Creating Financial Solutions to Meet Capital Needs

OMNI-MEDOPTION-PAY

Revenue Alternative Revenue Alternative Revenue Alternative Revenue Alternative Enhancement to Patient Enhancement to Patient Enhancement to Patient Enhancement to Patient

FinancingFinancingFinancingFinancing

OMNI-MED SERVICES

� Omni-Med, a division of Omni Funding that has over 15 years serving health care and wellness

providers in many fields including: Audiology, Dental, Chiropractic, Optometry, and others.

� We have created the Option-Pay program to give more of your patients////clients the ability to say YES to

elective and recommended care. Thus increasing Case Acceptance!Thus increasing Case Acceptance!Thus increasing Case Acceptance!Thus increasing Case Acceptance!

� This turnkey program has no set up cost, no equipment to purchase, and can be implemented into your

office setting within 48 hours.

� Years of experience and research have gone into the development of the Option-Pay model and

process. Our program is designed to work with, and enhance, your current offerings, by making your

products/services attainable to a broader base of prospective patients/clients.

� The user friendly Option-Pay Program allows your practice to provide financing with convenient terms

and flexible options that you control at the point of sale. Web-based efficiency allows you instant credit

decisions, the ability to monitor your financing status 24/7/365, and state of the art reporting that

offers various data reports and downloads.

� The Option-Pay team is an Advisory, or group of consultants, that will guide you through the

implementation of a program that will enable you to take control of your practice’s financial wellness,

and have a sound and effective contingency system in place to help insure the continued success of

your business; no matter what the future credit markets have in store for our economy.

REAL QUESTIONS OF CONCERN!

Are you experiencing any of the following trends in your practice?

*Increasing Decline Ratios

*Increasing Partial Approval Ratios

*Patient Insurance Payment Gaps*Patient Insurance Payment Gaps

*Patients With No Insurance

*Patients Not Getting A Fair Alternative To Accept Treatment

*No Contingency Plan For Economic Trends

**If you said yes to any of these questions, then O mni-Med can help you bridge the gap to more patients saying YES for trea tment!

STATE OF PATIENT FINANCING

Did you know these interesting statistics?

*The median credit score has dropped from 725 to 67 5 in the US

*Average credit score required to gain approval fro m other financial sources is 690

*Revolving healthcare credit cards seem to be the n orm to bridge gaps

*40% of no interest, same-as-cash (SAC) offers are not paid within promo

*40% of patients that accept SAC are now paying 25% + rates

*Credit lines and available overall healthcare fina ncing dollars have been greatly reduced

WHAT ARE YOU DOING ABOUT IT?

Are You Loosing Patients & Revenue Based On Statist ics?

1. What are you doing when a patient is declined cre dit?2. What are you doing when a patient is partially ap proved for credit?3. What are you doing when a patient has an insuranc e payment gap?4. What are you doing when a patient has no insuranc e at all?

Solution: Have A Contingency Plan For Case Acceptan ce

1. Provide alternative credit decisions in your offi ce for flexibility!2. Process partial approval balances with contingenc y alternative!3. Process insurance payment gaps with contingency a lternative!

OMNI-MED A DIVISION OF OMNI FUNDING

Omni-Med maximizes your business with reduced fees, higher approval ratio’s, patient satisfaction, and providing an alt ernative profit center. Our services include helping you understand the differe nt types of patient financing available, and how that financing impacts your business, patients, and clients.

•Minimize your monthly finance fees •Increase case acceptance!!!•Create another profit center!!!•Increase patient/client finance awareness•Enhance your business with turnkey results

Welcome To Your Patient Finance Enhancement

Points of Consideration!

1. Simple NO DISCOUNT patient finance program!

2. Option to control terms and % interest charged… (c reates affordable patient financing alternative)

3. No Pre-Payment Penalties

4. Easy application process!

5. Easy documentation!

6. Provider is ALLWAYS in control!

7. Virtually 92% patient/client approval ratio!

WHO SHOULD APPLY AND USE PROGRAM?

� Patients/Clients that may have been declined or partially approved by one Patients/Clients that may have been declined or partially approved by one Patients/Clients that may have been declined or partially approved by one Patients/Clients that may have been declined or partially approved by one

or more of your existing finance sources.or more of your existing finance sources.or more of your existing finance sources.or more of your existing finance sources.

� Patients/Clients that have high insurance deductibles, or no insurance Patients/Clients that have high insurance deductibles, or no insurance Patients/Clients that have high insurance deductibles, or no insurance Patients/Clients that have high insurance deductibles, or no insurance

coverage.coverage.coverage.coverage.

� Providers not satisfied with current patient finance options.Providers not satisfied with current patient finance options.Providers not satisfied with current patient finance options.Providers not satisfied with current patient finance options.

� Providers that want to build an additional profit center with the most cost Providers that want to build an additional profit center with the most cost Providers that want to build an additional profit center with the most cost Providers that want to build an additional profit center with the most cost

effective/turnkey method in the patient finance market place!effective/turnkey method in the patient finance market place!effective/turnkey method in the patient finance market place!effective/turnkey method in the patient finance market place!

APPLICATION & DOCUMENTATION

� Quick, Simple Application ProcessQuick, Simple Application ProcessQuick, Simple Application ProcessQuick, Simple Application Process

� Quick Credit Decisions (no partials)Quick Credit Decisions (no partials)Quick Credit Decisions (no partials)Quick Credit Decisions (no partials)

� Quick, Simple DocumentsQuick, Simple DocumentsQuick, Simple DocumentsQuick, Simple Documents

� Quick, Simple Learning CurveQuick, Simple Learning CurveQuick, Simple Learning CurveQuick, Simple Learning Curve

� Web Based Efficiency (24/7/365)Web Based Efficiency (24/7/365)Web Based Efficiency (24/7/365)Web Based Efficiency (24/7/365)

� Flexible For Your Flexible For Your Flexible For Your Flexible For Your

Practice & PatientsPractice & PatientsPractice & PatientsPractice & Patients

FAQ’S

Q. How long does it take to get set up for this program?Q. How long does it take to get set up for this program?Q. How long does it take to get set up for this program?Q. How long does it take to get set up for this program?

A. 24 to 48 hours

Q. How long does it take for a patient to be approved?Q. How long does it take for a patient to be approved?Q. How long does it take for a patient to be approved?Q. How long does it take for a patient to be approved?

A. In minutes at your office location.

Q. Do you need original documents to complete transaction?Q. Do you need original documents to complete transaction?Q. Do you need original documents to complete transaction?Q. Do you need original documents to complete transaction?

A. Electronic Signature is available for instant confirmation or for wet signatures Faxed or Emailed documents are acceptable.

Q. Do you run my credit to be accepted on this program?Q. Do you run my credit to be accepted on this program?Q. Do you run my credit to be accepted on this program?Q. Do you run my credit to be accepted on this program?

A. NO! We do an initial consultation with your health care or wellness practice and make a determination A. NO! We do an initial consultation with your health care or wellness practice and make a determination if a mutual relationship would be beneficial.

QQQQ. Will there be information for patients/customers. Will there be information for patients/customers. Will there be information for patients/customers. Will there be information for patients/customers????

A. Yes… PDF flyers will be provided to your office location(s) The objective is to make the program very user friendly for your staff and patients/clients.

Q. What type of training can our office(s) expect regarding your ongoing revenue programQ. What type of training can our office(s) expect regarding your ongoing revenue programQ. What type of training can our office(s) expect regarding your ongoing revenue programQ. What type of training can our office(s) expect regarding your ongoing revenue program????

A. You will be provided initial and ongoing training so that your patient finance enhancement continues to run smoothly and efficiently. Our commitment is to assist you in creating the best individual program for your practice.

Q. Is this program provided on a national basis if we have multiple locationsQ. Is this program provided on a national basis if we have multiple locationsQ. Is this program provided on a national basis if we have multiple locationsQ. Is this program provided on a national basis if we have multiple locations????

A. Of course… we can accommodate healthcare and wellness providers in all 50 states!

FAQ’S CONT’D

Q: How do I submit accounts for approval? Q: How do I submit accounts for approval? Q: How do I submit accounts for approval? Q: How do I submit accounts for approval?

A: Our online instant credit decision platform makes submitting credit requests easy and enables you to

simply prepare contracts for your patients’ signature.

Q: What are the definitions of commonly used finance terms? Q: What are the definitions of commonly used finance terms? Q: What are the definitions of commonly used finance terms? Q: What are the definitions of commonly used finance terms?

A: Term is the number of months over which payments will be made. Down Payment is the amount the

patient pays directly to you prior to receiving their service. An Interest Rate is the fee paid by a patient

on borrowed assets. Documentation Fees/Admin Fees (optional) are fees associated with the

establishment of the financing. Amount Financed is the cost of the procedure less the Down Payment

and Doc/Admin.

Q: What response will I receive after submitting an application for credit? Q: What response will I receive after submitting an application for credit? Q: What response will I receive after submitting an application for credit? Q: What response will I receive after submitting an application for credit?

A: Within seconds, you will receive a response indicating whether the patient is Approved or Declined. With

an Approval, you will be notified of the patient’s Credit Grade (i.e. A, B, C, etc.). We encourage internal

provider language to be Tier 1 =A Tier 2=B Tier 3=C Tier 4=D

Q: Will your online instant credit decision platform tell me the patient’s credit score? Q: Will your online instant credit decision platform tell me the patient’s credit score? Q: Will your online instant credit decision platform tell me the patient’s credit score? Q: Will your online instant credit decision platform tell me the patient’s credit score?

A: No, the credit bureaus restrict the sharing of credit scores. We provide you with the Credit Grade so you

have a good understanding of the patients’ credit worthiness and can make individual decisions

related to your willingness to amend the underwriting guidelines for a particular patient.

GET STARTED!

� Schedule a free no obligation consultation and analysisSchedule a free no obligation consultation and analysisSchedule a free no obligation consultation and analysisSchedule a free no obligation consultation and analysis

� Authorize our enrollment processAuthorize our enrollment processAuthorize our enrollment processAuthorize our enrollment process

� Schedule training for staff and managementSchedule training for staff and managementSchedule training for staff and managementSchedule training for staff and management� Schedule training for staff and managementSchedule training for staff and managementSchedule training for staff and managementSchedule training for staff and management

� Start using program for instant results!!!Start using program for instant results!!!Start using program for instant results!!!Start using program for instant results!!!

THANK YOU. I LOOK FORWARD TO WORKING WITH YOU!

� Thank you for your time!Thank you for your time!Thank you for your time!Thank you for your time!

� Please contact Brett Harrel at 888 268Please contact Brett Harrel at 888 268Please contact Brett Harrel at 888 268Please contact Brett Harrel at 888 268----OMNI (6664) ext. 304 with any OMNI (6664) ext. 304 with any OMNI (6664) ext. 304 with any OMNI (6664) ext. 304 with any

questions or concerns. I will be glad to help you.questions or concerns. I will be glad to help you.questions or concerns. I will be glad to help you.questions or concerns. I will be glad to help you.

� Omni Omni Omni Omni –––– Med will strive to get you enrolled in the most cost effective Med will strive to get you enrolled in the most cost effective Med will strive to get you enrolled in the most cost effective Med will strive to get you enrolled in the most cost effective

patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!patient finance program in the Healthcare and Wellness marketplace!

� You deserve it!You deserve it!You deserve it!You deserve it!