Leadership/Facilitator Kit $275 (plus $23 S&H)

• Full membership kit• Instructional DVD library • In-depth coordinator’s guide

Individual Membership Kit $43 (plus $7 S&H)

• Dave’s #1 best-seller Financial Peace Revisited

• Personalized budget forms• Convenient CD library • Dave’s unique envelope system• Lifetime access to classes

Special Habitat for Humanity pricing

FINANCIAL PEACE UNIVERSITY888.22.PEACE • daveramsey.com/hfh

One more step toknock out poverty

“It’s a great tool to help change people’s lives—not just their address!” —Diane Tretheway, Goshen, IN

“This program opens the door to financial peace, giving them tools to achieve their dreams.” —Bob Wiseman, Los Lunas, NM

“Since implementing this program, we have gone from a 33% to a 0% delinquency rate for those homeowners who have gone through the class.”

—Michael Clark, Memphis, TN

Financial Peace University is a biblically

based, common-sense education program

that teaches families about saving,

budgeting, investing, insurance and more.

They’ll have fun as they learn how to take

control of their income and how to get out

of and stay out of debt.Financial Peace University is about more than just helping people change their money habits—it’s about empowering them to forever change their family tree!

Together, we can reach even more people with the message of hope and equip families to sustain happy, healthy lives.

laying a foundation of hope

The average low-income family

pays off $1,100 in debt and saves $1,400

in the first 91 days!

To get started, call 888.22.PEACE ext. 5304 today.What Habitat for Humanity says…

daveramsey.com/hfh