HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from...

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HDFC DEPOSITS DEPOSITS INDIVIDUALS Our loan facilities : Housing loans, Home Improvement loans, Home Extension loans, Loans to Professionals and much more CRISIL has reaffirmed "FAAA/Stable" rating & ICRA has reaffirmed "MAAA (stable)" rating for twenty fifth consecutive year. HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions framed by HDFC. Interest on such loans will be 2% above the deposit rate. This facility is not available for deposits from minors and NRIs. QUICK LOAN FACILITY HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED Regd. Office: Ramon House, H T Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020. Phones: 022-67546060 (for Deposits only) Email: [email protected] Website: www.hdfc.com CIN: L70100MH1977PLC019916 RATES EFFECTIVE FROM DECEMBER 24, 2019 Additional Interest Rate (for Deposits upto ` 2 crore only) 0.25% p.a. Senior Citizen (60 years and above) Cheque should be drawn in favour of "HDFC Ltd." and marked “Account Payee only” INTEREST RATES ARE SUBJECT TO CHANGE AND THE RATE APPLICABLE WILL BE THE RATE PREVALENT ON THE DATE OF DEPOSIT. * For cumulative option, Interest is compounded annually. 33 Months 7.25% 7.30% 7.37% 7.50% 7.50% 66 Months 7.25% 7.30% 7.37% 7.50% 7.50% Minimum Amount (`) 40,000 20,000 20,000 20,000 20,000 HDFC SPECIAL DEPOSITS Interest Rates on Deposits upto ` 2 Crore * For cumulative option, Interest is compounded annually. 15 Months 7.10% 7.15% 7.22% - 7.35% 22 Months 7.20% 7.25% 7.32% 7.45% 7.45% 30 Months 7.15% 7.20% 7.27% 7.40% 7.40% 44 Months 7.20% 7.25% 7.32% 7.45% 7.45% Minimum Amount (`) 40,000 20,000 20,000 20,000 20,000 HDFC PREMIUM DEPOSITS Interest Rates on Deposits upto ` 2 Crore Rate of Interest (p.a.) * For cumulative option, Interest is compounded annually. REGULAR DEPOSITS Fixed & Variable Rates Fixed Rates only Fixed Rates only Interest rates on Deposits upto ` 2 Crore 12 - 23 Months 7.05% 7.10% 7.17% - 7.30% 24 - 84 Months 7.05% 7.10% 7.17% 7.30% 7.30% Minimum Amount (`) 40,000 20,000 20,000 20,000 20,000 Period Annual Income Plan Half-Yearly Option Quarterly Option Monthly Income Plan Cumulative Option* Period Annual Income Plan Half-Yearly Option Quarterly Option Monthly Income Plan Cumulative Option* Period Annual Income Plan Half-Yearly Option Quarterly Option Monthly Income Plan Cumulative Option* Interest rates on Deposits exceeding ` 2 Crore upto ` 5 Crore 12 - 23 Months 7.10% 7.15% 7.22% - 7.35% 24 - 84 Months 7.10% 7.15% 7.22% 7.35% 7.35% Interest rates on Deposits exceeding ` 5 Crore upto ` 10 Crore Interest rates on Deposits exceeding ` 10 Crore & below ` 25 Crore 12 - 23 Months 6.90% 6.95% 7.02% - 7.15% 24 - 84 Months 6.90% 6.95% 7.02% 7.15% 7.15% 12 - 23 Months 6.85% 6.90% 6.97% - 7.10% 24 - 84 Months 6.85% 6.90% 6.97% 7.10% 7.10% Interest rates for deposit of ` 25 crore and above would be published on our website. Please refer our website for the prevailing rates or contact our branches before placing such deposits.

Transcript of HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from...

Page 1: HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions

HDFC DEPOSITSDEPOSITSINDIVIDUALS

Our loan facilities : Housing loans, Home Improvement loans, Home Extension loans,Loans to Professionals and much more

CRISIL has reaffirmed "FAAA/Stable" rating & ICRA has reaffirmed "MAAA (stable)" rating for twenty fifth consecutive year.

HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions framed by HDFC. Interest on such loans will be 2% above the deposit rate. This facility is not available for deposits from minors and NRIs.

QUICK LOAN FACILITY

HOUSING DEVELOPMENT FINANCE CORPORATION LIMITEDRegd. Office: Ramon House, H T Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020. Phones: 022-67546060 (for Deposits only) Email: [email protected] Website: www.hdfc.comCIN: L70100MH1977PLC019916

RATES EFFECTIVE FROMDECEMBER 24, 2019 Additional Interest Rate (for Deposits upto ` 2 crore only) 0.25% p.a.

Senior Citizen (60 years and above)

Cheque should be drawn in favour of "HDFC Ltd." and marked “Account Payee only” INTEREST RATES ARE SUBJECT TO CHANGE AND THE RATE APPLICABLE WILL BE THE RATE PREVALENT ON THE DATE OF DEPOSIT.

* For cumulative option, Interest is compounded annually.

33 Months 7.25% 7.30% 7.37% 7.50% 7.50% 66 Months 7.25% 7.30% 7.37% 7.50% 7.50% Minimum Amount (`) 40,000 20,000 20,000 20,000 20,000

HDFC SPECIAL DEPOSITSInterest Rates on Deposits upto ` 2 Crore

* For cumulative option, Interest is compounded annually.

15 Months 7.10% 7.15% 7.22% - 7.35% 22 Months 7.20% 7.25% 7.32% 7.45% 7.45% 30 Months 7.15% 7.20% 7.27% 7.40% 7.40% 44 Months 7.20% 7.25% 7.32% 7.45% 7.45% Minimum Amount (`) 40,000 20,000 20,000 20,000 20,000

HDFC PREMIUM DEPOSITSInterest Rates on Deposits upto ` 2 Crore

Rate of Interest (p.a.)

* For cumulative option, Interest is compounded annually.

REGULAR DEPOSITS Fixed & Variable Rates

Fixed Rates only

Fixed Rates only

Interest rates on Deposits upto ` 2 Crore

12 - 23 Months 7.05% 7.10% 7.17% - 7.30% 24 - 84 Months 7.05% 7.10% 7.17% 7.30% 7.30% Minimum Amount (`) 40,000 20,000 20,000 20,000 20,000

Period Annual Income PlanHalf-Yearly OptionQuarterly OptionMonthly Income Plan Cumulative Option*

Period Annual Income PlanHalf-Yearly OptionQuarterly OptionMonthly Income Plan Cumulative Option*

Period Annual Income PlanHalf-Yearly OptionQuarterly OptionMonthly Income Plan Cumulative Option*

Interest rates on Deposits exceeding ` 2 Crore upto ` 5 Crore 12 - 23 Months 7.10% 7.15% 7.22% - 7.35% 24 - 84 Months 7.10% 7.15% 7.22% 7.35% 7.35%

Interest rates on Deposits exceeding ` 5 Crore upto ` 10 Crore

Interest rates on Deposits exceeding ` 10 Crore & below ` 25 Crore

12 - 23 Months 6.90% 6.95% 7.02% - 7.15% 24 - 84 Months 6.90% 6.95% 7.02% 7.15% 7.15%

12 - 23 Months 6.85% 6.90% 6.97% - 7.10% 24 - 84 Months 6.85% 6.90% 6.97% 7.10% 7.10%

Interest rates for deposit of ` 25 crore and above would be published on our website. Please refer our website for the prevailing rates or contact our branches before placing such deposits.

Page 2: HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions
Page 3: HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions
Page 4: HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions
Page 5: HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions

HOUSING DEVELOPMENT FINANCE CORPORATION LIMITEDRegd. Office: Ramon House, H T Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020. Phones: 022-67546060 (for Deposits only) Email: [email protected] Website: www.hdfc.comCIN: L70100MH1977PLC019916

DECLARATION BY KARTA & COPARCENERS OF HUF

Date:

To,Housing Development Finance Corporation Limited,Ramon House, H T Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai – 400020.

Name of HUF:

PAN of HUF:

Name of Karta:

We, all the coparceners and members of above mentioned Hindu Undivided Family having

PAN , do hereby:

a. Authorise the Karta of our family Mr./Mrs. to invest in the name of our HUF and to open/operate fixed deposit in the name of this HUF and sign all forms and documents for and onbehalf of HUF.

b. Authorise HDFC Limited to honor all operations and instructions, oral or written, including availing credit facility against lien on Fixed Deposits, under the signature of our Karta.

c. State that operations, dealings and transactions that are executed by Karta and all his orders or instructions made by the Karta onbehalf of HUF shall be binding on our HUF and all its coparceners and members jointly and severally.

d. State that all present and future coparceners and members of the family entitled to share therein the joint familyproperty as well as our separate estates, agree and undertake to immediately inform in writing to HDFC Limited of:

- Any changes occurring in the Karta; - Death of Karta or of any other coparcener or member of HUF; - Birth of a baby (coparcener); - Partition (partial or otherwise) of the family; and - Any minor member of the family attaining majority;

e. Confirm and declare that we have read and understood terms and conditions related to Fixed Deposit product and accept the same.

f. The specimen signature of Karta along with the list of coparceners/members of the above mentioned HUF is submitted in Annexure A.

Thanking you,

Yours faithfully,

(Signature of Karta with HUF stamp)P.T.O.

Page 6: HDFC DEPOSITS - RupeeVest · HIGHEST SAFETY Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the terms and conditions

Annexure A

Sr.No.

Name of the Coparcener / Member Gen-der

(M/F)

Date of Birth(mandatoryfor minor

Coparceners)

Relationshipwith Karta

Signature Photo

(Signature of Karta with HUF stamp)

G16

8/12

/201

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