Head Bandra Fax: d.org E-mail Website.trtR 3rtrilffqfu+,rs+n gqHqfuFr 0090 d.org National Bank for...

15
.trtR 3rtrilffqfu+,rs+n gqHqfuFr 0090 d.org National Bank for Agriculture and Rural Department of Refinance Head Office; BKC, Bandra (E), Mum Tel.: +91 2226524926. Fax: +91 E-mail :[email protected] . Website: org iqef Ti {rS(*si:rr) fr$fi"€ 4 t 2015-16 30 3rfil 2015 qftT{ Ti g l /Ssfufl-{ Zs t 2O1s 3nrqqT/ xiq he?'* H€ff 3qqfud alfr-q +fi Hefr qtflq qrfrur *+-l r-S(fidy tt.;q sr+,,ft 67 q-sEarh fu sm 3r{qfd Hptfrn' ?rofi Fnfirft +n. trq Ff{q {E;TT Fq gtrt HRr qgqrild, ffiI 3ik TrRr TTTFFI F8T|-Jr, TR dTrarq, e{l-GI TrSfiK {dRr ilt sqnsfrm. €de+ +i.('F.fr. r-rl zoog-dfi F4aifi 10 3rlfil 2o1s fir eF etf, lt t Td t_Til trn-{ ++rfr -*f$qs t zors-rs* dhd w+;a+a 3rTqfr {drr 3nilaqfi. qrtgr$ + :ddq fr t. q{. zoLs-!6* df{d 5f,fi R('t rzz.oo *-05 t qqa +-r etnrcr frqr arqr H mrn nd{d4rsJy qr+' t 3iildld S gg.oo firtg enfrfr H.qo {rR'I drErg * Fqgta * fr('Tqtud t. Ref.NB(DoR)/ cSS 4t2015-16 30.04.2015 Circular No. B l /DoR "S t2O1S The Chairman/Managing Director All Scheduled Commercial Banks AI I R R BS/ADFCS/SICBS/SCAR DBS All Scheduled primary Urban Co- operative Banks Dear Sir ?riry Entrepreneurship Development Scheme(DEDS)-Continuation of the We forward herewith a copy of Administrative Approval refer No.F.No.t-t/2009-Dp dated 10 April 2015 issued by DAHD&F, Ministry of Agriculture, Government of India for implementation of Central Sector Scheme DEDS during 2OLS-I6 for necessary action by you. The budget provision of Rs. !27.00 crore has been made for 2Ot5-16 which include Rs. 99.00 crore under General/ST component. This amount is just sufficient to clear the pending claims at NABARD level. However, sufficient .F{c-edtvqi Gaon Badhe Toh Desh Badhe

Transcript of Head Bandra Fax: d.org E-mail Website.trtR 3rtrilffqfu+,rs+n gqHqfuFr 0090 d.org National Bank for...

Page 1: Head Bandra Fax: d.org E-mail Website.trtR 3rtrilffqfu+,rs+n gqHqfuFr 0090 d.org National Bank for Agriculture and Rural Department of Refinance Head Office; BKC, Bandra (E), Mum Tel.:

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National Bank for Agriculture and Rural

Department of RefinanceHead Office; BKC, Bandra (E), MumTel.: +91 2226524926. Fax: +91E-mail :[email protected] . Website: org

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Ref.NB(DoR)/ cSS4t2015-16

30.04.2015

Circular No. B l /DoR "S

t2O1S

The Chairman/Managing DirectorAll Scheduled Commercial BanksAI I R R BS/ADFCS/SICBS/SCAR DBSAll Scheduled primary Urban Co-operative Banks

Dear Sir

?riry Entrepreneurship DevelopmentScheme(DEDS)-Continuation of the

We forward herewith a copy ofAdministrative Approval referNo.F.No.t-t/2009-Dp dated 10 April2015 issued by DAHD&F, Ministry ofAgriculture, Government of India forimplementation of Central SectorScheme DEDS during 2OLS-I6 fornecessary action by you. The budgetprovision of Rs. !27.00 crore has beenmade for 2Ot5-16 which include Rs.99.00 crore under General/STcomponent. This amount is justsufficient to clear the pending claims atNABARD level. However, sufficient

.F{c-edtvqiGaon Badhe Toh Desh Badhe

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funds are available under SC and NES

Category. Therefore, banks are advised

to focus on lending for SC beneficiaires

and beneficiaries under NER states.

02. Please acknowledge receipt ofthe circular.

K Bl.-ansal)

Chief General Manager

Encls : as above

denft \'flef 3ilT (ra$('fl M t 3iildtdqqt'f, Gfrqt 5wretr S. aenn td 6tqfud f+qr orar t tu a rgtrd dIF *.arsTlffit ,itq TdcTt q51 t dTsT'ffiq'i +igqr te q-{ 3'TEr?rT t--qrfl Afrd qil.

z. ?qqr-qRr{ fr q-ag q.

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Srrl'rior-i

Krishi Bhawan, New Delhi-1'10001Dated the 1Oth April.201S

Administrative Approval for implementation of Central Secrorscheme "DAlR.Y EI'JTREPRENEURSHTp DEVELOPMEI{T scHEtl4E,,during 2015-16 '

'DAIRY ENTREPRENEURSHIP DEVELOPI\4ENT SCHEIUE (DEDS)" implementatiorrd ring 1'1"' Plan and last adminrstrative approval issued vide letter: No 1-1log-Dp dateclI May, 2014 and to convey administrative approval for continuation of DEDS scnemefor the financial year 2015-'16, during 12th Five year plan.

2. Objectives of ihe Scheme* io generaie seif-enrpioyrnenl anc plcv:de ,nfrasu'ucture for cjair'5r secicr':

" to set up modern dairy farnrs and infrastructure for produciion of clean milk;

" to encourage heifer calf rearing for conservation and development of goodbreeding stock;

" to bring structural changes in the unorganized sector, so that initial processing oimilk can be taken up at the village level,

o to upgrade traditional technology to handle milk on a commercial scale and

' to provide value addition to rnilk through processing and production of milkprod ucts.

F No 1-1l2009-DPGovernment of IndiaMjnistry of Agricultqle

Department of Animal Husbandry, Dairying & Fisheries

of Operationanci Rural Development (NABARD) will be theof DEDS scheme in all the States and UTs

3, lmplementing Agency and AreaThe National Bank for Agricui.iurenodal agency for impJemeniai.;onthroughout the couniiv

- OuilaysThere isincludes

of the schemebudget provision of RRs 99.00 crore under

un (NorthEaste-i

l)age 1.ol'6

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5 Components that can be financed, indicative unit cost and paitern ofassistance are given below.

Establishment ofsmall dairy units withcrossbred cows/indigenous descriptmilch cows likeSahiwa[ Red Sindhi,Gir, Rathi etc /graded buffaloesupto 10 animals. (forSHGs, C6operatives

Rs 6.00 lakhfor 10 animalunit - minimumunit size is 2animaJs with anupper limit of10 animals.

ProducerCompanies unit sizewill be 2-10 animalsper member )

Rearing of heifercalves - cross bred,indigenous descriptmilch breeds of cattlea^^1 ^f ^-^)^)dtiu ut gtducubuffaloes - upto 20catves

25% of the project cost (33.33"/o lor SC / ST farmers), asback ended capital subsidy.Subsidy shall be restricted onprorata basis to a.maximum of1O animals subject to a ceilingof Rs.1 5,000 per anrmal,(Rs 20, 00 for SC/ST farrners)nr an{r'^l '.,h;^L^.ur dL/r.udr vvrrrurrcVe f iS lOWef .

Beneficiaries may purchaseanimals of higher costs,however, the subsidy rruill berestricted to the aboveceilings. .

25% of the project cost (33 33% for SC / ST farmers) as

j back ended capital subsidy

1 Subsidy shall be restricted onI nrn.^i^ k^^;^ +^ -i 1',rvrqLq uarrr ru d [rl2Xil]'lUm Of

" 20 calf unit subject to a ceiiingof Rs 6,600i- per calf(Rs 8,800 for SC/ST farmers)or actual whichever is lower25% of the project cost (S3:ao/o for SC / ST farmers) asback ended capital subsidysubject to a ceiling of Rs5,500/- (Rs 7300/- for SC/STfarmers)-or actual whichever is

Socieftds ,

Rs 5.30 lakhfor 20 calf unit

- with an upperlimit of 20

CAIVCS

i Vermi compost with Rs 22,000/-milch animal unit (tobe considered withmilch animals/smalldairy farm and notseparately )

Component Unit Cost j Pattern of Assisiince

Purchase of milkingmachines/milkotesters/bu lkmilk cooling units(upto 5000 litcapacity)

Rs 20 lakh IZSV, of the project cost (33.33

% for SC / ST farmers) asback ended capital subsidysubject to a ceiling of Rs 5.0lakh (Rs 6.67 lakh for SC / STfarmers) or actual whichever is

lowef 4

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Purchase of dair!processingequipment-formanufacture ofindigenous milkproducts

Establishnrent ofdairy productfranqnnriatlnn

facilities and coldchain

Rs 13.20 lakh 125% of the project.cost (33 33o/" for SC/ST farmers) as backended capitai subsidy subjectto a ceiling of Rs 3 30 lakh (Rs

4.40 lakh for SC/ST farmers)or actual whichever is lower.

Rs 26 50 lakh 25o/o of the project cost (33 33

%o for SC / ST farmers) asback ended capital subsidysubject to a ceiling of Rs 6.625lakh (Rs 8.830 Iakh for SC/STfarmers) or actual whichever is

Rs 33 lakh 25% of the project cost (33.33% for SC / ST farmers) asback ended capital subsidysubject to a ceiling of Rs B 25lakh (Rs 1 1.0 lakh for SC/STfarmers) or actual whichever is

lower.

Cold storage facilitiesfor nrilk and milkprod ucts

Establishment ofprivate veterinary

Dairy marketingI Dairy parlour

Rs 2.60 lakh

for mobile clinicand Rs 2.0 lakhfor stationaryclinic

25% of the project cost (33 33% for SC / ST farmers) asback ended capital subsidysubject to a ceiling of Rs65,000/- and Rs 50,000/- (Rs

86,600/- and Rs 66,6001 forSC/ST farmers) respectivetyfor mobile and stationa ry

clinics or actual whichever is

lower.outlet Rs 1.0 lakh/-

Nofe;- The subsidy amount will be rounded off to the nearest 100 RirpeesBeneficiaries may submit project proposals without any timit. llowever, the back encJedcapital subsidy ttnder the scheme witt be restricted to the above ceilings The Banks witl

. uerify.the cosls af cenJpongll{s adlnissible ,under fli-e.-sch1_me base{_qp_!.t-e...g"0..$t1;.9p1.s -notified'bY NABAR'

*. Page 3 o

,"

25% of the project cost (33.33Yo for SC / ST farmers) asback ended capital subsiclysubject to a ceiling of Rs25,000/-(Rs 33,3001 forSC/ST farmers) or actualwhichever is lowei

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ta Elig ible Beneficiariesi) Farmers, Individual Entrepreneurs and Groups of Unorganized and Organized

Sector. Group of organized sector, includel Self-Help Groups on behalf of their

members, Dairy Cooperative Societies, Milk unions on behalf of their members,

Milk federation, Panchayati Raj Institutions (PRls) etc are eligible under ihe

scneme.

ii) An applicant wril be eligible to avail assistance for all components under the

scheme but only once for each component.

iii) More than one rtrember of a family can be "13i.t"d

under the scheme provided

they set up separate units with separate infrastructure at different locations.

The distance between the boundaries of two such farms should be at least 5OO

m

7. - -P-attern biTsslatanca -- -a) Back ended capital subsidy @ 25% of the project cost for general categoi'y

and @ 33,33 ok for SC/ST farmers. The component-wise subsidy ceiling will

r-)

be subject to indicative cost arrived at by NABARD from time to time.

Entrepreneur contribution (Margin).for loans beyond Rs.1 lakh. -10o/o of

project cost (Minimum)

Bank Loan - Balance portion

[. Subject to any revision in RBI guidelines]

Financial Institutions eligible for re-finance under ihe schemea. Commercial Banksb. Regional, Rural and Urban Banks

c. State Cooperative Banksd. State Cooperative Agriculture and Rural Development Banks: and

e. Such oiher institutrons, which are eligible for refinance from NABARD

Linkage with creditAssistance under the scheme shall be purely credit linked and subject to sanction

of the Project by eligible financial institutions and as per the guidelines of the

scheme enclosed herewith.

'10 Priorities:NABARD should work in close liaison with the State Governments and UTs so that

the proposals on priority basis in cluster mode may be implemented. NABARD tnay

also instruct to banks to give priority to projects being implemented in cluster mode

farmersAf/omen in SHGs, Cooperatives and Producer Companies including creation

of facilities of processing, value addition and marketing of milk produced in the

cluster mode.

b)

B.

9.

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lJ;" #t tj}

Tli i: :T:l'l :i:'l 1l.rybn'uss rep ort to DA H D& r,,.s,,d,:n n o,o oo, *i3..i'._r"fr:j ,?:l.+:n:' ,iT",,, {^?l1l.pi,n.u."[L,#ff',.""il1iJJTjf,tr tr;PJ;:,,J13 3].

": ? l: :: :1"

j *:." 11 ii_1 ru # "'ii : ffi J:l ?ffii Jffi H:J :

"' ::?$il" :'',X'j ;release; funds sanctioned and'recovery of loan.

benqficiariesof Planning

. 13. This administrativo approvar for continuation of the schemeli : ffi * y i",?ltj : I :

I ? I !"r'$ G"] & o ;i ".1'Y I :' T;*? ff

^11il:?'?3Jf; I 3 ;:Dairying a risneries uide Dy No tnrujjdiiij',#llo?t ltilTt

or Anjmal'Husbandry;

Under Secretary to the(nU_tP_*tl

12' lt may be ensured that 16.2% of the funds targeted for SC farmers/under Schedured casters sub pran (scsp) ,.- p",. the directivesCommission

Page 5 of6

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:

Distribution:

3. Chief Controller of Accounts.Bhavan, New Delfii.

4 Advisor (AgricLltture), NlTl AAYOG, New Delhi.5. Additional Secretary & Financial Advisor, Deptt. of

Krishi Bhavan, New Delhi.

1. Principal Accounts officer, Ministry of Agricurture, Department of AnimalHusbandry and Darrying, 16, Akbar R,oad Hutments, New De1,h i_110011., I::i:T111"1,^o:i:,?! 9:mmerce, works ""1'r,.*i,*"rr.'X[d* Building,Near lTO, New Dethi_110002.

Cooperation, Krishit

Animal Husbandry & Dairying,

fr e hief GenErar-lVren-dg-c7;Depertlncnrbf-R-efiRanc=,e;NABARD, c?4*G'-Brock.

7. Joint Secretary (Admn.), Room No.199, In of Rural Development, Krishi

m1

MBhawan, New Delhi.

B. Joint Secretary (pF_il),Block, New Delhi

9. Joint Secretary, Minlstry of FinanceOper:a.tion and Administration Division, RoomBuilding, Parliament Street, New Delhi.

Ministry of Finance, Department of Expenditure, North

'10. Chairman, NDDB, p B.No 40, Anand 3ggOO1.11.AC (P) and DC (LH)12'All state Governments. Department of Animar Husbandry & Dairying.13 MD. Milk Federation, States/ UTs14'shri Naveen Kumar' Technical Director, Nlc (with a requestto Include tneAdministrative approvar in website of the Department )

Copy for information to:PPS to Secretary (AHD&F)PPS to AS &FAPPS to AHCPS to.JS (C&DD)/ Dir (D

t of Economic Affairs, BankinoNo.6, 3'd Floor, Jeevan OeeJ

Under Secretary to the

Dcao li n€ II Lr5u V Ul l,,

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==--zulDE-L Lf{Es= - Eo R - DAI RY- E Nf B EE N E U&s-{lP-- ! EV E-19-P-ME"N-r

ItViPLEIi{ENTATION DURING THE 12TH FIVE YEAR PLAN. 1

5.a4cl

SCHEME FOR

'i. - Background1.1 The Department of Animal Husbandry, Dairying and Fisheries is implementing Dairy

FntreoreneLrrshio Development Scheme (DEDS) since 01.09.2010 with the objective of

oeneratino self einployment opportunities in the dairy sector, covering activities such as:J""''

enhancement of milk production, procurement, preservation, transportation, processing and

marketing of milk, by providing back ended capital subsidy for bankable projects. The

scheme is being implemented by National Bank for Agriculture and Rural Development

(NABARD). ' , '

1.2 DEDS scheme has received ovenrvhelming response from dairy entrepreneurs across

the eountry Considering the contribution made, by the schepe in providing livelihood.---cppeFtunitjes-end gain{Cemploy,l-nsnt tcr-sma.ll-alld.margjnallarmer:s-anddairy e-ntreplene.Us-

the Cablnet Committee on Economic Aifairs (CCEA) has approved the continuation of DEDS

scheme rrvith an outlay of Rs 14OO crores during the 12tn Five Year Plan.

Objectives oi the Schemeto generate self-employment ancj provide infrastruc'rure for dairy sector;

to set up modern cjairy farms ancj infrastructure for production of clean milk.

to encourage heifer calf rearing for conservation and development of good breeding

stock;

to bring structural changes in the unorganized sector, so that initial processing of milk

nen l.lo iekon rrn:t +f,^,,;il^^^ r^,,^r'uqrr uu tq^gr I up qt l,llti Vllldgc lcvEl'

to upgrade traditional technology to handle milk on a commercial scale and

to provide value addition to milk through processing and production of milk products

Implementing Agerrcy and Area of OperationThe Naiional Bank for Agriculture and Rural Development (NABARD) will be the nodal

agency for implementation of DEDS scheme in all the States and UTs throughout the

country.

e

e

I

e

4 Outlays of the scheme and implementation Period

The Planning Commission has allocated an amount of Rs 1400 crores for DEDS

scheme for 12tn Five Year Plan for implementation of the scheme throughout the

cou ntry.

Eligible BeneficiariesFarmers, lndividual Entrepreneurs and Groups of Unorganized and Organized Sector

are eligible under DEDS. Group of organized sector, includes Self-Help Groups on

behalf of their members, Dairv Cooperative Societies, Milk unions on behalf of their-

m dffib'ers, fvli ik fedd- rati o n,'P a nch ayati Raj I nstTtutions-{PR I s) etc,''

Page 1 of8

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52llgpp-]tt-gn!-ryLL!9-exg-ible-Lo-=avail-assistance -for--altcsi-nponenlsnn-der tf,e- scffi-i,eu rvr dr.r_1;uirpunenlS unoer the scheme,but only once for each component.'However, more than one memher nf : frmir,, ^-^member of a family can1 rdtilil)/ L;an

|;,.ii:':"i::"r:l:1,,,1"::.,1"T: provided they set ,p ,"or,rte units with separateU r separale

Y:i.j:::,::^:: :'l:,::: ro:rl,:1, rhe distance between the boundaries of twosuch farms should be at least 5OO m.

b.

53 Priority shall be given to projects being implemented infarmersA/r/omen in SHGs, Cooperatrves and producercf facilities of pi'ocessing, value aciciiiion ano. marketino

Pattern of Assistance r

I

a) Back ended capitar subsidy @2s% of the project cost for generar category and@ 33'33 ok for sc/sr farmers. The component-wise subsidy ceiting wilt besubject to indicative cost ari"ived ai-by JABARD from time to time.

a cluster mode covering dairyCompanies including creatton

of milk produced in the cluster.

Q-rnmc{en""_T.1,:,T.0--r*,g'l ro' r ; Jil;o-* ,*;; ;;;pro1ect cost (Minimum)

c) Bank Loan _ Balance portion[. Subject to any revision in RBI guidelinesl

7. Financiar rnstitutions erigibre for re-finance under the schemea. Commercial Banksb Regional Rural and Urban Banksc. State Cooperative Banksd' State Cooperative Agriculture and Rural Deveropment Banks: ande such other institutions, which are eligible for refinance from NABARD

8. Linkage with creditAssistance under the scheme shall be purely credit linked and sublect to sanction ofthe Project by erigibre financiar institutions runtionuo at para Tabove.

? Sanction of project by banks (Financial Institutions):n ' tl:":-'T::'::::j::'l,o::fa:e a project as per no,.r. or the scheme and submit to thesuomtl to tne

:j::,:::j::.j:T^:: ii: fi:]".t: rhe.oank .r,,ri-"pp,.aise the projecr as per rhe

,1Ti:',:1":iY:":rl::^y:ll::,:o by DADF from time t;;;;;,; ilil":;;;;: #.,il;

kT:::.,:''i:_:l:],ollg the marsin as a uan* roal ";; ';;:;",";tfi;

ff:;T:uuilr Snall oe

:::::::l]:_::'j::,; i1lta|ments dependins on the pfosr ss of the unrt After theililt. ATIer Ine

,i.i,:.:[.:1.:::1 .":,::::li?:i,

::,::^ !:l ,n: iin,n.i,r institurion /bank shar appry

amountl.rf"r,r..cerned Regjonat Office of NABARD for .rr;;";;;; ;;,";" oi il:ir;

vtili,.ff#T:r ,r""?:

.:.li:: i:o::i:.toJorward their subsidy craims through their

u. or.. ;il; ;jll;:''*#dishtlreo-oni nf (i.^t ;^^L^tt -- - , -iii-disbursement of first installme-nt of tfr. brni'lorn-Fdaol ^fa

-'rq6v!vlu

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--i-0-- -. P uoje ct-Sa n cti o nin g-Con-r m itie e ( P S-CJ

Project Sanctioning Committee (PSC)

proposals fonvarded by the concerned

subsidy cases of edgible applicants within

"i-NneAiJ n"n'".a office snarr conilei

financial institutions/banks and approve the

one month of receipt of the proposals

11. Release of subsidY11 1 Government of India will release funds in advance to NABARD to meet the committed /

anticipated liabilitjes towards the claims received by them and funds will be recouped

after balance comes Detow a certain level. The funds will be utilized by NABARD for

providing back ended capital subsidy to eligible beneficiaries through financing banks,

' as per their subsidY claims . '

11 2 Afier sanction of the subsidy by the PSC, ihe Regional Office of NABARD shall release

the subsidy amount after confirming the availability of funds from NABARD Head

Offiee. The subsidv shalt be released on firsi come first serve basis subject to-atailabllltv-of ttndSelfo-c-a-ledlo-IhG-Statosf UTs:---

11.3. All the financing banks shall be required to kept the subsidy amount in "Subsidy

Reserve Fund Account (Borrower-wise) in books of the financing institution/bank and

adjust the subsidy amount in the subsidy reserve fund account of the beneficiary wtthin

seven days of the receipi cf subsidy from NABARD. In case.the subsidy is not

adjusted to the subsicjy reserve rund account of the beneficiary within seven days of

the receipt, the financing bank shall be liable to compensate the beneficiary to the

extent of the additional interest charged.

11 4 After the receipt of subsidy from NABARD, the controlling office of the financing bank/

lnstitution shall submit a utilization certificate to the effect that the amount has been

credited to the reserve fund account of the beneficiary alongwith details of the

beneficiary. This certificate should be submitted to the concerned NABARD Regional

Office within fifteen days of the receipt of subsidy.

12. Rate of Interest applicable on the loan amount under the scheme

Rate of interest on loans shall be as per RBI guidelines and the declared policy of the

concerned bank. The bank may charge interest on the entire loan amount, until the

subsidy portion is received; and from the date of the receipt of the subsidy, interest

shall be charged only on the effective bank loan portion i.e, bank loan minus subsidy.

13. Time limit for Completion of the project13.1 Time limit for completion of the project (except for calf rearing units where

disbursements are expected to continue upto two years) would be as envisaged under

the project, subject to a maximum period of 9 months from the date of disbursement of

the first installment of loan. This maximum period may be extended by 3 months in

cases where justification provided by the beneficiary is found adequate by the financing

bank.

?age -1 oi 8

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trrne

l lakh

13'2 In+coSe, the project is not completed within the stipulated period, benefitnot be avairabre, the advance subsidy praced with the participating banr,- refunded to NABARD.

of subsidy willif any, shall be

14.

14 1

14.2

143

15.15 1.

Security/Suretysecurity for availing the loan be as per the guidelines rssued by RBI from time toThe beneficiary contribution of 1O% shall not be required for loans less than Rsor any amount as specified in the RBI guidelines, as revised from time to time.Kisan Credit Cards (KCC) may be used for avaiilung toans under the scheme, subiect

I

to RBI guidelines.

Repayment

5--qp-?yqentP-enod-r''i1l-va+y betwsu?ir 3=-7-ye-ars-de-peniling on lneTitu-re-oJlt";'-''1r-sqr)r-uc!vvr:\:rr c- / years 0ependrng on the nature of the activiiyand cash flow Grace period may range from 3 to 6 months In case of dai^r frrmc in 2'vv "'|qv rctrgc i,urr J ro b months In case of dairy farms to 3:.^i::i:i :_1',t i::,'.g units (to be decided by the financins bank as per needs ofindividual projects).

bank as per needs of

15. Adjustment of subsidy16 1 capitar subsidy wiil be back ended (adjusted against rastof the bank loan) with a minimum lock_in period of 3 years,account becornes a Non per-forming Account (NpA).16 2 The subsidy amount wiil be kept in "subsidy Reserve Fundbooks of the financing institution/bank. No interest shail be payabre

17. Monitoring Mechanism17 '1 Project sanctioning committee (PSc): psc set up at NABARD Regronal offices shatlmonitor and review the progress of the scheme on quarterly basis. The participatingbanks shall conduct periodic inspections of the units and give a feedback to the pSC.

t Monitoring Committee (JMC) set up underth representatives of NABARD, conce.rned

f AH&D of four States, on rotational basis for a

at regular intervats. ew progress of implementation of the scheme

17'3 The state Level Bankers committee (sLBC)'an#District-l-evel Banker-s commitiee-lbtec) bnatt-ievie* tno monitor the scheme in the co-ncerned state at regurar intervars.Paeb 4 ofB

15'2 The recovery of the roan wi, be based on the net roanadjusted by the concerned bank after ihe net bank roaninterest thereon has been repaio.

15 3 Repayment schedures sha, be drawn on the totalsubsidy amount is adjusteci after liquiciation of the

amount only. Subsidy slrall be(Bank loan minus subsidy) and

bank loan taken in a manner that ihenet bank loan (excluding subsidv)

few installments of repaymentand shall be refunded if the

Account (Borrower-wise) inon this amount.

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t

4-7 A

-- -lJ-s.a

175

- ...:rr ^^ .nOnltofU-nLts set -uP-undar- tn itoleQ -qY-

co-ti{Uctjng. fg-!,!tng.1tr19-U-nLts set -uP-under- tn

sampre basis bv NABARD a ':."1y:*lt^iil*::.??:'i;t:;'J;:.t:;;il:.:::Tt:Y;::;.:,r.tron is such that needs to be brousht to the attention or

JMC, NABARD shall do so

NABARD shall rurnish a monthlv progress report t" ?*,:^:i i:1ililt.[:t:;t;)i:i:;;ff H:,'J.:il:l*l'J '

"entreprene'rs benerited' incruding sc' t-t *ar racA' fr rncls sanciioned and

fi'"'r"""i ;:ffiil:t:"ff;";:lil;.:" detairs or rund rer :ase; runds sanciioned and

recovery of loan in thgformat enclosed a'r Annexure l'

, 18.Ciher conditionsi ' '

1g.1 Empowered committee under ihe chairmanship of Secretary (ADF) wilr have discretion

to modify indicative unit cost' based on inputs from NABARD'

arata budg n has been

--f 8--Z--A.--p-e1 direct enfP'-lan-foimade in the Sc der the SP

Schedu|edCastes(SCP-SC)atrdforNorthEasiernStaiesinBE2013-14.

18.3 DAHD&F reserves the rig|rt to rnodify, add and de|ete any terms i condrtions without

aSSIgnInganyreaSonsandtheDepartment,sinterpreiattonofvarioustermswiIlbefina|'FurthertheDeparlmentreservestherrghttorecaIianyamoUnigivenundertheschemevlithoutassiglringanY reason thereof

18.4 SurPrise insPection shall be

financial progress of the projects

undertaken by DAHD&F to assess the physical and

1B 5 NABARD would be provided funds equivalent to

for Administrative expenses (rrrcluding monitoring

as Administrative Expenses' 1% will be spent by

3.5% of the subsidy disbursed per year

and evaluatlon, of the 3 5% provided

NABARD on PublicitY of the Scheme)

Department of Animal HusbandrY

NABARD" will be exhibited at the

18 6 NABARD

ensure that

charges will

given to the

1B:9 A srgnboard disPlaYtng

DairYing and Fisheries'

unit funded under DEDS

"Assisted under DEDS bY

Government of India througn

subject to the ceiling of Rs'6 crore per year

shall ensure adequate publicity of the scheme tnto'n^:::,:::."tt;:H.l;

;:'HI iJ"","."r'"' :i J;;'L *,' "o

by a I l e r i or I

r e^ ! 1 ::l "]i:::

^ : *,11.,u.^^i^r cttontinn rruill be

H :ff:ilo",. i* o, subsidy disbursed in a vear. Speciar auention will be

North Easter States to sensitize potential beneficiartes'

18.7 Other oPerational rnstructions issued by DAHD&F / NABARD from time to time

strictly adhered to.

;;r^*;;ro p.ouio. refinance assis.tance ro commerciar banks. Regionar Rural

L^r^ i^annratirro Aoricrrltufe and1 B B I A BA

I-? ff : 3. i ::: 1"" ; ;ffi ;' ; ;; ; ; u g ?' l -'l i ::^:^",::: i:li : : "^'J : #'; : : :.^r- ^tinihta inq itrrtions. Quantum ano

ffi:fJnt"?.::i?',fii3:';;;[,y uno other such eneibre ins itutrons Quantum and

nn r.^m +ima tn timP:[Ht1"J,;'refinance wi, be as decided bv NABARD from time to time

Page 5t1'8

visits on a

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I

19. Components that canare gtven below:,

I S.No

member )

be f in an ee d,_,i nd i c ati v e-udt-c ost and-peft eTn of assistarrce

j Vermi compostI milch animat unit (

considereci withanimals/small dairyand not separately )

Rs 5.30 takhfor 20 calfunit withan upperlimit of 20catves

withto be

milchfarm

or actual whichever is lowerRs 22,000t i 25% of the project cost (Sg:: %/ ST farmers) as back ended

subsidy subject to a ceiling5,500/- (Rs 73OO/- for SC/ST faor actual whichever is lower.

25%of ttrepr@

25% of/ ST farmers) as back ended capitalsubsidy. Subsidy shall be restricted onprorata basis to a maximum of ZO calfunit subject to a ceiling of Rs.6,600/_per calf (Rs.8,800 for SC/ST farmers)

SC/ST farmers) as back ended capitalsubsidy subject to a ceiling of Rs 3.30lakh (Rs 4 40 lakh for SC/ST farmers)or actual whichever is lower^-dtzcYo ot rne prolect cost (33.33 %/ ST farmers) as back endedsubsidy_sublect to a ceiling'of Rs

for SC

^^^;+^luaPttql

6 625

nJinibistan"".----.-----.----

/ ST farmers), as back endeo capltalsubsidy Subsidy shall be restricted onproi'ata basis io a maximum of 10 j

Purchase of ffimachines/milkotestersibulk milkcooling units (upto 5OO0lit capacity)

25%of the projecicoffi

or actual whichever is lower.

/ ST farmers) as back ended capitalsubsidy subject to a ceiling of Rs 5.0lakh (Rs 0,67 takh for SC / ST farmers)

r urcnase of da iryprocesstng equipmentfor manufacture ofindigenous milk products

Rs 13.20lakh

Establishment of Oairvpro0uct transportationfacilities a5rd.cntd chain . .

Page 6 of8

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a

Cold storage facilities for

Milk and Milk Products

Rs 33 lakh

or actual whichever is lower.

E_stabli,shllent of Privat-e j-BE__260-laKhfor mobile

clinic and Rs

2.0 lakh for

stationaryclinic

veterinary clinics

Erai.1-+n a+ket in g-o utl e t- /Dairy parlor

f Jb ep ro1e ct_c ost I 33-33i/.lor-,S'L/ ST farmers) as back ended caPital

subsidy subject to a ceiling of Rs

25,000/-(Rs 33,300/- for SC/ST

farmers) or actual whichever is lowerI

iilv,cie;- The subsidy amount vu,ill be rounded off io the nearest 100 Rupees. Beneficiaries may

strbmit proiect proposa/s without any timit. However, the back ended capital subsidy under the

scl-reme will be restricted to the afore mentioned ceilings. The Banks will verify fhe costs of

componenfs admissi ble under the scheme based on the cost norms notified by NABARD'

r a r< n t ns g_g.Qola kh 191,".s q/-E]-le=tl9_ril

or actual whichever is lower.

9/p-of lhe project cost{33.33 % for SC

/ ST farmers) as back ended caPital

subsidy subject to a ceiling of Rs

65,OOO/- and Rs 50.000/- ('Rs 86'600/-

and Rs 66,600i- for SC/ST farmers)

respectively for mobile and stationary

clinics ol aqtual whichev-e1 is lower.

Pagc hf'B