Comparative Analysis of SBI & HDFC Bank Regarding Personal Loan
HDFC Bank Education Loan Information - piemr.edu.in
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HDFC Bank Education Loan Information Attractive Rates of Interest for student. 11.50 % -12.50 % and Nil PF (5-10 years repayment time ) Benefits from No margins - can be articulated better from a consumer perspective No margin on loans upto Rs. 4,00,000 5% margin on loans above Rs. 4,00,000 for studies within India Avail Loans for a variety of courses Loans are given to worthy students who have obtained admission to career-oriented courses like engineering, management, etc. either at a graduate or post-graduate level. Apply for an Education Loan with a Guardian The parent(s) or guardian will be treated as a co-applicant on the loan are his or her role would be like that of the primary debtor Enjoy easy disbursal of the loan Loan will be disbursed in full or in suitable instrumentals taking into account the requirement of funds and/or fee schedule as assessed by the Bank directly to the educational institution. *Income Tax rebate under Section 80(E) in respect of interest paid The loan will cover tuition fees, hostel charges (if any), cost of books, etc. Education Loan Doc Checklist STUDENT: 1. ID Proof( PAN card, Driving Licence, Voter ID, Adhar Card) - form 60 if pan card not available. 2. Add. Proof: Passport, Voter ID, Adhar card, DL 3. 10th , 12th & graduation mark sheets. 4. Copy of admission letter along with fee schedule. 5. 1 Photo. 6. IF SALARIED then 3 salary slip, form 16 & 6 month salary a/c bank statement.
Transcript of HDFC Bank Education Loan Information - piemr.edu.in
HDFC Bank Education Loan Information Attractive Rates of Interest for student.
11.50 % -12.50 % and Nil PF (5-10 years repayment time )
Benefits from No margins - can be articulated better from a consumer perspective
No margin on loans upto Rs. 4,00,000
5% margin on loans above Rs. 4,00,000 for studies within India
Avail Loans for a variety of courses
Loans are given to worthy students who have obtained admission to career-oriented courses
like engineering, management, etc. either at a graduate or post-graduate level.
Apply for an Education Loan with a Guardian
The parent(s) or guardian will be treated as a co-applicant on the loan are his or her role would be like
that of the primary debtor
Enjoy easy disbursal of the loan
Loan will be disbursed in full or in suitable instrumentals taking into account the requirement of funds
and/or fee schedule as assessed by the Bank directly to the educational institution.
*Income Tax rebate under Section 80(E) in respect of interest paid
The loan will cover tuition fees, hostel charges (if any), cost of books, etc.
Education Loan Doc Checklist
STUDENT:
1. ID Proof( PAN card, Driving Licence, Voter ID, Adhar Card)
- form 60 if pan card not available.
2. Add. Proof: Passport, Voter ID, Adhar card, DL
3. 10th , 12th & graduation mark sheets.
4. Copy of admission letter along with fee schedule.
5. 1 Photo.
6. IF SALARIED then 3 salary slip, form 16 & 6 month salary a/c bank
statement.
CO APPLICANT( Father/Parents)
If Salaried
1. Pan card
2. Add.Proof: Passport, Voter ID, Adhar card, DL.
3. 1 Photo
4. Latest 3 month salary slip.
5. 6 month salary bank a/c statement.
6. Latest form 16 of 2 years.
7. Existing loans repayments track records for 6 months.
CO APPLICANT( If Self Employed)
1. PAN Card.
2. Add.Proof: Passport, Voter ID, Adhar card, DL.
3. 1 Photo
4. Last 2 yr ITR with computation of income with balance sheet and P&
L.
5. 6 month bank a/c statement for saving & current a/c.
6. Shop Act(Gumasta)
7. Existing loans repayment track record for 6 months.(IF NEED BY
CREDIT MANAGER)
CO APPLICANT(Income without SALARY /ITR ) 1. PAN Card.
2. Add.Proof: Passport, Voter ID, Adhar card, DL. 3. 1 Photo 4. 6 month bank a/c statement for saving. 5. Income Certificate (given by govt .) 6. Proof of Income (source of income proof )
Incase of any quarry, feel free to call/mail .
Anuj kekre :- 9981978591 (mail id #- [email protected])
HDFC Bank Ltd.
3th Floor, Brilliant Avenue, Scheme no 94 Behind Bombay Hospital, Indore - 452010 (M.P)
