HARD MONEY LENDERS

1.Alex Gurevich Ph.: 512-346-3467GRL Publishing FAX: 512-372-97671062 Floral Park Drive E-mail: alex@getrichlaxy.comAustin, TX 78759

2. Author: T. Guy Cook (---.whtmrs01.md.comcast.net)Date:   07-16-05 09:55

100% Purchase Price and Rehab Cost Loans for Investment Property Financing!:No Income Verification & No Payments for 3-6 Months option available!Seller allowed to pay all closing costs too! Low Rates, Fast Closings, Reliable Service & References.48/72 Hour approval available for rush deals, MD, VA, PA, DE, DCWe do it all: Conventional/Commercial, Rehab Loans, & Hard MoneyFor application & program info packet Details call or e-mail:T. Guy Cook410-661-8300E-Mail: TGCook@AdvanceAmericaProperty.com www.AdvanceAmericaProperty.com

=========================================T. Guy Cook, CRMSAdvance America Property & Finance, LLC39 Cliffwood RdBaltimore, MD 21206(410) 661-8300Fax (410) 665-3988Complete One Stop Shopping for All Investors!=========================================

4. Author: Mutungi Tumusiime (---.z208037174.was-dc.dsl.cnc.net)Date:   07-11-05 08:32

Do you want to refinance your property? Do you want to eliminate credit card debt or pull cash out of the equity in your property? Do you want to purchase property? Are you a first time homebuyer? Do you want 100% financing for purchasing investment property? Do you want to refinance your property that currently is financed by a hard money loan? Do you have bad credit and are having problems getting approved? Are you a seasoned investor that wants to deal with a mortgage professional that can deliver every time? No matter what the situation, I will try my best to get it done! A proven track record, and over 10 years experience that speaks for itself. Let me take the stress out of the mortgage process.

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- 100% LTV LOANS - NO SEASONING REQUIRED FOR REFINANCING OF YOUR HARD MONEY LOANS - INTEREST ONLY LOAN PROGRAMS - NO DOC, AND STATED LOAN PROGRAMS - SUBRPIME OR BAD CREDIT LOAN PROGRAMS - FIRST TIME HOME BUYER PROGRAMS - COMMERCIAL LOANS UP TO 80% LTV - BANKRUPTCY BUYOUT PROGRAMS - FHA, VA, AND OTHER GOVERNMENT LOAN PROGRAMS - LICENSED TO LEND IN MD, VA, PA, FL, DE, CT, CO, AK - MINIMUM LOAN AMOUNT IS $75,000 - SUPER FAST LOAN PROCESSING TIME - CUSTOMER SERVICE ORIENTED - WE GET THE MOST DIFFICULT SITUATIONS DONE.

CALL MUTUNGI TUMUSIIME - FOR ALL YOUR PURCHASE OR REFINANCE MORTGAGE NEEDS!! _________________ Mutungi Tumusiime Senior Mortgage Banker First Commonwealth Funding 443-578-0548-direct line 1-800-768-0050 ext. 128 - toll free 443-705-1415- fax 410-961-0325- cell mutungit@firstcomfunding.com - email

_________________Mutungi Tumusiime Senior Mortgage Banker First Commonwealth Funding 443-578-0548-direct line 1-800-768-0050 ext. 128 - toll free 443-705-1415- fax 410-961-0325- cell mutungit@firstcomfunding.com – email

Alabama

Diversified Mortgage Group Contact: Dennis Thomas - 205-437-3685     dennis@hardmoneymortgages.com Programs: Commercial, Residential, and Land. Classified as a SOFT Hard Money

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Lender. Rates 12-16%, Up to 70% LTV, Reasonable Fees and Points. Loan Amounts: $500,000+ Territory: Nationwide Web Page: www.hardmoneymortgages.com

Arizona

Lafayette Financial Contact: Wayne or Don Powell - 888-576-6534     Wayne@lafayettefinancial.com Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial. Loan Amounts: $15,000 to $500,000 Territory: California, Nevada, Arizona Web Page: www.lafayettefinancial.com

California

Bayfront Capital Contact: Sammy Hoelscher 214-256-4096 sammy@sammyhoelscher.comPrograms: Single Family Residential Properties (Terms 6 months to 13 months) Quick closings, no credit to low, 1st time investor OK, we will Cross-Collateralize other real estate, no pre-payment penalties on most residential loans, and we work with brokers and loan officers.Loan Amounts: VariableTerritory: California / NationwideWeb Page: www.sammyhoelscher.com

Capital Corporation Contact: Robert Shamblen - 800-880-1968     Loans@Certified-Capital.com Programs: Quickly arranged loans up to 65% LTV from private sources for land, commercial, income and residential. Established since 1973 and located in the San Francisco Bay Area. Our loans offer lower than usual interest rates (9.5% - 12.0%), reasonable fees and no prepayment penalties. We promise you a fast response to your borrowing needs. Loan Amounts: $100,000 to $1,500,000 Territory: California Web Page: www.Certified-Capital.com

Capital FinanceContact: Duke Jones  805-441-2447 capitalfinance@charter.netPrograms: Residential, Land, Subdivisions, Construction, CommercialLoan Amounts: $30,000 to $3,000,000  Strong Trust Deed ProgramTerritory: California, Nevada

The Norris Group Contact: Craig Hill or Bruce Norris-909-780-5856     thenorrisgroup@pacbell.net

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Programs: Limited qualifying up to 100% of purchase price and repair costs. We've purchased and/or funded on over 1,000 California Homes. We understand your needs. Loan Amounts: $30,000 to $500,000 Territory: Southern California

Mike Mauerman Investments Contact: Mike Mauerman - 209-577-3498   amauerman@hotmail.com Programs: We make hard money loans on land, houses, units, small commercial or other unusual property. We make loans based on equity and will make loans that others won't. Our underwriting is fast, fair and in house. Loan Amounts: $5,000 to $100,000+ Territory: California

Loan Solution, Inc. Contact: Colleen Bigler - 661-251-9075     loansolution@earthlink.net Programs: 1st TD on commercial real estate and 5+ units Loan Amounts: $25,000 to $1,000,000 Territory: Southern California

Lafayette Financial Contact: Wayne or Don Powell - 888-576-6534     Wayne@lafayettefinancial.com Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial. Loan Amounts: $15,000 to $500,000 Territory: California, Nevada, Arizona Web Page: www.lafayettefinancial.com

CitiCredit Contact: Amar Walia - 800-935-6266     amarw@iloans.com Programs: Hard money loans to 70% CLTV Loan Amounts: $20,000 to $300,000 Territory: California & Nevada

Carnell Investments Contact: 805-595-9302     gcarnell@slonet.org Programs: Fast direct funding for all types of real estate nationwide. Private money available for all types of real estate investments. Non-recourse, 1-5 year term interest only payments, Property is primary qualifier. Loan Amounts: $200,000 to $15,000,000 Territory: Nationwide

Private Investor Loans, Inc. Contact: Max Trescott - 650-967-2500     max@piloans.com Programs: Commercial, Residential, Churches and Land. Rates 12-16%, no pre-payment penalties. Loan Amounts: $250,000 to $5,000,000

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Territory: Western States, particularly California Web Page: www.privateinvestorloans.com

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Colorado

Carbo Investments, Inc. Contact: Bobby Calicchia - 303-693-1462     clikia@aol.com Programs: Our business motto is "Investors Helping Investors". We provide 30 -180 funding to help investors do more deals. We will finance the purchase and fix-up of pre-owned, manufactured homes and real estate transactions. 70% LTV (After fix-up). 3 points, 5% of Resale price is our fee. You keep the rest. You earned it! Loan Amounts: $25,000 to $500,000 Territory: Colorado (Pueblo to Fort Collins) and Wyoming (Cheyenne/Torrington areas)

Regatta Capital Limited Contact: Steve Replin - 303-329-3479     SReplin@aol.com Programs: Our principals have been hard money lenders for over 24 years, making loans throughout the US. Our preferred size is in the $750,000 and under range, and we consider any type of real estate. The loan to value ratio varies by type of property. We can review the collateral and often close within 2 to 3 days of getting the call. Loan Amounts: Up to $750,000 Territory: Nationwide Web Page: www.1hardmoney.com

Connecticut

The Funding Solutions, Inc. Contact: Joel Pondelik - 203-327-1200 ext 254     fundingsolution@juno.com Programs: Private lending for commercial real estate and business development. Short-term bridge and gap financing for distressed and time critical transactions. Loan Amounts: $200,000 to $20,000,000 Territory: Continental US & Canada; offshore on a case by case basis.

Delaware

Gelt Financial Corporation Contact: Jack Miller - 215-357-4955 ext 237    JackMiller@Geltfinancial.com

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Programs: We finance business owners and investors, we have an investor product where they can borrow the purchase price, closing costs and rehab monies. We are very flexible and speak the same language as investors. Loan Amounts: Up to $150,000.00 Territory: Pennsylvania, New Jersey, Delaware

Florida

Real Estate Investors Group Contact: Andy Abraham - 954-608-6774     andrabr9@bellsouth.net Programs: One year balloons made to investors to rehab single family homes; 65% LTV max. Loan Amounts: $20,000.00 to $500,000.00 Territory: Florida Web Page: www.flhardmoneylender.com

Stanley J. Brady Contact: Stan Brady - 866-729-8900     marker88@bellsouth.net Programs: Equity and Conventional Lending Loan Amounts: Up to $1,000,000 Territory: Georgia and Florida Web Page: www.marker88mortgage.com

Sunvest Corp. Contact: Michael Morrongiello -707-939-9450     MikeM@sunvestinc.com Programs: Residential investor acquisition & rehab loans our specialty. We Fund "Hard Money" equity only based loans which focus upon the collateral and character of the person wanting to borrow more so than them "penciling out". Loan Amounts: Territory: Florida

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina

Georgia

Stanley J. Brady Contact: Stan Brady - 866-729-8900     marker88@bellsouth.net Programs: Equity and Conventional Lending Loan Amounts: Up to $1,000,000

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Territory: Georgia and Florida Web Page: www.marker88mortgage.com

Hawaii

Spectrum Mortgage Contact: Jeffrey Wong - 808-522-5522     jeff@spectrum-mortgage.com Programs: All residential and commercial lending, including conventional, jumbo, and hard money Loan Amounts: No loan limit Territory: Hawaii

Illinois

RehabMoney.comContact: Jay Lovett - www.rehabmoney.com Programs: Deal with the decision maker and beat yourcompetition with quick CASH closings. We will fund up to 100% of the purchase price and rehab expenses.Loan Amounts: No set limit Territory: Greater Chicago area, southern WisconsinWeb Page: www.rehabmoney.com

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Indiana

RehabMoney.comContact: Jay Lovett - www.rehabmoney.com Programs: Deal with the decision maker and beat yourcompetition with quick CASH closings. We will fund up to 100% of the purchase price and rehab expenses.Loan Amounts: No set limit Territory: Greater Chicago area, southern Wisconsin and northern IndianaWeb Page: www.rehabmoney.com

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell

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single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Maryland

Mortgage Bankers, Ltd. Contact: Robin Snyder - 800-854-9077     Banker7000@aol.com Programs: Residential/Commercial Refinance/purchase mortgages, A-D credit Loan Amounts:$10,000 - $300,000,000 Territory: NationwideVisit our secure website to apply online at: www.refinancecash.com

Massachusetts

Allcity Finance Contact: Pete Locke - 781-233-4850     allcity@shore.net Programs: Loan programs for any type of business or commercial deal that makes economic sense: SBA loans, Hard Money, mortgages, factors, accounts receivable, business finance, etc. Loan Amounts: $100,000 and up Territory: Nationwide

American Mortgage Services Contact: John Renzullo - 781-662-2552     John@AllCreditLoans.com Programs: Commercial acquisition and development loans; Residential deals on case by case basis. Loan Amounts: $1,000,000 to $50,000,000 Territory: Nationwide

Michigan

Mortgage Resources Contact: Robert Rautiola - 800-450-4377     mtgresbr@voyager.net Programs: Conforming and non-conforming loans for residential and commercial properties. We can finance at the best rates, terms and fees for those with good credit to those who have bankruptcies, foreclosures and repossessions. Loan Amounts: $10,000 to $3,000,000 Territory: Michigan

Missouri

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com

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Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Nevada

Lafayette Financial Contact: Wayne or Don Powell - 888-576-6534     Wayne@lafayettefinancial.com Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial. Loan Amounts: $15,000 to $500,000 Territory: California, Nevada, Arizona Web Page: www.lafayettefinancial.com

CitiCredit Contact: Amar Walia - 800-935-6266     amarw@iloans.com Programs:  Hard money loans to 70% CLTV Loan Amounts: $20,000 to $300,000 Territory: California, Nevada

Hard Money Funding Contact: Mike Newell - 702-736-8282    info@hardmoneyfunding.com Programs: Fast, Hard Money Bridge Lender. Emphasis on property value - not borrower credit. Commercial, Residential, Mixed-Use, Construction, Lot Development, Raw Land, Farms/Ranches, Apts., Bankruptcies, Gaming, Rehabs, Hotel/Motel, Credit Enhancement & more. Loan Amounts: $100,000.00 and up Territory: Nationwide

New Jersey

Gelt Financial Corporation Contact: Jack Miller - 215-357-4955 ext 237    JackMiller@Geltfinancial.com Programs: We finance business owners and investors, we have an investor product where they can borrow the purchase price, closing costs and rehab monies. We are very flexible and speak the same language as investors. Loan Amounts: Up to $150,000.00 Territory: Pennsylvania, New Jersey, Delaware

Alco Financial Contact: Pete Pryor - 888-558-2526     alcofin@aol.com Programs: Commercial and Residential ...hard to do, stated income, mixed use and investor loans.

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Loan Amounts: $50,000 to $750,000 Territory: Pennsylvania and New JerseyWeb Page: www.alcobc.com/financial.html

New York

Met Mortgage Contact: Paul - 201-866-4800     hardloans@metmtge.com Programs:Acquisition, Refinance, Equity Recapture, Bankruptcy Discharge, Pending Foreclosure, Poor Credit / Late Pay, RTC buy out etc. 1 to 3 year term, 14 to 16%. 4 to 10 points depending on property & borrower's credit. 50 to 70% LTV Loan Amounts: $250,000 to $15,000,000 Territory: Nationwide

HardMoney.Comwww.hardmoney.com Programs: Creative funding and fast closings for unique and complex real estate opportunities. Please visit our website www.HardMoney.com for detailed information on our many programs Territory: Nationwide and International

Creative Financial Corporation Contact: George Brooks - 212-534-2795     creativefinancial@earthlink.net Programs: Our specialty is providing hard money for residential and commercial projects. Funds are available for acquisition,debt and construction. A wide variety of transactions will be considered. Rates: 11-16%, Fees and Points are reasonable. LTV 70-75% Loan Amounts: $500,000 and upTerritory: NationwideWeb Page: www.creativefinancialcorp.com

Gala Resources LLC Contact: Alan Haberman - 800 372-3393     AlanH@galaresources.com Programs: We offer unique lines of credit to active investors. We finance Apt buildings,1-4 family, renovation, construction,rehab,bank buyouts, strip centers,commercial properties. We could evaluate the property and issue a commitment within 3 days. We have been servicing the real estate community for 25 years. Loan Amounts: $50,000.00 and up Territory: Nationwide

North Carolina

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations.

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Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Ohio

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Oregon

All Real Estate Loans & Investments Co. Contact: Barney La Montagne - 541-471-4987     realoans@allrealestateloans.com Programs: Any type, commercial, construction, income properties, residential, bridge loans 1-10 year terms, interest 11% and up, 3 points and up, maximum 65% LTV (of ended value). Loan Amounts: $10,000 to $50,000,000 Territory: OR, WA (under $500K), Nationwide (over $500K)

Fairfield Financial Services, Inc. Contact: S. Clay Sparkman - 503-351-1756      info@altfunding.com Programs: Up to 75%LTV on most property types. Rates 10-15% Loan Amounts: $10K-$5milTerritory: OR, WA, ID, MT, CO, WY and AKWeb Page: www.privatemoneysource.com

Pennsylvania

Rehab Funding Contact: Robert Beckman - 610-667-9939     bobbeckman@rehabfunding.com Programs: 100% of the sale price and repair costs funded (up to 65% ARV). Loan turn around time – 2 weeks. No pre-payment penalties. “Proof of funds” letters provided. Deferred interest and points plans available. . Loan Amounts: $30,000 to $250,000Territory: Nationwide Web Page: www.rehabfunding.com

Gelt Financial Corporation Contact: Jack Miller - 215-357-4955 ext 237    JackMiller@Geltfinancial.com Programs: We finance business owners and investors, we have an investor product where

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they can borrow the purchase price, closing costs and rehab monies. We are very flexible and speak the same language as investors. Loan Amounts: Up to $150,000.00 Territory: Pennsylvania, New Jersey, Delaware

Alco Financial Contact: Pete Pryor - 888-558-2526     alcofin@aol.com Programs: Commercial and Residential ...hard to do, stated income, mixed use and investor loans.Loan Amounts: $50,000 To $750,000 Territory: Pennsylvania and New Jersey

South Carolina

Alford, Marsh & Associates Contact: Myron Alford -803-939-0980     moneyde836@aol.com Programs: We have access to the actual DEALMAKERS in THE COMMERCIAL MORTGAGE FINANCING INDUSTRY (Bridge Loans, Hard Money Loans, Hard-to-Finance Loans, Equity, Acqusition, Refinance, Construction Loans, etc....). Loan Amounts: $500,0000 to $50,000,000+ (smaller deals considered case by case) Territory: Nationwide

Tennessee

Results Funding Contact: Craig Raymer - 615-256-1461     email37215@yahoo.com Programs: Private money loans for residential and commercial properties up to 100% LTV. Loan Amounts: $100,000 to $500,000,000 Territory: Nationwide

Texas

Managed Mortgage Investment Fund LPContact: Don Konipol 832-577-8838 dkonipol@yahoo.comPrograms: Hard money lender for commercial and residential properties. No credit check, asset based loans on apartments, single family, office buildings, shopping centers, warehouse, mixed use, triple net properties. Up to 65% LTV, 100% of purchase price. Purchase, rehab, equity cash out. Loan Amounts: $50,000 - $750,000 Territory: Texas

Offering 100% Commercial Real Estate Development and Acquisition Loansas Prestige Mortgage Services Contact: John Stewart - 214-343-8707 

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Voice: (214) 452-9938Fax: (775) 310-7739PrestigeDallas@Cs.com well as 100% Financing for Residential Construction Developments.Territory: National and International requests reviewed. Min Loan amountsare $10 million (USD) and up.

Working with active investors on Residential, Apartment Houses, Construction or Renovation Projects, Commercial, Office Buildings,Foreclosures & Bank Workouts, Mixed Use, Strip Centers.Min Loan amounts are $1 million (USD) and up.Territory: Nationwide

We also offer loans for active investors purchasing 1-4 family houses,and New Home Interim Construction and Permanent Financing. Min Loan Amounts:$75,000 and up.Territory: Nationwide

Purchase Rehab Loans for Residential and Commercial requests of $75,000and up in Texas ONLY.Territory: Texas ONLY

Please Note: Do not start off by phoning us. Due to our volume of business, we are hard to reach right away by phone. Even if you do make contact, without having emailed us with your proposal, you will be wasting your time. We want to see some written details from serious and experienced Real Estate Investors that are ready and willing to move forward before we provide you any quote or really show interest in your loan request.Web Page: PrestigeWeb Page: Investor LoansEmail: PrestigeDallas@Cs.com

Ready Mortgage Corp. Contact: Craig Pettit - 972-889-7323     c-pettit@readymort.com Programs: 100% financing including rehab costs on single family residential properties. Loans up to 60% of after-repaired-value. Quick closings! AD credit. Loan Amounts: No set limits Territory: Nationwide Web Page: www.readymort.com

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890     marketing@statewidellc.com Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations. Loan Amounts: No set limit

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Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina Web Page: www.statewidellc.com

Spectrum Lenders, LLC Contact: 281-493-3977     spectra@dotplanet.com Programs: Conventional Commercial and Hard Money Loans - Bridge, Equity/Debt Properties - Income Producing; Acquisitions, Refinance, Cash-Out.Loan Amounts: From $500,000Territory: Nationwide

Utah

All Star Financial Contact: Mark Kemp - 801-205-7915     Utahinvestor@yahoo.com Programs: All types of loans, No Qualify, Equity Required. This is hard money. Most loans will be 18% Interest plus points. Loan Amounts: $10,000 to $5 Million Territory: Utah

Washington

Fairfield Financial Services, IncContact: S. Clay Sparkman 503-348-7011 info@altfunding.com Programs: Most Property types, including Commercial, Residential, and Land. Rates typically 12-15%, Up to 75% LTV.Loan Amounts: $50,000 - $3,000,000Territory: Oregon, Washington, Idaho, Montana, Wyoming, Colorado and AlaskaWeb Page: www.privatemoneysource.com

Pacific Coast Investment Company Contact: Ray Salgado - 206-579-5944     rays@pacificcoastinvestment.com Programs: commercial, residential, income producing, 1-5 yr term interest payments only, 13-15% 5 points, up to 65% LTV Loan Amounts: $300,000 to $10,000,000 Territory: Nationwide

All Real Estate Loans & Investments Co. Contact: Barney La Montagne - 541-471-4987     realoans@allrealestateloans.com Programs: Any type, commercial, construction, income properties, residential, bridge loans 1-10 year terms, interest 11% and up, 3 points and up, maximum 65% LTV (of ended value). Loan Amounts: $10,000 to $50,000,000 Territory: OR, WA (under $500K), Nationwide (over $500K)

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Avatar Financial Group, LLC Contact: Gillian Muessig, TR Hazelrigg or Jerry Zevenbergen - 1-888-886-0097 gillian@avatarfinancial.com

Programs: commercial, residential, income producing, 1-5 yr term interest payments only, 11-15% 3-5 points, up to 65% LTV Loan Amounts: $500,000 to $10,000,000+ Territory: Nationwide Web Site: www.avatarfinancial.com

Wisconsin

RehabMoney.comContact: Jay Lovett - www.rehabmoney.com Programs: Deal with the decision maker and beat yourcompetition with quick CASH closings. We will fund up to 100% of the purchase price and rehab expenses.Loan Amounts: No set limit Territory: Greater Chicago area, southern Wisconsin and northern IndianaWeb Page: www.rehabmoney.com

Wyoming

Carbo Investments, Inc. Contact: Bobby Calicchia - 303-693-1462     clikia@aol.com Programs: Our business motto is "Investors Helping Investors". We provide 30 -180 funding to help investors do more deals. We will finance the purchase and fix-up of pre-owned, manufactured homes and real estate transactions. 70% LTV (After fix-up). 3 points, 5% of Resale price is our fee. You keep the rest. You earned it! Loan Amounts: $25,000 to $500,000 Territory: Colorado (Pueblo to Fort Collins) and Wyoming (Cheyenne/Torrington areas)

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