education
in Rwanda. But there can be no let up: the
focus on education, and particularly educa-
tional quality, must be even sharper in the
coming years.
One recent study by Gordon Brown the for-
mer British Prime Minister, found that qual-
ity basic primary education for every child
in the world could increase per capita in-
come growth in the poorest countries by a
further 2 percent. IPAR-Rwanda, in its work
on “skills for tomorrow”, has long believed
in the power of education. It has long ar-
gued that creating a more effective educa-
tion system is one of the major challenges
Rwanda faces.
More children in villages and towns across
Rwanda now have the opportunity to go
to school for longer. The introduction of
nine years free basic education in primary
schools has resulted in over 95 percent of
all pupils starting primary school. In 2010
around three quarters were not just starting,
but finishing primary school. Many commu-
nities in Rwanda have witnessed inspiration-
al scenes of communities coming together
through Umuganda to build new schools and
classrooms to meet the aspirations parents
have for their children to learn.
As growing numbers of children make it to
the end of primary school, more are go-
ing onto further study. There were well
over 100,000 additional pupils in second-
ary schools in 2009 than there were just five
years ago. The government are expanding
technical and vocational education that will
teach young Rwandan’s the trades and skills
needed in the economy. After the success
of the 9 year basic education, 12 years free
education is an understandable next step.
Numbers at university level have also grown.
Fifteen years ago there was just one univer-
sity in the country; today there are twenty
or more.
This decade of progress on widening op-
portunity must now provide the foundations
for the next stage of improvement. The key
issue is that it turns out that just going to
school does not necessary mean children
learn very much. UNICEF and the World Bank
acknowledge that the medium term sustain-
ability of increased access is questionable if
quality is not at least maintained, but ideally
improved. International work by McKinsey
has highlighted the need to accompany the
abolition of school fees with other reforms
if children are to learn more. And the quality
of education was debated at this year’s Kivu
retreat, the Rwandan government’s annual
discussion of forthcoming policy priorities.
So while Rwanda is increasingly meeting the
“access challenge”, it now needs to turn
its focus to the “quality challenge”. This is
particularly the case with primary education.
A
British Prime Minister, found that quality basic primary education for every child in the world
could increase per capita income growth in the poorest countries by a further 2 percent.
F E A T U R EF E A T U R E H o p e S e p t e m b e r 2 0 1 1H o p e S e p t e m b e r 2 0 1 1
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It is here that the fundamental building
blocks of learning are laid. Without master-
ing basic skills like reading and writing, or
the ability to think critically, the risk is that
the next generation of Rwandans will not
leave primary school ready to succeed in
later education.
In many developing countries, including
specifically in the East African Community,
the need to move from the access to qual-
ity is flying up the agenda. Local organisa-
tions are emerging that are asking how to
ensure that young people are really learning
when they go to school. Take Uwezo, an
organisation dedicated to improve quality in
Uganda, Tanzania and Kenya. Or take the
Southern and Eastern Africa Consortium for
Monitoring Educational Quality, a cross na-
tional consortium focusing on how to ensure
children learn in primary schools.
In Rwanda policy makers are turning their at-
tention to the issue. Whether it is in thinking
about better measurement of learning out-
comes in primary school, efforts to improve
the training and motivations of teachers or
reform of the curriculum to focus it more on
the fundamental building blocks of learn-
ing – reading, writing and adding up, the
right questions are beginning to now being
asked. But we under-estimate the scale of
the challenge at our peril. There is com-
mon agreement that many Rwandan’s do
not have a reading culture, teacher pay and
motivation remain a major worry and clear
information on just how much Rwandan chil-
dren are learning remains scarce.
The real risk is taking our eye off the ball
on education. In truth, once resources are
available, building a new school is the easy
part. Meeting the “quality challenge” is less
tangible but in many ways will be harder to
achieve in the coming years. Rwanda can
afford nothing less than a national mission
to ensure the next generation are gaining the
skills the country needs to forge a success-
ful future.
The issue of ensuring sustainable quality
education in Rwanda brings many debatable
ideas on the table. IPAR will be contribut-
ing to this debate in the coming months with
two research projects, one on how Rwanda
should define and deliver a quality primary
education and the second on how to fund
schooling efficiently and fairly. Both will be
grounded in the real world experiences of
parents desperate for their children to learn,
for teachers trying to do their best and lo-
cal communities. But both will also propose
practical ideas for how the Rwandan schools
system can provide the skills for tomorrow.
A D V E R T O R I A LH o p e S e p t e m b e r 2 0 1 1
www.hope-mag.com 38
In the near future, StarTimes will be extend-
ing coverage to Gisenyi and Ruhengeri and
come next year, more areas will be covered
in the Southern Province. One of StarTimes’
encore visions is to switch Rwanda from
Analogue to Digital system by 2013 and we
are well on the way to that.
In 2008, StarTimes launched its Digital Satel-
lite Pay TV operations in Rwanda. With more
than 20 years’ experience in the business,
the Beijing-based company embarked on
extending its operations to Africa and is now
operating in 8 African countries including Ugan-
da, Tanzania and Burundi.
Star Africa Media officially begun its op-
erations in Rwanda on August 26, 2008
and in the three years since, we have
succeeded in getting a good number of
subscribers because we provide a clear
digital signal and incorporate channels
from other countries in the region.
Our main objective is to provide the
best service to our customers. Once they are connected, they do not
need to queue up to renew their sub-
scription for later months because they
can just buy a scratch card (voucher
card), load it and send a message to
our operators and the subscription will
be activated immediately. This system
is flexible and more affordable com-
pared to other Pay TV systems on the
market. Customers also like our services
because of the technology we use. It’s
user-friendly and cuts costs because
you do not need a dish to get con-
nected to StarTimes. All you have to do
is plug and play, and you are instantly
connected to StarTimes. The StarTimes
Decoder has an antenna that works as a
receiver in place of a dish. The StarTimes
Decoder costs only 30,000Rwf (about 50
US Dollars) with free subscription for the
first month. Apart from the very affordable
Decoder, we also have other products like
Digital Flat Screens and CRTs which you
can buy at fair prices and get two months
(24,000Rwf) or three months (36,000Rwf)
Subscription of Super Bouquet for free
and enjoy over 40 channels.
This September, we are introduc-
ing new channels to our package.
These include MCS, a sports channel that
broadcasts live Football matches, NBA,
Tennis, Golf, Swimming, Boxing and
many other sports. The other channels
are STV Music showcasing African Music
and Baby First, a channel dedicated to
children’s programming which you can
watch either in English or French. Our
other channels are unrivalled in providing
entertainment, nature and wildlife, fash-
ion and above all, news and current af-
fairs from channels like Al Jazeera, BBC,
France 24 and MSNBC.
STARTIMES: THREE YEARS OF QUALITY SERVICE
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www.hope-mag.com 40
audance Mukyeshimana is
a happy mother because
she securely brought into
the world a bouncing baby boy. Six months
after her labour pangs, Community Health
Mobilisers (abajanama bubuzima) have not
stopped their routine check-up visits to
Mukyeshimana and her baby, Derrick.
Though her baby is healthy, the community
health mobilisers cannot take chances es-
pecially that Mukyeshimana miscarried dur-
ing her first pregnancy due to high blood
pressure. Since 2005, the number of Rusizi
district women who give birth at the hospital
has dramatically risen.
“Owing to the past ten month statistics, 90
percent of women give birth at the hospital.
There are a few cases of women who give
birth while on their way to a healthy centre,”
says Dr.Theophile Duyishime, the Medical
Director of Gihundwe hospital.
Many factors are attributed to promoting
safe childbirth in Rwanda. Every community
cell has at least two Community Health Mo-
bilisers in charge of following up on preg-
nant women. The Mutuelle de sante (Public
Health Insurance) is yet another magic carpet
that has encouraged mothers to give birth
at hospitals. “Community Health Mobilisers
have educated us about why it’s safe to give
birth at the hospital,” says Mukyeshimana.
The Government of Rwanda has also availed
ambulances and built a couple of Health
Centers in the rural areas which has stopped
women from delivering at home.
Even in the most remote sectors like Nkom-
bo, there is no longer such a thing like tradi-
tional midwives.
If a woman never reports a pregnancy un-
til its three months, she is usually penalized
depending on which Health Centre she goes
to. It has become imperative that Rwandan
G
Antenatal Care: Rwanda’s Success Story
“It’s relieving when women get all the ma-
ternity care they need, and they almost pay
nothing for it,” said Dr. Duyishime. Mean-
while, former traditional midwives have be-
come significant Community Health Mobilis-
ers, and a tool to educate mothers about the
dangers that come with traditional births.
Community Health Mobilisers
have educated us about why
it’s safe to give birth at the hos-
pital,” says Mukyeshimana.
“Mothers must test for HIV,
high blood pressure and
the amount of haemo-
globin in their blood.
Tests help in the
counseling process
of pregnant wom-
en, on feeding and
best exercises they
should do,” said
Yamini Nkurunziza,
a Health Counselor
at Kamashangi sec-
tor, Rusizi District.
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mothers go for prenatal checkups during the
first three months of their pregnancy. These
tests tell the condition of both the mother
and baby.
“Mothers must test for HIV, high blood pres-
sure and the amount of haemoglobin in their
blood. Tests help in the counseling process
of pregnant women, on feeding and best
exercises they should do,” said Yamini Nku-
runziza, a Health Counselor at Kamashangi
sector, Rusizi District.
Statistics show that 48 percent of women in
Rwanda give birth at home in the absence
of a professional midwife. However, women
have been required to pay a fine of Rwf5000
when they do not deliver at a Health Centre.
It’s now mandatory that all authorities get
involved in reducing the number of women
who give birth while at home. In Rwanda,
when cases of mothers delivering at home
exceed two, it is the Community Health Mo-
bilisers and the local authorities that get
punished for not doing their job.
In order to avoid the blame, Community
Health Mobilisers ensure pregnant mothers’
routine visits to maternity centres, at least
four times during pregnancy.
Challenges
The biggest challenge to safe childbirth in
remote areas is the use of local medicinal
herbs. This issue has been blamed on peo-
ple’s traditional beliefs. “Some women come
to the hospital with local herbs or their rela-
tives bring the herbs later for them to drink.
Local herbs endanger the life of both baby
and mother yet many continue using these
herbs in secret,” says Dr. Duyisenge.
Health Centers are now teaching and sen-
sitizing mothers against the use of local
herbs.
Safe birth through prenatal and post natal
care is regarded as the healthy solution to
both mother and child health.
“Prenatal care lessens the chances of deliv-
ering babies with abnormalities,” said Mari-
am Mukakayijuka, a Community Health Mo-
biliser, in Kamembe sector, Rusizi District.
“Giving birth at the hospital helped me to
heal quickly, with no infections,” said Salima
Mahoro, another mother.
In 2004, Mahoro said that she got compli-
cations after giving birth in the hands of a
traditional midwife.
Luckily she survived and has never repeated
the same mistake.
As Rwandan women talk about the dynamics
of giving birth at Health Centres as opposed
to their homes with a traditional midwife,
they have quickly learnt that safe childbirth
literally means good health for both mother
and child.
SEANKINGSTON IN KIGALI
PRIMUS GUMA GUMA SUPERSTAR
rinking from the glass of happiness
and strengthening local talent
The leading Rwanda brewer Bral i rwa, through their major brand, Primus organized a festival that span
across four months. The Primus Guma Guma Superstar saw a
number of Rwandan artists polishing their talents for this most
coveted crown that is metamorphosing into an annual event.
Hope Magazine had a chat with the Marketing Manager Ms Aline
Asselot to have an insight of the whole enchilada
The evolution‘Guma Guma’ became an essential part of the Primus brand in
2009, when the slogan ‘Guma Guma’ was introduced to Rwan-
dans at the 50th anniversary celebrations, to congratulate the
brand for its great achievement in the last 50 years and to wish
all the best for the years to come. ‘Guma Guma’ expresses in
a very simple yet impactful manner congratulations and strong
encouragement to keep the efforts up; which genuinely fits the
Primus brand. Primus, the true beer of Rwanda, is and will al-
ways continue to keep the efforts up to bring the best fun and
enjoyment to all Rwandans, for instance through football with
Primus National Football League and through music with Primus
Guma Guma Superstar.
Music is universalMusic is a very important part of our society as it brings fun to
people of all age, men, women and youth. Stimulating people,
bringing enjoyment and giving talent a chance to step up are
very important values for us. Hence Bralirwa Ltd as a respon-
sible company felt the necessity to help local music promot-
ers & artists to improve the industry and give them a broader
platform for presenting their talent to a larger audience all over
the country. Following this objective of encouraging young mu-
sic talents; Primus in collaboration with East African Promoters
(EAP) has decided to host the first ever Primus Guma Guma
Superstar music competition beginning of this year.
D
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instance by adding dancers and choreography
to their show. Bralirwa and EAP are proud to
give a platform to Rwandan music and delight-
ed to bring fun and quality entertainment to all
Rwandans. We were looking forward to offer
the opportunity for those young artists to reach
their public around the country.
As part of Bralirwa’s corporate social respon-
sibility program, the Primus Guma Guma Su-
perstar contestants have been also taking part
in various social activities. The artists visited
the Kanombe military hospital, as well as the
Gisozi Genocide memorial center and partici-
pated in the community work – Umuganda. It is
important for the contestants to participate in
those activities to give back to the community.
Hype still on
On September 17th, 2011, we will have the
pleasure to welcome Sean Kingston to Rwan-
da for a gigantic concert at Amahoro National
Stadium. Along with all Primus Guma Guma
contestants, both Sean and Tom Close will
perform live in front of thousands of fans. This
event will mark the end of Primus Guma Guma
Superstar season 1, while we are already look-
ing forward to the next edition.
Until end of the year, Primus will also be proudly
sponsoring the album launch of the three final-
ists: King James, Jay Polly and Dream Boys.
Primus Guma Guma Superstar will remain
a national competition. Primus is the true beer
of Rwanda for Rwandans, the primary focus of
our activities is first targeting on our country
and our people. Primus Yacu Iwacu!
And lastlyWe would like to thank everyone for participat-
ing into the great music adventure, the Rwan-
dan government and authorities, the public, the
fans, the media, the artists, music producers
and promoters.
Bralirwa with its flagship brand Primus is and
will always be a key partner in Rwandan music
to bring best quality entertainment to its con-
sumers.SEANKINGSTON IN KIGALI
Tom Close out of breath impatiently waiting for
the final verdict. Finally MC Lion Imanzi opened
the final envelope containing the name of the
winner and announced who became the one
and only Primus Guma Guma Superstar 2011:
TOM CLOSE. Among the ten contestants nom-
inated by journalists, music experts and pro-
ducers, Tom Close has been chosen by Rwan-
dans to be the first Rwandan artist crowned
with the most coveted title of Primus Guma
Guma Superstar. The competition has engaged
thousands of music fans who voted massively
for their favorite artists and the Rwandan public
has clearly expressed his preference through
sending SMS. The SMS voting and process
have been audited and verified by Pricewater-
houseCoopers Rwanda Limited. PwC has inde-
pendently verified the results of the voting and
vote tallying processes to provide assurance
that the results announced during the compe-
tition reflect the votes cast by the public.
The Primus Guma Guma Superstar 2011 Tom
Close has been rewarded with a check of 6
Million Rwandan Francs to support his mu-
sic career and will leave shortly for the United
States of America where he will join the world-
wide known Reggae singer Sean Kingston.
Both artists will produce a single and its video
which will be launched on September 17th,
2011 during a gigantic concert at Amahoro
National Stadium.
Tom Close will be a Primus Ambassador for
the coming 12 months till the nomination of the
Superstar 2012.
All inclusiveWe are very satisfied and overwhelmed by
this competition. It is beautiful to see how
both artists and the Rwandan public have re-
sponded with excitement and passion to this
competition. Primus Guma Guma Superstar
has enabled some of our young and local tal-
ented performers to grow artistically. Week
after week, the contestants have been work-
ing hard on improving their live performances
and clearly demonstrated great creativity; for
Sponsored by
The rolling The Primus Guma Guma Superstar competi-
tion is designed to bring together the best of
Rwanda’s local artists and engage the whole
nation in an exciting and energetic music jour-
ney. During the first two months of the com-
petition, the ten Primus Guma Guma Super-
star contestants have offered Rwandan music
fans fantastic moments by touring the country
through road shows; our Primus Guma Guma
Superstar truck visited every corner of the
country to offer great entertainment and mu-
sic show to their fans: Rusizi, Nyamagabe,
Karongi, Muhanga, Gicumbi, Ngoma, Rubavu,
Musanze, Butare, Kigali, Nyagatare and Gako,
gathering all together more than 130 000 spec-
tators. All the artists were overwhelmed by the
enthusiasm of their fans in Kigali and also up-
country, for instance in Musanze more than 25
000 Rwandans attended the event. Throughout
the entire country, the response of the public
and the dedication of the artists were tremen-
dous factor of success.
In June, the ten contestants went through in-
tensive rehearsals that enabled them to per-
form their “Superstar” qualities to the public,
and achieved their utmost exposure during the
live competition.
All following three elimination phases, live on
TV, have been heating up the competition.
Tens of thousands of Rwandans have been
voting for their favorite artist during four weeks
and the public has finally set the destiny of the
Primus Guma Guma Superstar contestants.
Through their votes, Rwandans have decided
who to eliminate and who would win the title of
Primus Guma Guma Superstar 2011.
At the Final on July 30th, all Primus Guma Guma
Superstar contestants have been performing
their best songs live in front of thousand fans
at the parking of Amahoro Stadium. Millions of
viewers were following the exciting show live
on the National Television. After some thrilling
minutes of suspense, the first eliminations of
Dream Boys and Jay Polly, left King James and
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PRIMUS GUMA GUMA SUPERSTAR PICTORIAL
44
Primus Guma Guma Superstar team: Patrick Samputu, Alexander Koch, Aline Asselot, Jean-Pierre Uwizeye, Joseph Mushyoma, Aimable Twahirwa & MC Lion
FaycalJay Polly
Dr. Claude Riderman
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PRIMUS GUMA GUMA SUPERSTAR PICTORIAL
45
Mani Martin
King James
FaycalPrimus Guma Guma
Superstar Winner
Tom Close
Urban BoysKing James
Dream BoysRafiki
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Kigali hosted a historical kick-off conference
wanda played host to a two day
first ever East Africa Community
(EAC) conference on the “Role
of Women in Socioeconomic Development
and Business”, at Serena Kigali Hotel, from
the 5th to 6th August 2011 to craft concrete
ways on how the economic bloc would place
a critical segment of the society; The East
African Women, at the forefront of the re-
gional integration and development efforts.
Gender, especially Women facing gov-
ernment institutions and women pressure
groups from across the region and beyond
were well represented at the conference.
“…while women juggle multiple crucial roles
in society, they remain the most poor and
most vulnerable in the (East Africa) region.
Despite many good efforts, women remain at
the fringe of formal economies”, a challeng-
ing observation by H.E Paul Kagame dur-
ing his opening remarks at the conference.
Worst still, women’s productive capacity in
Africa is way low compared to other parts of
the world, constituting between 70-80 per
cent of the total agricultural force and domi-
nating the informal sector. They hardly grow
due to challenges like; low levels of entre-
preneurship skills, limited access to capital
financing and legal obstacles.
To most people, Kigali hosting such confer-
ence is fit and proper, especially at this mo-
ment when women empowerment has taken
centre stage in the socioeconomic develop-
ment of nations.
More so, Rwanda’s political commitment to
women empowerment is unwavering.
The country is renowned as an exemplar of
gender equality and empowerment not only
by East African standards but also by world
standards. She is currently the only country in
the continent and region with a female ma-
jority in parliament, at 56 per cent represen-
tation. At 30 per cent women participation in
top government decision making positions,
Rwanda has already surpassed the MDGs
target. Clearly, other EAC member states
will draw some lessons from Rwanda.
Going beyond these impressive numerical
targets, the EAC is committed to enhance
Gender equality and empowerment for the
success of the integration process.
In the development aspect, unleashing the
power of women entrepreneurs is central to
maximizing the equity and sustainability of
development in the region as this will involve
the principles of inclusiveness and empow-
erment across all sectors and sections of the
human endeavour.
President Kagame, in his address gave key
interventions EAC should consider to realize
full potential of East Africa women as true
entrepreneurs; Invest in training to equip
women, especially those in the informal
sector with skills to increase their productiv-
ity and also manage their businesses. Defi-
nitely, this requires huge financial resources
Tackling women economic empowerment in the
East African Community
R
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C O M M E N T A R YH o p e S e p t e m b e r 2 0 1 1
“It is our responsibility as Governments and
regional bodies to mobilize more resourc-
es and ensure that institutions that support
women in business exist and work well”.
“Similarly, we must continue to invest in pro-
grammes that have a direct impact on family
livelihood and women’s economic security,”
President Kagame urged fellow leaders.
In strengthening women participation in
trade, they (women) ought to be involved
in formulating trade facilitation and other
business related policies. This will increase
access of women to critical sectors like fi-
nancial sector, and will eventually curb the
rampant (business) informalities among
women. Women targeted policies are key.
In Rwanda, Gender responsive budgeting,
women guarantee fund, the women bank,
saving and credit cooperatives (SACCO) for
women, serve to empower women, and in-
deed many have been empowered through
such initiatives. Regional statistics indicate
that sectors of high growth potential like
banking and finance, mining and manufac-
turing are male dominated. Women too need
to be encouraged to actively participate in
these sectors. East African women, es-
pecially those in trade, have a lot to learn
from each other. The conference provided
good opportunity to share business experi-
ences, networking and also build (business)
partnerships. There was side exhibition of
women business activities, especially those
in the art and craft sector.
And the good news is that, the Secretary
General of EAC, Ambassador Dr. Richard
Sezibera announced to participants that the
new 4th EAC Development Strategy (2011-
2016) prioritizes gender and community de-
velopment.More important though, the EAC
integration agenda has gotten to a more
practical stage (of implementing both the
customs union and common market), where
the capacity to harness the full potential that
comes with such integration developments
becomes essential. For instance, in tackling
low productivity, the Common Market Pro-
It is our responsibil-ity as Governments and regional bodies to mobilize more re-sources and ensure that institutions that support women in business exist and work well”. “Similarly, we must continue to invest in programmes that have a direct im-pact on family liveli-hood and women’s economic security,” President Kagame urged fellow leaders.
tocol, with its provisions for the free move-
ment of goods, persons and labour, the right
of establishment and residence, as well as
the free movement of services and capital,
provides yet another avenue for East Afri-
cans to better their lives, and increase pro-
ductivity. So successfully the conference
ended on August 6, with the following key
challenges; the general gaps in the econo-
mies of member states, including poor in-
frastructure, inadequate and expensive ICT.
Also, gender specific gaps, such as deficits
of access to critical inputs into women’s,
enterprises, including differential access to
finance, technology, information and mar-
kets; illiteracy; legal frameworks and cultural
practices which put hurdles in the way of the
participation of women in development. As
one of the major outputs of the conference,
an agenda for action was developed, includ-
ing recommendations of follow-up activities
at various levels, from the private sector
to Governments, Civil Society and regional
organizations. Of great significance, is the
mainstreaming of gender under the vision of
the EAC in the next five years to realize sub-
stantial economic and social transformation
of the EAC region through the implementa-
tion of the 4th EAC Development Strategy.
The importance of mainstreaming gender in
any socioeconomic development initiatives
is premised on the alarming global gender
disparities in social and economic opportu-
nities, property and rights.
In the EAC treaty, article five, 3 (e) empha-
sizes “the mainstreaming of gender in all its
(EAC) endeavours and the enhancement of
the role of women in cultural, social, political,
economic and technological development”
Furthermore, the treaty comes even much
stronger on promoting women in business
in article 122— “recognizing the importance
of women as a vital economic link between
agriculture, industry and trade”.
A detailed regional (EAC) study on Gender
and Trade indicates that the biggest chal-
lenges East African women face in taking
up opportunities to trade involve underlying
poverty and gender inequalities, uncertain
land rights, low literacy and education, the
responsibilities of caring for family members
and lack of time for personal development
(time poverty). And, women experience
barriers to trade differently from men and
gender-sensitive policies can help ensure
that female importers and exporters reap the
same benefits from improved trade logis-
tics as their male counterparts. To this end,
the 2009-14 EAC Gender and Community
Development Strategy takes into account;
special programmes designed for women in
business in partner states, encouraging en-
rollment, retention and completion of wom-
en in vocational training, enacting laws that
hinder access to and control of economic
resources.
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Rwanda Development Board (RDB) says in a
report availed exclusively to The Hope Mag-
azine that Rwanda managed to register over
500 investment projects worth Rwf 1.89 tril-
lion with tourism topping up the list with 140
registered projects worth Rwf 427 billion.
The construction and real estate sector
came second in the list with 87 projects
worth over Rwf 408 billion. The energy sec-
tor came in third with 32 projects worth
over Rwf 307 billion. Other notable sectors
includes ICT with Rwf 198 billion, financial
sector with Rwf 175 billion and agriculture
with Rwf 116 billion.
RDB says that it has registered approx 110
projects per year in each of the last 4 years.
“Investment commitment value peaked in
2009 driven largely by several large transac-
tions such as Tigo, MTN, Contour Global”,
the report states adding that, the value of
registered projects declined significantly in
2010 as compared to 2009 due to low value
of individual registered projects.
The “peak” referred in the RDB report re-
flects the highest amount of registered in-
vestments ever recorded by Rwanda that
stood at a whooping US$1.1 billion.
From the RDB report, investments have
brought under control.
“Global Foreign Direct Investment (FDI) has
not yet bounced back to pre-crisis levels,
though some regions show better recov-
ery than others. The reason is not financing
constraints, but perceived risks and regula-
tory uncertainty in a fragile world economy”,
Ban Ki-moon UN Secretary General says in
the opening remarks of the WIR 2011.
The UN report says that countries such as
Rwanda that are keen on using FDI for trans-
formation, needs to craft new approaches
in order to bridge such gaps brought about
by the spills of the GFC as FDIs within the
global scene are not likely to improve sig-
nificantly for the next 2 years.
UNCTAD advises such countries to focus
instead on new approaches of investment
models being championed by trans-national
corporations such as what it termed as “non
equity modes of international production and
development”. Among such new modes of
production the WIR cited, contract manu-
facturing and farming, service outsourcing,
franchising and licensing.
WIR report further states that third world
countries in need of FDIs to grow their
economies would also have to take note of
the growing importance that South-South
cooperation has within rapidly changing
global investment landscape to boost sus-
tainable development.
Tourism sector tops Rwanda’s investments worth Rwf 1.89 trillion for the last 5 years
T he tourism sector took the
lion’s share of registered in-
vestments in Rwanda for the
last 5 years.
grown steadily from a low of registered proj-
ects worth Rwf 136 billion in 2006 to projects
worth Rwf 422 billion in 2007.Registered in-
vestments witnessed another jump to Rwf
455 billion in 2008 further jumping to Rwf
644 billion in 2009.
However, in line with global trends for the
last 3 years, there is a decline in investment
registration from 2009 and last year, that can
be attributed to effects of the Global Finan-
cial Crisis (GFC). From investments worth
Rwf 644 billion in 2009, the RDB report says
that investments witnessed a decline to Rwf
231 billion last year.
RDB was quick to point out that to make up
for the shortfall witnessed last year, it is tar-
geting over Rwf 330 billion this year.
In the RDB tabulation, the portion of Foreign
Direct Investments (FDIs) taken as a frac-
tion of total registered investment to Rwanda
,has been slightly more than half in the last
3 years. Given the marked decline registered
by countries in the third world, in the last 2
years, The World Investment Report (WIR)
2011 published by United Nations Confer-
ence on Trade and Development (UNCTAD)
says that countries in the third world such
as Rwanda that need FDIs to transform
their economies, would need to come up
with completely new ways of bridging gaps
emanating from falling traditional FDI figures
before vitalities in the global economy is
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Will vision 2020
aspirations be met?
With the release of the RDB statistics one
question begs. Will Vision 2020 aspirations
be met given the fact we are only 9 years
away? “I have no doubt that the aspirations
as enshrined in Vision 2020 will be met given
the current status of our economy”,
Clare Akamanzi RDB Chief Operating
Officer (COO) told this writer
recently upon being asked
this question adding that ,
“We are on track as per our
targets. For the last couple
of months we have reg-
istered investments worth
$142 million. We have big
projects coming up some of
which are well known”.
I pushed the RDB COO to
provide more insights. “Giv-
en the past performance
one can say with confidence
that hitting the projections
for Vision 2020 will be highly achievable. A case
in point being Rwanda’s rising investment rate
that has been on steady progression for the last
5 years.
Calculated as a percent of the Gross Domes-
tic Product (GDP), the investment rate other-
wise known as Gross Fixed Capital Formation
(GFCF) rose from 16 percent in 2006 to 21.6
percent last year. RDB says that GFCF is pro-
jected to hit 30 percent of GDP by the year 2020.
“The picture is not bad. One way of saying
that, is to look at the inflow of foreign debt into
Rwanda as captured by the
central bank, that has been
on a steady rise further
indicating growing confi-
dence in our economy”.
Long term borrowing from
foreign sources by the pri-
vate sector has been on
a steady growth over the
last three years. Central
bank says that GFCF rose
from less than16 percent of
GDP in 2006 to 21 percent
of GDP last year translat-
ing into combined accu-
mulation of Rwf 227 billion
over 4 years whereby GFCF
stood at Rwf 274.7 billion
in 2006 and rose to Rwf
501.2 billion by last year.
Rwanda has man-aged to register over 500 investment proj-ects worth Rwf 1.89 trillion with tourism
topping up the list with 140 registered projects worth Rwf 427 billion.
Sunset Villas Kibagabaga
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very human being has to do some
work at his home or in office or
in the field. The work may be
related to earning a livelihood or to fulfill
some other need. Even a child has to study
and help in small chores at home. The hu-
man body is like a machine and limbs are
tools for executing any work. Man has devel-
oped his skills immensely since the dark ages
and has created many useful things for his
working and comfort. This has made working
easier, and comfortable. Bur many health
related problems have also emerged after
this which are chronic. Many of these prob-
lems can be prevented by adoption of correct
working postures while working.
One of the most common health related
problems encountered due to incorrect work-
ing posture is backache. It is more common
in middle years and after but can occur in
younger individuals also. Age related stiff-
ness of the back (lumbar spondylosis) is one
of the reasons for this pain. In young people
backache can occur due to a pull on the
muscles of spine or even herniation of an in-
tervertebral disc.
There are many factors which if given due at-
tention can prevent backache due to any of
these causes.
Since man uses his 2 limbs for walking and
walks against gravity, as such the back is
subjected to stress. Now when people use
it like a spring bending and twisting it in any
direction, it is subjected to further stress
and result is back pain. Solution to prevent
it is very simple. A person has to keep his
back straight all the time. If one has to lift
something from the ground, it is ideal to sit
on knees, keeping back straight and then
stand up straight. While sitting, straight back
chairs should be preferred over sofas where
one slumps the back. Very thick mattresses
should be avoided while resting, as with them
the alignment of backbone is disturbed, lead-
ing to pain.
If it is necessary to lift a heavy weight, a per-
son should hold it with both hands and keep it
straight in the front. This minimizes the strain
put on the back.
Problem of eye sight is yet another prevent-
able health related problem. This is increas-
ing with increasing use of computers and
other electronic items like T.V., ipod, e.t.c.
Children wearing thick eye glasses, is a com-
mon sight in both developing and developed
countries. They need to be taught the impor-
tance of avoiding watching T.V. and computer
screens for long time continuously. Watching
T.V., particularly those with a big screen, from
very near is strainful for the eyes and should
be avoided. If one gets slight pain in the eyes
after using a computer or watching televi-
sion for long, it is better to close the eyes
for few moments and cover them with both
hands to allow the eye muscles to relax.
Similarly while reading, one should see that
there should be adequate light. Its adjust-
ment should be such that no shadow should
fall on the page been read. This helps en-
sure that eyes are not subjected to undue
stress while reading.
There are other set of health related prob-
lems generated by the use of computers
for a long time continuously. Cramps in
the fingers and hands are one of them. To
avoid this, it is necessary that one avoids
typing continuously. In between work,
pause of few minutes is needed to aid the
muscles of hands get some rest. Cervi-
cal strain and spondylosis (i.e. stiffness of
the neck) is also induced and aggravated
by working continuously for long time on
computers. To prevent this, it is necessary
CORRECT WORKING POSTURES IMPORTANT FOR GOOD HEALTH
E It is also important to keep the back straight and avoid undue stretching or bending,
Poor Sitting Posture
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that one keeps the computer at level with head
and eyes. During working, the head and neck
should be at level with the work been done
and not unduly bent or stretched.
Cars have become a necessary convenience
in life where one has to commute long dis-
tances and time is scarce. But while driv-
ing a car also it is important to follow certain
precautions to avoid strain on the back, neck
and legs. Otherwise people suffer from neck
pain, cramps in the neck, legs and hands,
abnormal sensations in the hands, arms and
legs all parts which are put to use while driv-
ing a car. This happens more in people driving
long distances.
One needs to ensure that the back is not un-
duly stretched while driving. If after adjust-
ing the seat, one still feels that back is being
stretched, he/she should put a cushion behind
to support it. The seat should be adjusted
such that legs are not stretched much, while
pressing the accelerator or break. Rear view
and side mirrors have to be placed in a posi-
tion that one can look anywhere comfortably
without stretching or turning the neck.
Some precautions are also necessary while
driving a 2 wheeler, i.e. scooter and motor
cycles. Most of the models of these vehicles
need a, “kick”, to start them. This, “kick”, be-
comes a cause for pain in the legs or feet or
even a backache if one is not careful enough.
One should press the, “kick starter”, while
keeping back straight, without much jerk to the
legs. This can be ensured only by keeping the
2 wheeler in a good condition with proper oil-
ing and cleaning.
It is also important to keep the back straight
and avoid undue stretching or bending, while
washing or cleaning in the house. Ideally
both hands should be used for these chores
to prevent excess strain on one hand. Oth-
erwise this becomes the cause for painful
cramps and parasthesias in the upper limb
being used constantly for this work.
A balanced and nutritious diet is important
to keep the body strong and healthy. Regu-
lar adequate physical exercise helps to keep
the limbs and body supple and capable of
bearing some strain. Hence one needs to
be careful about diet and exercise also to
remain healthy, along with adopting correct
working postures.
Dr. Rachna Pande
Specialist in internal Medicine
Ruhengere hospital
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arvey Firestone, renowned
Knowledge Management Ex-
pert says: “Capital isn’t so
important in business. Experience isn’t so
important. You can get both these things.
What is important is ideas. If you have
ideas, you have the main asset you need,
and there isn’t any limit to what you can do
with your business and your life.”
Mr. Antoine Manzi, the Director of Employ-
ment and Capacity Building at Private Sec-
tor Federation (PSF)-Rwanda says about
60% of prospective entrepreneurs support-
ed to start through their numerous business
development programs, do not stand a test
of time to celebrate at least their first birth
day. This is very high business mortality in
Rwanda that should raise serious concerns
to policymakers among other stakeholders.
Hope Magazine went out on a fact finding
mission around Kigali city about “Who’re
the mass importers of Glass in Rwanda”
You don’t want to know or hear what the
facts on ground are! Despite of the boom-
ing construction sector in Rwanda, there is
only one mass importer of glass in Rwanda,
an Asian by nationality. No Rwandan.
Is there any law prohibiting Rwandans to
import glass and make clean and big mon-
ey? Answer is No! Who prohibits Rwandans
in venturing in lucrative areas like that? It is
a hard question to answer. His Excellency
President Paul Kagame has relentlessly
pledged full government support to those
who choose to be entrepreneurs. Indeed,
the government’s support to private sector
can be gauged by the immense value ac-
corded in country’s socioeconomic devel-
opment agenda; Vision 2020 and the Mid-
term Strategy; the Economic Development
and Poverty Reduction Strategy (EDPRS).
Pillar three of Vision 2020 envisages a vi-
able private sector that can take over as the
principle growth engine of the economy.
Similarly, EDPRS emphasizes assigning
“a greater role in policy implementation to
markets and the Private Sector”.
A critical assessment of what is being
done at policy, and/or institutional levels,
there’re lots of interventions intended to
benefit Rwandans to become competitive
entrepreneurs. Surely, this space can be
too small to enlist all of them.
Rwandans need to learn a thing or two to
become better entrepreneurs. For the Pri-
vate Sector to become a true engine for
Rwanda’s economic development, Rwan-
dans ought to engender more entrepre-
neurs than mere “businessmen”.
Let’s orient ourselves with the difference
between the two. Whereas an Entrepreneur
is one who undertakes innovations, finance
and business acumen in an effort to trans-
form innovations into economic goods, a
Businessmen is a mere trader who deal in
buying and selling of either semi-finished
or finished goods and services.
In today’s competitive business world, an
Entrepreneurship: A Game Rwandans Need to Learn
HA young entrepreneur at work
57 www.hope-mag.com
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economy is better off with more entrepre-
neurs than businessmen.
Rwanda, a country with minimal natural
resources, the only abundant resource it
has are its people. On a very positive note,
Rwandans are generally resilient, prag-
matic, loyal, and people of high integrity…
shaped by a history of hard times. Singa-
poreans too underwent almost the same
hard times and that’s why Rwanda has
chosen the country as her growth model.
Like Rwanda, Singapore too has minimal
natural resources yet it is one of the Asian
Tigers that managed to leapfrog its growth
in merely two decades to become one of
world’s economic super powers. Singa-
poreans (less with natural resources) are
the secret for this phenomenal growth. If
Rwanda is to become a Singapore, as we
so dream and committed, we ought to ad-
here to what it takes to be true entrepre-
neurs, by adjusting the way we do business
to do the following;
Those already in business ought to be cre-
ative. Creativity is the spark that drives the
development of new products or services
or ways to do business. In our market, we
observe some local investors using obso-
lete production methods. As a business
owner you ought to challenge yourself to
innovate and improve your product/service
line. It calls for continuous learning, ques-
tioning, and thinking outside of prescribed
formulas.
On a positive note, credit goes to business
community for improved dedication to their
businesses. At least there is now increased
open hours for business, although more
could be done. Dedication is what mo-
tivates the entrepreneur to work hard, 12
hours a day or more, even seven days a
week, especially in the beginning, to get
the endeavor off the ground.
The area perhaps as Rwandans will need
to pull up socks is flexibility in business;
meaning the ability to move quickly in re-
sponse to changing market needs. It is be-
ing true to a dream while also being mind-
ful of market realities. A true entrepreneur
is always in quest for the changing needs
of his/clientele so as to respond to them
quickly to keep them hooked.
There’s a common saying that in Rwanda
all sectors are virgin…and truly they are. A
part from just acknowledging this fact, there
is need to see more Rwandans ceasing
these opportunities to become competitive
entrepreneurs after all the government has
created an enabling environment.
Lastly, and most important, there is need
for a mindset change.
By culture, Rwandans are pastoralists and
farmers. Some people have stuck to these
traditional methods of survival and perceive
doing business as a last resort…after fail-
ing in other domains. Rwanda aspires to
become a service-based economy, mean-
ing in years to come the country will be
transformed from being largely agriculture-
based to service-based. Thus, the future
of Rwanda lies in the service sector and
this needs to be embraced by Rwandans.
The faster you act today the much better
off you will be in the future.
Selling Points: Gikondo Industrial area, Kigali City Center, Nyabugogo, Kimironko, Gakinjiro, Muhima
For more information please contact: Rwanda Foam S.a.r.l. P.O. Box 595 Kigali Rwanda,
Tel: 573 400, 0788 307 464, 0788 307 532, Email: [email protected]
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www.hope-mag.com 62
rs. Jacqueline Umutoni, 33,
a resident in Kabeza-Ki-
gali, is a happy mother of
two sons; Raymond Twa-
gira (10years) and Tony
Ruhigula (6years). Both sons go to Remera
Primary School, a government aided school.
The father is a commission broker for hous-
es and other properties. Both parents did not
go far in terms of formal education and they
really struggle to earn to sustain their family.
Thanks to the Government Program of Nine
Year Free Basic Education (9YFBE)…a part
from a few scholastic materials, the parents
do not have to bother themselves with school
fees. They are so proud of the Government.
Mr. Theoneste Kimenyi, the Dad, says: “We
work so hard, day and night, to improve our
financial status so we can pay government
taxes because we can clearly see value (for
paying taxes). These (free education among
others) are very expensive government pro-
grams….but you see the government really
committed and is delivering”, he observed in
an exclusive interview with Hope Magazine.
As Mr. Kimenyi spoke, his wife listened at-
tentively and affirmatively nodded. “That
aside, talk about the One Laptop per Child”,
she interjected. “We now have two comput-
ers in our family; Raymond and Tony’s. Even
the neighbours’ kids all do own laptops now.
They go to the same school”.
The Government of Rwanda, quite strong
and focused on developing a knowledge-
based economy, is one of the 35 develop-
ing countries across the world that benefited
from the pilot phase of the One Laptop per
Child (OLPC) program.
The chairman and CEO of One Laptop Per
Child (OLPC), Rodrigo Arboleda, says Rwan-
da is one of the most successful countries in
the pilot phase, and he sees strong commit-
ment coming from her (Rwanda) leadership.
“The results of the deployment in Rwanda
will, in some ways, determine OLPC’s future;
while the program has distributed more than
1.4 million laptops in 35 countries around the
world, no nation as poor as Rwanda has em-
braced OLPC so fully. In deployment, there
will be a proving ground for OLPC’s prem-
ise, that distributing laptops to the world’s
poorest children will make their lives better.
“What is different about Rwanda is [Presi-
dent] Paul Kagame’s long-standing belief in
us and us in him. We will walk to the end of
the earth to help him and Rwanda. We want
Rwanda to be a showcase.” said Nicholas
Negroponte, the founder of OLPC Associa-
tion in an interview.
Now, the pilot programme just ended last
year, and Rwanda has showed strong com-
mitment. In fact, it has integrated the pro-
gram in her ICT development plans at lower
levels of education.
The Minister of State for Primary and Sec-
ondary Education, Dr. Mathias Harebamun-
One Laptop per Child Program in Rwanda
…Kids, Parents Share Benefits
M
ICT is one of Rwanda’s priority sectors. OLPC program will play a vital role in shaping
a knowledge-based economy in the next generation.
63 www.hope-mag.com
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Classes going on at Remera Primary School
shaping a knowledge-based economy in
the next generation. Raymond says: “When
I grow up I want to be a computer engineer
or programmer” But Mr. Kimenyi recalls that
at about 5 years, his son Raymond said he
would become a carpenter when he grows
up. This explains how OLPC has changed
lives and aspirations of many families in
Rwanda. In fact, Mrs. Jacqueline has been
more inspired: “I have decided to go back
and study computer next year to improve my
skills”, she says. OLPC wants to transform
education in poor countries by giving chil-
dren laptops that will, as it says in its mis-
sion statement, spark “collaborative, joyful,
self-empowered learning.”
End of August 2011, Rodrigo was in the
country (Rwanda) on a four-day working
visit which he concluded with a courtesy
visit to President Paul Kagame.
He visited various ministries, several parts
of the country and schools and talked to
many people, and what he found is that
“Rwandans are a group of determined
people, very hospitable despite the trag-
edy they went through,” he said in a press
interview.
“Education in Rwanda is becoming the
cementing element of this consolidation of
peace and prosperity”.
“Rwandans have shown that they are more
interested in the future than in the past and
that is the capacity they should not lose”.
Arboleda visited Gahini Primary school in
the Eastern Province as well as schools
in Nyarugenge District implementing the
OLPC program.
The Education Minister said that the OLPC
Association recognises the progress
Rwanda has made and the vision it has,
which sets a precedent for other African
countries to follow.
He noted that Rwanda has reached im-
pressive levels in the implementation of
the OLPC program, noting that it had now
gone beyond distributing computers to
connecting them to servers.
He said the government has distributed
computers in over 128 schools.
In a related development, the Minister of
State revealed that once the education
sector is connected to a single server,
teachers and students would be able to
access and exchange knowledge using
the technology in a bid to make Rwanda
one of the few countries to integrate ICT
in education.
Over 60,000 more laptops will be imported
this year.
The government targets to have 160,000
laptops deployed by June 2012 as part
of the government’s program to promote
computer-knowledge based education.
gu says a total of 65, 000 laptops have been
distributed in schools so far while an addi-
tional 35,000 would be deployed soon. There
are about 5million schoolchildren in Rwanda.
After two years Rwanda wants to distribute
laptops to half of that population.
Mr. Kimenyi’s family is one of the many en-
joying the equipment. “I now have an email.
Mama Raymond too has, and she can also
type using either Raymond or Tony’s laptop.
Over the weekends, I and my wife spare time
and our kids teach us computer…skills they
acquire at school”. “Before, I never imag-
ined I could ever use a computer in my life.
But now am a “pro” Obviously, the OLPC
program is not only benefiting kids but also
parents who have never had chance to learn
computer in schools. The impact so far is
huge. ICT is one of Rwanda’s priority sec-
tors. OLPC program will play a vital role in
The government targets to have 160,000
laptops deployed by June 2012”.
66
FEATUREH o p e S e p t e m b e r 2 0 1 1
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Women Equality and Peace Keeping Missions
hen other regional mem-
bers catch up with the
parliament numbers, they
will still be behind because
they didn’t capture fully well the kind of gen-
der revolution taking place in Rwanda
On September 5, a story in the local press
reported a plea made by Bjorn Hareide, the
Senior Advisor of the East African Standby
Force Coordination Mechanism (EASF-
COM). According to Mr. Hareide, East Afri-
can countries need to do better to increase
the number of women who serve in missions
that support peace.
Rwanda has the largest number of female
police officers who serve in the United Na-
tions peace missions. But overall, the per-
centage of women in such missions is
only 29%, less than the Beijing Conference
threshold that called for at least 30% repre-
sentation of women as a means to advance
gender equality globally.
Rwanda’s story on gender equality is some-
what known.
The topic of gender equality often cites the
fact that Rwanda’s parliament has the high-
est percentage of women globally, at 56%,
as pointed out recently by a local colum-
nist. That contents of that column are aptly
indicated in the title “Kenya can learn from
Rwanda’s gender formula.” The same au-
thor, Gatura Mwaura, also pointed out that
while Rwanda is doing very well in terms of
women parliamentary representatives, for
her sister neighbors, not so much. Rwanda
is followed by Tanzania at 36%, Uganda at
35% Burundi 32%. Kenya is last in the region
at a distant 9.8%.
Why is it that Rwanda is leading the region
both in terms of representation in parliament
and also in terms of contribution of women
to peace missions as indicated above? I
think that this relationship implies something
that is much deeper. It speaks of a philo-
sophical commitment by the government of
Rwanda on gender equality.
President Kagame has been crucial in in-
culcating this commitment. Umufasha wa
mbere, Jeannette Kagame, has done just
that, playing a likewise crucial role of ad-
vocacy and mobilization through her Imbuto
Foundation. This commitment is the inspira-
tion for the fact that the Beijing threshold is
almost doubled in Rwanda.
The broader patterns of gender equality in
Rwanda, however, have not been well ar-
ticulated. If you don’t dig deeper, you might
think that women equality in Rwanda is only
about parliamentary representation; this is
because this is the only aspect that is being
highlighted by observers and pundits.
What this also tells us is that when the rest
of the East African countries catch up with
Rwanda in terms of parliamentary represen-
tation of women, they will still be behind in
many aspects of the transformation of gen-
der relations.
It is, therefore, important that the quest for
gender equality has a certain philosophical
orientation and commitment as is the case
with the Rwandan government.
Once that is there, gender equality will be
felt beyond the superficial aspects of count-
ing number, however useful that is. So, the
conversation about gender equality also
needs to take place at the level of the mind.
Once this takes root, it becomes cultural and
therefore more difficult to reverse and I think
this is what is taking place in Rwanda.
By telling the whole story of the transforma-
tions taking place in Rwanda, our brothers
and sisters of the East African Community
can get a better picture and therefore the
reality that they are falling behind times.
Likewise, Rwanda must not be shy in drum-
ming up its success story. It must show that
more than women representation in parlia-
ment is taking place. In security matters it
must highlight the story of the brave women
in Darfur; the police officers in Haiti. In Eco-
nomic matters, it must speak of the many
schemes it has put in place for women eco-
nomic empowerment, beyond the often cit-
ed Agaseke, which is also a good story but
which often gives the impression that women
in Rwanda are only producers of Agaseke.
In Rwanda, therefore, there is still un untold
story that must serve as inspiration not only
for Rwandans to be proud of their achieve-
ments but also to help inspire other mem-
bers of the global community to take notice
and style up. But this lesson must begin
with our neighbors in the East African Com-
munity. And this is the proper context for
understanding Bjorn Hareide’s call for the
Community member states to pull up their
socks in the area of peacekeeping—to catch
up with the times.
W
Rwanda has the largest number of female police officers who serve in the United Nations peace missions. But overall, the
percentage of women in such missions is only 29%.
COMMENTARYH o p e S e p t e m b e r 2 0 1 1
www.hope-mag.com 68
here has been a series of reports
in the media about high inflation in
the East Africa region, especially in
Uganda and Kenya—reportedly well
over 15 per cent, forcing some folks in those
countries to go on streets in protest of poor
monetary and fiscal policies. Consumer price
indices in those countries is way high, basically
due to scarcity of food items, caused by a num-
ber of factors like natural calamities (drought)
and wars in Somalia and Sudan. In Northeastern
Kenya, many are starving. The BBC recently re-
ported that over 10million Africans are starving
and a big number of those may die.
In Rwanda, thanks to the sound macro (mon-
etary and fiscal) policies, the National Institute of
Statistics (NISR) reported in August that inflation
had been contained to 7.4% but only food prices
and alcoholics pushed it that high.
Year in year out, the only reason for whichever
inflation figure; low or high, reported in Rwanda
is due increase in food prices. Obviously, as the
population grows, more and more people de-
mand foods which may not necessarily match
its (food) marginal production increase, thus the
scarcity.
Historically, Rwanda is a low inflation country, but
pressure on prices is becoming evident in recent
periods. Rising food prices particularly could
pose a constraint to long-term growth, mainly for
development in the non-agricultural sectors.
Expenditure partners indicate that most poor
households, especially those in rural areas, spend
a larger proportion of their income on food. Thus,
rising prices of food definitely erodes welfare of
the poor. As a result, the pace of poverty reduc-
tion could be derailed by rising prices, especially
that of food prices.
On the other hand, a significant proportion of
food consumption is own-grown or own-pro-
duced thus reducing households’ vulnerability to
food price shocks but less monetization of the
economy. Agriculture continues to be the most
critical sector to Rwanda’s economic develop-
ment, employing over 80% of the total popula-
tion and contributing over 35% of total GDP in real
terms. The performance of the annual food crop
has a large bearing on the overall GDP estimate.
Success has been achieved in this sector due to a
strong commitment, through the EDPRS, of gov-
ernment programs. Crop Intensification Programs,
fertilizer use, distribution of better quality seeds,
irrigation pilot programs, greater use of water har-
vesting and terracing are a number of measures
currently being pursued. In addition, government-
funded storage facilities are also improving the
management of harvest stocks.
Research done by IPAR-Rwanda on the sector in-
dicates that there is high potential for the develop-
ment of the sector with the introduction of modern
methods of farming to increase both productivity
and quality of products, the development of val-
ue added production, and initiatives to increase
exports; However, for the sector to make its full
contribution to the economy a number of areas of
Government policy and strategy are critical.
For instance, it will make
more sense to farmers if
the road network and
meteorological ser-
vices are better devel-
oped. Additionally, the
education sector should
undertake research
and provide training
in agriculture and en-
trepreneurship. SMEs
engaged in Agriculture
sector, especially those
adding value, ought to
be supported.
Source: NISR, July 2011
THE RISING FOOD PRICES IN RWANDA
T