Hand Note for Bank Viva

8/17/2019 Hand Note for Bank Viva

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বা ক ভাইভা সিহায়কা

(নেয়নঃ

িনতাই

দাস

)

Q: What is plastic money?

A: plastic money is the Generic term for all types of bank cards, credit cards, debit

cards, smart cards, etc.

Q: What is the earning source of a Bank?

A: Fees and Commission, Interest, Consultancy, Investments and others bank related

incomes.

Q: What are the differences between debit card and credit card?

A: Debit cards allow bank customers to spend money that they have by drawing on

funds that they deposited with the card provider. Credit cards allow consumers to

borrow money from the card issuer up to a certain limit in order to purchase items or

withdraw cash.

Q: Amortization:The process of reducing debt through regular installment payments of principal andinterest that will result in the payoff of a loan at its maturity.

Q: Annual Percentage Rate (APR): The cost of credit on a yearly basis, expressed as a percentage. See also APR Changein Term and Other Changes in Term.

Q: Annual Percentage Yield (APY): A percentage rate reflecting the total amount of interest paid on a deposit accountbased on the interest rate and the frequency of compounding for a 365-day year. See

also APY and APY for Index-linked CDs.

Q: Automated Clearing House (ACH): A computerized facility used by member depository institutions to electronicallycombine, sort, and distribute inter-bank credits and debits. ACHs process electronictransfers of government securities and provided customer services, such as directdeposit of customers' salaries and government benefit payments (i.e., social security,welfare, and veterans' entitlements), and preauthorized transfers.

Q: Automated Teller Machine (ATM): A machine, activated by a magnetically encoded card or other medium, that canprocess a variety of banking transactions. These include accepting deposits and loanpayments, providing withdrawals, and transferring funds between accounts.


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Q: Automatic Bill Payment: A checkless system for paying recurring bills with one authorization statement to afinancial institution. For example, the customer would only have to provide oneauthorization form/letter/document to pay the cable bill each month. The necessarydebits and credits are made through an Automated Clearing House (ACH).

Q: Certificate of Deposit: A negotiable instrument issued by a bank in exchange for funds, usually bearinginterest, deposited with the bank.

Q: Certificate of Release: A certificate signed by a lender indicating that a mortgage has been fully paid and alldebts satisfied, also known as release of lien.

Q: Demand Deposit: A deposit of funds that can be withdrawn without any advance notice.

Q: Electronic Banking: A service that allows an account holder to obtain account information and managecertain banking transactions through a personal computer via the financialinstitution's Web site on the Internet. (This is also known as Internet or onlinebanking.)

1. What is a Repo Rate?

A: Repo rate is the rate at which our banks borrow money from BB. Whenever the

banks have any shortage of funds they can borrow it from BB. A reduction in the repo

rate will help banks to get money at a cheaper rate. When the repo rate increases,

borrowing from BB becomes more expensive.

2. What is Reverse Repo Rate?

A: This is exact opposite of Repo rate. Reverse Repo rate is the rate at which

Bangladesh Bank (BB) borrows money from banks. BB uses this tool when it feels there

is too much money floating in the banking system. Banks are always happy to lend

money to BB since their money is in safe hands with a good interest. An increase in

Reverse repo rate can cause the banks to transfer more funds to BB due to this

attractive interest rates.

3. What is CRR Rate?

A: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with

BB. If BB decides to increase the percent of this, the available amount with the banks


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comes down. BB is using this method (increase of CRR rate), to drain out the

excessive money from the bank.

4. What is SLR Rate?

A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintainin the form of cash, or gold or govt. approved securities (Bonds) before providing

credit to its customers.

5. What is Bank Rate?

A: Bank rate, also referred to as the discount rate, is the rate of interest which a

central bank charges on the loans and advances that it extends to commercial banks

and other financial intermediaries. Changes in the bank rate are often used by central

banks to control the money supply.

6. What is Inflation?

A: Inflation is as an increase in the price of bunch of Goods and services that projects

the Indian economy. An increase in inflation figures occurs when there is an increase

in the average level of prices in Goods and services. Inflation happens when there are

fewer Goods and more buyers; this will result in increase in the price of Goods, since

there is more demand and less supply of the goods. New rate: P-P: 5.65%, M.A: 6.10%

7. What is Deflation?

A: Deflation is the continuous decrease in prices of goods and services. Deflation

occurs when the inflation rate becomes negative (below zero) and stays there for a

longer period.

8. What is PLR?

A: The Prime Interest Rate is the interest rate charged by banks to their most

creditworthy customers (usually the most prominent and stable business customers).

The rate is almost always the same amongst major banks. Adjustments to the prime

rate are made by banks at the same time; although, the prime rate does not adjust on

any regular basis. The Prime Rate is usually adjusted at the same time and in

correlation to the adjustments of the Fed Funds Rate.

9. What is Deposit Rate?

A: Interest Rates paid by a depository institution on the cash on deposit.


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Policy Rates:

· Bank Rate: 5.00%

· Repo Rate: 7.25 %

· Reverse Repo Rate: 5.25 % Reserve Ratios:

· CRR: 6.5%

· SLR: 19.0%

10. What is FII?

A: FII (Foreign Institutional Investor) used to denote an investor, mostly in the form of

an institution. An institution established outside India, which proposes to invest in

Indian market, in other words buying Indian stocks. FII's generally buy in large volumes

which has an impact on the stock markets. Institutional Investors includes pension

funds, mutual funds, Insurance Companies, Banks, etc.

11. What is FDI?

A: FDI (Foreign Direct Investment) occurs with the purchase of the “physical assets or

a significant amount of ownership (stock) of a company in another country in order to

gain a measure of management control” (Or) A foreign company having a stake in a

Indian Company.২০১৫ ত ২২৪ িকাট ডলার।

12. What is IPO?

A: IPO is Initial Public Offering. This is the first offering of shares to the general public

from a company wishes to list on the stock exchanges.

13. What is Disinvestment?

A: The Selling of the government stake in public sector undertakings.

14. What is Fiscal Deficit?

A: It is the difference between the government’s total receipts (excluding borrowings)

and total expenditure.

15. What is Revenue deficit?

A: It defines that, where the net amount received (by taxes & other forms) fails to

meet the predicted net amount to be received by the government


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16. What is GDP?

A: The Gross Domestic Product or GDP is a measure of all of the services and goods

produced in a country over a specific period; classically a year.

17. What is GNP? A: Gross National Product is measured as GDP plus income of residents from

investments made abroad minus income earned by foreigners in domestic market.

18. What is National Income?

A: National Income is the money value of all goods and services produced in a country

during the year.

19. What is Per Capita Income?

A: The national income of a country, or region, divided by its population. Per capita

income is often used to measure a country's standard of living. Current PCA:1466 USD

20. What is Vote on Account?

A: A vote-on account is basically a statement ,where the government presents an

estimate of a sum required to meet the expenditure that it incurs during the first

three to four months of an election financial year until a new government is in place,

to keep the machinery running.

21. Difference between Vote on Account and Interim Budget?

A: Vote-on-account deals only with the expenditure side of the government's budget,

an interim Budget is a complete set of accounts, including both expenditure and

receipts.

22. What is SDR?

A: The SDR (Special Drawing Rights) is an artificial currency created by the IMF in

1969. SDRs are allocated to member countries and can be fully converted into

international currencies so they serve as a supplement to the official foreign reserves

of member countries. Its value is based on a basket of key international currencies

(U.S. dollar, euro, yen and pound sterling).

23. What is SEZ?

A: SEZ means Special Economic Zone is the one of the part of government’s policies in

India. A special Economic zone is a geographical region that economic laws which are


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more liberal than the usual economic laws in the country. The basic motto behind this

is to increase foreign investment, development of infrastructure, job opportunities

and increase the income level of the people.

24. What is monetary policy?A: A Monetary policy is the process by which the government, central bank, of a

country controls (i) the supply of money, (ii) availability of money, and (iii) cost of

money or rate of interest, in order to attain a set of objectives oriented towards the

growth and stability of the economy.

25. What is Fiscal Policy?

A: Fiscal policy is the use of government spending and revenue collection to influence

the economy. These policies affect tax rates, interest rates and government spending,

in an effort to control the economy. Fiscal policy is an additional method to

determine public revenue and public expenditure.

26. What is Core Banking Solutions?

A: Core banking is a general term used to describe the services provided by a group of

networked bank branches. Bank customers may access their funds and other simple

transactions from any of the member branch offices. It will cut down time, working

simultaneously on different issues and increasing efficiency. The platform where

communication technology and information technology are merged to suit core needs

of banking is known as Core Banking Solutions.

Debt is an amount of money borrowed by one party from another. Manycorporations/individuals use debt as a method for making large purchases that theycould not afford under normal circumstances. A debt arrangement gives the borrowingparty permission to borrow money under the condition that it is to be paid back at alater date usually with interest.

National Debt is the amount of money borrowed at different times by the government

for the expenditure which cannot be met from budgetary revenue allocation. Thismoney can be used for productive purposes or unproductive purposes.

Liquidity is the ability of an asset to be converted into cash without a significantprice concession. It is known as marketability — the degree to which an asset orsecurity can be bought or sold in the market without affecting the asset's price.Liquidity is characterized by a high level of trading activity. Assets that can be easilybought or sold are known as liquid assets.


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Liquidity Crisis: A negative financial situation characterized by a lack of cash flow.For a single business, a liquidity crisis occurs when the otherwise solvent businessdoes not have the liquid assets (cash) necessary to meet its short-term obligations,such as repaying its loans, paying its bills & paying its employees. If the liquidity crisis

is not solved, the company must declare bankruptcy.

Liquidity Risk in foreign exchange is the risk of losses due to the inability to maketimely payment of any financial obligation to the customers or counter parties in anycurrency. Liquidity Risk is the risk stemming from the lack of marketability of aninvestment that cannot be bought or sold quickly enough to prevent or minimize aloss. Liquidity risk is typically reflected in unusually wide bid-ask spreads or largeprice movements (especially to the downside).

Market Risk in foreign exchange is the risk of losses in on and off balance sheetpositions arising from adverse movements in market prices.

Consumer Credit is basically the amount of credit used by consumers to purchasenon-investment goods or services that are consumed and whose value depreciatesquickly. This includes automobiles, recreational vehicles, and education, boat andtrailer loans.Opportunity Cost is a benefit, profit, or value of something that must be given up toacquire or achieve something else. Since every resource (land and money) can be putto alternative uses; every action, choice, or decision has an associated opportunitycost. Opportunity costs are fundamental costs in economics and are used in computingcost benefit analysis of a project.

Bond refers to a certificate issued by the government or a company acknowledgingthat money has been lent to it and will be paid back with interest. Bond is a debtinvestment in which an investor loans money to an entity (typically corporate orgovernmental) which borrows the funds for a defined period of time at a variable orfixed interest rate. Bonds are used by companies, municipalities, states and sovereigngovernments to raise money and finance a variety of projects and activities.

Treasury Bill is government promissory letter. The government receives short-termloan through it. The written document by which the government is pledged to pay thedue loan back with interest after three months is called Treasury Bill. So, treasury billis a short-term debt obligation backed by the government with a maturity of less than

one year. The interest is the difference between the purchase price and the pricepaid either at maturity (face value) or the price of the bill if sold prior to maturity.

Treasury Notes are bonds of 2, 5 or 10 years. They are usually issued at face valueand the client receives regular interest payments. Treasury bonds are long term bonds(30 years) and work similarly to notes.


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Treasury bills, notes and bonds are marketable securities the government sells inorder to pay off maturing debt and to raise the cash needed to run the federalgovernment. When a person buys one of these securities, s/he is lending his/hermoney to the government of the Bangladesh. Treasury bills, notes and bonds aresecurities that have a stated interest rate that is paid semiannually until maturity.

What make notes and bonds different are the terms to maturity. Notes are issued intwo-, three-, five- and 10-year terms. Conversely, bonds are long-term investmentswith terms of more than 10 years.

Bill of Exchange: is a written and unconditional order issued by seller (the drawer) tobuyer (the drawee) who is bound to pay the price of products to the carriermentioned on the bill at a predetermined future date. The drawee accepts the bill bysigning it, thus converting it into a post-dated check and a binding contract.

Narrow Money: A category of money supply that includes all physical money like coinsand currency along with demand deposits, saving accounts and other operational

liquid assets held by the central bank.

Broad Money: In economics, broad money refers to the most inclusive definition ofthe money supply. Since cash can be exchanged for many different financialinstruments and placed in various restricted accounts, it is not a simple task foreconomists to define how much money is currently in the economy.Foreign Exchange: The exchange or conversion of one currency into anothercurrency. It also refers to the global market where currencies are traded.

Exchange (Conversion) Rate: The value or price of a nation’s currency in terms ofanother currency.

Floating Exchange Rate: When the exchange rate of a currency is determined by thedemand and supply of that currency then it is called floating exchange rate. FloatingExchange Rate is a country's exchange rate regime where its currency is set by theforeign exchange market through supply and demand for that particular currencyrelative to other currencies. Thus, floating exchange rates change freely and aredetermined by trading in the foreign exchange market.

Value Chain is a chain of activities that a firm operating in a specific industryperforms in order to deliver a valuable product or service for the market. It is a high-level model of how businesses receive raw materials as input, add value to the raw

materials through various processes and sell finished products to customers.

Debit is an accounting entry that results in either an increase in assets or decrease inliabilities on a company’s balance sheet or in a person’s bank account. A debit onaccounting entry will have opposite effects on the balance depending on whether it isdone to assets or liabilities, with a debit to assets indicating an increase and viceversa for liabilities.


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Credit (as accounting entry) is an accounting entry that either decreases assets orincreases liabilities and equity on the company’s balance sheet. On the company’sincome statement, a debit will reduce net income while a credit will increase netincome.

Credit (as a loan) is a contractual agreement in which a borrower receives somethingof value now and agrees to repay the lender at some date in the future, generallywith interest. It also refers to the borrowing capacity of an individual or company.

Soft Loan: A loan with an artificially low rate of interest. Soft loans are sometimesmade to developing nations by industrialized nations for political reasons.

Bank Draft: An instrument issued by one branch of a bank on another branch of thebank containing an order to pay a certain sum on demand to the person named on thedraft. It is issued to transfer funds and to settle outstanding balances between banks,or to provide a customer with funds payable at a bank in a different location. Bank

drafts are valid for a certain period, generally, for six months, as indicated over theface of draft.

Bankruptcy is a legal status of a person or business organization that cannot repaythe debts it owes to creditors. In most jurisdictions, bankruptcy is imposed by a courtorder, often initiated by the debtor. The bankruptcy process begins with a petitionfiled by the debtor (most common) or on behalf of creditors (less common).

Bank Statement is a summary of financial transactions which have occurred over agiven period on a bank account held by a person or business with a financialinstitution. The opening balance from the prior month combined with the net of all

transactions during the period should result in the closing balance for the currentstatement.

Weighted average cost of capital (WACC) is the average after-tax cost of acompany’s various capital sources (including common stock, preferred stock, bondsand any other long-term debt). A company has two primary sources of financing (debtand equity) and in simple terms, WACC is the average cost of raising that money.WACC is calculated by multiplying the cost of each capital source (debt and equity) byits relevant weight, and then adding the products together to determine the WACCvalue.

DCF (Discounted Cash Flow): A valuation method used to estimate the attractivenessof an investment opportunity. Discounted cash flow (DCF) analysis uses future freecash flow projections and discounts them (most often using the weighted average costof capital) to arrive at a present value, which is used to evaluate the potential forinvestment. If the value arrived at through DCF analysis is higher than the currentcost of the investment, the opportunity may be a good one.


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Nominal Interest Rate: The interest rate before taking inflation into account. Thenominal interest rate is the rate quoted in loan and deposit agreements. The equationthat links nominal and real interest rates is: (1 + nominal rate) = (1 + real interestrate) (1 + inflation rate). It can be approximated as nominal rate = real interest rate +inflation rate.

Nominal versus real interest rate: The real interest rate is the nominal rate ofinterest minus inflation. In the case of a loan, it is this real interest that the lenderreceives as income. If the lender is receiving 8% from a loan and inflation is 8%, thenthe real rate of interest is zero because nominal interest and inflation are equal. Alender would have no net benefit from such a loan because inflation fully diminishesthe value of the loan's profit. The relationship between real and nominal interestrates can be described in the equation: (1+r) (1+i) = (1+R)

Bridge Financing: In investment banking terms, it is a method of financing used bycompanies before their IPO to obtain necessary cash for the maintenance of

operations. Bridge financing is designed to cover expenses associated with the IPO andis typically short-term in nature. Once the IPO is complete, the cash raised from theoffering will immediately payoff the loan liability.

Niche Marketing: A niche market is a small but profitable market segment on which aspecific product is focused. It defines the product features aimed at satisfying specificmarket needs, as well as the price range, production quality and the demographicsthat is intended to impact. Market niches do not exist by themselves, but are createdby identifying needs or wants that are not being addressed by competitors and byoffering products that satisfy them.

Merchant Bank is a bank that deals mostly in international finance and long-termloans for companies and underwriting. Merchant banks do not provide regular bankingservices to the general public.

General Banking is an operational function of the bank which consists of themanagement of deposit, cash, bills, account opening, security instruments handling,customer services, locker facilities and other essential services of the bank.

Corporate Banking refers to the aspect of banking that deals with corporatecustomers. Corporate banking is banking activities done by large companies and theseactivities include borrowing a loan or other large financial transaction.

Online Banking is an electronic payment system that enables customers of a financialinstitution to conduct financial transactions on a website operated by the institution— such as a retail bank, virtual bank, credit union or building society. Online bankingis also referred as internet banking, e-banking, virtual banking and by other terms.

Green Banking means promoting environmental-friendly practices and reducingcarbon footprint from our banking activities. Green Banking is a device that considers


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social and ecological factors to protect environment and conserve natural resourceslike power and energy in order to ensure a safer world for the next generation. Greenbankers are concerned about sustainable development.

E-banking is a kind of banking system in which the bank uses electronic or satellite

based computerized devices for ensuring promptness and accuracy in bankingtransactions.

E-commerce is he buying and selling of products and services by businesses andconsumers through an electronic medium without using any paper documents. E-commerce is widely considered the buying and selling of products over the internet,but any transaction that is completed solely through electronic measures can beconsidered e-commerce.

Agent Banking is a retail or postal outlet contracted by a financial institution or amobile network operator to process the financial transactions of the clients.

Mobile Banking is a system that allows customers of a financial institution to conduct

a number of financial transactions through a mobile device such as a mobile phone or

tablet. It is a quite popular method of banking that fits in well with a busy,

technologically oriented lifestyle.

A set of acts, laws, regulations, and guidelines have been enacted and promulgatedtime to time since BB’s establishment which helped BB to perform its role as a centralbank particularly, to control and regulate country’s monetary and financial system.

Among others, important laws and acts include:

1.

Bangladesh Bank Order, 1972 (P.O. No. 127 of 1972)2.

Bank Company Act, 19913.

Bank Company (amendment) Act, 20134.

The Negotiable Instruments Act, 18815.

The Bankers’ Book Evidence Act, 18916. Foreign Exchange Regulations (Amendement) Act, 20157.

Foreign Exchange Regulations Act, 19478.

Financial Institutions Act, 19939.

Financial Reporting Act, 201510.

Bank Deposit Insurance Act, 200011.

Money Loan Court Act, 200312.

Micro Credit Regulatory Authority Act, 200613.

Money Laundering Prevention (Amendment) Act, 201514.

Money Laundering Prevention Act,2012 [Bangla] [English]15. Anti Terrorism (Amendment) Act, 2013


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বাংক ি বষয়ক ি কছু সাধারণ ান ... য কান বাংক ও জব পরীার জন পণূ ১. বাংেলােদশ িচলত বাংক েনাটর সংখা কত ?

উর : 6ি ট। ১০,২০,৫০,১০০,৫০০,১০০০ সরিকার নাট ৩ ি টঃ ১,২,৫

২. বাংেলাদশ বাংেকর থম গভন ে রর নাম ি ক? উর আ. ন . ম. িহামললাহ ।

৩. বাংেলােদশর রাায় িবািণজক বাংকেলার (ি৬ট) নাম কী ? উর : সানালী , জনতা , অণী ও পালী বাংক , িবসক বাংক,ি িবিডবএল। ৪. বাংেলাদশ বাংেকর বত মান গভন ে রর নাম ি ক?

উর : ফেজল িকবর ( ১১ম )৫.ি ববাংেকর ঢাকা কায ােলয়র বত মান নাম কী ?

উর : ‘ওয়া বাংক বাংেলাদশ ি ফ িঅফস’। ৬. বাংেলােদশ ামীণ বাংক চালু হয় কত ি ো ? উর : ১ েঅাবর ১৯৮৩ ি ো । ৭. উপমেহােদশ বাংিকং ববা চালু হয় কান আেমল ?

উর : মুঘল আেমল । ৮. বাংেলােদশর কৃিষ বাংক িিতত হয় কত ি ো ?

উর : ১৯৭৫ ি ো ।

৯. বাংেলাদশ বাংেকর িপত ক? উর : িশফউল েকাদর। ১০.েদশ নাট চলন েকর কান বাংক ?

উর : বাংেলাদশ বাংক। ১১. বাংেলাদশ ি শ বাংক িিতত হয় কত ি ো ?

উর : ১৯৭২ ি ো । ১২. বকার যুবক কম সংোনর েসুযাগ িসৃর জন সরকার কান বাংক চালু েকেরছন ?

উর : কম সংান বাংক। ১৩. দা িওরয়াাল বাংেকর পূব নাম কী ি ছল ? উর : আল - বারাকা ইসলামী বাংক ি িলেমটড। ১৪. পূবালী বাংেকর পূব নাম ি ক ি ছল ?

উর :ি দ ইান েমাক াইল বাংক ি িলেমটড।


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১৫. বাংেলােদশর ি েবশিষায়ত বাংকেলার (ি২ট) নাম কী কী ?

উর : বাংেলাদশ কৃিষ বাংক,, রাজশাহী কৃিষ উয়ন বাংক ি িলেমটড। ১৬. সানালী বাংেকর পূব নাম কী ?

উর : ইউনােইটড বাংক ি িলেমটড। ১৭. রাায় বাংক বা সানালী বাংেকর থম িমহলা উপববাপনা িপরচালক ক?

উর : িআনসা েহামদ (থম িমহলা এই েপদ)। ১৮. ঢাকা ক েএচ অন লাইন িডং ি েসম চালু হয় েকব েথক?

উর : ১০ আগ , ১৯৯৮ ি ো । ২০.ি িয়ারং ও েসটেলম পিেতক িচলত ভাষায় কী েবল ? উর : িনাটং পিত ।

২১. কত ি ো থম ি িসকিউিরট ি িং স েথক ১০ টাকার নাট মুণ হয়? উর : ১৯৮৯ ি ো । ২২. বাংেলােদশ কত ি ো দিশমক মুা চালু হয়?

উর : ১৯৬১ ি ো । ২৩. ৫০ ও ১০০ টাকার েনাট কার ার েথাক?

উর : বাংেলাদশ বাংেকর গেভন রর। ২৪. বাংেলােদশ িচলত েসব ােমানর বাংক নািটট কত টাকার?

উর : ১০০০ টাকার। ২৫. বাংেলােদশ িচলত নাটেলার েমধ কান নািটট বাংেলাদশ বাংক-এর নাট নয়?

উর : ১ ও ২ টাকার নাট। ২৬. বাংেলােদশ ১ টাকার ধাতব মুা চালু হয় েকব েথক?

উর : ৯ ম, ১৯৯৩ ি া । ২৭. বাংেলােদশ কত ি ো িবািণজক বাংকেেলাক জাতীয়করণ করা হয়? উর :১৯৭২ ি ো ।

২৮. বাংেলােদশর বৃহম িবািণজক বাংক কািনট? উর : সানালী বাংক। ২৯. বাংেলােদশর রাীয় বাংকেেলাক েকব েথক ি বরাীয়করণ করা হয়?

উর : ১৯৮৩ ি া েথক। ৩০. বাংেলােদশর িবািণজক বাংকেেলাক তার মাট আমােনতর কত অংশ বাংেলাদশ

বাংেক জমা রােখত হয়?


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উর : ২৫ অংশ । ৩১. সব থম দশী -ি েবদশী যৗথ িমালকানায় িিতত বসরকারী বাংক কািনট?

উর : আরব- বাংেলাদশ বাংক ি িলেমটড।

৩২. সব থম ি বরাীয়করণকৃত বাংক কািনট? উর : উরা বাংক ি িলেমটড। ৩৩. বাংেলােদশ থম িটেলফান বাংিকং চালু েকর কান বাংক?

উর : াাড চাট াড বাংক। ৩৪. বাংেলাদশ বাংেকর শাখা িঅফস কিতট ও কাথায় অিবত ?

উর :১০ ি ট। এেলা ঢাকার িমিতঝল ও সদরঘাট, খুলনা , রাজশাহী , বড়া , রংপুর, চগাম, িবরশাল ,ি েসেলট ও ময়মিনসং অিবত ।

৩৫. ‘ি নকাশ ঘর’ি েহেসব কা বাংক িদায় পালন েকর েথাক? উর : বাংেলাদশ বাংক। ৩৬. বাংেলােদশর রাায় িবািণজক বাংক কিতট?

উর : ি৬ট। ৩৭. কম সংান বাংক িিতত হয় কত ি ো ?

উর : ২৬ িএল ১৯৯৮ ি ো । ৩৮. বাংেলােদশর কান বাংিকট দীঘ ি দন মালেীপ কীয় বাংক ি েহেসব কাজ েকর?

উর : আই এফ আই ি স বাংক। ৩৯. কান কান বাংকেলার সমেয় সানালী বাংক িগঠত হয়? উর :ি দ নাশনাল বাংক অব িপাকসতান ,ি দ ি িময়াম বাংক ি ল .,ি দ বাংক অব ভাওয়ালপুর ি ল . িগঠত হয় ৪০. বাংেলােদশর কা বাংেকর ি েবেদশ সেবেচয় িবশ শাখা েরেয়ছ ?

উর : সানালী বাংক। ৪১. েদশর থম মুা জাঘর কাথায় অিবত ?

উর : বাংেলাদশ বাংক িনং এেকাডমী ,ি মরপুর, ঢাকা । ৪২. মুা জােঘর ( েকাির ি মিউজয়াম)ি ক সংরণ করা েহেয়ছ ? উর : উপমেহােদশর াচীন ও বত মানেকালর সব ধেরনর মুা সংরন করা েহেয়ছ । ৪৩. েএজ বাংিকং চালু েকর- অণী বাংক ৪৪. ১০০০ টাকার নাট েকব চালু হয় ?-২০০৮ েসাল


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৪৫) থম ৫০০ টাকার নাট ইসু হয় েকব?১৯৭৬ েসালর ১৫ই ি েডসর থম ৫০০ টাকার নাট ইসু হয় ৪৬) িপৃথবীর েসেবেচয় সুর নাট - বাংেলােদশর ২ টাকার নাট

৪৭) বাংেলােদশ মাট িতালকাভু বাংক- ৫৬ ি ট ৪৮) মাট ি েবদশী বাংক- ৯ ি ট ৪৯) মাট ইসিলাম বাংক- ি৮ট ৫০) নন বাংক িফনিায়াল িইিনিটউশন -৩৩ িট।

Hand Note for Bank Viva

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Transcript of Hand Note for Bank Viva