2/17/2016 Loan Against Property, Mortgage Loan Interest Rates, Property loan

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CALCULATORS

 

APPLICATIONFORM

 

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Your home builds value both emotionally and economically with time.

With HDFC’s Loan Against Property you can leverage the economic worth

of your home while continuing to enjoy occupancy of the same, so that

you get immediate finance to meet a variety of personal and business

needs.

SALIENT FEATURES :

A. Loans against fully constructed, freehold residential and commercial

properties for:

A. Business Needs

B. Marriage, medical expenses and other personal needs

C. Transferring your outstanding loan availed from another Bank /

Financial Institution

B. Longer tenure, smaller EMIs.

C. Attractive interest rates.

D. Easy and hassle free documentation.

E. Simple repayments through monthly instalments.

F. Integrated branch network for availing and servicing the loan

anywhere in India.

LOAN ESSENTIALS

Who Can ApplyYou can apply individually or jointly for a Loan Against Property. All owners of the property will have to be co-applicants. However, all co-applicants

need not be co-owners. Generally co-applicants are close family members.

Loan Term. You may spread out your payments for the loan over a maximum term of 15 years.

. The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity,

depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of

HDFC.

Maximum Loan Amount

. Existing HDFC Customers

The principal outstanding on all existing loans and the LAP being availed should not cumulatively exceed 60% of the Market Value of the

mortgaged property as assessed by HDFC.

. New Customers

 

THE HDFC

ADVANTAGE

 

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COUNT ON YOUR HOME TOACHIEVE YOUR GOALS ANDENHANCE YOUR LIFE. 

HDFC’S LOAN AGAINSTPROPERTY.

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HOUSING LOANS NON HOUSING LOANS DEPOSITS ABOUT US INVESTORS

2/17/2016 Loan Against Property, Mortgage Loan Interest Rates, Property loan

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HOME LOAN ONLINE ACCESS FOR EXISTING CUSTOMERS INSURE YOUR HOME/LOAN FREQUENTLY ASKED QUESTIONS

The LAP being availed should not, generally, exceed 50% of the Market Value of the property, as assessed by HDFC.

Types Of Loan Against Property

. Fixed First Rate Loan

A Fixed First Rate Loan offers you a part fixed rate term and a part adjustable rate term. You can avail of a fixed rate for a maximum term of 2 to

5 years, post which the loan will automatically convert to an adjustable rate.

. Adjustable Rate Loan

A Loan Against Property under the Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). If there is a change in our RPLR, the

interest rate on your loan will be revised once in three months depending on the date of your first disbursement with or without a change in

EMI. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting usually in an

extension of term of the loan, and vice versa when the interest rate decreases.

INTEREST RATES

DOCUMENTS

FEES AND CHARGES

TERMS AND CONDITIONS

WEBSITE USAGE POLICY RPLR SITEMAP FPC FORMS ROI RANGE TRAINING CENTER MEDIA MOST IMPORTANT T&C HDFC GROUP OTHER T&C CODE OF COMMITMENT

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