Hdfcmf Factsheet October 2012

7/28/2019 Hdfcmf Factsheet October 2012

1/48

Vol. No. 10 Issue No. 5 October 201


2/48

2 October 2012 Intouchmutually

PAGE NO.

MARKET REVIEW 3

EDITORIAL 4

FEATURES OF OUR SELECT SCHEMES 5-11

HDFC GROWTH FUND 12

HDFC EQUITY FUND 12

HDFC TOP 200 FUND 13HDFC CAPITAL BUILDER FUND 13

HDFC CORE & SATELLITE FUND 14

HDFC PREMIER MULTI-CAP FUND 14

HDFC MID-CAP OPPORTUNITIES FUND 15

HDFC LONG TERM EQUITY FUND 15

HDFC INFRASTRUCTURE FUND 16

HDFC ARBITRAGE FUND 16

HDFC INDEX FUND - SENSEX PLAN & NIFTY PLAN 17

HDFC INDEX FUND - SENSEX PLUS PLAN 18

HDFC GOLD EXCHANGE TRADED FUND 18

HDFC GOLD FUND 18

HDFC BALANCED FUND 19

HDFC PRUDENCE FUND 19

HDFC CHILDRENS GIFT FUND - INVESTMENT PLAN & SAVINGS PLAN 20

HDFC LONG TERM ADVANTAGE FUND 21

HDFC TAXSAVER 21

SIP PERFORMANCE OF SELECT SCHEMES 22-23

HDFC MF MIP - SHORT TERM PLAN & LONG TERM PLAN 24

HDFC MULTIPLE YIELD FUND 25

HDFC MULTIPLE YIELD FUND - PLAN 2005 25

HDFC INCOME FUND 26

HDFC HIGH INTEREST FUND 26

HDFC SHORT TERM PLAN 27HDFC HIGH INTEREST FUND - SHORT TERM PLAN 27

HDFC SHORT TERM OPPORTUNITIES FUND 28

HDFC MEDIUM TERM OPPORTUNITIES FUND 28

HDFC GILT FUND - SHORT TERM PLAN & LONG TERM PLAN 29

HDFC FLOATING RATE INCOME FUND - SHORT TERM PLAN & LONG TERM PLAN 30

HDFC LIQUID FUND 31

HDFC CASH MANAGEMENT FUND - SAVINGS PLAN 31

HDFC CASH MANAGEMENT FUND - TREASURY ADVANTAGE PLAN & CALL PLAN 32

SCHEME PERFORMANCE SUMMARY - PRASHANT JAIN 33

SCHEME PERFORMANCE SUMMARY - VINAY KULKARNI 34-35

SCHEME PERFORMANCE SUMMARY - MITEN LATHIA 35

SCHEME PERFORMANCE SUMMARY - CHIRAG SETALVAD 36-37

SCHEME PERFORMANCE SUMMARY - SRINIVAS RAO RAVURI 37

SCHEME PERFORMANCE SUMMARY - SHOBHIT MEHROTRA 38-40

SCHEME PERFORMANCE SUMMARY - ANIL BAMBOLI 40-44

DIVIDEND HISTORY 45-47

DISCLAIMER 47

CONTENTS


3/48

After rising sharply in the previous month,equity markets took a breather in October.

The Sensex and Nifty fell about 1.5% each.Midcap stocks outperformed marginally with the

CNX Midcap Index down 1.0%. FMCG stockscontinued to do well while IT and metal stocksremained under pressure. Attention shifted to the

ongoing second quarter results declarations, whichso far have been in line with expectations.

On the international front, market performancewas mixed. US stocks fared poorly with the Dowand Nasdaq down 2.5% and 4.5% respectively.

Investor sentiment there seemed weighed down byweak quarterly earnings and lackluster economic

data. During the month, much of the attention inthe US was fixed on the soon to be concluded

presidential elections. European markets fared

better with most major markets up marginally withthe Dax, CAC and FTSE 100 up 1-2%. Asian

market performance was mixed with the Taiexand Kospi down sharply by 7.1% and 4.2%respectively, while the Hang Seng was up almost

3% and most other major markets showedmarginal movement.

On the commodity front, there was a sharp cor-

rection across the board as investors seemed to be

booking profits after a very sharp rally in the pre-ceding month amid continuing concerns over thehealth of the global economy. Zinc, Aluminium,

Lead and Copper prices fell 6-11%. Oil prices werealso weak with Brent Crude down a little over 3%.

In the near term, concerns remain over a slow-ing Indian economy though the recent governmentaction has provided some hope. However, its

immediate impact is largely on sentiment and a fol-low through pick up in investments is required.Hopefully, the government will persist in the same

tenor and continue to introduce reforms. TheSensex now trades at a PE of 14x one-year forward

earnings and is moderately below its long-termaverage valuation. Current interest rates seem closeto peak levels. Apotential reduction in rates leaves

room for an expansion in multiples apart from animprovement in earnings growth prospects. Over

the medium to long term, returns are likely to bedriven largely by earnings growth with some

prospects for an improvement in valuations.

Source for various data points: Bloomberg &publicly available data.

Equity market update

During the month of October 2012, the yieldon 10-year Government benchmark bondended higher at 8.22% as against 8.15% in

September 2012.The average Liquidity Adjustment Facility

(LAF) during the month was negative ` 67,566 crsas compared to negative ` 52,233 crs in September2012. The NSE overnight MIBOR ended at 8.10%marginally higher than the rate seen in endSeptember (8.07%).

The annual rate of inflation, based on monthlyWholesale Price Index, stood at 7.81%(Provisional) for the month of September 2012 as

compared to 7.55% (Provisional) for the previousmonth and 10% during the corresponding month ofthe previous year.

The INR depreciated to 53.81 against the USdollar as compared to 52.86 at the end of previousmonth, a fall of 1.8% for the month. The netFII investments in equities & debt was an inflow

of USD 3646.41 million in October 2012 as com-pared to an inflow of USD 3681.88 million inSeptember 2012.

In the Second Quarter Review of MonetaryPolicy, RBI kept repo rate unchanged at 8% andreduced the cash reserve ratio (CRR) from 4.50%to 4.25% thereby releasing around ` 17,500 croresof liquidity into the system. RBI has lowered itsFY13 GDP estimate from 6.5% to 5.8% and raisedits inflation estimate from 7% to 7.5% by March2013. RBI continues to maintain an anti inflation-ary stance as the underlying inflationary pressuresreflected in non-food manufactured products infla-

tion have remained stubbornly above their comfortlevels. In its guidance RBI has suggested a reason-able likelihood of further policy easing in the fourthquarter of 2012-13.

Source for various data points: Bloomberg &publicly available data.

Debt market update

October 2012 3Intouchmutually

Market Review - October 2012


4/48

Every morning, mem-bers of more than8,000 laughter clubs,

spread across 65 countries(including India), meet inpublic parks to take part in

group laughter sessions. Laughter, theybelieve, releases negative emotions such asanger, anxiety and boredom, and leaves peo-ple feeling so much the better for it.

It all began in March 1995, when a doctorin Mumbai founded his first laughter yogaclub, triggering a movement that has grown

worldwide. Laughter yoga is a form of yogaemploying self-triggered laughter. It is basedon scientific studies which prove that thebody cannot differentiate between fake andreal laughter, and that both provide the samephysiological and psychological benefits.Laughter yoga combines uninhibited laugh-ter with pranayama (yogic breathing).

Laughter is simulated as an exercise in agroup. The laughter is physical in nature,and does not necessarily involve humour orcomedy. Laughter yoga is the only techniquethat allows adults to achieve sustainedhearty laughter without involving cognitivethought. It doesnt allow the intellectual sys-tems to act as a brake on natural laughter.

Laughter therapy began in India withsmall groups of people who met regularly formorning walks. Sessions began with abreathing exercise. Next, the entire groupmoved on from one type of laughter toanother. The sessions came to a close withdeep breathing and stretching exercises.Laughter is first simulated, but soon turnsinto real and contagious laughter.

The doctor who started the movementhas claimed that the benefits are positivelylife-enhancing that laughter helps peopleto lose their inhibitions, gain self-confi-

dence, and achieve a more positive outlookon life, as well as develop improved lungcapacity and abdominal tone.

Members of laughter clubs report thatthey have not missed a day in five years ormore. They say it makes them happy,healthy and energised. The laughter yogasession each day results in positive energythat makes it easy to cope with the stress of

daily life, and the positive emotions keepthem coming back for more.

Participants in laughter yoga report sig-nificant general health improvements. Manyhave felt a reduction in the frequency of res-piratory infections like common colds andflu, and others have reported overcomingdepression. Clinical research on laughteryoga methods, conducted in Austria, Indiaand the US, has proved that laughter lowersthe level of stress hormones in the blood. Itfosters a positive and hopeful attitude. It isless likely for a person to succumb to stress

if one is able to laugh away ones troubles.Laughter yoga has been introduced in

many schools in Surat, Baroda andBangalore, with amazing results. The schoolschedule includes 10 minutes of laughter inmorning assembly, followed by five minutesof laughter in the classrooms both at thebeginning and end of the day. This routinehas energised the mood; teachers and stu-dents are happier together, with a more pos-itive outlook, and this has improved disci-pline and attendance. Academic results havealso shown improvements.

Scientific research reveals that laughtercan also help resolve many major issues atthe workplace. Laughter yoga professionalshave presented sessions to the businesscommunity, with positive results; and theconcept is gaining in popularity in compa-nies in India, Denmark, US and other coun-tries. It is a powerful force for improvingstaff performance at the workplace. Thiswas recently confirmed by studies in Indiaand the US, which showed substantial stressreduction and enhanced staff productivityafter just three weeks of laughter sessions.

Laughter therapy has been reported tohelp relieve conditions such as arthritis,diabetes, hypertension, and heart-related

problems, asthma, respiratory complica-tions, weak immune systems, and seniledementia. Truly, laughter is the best of allpossible medicines.

B S REPORTERThis article is issued in

general investor interest.Please refer Page No. 47 for disclaimer

Laugh away

your troubles

Intouchmutually4 October 2012


5/48

Intouchmutually October 2012 5

Nature of Scheme

Investment Objective

Fund Manager

Inception Date(Date of Allotment)

Entry / Sales Load

Exit Load

InvestmentPlan / Options

MinimumApplication Amount(Under each Plan)

Lock-in Period

Net Asset Value(NAV)

RedemptionProceeds

HDFC Growth

Fund

Open-endedGrowth Scheme

To generate long

term capitalappreciation froma portfolio thatis investedpredominantly inequity and equityrelated instruments.

Srinivas Rao Ravuri(since Apr 3, 06)#

September 11, 2000

Growth & Dividend

Nil

Every Business Day

Normally despatchedwithin 3-4 BusinessDays.

HDFC Equity

Fund


To achieve capital

appreciation.

Prashant Jain(since Jun 19, 03)*#

January 1, 1995

Growth & Dividend

Nil

Every Business Day


HDFC Top 200

Fund


To generate long

term capitalappreciation from aportfolio of equityand equity-linkedinstruments primarilydrawn from thecompanies in BSE200 index.

Prashant Jain(since Jun19, 03)*#

October 11, 1996

Growth & Dividend

Nil

Every Business Day


HDFC Capital

Builder Fund


To achieve capital

appreciation in thelong term.

Chirag Setalvad(since Apr 2, 07)& Miten Lathia(since May 10, 12)#

February 1, 1994

Growth & Dividend

Nil

Every Business Day


HDFC Core &

Satellite


To generate capital

appreciation throughequity investment incompanies whoseshares are quotingat prices below theirtrue value.

Vinay Kulkarni(since Nov 21, 06)#

September 17, 2004

Growth & Dividend

Nil

Every Business Day


HDFC Premier

Multi-Cap Fund


To generate capital

appreciation in thelong term throughequity investmentsby investing in adiversified portfolioof Mid Cap & LargeCap blue chipcompanies.


April 6, 2005

Growth & Dividend

Nil

Every Business Day


HDFC Mid-Cap

Opportunities Fund

Open-endedEquity Scheme

To generate long-termcapital appreciationfrom a portfolio thatis substantiallyconstituted of equityand equity relatedsecurities of Small andMid-Cap companies

Chirag Setalvad (SinceJune 25, 07) #

June 25, 2007

Growth and Dividend

Nil

Every Business Day


Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investorsassessment of various factors including the service rendered by the ARN Holder.

Purchase : ` 5,000 and any amount thereafter.Additional Purchase : ` 1,000 and any amount thereafter.

The Dividend Option offers Dividend Payout and Reinvestment facility.

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.For Tax Benefits / Consequences, Please refer to page 11* Date of migration from Zurich India Mutual Fund# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.

In respect ofeach purchase / switch-in of Units, an Exit Load of 1% is payable if units are redeemed / switched-out within 1 year from thedate of allotment.

No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.

No Entry / Exit Load shall be levied on bonus units and units allotted on dividend reinvestment.

Features of our select schemes


6/48



Nature of Scheme


Fund Manager


Entry / Sales Load

Exit Load


MinimumApplication Amount(Under each Plan)

Lock-in Period


RedemptionProceeds

HDFC Long TermEquity Fund

Open-ended Equity Scheme

To achieve long-term capitalappreciation

Srinivas Rao Ravuri (SinceFeb 10, 06) #

February 10, 2006

Nil

Every Business Day

Normally despatched within3-4 Business days

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.For Tax Benefits / Consequences, Please refer to page 11# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.* Fresh subscriptions are not accepted under HDFC Arbitrage Fund Wholesale Plan w.e.f. October 1, 2012

HDFC Index Fund

Open-ended Index Linked Scheme

Nifty Plan : To generate returns that arecommensurate with the performance ofthe Nifty, subject to tracking errors.

SENSEX Plan : To generate returns thatare commensurate with the performanceof the SENSEX, subject to tracking errors.SENSEX Plus Plan : To invest 80 to 90%of the net assets of the Plan in companieswhose securities are included in SENSEXand between 10% & 20% of the netassets in companies whose securitiesare not included in the SENSEX.

Vinay Kulkarni (since Dec 29, 06)

July 17, 2002

In respect of each purchase / switch-inof Units, an Exit Load of 1.00% ispayable if Units are redeemed /switched-out within 30 days from thedate of allotment.

No Exit Load is payable if Units areredeemed / switched-out after 30 daysfrom the date of allotment.

No Load shall be levied on bonusunits.

Nifty Plan, SENSEX Plan andSENSEX Plus PlanAt present, each Plan offersGrowth Option only.

Purchase : ` 5,000 and anyamount thereafter.Additional Purchase : ` 1,000 andany amount thereafter.

Nil

Every Business Day

Normally despatched within3-4 Business Days.

HDFC Arbitrage Fund

Open ended Equity Fund

To generate income through arbitrageopportunities between cash and derivativemarket and arbitrage opportunities within

the derivative segment and by deploymentof surplus cash in debt securities andmoney market instruments.

Anil Bamboli (since Oct 23, 07)#

October 23, 2007

Retail Plan & Wholesale Plan In respect ofeach purchase / switch-in

of Units, an Exit Load of 0.50% ispayable if units are redeemed /switched-out within 6 months fromthe date of allotment.

No Exit Load is payable if Units areredeemed / switched-out after 6months year from the date of allotment.

Wholesale Plan* and Retail Plan Both Planoffers Growth and Dividend Option. DividendOption offers Quarterly Dividend Option withPayout and Reinvestment Facility.

Retail Plan: Purchase / Additional Purchase:`5,000 and any amount thereafter.

Nil

Every Business Day

Normally despatched within3-4 Business days.

HDFC Infrastructure Fund

Open-ended Equity Scheme

To seek long-term capitalappreciation by investingpredominantly in equity and

equity related securities ofcompanies engaged in orexpected to benefit from growthand development of infrastructure

Prashant Jain and Srinivas RaoRavuri (Since Mar 10, 08) #

March 10, 2008

Nil

Every Business Day

Normally despatched within3-4 Business days

Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder(AMFI registered Distributor) based on the investors assessment of various factors including the service rendered by the ARN Holder.


Growth and Dividend. The Dividend Option offers DividendPayout and Reinvestment facility.


In respect ofeach purchase / switch-in of Units, an ExitLoad of 1% is payable if units are redeemed / switched-out within 1 year from the date of allotment.



7/48



Nature of Scheme


Fund Managers


Entry / Sales Load

Exit Load


MinimumApplication Amount

Lock-in Period


RedemptionProceeds

^ Eligibility (of Unit holder) : Children less than 18 years of age as on the date of investment by the Investor / Applicant are eligible as Unit holders in the Scheme. @ Personal Accident Insurance Cover for Parent / Legal Guardian(upto the age of 80 years) of the Unit holder, equivalent to 10 times the cost value of the outstanding Units held by the Unit holder under all the applications / account statements / folios, subject to a maximum amount of ` 10lakhs per Unit holder. The insurance premium in respect of the personal accident insurance cover will be borne by the AMC. This accident insurance cover is subject to conditions of the group personal accident insurance policy.Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11* Date of migration from Zurich India Mutual Fund # Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.

HDFC Prudence Fund

Open-ended Balanced Scheme

To provide periodic returns and

capital appreciation over a longperiod of time from a judiciousmix of equity and debt invest-ments with an aim to prevent /minimise any capital erosion.

Prashant Jain(since Jun 19, 03)*#

February 1, 1994

Nil

Every Business Day

Normally despatchedwithin 3-4 Business Days.

HDFC Long TermAdvantage Fund

Open-ended Equity LinkedSavings Scheme with alock-in period of 3 years

To generate long term

capital appreciation from aportfolio that is investedpredominantly in equityand equity-relatedinstruments.

Chirag Setalvad(since Apr 2, 07)#

January 2, 2001

Nil

3 years from the dateof allotment of therespective Units (includingUnits allotted underdividend reinvestment)

Every Business Day

Normally despatchedwithin 3-4 Business Days(Redemption is subject tocompletion of Lock-inPeriod, if applicable).

HDFC TaxSaver

Open-ended Equity LinkedSavings Scheme with alock-in period of 3 years

To achieve long term

growth of capital.


March 31, 1996

Nil

3 years from the dateof allotment of therespective Units (includingUnits allotted underdividend reinvestment)

Every Business Day

Normally despatchedwithin 3-4 Business Days(Redemption is subject tocompletion of Lock-inPeriod, if applicable).

HDFC ChildrensGift Fund^@


The primary objective of both

the Plans viz. Investment Plan& Savings Plan under theScheme is to generate longterm capital appreciation.


March 2, 2001

For Units subject to Lock-inPeriod: NIL

For Units not subject toLock-in Period: 3% if theUnits are redeemed /

switched-out within oneyear from the date ofallotment; 2% if the Unitsare redeemed / switched-outbetween the first and secondyear of the date of allotment;1% if Units are redeemed /switched-out between thesecond and third year of thedate of allotment; Nil if theUnits are redeemed /switched -out after thirdyear from the date ofallotment.

Investment Plan (EquityOriented)

Savings Plan (Debt Oriented)

If opted : Until the Unit holder(being the beneficiary child)attains the age of 18 years oruntil completion of 3 yearsfrom date of allotment,whichever is later.

Every Business Day

Normally despatched within3-4 Business Days (Redemptionis subject to completion ofLock-in Period, if opted).

For Purchase & Additional Purchase : ` 500 and inmultiples of` 500 thereafter.

HDFC Balanced Fund


To generate capital

appreciation along withcurrent income from acombined portfolio of equity& equity-related and debt &money market instruments.


September 11, 2000

Nil

Every Business Day

Normally despatchedwithin 3-4 Business Days.




Growth & Dividend. The Dividend Option offers DividendPayout and Reinvestment facility.

Growth & Dividend. The Dividend Option offersDividend Payout and Reinvestment facility

In respect ofeach purchase / switch-in of Units, an ExitLoad of 1% is payable if units are redeemed / switched-outwithin 1 year from the date of allotment.



8/48



Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.For Tax Benefits / Consequences, Please refer to page 11# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.

HDFC Income Fund

Open-ended Income Scheme

To optimise returns whilemaintaining a balance ofsafety, yield and liquidity.

Shobhit Mehrotra(since Sep 1, 07)#

September 11, 2000

In respect ofeach purchase /

switch-in of Units, an ExitLoad of 0.5% is payable ifunits are redeemed /switched-out within6 months from the dateof allotment.

No Exit Load is payable ifUnits are redeemed /switched-out after 6 monthsfrom the date of allotment.

Nil

Every Business Day


HDFC Multiple Yield Fund Plan 2005


To generate positive returnsover medium time frame withlow risk of capital loss overmedium time frame.

Chirag Setalvad (Equities),(since April 2, 07)Anil Bamboli (Debt)(since Aug 17, 05)#

August 17, 2005

In respect ofeach purchase

/ switch-in of Units, an ExitLoad of 1% is payable ifunits are redeemed /switched-out within 15months from the dateof allotment.

No Exit Load is payable ifUnits are redeemed /switched-out after 15months from the date ofallotment.

Nil

Every Business Day

Normally depatched within3-4 Business Days.

HDFC Multiple Yield Fund


To generate positive returnsover medium time frame withlow risk of capital loss overmedium time frame.

Vinay Kulkarni (Equities),(since Nov 21, 06)Anil Bamboli (Debt)(since Sep 17, 04)#

September 17, 2004

In respect ofeach purchase/ switch-in of Units, an ExitLoad of 1% is payable ifunits are redeemed /switched-out within1 year from the dateof allotment.

No Exit Load is payable ifUnits are redeemed /switched-out after 1 yearfrom the date of allotment.

Nil

Every Business Day

Normally depatched within3-4 Business Days.

Nature of Scheme


Fund Managers


Entry / Sales Load

Exit Load



Lock-in Period


RedemptionProceeds

Growth & Dividend. The Dividend Option offers Dividend Payout and Reinvestment facility.


HDFC MF Monthly Income Plan(HDFC MF MIP)

An open-ended income scheme. Monthly income isnot assured and is subject to availability ofdistributable surplus

The primary objective of Scheme is to generate regularreturns through investment primarily in Debt andMoney Market Instruments. The secondary objectiveof the Scheme is to generate long-term capitalappreciation by investing a portion of the Schemesassets in equity and equity related instruments.

LTP Prashant Jain (Equities) (since Dec 26, 03),Shobhit Mehrotra (Debt) (since Sep 1, 07)#,STP Vinay Kulkarni (Equities) (since Nov 21, 06),Shobhit Mehrotra (Debt) (since Feb 16, 04)#

December 26, 2003

For Short-Term Plan (STP) & Long-Term Plan (LTP)

In respect ofeach purchase / switch-in of Units, anExit Load of 1% is payable if units are redeemed /switched-out within 1 year from the dateof allotment.

No Exit Load is payable if Units are redeemed /switched-out after 1 year from the date ofallotment.

STP & LTP. Each Plan offers Growth, Monthly Dividend &Quarterly Dividend Option. The Dividend Option offersDividend Payout and Reinvestment facility.

STP : Purchase :(Growth & Quarterly Dividend Option) ` 5,000 andany amount thereafter under each Option.(Monthly Dividend Option) ` 25,000 and any amountthereafter.Additional Purchase : ` 1,000 and any amount thereafter.LTP : Purchase :(Growth & Quarterly Dividend Option) ` 5,000 andany amount thereafter under each Option.(Monthly Dividend Option) ` 25,000 and any amountthereafter.Additional Purchase : ` 1,000 and any amount thereafter.

Nil

Every Business Day

Normally despatched within 3-4 Business Days.




9/48



Nature of Scheme


Fund Managers


Entry / Sales Load

Exit Load



Lock-in Period


Redemption

Proceeds

HDFC Cash Management Fund

Savings & Call Plan: Open-ended High LiquidityIncome SchemeTreasury Advantage Plan: Open-endedIncome Scheme

Savings & Call Plan: To generate

optimal returns while maintainingsafety and high liquidity.Treasury Advantage Plan: To generate regularincome through investment in debtsecurities and money market instruments.

Anil Bamboli#Treasury Advantage Plan (since Sep 1, 07)Savings & Call Plan Anil Bamboli(since Jul 25, 12)

Savings & Treasury Advantage Plan(Retail Option): November 18, 1999Treasury Advantage Plan(Wholesale Option): April 23, 2007Call Plan : February 6, 2002

Savings, Treasury Advantage & Call Plan : Nil

Savings & Call Plan : Growth Option &Daily Dividend Option (with Reinvestmentfacility only). Savings Plan also offers WeeklyDividend Option (with Payout andReinvestment facility).Treasury Advantage Plan : (Retail andWholesale Option**) Growth and DividendOption. Dividend Option offers Daily DividendOption with Reinvestment facility only andWeekly and Monthly Dividend Option withPayout and Reinvestment facility.

Savings & Call Plan : Purchase ` 10,000 andany amount thereafter; Additional Purchase `5,000 and any amount thereafter.Treasury Advantage Plan Retail OptionGrowth, Weekly and Monthly Dividend Option :Purchase` 5,000 and any amount thereafter.Additional Purchase: ` 1,000 and any amountthereafter.Daily Dividend Option : Purchase ` 10,000and any amount thereafter; Additional Purchase` 5,000 and any amount thereafter.

Nil

Savings & Call Plan: All Year RoundTreasury Advantage Plan: Every Business Day

Savings & Call Plan : Normally despatched

within 1 Business Day.Treasury Advantage Plan: Normally despatchedwithin 3-4 Business Days.

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.For Tax Benefits / Consequences, Please refer to page 11 # Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.* Fresh subscriptions are not accepted under HDFC Liquid Fund Premium and Premium Plus Plans w.e.f. October 1, 2012** Fresh subscriptions are not accepted under HDFC Cash Management Fund Treasury Advantage Plan - Wholesale Option w.e.f. October 1, 2012

HDFC Short Term Plan (STP)


To generate regular income through

investment in Debt Securities and MoneyMarket Instruments.

Anil Bamboli (since Jan 13, 04)#

February 28, 2002

In respect ofeach purchase /switch-in of Units, an Exit Load of

0.75% is payable if units areredeemed / switched-out within9 months from the dateof allotment.

No Exit Load is payable if Unitsareredeemed / switched-outafter 9 months from the dateof allotment.

Growth & Dividend (Dividend Optionoffers Payout and Reinvestment facility).

Purchase : ` 5,000 and any amountthereafter.Additional Purchase : ` 1,000 and anyamount thereafter.

Nil

Every Business Day

Normally despatched within

3-4 Business Days.

HDFC Liquid Fund (HLF)

Open-ended Liquid Income Scheme

To enhance income consistent with a high

level of liquidity, through a judicious portfoliomix comprising of money market and debtinstruments.

Shobhit Mehrotra (since Feb 16, 04)#

HLF : October 17, 2000HLF Premium Plan & HLF Premium Plus Plan :February 24, 2003

Nil

HLF & HLF Premium Plan*: Each Plan offersGrowth & Dividend Option.HLF The Dividend Option offers Daily DividendOption (Reinvestment facility only) and Weeklyand Monthly Dividend Option (with Payout andReinvestment facility).HLF Premium Plan The Dividend Option offersDaily Dividend Option (with Reinvestment facilityonly) and Weekly Dividend Option (with Payoutand Reinvestment facility).HLF - Premium Plus Plan* offers Growth Option

HLF : Purchase ` 10,000 and any amountthereafter; Additional Purchase ` 5,000 and anyamount thereafter.

Nil

All Year Round

Normally despatched within 1 Business Day.

HDFC High Interest Fund (HHIF)


To generate income by investing in a

range of debt and money marketinstruments of various maturity dateswith a view to maximise income whilemaintaining the optimum balance ofyield, safety and liquidity.

Anil Bamboli (HHIF) (since Feb 16, 04)#,Shobhit Mehrotra STP (since Sep 1, 07)#

HHIF : April 28, 1997HHIF-STP : February 6, 2002

HHIF : In respect ofeach purchase / switch-in

of Units, an Exit Load of 0.50% ispayable if units are redeemed /switched-out within 3 months from thedate of allotment.

No Exit Load is payable if Units areredeemed / switched-out after 3 monthsfrom the date of allotment.

HHIF - STP : In respect of each purchase /switch-in of units, an Exit Load of 0.25% ispayable if units are redeemed / switched-outwithin 1 month from the date of allotment.

HHIF : Growth, Quarterly, Half Yearlyand Yearly Dividend Options.HHIF-STP : Growth & Dividend OptionAll Dividend Options offer Dividend Payout andReinvestment facility.

(Under each Plan)Purchase : ` 5,000 and any amountthereafter.AdditionalPurchase : ` 1,000 and anyamount thereafter.

Nil

Every Business Day

Normally despatched within

3-4 Business Days.


Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors assessment of various factorsincluding the service rendered by the ARN Holder.


10/48



HDFC Floating Rate Income Fund


To generate regular income through investment in a portfolio comprising substantially of floatingrate debt / money market instruments, fixed rate debt / money market instruments swapped forfloating rate returns and fixed rate debt securities and money market instruments.

Shobhit Mehrotra (since Feb 16, 04)#

LongTermPlan&ShortTermPlan(RetailOption): January 16, 2003ShortTermPlan(Wholesale Option): October 23, 2007

ShortTermPlan:NilLongTermPlan: In respect ofeach purchase / switch-in of Units, an Exit Load of 2% is payable if units are

redeemed / switched-out within 12 months from the date of allotment. No Exit Load is payable if Units are redeemed / switched-out after 12 months from the

date of allotment.

ShortTermPlan:For investors who wish to invest for short time period.LongTermPlan:For investors who wish to invest for relatively longer time period.ShortTermPlanWholesale &RetailOption*:Growth and Dividend Option. The Dividend Optionoffers Daily Dividend Option (with Reinvestment facility only) and Weekly and Monthly DividendOption (with Payout and Reinvestment facility).LongTermPlan:Growth and Weekly Dividend Option (with Reinvestment facility only).

ShortTermPlanWholesaleOption:(Growth Option,DailyDividend Option,WeeklyDividend Option& MonthlyDividendOption)Purchase : ` 10 lakh and any amount thereafter.Additional Purchase : ` 1 and and any amount thereafter.LongTermPlan:For Purchase : ` 5,000 and any amount thereafter.Additional Purchase : ` 1,000 and any amount thereafter.

Nil

Every Business Day


HDFC Gilt Fund


To generate credit risk-free returns through investmentsin sovereign securities issued by the Central Governmentand / or a State Government.

Anil Bamboli (since Sep 1, 07)

July 25, 2001

ShortTermPlan:NilLongTermPlan: In respect of each purchase / switch - in ofunits, an exit load of 0.25% is payable if units

are redeemed / switched out within 3 monthsfrom the date of allotment. No exit load is payable if units are redeemed/ switched - out after 3 months from the dateof allotment.

ShortTermPlan:For investors who wish toinvest for short time period.LongTermPlan:For investors who wish to invest forrelatively longer time period.

(Under each Plan / Option)Purchase :` 5,000 and any amount thereafter.Additional Purchase :` 1,000 and any amount thereafter.

Nil

Every Business Day


NatureofSchemeInvestmentObjective

FundManagerInceptionDate(DateofAllotment)Entry/SalesLoadExitLoad

InvestmentPlan/Options

Minimum Application Amount

Lock-inPeriodNet AssetValue(NAV)RedemptionProceeds

Each Plan offers Growth and Dividend Options.The Dividend Option offers D ividend Payout andReinvestment facility.

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.For Tax Benefits / Consequences, Please refer to page 11# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.* Fresh subscriptions are not accepted under HDFC Floating Rate Income Fund Short Term Plan Retail Option w.e.f. October 1, 2012


Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investorsassessment of various factors including the service rendered by t he ARN Holder.


11/48



Nature of Scheme


Fund Managers


Entry / Sales Load

Exit Load



Lock-in Period


RedemptionProceeds

HDFC Short TermOpportunities Fund


To generate regular income throughinvestments in Debt/Money Market

Instruments and Government Securitieswith maturities not exceeding 30 months.

Anil Bamboli (since June 25, 10) #

June 25, 2010

In respect of each purchase/switch-inof units, an Exit load of 0.50% ispayable if units are redeemed/switched-out within 3 months from thedate of allotment.

No Exit Load is payable if units areredeemed/ switched-out after 3 monthsfrom the date of allotment.

Growth & Fortnightly Dividend Option(Dividend Option offers Payout andReinvestment facility).

Nil

Every Business Day


Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.$ For Large Investors, subscriptions shall only be allowed by payment of requisite Cash through RTGS/NEFT or Funds Transfer Letter/ Transfer Cheque of a bank where the Scheme has a collection account.# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.

HDFC Gold Fund

An Open-ended Fund of Fund Schemeinvesting in HDFC Gold Exchange TradedFund

To seek capital appreciation by investing inunits of HDFC Gold Exchange Traded Fund.

Anil Bamboli (since November 1, 11)

November 1, 2011

In respect of each purchase / switch-inof units

an Exit Load of 2% is payable if Unitsare redeemed / switched-out within 6months from thedate of allotment.

an Exit Load of 1% is payable ifUnits are redeemed / switched-out after6 months but within 1 year from the dateof allotment.

No Exit Load is payable if Units areredeemed / switched-out after 1 year from

the date of allotment.

Currently the Scheme offers onlyGrowth Option.

Purchase: ` 5,000 and any amountthereafter. Additional Purchase: ` 1,000and any amount thereafter.

Nil

Every Business Day


HDFC Medium TermOpportunities Fund


To generate regular income throughinvestments in Debt/Money Market

Instruments and Government Securities withmaturities not exceeding 60 months.

Shobhit Mehrotra (since June 29, 10) #

June 29, 2010

In respect of each purchase/switch-in ofunits, an exit load of 2% is payable ifunits are redeemed/switched out within12 months from the date of allotment.

In respect of each purchase/switch-in ofunits, an exit load of 1% is payable ifunits are redeemed/switched out after 12months but within 18 months from thedate of allotment.

No exit load is payable if units areredeemed/switched-out after 18 months

from the date of allotment.

Growth & Dividend Option (Dividend Optionoffers Payout and Reinvestment facility).

Nil

Every Business Day


HDFC Gold ExchangeTraded Fund

An Open-ended Exchange Traded Fund

To generate returns that are in line with theperformance of gold, subject to tracking errors.

Anil Bamboli (since August 13, 10)

August 13, 2010

For Creation Unit Size: No Exit load will be levied on

redemptions made by AuthorisedParticipants / Large Investors directlywith the Fund in Creation Unit Size.

For other than Creation Unit Size: Not Applicable. The Units in other

than Creation Unit Size cannot bedirectly redeemed with the Fund. TheseUnits can be redeemed (sold) on acontinuous basis on the stock

exchange(s) during the trading hourson all trading days.

Currently, there are no investment Plans /Options being offered under the Scheme.

Directly with the Fund Subscription /Redemption in exchange of Portfolio Depositand Cash Component in creation unit size of1,000 units and in multiples thereafter. $On the Exchange(s) 1 unit and inmultiples of 1 unit thereafter.

Nil

Every Business Day


Tax Benefits / Consequences : Income distributed by the Scheme (s) are free from Income tax in the hands of Investors. The additional income-tax on distribution of income by a money market mutual fund or a liquidfund to an individual / HUF shall be payable by the mutual fund at the rate of 27.038%* and at the rate of 32.445%* to any other investor. The additional income-tax on distribution of income by any other fund to an indi-vidual/ HUF shall be payable at the rate of 13.519%* and at the rate of 32.445%* on distribution of income to any other investor. Units of the Scheme(s) are not subject to Wealth-tax and Gift-tax. Unit holders are requiredto pay Securities Transaction Tax (STT) at the rate of 0.25% at the time of redemption / switch-out of units of an equity-oriented fund.* including applicable surcharge, education cess and secondary and higher education cessGift of Units : With effect from 1.10.2009, as per the provisions of section 56(2)(vii) of the Income-tax Act, 1961, certain specified property transferred, without consideration / adequate consideration, exceeding specifiedlimits, are taxable in the hands of the recipient individual / HUF (subject to certain exceptions). The term property includes shares and securities. Units of a mutual fund could fall within the purview of the term securities.As per the Act, property would refer to capital assets only.Investors should be aware that the fiscal rules / tax laws may change and there can be no guarantee that the current tax position may continue indefinitely. In view of individual nature of tax consequences, each investor isadvised to consult his / her own professional tax advisor.

Prashant Jain Over 21 yearsVinay Kulkarni Over 23 yearsSrinivas Rao Ravuri Over 17 yearsChirag Setalvad Over 16 years

Shobhit Mehrotra Over 19 yearsAnil Bamboli Over 17 yearsMiten Lathia Over 12 yearsRakesh Vyas Over 8 years

Fund Manager Total Experience Fund Manager Total Experience

Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI Registered Distributor) based on the investors assessment of various factorsincluding the service rendered by theARN Holder.

Purchase: ` 5,000 and any amount thereafter. Additional Purchase: ` 1,000and any amount thereafter.

No Entry / Exit Load shall be levied on bonus units and units allottedon dividend reinvestment.


12/48

Portfolio Top 10 Holdings

HDFCGrowth Fund

+ Industry Classification as recommended by AMFI $ Sponsor

An open-ended growth scheme

HDFCEquity FundAn open-ended growth scheme

Banks 16.73

Software 9.97

Pharmaceuticals 9.87

Petroleum Products 9.26

Consumer Non Durables 6 .65

Chemicals 5.40

Oil 5.13

Indus tr ia l Cap ital Goods 5 .07

Construction 4.45

Finance 4.08

Auto 3.05

Textiles - Synthetic 2.60

Ferrous Metals 2.23

Gas 2.21

Minerals/Mining 2.16

Telecom - Services 2.01

Transportation 1.57

Cement 1.27

Consumer Durables 0.95

Media & En tertainment 0.90

Industrial Products 0.70

Paper 0.70

Construction Project 0.54

Power 0.43

Industry Allocation of Equity Holding (% of Net Assets)

Portfolio Turnover Ratio (Last 1 Year) 28.34%

NAV NAV per Unit (`)

Growth Option 89.510Dividend Option 28.600

Std Deviation Beta Sharpe Ratio*

Risk Rat io ( fo r the 3-yr period ended October 31 , 2012) 4 .90% 0.8760 0.06

Monthly Figure


Risk Ratio (f or the 3-yr period ended October 31, 2012) 5.40% 0.9780 0.04

Monthly Figure


Growth Option 272.421Dividend Option 41.830



+ Industry Classification as recommended by AMFI

Banks 21.77

Software 10.27

Consumer Non Durables 9.22



Finance 4.81


Oil 4.31

Industrial Capital Goods 4.30

Auto 4.27

Media & Entertainment 3.60

Construction 3.11

Power 2.65

Auto Ancillaries 2.52

Ferrous Metals 2.12


Non-Ferrous Metals 1.58



Transportation 1.27

Gas 1.18

Textile Products 0.99


Chemicals 0.58

Cement 0.38



Company Industry+ % to NAV

EQUITY & EQUITY RELATED

ICICI Bank Ltd. Banks 7.96

Infosys Ltd. Software 7.79

ITC Ltd. Consumer Non Durables 6.65

State Bank of India Banks 6.07

Divis Laboratories Ltd. Pharmaceuticals 5.77

Bharat Petroleum Corporation Ltd. Petroleum Products 5.75

Solar Industries India Ltd. Chemicals 3.83

Housing Development Finance Corporation Ltd. $ Finance 3.76

Reliance Industries Ltd. Petroleum Products 3.51

Tata Motors Ltd. DVR Auto 3.05

Total of Top Ten Equity & Equity Related Holdings 54.14

Total Equity & Equity Related Holdings 97.93

Cash, Cash Equivalents and Net Current Assets 2.07

Grand Total 100.00

Average AUM for the quarter ended September 30, 2012 (` In Lakhs) 122,621.90








Larsen & Toubro Ltd. Construction Project 4.17

Zee Entertainment Enterprises Ltd. Media & Entertainment 2.83

Jaiprakash Associates Ltd. Construction 2.80

Bank of Baroda Banks 2.79

Oil & Natural Gas Corporation Ltd. Oil 2.53



Cash margin 0.05

Other Cash, Cash Equivalents and Net Current Assets 0.83

Grand Total 100.00


Source : CRISIL Fund Analyser* Risk-free rate assumed to be 8.02% (364-day Treasury Bill yield on 31-10-12)



Data is as of October 31, 2012 unless otherwise specified.


13/48

HDFC Top 200 FundAn open-ended growth scheme

HDFCCapital Builder FundAn open-ended growth scheme


Growth Option 111.295

Dividend Option 21.572












HDFC Bank Ltd. Banks 3.24

Tata Consultancy Services Ltd. Software 2.78


Hindustan Unilever Ltd. Consumer Non Durables 2.30




Grand Total 100.00

Average AUM for the quarter ended September 30, 2012 (` In Lakhs) 1,159,104.51

Portfolio Top 10 Holdings Portfolio Top 10 Holdings


Company Industry+/ Rating % to NAV







IPCA Laboratories Ltd. Pharmaceuticals 3.91



Oil India Ltd. Oil 3.07

Pidilite Industries Ltd. Chemicals 3.03



CREDIT EXPOSURE

Britannia Industries Ltd. CRISIL - AAA 0.25

Total Credit Exposure 0.25


Grand Total 100.00


Banks 27.08


Software 9.79



Oil 4.74

Finance 4.61


Auto 4.29

Power 2.70

Ferrous Metals 2.55

Construction 2.26





Gas 1.50

Cement 1.48


Transportation 1.16




Banks 23.01

Software 14.69




Chemicals 6.03


Oil 3.07





Auto 1.83



Finance 1.43

Power 0.99




Monthly Figure


R isk Rat io ( fo r the 3 -yr per iod ended Oc tober 31 , 2012) 4.70% 0.8270 0.04

Monthly Figure









14/48

An open-ended growth scheme An open-ended growth scheme

HDFCCore & Satellite Fund




Banks 24.40

Software 8.66


Oil 7.53


Power 6.47


Auto 4.36



Construction 2.94

Ferrous Metals 2.50

Paper 2.10

Chemicals 1.89

Finance 1.77


Transportation 1.15











Banks 19.84

Software 12.54



Gas 7.63


Auto 4.37


Power 3.34



Construction 2.37

Ferrous Metals 2.13

Oil 1.84

Finance 1.81

Paper 1.49


Transportation 0.95



Fertilisers 0.76

Cement 0.48



HDFCPremier Multi-Cap Fund







Federal Bank Ltd. Banks 4.27

Cairn India Ltd. Oil 4.19

Emami Ltd. Consumer Non Durables 4.06


Bharat Electronics Ltd. Industrial Capital Goods 3.75





Grand Total 100.00





Monthly Figure




Monthly Figure


Large-Cap 41.83

Mid-Cap 53.22

Segment-wise Break-up of Equity Holding (% of Net Assets)










CMC Ltd. Software 3.36

KEC International Ltd. Power 3.34

Gujarat State Petronet Ltd. Gas 3.31


Total Equity & Equity Related Holdings 95.81Cash, Cash Equivalents and Net Current Assets 4.19

Grand Total 100.00






15/48




+ Industry Classification as recommended by AMFITotal outstanding position (as at October 31,2012) in Derivative Instruments

(Long Jaiprakash Associates Ltd. NSE Stock Futures November 2012)(Gross Notional) `1,220.80 lakhs

HDFCMid-Cap Opportunities FundAn open-ended equity scheme





Banks 15.57




Software 7.87



Chemicals 5.24

Construction 3.83




Pesticides 1.14

Oil 1.01

Finance 0.65


Transportation 0.54


Power 0.38

Textile Products 0.27

Ferrous Metals 0.13


Mid-Cap 88.78

Small-Cap 5.08

Segment-wise Break-up of Equity Holding (% of Net Assets)




Carborundum Universal Ltd. Industrial Products 2.95


Supreme Industries Ltd. Industrial Products 2.70

Fag Bearings India Ltd. Industrial Products 2.38

NIIT Technologies Ltd. Software 2.37


Amara Raja Batteries Ltd. Auto Ancillaries 2.28


Yes Bank Ltd. Banks 2.22




Grand Total 100.00




Monthly Figure


HDFC Long Term Equity FundAn open-ended equity scheme














Cipla Ltd. Pharmaceuticals 3.78


Sadbhav Engineering Ltd. Construction Project 3.16

Total of Top Ten Equity & Equity Related Holdings 61.17Total Equity & Equity Related Holdings 97.26

Cash margin / Earmarked cash for Futures & Options 2.43


Grand Total 100.00


Banks 21.15


Software 11.32


Oil 7.14

Power 6.30


Ferrous Metals 4.93

Auto 3.85



Construction 2.75


Gas 1.58

Transportation 1.19




R isk Rat io ( fo r the 3 -y r per iod ended Oc tober 31 , 2012) 5.20% 0.8810 0.01

Monthly Figure





16/48


Retail Plan



Quarterly Dividend Option 10.693

Wholesale PlanGrowth Option 14.304


Quarterly Dividend Option 10.354

An open-ended equity fund

HDFCArbitrage Fund


Power 8.23

Banks 8.13

Retailing 8.08


Finance 6.45

Ferrous Metals 4.36

Software 2.50


Cement 2.17

Pesticides 1.77





Construction 0.11



EQUITY & EQUITY RELATED (Quantity fully hedged using futures / options)

Pantaloon Retail (India) Ltd. Retailing 8.08

Tata Global Beverages Ltd. Consumer Non Durables 6.34


Punjab National Bank Banks 5.20

LIC Housing Finance Ltd. Finance 4.28

Reliance Infrastructure Ltd. Power 4.13

Jindal Steel & Power Ltd. Ferrous Metals 4.10

Tech Mahindra Ltd. Software 2.50

Reliance Communications Ltd. Telecom - Services 2.20

Grasim Industries Ltd. Cement 2.04



Short Term Deposits as margin for Futures & Options 19.35


Grand Total 100.00





HDFC Infrastructure FundAn open-ended equity scheme





+ Industry Classification as recommended by AMFITotal outstanding position (as at October 31,2012) in Derivative Instruments

(Long Jaiprakash Associates Ltd. NSE Stock Futures November 2012)(Gross Notional) `474.37 lakhs






Federal Bank Ltd. Banks 7.11


Sadbhav Engineering Ltd. Construction Project 5.93


Coal India Ltd. Minerals/Mining 4.42


KEC International Ltd. Power 3.64





Grand Total 100.00


Banks 39.86


Power 9.53


Construction 6.33

Auto 5.14


Oil 3.92


Gas 2.26




Transportation 1.06





R isk Rat io (for the 3 -y r per iod ended Oc tober 31 , 2012) 6.70% 1.1560 -0 .06

Monthly Figure





17/48

HDFC Index Fund

NIFTY Plan (Face Value per Unit: ` 10.3260)



Company Industry+ % to NAVEQUITY & EQUITY RELATED










State Bank of India Banks 2.92Total of Top Ten Equity & Equity Related Holdings 54.31




Grand Total 100.00




+ Industry Classi fi cation as recommended by AMFI $ SponsorTotal outstanding position (as at October 31, 2012) in Derivative Instruments

(Long NIFTY NSE Index Futures November 2012 Futures) (Gross Notional) `141.15 lakhs.

An open-ended index linked scheme

Banks 19.45


Software 11.45

Auto 7.83


Finance 7.27



Cement 3.68

Power 3.28

Oil 3.27

Ferrous Metals 2.21




Construction 0.94

Gas 0.84



Tracking Error Since Inception (Annualised) 2.75%












Oil & Natural Gas Corporation Ltd. Oil 3.63Total of Top Ten Equity & Equity Related Holdings 66.84



Grand Total 100.00




+ Industry Classi fi cation as recommended by AMFI $ Sponsor

SENSEX Plan (Face Value per Unit: ` 32.1610)




HDFC Index Fund

Banks 18.85

Software 13.63


Auto 9.79


Finance 7.33



Oil 3.63

Power 2.85

Ferrous Metals 2.70





Gas 1.10






18/48












Hindustan Unilever Ltd. Consumer Non Durables 3.16Total of Top Ten Equity & Equity Related Holdings 56.48



Grand Total 100.00




+ Industry Class if icat ion as recommended by AMFI $ Sponsor

SENSEX Plus Plan (Face Value per Unit: ` 32.1610)




HDFC Index Fund

Banks 18.50


Software 10.97


Auto 7.95

Chemicals 6.37

Finance 6.05



Power 3.93

Oil 2.79

Ferrous Metals 2.18






Gas 1.00


Cement 0.14


% to NAV

Gold Bar 1 Kg (0.995 purity) 100.24

Cash, Cash Equivalents and Net Current Assets -0.24

Grand Total 100.00


Portfolio

% to NAV

MUTUAL FUND UNITS

HDFC Gold Exchange Traded Fund 98.54


Grand Total 100.00


Portfolio


HDFC Gold Exchange Traded Fund 3037.1023

An open-ended Exchange Traded Fund

HDFCGold Exchange Traded Fund

An open-ended fund of fund scheme investing in

HDFC Gold Exchange Traded Fund

HDFCGold Fund

(Face Value per unit: ` 100)

Portfolio Classification by Asset Class (%)

Gold 100.24

Cash, Cash Equivalents and Net Current Assets (0.24)

Mutual Fund Units 98.54

Cash, Cash Equivalents and

Net Current Assets 1.46








19/48








HDFCBalanced FundAn open-ended balanced scheme

HDFCPrudence FundAn open-ended balanced scheme




Company / Issuer Industry+/ Rating % to NAV










eClerx Services Ltd. Software 1.64




G-SEC, CREDIT EXPOSURE

LIC Housing Finance Ltd. CRISIL - AAA 4.36

Shriram Transport Finance Co. Ltd. CARE - AA+ 4.22

Cholamandalam Investment and Finance Company Ltd. ICRA - AA 3.83

Government Securities Sovereign 2.88

Power Finance Corporation Ltd. CRISIL - AAA 2.46

Housing Development Finance Corporation Ltd. $ CRISIL - AAA 2.44

Tata Motors Ltd. CRISIL - AAA(SO) 1.96

Tata Sons Ltd. CRISIL - AAA 1.07

State Bank of India CRISIL - AAA 0.28

Bajaj Auto Ltd. CRISIL - AAA(SO) 0.04

Total of Top Ten G-Sec, Credit Exposure 23.54

Total G-Sec, Credit Exposure 23.57


Grand Total 100.00


Portfolio Top 10 HoldingsCompany / Issuer Industry+/ Rating % to NAV





Page Industries Ltd. Textile Products 2.96





Jaiprakash Associates Ltd. Construction 1.72

Crompton Greaves Ltd. Industrial Capital Goods 1.55



G-SEC, CREDIT EXPOSUREGovernment Securities Sovereign 11.73



Indian Railway Finance Corporation Ltd. CRISIL - AAA 1.71

National Bank for Agriculture & Rural Development CRISIL - AAA 1.51

Tata Power Co. Ltd. CRISIL - AA 0.85

Rural Electrification Corporation Ltd. CRISIL - AAA 0.49

Punjab National Bank CRISIL - AAA 0.34

State Bank of Indore CRISIL - AAA 0.26




Cash margin 0.82


Grand Total 100.00



Banks 14.79

Software 8.93




Industrial Capital Goods 3.97Consumer Durables 3.70




Chemicals 1.99

Construction 1.74

Power 1.58

Auto 1.41

Ferrous Metals 1.33

Transportation 1.32

Media & Entertainment 1.06Telecom - Services 0.86

Pesticides 0.85

Fertilisers 0.37

Finance 0.23


Banks 20.51Pharmaceuticals 5.61Software 5.30Textile Products 4.66Consumer Non Durables 3.30Industrial Products 3.12

Auto 2.65Petroleum Products 2.64Industrial Capital Goods 2.57Construction 2.27Ferrous Metals 2.20Media & Entertainment 2.12Finance 1.99

Auto Ancillaries 1.94Oil 1.92Construction Project 1.89Chemicals 1.70Power 1.42Consumer Durables 1.24

Paper 1.11Cement 1.05Transportation 0.89Non-Ferrous Metals 0.71Textile - Cotton 0.65Telecom - Services 0.55Pesticides 0.40





20/48

HDFCChildrens Gift FundAn open-ended balanced scheme

HDFCChildrens Gift FundAn open-ended balanced scheme

Investment Plan


Investment Plan 47.742



Savings Plan


Savings Plan 26.0157

Yield to Maturity * 8.75%

Modified Duration * 1.87 years (other than equity investments)

Average Maturity * 2.52 years (other than equity investments)

* Computed on the invested amount


Portfolio Top 10 HoldingsCompany / Issuer Industry+/ Rating % to NAV




Divi's Laboratories Ltd. Pharmaceuticals 0.91



AIA Engineering Ltd. Industrial Capital Goods 0.80

Emami Ltd. Consumer Non Durables 0.79



Grindwell Norton Ltd. Industrial Products 0.72



G-SEC, CREDIT EXPOSURE


Government Securities Sovereign 10.25


Tata Sons Ltd. CRISIL - AAA 6.96



ICICI Bank Ltd. CRISIL - AAA 4.86







Grand Total 100.00



Banks 14.64



Software 6.36Industrial Products 5.80






Construction 1.55

Auto 1.47

Pesticides 1.40Finance 1.32



Ferrous Metals 1.16

Fertilisers 0.84




Sun Pharmaceuticals Industries Ltd. Pharmaceuticals 3.40



Motherson Sumi Systems Ltd. Auto Ancillaries 2.63



Axis Bank Ltd. Banks 2.49



VST Industries Ltd. Consumer Non Durables 2.35

Total of Top Ten Equity & Equity Related Holdings 26.52Total Equity & Equity Related Holdings 71.10

CREDIT EXPOSURE





ICICI Bank Ltd. CRISIL - AAA 2.32



Jet Airways (India) Ltd. CRISIL - AAA(SO) 0.78

Coromandel International Ltd. CRISIL - AAA 0.10




Grand Total 100.00

Average AUM for thequarter ended September 30, 2012 (` In Lakhs) 32,304.01

Equity 17.72G-Sec 10.25Credit Exposure 53.44Cash,Cash Equivalents and

Net Current Assets 18.59





21/48

HDFC Long Term Advantage FundAn open-ended equity linked savings scheme with

a lock-in period of 3 years

HDFC TaxSaverAn open-ended equity linked savings scheme with

a lock-in period of 3 years







Company Industry+/ Rating % to NAV











Balkrishna Industries Ltd. Auto Ancillaries 3.60


Total Equity & Equity Related Holdings 96.69CREDIT EXPOSURE




Grand Total 100.00







Banks 17.75

Software 11.57







Oil 4.26

Finance 3.61


Chemicals 3.25

Auto 3.25



Ferrous Metals 1.39



Banks 21.94



Software 8.98



Oil 4.97



Auto 3.11


Power 2.77


Ferrous Metals 2.24


Gas 2.05


Chemicals 1.88

Finance 1.48


Construction 0.56


Paper 0.34

Transportation 0.04













Britannia Industries Ltd. Consumer Non Durables 2.27



Short Term Deposits as margin for Futures & Options 0.30


Grand Total 100.00




Monthly Figure



Monthly Figure







22/48


23/48


24/48






NHPC L

Hdfcmf Factsheet October 2012

Documents

Transcript of Hdfcmf Factsheet October 2012