Nancy Coveleskie, Co-founder ~ Nancy is a life-long resident of Cleveland, Ohio and

has been in the financial services field since 1988. She has spent most of her career

focusing on retirement planning, wealth transfer and business continuation. She is an

Investment Advisor Representative, Series 7* licensed through Financial Network

Investment Corporation and insurance licensed for life, health, annuity, property and

casualty. She is certified as a Quadrant Living Specialist and has been personally

trained in Missed Fortune concepts as a TEAM member by its founder, Douglas

Andrew. Nancy is recognized by the Cambridge Who’s Who Executive and

Professional Registry and is a member of The Financial Services Institute. She earned

her B.S. from Ohio University in 1985 and her MBA in Finance from Cleveland State

University in 1988. Nancy is active in the SMOF Stewardship Committee - teaching

others how to best utilize their time, talent and treasure. Nancy enjoys an active

lifestyle. Traveling, skiing, horse-back riding and relaxing with her family at her

vacation homes in Western New York and the Erie Islands are a few of her favorite

pastimes. *Securities are offered through Financial Network Investment Corporation,

Member of SIPC

Gerald Crutchley ~ Jerry brings solid expertise in fiscal management and

a depth of skills in business, economics, financial and estate planning

strategies. Jerry is nationally known for his lectures on how to leverage

idle dollars, both business and personal, to build wealth. Before entering

the financial services industry, Jerry was a recognized leader in the

healthcare industry. He was credited with bringing a number of

recognizable products to market. He also served in senior level positions

for several Fortune 500 companies. Jerry has a bachelor’s degree in

marketing from the University of Akron and is a veteran of our Armed

Services. He is certified as a Quadrant Living Specialist and has been

personally trained in Missed Fortune concepts as a TEAM member by its

founder, Douglas Andrew. Jerry spends much of his free time mentoring

high school athletes through the Ginn Academy at Glenville High School

on Cleveland’s near east side.

Heritage is… A Firm

Foundation Strengthening Finance, Vision and Values

“We Believe True Wealth Encompasses All Assets”…

Values are Understood Before Assets are Valued

VisionWithoutImplementationIs Simply Hallucination

So what is your plan?

Do you have a blueprint?

Does it reflect your values,

principles and beliefs?

Positive? Negative?Struggle?Tool?Freedom?

Regain Choice and Control•Over otherwise –payable tax dollars

•While increasing your retirement

income

•And contributing, on your terms, to the

economy and the community

By defining your principles and

values, you discover your True North.

When deciding a course of action,

regardless of the subject at hand, on your True North, you will be headed in the right direction.

Then…

you’re getting there.

Learn how to capture it.

Mahatma Gandhi