GYANM GENERAL AWARENESS DECEMBER 2014 ISSUE

GYANM’S GENERAL AWARENESS – DECEMBER 2014 1

Story of NOBEL PRIZES

ALFRED NOBEL, a famous scientist, inventor, businessman and founder of the Nobel Prizes was born on October 21, 1833 in Stockholm, Sweden. He died in San Remo, Italy on December 10, 1896.

In his last will and testament, he wrote that much of his fortune should be used to give prizes to those who have done their best for humanity in the field of physics, chemistry, physiology or medicine, literature and peace. Not everybody was pleased with this. His will was opposed by his relatives and questioned by authorities in various countries. It took four years for his executors to convince all parties to follow Alfred's wishes.

The first Nobel Prizes were awarded in 1901 in Physics, Chemistry, Physiology or Medicine, Literature and Peace. In 1968, Sveriges Riksbank (Sweden's central bank) established the Prize in Economic Sciences in memory of Alfred Nobel. The prizes are decided by the various Swedish Academies and announced every year in October and presented at Stockholm, Sweden on the Nobel’s death anniversary – December 10. However, the Peace Prize is presented at Oslo, Norway as the same is decided by an expert committee of Parliament of Norway. The Nobel Prize amount for 2014 is set at Swedish Kronor 8.0 million (USD 1.25 million) for full Nobel Prize.

PRIZE FIELD

PRIZE DECIDED BY

WINNER OF 2014 SELECTED WORK

Physiology or Medicine

The Nobel Assembly at Karolinska Institute, Stockholm

John O’Keefe of the USA, May-Britt & Edward Moser of Norway

For discovering brain’s internal positioning system, helping humans find their ways and giving clues to how strokes and Alzheimer affect the brain.

Physics The Royal Swedish Academy of Sciences

Isamu Akasaki and Hiroshi Amano from Japan and U.S. citizen Shuji Nakamura

For inventing blue light-emitting diodes, a breakthrough that has spurred the development of LED technology to light up homes, computer screens and smartphones worldwide.

Chemistry The Royal Swedish Academy of Sciences

Eric Betzig and William Moerner from the USA; Stefan Hell from Germany

For finding ways to make microscopes more powerful than previously thought possible, allowing scientists to see how diseases develop inside the tiniest cells.

Literature The Swedish Academy

Patrick Modiano, France For his moody, terse and occasionally dreamlike novels, often set during the Nazi occupation of France

Peace The Norwegian Nobel Committee

Indian child right activist Kailash Satyarthi and Pakistani child education activist Malala Yousafzai (See details below)

For their struggle against the suppression of children and young people and for the right of education for all children.

Economics The Royal Swedish Academy of Sciences

Jean Tirole, France

For research on market power and regulation that has helped policy-makers understand how to deal with industries dominated by a few dominant companies

MALALA YOUSAFZAI (12-07-1997) She is a 17 year old Pakistani child activist who has become a world icon of crusade for education for poor girls. She was only 12 years old when her anonymous diary published by BBC captivated audiences with its heartfelt account of the struggle for girls' education against the wishes of Taliban. She was shot in the head by Taliban militants in October 2012 for campaigning for girls' education. She was flown to UK for special treatment where she won the struggle for life and was discharged in January, 2013 and has been staying in Birmingham, UK since then. She was named one of TIME magazine's most influential people in 2013, put forward for the Nobel Peace Prize in 2013, won the European Parliament's Sakharov price for Freedom of Thought and her autobiography "I Am Malala" was released in 2013.

KAILASH SATYARTHI (11-01-1954) He is an electrical engineer by education, settled in New Delhi. He is a true follower of Mahatma Gandhi is known for heading various forms of peaceful protests "focusing on the grave exploitation of children for financial gain." Even at the risk to his personal life, he confronted several factories to ‘free’ the bonded child labour. He founded Bachpan Bachao Andolan in 1980 in Vidisha, Madhya Pradesh, which campaigns for child rights and for an end to human trafficking. Till date, his efforts have proved successful in saving over 83,000 children in 144 countries from the slavery of child labour.

GENERAL AWARENESS – DECEMBER 2014 2

GENERAL AWARENESS

DECEMBER 2014 Year: 2014 Vol. 3, Issue 06

A PUBLICATION OF GYANM EDUCATION & TRAINING INSTITUTE PVT. LTD.

SCO 13-14-15, 2ND FLOOR, SEC 34-A, CHANDIGARH

CONTENTS

CURRENT AFFAIRS AUG TO OCT 2014 1-28

BULLET NEWS MAY to JULY 2014 30-39

MCQs ON MARKETING 40-49

MCQs ON COMPUTERS 51-62

PUNJAB GOVT PAPERS 63-78

LATEST GK BULLETS 80-100

FIGURES TO REMEMBER REPO RATE 8.00%

REVERSE REPO RATE 7.00%

MARGINAL STANDING FACILITY RATE

9.00%

STATUTORY LIQUIDITY RATIO 22%

CASH RESERVE RATIO 4.00% BANK RATE 9.00%

BASE RATE(s) (of various banks)

9.80% – 10.25 %

INDIA’S RANK IN

Gender Gap Index 114th

Ease of Doing Business (World Bank) 142nd

Global Hunger Index 2013 55th

Global Competitiveness 71st

Human Development Index 135th

Global Innovation Index 76th

Economic Confidence Index 01st

Choice for FDI 4th Global Peace Index 143rd

Press Freedom Index 2014 78th

Social Progress Index 102nd

World Press Freedom Index 140th

Environment Performance Index 155th

Index for Nuclear Safety 23rd

Index of Economic Freedom 120th

Rank in Energy Usage 69th Ease of Doing Business (Forbes) 98th

Corruption Perception Index 94th

NATIONAL NEWS

OCTOBER 2014 PRESIDENT VISITS NORWAY, FINLAND President Pranab Mukherjee became the first ever Indian head of state to visit Norway. Over a dozen pacts were signed with Norway to step up cooperation in defence, science and technology, education and other sectors. President visited the village of Santa Claus and crossed the Arctic Circle. India has a station ‘Himadri’, located in the middle of North Pole and Norway. In Finland, the two countries signed an agreement for nuclear cooperation. VIETNAM PM VISITS INDIA Nguyen Tan Dung, Vietnam Prime Minister came on a two-day visit to India. The two countries agreed to have sister city ties between Ho Chi Minh City and Mumbai. Agreement was also signed for extending India’s role in oil exploration in South China Sea. INDIA MOVES UP ON HUNGER INDEX Although still behind neighbouring Nepal and Sri Lanka, India made some progress in reducing poverty level though its status remains classified as "serious" on the Global Hunger Index 2014. India ranks 55th on GHI, (up from 63rd in 2013) better than Pakistan and Bangladesh (ranked 57), but trails behind Nepal (44) and Sri Lanka (39). Compiled by the International Food Policy Research Institute (IFPRI), the GHI ranks 120 countries on three equally weighted indicators -- the proportion of people who are under-nourished, the proportion of children under five who are underweight, and the mortality rate of children under five.

100 YEARS OF ‘KOMAGATA MARU’ INCIDENT

The Union Ministry of Culture opened the year-long centenary commemoration of the historic Komagata Maru incident on 29th September. A set of commemorative coins of denominations of Rs 100 and Rs 5 was released to mark the occasion. ‘Komagata Maru’ was the name of the steamer that carried 376 passengers, mostly immigrants from Punjab, from Southeast Asia to Canada. The ship was denied docking in Vancouver owing to discriminatory immigration laws of Canada. The steamer returned to India and docked at Budge Budge, Kolkata on September 27, 1914. Local British guards denied the entry to immigrants led by Baba Gurdit Singh, following which a riot took place in which 19 Indians were killed.


WORK BEGINS ON 'STATUE OF UNITY' The work order for 'Statue of Unity' — the world's tallest statue (182 mts) of India's first Home Minister Sardar Vallabhbhai Patel has been issued by the Gujarat Government to leading engineering company Larsen and Toubro (L&T).

INDIA SIGNS MINAMATA CONVENTION India has signed the Minamata Convention on Mercury to control and reduce emissions from the power plants. The convention is named after the Japanese city Minamata that has become synonymous with deadly mercury contamination since 1950.

BIRTH CENTENARY OF BEGUM AKHTAR Union Ministry of Culture launched a year – long birth centenary celebrations of Ghazal and Thumri singer Begum Akhtar (07-10-1914). Her original name was Akhtar Bai Faizabadi. A set of commemorative coins of 100 rupees and 5 rupees was released on the occasion. US TO PROMOTE SMART CITIES IN INDIA In a boost to India's 100 smart city programme, the US govt has assured its support for developing three such cities - Allahabad, Ajmer and Visakhapatnam. Govt has allocated a sum of Rs 7,060 crore for this purpose in the Union Budget.

AUSTRALIA TO SUPPORT INDIAN PROJECTS Australia announced 13 innovative projects with India that would support new cutting-edge collaborative research partnerships between universities, professional bodies and private sector organisations of the two countries. HUDHUD LASHES OUT VISAKHAPATNAM

Areas around Visakhapatnam on Andhra coast were severely lashed by the super cyclone Hudhud, causing widespread destruc-tion. The Cyclone developed due to a

deep depression over north Andaman Sea and moved towards Andhra Pradesh, striking the coast around Visakhapatnam with strong winds blowing at speed of around 200 kmph. Prime Minister announced a relief package of Rs. 1,000 crore for the cyclone hit area. Hudhud is the Arabic name of Hoopoe bird, which is the national bird of Israel. The name was suggested by Oman. INDIA FARES WORST IN PENSION INDEX The Melbourne Mercer Global Pension Index – 2014 has ranked India’s retirement system lowest among the 25 countries surveyed, as less than 6% of the working population in the country is covered under private pension plans. The list is topped by Denmark.

INDIA RANKS LOW ON GENDER GAP INDEX India has performed poorly in removing gender-based disparities, ranking 114 out of 142 countries in World Economic Forum's 2014 Gender Gap Index, scoring low on parameters like economic participation, education, health and survival. Iceland tops the list with the most equitable sharing of resources among men and women, followed by Finland, Norway. ‘DOING BUSINESS’ STILL NOT EASY IN INDIA India has been placed at 142nd rank among 189 countries in the latest World Bank’s “Ease of Doing Business” report. The latest ranking, however, does not take into account the latest slew of measures taken by Modi Government to make India a business friendly destination. Singapore with 88.27 points tops the list followed by New Zealand, Hong Kong. NO INDIAN UNIVERSITY IN TOP 200 None of India’s 600 plus universities finds a place in the global top 200 Times Higher Education Rankings powered by Thomson Reuters. Panjab University, Chandigarh, retains its position as the highest ranked Indian university at 226 place. In the institutions, the Indian Institute of Science (IISc), Bangalore, stands at 276-300 bracket.

Cyclone Nilofar, a very severe cyclonic storm hit Gujarat coast. The name Nilofar was given by Pakistan.

John Baird, Canada's Foreign Minister has said that Canada has agreed to sign commercial contracts for supply of uranium for Indian nuclear reactors.

India signed a Memorandum of Understanding on Culture Cooperation with UK for next five years

A commemorative postage stamp on Sri Lankan Buddhist revivalist and writer Anagarika Dharmapala was released by the President.

Government decides to commemorate Sardar Vallabhbhai Patel’s birth anniversary (October 31) as “National Integration Day”- Rashtriya Ekta Diwas.

India and Mexico signed a MoU for cooperation in space and working together in the areas of remote sensing and satellite communication.

India and Nepal have signed a Power Trade Agreement to promote cooperation in the field of production and transmission of electricity.

India Heritage Research Foundation, Rishikesh has released the ‘Encyclopedia of Hinduism’ consisting of 11 volumes and approximately 7000 entries.

India will contribute $4 million in the $5.4 billion aid pool formed by the global donors for rebuilding the Gaza Strip destroyed in the conflict with Israel.

Prime Minister addressed the nation on Oct 3 for the first time over radio in the programme ‘Mann Ki Baat’ to reach out to maximum audience.


SEPTEMBER 2014

MODI MAKES HISTORY AT MSG, NEW YORK Billed as one of the largest receptions ever held for a foreign head of state in the USA, PM Modi addressed a historical public gathering of over 18,000 persons at the USA’s most prestigious venue – Madison Square Garden in New York on 28th September. Pitching his 3D mantra for assured progress, Modi said, "We have democracy (peoples government), demographic dividend (young generation) and demand (huge market of over 125 crore Indians) on our side." India is the youngest nation in the world with 65% of its population below 35 years of age. He made four promises to NRI community:

Life time visas for persons of Indian origin (PIO) cardholders

PIO and Overseas Indian Citizen (OCI) cards to be merged in to one common card

Those who come to India for long stay will not have to report periodically at police stations as is the present requirement

US nationals to get long term visas and visa on arrival following electronic travel authorization

China to help in modernization of Indian railways, including setting up of a

Recognising the importance of Modi’s visit to USA, the US Senate unanimously passed a resolution designating September 30 as 'US-India Partnership Day' (For further details of Modi’s US visit, please see our next issue)

President: Barack Obama P M: No Position Capital: Washington DC Currency: U S Dollar Parliament: Congress

CHINESE PRESIDENT VISITS INDIA During recent visit of Chinese President Xi Jinping, China signed 12 pacts to commit investment of $20 billion in India in the next five years besides allowing greater market access to Indian companies in sectors like pharmaceutical and farm-products. Highlights of the pacts are: Railway University and adding to the speed of trains,

beginning with Chennai-Bangalore-Mysore corridor for trains 160 kmph speed.

Three MoUs signed for Gujarat -- making Guangzhou and Ahmedabad as sister cities, setting up of industrial parks in Gujarat.

Making the Guangdong province and the Gujarat partners in cultural and social ties.

To provide support for setting up automotive industrial park near Pune, Maharashtra.

Agreed to opening of a new route to Kailash Mansarovar via Nathu La in Sikkim.

To observe year 2015 as “Visit India” year in China, and 2016 as “Visit China” in India.

China’s Premier (Prime Minister): Li Keqiang Capital: Beijing Currency: Renminbi (Yuan) China’s Parliament: National People's Assembly

JAPAN TO INVEST $35 BILLION IN INDIA

During recent Japan visit of our Prime Minister, Japan pledged to invest Rs. 2.1 lakh crore ($35.5 billion) in a wide spectrum of projects in India over five years. These include infrastructure, clean energy and skill development. Japan will also provide all possible support to introduce the Shinkansen, or bullet train, along the Ahmedabad-Mumbai route. Japan’s Emperor: Akihito Prime Minister: Shinzo Abe Capital: Tokyo Currency: Yen Parliament: Diet KASHI TO LEARN FROM KYOTO India and Japan have signed a partner city affiliation agreement between Varanasi (Kashi) and Kyoto, which will see cooperation in the fields of heritage conservation, city modernisation and culture. Kyoto is also known as ‘city of thousand shrines.’

GOOD NEWS FOR UNDERTRIALS In a historic landmark judgment, the Supreme Court has directed that all under-trial prisoners who have been in the prison for a period more than half of the jail term prescribed for the offences they had been arrested should be released on bail immediately. The Court asked trial court judges to visit jails under their jurisdiction every week starting from October 1 and order the release of such under trial prisoners in the jail itself. PRESIDENT VISITS VIETNAM President Pranab Mukherjee made a four-day state visit to Vietnam and met his counterpart Truong Tan Sang. The two countries signed seven pacts to further strengthen their strategic partnership in key sectors including Oil Exploration, Agriculture and Air Connectivity between the two countries.

President: Trương Tan Sang P M:Nguyen Tan Dung Capital: Hanoi Currency: Dong Parliament: National Assembly

NUCLEAR DEAL INKED WITH AUSTRALIA Australian Prime Minister Tony Abbott came to India on a two day visit. India signed a landmark civil nuclear cooperation agreement with Australia on 5th September at New Delhi. The deal will ensure regular supply of Uranium for peaceful purposes. Back in 2012, Australia reversed its policy on nuclear sales to India as the latter refused to sign the Nuclear Non-Proliferation Treaty.


POSTAL STAMP ON GREAT MUSICIANS President released a set of eight commemorative postage stamps on great Indian musicians - Pandit Ravi Shankar, Pandit Bhimsen Joshi, D.K. Pattammal, Pandit Mallikarjun Mansur, Gangubai Hangal, Pandit Kumar Gandharva, Ustad Vilayat Khan and Ustad Ali Akbar Khan.

INDIA 71ST IN GLOBAL COMPETITIVENESS India has slipped to 71st position (from 60th in 2013) in an annual global competitiveness list released by the World Economic Forum. Switzerland remains on top, followed by Singapore and United States.

GATES FOUNDATION TO SUPPORT TOILETS Union Urban Development Ministry and international organisation Bill and Milinda Gates Foundation have agreed on a partnership to promote user friendly toilets to improve sanitation system in India under Swachchh Bharat Mission. The mission aims at providing toilet facility in every household in the country by 2019.

INDIA’s FIRST CORAL GARDEN In an attempt to conserve several coral species at one place and to boost tourism in the state, the country's first 'Coral garden' will be set up at Mithapur coastal region of Devbhoomi-Dwarka district in Gujarat.

DOORDARSHAN COMPLETES 55 YEARS Public service broadcaster Doordarshan is celebrating 55 years of its service. Doordarshan made a modest beginning in India on 15th September 1959, when the first experimental centre at Delhi with a small transmitter was inaugurated by the then President Rajendra Prasad. NALANDA UNIVERSITY IN ‘NEW AVATAR’ The ancient Nalanda University (NU), which attracted students from the world over in 6th century A D, started functioning once again after almost 800 years at its newly established campus at Rajgir, Bihar. The university was inaugurated by External Affairs Minister Sushma Swaraj. The NU came into existence by the Nalanda University Act passed by Parliament. Economist Amartya Sen is the Chairman of the Governing Body of the university that has received financial support from a number of countries – China, Australia, Singapore and Thailand. The idea of resurrecting the ancient seat of learning was mooted by former President APJ Abdul Kalam. INDIA RANKS 3RD IN IT SECURITY According to the I T security firm Trend Micro, India ranks third after Japan and the US in the tally of countries most affected by online banking malware during the April-June quarter of 2014.

NATIONAL NUTRITION WEEK This week is celebrated every year from 1st September to the 7th September to make people aware about important tips of their health and well-being. The theme for this week is ‘Poshak Ahaar, Desh Ka Adhaar’.

India has signed an agreement with Germany for cooperation in the field of skill development, solid waste management and cleaning of rivers.

Liar’s Dice, a Hindi film directed by Geetu Mohandas has been selected as India’s entry for the Oscar Awards in the foreign film category.

India and Bangladesh have reached a decision on ratification of the Land Boundary Agreement (LBA) and to ensure zero border killings.

India and Bangladesh signed a MoU on cooperation in the field of traditional systems of medicine and homeopathy.

Sushma Swaraj, External Affairs Minister visits Afghanistan to meet President & to review key projects.

Prime Minister Narendra Modi turned 64 on 17th September.

AUGUST 2014 INDIA SAYS NO TO WTO TRADE AGREEMENT At the recent WTO meet at Geneva, India blocked a deal on "Trade Facilitation Agreement", a worldwide streamlining of customs rules that would cut container handling times, guarantee standard procedures for getting goods to and from their destinations and kill off vast amounts of paperwork at borders around the world. Some estimates said it would add $1 trillion to the world economy as well as 21 million jobs, 18 million of them in developing countries. MODI VISITS NEPAL Prime Minister Mr Modi visited Kathmandu, Nepal and addressed the Constituent Assembly. India agreed to provide Nepal with $ 1 billion as concessional line of credit for various development purposes. Modi suggested HIT formula for Nepal’s development, implying H for highways, I for I-ways (for digital revolution) and T for Transways (for electricity transmission). He said that India will focus on the 4 Cs - cooperation, connectivity, culture and constitution - to enhance bilateral ties. OVER 28 % CHILDREN ARE MALNOURISHED

A report released by the ICDS (Integrated Child Development Services) about anganwadis says that about 2.3 crore children in India, up to 6 years of age, are suffering from malnourishment and are under-weight. This staggering number amounts to over 28% of the 8 crore children who attend anganwadis across India. The situation is worst in Bihar where roughly 50 per cent children in 0-6 age group are malnourished.


NEW DOMAIN NAMES ENDING WITH .BHARAT Indian domain names will now make their debut with the extension .Bharat which will be in Devanagari script. The facility wil be available in Indian languages like Hindi, Dogri, Konkani, Maithalai, Marathi, Nepali and Sindhi. UK DY PM VISITS INDIA Nick Clegg, Deputy Prime Minister of UK visited India. He met Prime Minister and expressed his desire to work with India in realising the new government’s goal of economic and social transformation through greater collaboration in areas such as clean energy, infrastructure development and cleaning of rivers. WORLD’s HIGHEST PILLAR BRIDGE Northeast Frontier Railway (NRF) has started construction of a bridge with highest pillars in the world, near Noney in Manipur, with height of pillars upto 141 metres. The bridge is part of the Jiribam-Tupul-Imphal railway line to connect the capital of Manipur with the Broad Gauge network of the country.

Rs. 8,000 CRORE SUPPORT FOR J&K Prime Minister waived off Rs. 60-crore liability of Jammu and Kashmir towards the Food Corporation of India and announced Central assistance of Rs. 8,000 crore for four major road projects connecting J&K with rest of the country. RUN FOR AWARENESS FOR BREAST CANCER “Pinkathon Delhi 2014” - a run for cause was organised in Delhi with the slogan "Each One, Kheench One" urging all men to encourage at least one special woman in their life to run for a good cause. The event raises awareness of breast cancer among women. Sushma Swaraj, the External Affairs Minister visited

Vietnam on August 24 to give a fillip to bilateral ties in keeping with Prime Minister’s Look East policy.

India's first Indian Institute of Engineering Science and Technology (IIEST) inaugurated at Shibpur, Howrah in West Bengal

Prime Minister to visit Japan on 30th August to take the relations of the two countries to a new level and increase cooperation in various fields.

47th Association of Southeast Asian Nation (ASEAN) Foreign Ministers meeting held in Nay Pyi Taw, Myanmar, on 8th August, attended by Sushma Swaraj.

India to construct a pipeline for supply of petroleum products from Raxual, Bihar to Amlekhganj, Nepal; to be extended to Kathmandu later on.

NEWS FROM STATES

OCTOBER 2014 ANDHRA TO WAIVE FARMERS LOANS Andhra Pradesh government has launched the Rythu Saadhikara Samstha (Farmers Empowerment Corporation) to provide agricultural debt redemption to farmers and also to act as a 'one-stop-shop' for farmer development, welfare and empowerment activities. All farmers who availed crop loans of up to Rs 1.5 lakh would be benefitted. KERALA TO PROTECT OLD TREES To protect grand old trees in public places, Kerala Forest Research Institute plans to mark them with a "health-card" that will show its strength condition, risk factors and details of damage etc. Union government plans to set up a mega handicraft

cluster in Kachch, Gujarat to promote handcraft items and craft based textiles.

Madhya Pradesh tops iin the field of organic farming producing about five lakh metric ton of farm products, about 40% of the country’s total organic produce.

The Kerala Government will provide free treatment to every cancer patient in the state under the project ‘Sukrutham’ at major government hospitals.

Kerala would become the first state in India to have high-speed internet connecting all the panchayats in the state by March next year.

Union Govt launches Jammu Kashmir Arogya Gram Yojna to promote cultivation of scientifically tested and commercially beneficial aromatic and medicinal plants.

SEPTEMBER 2014 UNPRECEDENTED FLOOD HAVOC IN J&K First week of September saw all the major rivers of Jammu Kashmir state, particularly Jhelum River over flowing much above the danger mark, flooding a large part of the state, including main city Srinagar, causing unprecedented havoc all around. The situation was declared a “national-level disaster” by Prime Minister. Hundreds of National Disaster Relief Force (NDRF) personnel worked round the clock to rescue thousands of marooned persons. Indian Army launched “Operation Megh Rahat” – a rescue operation to save and provide relief to the flood victims. Central govt announced a flood relief package of Rs. 1,000 crore for the state.

MADHYA PRADESH TOPS IN GDP GROWTH According to recent data from CSO, Madhya Pradesh outpaced all the major states to top the economic growth charts with a scorching 11 per cent growth in 2013-14 — a year when India recorded only 4.7 per cent growth. Madhya Pradesh is followed by new comer Uttrakhand, pushing Bihar to number three spot.


BIHAR TO RESTORE GLORY OF ‘ORWELL’ Bihar govt has launched the renovation and beautification work of the birthplace of famous author, journalist and critic George Orwell at Motihari in East Champaran district of Bihar, around 165 km from Patna. Orwell, the author of novels like Animal Farm and Ninteen Eighty-Four, was born at Motihari on 25th June 1903. ‘SWAVALAMBAN ABHIYAN': A set of 11 new pro-poor initiatives of the Gujarat government aimed at promoting dignity and self-sufficiency of the poor, launched at Gandhinagar by the Prime Minister on his birthday – 17th September.

General elections declared in Haryana and Maharashtra for October 15 for electing Members of Legislative Assembly (MLAs).

Chief Minister of Andhra Pradesh has announced that Vijayawada will be the new capital of Andhra Pradesh.

Uttarakhand Government has declared 9 September as Himalaya Diwas to spread the message of conservation of the Himalayan ecosystems.

Lucknow joins the elite club of metro cities to have Metro rail service as the work started on the project on 27th September.

Railway starts conversion of the 201 km long Silchar-Lumding meter-gauge rail route in Barack valley in Assam into broad-gauge.

3rd Ladakh Marathon at Leh in J&K was held on 16th September. This is world’s highest/toughest marathon held at 3,524 meter (11,562 feet) altitude.

Kerala will host a Global Agro meet and an exhibition on hi-tech agriculture and food processing at Kochi on 6th and 7th of November.

AUGUST 2014 FOUR NEW GOVERNORS APPOINTED Kalyan Singh Rajasthan Vajubhai Vala Karanatka C Vidyasagar Rao Maharashtra Mridula Sinha Goa Sheila Dikshit resigned as Governor of Kerala

K Sankaranarayanan quits as Governor of Maharashtra

Kamala Beniwal sacked as Mizoram Governor

V K Duggal resigned as Manipur Governor

‘HIMALAYAN KUMBH’ STARTS IN U’KHAND The 20-day Nanda Devi Raj Jat yatra, also called the ‘Himalayan Kumbh,’ began amid religious customs and traditions from Nauti village in Chamoli district in Uttara-khand on 18th August. The yatra, which is dedicated to the Nanda Devi — the reigning deity of Uttarakhand — takes place once in 12 years, and involves a 280-kilometre difficult hilly trek.

Sikkim has become the first choice of foreign tourists in the north-eastern states of the country, attracting 31698 tourists in 2013, followed by Arunachal Pradesh.

GOVERNMENT

INITIATIVES

OCTOBER 2014 ‘SHRAMEV JAYATE’ KARYAKRAM LAUNCHED Prime Minister launched Pandit Deendayal Upadhyay Shramev Jayate Karyakram organised by the labour ministry on October 16. The project aims at creating a conducive environment for industrial development and doing business with ease. The programme has five focus areas as under: Every one of the six to seven lakh industrial units in the

country will get a unique Labour Identification Number - LIN (Shram Pehchan Sankhya) for simplifying business regulations and securing transparency and accountability in labour inspections

“Shram Suvidha" – a Unified Labour Portal launched to facilitate "Labour Inspection Scheme," which aims at ending arbitrariness in the inspection mechanism. Labour inspectors will now get auto-generated lists telling them where to go for inspection. It will also replace current 16 forms with one online form

Universal Account Number (UAN) for Employees' Provident Fund members that will be portable throughout the working careers of members and can be used anywhere in India.

Under Apprentice Protsahan Yojana govt will reimburse 50 per cent of the stipend paid to apprentices during first two years of their training.

Revamped smart card based Rashtriya Swasthya Bima Yojana, the government has introduced a smart card for the workers in the unorganised sector

SWACHH BHARAT MISSION LAUNCHED On October 2, Prime Minister launched the country’s biggest-ever cleanliness drive from New Delhi by actually sweeping the pavements in Valmikli Basti near Mandir Marg. The urban component of the Mission is proposed to be implemented over 5 years starting from October 2, 2014 in all 4,041 statutory towns. The total expected cost of the programme is Rs. 62,009 crore, out of which the proposed central assistance will be of Rs. 14,623 crore.

Govt has decided to merge the ‘Nirmal Bharat Abhiyan’, a campaign for rural sanitation with Swachh Bharat Mission.

SANSAD ADARSH GRAM YOJANA Prime Minister launched Sansad Adarsh Gram Yojana on 11th October, on the occasion of birth anniversary of Jai Prakash Narayan. Every one of about 800 MPs, including Prime Minister, is expected to take the responsibility of developing physical and institutional infrastructure in one village by 2016 and two more by 2019. Adarsh Gram aims to ensure 100 per cent access to health, education, sanitation, schools, toilets, libraries and smart schools. The selected village should have a population of 3000-5000 in plain areas and 1000-3000 in hilly, tribal and difficult areas.


SWACHHTA UDYAMI YOJANA National Safai Karamcharis Finance and Development Corporation has launched “Swachhta Udyami Yojana - Swachhta Se Sampannta Ki Aur” to provide financial assistance to Safai Karamcharis and identified manual scavengers for construction, operation and maintenance of community toilets in public private partnership (PPP) mode and for purchase of sanitation related vehicles.

VARISHTHA PENSION BIMA YOJANA Govt has reintroduced the Varishtha Pension Bima Yojana- a single premium pension policy for senior citizens, for a limited period of one year, from 15-08-2014 to 14-08-2015. The beneficiaries can avail pension ranging from Rs 500 to Rs 5,000 per month by depositing a lumpsum amount of Rs 66,665 to Rs 6,66,665 respectively.

ONLINE ATTENDANCE FOR GOVT EMPLOYEES Government has launched an Adhaar based Biometric Attendance System (BAS) for government employees. Named attendance.gov.in, it will keep a track on the attendance records of employees.

UNIVERSAL HEALTH ASSURANCE MISSION The government plans to roll out its ambitious Universal Health Assurance Mission (UHAM) by the end of this year, aimed at bringing all Indians under health insurance cover. The UHAM will provide 50 essential drugs with a package of diagnostics and about 30 AYUSH drugs to all citizens at government hospitals and health centres across the country.

NATIONAL AIR QUALITY INDEX The government has launched a new methodology —National Air Quality Index (AQI) — to create awareness about the quality of air and its likely health impact. Using the “One Number-One Colour-One Description”, the AQI proposes six categories — good, satisfactory, moderately polluted, poor, very poor and severe, beginning from green and ending in dark red, respectively.

DIESEL PRICES DECONTROLLED Union Cabinet has decided to completely deregulate the diesel prices and henceforth the price will be linked to the market. Petrol and diesel are now market linked and the government does not have to pay subsidy. LPG prices will be revised on half yearly basis, on April 1 and October 1, every year. 85% WARNING SPACE ON CIGARETTES PACKS The government has made it mandatory for tobacco companies to carry health warnings covering at least 85% of the surface of cigarette packets, making India the world leader in implementing plain packaging of tobacco products as advocated by the World Health Organisation. SUBRAMANIAN COMMITTEE ON GREEN LAWS The Union Ministry of Environment and Forest has constituted a four-member committee under chairmanship of former cabinet secretary T S R Subramanian to review the laws related to protection of environment including the Indian Forest Act, 1927 and suggest amendments that could make them more effective.

FIRST MENTAL HEALTH POLICY LAUNCHED The Union Health Ministry launched the country’s first ever Mental Health Policy to provide access to good quality treatment to mentally ill people with the focus on those living in poverty. INDIA’S 1ST OFFSHORE WIND POWER PROJECT Union Ministry of New and Renewable Energy (MNRE) signed a Memorandum of Understanding (MoU) on 1st October 2014 for setting up a Joint Venture Company to undertake the first-ever Offshore Wind Power Project in India along Gujarat coast. Govt plans to start “Sardar Patel Urban Housing

Mission” to ensure housing for all by 2022 and a ‘slum free India’.

Union Government has decided to sell LED bulbs to households at 10 rupees against the market price of 400 rupees.

From November, 2014 all replies given under RTI by ministries will be posted online, available for access to all and not just to persons seeking the information.

Central govt has advised all states, union territories and Central Armed Police Forces to recruit 33 per cent women in their ranks.

T.K. Vishwanathan Committee setup to review Bankruptcy laws.

SEPTEMBER 2014 ‘MAKE IN INDIA’ CAMPAIGN LAUNCHED

Prime Minister Narendra Modi made a strong pitch for making India a manufacturing destination at the launch of his ambitious “Make in India” campaign in the presence of some 3000 business leaders from around the world gathered at Vigyan Bhawan, New Delhi.

The key elements of the project are as under:

25 Thrust Sectors: Government has identified 25 sectors where India can become world leader. These include automobiles, chemicals, IT, pharma, textiles, ports, aviation, leather, tourism and hospitality and railways.

Single Point Interaction For Investors: Invest India will be first reference point to guide foreign investors. It will provide help on regulatory and policy issues and assist in obtaining regulatory clearances

www.makeinindia.com: Visitors registered on the website or raising queries will be followed up with relevant information and a newsletter Global Launch Make in India will be launched at national and state levels and missions abroad will take it forward


Who And Where: The portal will track visitors for their geographical location, interest and real time user behaviour. Subsequent visits will be customised for the visitor based on this information. Domestic Focus: Government will identify select domestic companies having leadership in innovation and new technology. The idea is to turn these into global champions to promote green and advanced manufacturing and help them to integrate into global value chain Regulatory Regime Overhaul: Review of all regulatory processes to make them simple and reduce complications. Proactive Approach: Investor facilitation cell to assist foreign investors from the time of their arrival in the country to the time of their departure.

All Stakeholders on Board: State governments, business chambers, prominent corporates and foreign companies will be made part of the project. DEEN DAYAL ANTYODAYA YOJANA

To impart skills to rural and urban poor, the Government has launched Deen Dayal Antyodaya Yojana, which would work towards empowering the population through enhancement of livelihood opportunities. Rs. 1,000 crore has been allocated for this purpose during 2014-15, out of which Rs. 500 crore will be spent on skill development of over five lac urban poor. Further, September 25 will be celebrated as Antyodaya Diwas every year to mark the birth anniversary of Pandit Deen Dayal Upadhyaya.

SKILL DEVELOPMENT OF RURAL YOUTH The Aajeevika Skills Development Programme has been renamed as “Deen Dayal Upadhyaya Grameen Kaushalya Yojana” with reeduction in the minimum entry age to 15 years from 18 years. Besides, skills imparted under the programme will now be benchmarked against international standards by roping in private players so that rural youths are provided with certificates recognised overseas. The programme aims to train 10 lakh rural youths by the end of the 12th five year plan (2012-17).

TARGET SET FOR CONSTRUCTION OF ROADS Government has set a target of constructing 30-kilometre roads per day. Further, CCTVs are being introduced at all toll plazas during the current year and all road toll points would be connected with e-governance system. Govt also plans to start cashless treatment of road accident victims during critical golden hour.

HEAVY FINES FOR TRAFFIC OFFENCES The new Road Safety and Transport Bill, 2014 proposes a steep hike in penalties for traffic violations, up to Rs 3 lakh along with a minimum 7 – years imprisonment for death of a child in certain circumstances. It also proposes a fine of Rs 5 lakh per vehicle as well as imprisonment for faulty manufacturing design, besides cancellation of licences for rash and negligent driving.

COUNTRY’S FIRST ‘CBDR’ IN SPITI, HP The Union Ministry of Environment, Forests and Climate Change has sanctioned Rs 5.12 crore for the country’s first 'Cold Desert Biosphere Reserve' (CDBR) in the Spiti region of the tribal Lahaul and Spiti district of Himachal Pradesh. The project aims at conserving medicinal plants, rare wildlife species and natural water bodies found in the cold desert.

RVCs PLANNED FOR TAMING INFLATION Govt has launched the Reefer Vehicle Call-in-Centre (RVC) for smooth transportation of perishable goods. The RVC will identify bottlenecks faced in transportation of goods on the national highways and find ways to overcome them so as to control inflation in prices of perishable goods. RVC is a joint initiative of the Department of Agriculture and Cooperation, National Centre for Cold-chain Development and Mahindra Logistics. ANTI T B SURVEY LAUNCHED The first anti-Tuberculosis Drug Resistance Survey of India for the year 2014-15 was launched on September 6 supported by the World Health Organization (WHO). The survey aims to improve our preparedness to fight T B, particularly the Multi-drug-resistant TB (MDR-TB). DEVRAJ COMMITTEE ON UNIVERSITIES A high-powered committee headed by H Devraj, set up at the behest of the Supreme Court to look into the working of 'C' category deemed universities has found that out of 41 such universities hardly 10 fulfill the criteria needed to become deemed university. Rest of them may be allowed to exist as educational institutions affiliated to universities.

All India Radio has started free SMS service to provide news in Hindi, Marathi, Sanskrit, Dogri and Nepali.

A National Sports University will be set up in Manipur to promote excellence in sports studies.

Textiles Ministry has approved setting up of 13 textile parks entailing investment of at least 100 crore rupees in each park.

India Newborn Action Plan launched in New Delhi to achieve the single digit neonatal mortality and stillbirth rate by 2030.

The Supreme Court has directed Central Government to ensure 3 percent quota for disabled persons in all government jobs, including IAS and promotions.


AUGUST 2014 BILL PASSED FOR JUDICIAL COMMISSION On 13th August, the Lok Sabha passed the National Judicial Appointments Commission Bill, 2014 to scrap the collegium system of appointing Supreme Court and High Court judges. Along with it, the 99th Constitution Amendment Bill was also passed which gives constitutional status to the proposed Commission. The bill was passed by Rajya Sabha also on14th August.

FDI IN DEFENCE RAISED TO 49% The Union Cabinet has approved the proposal for raising FDI limit in Defence from 26 per cent to 49 per cent. In Railways, the proposal is to allow up to 100 per cent FDI in infrastructure projects such as high-speed train systems, suburban corridors and dedicated freight line that are to be executed under public-private partnership (PPP) mode. FLIPKART MoU WITH HANDLOOM WEAVERS Union Textiles Ministry has signed a MoU with online shopping company Flipkart to provide online marketing platform to handloom weavers all over India. It aims to help weavers and artisans on areas such as deciding on the right selling price, payment automation, proper packaging, transportation, and brand building etc. at the national level. CABINET NOD FOR DIGITAL INDIA PROJECT

Union Cabinet has approved the Digital India Programme to transform the Indian economy into a digitally empowered knowledge economy. The project aims to provide thrust to nine growth areas that

include - Broadband highways, Everywhere Mobile Connectivity, Public Internet Access Programme, e-Governance, e-Kranti for electronic delivery of services, Information For All, Electronics Manufacturing, IT for Jobs and early harvest programmes. RASHTRIYA GOKUL MISSION LAUNCHED Govt has launched a nationwide scheme by the name Rashtriya Gokul Mission to promote conservation and development of indigenous breeds of cows in a focused and scientific manner. The Mission is a focused project under National Programme for Bovine Breeding and Dairy Development. AGE OF JUVENILE LOWERED TO 16 The Union Cabinet has cleared a historic, all new juvenile justice law under which 16 to 18 year olds who commit heinous offences such as rapes and robberies can be tried as adults. Heinous offence has been defined as “an offence for which the minimum punishment under the IPC or any other law is imprisonment for seven years or more.” The bill is yet to be passed by the Parliament.

EXPENDITURE MANAGEMENT COMMISSION Govt has approved the constitution of the Expenditure Management Commission to be headed by former RBI Governor Bimal Jalan. The commission will suggest ways to reduce food, fertiliser and oil subsidies and narrow the fiscal deficit. The subsidy bill on food, petroleum and fertilisers is estimated at Rs 2.51 trillion for 2014-15,

The Union Cabinet has lifted the restriction of one LPG cylinder per month for domestic use, within the overall limit of 12 cylinders in a year.

Govt. has set up R. Ramanujam committee to identify obsolete laws which hamper governance by creating avoidable confusion.

ECONOMIC INDICATORS

OCTOBER 2014 INDIA MAY GROW BY 5.6 % - WORLD BANK A World Bank report says that India’s GDP is likely to expand by 5.6 per cent this fiscal as reforms gain momentum. It says that the growth is expected to accelerate as proposed measures such as GST are likely to give a boost to manufacturing sector.

FITCH PUTS GROWTH RATE AT 5.6% According to the rating agency Fitch, India's growth is expected to accelerate to 5.6 per cent in the year 2014-15 and may further improve to 6.5 per cent in 2015-16, buoyed by strong investments and political certainty.

IIP SINKS TO JUST 0.4% GROWTH The manufacturing sector is still not out of the woods as industrial production growth as measured by the Index of Industrial Production (IIP) slowed down to five-month low of 0.4% in August mainly due to contraction in manufacturing output and slowdown in consumer goods.

CORE SECTOR MOVES UP BY 5.8% Core sector growth for the month of August picked up with eight core sector industries growing by 5.8 percent against 4.7 percent in same month last year. The July core sector data was 2.7 percent. Growth in the coal output was up 13.4 percent against 6.2 percent month-on-month. IMPORTS JUMP BY 26% TO $ 43.15 BILLION India’s exports rose by a marginal 2.73% to $28.9 billion in September, but trade deficit more than doubled to $14.2 billion in the month due to a surge in gold imports. Imports during September jumped by about 26% to $43.15 billion.

SEPTEMBER 2014

S&P UPGRADES INDIA’s RATING TO ‘STABLE’ Standard & Poor’s (S&P) has raised the outlook on India’s sovereign rating from negative to stable and said the new government has the willingness and capacity to deliver on reforms and restore high growth. The agency said that there has been a considerable improvement in sentiment and macro indicators with the new government taking over.


ADB UPS INDIA’S GROWTH RATE TO 6.3% Asian Development Bank has revised India's GDP growth upwards by 0.3 per cent to 6.3 per cent for 2015, saying that the India’s economy shows a new promise of turnaround after the election brought a stable government in May. PPI TO TRACK INFLATION IN SERVICES The government has set up a committee headed by Prof. B N Goldar to develop a new inflation index - the Producer Price Index which may replace the Wholesale Price Index. The most important part of PPI will be inclusion of services, as currently there is no index tracking inflation in this sector that contributes about 55% to India's GDP.

AUGUST 2014 GDP GROWTH JUMPS TO 5.7% Latest data from CSO shows that India’s Gross Domestic Product (GDP) grew at 5.7 per cent during April-June, the highest in past 10 quarters. The boost came from increase in factory output with the latter showing a big jump from –1.2% in the last year to 3.5 % growth this quarter. Electricity output grew robust 10.2 per cent as compared to 3.8 per cent in same quarter this year. RBI PUTS GDP GROWTH RATE AT 5.5% With improvement in economic activity and revival of sentiments, the RBI has projected that GDP growth in the current fiscal may rise up to 5.5% from 4.7% in the last financial year as there are early signs of modest strengthening of corporate sales and business flows. UN REPORT PUTS INDIA’s GROWTH AT 5.5% A report from the United Nations Economic and Social Commission for Asia and the Pacific (UNESCAP) says that India’s economy is expected to record stronger growth momentum of 5.5 per cent in the current fiscal, underpinned by "solid expansion" in industrial and services sectors, and impetus to economic reforms by the new government. Global rating agency Moody’s has projected a better

growth outlook for India saying that the country’s GDP would grow by 5% this year.

ECONOMY

OCTOBER 2014 INDIA TO BECOME $2 TRILLION ECONOMY According to IMF's latest World Economic Outlook report, India is poised to become a USD two trillion economy this year and may cross $ three trillion by 2019. United States would remain the world's largest economy with a size of USD 17.42 trillion, followed by China at USD 10.35 trillion.

BIG OIL FIND NEAR AHMADABAD A significant crude oil discovery has been made in the Kharenti-A well near Ahmadabad in the Cambay basin by a private oil company, making it the biggest find this year. Cambay basin extends from Surat in the south to Sanchor in the north, covering an area of about 59,000 sq km with a hydrocarbon resource of more than 15 billion barrels.

INDIA ZOOMS ON E-COMMERCE According to research firm Gartner, India is emerging as the fastest-growing e-commerce market in the world with the revenue expected to reach $6 billion in 2015, a 70% increase over 2014 revenue of $3.5 billion.

REAL ESTATE GIANT DLF BARRED FOR 3 YEARS Stock market regulator Securities and Exchange Board of India (SEBI) has barred India's largest real estate company DLF and its top officials, including chairman KP Singh, from accessing or dealing in stock markets for three years. The company and six of its top officials were found guilty of suppressing material information in its offer document at the time of its public issue in 2007.

FUTURE GROUP JOINS HANDS WITH AMAZON World's largest online retailer Amazon.com and India's largest listed retailer Future Group, promoters of ‘Big Bazaar’ retail chain, have signed a deal to jointly sell goods over the Internet amid growing friction between online and offline retailers over heavy discounting. Amazon plans to invest $ 2 billion in India. Delhi Metro has been ranked second among 18

international Metro systems in terms of overall customer satisfaction in an online customer survey.

Maruti Suzuki launched ‘Ciaz’ - its first sedan car in past 7 years, to meet competition from Honda City and Hyundai Verna.

Government has decided to import potatoes for the first time to augment domestic availability and to check its rising prices.

Country’s first olive oil refinery has been started in Lunkaransar area of Bikaner, Rajasthan. The project was started by taking assistance from Israel.

IndiGo, India’s largest domestic airline by market share, has signed a deal to buy 250 latest Airbus A-320 neo aircrafts worth $26 billion or Rs 1.55 lakh crore.

India has imposed anti-dumping duty on Phenol imported from the U.S. and China’s Taipei to safeguard the interest of domestic manufacturers.


SEPTEMBER 2014 214 COAL BLOCKS ALLOCATION CANCELLED

In a landmark judgment, the Supreme Court on 24th September cancelled 214 coal block allocations made since 1993, except four blocks — one belonging to NTPC and SAIL each and two allocated to Sasan ultra mega power projects.

The Court granted six months breathing time to mining companies to wind up their operations in the coal blocks.

The allocation of coal block licenses has been the subject of a CBI investigation that is being monitored by the Supreme Court. It became a major political issue when CAG Vinod Rai in his report in 2012 stated that around Rs. 1.83 lakh crore has been lost because coal blocks were not auctioned openly. GOVT PLANS 45,000 CRORE DISINVESTMENT The Cabinet Committee on Economic Affairs (CCEA) has approved the sale of stakes in Coal India Limited (CIL), Oil and Natural Gas Corporation (ONGC) and National Hydroelectric Power Corporation (NHPC). The Finance Ministry proposes to sell 10, 5 and 11.36 per cent holding in CIL, ONGC and NHPC respectively. Govt expects to mop up around Rs. 45,000 crore through this sale. MNREGA TO FOCUS ON DRAUGHT RELIEF With a view to mitigating drought and drought-like situation in many parts of the country, govt has directed that 50 per cent of all the works taken up at the district level under MNREGA scheme should only be for water conservation. NETHERLAND TO HELP INDIA IN AGRICULTURE The Netherlands is working with India to set up 10 centres of excellence across the country with an aim to raise agriculture output and introduce modern farm technologies and techniques. Three such centres are already working in Kerala, Maharashtra, and Punjab. MUKESH IS THE RICHEST – 8th TIME Reliance Industries Chairman, Mukesh Ambani has topped the Forbes list of billionaires in India for the eighth consecutive year with a net worth of $23.6 billion, followed by Dilip Shanghvi of Sun Pharma at $18 billion.

100 BILLIONAIRES IN INDIA According to the Wealth-X and UBS Billionaire Census 2014, India ranks sixth in terms of number of billionaires, having 100 such people, collectively having $175 billion in networth, while globally the number of uber-rich has reached a record high of 2,325 persons. The ADB to give $63.3 million loan to improve urban

municipal services in Karnataka and $150 million for development of renewable energy in Rajasthan.

India's foodgrain production is projected to drop by 7 per cent to about 120 million tonnes this year due to poor monsoon.

Union government has decided to close down India’s sole and oldest (1961) public sector watch company - HMT Watches in a phased manner.

India has signed the Free Trade Agreement (FTA) in services and investments with 10 ASEAN countries. ASEAN: Association of South East Asian Nations

The ADB to give $150 million loan to help build transmission lines for renewable energy development in Rajasthan.

Telephone subscriber base in India rose marginally in July to reach 94.64 crore, with 34.5 lakh users added during the month, with a monthly growth of 0.37%.

AUGUST 2014

SEBI SETS 15 MINUTE LIMITS SEBI has proposed that all listed companies should intimate decisions on dividends, bonus, fund-raising and buyback, among others, within 15 minutes of closure of the board meetings. The move is part of SEBI's effort to ensure 'timely and adequate' disclosures by listed companies to avoid chances of insider trading.

Retirement fund body EPFO’s trustees have decided to retain interest payment on provident fund deposits for 2014-15 at 8.75 per cent.

‘Vistara’: Brand name of the new joint venture airline of the Tata Sons-Singapore Airlines.

Country’s first seaplane service was launched on Mumbai-Lonavla short route (80 kms) from the Juhu aerodrome on 25th August.

The number of telephone subscribers in India increased by 0.49 per cent over May 2014 to 942.95 million at the end of June, 2014.

BANKING & FINANCE

OCTOBER 2014 KYC COMPLIANCE ‘MUST’ FOR ALL ACCOUNTS The RBI has made it mandatory for all bank customers, including low risk ones, to be KYC-compliant. Credits would be allowed in such accounts, but debits won't be allowed if the customers are not KYC compliant. However, the account-holder will have the option to

close the account and withdraw the money. To facilitate compliance of KYC norms, banks have been

asked to allow self-certification of documents and accept a certified copy of the document even by mail/post for account opening.

KYC norms were introduced in 2001, after the 9/11 attacks in New York, America.

TWO MORE TRANSACTIONS FOR METRO ATMs The Reserve Bank has said that the number of free transactions in a month at non-home ATMs would remain three in six identified metros but customers of these centres can use their card without cost two more times in non-metro centres.


SBI LAUNCHES ONLINE PASSBOOK APP State Bank of India has launched a facility called ‘mPassBook’ on its ‘State Bank Anywhere’ mobile application, for its retail banking users. It is an electronic application of a physical passbook for savings bank and current accounts. The facility empowers users to view their transaction history on their smart phone and maintain an entire year’s historical data on it. INSTANT BANK PAYMENTS FOR FB USERS Kotak Mahindra Bank has launched an instant bank payment product – KayPay for Facebook users to send money to each other in an instant. The system will enable over 25 crore Indian bank account holders to transfer funds to each other instantly by just choosing recipients from their Facebook friends list.

Federal Bank has won the IDRBT Banking Technology Excellence award for 2013-14 in four out of total five categories in the mid-sized lenders segment.

The Reserve Bank has signed a pact with Central Bank of Kenya for exchange of information and supervisory cooperation.

SEPTEMBER 2014

KINGFISHER DECLARED ‘WILFUL DEFAULTER’ The public sector United Bank of India (UBI) has slapped wilful defaulter notice on Kingfisher Airline, its promoter Vijay Mallya and its directors. Kingfisher Airlines had taken a loan of Rs 350 crore from the bank. The Airlines owes around Rs.7,500 crore to a consortium of 17 banks led by the State Bank of India.

WHAT IS WILFUL DEFAULT Banks play an important role in development of the country by providing need based funding to the industry. But some scrupulous borrowers default in repayment of their dues thereby putting public funds at risk. Banks take all possible steps to ensure quick recovery of funds. One such option with banks is to declare the defaulting borrower as “wilful defaulter”. Recently, a lot of heat was generated in newspapers when the United Bank of India declared Vijay Mallya of Kingfisher Airlines as ‘wilful defaulter’. Let us see who is a wilful defaulter.

DEFINITION Wilful default broadly covers the following actions by the borrowers: a) Deliberate non-payment of the dues despite adequate cash flow and good networth; b) Siphoning off of funds to the detriment of the defaulting unit; c) Assets financed either not been purchased or been sold and proceeds have been misutilised; d) Misrepresentation / falsification of records; e) Disposal / removal of securities without bank's knowledge; f) Fraudulent transactions by the borrower.

CUT-OFF LIMITS As per the Central Vigilance Commission guidelines, all cases of wilful default with an outstanding balance of Rs. 25 lakh or more have to be reported by the banks/FIs to RBI. In all cases of wilful defaults of one crore and above, Banks are required to examine the scope for filing the court case and also consider criminal action wherever instances of cheating/fraud by the defaulting borrowers are detected. The identification of the wilful default has to be made keeping in view the track record of the borrower and should not be decided on the basis of isolated or stray transactions/incidents. The default to be categorised as wilful must be intentional and deliberate PENAL MEASURES Banks are required to initiate the following measures against the wilful defaulters: 1) No additional facilities should be granted by any bank to the wilful defaulters. 2) They should be debarred from institutional finance from the scheduled commercial banks, Development Financial Institutions, Government owned NBFCs, investment institutions etc. for floating new ventures for a period of 5 years from the date on which their name is published in the RBI list of wilful defaulters. 3) Banks should initiate legal action against the borrowers / guarantors. They may initiate criminal proceedings against wilful defaulters, wherever necessary. 4) Wherever possible, the banks may go in for a change of management of the wilfully defaulting borrower unit. 5) A promoter or director on the Board of a company which has been identified as a wilful defaulter will not be allowed to be on the board of any other company. 6) In order to prevent the access to the capital markets by the wilful defaulters, a copy of the list of wilful defaulters (non-suit filed accounts) and list of wilful defaulters (suit filed accounts) are forwarded to SEBI by RBI and Credit Information Bureau (India) Ltd. (CIBIL) respectively. GRIEVANCES REDRESSAL MECHANISM Banks are required to take the following measures in identifying and reporting instances of wilful default:

(i) With a view to imparting more objectivity in identifying cases of wilful default, decisions to classify the borrower as wilful defaulter should be entrusted to a Committee of higher functionaries headed by the Executive Director and consisting of two GMs/DGMs as decided by the Board of the concerned bank/FI. (ii) The decision taken on classification of wilful defaulters should be well documented and supported by requisite evidence. The decision should clearly spell out the reasons for which the borrower has been declared as wilful defaulter vis-à-vis RBI guidelines. (iii) The borrower should thereafter be suitably advised about the proposal to classify him as wilful defaulter along with the reasons therefor. The concerned borrower should be provided reasonable time (say 15 days) for making representation against such decision, if he so desires, to a Grievance Redressal Committee headed by the Chairman and Managing Director and consisting of two other senior officials. (v) A final declaration as ‘wilful defaulter’ should be made after a view is taken by the Committee on the representation and the borrower should be suitably advised.


BENEFITS UNDER ‘PMJDY’ ARE FOR ALL Government has decided that benefits under Pradhan Mantri Jan Dhan Yojana (PMJDY) would be extended to existing bank account holders provided they apply for it. The idea of universal bank accounts was originally proposed by Nachiket Mor committee formed by the RBI to improve financial inclusion. Universal financial access aims to improve financial savings, reduce leakages through direct benefit transfer and bring down use of cash. RBI CLARIFIES ON INOPERATIVE ACCOUNTS The Reserve Bank has said that the savings bank accounts in which even if dividend cheque has been credited in it in the previous two years, the account may not be treated as inoperative. A bank account becomes inoperative or dormant if no credit or debit transaction has been conducted for a period of two years or more. SBI, ICICI TOP IN MOBILE TRANSACTIONS State Bank of India accounted for half of the total number of banking transactions done through mobile phone in June, 2014, while ICICI Bank became the first bank to surpass the Rs 1,000-crore mark in terms of amount of transactions done through mobile phones. AXIS BANK/ICICI BANK TO COLLECT TOLL TAX

NHAI-promoted Indian Highways Management Company Limited (IHMCL) has inked a pact with Axis Bank and ICICI Bank for services related to electronic toll collection. Considering the complexities and geographical spread, the nationwide electronic toll collection (ETC) would be first of its kind in the whole world. COMMITTEE ON CAPACITY BUILDING RBI formed G Gopalakrishna Committee to give recommendations on capacity building in banks and non-banks, streamlining training intervention and suggesting changes thereto in view of ever increasing challenges in banking and non-banking sectors. RBI released committee’s recommendations on 23rd September for inviting suggestions from the stakeholders. SBI STARTS ACCOUNTS FOR MINORS State Bank of India has introduced personalised savings accounts for anyone below 18-year age. Account named 'Pehli Udaan' is a singly operated savings bank account for a minor aged 10 years and above and who can sign uniformly, while account 'Pehla Kadam is a savings bank account for minor of any age operated jointly with his/her parent or guardian.

CARDLESS WITHDRAWAL FROM ICICI BANK ICICI Bank has introduced a Cardless Cash Withdrawal facility which allows customers to transfer money from their account to anyone in India with a mobile number. The recipient, even if he does not have a bank account, can withdraw money round the clock without using a debit card from over 10,000 ATMs of ICICI Bank. RBI NOT TO PRINT RUPEE ONE NOTE The Law Ministry has clarified that the Government of India has all the powers to print rupee one currency notes under the Coinage Act, 2011and the Reserve Bank has the authority to issue bank notes of denominational values of Rs 2, Rs 5, Rs 10, Rs 20, Rs 50, Rs 100, Rs 500, Rs 1,000, Rs 5,000 and Rs 10,000. The Govt. of India also has the sole right to mint coins of denominations up to Rs. 1000. H R KHAN COMMITTEE The government has set-up a Committee headed by the Deputy Governor H R Khan of Reserve Bank of India to take stock of unclaimed deposits in the Public Provident Fund (PPF) and post office saving schemes and suggest how these funds can be utilised for the benefit of senior citizens

BANKS TO FIX TIMELINE FOR LOANS RBI has said that Banks should clearly delineate the procedure for disposal of loan proposals, with appropriate timelines, and institute a suitable monitoring mechanism for reviewing applications pending beyond the specified period.

NABARD PUTS COOP BANKS ON CBS A total of 201 state and district level Central Cooperative Banks with 6914 branches from 16 states and three union territories of the country have joined the 'NABARD initiated Project on Core Banking Solutions in Co-operative Banks.

RBI has advised that if a company fails to repay its bank dues, its other group units may also be termed wilful defaulters.

RBI has fixed 70 years as the upper age limit for Managing Directors and Chief Executive Officers and other whole-time director of banks in the private sector.

Export-Import Bank of China and China Development Bank Corp.signed MoU with SBI, ICICI Bank and Axis Bank to facilitate trade between the two countries.


AUGUST 2014 PRADHAN MANTRI JAN DHAN YOJNA Prime Minister has announced a new financial scheme - Pradhan Mantri Jan Dhan Yojna to provide a bank account to every poor in the country as part of 'Sampoorn Viteeyea Samveshan' or Comprehensive Financial Inclusion.

To begin with, over 1.84 crore accounts were opened on launch date 28th August. The government has set a target of 15 crore new accounts by 2018, ensuring at least two bank accounts per family.

The salient features of the scheme are: The scheme will be launched in two phases – first from

15.8.14 to 15.8.15 and second from 16.8.15 to 15.8.18, each phase targeting opening of 7.5 crore bank accounts.

The accounts will be opened with zero balance with no minimum balance condition.

Every account holder will get a accidental insurance cover of Rs. One lac.

Persons opening account upto 26th January, 2015 will also get a health insurance cover of Rs. 30,000.

All account holders will be issued Rupay debit card to facilitate ATM withdrawals.

All account holders will get mobile banking facility for easy money transfer.

Accounts runs satisfactorily for 6 months will be allowed to have over draft facility of Rs. 5000.

A Rs 1,000-crore credit guarantee fund will be set up by NABARD for this purpose.

Of the 24.67 crore households in the country, 10.19 crore do not have access to banking services. In rural areas, 44 per cent households and in urban areas 33 per cent still do not have a bank account. The present banking network of the country comprises of a branch network of 1,15,082 and an ATM network of 1,60,055.

SLR SLASHED TO 22 PER CENT RBI has reduced the statutory liquidity ratio (SLR) of scheduled commercial banks by 50 basis points from 22.5 per cent to 22.0 per cent with effect from the fortnight beginning 9th August, 2014, unlocking around Rs 40,000 crore of bank funds. All other rates – Repo, Reverse repo, MSF

and Bank Rate have been left unchanged. FREE ATM TRANSACTIONS LIMITED TO 5/3 Banks have been advised to provide their savings bank account holders with at least five free transactions per month at their own ATMs. Beyond this, banks may decide to levy transaction charges (not exceeding Rs 20). The number of free transactions on ATMs set up by other banks will continue to five per month except in six metros - Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad, where it has been reduced to three only per month. However, they will be allowed two more transactions outside metro centers.

‘BHARAT BILL PAYMENT SYSTEM’ For the convenience of people to pay school fees and municipal taxes and utility bills through an integrated platform, the Reserve Bank proposes to set up an "anytime anywhere" bill payment system by the name ‘Bharat Bill Payment System’. Bill payment is a major component of the retail payment transactions as over 3,080 crore bills amounting to more than Rs 6,00,000 crore are generated each year in the top 20 cities in the country.

The Reserve Bank has approved the transfer of surplus (profit) amounting to Rs 526.79 billion for the year ended June 30, 2014 to the Government of India.

India post announced the launch of over 1000 ATMs in the near feature. It will also enable core banking solution at its 25000 offices over the next year.

DEFENCE, SCIENCE

& TECHNOLOGY

OCTOBER 2014 ‘NIRBHAY’ TEST FIRED SUCCESSFULLY India successfully test-fired its nuclear-capable cruise missile 'Nirbhay' from the Integrated Test Range in Chandipur, Odisha. Developed by the Defence Research and Development Organisation (DRDO), Nirbhay (fearless in Hindi) is very manoeuvrable and can fly at tree-top level, making it difficult to detect on radar, and can strike targets more than 700 km away. Unlike other ballistic missiles like the Agni, Nirbhay has a wing and pronounced tail fins. It launches like a missile and in early flight the small wings get deployed. It then flies like an aircraft and can even hover near the target, striking at will from any direction.

GOVT CLEARS 80,000 CRORE FOR DEFENCE The Defence Acquisition Council has cleared military equipment purchase proposals worth Rs 80,000 crore that include purchase of over 8,000 Israeli anti-tank missiles, 362 infantry carrying vehicles, 12 upgraded Dornier surveillance aircraft and two midget subs for special operations. The Council also gave green signal for construction of six submarines indigenously. India and China to set up hotlines between their army

headquarters and establish new border meeting posts to amicably address incidents of incursions on border.

China has test fired a new variant of its 10,000 km range missile - Dongfeng-31B, capable of targeting Europe and the West Coast of the United States.


IRNSS 1C LAUNCHED SUCCESSFULLY Scripting another success in India's space programme, ISRO launched its third navigation satellite IRNSS 1C on board its PSLV-C26 rocket from Sriharikota on October 16. IRNSS 1C is a part of the series of seven satellites that ISRO plans to launch to put in place the Indian Regional Navigation Satellite System- IRNSS – our own navigation system on par with the GPS of the US.

URANUS LIKE PLANET DISCOVERED Astronomers have spotted a turbulent planet, 25,000 light-years away, that is four times as massive as Uranus. The exo-planet is part of a double-star (binary) system known as OGLE-2008-BLG-092L, near the constellation Sagittarius.

SEPTEMBER 2014 JOINT ARMY EXERCISE HELD WITH US ARMY A joint 14 days military exercise between the armed forces of America and India was held at Ranikhet in Almora district of Uttrakhand. The exercise included 250 personnel of the US army and a similar strength of a Mountain Brigade of the Indian Army. INS SUMITRA JOINS INDIAN NAVY The new generation Naval Offshore Patrol Vessel (NOPV), INS Sumitra, built by Goa Shipyard Limited for the Indian Navy, was formally commissioned by Chief of Naval Staff on 4th September 2014 at Chennai.

Pakistan conducted a successful test of its surface to surface missile Hatf IX (NASR), having a range of 60 kilometers

Iran unveiled a new surface-to-air missile - Talash-3 (“Endeavor-3”), claimed to be capable to shoot down hostile target at high altitude.

INDIA CONQUERS MARS IN FIRST ATTEMPT India scripted history on September 24, early in the morning when it became the first country to place its Mars Orbiter Spacecraft (MOS) in the orbit in very first attempt. Highlights of the mission are as under: The mission puts ISRO among an elite league of three

other space agencies- NASA, European Space Agency and Russian Space Agency, to undertake a successful voyage to the Red Planet.

Scientists ignited the main 440 Newton Liquid Apogee Motor (LAM) and eight small thrusters on 24 September morning to slow down the speed of Mars Orbiter Mission (MOM) spacecraft ‘Mangalyaan’.

The 1,350 kg spacecraft was slipped into its elliptical orbit spanning 423 km X 80,000 kms, capping a 66 million km journey that began on November 5 last.

The spacecraft will take 77 hours or 3.2 earth days for each rotation around Mars

At just $74 million, the mission is less than the estimated $100 million budget of the sci-fi blockbuster “Gravity”.

MOM costed one tenth of NASA’s Mars mission Maven that entered the Martian orbit just 2 days back, on September 22.

Till date, of the 51 missions to Mars launched by several other countries, only 21 have been successful.

The spacecraft is carrying five scientific instruments aboard for various investigations: i) Mars Colour Camera: to take images of the planet's

surface features ii) Methane Sensor: to look for the methane gas, an

indication of life on the planet iii) Mars Exosphere Neutral Composition Analyser: to

study neutral gas atoms found in the outermost part of the Martian atmosphere.

iv) Lyman Alpha Photometer: to measure relative abundance of two isotopes of hydrogen on Mars

v) Thermal Infrared Imagery Spectrometer: to map the surface temperature to infer presence of minerals.

MARS PLANET PROFILE After Venus, Mars is the closest planet to the Earth. It is the fourth planet from the Sun. Named after the Roman god of war; it is also called the “Red Planet” due to its reddish appearance due to abundance of red oxide dust.

Distance from Earth: 60 million kms, farthest could be 400million kms.

Distance from Sun: 150 million kms

Diameter: 6,800 kms Circumference: 21,300 kms

Known Moons: 2- Phobos & Deimos

Orbit Period: 687 Earth days (Mars year)

Rotation Period: 24hrs, 37min (Mars day)

Surface Temperature: Average -81 °F

Atmosphere: Less than 1% of earth’s, mostly Carbon-di-oxide, 96%

Surface gravity: 37% of the Earth, i.e. one can jump three times higher on Mars

CROPS IN ‘FERTILE CRESCENT’ UNDER THREAT Scientists have warned that millions of lives could be at risk because of the threat to food crops posed by conflict in the Middle East. Many of the most valuable wild relatives of crops vital to global food security grow in the Fertile Crescent – a region that encompasses Iraq, Syria, Israel and Lebanon.


REMAINS OF SUPER DINOSAUR DISCOVERED Researchers at Drexel University in the US have claimed to have discovered in Argentina remains of an enormous Dinosaur weighing nearly 60 tons. The scientists said measurements of the fossilized bones suggest that the animal was about 26 meters long. The new super massive dinosaur has been named Dreadnoughtus.

China launched two satellites - Yaogan-21 and Tiantuo-1 to relay information on natural resources, disaster management and smart satellite experiments.

DRDO successfully test-fired Agni-I - nuclear-capable surface-to-surface missile from Wheeler Island off Odisha coast. It has a striking range of 700 to 1250 km.

AUGUST 2014 INDO RUSIA JOINT AIR DRILL India and Russia conducted their first-ever joint Air Force exercise “Avia Indra-2014” in Astrakhan region located north of the Caspian Sea. Beginning on 25th August, the exercise will continue till 5th September. CHINA DISPLAYS ICBM DONGFENG - 41 China has unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng – 41 (DF-41). The missile with an operation range varying between 12000 km to 15000 km is amongst the world’s longest range missiles. INDARC OBSERVATORY DEPLOYED IN ARCTIC Country’s first multi-sensor moored observatory IndARC was successfully deployed in Kongsfjorden Fjord of the Arctic region, roughly halfway between North Pole and Norway on July 23. A team of scientists from the Earth System Science Organisation-National Institute of Ocean Technology (ESSO-NIOT) Chennai and ESSO-National Centre for Antartic and Ocean Research (NCAOR) termed the same as a milestone in India’s scientific endeavours in the Arctic region. MARS ROVER CREATES TRAVELLING RECORD NASA’s Mars exploration rover ‘Opportunity’ set the record of maximum distance covered by a rover in one go when it travelled a distance of 157 feet (48 meters) on 27 July 2014 on the surface of Mars. The 384-pound rover landed on Mars on January 25, 2004.

ROSETTA CREATES SPACE HISTORY After travelling a distance of 6.4 billion kilometres since it was launched in March 2004, Rosetta- space vehicle by European Space Agency made history on August 6 when it became the first spacecraft to rendezvous with a comet — 67P/Churyumov - Gerasimenko, a 4.5-km-long object. It will airdrop a lander – Philae on the comet.

DRAUGHT PREDICTIONS BY SATELLITE NASA scientists have developed Soil Moisture Active Passive (SMAP) satellite that can predict the severity of droughts worldwide and help farmers maximize the crop yield. This mission is scheduled to launch in November 2014.

REVERSE VENDING MACHINES IN UAE An integrated environment and waste management company will install reverse vending machines designed to collect and recycle domestic light bulbs and batteries across the UAE, making the Gulf country the second nation in the world, after the UK to adapt this technology.

INTERNATIONAL

OCTOBER 2014 PRO DEMOCRACY PROTESTS IN HONG KONG

Hong Kong, an otherwise peaceful territory, witnessed widespread clashes between pro-democracy activists and counter-protesters (pro-Beijing) who have violently tried to drive the mainly young, student-led demonstrators from the occupied streets. The movement has been named as “occupy central” and also given the name ‘umbrella revolution’ due to extensive use of umbrellas by the demonstrators. The protesters are seeking guarantees that Hong Kong citizens can freely vote for their leaders in 2017 from an unrestricted list of candidates, as Beijing promised when Britain handed over the territory in 1997. EBOLA CLAIMS OVER 5,000 LIVES The World Health Organization has advised that by October 25, the number of Ebola cases has exceeded the 10,000 mark, holding with about a 50 percent mortality rate. The number could be higher since a lack of beds in Ebola treatment centers means some victims are forced to stay at home - and those deaths could remain unreported.

NIGERIA CONQUERS ‘EBOLA’ Nigeria was declared free of the deadly Ebola virus on October 20 by WHO after a determined doctor and thousands of officials and volunteers helped end an outbreak still ravaging other parts of West Africa and threatening the United States and Spain. UNO TO WORK FOR POVERTY ALLEVIATION UNO observed the International Day for the Eradication of Poverty on 17th October. The theme for the day for 2014 was “Leave no one behind: think, decide and act together against extreme poverty”. UN Secretary-General Ban Ki-moon said that more than 1.2 billion people are living on less than $1.25 a day and 2.4 billion are living on less than $2 a day.


BRITAIN EXITS FROM AFGHANISTAN

The United Kingdom finally called it a day to its presence in Afghanistan when it handed over its last base there in Helmand province to the Afghan forces, marking an official end to the 13-year-long combat operations that claimed over 450 British lives in the war-torn country. SECURITY COUNCIL GETS 5 NEW MEMBERS Five countries - Angola, Malaysia, New Zealand, Venezuela and Spain were elected by the UN General Assembly as the new non-permanent members of the Security Council for a two years term beginning from Jan 1, 2015. These five countries will replace retiring members Argentina, Australia, Luxembourg, South Korea and Rwanda. 4 INDIANS IN FORTUNE TOP 40 UNDER 40 Four Indians have been named by Fortune in its 2014 list of the 40 most powerful, influential and important people in business under the age of 40. The list has been topped by ridesharing service company Uber’s 38-year-old co-founder Travis Kalanick and community-driven hospitality company Airbnb’s 33-year-old CEO Brian Chesky. The Indians on the list are Economics professor at Harvard Raj Chetty-16, Micromax co-founder and CEO Rahul Sharma-21, Snapdeal Co-Founder and CEO Kunal Bahl-25 and Twitter’s General Counsel and the only woman on the company’s executive team Vijaya Gadde-28. JAFFNA – COLOMBO RAIL LINK OPENED A nearly 400-km long Jaffna-Colombo railway line, reconstructed with Indian assistance in Sri Lanka's former war zone, was inaugurated on 13th October, 24 years after it was shut down during the civil war. CHINA PLANS INTERNATIONAL DEV BANK China and 20 other countries plan to set up an Asian infrastructure Bank seen as a counterweight to West backed international development banks. The group agreed to establish the Asian Infrastructure Investment Bank in Beijing with an expected initial capital of 50 billion US dollars. 25th ASEAN Summit to be held on Nov 12-13 at Nay Pyi

Taw, Myanmar. Google closed the social networking site Orkut on 30

September 2014. The site was started in 2004 by Orkut Buyukkokten, a Google employee.

Severe typhoon – Vongfong slammed into Japan on 13th Oct. at Makurazaki on Kyushu Island with winds of up to 180 kmph, causing widespread destruction.

Strong typhoon Phanfone slammed into Japan on 5th Oct. with winds of up to 180 kmph lashing the shore, bringing heavy rain and chaos in areas around Tokyo.

SEPTEMBER 2014 MODI ADDRESSES UN GENERAL ASSEMBLY The Prime Minister Narendra Modi addressed the 69th session of United Nations General Assembly, UNGA in New York. The theme of the speech was ‘delivering and implementing the Post-2015 development agenda’. BAMIYAN, DHAKA TO BE CULTURAL CAPITAL SAARC Culture Ministers Conference was held at New Delhi on 25 September. The meet named Bamiyan, the Afghan town which shot into prominence when the Taliban blew up two ancient statues of the Buddha in 2001, to be the SAARC cultural capital for a year beginning April 2015 and Dhaka for 2016-17. The year 2016-17 was also declared the SAARC Year of Cultural Heritage. FRANCE ATTEMPTS TO REDUCE SMOKING In a bid to reduce high smoking rates among the teenagers, France plans to introduce plain cigarette packaging and ban electronic cigarettes in certain public places. The new cigarette packets would be “the same shape, same size, same colour, same typeset” to make smoking less attractive to young smokers. U N CLIMATE SUMMIT HELD IN NEW YORK UN Climate Change Summit 2014 held at UN headquarters in New York on 23 September 2014. The purpose of the Summit was to raise political momentum for a meaningful universal climate agreement in Paris in 2015. SCOTLAND TO STAY WITH UK

Scotland has rejected independence and decided to stay with United Kingdom. In a referendum that threatened to break up 307 years union between them, 55 percent Scottish people polled NO vote and 45 percent YES vote to a simple question – “Should Scotland be an independent country?” United Kingdom comprises of four countries – England, Scotland, North Ireland and Wales. UKRAINE MOVES AWAY FROM RUSSIA Ukraine's Parliament has ratified a landmark European Union pact that decisively steers the former Soviet state towards Europe and away from Russian influence. The legislation grants greater autonomy to the separatist regions in the east of the country, as well as amnesty for most of those involved in recent fighting with government forces.


NATO ADOPTS ‘WALES RESOLUTION’ The NATO summit was held in Wales, UK on 4 to 5 September 2014. Leaders from around 60 countries including USA and France attended the summit. The resolutions adopted in the summit were named ‘Wales Resolution’. PAKISTAN REELS UNDER FLOOD FURY At least 280 people have been killed and over two million affected in massive flooding triggered by heavy monsoon rains in Pakistan, mainly in Punjab province and in Pakistan-occupied Kashmir (PoK). Most havoc was caused by overflowing of major rivers like Chenab and Jhelum. NO INDIAN UNIVERSITY IN WORLD’s TOP 220 The QS World University Ranking 2014 ranks Massachusetts Institute of Technology, USA at number one, followed by the University of Cambridge, Imperial College, London, Harvard University and University of Oxford. Highest rank secured by an Indian university is 222 secured by IIT, Bombay, followed by IIT Delhi-235. ONE MILLION BABIES DIE IN FIRST 24 HOURS A report released by the United Nations Children's Fund (UNICEF) states that one million babies each year died within 24 hours of birth from mostly preventable causes. Further, almost 2.8 million babies die each year within the first 28 days. The Report showed that many of these deaths could be easily prevented with simple, cost-effective interventions before, during and immediately after birth. 6th meeting of the South Asian Association for Regional

Cooperation for Home Ministers held on September 19 at Kathmandu, attended by Rajnath Singh.

West Asia’s largest consumer IT and electronics retail show- GITEX Shopper held at World Trade Center in Dubai

London will host its first-ever Regional Pravasi Bharatiya Divas (RPBD) next month from October 16 to 18.

The seventh round of nuclear talks between Iran and six major world powers- US, UK, France, Russia, China and Germany were held in New York.

AUGUST 2014 EBOLA CATASTROPHE IN WEST AFRICA Three West Africa nations - Liberia, Guinea and Sierra Leone, are struggling to control an outbreak of Ebola viral fever that has claimed over 700 lives in the recent past. The World Bank has pledged USD 200 million in emergency funding to contain spread of deadly Ebola. Ebola virus disease (EVD), formerly known as Ebola haemorrhagic fever is a severe, often fatal illness in human with almost 90 per cent mortality rate. It is highly infectious and can spread easily through close contact with the blood, secretions, organs or other bodily fluid. The virus was first discovered nearly four decades ago in Congo in a village near the Ebola River.

NAGOYA PROTOCOL RATIFIED BY 51 MEMBERS The Nagoya Protocol on Access to Genetic Resources and the Fair and Equitable Sharing of Benefits Arising from their Utilization will enter into force on 12th October 2014 following its ratification by 12 more countries. With this development, 51 members to Convention on Biological Diversity that was agreed in October 2010 in Nagoya, Japan have ratified the treaty. India is currently the President of CoP till CoP-12 is held in Pyeongchang, South Korea in October this year. CoP equal to Conference of the Parties.

BANGLADESH TO JOIN BRICS BANK Bangladesh has decided to join the newly formed BRICS Bank, an initiative of the world's five emerging economies - Brazil, Russia, India, China and South Africa. Named as 'New Development Bank', BRICS Bank was formed after an agreement was signed by BRICS countries during July, 2014 Summit in Brazil, with the aim at easing financing constraints faced by BRICS and other developing countries to address infrastructure gaps and sustainable development needs. 100 YEARS OF WORLD WAR I Britain observed Lights Out Project on 4 August 2014 to commemorate 100 years of First World War (WW-1). Under the project, lights were turned-off for an hour to pay tribute to all those who died in World War I.

World War I, also called The Great War, took place in and around Europe from July 1914 to November 1918 involving 135 countries and claiming more than 9 million lives.

WORLD’s FIRST ECO TEMPLE A Hindu temple - Shree Swaminarayan Mandir, claimed to be the world's first 'eco-temple' featuring solar panels and a rainwater harvesting system, has been opened in northwest London in the UK. THE "ICE BUCKET CHALLENGE" The "Ice Bucket Challenge" encourages participants to dump bucket of freezing water on their head to raise awareness for the ‘amyotrophic lateral sclerosis’ (ALS) – a debilitating disease. Participants are encouraged to donate $10 if they complete the challenge or $100 if they don't.

The World Health Organization has asked for a ban on the use of e-cigarettes indoors and its sale to children.

The US government has said that its economy grew at a brisk annual rate of 4.2 percent in the April-June quarter, slightly faster than it had first estimated.


PERSONS IN NEWS

OCTOBER 2014 RAGHURAM RAJAN: Reserve Bank of India Governor has received the Euromoney’s “Central Bank Governor of the Year Award 2014” in Washington on October 10 for his excellent performance. Euromoney is a reputed international financial magazine of UK. SARITA DEVI: Indian boxer was in news as the International Boxing Association provisionally suspended her for protesting against a controversial verdict, at 2014 Incheon Asian Games. She declined to accept the bronze medal awarded to her as she expected to win the silver medal. SHAKTI DEVI: An Indian police inspector has been named recipient of the prestigious International Female Police Peacekeeper Award 2014 by the UN's police division for her "exceptional achievements" in her duty with the UN mission in Afghanistan, including her efforts towards helping victims of sexual and gender-based violence. HARSHIT SAUMITRA: A five-year-old Indian boy has become the youngest person to reach the Everest Base Camp (EBC). A class 1 student from New Delhi, Harshit took 10 days to cover the distance of 62km trek. He also climbed the nearby Kalapathar (5550 m) peak LEELA SAMSON: Eminent Bharatnatyam dancer and Chairperson of Central Board of Film Certification (CBFC) was in news as she resigned from the post of Chairperson of Sangeet Natak Akademi. THOMAS KAILATH: Indian-American professor from USA is one of the nine scientists selected for the prestigious National Medal of Science, the highest honour for achievement in the fields of science and engineering in USA. JOSHUA WONG: He has just completed 18 years but he is one of the fieriest political activists in Hong Kong. He is the founder of students organisation “Scholarism” which is leading the pro democracy youth movement in Hong Kong, challenging the authority of China. No wonder, he has been called an "extremist" by China's state-run media. JEFFREY P. BEZOS: The Chief Executive of the world’s largest e-tailer –Amazon.com, called on Prime Minister Narendra Modi and committed $2 billion investment in the country. MARK ZUCKERBERG: Founder and CEO of Facebook, called on the Prime Minister Narendra Modi in New Delhi. ALAN EUSTACE: A senior Google vice-president (57) created a new world record for highest free-fall parachute jump. He went up hanging with a Helium balloon and jumped in a specially designed space suit from an altitude of 135908-foot (41.4 kms) reaching a maximum speed of over 1300 kmph

SEPTEMBER 2014 R A MASHELKAR: Eminent scientist and former Director General of the Council of Scientific and Industrial Research, has been named to head an expert panel to recommend best technologies for the "Swachh Bharat" national sanitation campaign with an emphasis on areas like potable water and sanitation.

AKKINENI NAGESWARA RAO (ANR): Legendary Telugu actor, who passed away in January 2014, became the first Indian actor to be honoured with a postage stamp by the U.S. Post Service (USPS).

CHITRESH TATHA: 12-year-old, a sailor of ‘Optimist’ dinghy category is the youngest sailor to represent India at the 2014 Asian Games at Incheon, South Korea.

TN SURESH KUMAR: A senior ISRO scientist has become the first Indian to visit the stratosphere, the second layer of the Earth’s atmosphere. He travelled to an altitude of 17,100 metres in 48 minutes in a MIG-29 reaching a maximum speed of 1850 km per hour from Sokol Airbase near Nizhny Novgorod in Russia.

J. JAYALALITHAA: Tamil Nadu Chief Minister was in news as she and three others were sentenced to four years in jail by a special court in Bangalore in a 66.65 crore rupees Disproportionate Assets case on 27th September. She was also fined Rs. 100 crore.

ALOK SHETTY: The 28 year old Indian architect has been named ‘Young Leader of Tomorrow’ by Time magazine for his pioneering work in designing affordable flood-proof houses for slum dwellers.

KRITTIKA BISWAS: 21 year old daughter of an Indian diplomat in New York consulate was in news as she won a significant legal victory from the local court which awarded $225,000 settlement for her wrongful arrest and jail for a day in 2011.

JACK MA: Chinese founder and promoter of world’s largest online shopping portal – Alibaba was in news as the firm successfully launched world’s largest IPO, amassing around $25 billion from the investors.

CONNIE HEDEGAARD, Commissioner for Climate Action, European Commission visited India to mobilize opinion in favour of acceptance of Common But Differentiated Responsibility (CBDR) resolution in an realistic manner wherein all countries agree to accept their responsibility towards control of emissions affecting the climate change.

TOM THABANE: Prime Minister of Lesotho, a tiny hilly kingdom in South Africa, was in news as he fled in fear of his life after soldiers seized power in a coup.

USAIN BOLT: Sprint king from Jamaica was in news as he visited Bangalore for a day to take part in a cricket match at the Chinnaswamy Stadium as part of promotional activity for a footwear company.


AUGUST 2014 IROM SHARMILA CHANU: The human rights activist and former journalist was in news as an Imphal sessions court on 19th August ordered her release, accepting her plea that she did not attempt suicide by fasting unto death. Ironically, after release she again went on protest fast and was rearrested. She has been on a fast since November, 2000 when Assam Rifles men killed 10 persons at Malom area in Imphal in an alleged encounter with insurgents. She has been demanding repeal of the draconian Armed Forces (Special Powers) Act (AFSPA), which gives sweeping powers to armed forces in disturbed areas.

V K DUGGAL: Manipur Governor resigned, the 9th governor to do so in last few months, following change of govt at the center.

SHAH RUKH KHAN: Indian superstar has been roped in as an ambassador for Inter-pol’s “Turn Back Crime” campaign to promote awareness of how everyone can play a role in preventing crime. The campaign aims at empowering the public to not to be duped by criminals when buying products or using the internet.

KAMLA BENIWAL: Governor of Mizoram was in news as she was sacked by a Presidential order. She was earlier Governor of Gujarat and shifted to Mizoram on July 6 this year. She was sacked reportedly for certain irregularities committed by her during her Gujarat tenure.

NIKHIL CHANDWANI: The 20-year-old noted Indian author and documentary filmmaker, has become the first Asian to win the prestigious Author of the Year award from the American Literary Forum Society for his novel 'Coded Conspiracy’.

K. SANKARANARAYANAN: Maharashtra Governor was in news as he quit his office to protest his transfer to Mizoram.

JOHN KERRY: US Secretary of State (Foreign Minister) visited in India to hold 5th Indo-US Strategic Dialogue CHUCK HAGEL: U.S. Defence Secretary (Defence Minister) visited India to lay the groundwork for the revival of Indo-U.S. defence ties. GENERAL PRAYUTH CHAN-OCHA: Thailand's coup leader was in news as he was appointed Prime Minister by a legislature that was formed by him only, giving the army chief a veneer of legitimacy to his action.

APPOINTMENTS

OCTOBER 2014 MANOHAR LAL KHATTAR: New Chief Minister of Haryana

DEVENDRA FADNAVIS: New Chief Minister of Maharashtra ARVIND SUBRAMANIAN: Chief Economic Adviser to the Union Government. He is the former IMF economist RAJIV MEHRISHI: Union Finance Secretary Dr. A SURYA PRAKASH: Chairman, Prasaar Bharati Board HEMANT CONTRACTOR: Chairman of Pension Fund Regulatory and Development Authority (PFRDA) DILMA ROUSSEFF: Re-elected as the President of Brazil, second term leading her Workers Party KHALED BAHAH: Prime Minister of Yemen JENS STOLTENBERG: Secretary-General of NATO India has been re-elected as member of the 47-nation UN Human Rights Council (UNHRC) for the period of 2015-17

SEPTEMBER 2014

R A MASHELKAR: Technology Head of the "Swachh Bharat Mission".

LALITHA KUMARAMANGALAM: Chairperson of the National Commission for Women.

P. SATHASIVAM: Governor of Kerala, he is former Chief Justice of India

HARDEEP SINGH PURI: Secretary General of Independent Commission on Multilateralism

O PANNEERSELVAM: Elected as new Chief Minister of Tamil Nadu, in place of Jayalalitha ADIL ZAINULBHAI: Former McKinsey India Chief has been appointed Chairman, Quality Council of India.

Formed jointly by Govt of India and three apex industry organizations – FICCI, ASSOCHAM and CII, the Council aims at helping India achieve and sustain total quality and reliability, in all areas of life, work, environment, products and services across all levels -- individual, organisational, community and societal.

Justice H.L. DATTU: 42nd Chief Justice of India.

ASHRAF GHANI: President of Afghanistan

VOREQE BAINIMARAMA: Fiji's new Prime Minister

JOHN KEY: Prime Minister of New Zealand

LE YUCHENG: China's new Ambassador to India. RICHARD RAHUL VERMA: Next US ambassador to India.


AUGUST 2014 FOUR NEW GOVERNORS APPOINTED

Kalyan Singh Rajasthan Vajubhai Vala Karanatka, C Vidyasagar Rao Maharashtra Mridula Sinha Goa

K.V. THOMAS: Congress MP appointed Chairman of the Public Accounts Committee of Parliament. The post is given for one year to a member of the largest opposition party in the Lower House. The committee scrutinizes the accounts of the government and the reports of the Comptroller and Auditor-General of India.

S S MUNDRA: Deputy Governor of the Reserve Bank of India for three year term. He is ex CMD of Bank of Baroda.

T M BHASIN: Chairman of the Indian Banks Association – IBA for 2014-15. He is CMD of Indian Bank. RAJNI RAZDAN: Chairman, Union Public Service Commission – UPSC.

M. THAMBIDURAI: Deputy Speaker, Lok Sabha

K. V. Chowdary: Chairman of Central Board of Direct Taxes (CBDT)

AHMET DAVUTOGLU: New Prime Minister of Turkey

HAIDAR AL-ABADI: Prime Minister of Iraq

GEN. PRAYUTH CHAN-OCHA: Prime Minister of Thailand

AWARDS & HONOURS

OCTOBER 2014

2014 NOBEL PRIZES DECLARED (See page 1 for details)

INDIAN NOBEL PRIZE WINNERS

Rabindranath Tagore

Literature in 1913

For his collection of poems “Geetanjali”.

Sir C.V. Raman Physics in 1930

For his “Raman Effect” related to light.

Dr. Hargobind Khorana

Medicine in 1968

For his study of the Human Genetic Code and its role in Protein Synthesis.

Mother Teresa Peace in 1979

For her service through her Charitable Mission “Nirmal Hriday” at Calcutta to people suffering from Leprosy and to those people dying in destitute.

Dr. Subramanian Chandrashekar

Physics in 1983

For his theory on white dwarf stars’ limitation known as ‘Chandrasekhar Limit’.

Dr. Amartya Sen Economics in 1998

For his work in Economic Theory related to Poverty, Democracy, Development and Social Welfare.

NOBEL PRIZE WINNERS OF INDIAN ORIGIN

Ronald Ross

Medicine in 1902

For his research on Malaria and ways to counter it.

Rudyard Kipling

Literature in 1907

For his Poems and Short Stories related to India and Burma.

V.S. Naipaul

Literature in 2001

For his interesting travel notes and novels.

Venkataraman Ramakrishnan

Chemistry in 2009,

jointly with two others

For mapping ribosomes, the protein producing factories within cells at the atomic level.

NATIONAL RAIL AWARD: Harish Kanwar, Deputy Director in Railway Board for his contribution in completion of the Pirpanjal rail tunnel in J&K. NATIONAL KISHORE KUMAR AWARD: Noted Bollywood lyricist Sameer LAL BAHADUR SHASTRI NATIONAL AWARD – 2014 for Excellence in Public Administration, Academics and Management: Dr. A. Sivathanu Pillai, CEO and MD of BrahMos Aerospace. WORLD MEDIA SUMMIT Global Awards for Excellence, 2014: P. Sainath, Rural Affairs Editor at The Hindu got the Public Welfare Award. He is one of the five other media entities honoured with these awards. WILDSCREEN PANDA AWARD: The coveted wildlife photography award in best newcomer category was won by Ashwika Kapur for her film, Sirocco - how a dud became a stud at the annual Wildscreen Film Festival held at Bristol, UK. CULTURAL MEDALLION 2014 (Singapore): KTM Iqbal, an Indian-origin Singaporean poet and writer was named for this highest cultural award of Singapore. WORLD FOOD PRIZE 2014: Dr Sanjaya Rajaram for his scientific research that led to a bumper growth in world wheat production. MAN BOOKER PRIZE: The Australian novelist Richard Flanagan for his book “The Narrow Road to the Deep North.” The book tells the harrowing story of an Australian surgeon who is held in a Japanese P.O.W. camp and is forced to work on the Thailand-Burma Railway. The prize given annually for the best published literary work in English carries a cash award of British Pounds 50,000. WAISLITZ GLOBAL CITIZEN AWARD: Anoop Jain for his work in founding Humanure Power in Bihar in 2011 that builds community sanitation facilities in rural India. GLOBAL DIVERSITY AWARD 2014: Shah Rukh Khan has been honoured with this award by British Parliament for his contribution to cinema.


SEPTEMBER 2014 SARASWATI SAMMAN: Noted Hindi novelist Govind Mishra for his novel ‘Dhool Paudhon Par’. The prize is given annually by the K K Birla Foundation in recognition of outstanding literary work in any one of the Indian languages listed in Schedule VIII of the constitution of India. The prize carries a cash award of Rs. Ten lakh. SHANTI SWARUP BHATNAGAR AWARD: 10 scientists selected for the annual award conferred for their outstanding works in the field of science and technology. It consists of a cash prize of Rs 5 lakh, a citation and a plaque. SAAKSHAR BHARAT AWARDS are given on International Literacy Day – Sep 8 by the Union Ministry of Human Resource Development for the best performance in the field of adult education. BHARTENDU HARISHCHANDRA AWARDS: Given by Union Ministry for Information & Broadcasting for original writing in Hindi by Indian authors on subjects like Journalism and Mass Communication, National Integration, Women’s Issues and Children’s Literature. MIDORI PRIZE IN BIODIVERSITY – 2014: Kamal Bawa, Indian scientist and ecologist for his research on climate change in the Himalayas. The prize given by a Japanese foundation, honours three individuals who have made outstanding contributions to the conservation and sustainable use of biodiversity. GOLDEN LION: Award for best film at the Venice Film Festival was bagged by the Swedish film, A Pigeon Sat on a Branch While Reflecting on Existence directed by Roy Anderson. LION OF THE FUTURE: Award for best debut feature film at the Venice Film Festival won by the film Court by Indian writer-director Chaitanya Tamhane.

AUGUST 2014 OUTSTANDING PARLIAMENTARIAN AWARDS BJP leader Arun Jaitley for 2010 Congress veteran leader Karan Singh for 2011 JD (U) leader Sharad Yadav for 2012 The awards were given by the President Pranab Mukherjee on 12 August, 2014. ASHOK CHAKRA: Major Mukund Vardarajan named for highest peace time gallantry award for showing exemplary bravery in killing two terrorists in Kashmir before he was shot dead in April this year. 22ND RAJIV GANDHI SADBHAVNA AWARD: Noted film maker Muzaffar Ali, for his outstanding contribution towards the promotion of communal harmony, peace and goodwill. The award carries a citation and cash award of Rs 5 lakh. CORE BANKING SYSTEM INITIATIVE AWARD-2014: won by Bharatiya Mahila Bank Ltd at the Asian Banking and Finance - Retail Banking Awards, Singapore.

FIELDS MEDAL: Known as the "Nobel Prize of Mathematics” won by Manjul Bhargava. Four such prizes are awarded by the International Mathematical Union.

MARYAM MIRZAKHANI: Iranian-born mathematician has become the first woman to win this prize (Fields Medal).

PARDO D’ORO (GOLDEN LEOPARD): Award for best film at the 67th Locarno International Film Festival in Locarno, Switzerland won by “Mula sa kung ano ang noon” by Lav Diaz, Philippines

BOOKS & AUTHORS

OCTOBER 2014 Final Test: Exit Sachin Tendulkar by Dilip D’Souza

The Narrow Road to the Deep North by Richard Flanagan

A Man and A Motorcycle, How Hamid Karzai Came to Power by Bette Dam

Worthy Fights: A Memoir of Leadership in War and Peace by Leon Panetta, and Jim Newton

Sons of Brahama by Dhruba Hazarika

The divided Island by Samanth Subramanian

SEPTEMBER 2014 And then One Day: A Memoir – Autobiography of noted film artist Naseeruddin Shah

The Highlights by Frank Keating

Odyssey of My Life : Autobiography of former Union Home Minister Shivraj Patil

Playing It My Way — My Autobiography by cricket legend Sachin Tendulkar

Gods of Antarctica by Yashwardhan Shukla, a 13 year old school boy from Delhi

The Lives of Others by Neel Mukherjee, Kolkata-born British author. The book has been shortlisted for the prestigious Booker Prize 2014

AUGUST 2014 Heaven is for real by Todd Burpo &Lynn Vincent

The boys in the boat by Daniel James Brown

Orange is the new black by Piper Kerman

The book of life by Deborah Harkness

The goldfinch by Donna Tartt

Half girlfriend by Chetan Bhagat

Simian by Vikram Balagopal

One Life is Not Enough by Natwar Singh

Not just an accountant by Vinod Rai, former CAG of India

Assassination of Rajiv Gandhi: An Inside Job? by Faraz Ahmad

Strictly Personal, Manmohan and Gursharan by Ms Daman Singh


OBITUARY

OCTOBER 2014 M.V. KAMATH: Veteran journalist and former Prasar Bharati Chairman, Padmasri awardee from Karnataka. JAGDISH SHARAN PANDE: Noted freedom fighter from Almora, Uttarakhand. MARTIN PERL: Nobel Prize-winning physicist from USA, known for discovery of a subatomic particle known as the Tau Lepton.

SEPTEMBER 2014 BIPAN CHANDRA: Padma Bhushan awardee historian, authority on economic and political history of India

BAPU (Sathiraju Lakshminarayana): Veteran Telugu film director, artist and cartoonist, Padma Sri awardee G.E. VAHANVATI: The former Attorney-General of India BALRAJ PURI: Veteran journalist, Padma Bhushan awardee, author of over 40 books MANDOLIN U. SHRINIVAS: Eminent Carnatic music exponent from Andhra Pradesh, Padmasri awardee, known for his expert use of mandolin, a western instrument, in Carnatic music. He passed away at an early age of 45. KIREET JOSHI: Eminent educationist and former education adviser to the Union government

FIROZA BEGUM: Prominent Bangladeshi Nazrul Sangeet singer

JOAN RIVERS: 81-year-old noted lady comedian and TV host from USA

Norman Gordon: South African fast bowler, oldest surviving Test cricketer passed away at 103 years.

AUGUST 2014 B K S IYENGAR: 96 years old Padma Vibhushan awardee Yogacharya, known for his vast contribution in spreading Indian Yoga all over the world.

U.R. ANANTHAMURTHY: Jnanpith awardee and renowned Kannada novelist and story writer

MADHUKAR SINGH: Eminent Hindi litterateur and novelist from Bihar

PRAN KUMAR SHARMA: Eminent cartoonist, popularly known as Pran, who gave life to lovable comic characters Chacha Chaudhury and his friend Sabu. RICHARD ATTENBOROUGH: Oscar-winning British filmmaker and actor, renowned for his critically-acclaimed biopic ‘Gandhi’ on Mahatma Gandhi that won eight Oscars, died at the age of 90.

ROBIN WILLIAMS: Oscar winning famous US comedy actor dies of suspected suicide.

PLACES IN NEWS

OCTOBER 2014 VISAKHAPATNAM: A major coastal city of Andhra Pradesh suffered wide spread destruction under the impact of severe super cyclone ‘Hudhud’ NALIYA: Small town on coast of Kutchh, Gujarat was in news as it was struck by super cyclone Nilofer.

SEPTEMBER 2014 GOA: The city was declared as the permanent venue for the International Film Festival of India (IFFI). The 45th IFFI will be held here from 20 to 30 November, 2014. VIJAYAWADA: City of Andhra Pradesh was in news as it was declared to be the new capital of Andhra Pradesh. CHABAD HOUSE: The Jewish centre, also called Nariman House, in Mumbai was reopened on 26 August 2014, nearly six years after the 26/11 terror attack in November 2008. The Centre is a sacred synagogue of Jews. OMARI MOSQUE, Jabaliya: The centuries old mosque in Gaza was in news recently due to its destruction in ongoing Israel-Gaza conflict. MOUNT ONTAKE: The volcano 200 km west of Tokyo was in news as it erupted suddenly, belching out clouds of rock and ash, catching hundreds of hikers unawares and killing over 36 persons.

AUGUST 2014 MALIN VILLAGE: A small village in district Pune, Maharashtra was in news as it was hit by a massive mud slide, washing out almost entire village.

SINDHUPALCHOK: District of Nepal was in news as a massive land slide near Mankha on 2 August 2014 blocked the Sunkoshi River and caused maasive damage to local settlements, claiming at least 156 lives.

MOUNT SINJAR: place in Nineveh province of northern Iraq was in news as US forces dropped food packets there to thousands of Yezidis stranded there as they flee from nearby areas persecuted by ISIS militants. Hundreds of

Yezidis have been massacred by the ISIS militants for their refusal to convert to Islam. Yezidis are a gentle community of ethnic Kurds, whose religious beliefs are traced to antiquity and the ancient Zoroastrian and Hindu religions as well as to Christianity and Islam.

LONGTOUSHAN: A town in Ludian county of Yunnan province of China was in news as it was struck by a 6.5 magnitude earthquake, killing over 400 persons and causing widespread devastation.


SPORTS WORLD OCTOBER 2014

CURTAINS DOWN FOR 17TH ASIAN GAMES The 17th Asian Games came to an end at Incheon on 4th October. The 16-day sporting extravaganza saw intense action among 45 countries with 9,500 sports persons.

As many as 14 world records were registered and more than 28 Games records were broken in this duration.

China topped with 342 medals (151 gold, 108 silver and 83 bronze) followed by South Korea (234) and Japan (200).

India was placed at 8th rank, securing 57 medals - 11 Gold, 10 Silver and 36 Bronze. In the last Asian Games at Guangzhou, India stood sixth.

Kosuke Hagino, the Japanese swimmer, was named as the “Most Valuable Player” of the 17th Asian Games.

MC Mary Kom, gold medal winner boxer was chosen as the ‘Most Valuable Player of India’ at the recent Incheon Asian Games.

The 18th Asian Games will be held in 2018 in Jakarta, Indonesia.

INDIAN HIGHLIGHTS Yogeshwar Dutt ended a 28-year gold drought for India in wrestling after winning Gold by beating Zalimkhan Yusupov of Tajikistan in men’s 65kg freestyle category.

Jitu Rai, shooter won India's 1st gold in the 50m event.

MC Mary Kom became the first Indian woman boxer to clinch a gold medal at the Asian Games after beating Kazakhstan's Zhaina Shekerbekova in the flyweight (48-51kg) category.

India won the Hockey gold medal beating Pakistan

Indian Kabaddi Teams, both men and women, beat Iran’s teams to win the Gold.

Varsha Gautam and Aishwarya Nedunchezhiyan made history by becoming the first Indian women to win a sailing medal – Bronze in Dinghy event at the Asian Games.

Khushbir Kaur won the country’s first-ever silver in the women’s 20 kms race walk in Asiad.

GOLD MEDALS FOR INDIA - 11

Sr. No. Names Sport Category

1 Jitu Rai Shooting Men's 50 metre pistol

2 Rajat Chauhan, Sandeep Kumar, Abhishek Verma Archery Men's team compound

3 Saurav Ghosal, Mahesh Mangaonkar, Harinder Pal Sandhu, Kush Kumar Squash Men’s team

4 Yogeshwar Dutt Wrestling Men's freestyle 65 kg

5 Seema Punia Athletics Women's discus throw

6 Sania Mirza, Saketh Myneni Tennis Mixed doubles

7 Mary Kom Boxing Women's 51 kg

8 Men’s hockey team Hockey Men

9 Women's kabaddi team Kabaddi Women

10 Men's kabaddi team Kabaddi Men

11 Priyanka Pawar, Tintu Luka, Mandeep Kaur, M R Poovamma Athletics Women's 4x400 metres relay

SILVER MEDALS – 10 Sr. No. Names Sports Category

1. Saurav Ghosal Squash Men’s 2. Pemba Tamang, Vijay Kumar and Gurpreet Singh Shooting 25 cm Center Pistol Fire 3. Abishek Verma Archery Men’s 4. Dipika Pallikal, Anaka Alankamony and Joshana Chinappa Squash Women’s 5. Khushbir Kaur 20 km walk Women’s 6. Bajrang Wrestling Free style 61 kg 7. Sanam Singh and Saketh Myneni Tennis Men’s Doubles 8. Vikas Gowda Discus throw Men’s 9. Tintu Luka Athletics Women’s 800 ms 10 Manju Bala Athletics Hammer throw


TARGET OLYMPIC PODIUM SCHEME - TOPS With an aim to increase India`s medal tally in 2016 and 2020 Olympics, the Sports Ministry has decided to start a "Target Olympic Podium Scheme" (TOPS)and an elite athletes identification committee, which will include sporting greats like Rahul Dravid and Abhinav Bindra, among others. INDIAN SUPER LEAGUE BEGINS AT KOLKATA The Indian Super League (ISL) heralded a new dawn for football in India on 12 October, at the Salt Lake Stadium in Kolkata. For the first time in India, football matches will be played on commercial lines including international players. The inaugural match was played between Atletico de Kolkata and Mumbai City FC. Final match will be played on December 20. Sharath Gayakwad, the para-swimmer made history at the Asian Para-Games in Incheon, South Korea, by winning six medals to go past sprint legend PT Usha's record of most medals by an Indian in a multi-discipline event. Anirban Lahiri won the Venetian Macau Open Golf Cup. Pankaj Advani: Indian cueist won World Billiards Point Format Championship at Leeds, United Kingdom, beating Peter Gilchrist of Singapore. He also won the World title in time format beating Robin Wilson of UK. World junior Chess title 2014: Lu Shanglei of China defeated Aleksander Indjic of Serbia to win the title in Pune, Maharashtra. 35th Senior National Archery Championship held in New Delhi, won by Punjab. Champions League Twenty 20: Chennai Super Kings won the trophy by defeating Kolkata Knight Riders at the M. Chinnaswamy Stadium, Bengaluru. The multi-sport Paralympic Games 2015 will be held in India in February 2015. India-West Indies series was called off abruptly as West Indies players refused to play due to a pay dispute with their cricket board. 4th Sultan of Johor Cup (hockey) for under 21 won by India beating Great Britain at Johor Bahru, Malaysia. James Tull: A club cricketer in Australia created history by scoring a triple ton – 341 runs - for Mater Hill in a Queensland Warehouse Cricket Association competition. Tull’s innings was studded with 25 sixes and 34 fours in a match that was reduced to 44 overs for each side. Shanghai Rolex Masters (Tennis) – 2014 won by Roger Federer (Switzerland) beating Gilles Simon (France) in Shanghai, China. KOHEI UCHIMURA: Japan’s gymnast won his fifth straight all-around world title at the Gymnastics World

Championships in Nanning, China. He is the only gymnast to win more than three World all-around titles. ATP CHINA OPEN Tennis Cup 2014, Beijing

Novak Djokovic (Serbia) beats Tomas Berdych (Czech) to win men’s singles title.

Maria Sharapova (Russia) beats Petra Kvitova(Czech) to win women’s singles title

Serena Williams (USA) beat Simona Halep (Romania) to lift the WTA Finals cup at Singapore.

Sania Mirza and Cara Black (Zimbabwe) won the WTA finals women's doubles tennis title at Singapore.

SEPTEMBER 2014

17TH ASIAN GAMES OPEN IN INCHEON The Asian Games, the second largest multi-sport event after the Olympics, begin in Incheon, South Korea on 19th September. Around 9,500 athletes from 45 nations will compete in the next 15 days in 439 events spread across 36 sports and disciplines. 516 Indian athletes will be seen vying for top honours in 28 sports. Sardara Singh, Captain of Indian Hockey team was the flag bearer of the Indian contingent.

Viswanathan Anand won the Bilbao Chess Masters Finals at Bilbao, Spain, defeating Levon Aronian of Armenia. Indonesian Masters Grand Prix Gold: Young Indian shuttler H S Prannoy won the badminton championship beating Firman Abdul Kholik of Indonesia at Palembang, Indonesia. 51st Shooting World Championship: Indian shooter Pradeep bagged a bronze medal at Granada, Spain. Sania Mirza and her Zimbabwean partner Cara Black won the women’s doubles title at the WTA Toray Pacific Open at Tokyo, Japan. Davis Cup Commitment Award: Ace Tennis player Rohan Bopanna. It is given to players who have competed in at least 20 ties. Pankaj Advani, noted snooker and billiards champion has announced his retirement from the professional snooker. However, he will continue to participate in Billiards.

MANOJ KUMAR: A 2010 CWG boxing gold-medalist was in news as he was selected for Arjuna Award after a directive from the Delhi High Court where he had filed a case challenging his non selection for the award.

DHONI SCORES RECORD 91 ODI WINS India thrashed England by nine wickets in the fourth ODI played at Edgbaston to take 3-0 lead in the five-match series. The victory also made Dhoni the most successful Indian ODI captain with 91 wins.


60th National School Games in six sporting disciplines will be held in November in Punjab.

20th Asian Junior Table Tennis Championships held at Mumbai.

India’s first National Academy of Athletics established at Kariavattom near Thiruvananthapuram, Kerala.

International Boxing Association (AIBA) has permitted Indian boxers (pugilists) to take part in the 17th Asian Games 2014 under the Indian flag as it gave provisional recognition to Boxing India. The International Basketball Federation (FIBA) has allowed players to wear religious head coverings, such as hijabs or turbans by Sikhs, on a trial basis.

U S OPEN TENNIS CHAMPIONSHIP, NEW YORK Marin Cilic (Croatia) beats Japan's Kei Nishikori to win men’s singles title

Serena Williams of USA beats Caroline Wozniazki of Denmark to win Women’s singles title

Sania Mirza with Brazil's Bruno Soares won the mixed doubles title

BWF WORLD BADMINTON CHAMPIONSHIP COPENHAGEN, DENMARK

Chen Long of China won the men’s singles beating world no. one Lee Chong Wei of Malaysia

Carolina Marin of Spain become Spain's first-ever World champion in badminton history, beating world no 1 Li Xuerui of China.

P V Sindhu won the bronze medal in women’s singles.

FIBA Basketball World Cup: USA lifts the cup by defeating Serbia at Madrid, Spain.

FILA Senior World Wrestling Championship held in Tashkent, Uzbekistan.

Li Na, China's ace tennis star and only Grand Slam winner announced her retirement at the age of 32.

Marvan Atapattu appointed as the head coach of the Sri Lankan cricket team. He is the former captain of their national team.

ICC World Cricket League Division 3 will be held in Kuala Lumpur, Malaysia from 23 to 30 October, 2014.

Summer Youth Olympic Games 2014 held at Nanjing, China

AUGUST 2014 COMMONWEALTH GAMES 2014 CONCLUDE 20th Commonwealth games came to an end on August 3 at Hampden Park, Scotland’s National Stadium, Scotland. 4,750 athletes from 71 countries participated in 18 sports over 11 days for 824 medals. The 2018 Commonwealth Games will be held at Gold Coast, Australia. India won 64 medals – 15 gold, 30 silver and 19 bronze and stood at 5th rank. England topped the medal tally with 174 medals, including 58 golds.

INDIA’s GOLD MEDALS IN CWG - 2014 SR. NO. SPORTS PERSON SPORTS

1. K Sanjita Chanu Weight lifting 2. Sukhen Dev Weight lifting 3. Satish Sivalingam Weight lifting 4. Abhinav Bindra Shooting, 10 m rifle 5. Apurvi Chandela Shooting, 10 m rifle 6. Jitu Rai Shooting, 50 m pistol 7. Rahi Sanorbat Shooting, 25 m pistol 8. Sushil Kumar Wrestling 9. Amit Kumar Wrestling

10. Vinesh Phogat Wrestling 11. Yogeshwar Dutt Wrestling 12. Babita Phogat Wrestling 13. Vikas Gowda Discuss throw 14. Parupalli Kashyap* Badminton 15. Joshna Chinappa

and Dipika Pallikal** Squash

*Parupalli Kashyap became the first Indian male shuttler in 32 years to win a gold medal in the Commonwealth Games in Badminton.

**Joshna Chinappa and Dipika Pallikal won the first ever medal in squash since 1998, when this game was included in Commonwealth Games.

NATIONAL SPORTS AWARDS 2014

These awards are announced every year on 29th August on the birthday of legendary hockey wizard Sh. Dhyan Chand, which is observed as National Sports Day.

DHYAN CHAND AWARDS (For Lifetime Achievement)

Sl. No. Name Discipline 1. Shri Gurmail Singh Hockey 2. Shri K.P. Thakkar Swimming (Diving) 3. Shri Zeeshan Ali Tennis

DRONACHARYA AWARDS (For Coaches)

Sl. No. Name Discipline 1. Shri Mahabir Prasad Wrestling 2. Shri N. Lingappa Athletics – Lifetime 3. Shri G. Manoharan Boxing – Lifetime 4. Shri Gurcharan Singh Gogi Judo – Lifetime 5. Shri Jose Jacob Rowing – Lifetime

TENZING NORGAY AWARDS 2013

Sl. No. Name Discipline 1. Subedar Jagat Singh Land Adventure 2. Shri Passang Tenzing

Sherpa Land Adventure

3. MWO Surender Singh Air Adventure 4. Wing Commander (Retd)

Amit Chowdhury Life Time

Achievement


ARJUNA AWARDS S. No. NAME DISCIPLINE 1. Mr. Abhishek Verma Archery 2. Ms. Tintu Luka Athletics 3. Mr. H.N. Girisha Para-Athletics 4. Mr. V. Diju Badminton 5. Ms. Geetu Anna Jose Basketball 6. Mr. Jai Bhagwan Boxing 7. Mr. R. Ashwin* Cricket 8. Mr. Anirban Lahiri Golf 9. Ms. Mamta Pujari Kabaddi 10. Mr. Saji Thomas Rowing

11. Ms. Heena Sidhu Shooting 12. Ms. Anaka Alankamony Squash 13. Mr. Tom Joseph Volleyball 14. Ms. Renu Bala Chanu Weightlifting 15. Mr. Sunil Kumar Rana Wrestling

ARCHERY WORLD CUP, Wroclaw, Poland: Indian women’s team, led by Deepika Kumari, clinched the recurve team gold.

THE WORLD KABADDI LEAGUE started in London on August 9. The league to be played across 16 international cities, will end on November 30, 2014 in India.

SABINE LISICKI of Germany created a world record of fastest serve in the women’s tennis by serving at 131 miles per hour at a match played in Stanford, USA. FRANKIE JONES: Canadian gymnast was awarded the David Dixon Award for the best athlete of the Games. She won six medals, including one gold. RORY MCLLROY: of Ireland became number one in Golf by winning the elite World Golf Championships held at Akron, USA. USAIN BOLT: Jamaican sprint superstar set a new best time record of 9.98 second for the rarely run 100 meter indoors at Warsaw’s national football stadium in Poland. DANIEL RICCIARDO of Australia won the Belgian Grand Prix F1 car race for team Red Bull.

BWF World Badminton Championship held in Copenhagen, Denmark

ALL THE NEWS ITEMS IN THIS MAGAZINE HAVE BEEN SOURCED FROM VARIOUS NEWS PAPERS AND GOVT. PRESS RELEASES

DAYS & DATES

DECEMBER BSF Raising Day, World AIDS Day December 01 International Day for Abolition of Slavery (UNO) December 02

International Day of Disabled Persons, World Conservation Day December 03

Armed Forces Day December 06 International Civil Aviation Day December 07 National Immunization Day December 09 Human Rights Day December 10 UNICEF Day December 11 National Energy Conservation Day December 14 Vijay Divas December 16 Mathematics Day December 22 Kisan Day (Birthday of Ch. Charan Singh) December 23 National Consumer Day December 24 X-Mas Day December 25 International Day for Biological Diversity December 29

NOVEMBER Infant Protection Day, World Cancer Awareness Day November 07

International Radiology Day November 08 World Legel Service Day November 09 Transport Day November 10 National Children Day, World Diabetes Day November 14 National Law Day November 26 National Flag Day November 30

OCTOBER

International Non- violence Day October 02 World Habitat day October 03 World Teacher’s Day October 05 Indian Air Force Day October 08 World Post Day October 09 World Food Day October 16 United Nation (UN) Day October 24 World Polio Day October 24 International Internet Day October 29

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N A T I O N A L N E W S

JULY 2014 As per India State of Forest Report (ISFR) 2013 the

total forest and tree cover of the country is 78.92 million hectare, 24.01 percent of the geographical area of India.

Madhya Pradesh has the largest forest cover of 77522 sq kms, followed by Arunachal Pradesh, 67321 sq kms.

In terms of percentage, Mizoram has highest cover at 90.38 percent, followed by Lakshadweep-84.56 percent.

Punjab has the lowest area under Forest cover - 3.52%, followed by Haryana - 3.59%.

India and China have jointly released the first encyclopedia on their age-old cultural contacts, tracing back their history to over 2,000 years

India has become the first country to ratify the Marrakesh Treaty to facilitate access to published works for persons who are visually impaired, or otherwise print disabled.

India has slipped ten places in the Global Innovation Index 2014 to the 76th rank. Switzerland topped the 142-nation list.

A recent UN study has ranked Tokyo as the world’s most populous city with 38 million inhabitants, followed by Delhi with 25 million inhabitants.

India’s ranking in the Human Development Index (HDI) remained unchanged at 135 in 2013, reflecting little improvement in the living standard of its people.

Legendary actor Dilip Kumar’s ancestral home at Mohalla Khudadad in Peshawar, Pakistan has been declared as a national heritage monument by Pakistan.

World Bank Group President, Jim Yong Kim visits India.

JUNE 2014

Panjab University, Chandigarh, is the highest ranked Indian higher educational institution in the globally recognized Times Higher Education’s Asia rankings.

India has signed the Washington Accord to provide Indian students with accredited technical education degrees recognised by 17 major nations.

'Mobile Seva' by govt for delivery of public services electronically through the mobile platform has been awarded a United Nations Public Service Award.

In a 25 nation-list compiled by global research firm Ipsos, India has been placed at number one rank in terms of economic confidence of citizens.

Unctad's annual World Investment Report 2014 shows that China remained the first choice of MNCs, followed by the USA, Indonesia and India.

Prime Minister Mr. Modi made his first overseas trip by visiting Bhutan. He inaugurated the new Supreme Court building at Thimpu.

Govt has launched Project Mausam at the 38th session of the World Heritage Committee held in Doha, Qatar.

National carrier Air India has joined Star Alliance - a group of 26 (now 27) carriers with as many as 4,338 aircraft flying to 1,328 destinations across 195 countries.

Vice-President Hamid Ansari visited China. He unveiled an encyclopaedia of 2,000-year old history of cultural exchanges between India and China.

June 2, 2014 witnessed the birth of 29th state of India – Telangana, formed by carving out 10 districts of erstwhile Andhra Pradesh.

Global Peace Index (GPI) 2014 released by the Institute for Economics and Peace released in London has placed India at 143rd place in list of 162 countries.

External Affairs Minister Sushma Swaraj visited Dhaka, capital of Bangladesh on her first solo overseas visit.

The Narmada Control Authority gave its nod to Gujarat for raising the height of the Narmada dam to a level of 138.72 metres from the present 121.92 metres.

MAY 2014 As per the Nielsen global survey, Consumer confidence

level in India jumped to 121points, making it 2nd most optimistic country in the quarter ended June 30.

Data released by the World Bank shows that India has emerged as the world's third largest economy in 2011, moving ahead of Japan.


India started its biggest year-long cultural festival, “Glimpses of India” in China

World Bank and International Finance Corporation’s report on “Doing Business” has ranked India 134th among 189 nations. Singapore ranked first.

Namibia has imported 3400 India made Electronic Voting Machines for use in their Presidential Election.

Indian film Titli (butterfly), directed by Kanu Behl and produced by Aditya Chopra was screened at Cannes Film Festival at Cannes, France.

Press Freedom Index 2014 has placed India at 78th place on the basis of freedom of media in the country. Netherlands, Norway, and Sweden topped the list.

World Bank has agreed to provide $ 1 billion assistance to India to support its Sarva Shikhsa Abhiyan – III.

The Supreme Court has prohibited use of bulls in Tamil Nadu’s ‘Jallikattu’ festivals as use of bulls in such events severely harmed the animals.

A study has claimed that more than seven lakh newborns die in India every year, the highest number of such deaths globally.

Supreme Court has struck down the legal provision that makes prior sanction mandatory for the CBI to conduct a probe against senior bureaucrats.

A UN report says that 60% of the one billion people practising open defecation in the world live in India.

WHO has counted Delhi among one of the most polluted city in the world in terms of air quality as it has highest concentration of particulate matters.

NEWS FROM STATES

JULY 2014 Amitabh Bachchan appointed Brand Ambassador of

Maharashtra for promoting horticulture sector of the state.

SANIA MIRZA: International tennis star was appointed Brand Ambassador of the Telangana State

JUNE 2014

Kanyashree Prakalpa, a West Bengal govt scheme for scholarship to poor girls has been given international recognition by UK and UNICEF.

Mumbai became the fourth city in the country to have Metro rail operations, besides Kolkata, Delhi and Bangalore.

World Bank will provide $ 100 million to Himachal Pradesh for promoting development of sustainable hydropower.

Sikkim govt to give 12% reservation in state govt jobs for candidates of Sikkimese origin living below poverty line.

India’s first One Stop Crisis Centre (OSCC) named Gauravi was launched in Bhopal, Madhya Pradesh on 16 June 2014.

Gujarat has become the first state in India to implement 33 per cent reservation for women in the police force.

MAY 2014 NEW CHIEF MINISTERS IN 5 STATES

Naveen Patnaik (Biju Janata Dal) – Odisha, 4th time

Pawan Chamling (Sikkim Democratic Fund) – Sikkim, 5th time, becoming the longest serving C M in India.

Chandrababu Naidu (Telugu Desam Party)—Andhra Pradesh K Chandrasekhara Rao (Telangana Rastra Samithi) – Telangana

Nabam Tuki (Congress) -- Arunachal Pradesh

Some Other Chief Ministers Were Also Changed:

Anandiben Patel (BJP): Elected as Chief Minister of Gujarat in place of Narendra Modi. Jitan Ram Manjhi became new Chief Minister of Bihar as present CM Nitish Kumar resigned owing the responsibility for poor performance of his party in general elections.

T R Zeliang (Naga People's Front): Elected as the new Chief Minister of Nagaland following the resignation of current C M Neiphiu Rio as he got elected as M P.

A four-year ban on SMSs on prepaid mobile phones in Jammu and Kashmir has been lifted

Rajasthan to open 325 Ma Bari centres in tribal areas to provide education to the children in 6-12 age group.

GOVT INITIATIVES

JULY 2014 A website mygov.nic.in has been launched to help

people contribute in governance of the country by giving their views on important issues.

Union Cabinet has hiked FDI cap in insurance sector from 26 to 49 per cent,

Four new vaccines will be introduced in India as part of the Universal Immunization Programme (UIP) to reduce child mortality by two-thirds by next year.

The 4 vaccines are against rotavirus, rubella, polio (injectable) and an adult vaccine against Japanese encephalitis

Govt plans to allocate Rs 7,060 crore in this financial year for developing 100 ‘smart cities' in the country

Govt plans to provide 'Soil Health Card' to all farmers for optimum utilization of resources and right selection of crops.

Government to launch ‘Kisan TV' dedicated to the interests of agriculturists and allied sectors

Government has set a target to develop skills of 50 crore people by 2022 under the National Policy on Skill Development (NPSD).


‘Pradhan Mantri Krishi Sinchayee Yojana’ launched to provide assured irrigation water to farmers

The Government has extended the validity period of an industrial license to three years from present two years.

Govt to set up 660 rape crisis centres named as Nirbhaya centres, as a tribute to the victim of December 16, 2012 Delhi gangrape case.

To protect investors, the Cabinet has cleared the SEBI Bill, to empower SEBI to initiate action against ponzi schemes and investment frauds.

JUNE 2014

Central govt to exempt from transfers all its employees who have differently abled children to take care of.

Govt has decided to abolish all the Groups of Ministers (GoMs) and Empowered Groups of Ministers (EGoMs) set up by the previous UPA-II govt.

Govt. has increased the daily food supplement budget from Rs 280 to Rs 750 for the power games such as wrestling, weightlifting, judo and boxing.

The Centre has decided to give Rs 12,000 per household as labour charges to the poor for building their homes under Indira Awaas Yojna-IAY.

MAY 2014 The Supreme Court has reconstituted a Special

Investigation Team (SIT) headed by retired judge MB Shah to monitor the probe into the black money cases.

India and Myanmar have inked a pact to enhance security cooperation in combating the key issues of insurgency, arms smuggling and human trafficking.

The ministry of environment and forests has been renamed as the Ministry of Environment, Forest and Climate Change.

ECONOMIC INDICATORS

JULY 2014 NOMURA PREDICTS 6% GROWTH FOR

INDIA: According to the Japanese brokerage firm Nomura, India is set to be Asia's biggest turnaround story and the country's GDP growth is expected to rise to over 6 per cent in FY 2015 and over 7 per cent in FY 2016. The Indian economy is starting to turn around as inflation is abating, the current account deficit is narrowing, forex reserves are accumulating and growth is just starting to rise.

FITCH PROJECTS 5.5 % GROWTH FOR INDIA: International rating agency Fitch has improved India's economic growth forecast to 5.5 per cent this financial year and 6.5 per cent in FY16 due to the clear mandate received by the pro-reform Narendra Modi government. The agency said there will be significant risks to growth if the monsoon turns out to be much weaker than expected.

JUNE 2014 GDP GROWS @ 4.7% IN 2013-14: Latest data

released by the Central Statistical Office (CSO) has estimated value of India’s GDP at current market prices at Rs. 113.55 lakh crore, achieving a growth rate of 4.7 percent in 2013-14 as against 4.5 percent achieved in 2012-13. This is the first time in 26 years after 1987-88 that GDP has grown at sub 5% in two successive years. The per capita income at current prices during 2013-14 is estimated to have attained a level of Rs.74,380.

INDIA TO GROW @ 5.5% - WORLD BANK: The World Bank has projected a 5.5% growth for India in 2014-15, estimating that this will accelerate to 6.3% in 2015-16 and 6.6% in 2016-17.

MAY 2014

UN World Economic Situation and Prospects-2014 report says that Indian economy will grow 5 per cent in 2014 and by 5.5 per cent next year.

Organisation for Economic Cooperation and Development (OECD) says that India's economy is expected to grow up to 4.9% in calendar year 2014

ECONOMY

JULY 2014 As per Rangarajan report, a person spending less than

Rs 1,407 a month (Rs 47/day) in urban areas and Rs 972 a month (Rs32/day) in rural areas would be considered Below Poverty Line.

MSP FOR KHARIF CROPS 2014-15

CROP MSP PER QUINTAL

PADDY 1360

JOWAR 1530

BAJRA 1250

MAIZE 1310

GROUNDNUT 4000

TUAR AND URAD DAL 4350

MOONG 4600

SUNFLOWER 3750

A government panel led by M S Sahoo has proposed a new class of securities, 'Bharat Depository Receipts (BhDRs)', for foreign firms to raise money in India.

Foreign Direct Investment (FDI) in defence manufacturing has been hiked from 26 per cent to 49 per cent.


World Bank has sanctioned $500 million loan for India’s National Highways Inter-connectivity Improvement Project

India and the US have agreed to implement Foreign Accounts Tax Compliance Act (FATCA), a US law that targets tax non-compliance by US taxpayers

India and China have signed a memorandum of understanding (MoU) that allows Chinese companies to invest in industrial parks and zones in India.

Tata Consultancy Services (TCS) has become first Indian company to achieve a market capitalization of Rs. 5 lakh crore rupees.

World Bank to provide $153 million (Rs 920 crore) loan for the Odisha Disaster Recovery Project to restore and improve housing and public services in Odisha.

The ADB has approved a multi-tranche loan facility of $300 million to help Assam continue its drive to eliminate power sector inefficiencies.

Britain has granted one billion pound ($1.68 billion) credit line for investment in Indian infrastructure projects.

The government has granted Navratna status to Container Corporation of India Limited (CONCOR).

JUNE 2014 The govt has extended the ban on imports of milk and

its products from China for one more year till June 2015.

Foreign investment of 10 per cent or more in a listed company will now be treated as foreign direct investment.

Israel to open centres of excellence at Nalanda and Vaishali in Bihar in the field of vegetables and mango respectively.

SEBI has asked listed public sector undertakings to adhere to the mandatory 25% public shareholding norms that are applicable to private companies.

India has overtaken Germany and Italy to emerge as the world's second largest textile exporter. But it lags China, whose exports are nearly seven times higher.

The World Bank has approved funding of USD 107 million (nearly Rs 650 crore) for a road project in Mizoram, connecting Myanmar and Bangladesh.

MAY 2014 As per 3rd Advance Estimates of crop production, India

is likely to produce 264.38 million tonnes of foodgrains during 2013-14

Deutsche Bank says that a weaker Indian rupee has allowed India to remain the cheapest major economy in the world despite suffering the highest inflation rate.

Exim Bank has extended $ 100 million in line of credit to Nigeria for building energy projects that will eventually help boost Indian exports.

FDI inflows from Singapore added up to nearly $6 billion in 2013-14, making it largest source of FDI in India, followed by Mauritius at $4.9 billion.

BANKING

JULY 2014 The Reserve Bank has issued guidelines for setting up

of Payment Bank and Small Banks with a minimum paid-up capital of Rs.100 core Payment Banks will accept only demand deposits and payments and remittances and will not be allowed to undertake lending activities Small Banks will do only basic banking activities on a small scale in a restricted local area, the way RRBs do in rural areas.

As per revised KYC norms only the Aadhaar card, voter card, PAN card, driving licence, passport, NREGA card are valid for KYC. The Ration Card has been dropped.

The Reserve Bank has said that Banks having size equal to or more than 2 per cent of GDP will be designated as domestic systemically important banks (D-SIBs)

Govt has urged public sector banks to issue RuPay cards to all existing customers who do not have debit cards as well as to new clients.

The government has asked IDBI Bank and Kolkata based United Bank of India to prepare a consolidation plan in view of poor performance of UBI.

To expedite the process to recover bad bank loans, govt proposes to set up six new Debt Recovery Tribunals making total number of tribunals 39.

The Madras High Court has ruled that banks cannot fix 60% cut off of minimum marks in Plus Two as condition for extending education loan to students

RBI plans to swap some of the old gold lying in its Nagpur vault whose quality is not exactly top grade—with purer gold.

The gold acquired by RBI would be placed at its overseas custodian, Bank of England.

RBI has advised that the lending rate ceiling for micro finance companies will continue at their present level - at 27.75% for the July to September quarter.

The RBI has signed a Memorandum of Understanding with the Monetary Authority of Hong Kong for exchange of supervisory information of banking.

The Reserve Bank will soon put to circulation Rs 10 denominated coins on the occasion of diamond jubilee of Coir Board.

RBI has allowed Non Banking Financial Companies (NBFCs) to accept e-KYC service to verify identity and address proof of customers to reduce risk of fraud.

JUNE 2014

RBI reduced statutory liquidity ratio (SLR) to 22.5% from 23%, freeing almost Rs 40,000 crore of resources.

RBI has advised that for opening of bank accounts, in case the proof of address furnished by the customer is not the local address or address where the customer is currently residing, the bank may take a declaration of the local address on which all correspondence will be


made by the bank with the customer. No proof is required for this local address.

Ecr Reduced To 32 Per Cent: The Reserve Bank has reduced the availability of funds under the export credit refinance (ECR) b services with the aim of spreading financial inclusion. The RBI said the existing guidelines on the appointment of BCs were reviewed taking into account recommendations of the Nachiket Mor Committee.

Limit Raised To Carry Currency Abroad: The Reserve Bank has permitted residents and non-residents, except Pakistanis and Bangladeshis, to carry up to Rs 25,000 in Indian currency notes while leaving the country as against Rs 10,000 earlier.

IndusInd Bank has launched ‘video branch’ - a unique service allowing customers to interact face-to-face with their bank branch using desktop, tablet or smartphone.

Reserve Bank has raised the annual overseas investment ceiling for individuals to $ 125,000 from present $ 75,000.

The Reserve Bank has asked banks to disclose sector wise loans in their financial statements from 2014/15 onwards.

MAY 2014 P J Nayak Committee to review Governance of Boards

of Banks has recommended that the govt should cut its stake in public sector banks to below 50%.

RBI has asked banks to consider allowing their borrowers the facility of prepaying all floating rate term loans without any penalty.

RBI has asked banks not to levy penalties on customers who don’t maintain a minimum balance in any inoperative account.

RBI alows banks to open only savings bank account in the name of minors of age above 10 years, independently, without the name of their guardians.

The Law ministry plans to amend the Legal Services Authority Act to allow banks to set up Lok Adalats for cheque bouncing cases.

RBI has directed that all new ATMs from July 2014 onwards would provide audible instructions and Braille keypads to customers.

Bharatiya Mahila Bank has been included in the second schedule to the RBI Act.

RBI plans to launch one billion plastic notes of Rs.10 denomination in a field trial soon in five selected cities.

DEFENCE, SCIENCE & TECHNOLOGY

JULY 2014 The Indian Navy‘s largest ever destroyer, indigenously

built INS Kolkata was inducted in to service on 10th July.

An advanced version of the 290-km range Brahmos supersonic cruise missile was successfully tested off the coast of Odisha

India successfully launched five foreign satellites from four countries on board PSLV-C23 rocket on June 30.

The five satellites, launched included two from Germany, and one each from France, Canada and Singapore.

Scientists using the Hubble Space Telescope have discovered two new objects beyond Pluto.

NASA’s New Horizons spacecraft launched in 2006 is to become the first probe to visit Pluto in July 2015, some 4.7 billion miles from Earth.

Carbon Aerogel, with a density of just 0.16 mg per cubic centimetre, a sixth of air's density, is the lightest material in world, developed by Chinese scientists.

NASA has successfully launched a satellite -Orbiting Carbon Observatory-2 (OCO-2), designed to track atmospheric Carbon Dioxide

India, US and Japan participated in the trilateral Malabar naval exercise from 24th July in North Western Pacific Ocean.

JUNE 2014 India’s first indigenously - built anti submarine warfare

corvette INS Kamorta commissioned into the Indian Navy.

Indian-Russian joint venture Brahmos Aerospace test-fired its 290-km range supersonic missile from the stealth destroyer INS Kolkata.

The fifth Indo-French bilateral air exercise — Garuda-V was held at the Jodhpur Air Base.

NASA plans to build world’s most powerful telescope - Advanced Technology Large Aperture Space Telescope (ATLAST) to analyse the environment of other planets.

US astronomers have found a huge Earth-like planet - Kepler-10c or ‘Mega-Earth’ having diameter of 29,000 kilometers and weighing 17 times more than Earth.

MAY 2014 Singapore Indian Maritime Bilateral Exercise – SIMBEX-

2014, the naval exercise between the Indian and Singapore Navy was conducted in the Andaman Sea

World Meteorological Organisation has warned that there is strong possibility of an "El Nino" climate phenomenon in the Pacific Ocean this year

Indian Army conducted the “Sarvada Vijay” exercise in West Rajasthan as part of regular army training

Hindustan Aeronautics Limited has delivered a Dornier light-weight aircraft named Nabhratna to DRDO to carry out testing of its radar systems.

India’s first indigenously developed beyond visual range (BVR) air to air missile - Astra successfully test fired from a Sukhoi Su-30MKI fighter jet.

India and China have decided to conduct a joint military exercise at Bathinda, Punjab


The DRDO has successfully test-fired the surface to air Akash air defence missiles near Balasore in Odisha.

Pakistan successfully test-fired its surface-to-surface ballistic missile Hataf-III - Ghaznavi capable of carrying nuclear weapons up to 290 kilometers.

I N T E R N A T I O N A L

JULY 2014 Prime Minister Mr. Modi visited Fortaleza, Brazil to

attend the 6th BRICS Summit. The five countries decided to establish the New

Development Bank with an initial authorised capital of USD 50 billion

BRICS to form a Contingency Reserve Arrangement fund of USD 100 billion to support member-nations during balance of payments problems.

The 7th BRICS Summit will be held in the Russian city of Ufa.

Israel Defence Forces launched “Operation Protective Edge” against Hamas militants in Gaza strip for their alleged kidnapping of three Israeli teenagers

A Malaysian aircraft, flight MH 17 flying from Amsterdam to Kuala Lumpur was shot down by terrorist using a Russian Buk missile over eastern Ukraine on July 17

Ukraine signed the Association Agreement with the European Union to boost Ukraine’s exports to the European Union

India will host the 7th IBSA (India-Brazil-South Africa) summit in 2015.

JUNE 2014

Sunni militants, led by jihadists from the Islamic State of Iraq and Syria (ISIS) have killed thousands of civilians and army personnel in Iraq and Syria.

China plans to shut down over 2,000 small coal mines to eliminate outdated capacity and improve work safety and address pollution concerns.

G7 meet of industrialized nations held at Brussels, Belgium

MAY 2014 Russia and China used veto power in UN Security

Council against referring the Syrian civil war to the International Criminal Court (ICC).

Thousands of angry Vietnamese torched several Chinese projects in Vietnam to protest attempts by a Chinese oil rig to drill in the disputed waters.

USA has said that America will withdraw its troops from Afghanistan completely by 2016.

Boko Haram Islamist militants abducted more than 200 school girls from north-eastern Nigeria to pressurize Nigerian govt for release of their ally militants.

The leaders of Russia, Kazakhstan, and Belarus have signed a treaty for creation of Eurasian Economic Union

The UNO and the International Olympic Committee have signed an agreement to promote peace and economic development

The world's highest train tunnel became operational in northwest China on May 1 passing through the Qilian Mountains at an altitude of over 3,600 metres

Moldova and Georgia have signed the European Union (EU) Association Agreement to strengthen their trade and political ties with EU.

Afghanistan has signed an agreement with a non-profit independent organization 'Harkat' for implementing the Sharia compliant banking system in the country.

Bhutan is likely to become the first country in the world to go wholly organic in its food production, totally avoiding usage of chemical fertilisers and pesticides.

Royal Navy Submarine Service of United Kingdom for the first time in its 110-year history has appointed female submariners.

Spain has suspended the 12th bull fight festival (called San Isidro festival in Spain) after matadors got injured by bulls.

Brazil released two postage stamps to pay tribute to the 100 years of Indian cinema.

Saudi Arabia has decided to ban the import of Indian chilies due to presence of high pesticide residues.

PERSONS IN NEWS

JULY 2014 ARSENIY YATSENYUK: Ukraine’s Prime Minister was in news as he resigned in a shock move to protest the disbanding of the ruling parliamentary coalition, plunging the strife-torn nation into political uncertainty. AKHOURI SINHA: In a rare honour, the USA has named a mountain in Antarctica after this eminent Indian-American scientist whose pioneering biological research expedition to Antarctica has provided vital data about animal populations in that area. NEYMAR: Ace striker of Brazil’s football team was in news as he suffered a back bone fracture after being hit by the Colombian defender Juan Zuniga. Brazil’s bid to win a sixth World Cup suffered a devastating blow as Neymar was ruled out of the rest of the tournament.

JUNE 2014

ARUNADHATI BHATTACHARYA: Chairperson of State Bank of India has been ranked as most powerful women in India by the Forbes Magazine. She stood at 36th rank. KIRAN MAZUMDAR-SHAW: Chairperson of Biocon Industries, has been awarded the Global Economy Prize for business by the Kiel Institute in Germany.


MICHAEL SCHUMACHER: German Formula1 champion was in news as he emerged out of coma after almost 5 months, following his ski accident in Dec. 2013. ANGELA MERKEL: Chancellor of Germany, declared as most powerful women in the world by Forbes Magazine. JUAN CARLOS: Spain's King, was in news as he announced his abdication in favour of his son, Prince Felipe, making way for a "new generation”.

MAY 2014 YINGLUCK SHINAWATRA: Prime Minister of Thailand was removed from office by a Constitutional Court as she was found guilty of abusing her power when she transferred a civil servant to another post more than three years ago. RAMARNI WILFRED: An 11-year-old boy in the UK has achieved the highest possible score of 162 on a Mensa IQ test, making him brainier than physicist Albert Einstein.

ALENKA BRATUSEK: First lady Prime Minister of Slovenia submitted her resignation as she lost the majority in her own party.

A P P O I N T M E N T S

JULY 2014 SIX NEW GOVERNORS APPOINTED

Ram Naik Uttar Pradesh. Kesri Nath Tripathi West Bengal Om Prakash Kohli Gujarat Balramji Dass Tandon Chhattisgarh. Padmanabha Acharya Nagaland. Kaptan Singh Solanki Haryana

PINKY ANAND: Additional Solicitor-General

FUAD MASUM: President of Iraq

JOKO WIDODO (JOKOWI): President of Indonesia

JEAN-CLAUDE JUNCKER: President of the European Commission

JUNE 2014

RANJIT KUMAR: Solicitor General of India

Dr. AJIT KUMAR DOVAL: National Security Adviser, Govt of India

ARUN JAITLEY: Governor on the Board of Governors of the Asian Development Bank.

MADHURI DIXIT: appointed as UNICEF's 'celebrity advocate for child rights'.

VISHAL SIKKA: Chief Executive Officer, Infosys

SUMITRA MAHAJAN: Speaker, Lok Sabha

DR. SUDHIR KUMAR MISHRA: CEO & MD, BrahMos Aerospace Corporation

Arun Mishra, Adarsh Kumar Goel and Rohinton Nariman: Judge in Supreme Court

N. SRINIVASAN: First Chairman of International Cricket Council, Dubai

JUSTICE VK RAJAH: Attorney General of Singapore, he is an Indian-origin judge.

ALEXANDER STUBB: Prime Minister of Finland

REUVEN RIVLIN: President of Israel, from Likud party

BASHAR AL-ASSAD: Elected as President of Syria, for the third time successively.

PRINCE FELIPE: New King of Spain

ABDUL FATTAH AL-SISI: President of Egypt

MAY 2014

MUKUL ROHATGI: 14th Attorney-General of India RAJIV MATHUR: Chief Information Commissioner Lt Gen D S SUHAG: Chief of Army Staff (28th) RAJEEV SURI: President and CEO of Nokia. AHMED MAITEEQ: Prime Minister of Libya DALIA GRYBAUSKAITE: President of Lithuania

PETRO POROSHENKO: President of Ukraine JACOB ZUMA: President of South Africa LUIS GUILLERMO SOLIS: President of Costa Rica

AWARDS & HONOURS

JULY 2014 PREM BHATIA AWARD for Journalism:

SMITA GUPTA, Associate Editor with The Hindu, for political reporting.

NITIN SETHI, Associate Editor, Business Standard, for excellence in environmental and development reporting

JUNE 2014

49TH JNANPITH AWARD – 2013: Noted Hindi poet Kedarnath Singh. The award includes Rs 11 lakh as cash. MOORTIDEVI AWARD,2013: C Radhakrishna for his book 'Theekkadal Katanhu Thirumadhuram' in Malyalam. Bailey’s Women’s Prize for Fiction: Eimear McBride for her first novel ‘A girl is a Half-Formed Thing’ 'LEGION OF FRANCE': Bollywood actor Shah Rukh Khan for his contribution to Cinema.


TANG PRIZE 2014 DECLARED FIELD NAME CONTRIBUTION

Sinology Yu Ying-shih Research in Chinese cultural, intellectual and political history

Sustainable Development

Gro Harlem Brundtland, Ex. PM of Norway.

innovation, leadership and implementation of sustainable development

Rule of Law Albie Sachs fight against apartheid

Bio-pharmaceutical science

Dr. Tasuku Honjo & James Allison

fight against cancer

WORLD FOOD PRIZE: won by Sanjaya Rajaram, for his contribution in increasing the wheat production in world.

DAG HAMMARSKJOLD MEDAL: Gallantry award given by UNO to eight Indian soldiers on 29th May - International Day of UN peacekeepers.

MAY 2014

GOLD MEDAL FOR INDIAN DOCUMENTARY “Silent Screams — India’s Fight Against Rape” a documentary film directed by Pria Somiah won a Gold World Medal for ‘Best Investigative Report’ as well as Bronze Medals each in the ‘Current Affairs’ and ‘Human Concerns’ sections respectively at the 2014 New York Festivals International TV and Film Awards. NEW FRONTIERS AWARD 2014 FOR INDIA Arabian Travel Market (ATM) conferred this award on India for its outstanding contribution to rebuild physical infrastructure and its rural tourism economy in the wake of the June 2013 floods, landslides in the northern state of Uttarakhand and the devastation wreaked by tropical Cyclone Phailin. PALME D’OR: The top prize for best picture at the Cannes Film Festival won by Turkey’s Winter Sleep directed by Nuri Bilge Ceylan National Florence Nightingale Awards 2014 conferred on 35 nursing personnel by President of India for their meritorious services.

OBITUARY

JULY 2014 ZOHRA SEHGAL: Legendary actress from Hindi theatre and cinema, aged over 102 years. NADINE GORDIMER: South African Nobel Prize-winning author, one of the most powerful voices against the injustice of apartheid.

JUNE 2014 SULTAN AZLAN SHAH: 'Father of Malaysian Hockey' as he promoted the international hockey for over 41 years -- both as a player and as an administrator.

GOPINATH MUNDE: Union Minister for Rural Development and Panchayati Raj, Prominent BJP leader from Maharashtra.

MAY 2014 RUSSY MODI: Noted corporate personality, Ex Chairman and Managing Director of Tata Steel

MADHAV MANTRI: India's oldest Test cricketer, maternal uncle of the legendary cricketer Sunil Gavaskar

GARY BECKER: Nobel Laureate economist from Chicago, USA.

P L A C E S I N N E W S

JULY 2014 NEOGURI: Name of powerful typhoon that lashed Japan's southern Okinawa islands on 8th July, forcing over half a million people to seek shelter, as the typhoon damaged buildings, downed trees and brought air/sea traffic to a halt.

JUNE 2014 INDIRA GANDHI INTERNATIONAL AIRPORT: The airport in Delhi was declared second best in service quality in world and sixth best airport in the world. MEHRANGIR: Name of the bungalow of Late J. J. Bhabha, a pioneer nuclear scientist, at Malabar Hills, Mumbai that was auctioned for a record price of Rs. 372 crore. RANI-KI-VAV, PATAN: The 11th century step well at district Patan of Gujarat has been approved as a World Heritage site by UNESCO. GHNP, KULLU: The Great Himalayan National Park (GHNP) in Kullu district of Himachal Pradesh has been accorded the UNESCO World Heritage Site status THALOT/ LARJI: place about 40 km from Mandi in Himachal Pradesh was in news as 24 engineering students, including six girls, were washed away in River Beas GARIPHEMA: Village in Nagaland was in news as it has been declared the country’s first tobacco-free village on the occasion of World No Tobacco Day on May 31.

MAY 2014 HERAT: City in Afghanistan was in news as militants armed with machine guns and rocket-propelled grenades attacked the Indian Consulate.

MANISA: Place in the western Turkey was in news as over 300 people were killed and hundreds more remained trapped underground after an explosion and fire in a coal mine.


AAB BAREEK: A village in Badakhshan province of Afghanistan was in news as several hundreds of persons were killed when their village was swept away due to a heavy mud slide.

S P O R T S W O R L D

JULY 2014 20TH C’WEALTH GAMES START IN GLASGOW The 2014 Commonwealth Games (officially the 20th Commonwealth Games) will be held in Glasgow, Scotland, from 23 July to 3 August 2014. Mascot for the games has been named ‘Clyde’ after the famous Clyde river of Scotland. It is in the shape of a thistle plant, not an animal. Shooter Vijay Kumar led Indian Contingent as flag bearer.

SAINA NEHWAL: Indian shuttler lifted her first Super Series title in two years, clinching the $ 750,000 Star Australian Open after outplaying Spain's Carolina Marin at Sydney, Australia.

PANKAJ ADVANI won his 9th world title beating Poland’s Kacper Flilpiak in the IBSF World 6-Red snooker championship at Sharm el-Sheikh, Egypt.

Ritu Rani to captain India’s women hockey team for the Commonwealth Games, Glasgow. GERMANY LIFTS FIFA WORLD CUP 2014 Mario Gotze scored the winning goal for Germany in the 22nd minute of extra time as Germany became the football world champions when they beat Argentina 1-0 in the final at Rio-de Janeiro. Germany, who had made the final for the fourth time in a row, won their first title after 1990.

AWARDS FOR FIFA WORLD CUP 2014

GOLDEN BALL Player of the Tournament- Lionel Messi, Argentina

GOLDEN BOOT Highest Goal Scorer (6) –: James Rodriguez, Colombia

GOLDEN GLOVE Best Goalkeeper: Manuel Neuer, Germany

The Indian men's football team has been ranked 151th in the FIFA world rankings, which is topped by recently-crowned world champions Germany. Wimbledon Tennis Open, London: Novak Djokovic of Serbia won the Men’s title defeating Roger Federer of Switzerland.

Women’s title was won by Petra Kvitova of Czechslovakia by defeating Eugenie Bouchard of Canada VINCENZO NIBALI of Italy won the world famous three week cycling marathon - Tour de France.

SIM BHULLAR has become the first player of Indian origin to be a part of the National Basketball Association (NBA) in USA after joining the Sacramento Kings team.

India clinched their first Test win against England at the historic Lord's ground in London in nearly three decades.

JUNE 2014 Jitu Rai became first Indian shooter to win three medals in successive ISSF Shooting World Cup. Yogeshwar Dutt and Sushil won the gold medal and silver medal respectively, in wrestling in International Competition in Sassari city, Italy.

Indian Premier League – 7: Kolkata Knight Riders won the IPL title beating Kings Eleven Punjab at the final played at M. Chinnaswamy Stadium in Bangalore.

Abhishek Verma has become the first Indian archer to win three gold medals in a single international tournament Viswanathan Anand won the bronze medal at the World Rapid Chess Championship held at Dubai. NATIONAL GAMES: The 35th edition of these will be held in Kerala in Jan– Feb, 2015. Sachin Tendulkar has been appointed as Goodwill Ambassador for these games. FRENCH OPEN TENNIS at Roland Garros, Paris Rafael Nadal of Spain won the men’s title for the ninth time, and the fifth time in a row, beating Novak Djokovic of Serbia, Women’s title was won by Maria Sharapova of Russia, defeating Romania's Simona Halep. Hockey World Cup (men) Australia defeated The Netherlands to win the cup at The Hague, Netherland. Women’s cup won by Netherland beating Australia 16th Asian Junior Athletics Championship: India won 2 Gold, 5 Silver and 5 Bronze to finish 5th at Taipei City, China from 12 June to 15 June.

MAY 2014 Uber Cup for women’s badminton: China beats Japan in the final played at New Delhi. Indian team lead by Saina Nehwal won the bronze medal for the first time in Uber Cup. Thomas Cup: (men’s badminton) Japan beats Malaysia to lift their maiden trophy in the final played at New Delhi. National Football Championship (women’s): Manipur beats Odisha to clinch the title at Golaghat, Assam. Virat Kohli was ranked no 1 in the latest ICC list of One Day International (ODI) rankings. Malavath Purna: The 13 year old school girl from Khammam district of Andhra Pradesh created history by becoming the youngest female to scale the Mount Everest. Ronnie O'Sullivan: Snooker player from UK named World Snooker's ‘player of the year’

World Snooker Championship 2014: won by Mark Selby of England at Sheffield, England, beating the defending champion Ronnie O Sullivan.


EUROPEAN CUP (football): Real Madrid won the cup beating Atletico Madrid in the finals played at Lisbon, Spain

WTA Portugal Open 2014: Sania Mirza of India and Cara Black of Zimbabwe won women’s doubles title held in Oeiras, Portugal.

ATP World Tour Masters Tennis: Men’s title won by Rafael Nadal (Spain) at Mutua Madrid, Spain. Women’s title was won by Maria Sharapova of Russia.

Barcelona Club to retain Football player Lionel Messi on net annual salary of 20 million Euros ($27.4 million) making him world’s highest paid player

India has slid down two places to the 147th spot in the latest FIFA Rankings of Football playing countries.

BOOKS AND AUTHORS

BOOK AUTHOR The Lives of Others Neel Mukherjee

Finding Neema Juliet Reynolds

Half a Rupee Stories Gulzar

The Substance and The Shadow

Udaya Tara Nayar, a biography of veteran actor

Dilip Kumar

Innovation in India Shyama V. Ramani

Blood Feud: The Clintons vs. The Obamas

Edward Klein

Chimamanda Ngozi Adichie Americanah

Hannah Kent Burial Rites

Audrey Magee The Undertaking

Eimear McBride A Girl Is a Half-Formed Thing

Donna Tartt The Goldfinch

Post Haste: Quintessential India

B.G. Verghese

Hard Choices Hillary Clinton

India Junction – A Window to the Nation brought out

Public Relations Directorate, Railway Board

A Stamp is Born C. R. Pakrashi

Arctic Summer Damon Galgut

Capital in The Twenty First Century

Thomas Piketty

My Years with Rajiv and Sonia

R.D.Pradhan

Shivaji, the Real Hero: A pictorial book

the artist Brijesh Mogre, released in Parliament of

UK

‘An Undocumented Wonder: The Making of the Great Indian Election’

S. Y. Quraishi

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MCQS ON MARKETING

1) Which one of the following is the greatest obstacle to implementing integrated marketing communications? a) Few providers of marketing communications services have the skills to execute IMC programs. b) There is a lack of interest in IMC by top management. c) The cost for implementing an IMC program is difficult to justify. d) Little can be gained by coordinating the various marketing communications elements. 2) The premise underlying geodemographic targeting is that people who also share demographic and lifestyle similarities. a) Are in the same income category b) Reside in similar areas c) Are of the same age d) Are of the same gender 3) A detergent that advertises how clean it gets clothes is appealing to the consumer need. a) Functional b) Symbolic c) Biological d) Utilitarian 4) By definition, simply means that consumers come in contact with the marketer's message. a) Perception b) Exposure c) Attention d) Comprehension 5) Marketers can enhance the consumers' ability to access knowledge structures by a) Using loud music b) Using colorful ads c) Employing verbal framing d) Repeating brand information 6) Spurithy notices the television commercial because of the loud sounds. This is an example of. a) Exposure b) Involuntary attention c) Non-voluntary attention d) Voluntary attention 7) Which of the following is NOT a requirement for setting advertising objectives? a) Objectives must specify the amount of change. b) Objectives must be stated in terms of profits. c) Objectives must be realistic. d) Objectives must be internally consistent. 8) An advertising objective is aimed at achieving communication outcomes that precede behavior.

a) Precise b) Planned c) Indirect d) Direct 9) A clothing store that sets their advertising budget by following the major competitor and adding an additional 15 percent is using the method. a) Percentage-of-sales b) Arbitrary allocation c) Objective-and-task d) Competitive parity 10) The advertising budget procedure used most frequently is the method. a) Arbitrary allocation b) Marginal cost c) Competitive parity d) Percent of sales. 11) Which value is derived from the need for variety and achieving an exciting life? a) Self-direction b) Hedonism c) Achievement d) Stimulation 12) Marketers are sometimes accused of deceptive practices that lead consumers to believe they will get more value than they actually do. ______________ includes practices such as falsely advertising "factory" or "wholesale" prices or a large price reduction from a phony high retail price.

a) Deceptive promotion b) Deceptive packaging c) Deceptive pricing d) Deceptive cost structure

13) The study of human populations in terms of size, density, location, age, gender, race, occupation, and other statistics is called:

a) Geothermy. b) Demography. c) Ethnography. d) Hemos-popography.

14) When companies make marketing decisions by considering consumers' wants and the long-run interests of the company, consumer, and the general population, they are practicing which of the following principles?

a) Innovative marketing b) Consumer-oriented marketing c) Value marketing

d) Societal marketing 15) Regulations that arise to ensure that firms take responsibility for the social costs of their products or production processes stem from which reason for government


legislation of business? a) To protect companies from each other. b) To protect consumers from unfair business

practices. c) To protect the interests of society. d) To protect businesses from unfair consumer

demands. 16) One of the most common problems with using internal database information is that:

a) Since it was probably collected for some other purpose, it may be incomplete or wrong.

b) It is usually expensive to retrieve. c) Top executives are usually unwilling to relinquish

data, therefore, the data has limits. d) The data is almost always unsecured and,

therefore, suspect as to reliability. 17) All of the following are thought to be sources of new product ideas EXCEPT:

a) Internal sources. b) Customers. c) Competitors. d) The local library.

18) Each salesperson is assigned to an exclusive area in which to sell the company's full line of products or services in which type of sales force structure?

a) Territorial sales force. b) Product sales force. c) Customer sales force. d) Hybrid sales force.

19) Precuts that are usually purchased due to advertisment and high promotional back up are rather a) Regular goods b) Unsought goods c) Preferred goods d) Sought goods e) Unique goods 20) Which of the following is not a technique of measuring customer satisfaction and monitoring customer? a) Exit interviews b) Web information hotlines c) Business analysis d) Customer complaints database e) Telephone information hotlines 21) Which of the following is a mode for creating charge on Life Insurance Policies? a) Pledge b) Lien c) Assignment d) Hypothecation e) Equitable Mortgage 22) A company is providing warehousing facility to its channel members. The Company is using which of the following? a) Seasonal discount b) Cash discount c) Quantity discount d) Trade discount e) Quality discount 23) Aggressive pricing is associated with which of the following stage of product life cycle? a) Not associated b) Introduction c) Growth d) Maturity e) Decline 24) Which of the following is NOT an objective of discounts? a) All the given options are objectives of discounts b) Reward competitors

c) Reward valuable customers d) Move out-of-date stock e) Increase short-term sales 25) Which of the following alternatives is done by a nonprofit or government organization to further a cause? a) Brand marketing b) Casual marketing c) Social marketing d) Issue marketing e) None-profit marketing 26) What is the aim of successful marketing? a) To increase the profit b) To increase the sale c) To increase brand awareness d) All of the given options e) To increase customer base 27) SWOT analysis refers to an analysis of a company’s? a) Systems; weakness; operations; threats b) Strengths; weaknesses; operations; technology c) System; weakness; operations; technology d) Strategic units; workers; opportunities; technology e) Strengths; weaknesses; opportunities; threats 28) Increasing the effort to “think global” and “act local” is _________ a) Empowering b) Globalizing c) Flattening d) Focusing e) Benchmarking 29) A company selling in a national market often organizes its sales force along ______ lines a) Product lines b) Territory c) Psychographic profiles d) Geographic e) Convenience 30) Which concept holds that consumers will favor those products that offer the most quality, performance, or innovative features? a) Product b) Selling c) Holistic marketing d) Production e) Marketing 31) Marketing opportunities means

a) Scope for marketing b) Proper and effective training

c) Market planning d) Availability e) Market data of sales outlets

32) Market space means a) Place where good are sold b) Trade fairs and melas c) Road shows

d) Scope available for selling e) Competition

33) Capital good market deals with a) non-durable goods b) goods

c) products d) durable goods e) All of these

34) What are the different types of market? a) Commodity market b) Industrial market

c) Services market d) All of these e) None of these

35) Service market is related with a) tangible b) intangible


c) Both (a) and (b) d) All of these e) None of the above

36) Personal selling is a part of a) Promotion b) place c) price d) product e) All of these

37) Which of the following is intangible features of product ? a) After sale services b) performance of product

c) Goodwill of product d) All of these e) None of the above

38) Product line means a) Product technology b) expansion of product mix

c) pricing d) All of the above e) None of the above

39) DSA of a bank is a sub-element of a) Price mix b) distribution mix

c) promotion mix d) All of these e) None of these

40) Promotion in marketing means a) passing an examination b) elevation from one grade to another

c) selling the products through various means d) selling the products in specific areas

e) none of the above 41) Which among the following can be an

example of non-profit marketing? a) Disney setting up a park in Hong Kong b) Setting up an Ayurvedic massage centre

c) AIDS awareness campaign d) All of the above

e) None of the above 42) The correct 4Ps of marketing are

a) product, place, promotion, profit b) product, price, place, promotion c) product, promotion, price, place

d) All of the above e) None of the above 43) Who among the following is not a part of the

marketing mix? a) Wholesalers b) Retailers c) Customers d) All of these e) None of these

44) Which of the following is the crux of marketing process ? a) Marketing planning b) Marketing mix c) Marketing research d) Marketing expansion e) Marketing scanning

45) Which of the following comes under the decisions concerning the products? a) Product attributes b) Branding and packaging c) Product mix d) All of the above e) None of the above

46) A product represents an market’s offering as it is perceived by ? a) Present customers b) Potential customers c) Company d) All of these

e) None of these 47) Which of the following is/are tangible

product ? a) House and TV b) Car or scooter c) Furniture d) All of these e) None of these

48) ………..is a raw material for a sugar industry. a) Machine b) Paper c) Coal d) Sugarcane e) None of these

49) ……..is bundle of utilities consisting of various products features and containing services . a) Cost b) Risk c) Plan d) Product

50) In case of prestige goods, the demand is a) Price sensitive b) not price sensitive c) not price sensitive till a level

d) All of the above e) None of the above 51) If you are a marketing manager of a firm you

would prefer the customers who are a) less price sensitive b) more Price sensitive c) depends upon the marketing mix

d) All of the above e) None of the above 52) Of the following pricing strategies…..is not

ideal for new products. a) Skimming pricing b) discriminatory pricing c) promotional pricing d) All of the above

e) None of the above 53) The best promotional tool in any marketing

is a) E-promotion b) Public relations c) Viral marketing d) Word of mouth publicity e) Advertisements

54) One of the following is not included in the 4Ps of marketing. Find the same a) Product b) Price c) Production d) Promotion

e) None of these 55) The best promotional tool in any marketing

is a) Pamphlets b) Newsletters c) Word of mouth publicity

d) Regional advertisements e) Viral marketing 56) Direct marketing means

a) Seminars and conferences b) Face-to-face selling c) Banners

d) Cold call e) Sales presentations 57) Push marketing style requires

a) Collective effort b) Good pushing strength c) Lengthy talks d) Ability to identify the leads

e) Aggressive marketing 58) The importance of product life cycle includes

a) Help in promotional decision b) Help in product control c) Facilitates sales forecasting


d) All of the above e) None of the above 59) According to whom ‘A product’s life cycle is

very much similar to human life-cycle”? a) Arch paton b) Philip Kotler c) Stonton d) Bartle

e) None of these 60) Which of the following is not a stage in

product life cycle? a) Introduction b) Peak c) Growth d) Maturity

e) None of these 61) Which of the following is/are major steps in

the development of new product ? a) Test marketing b) Business analysis c) Idea generation d) Screening

e) All of the above 62) Buyer resistance means

a) Buyer’s interest in the product being sold b) Buyer’s fighting with the seller c) Buyer’s hesitation in buying the product

d) Buyer becoming a seller e) Buyer buying the product 63) Buyer resistance can be overcome by

a) Cordial relation between buyer and seller b) Good negotiation c) Persuasive communication

d) Good of the sales service e) All of the above 64) Customer’s relationship with the Bank is

influenced by a) customers attitudes b) attitudes of bank staff c) interest rates of the bank

d) attitude of sales persons e) All of the above 65) Buyer Resistance can be overcome by

a) Good friendship between buyer and seller b) Good after sales service c) Good arguments

d) Persuasive communication 66) Market segmentation is

a) Method b) The strategy of dividing markets in order to conquer them c) The allocation of product

d) The allocation of service 67) The basis for consumer market segmentation

includes a) age of consumer b) location of consumer c) income of consumer d) sex of consumer

e) All of the above 68) Buying allowance is given to the a) Manufacturer b) Consumer c) Middleman c) Staff e) None of the above 69) Which is benefit of market segmentation?

a) In allocation of marketing budget b) In effective marketing programme c) In meeting the competition effectively

d) All of the above 70) Homogeneous group is related with

a) Promotion b) Sales planning and control c) Market segmentation

d) Cost e) Wages 71) Who may be prospects for a bank?

a) Student b) Manager of other bank c) Administrator of government department d) All of these e) None of the these

72) Who may be customer of a bank? a) Teacher b) Professor c) Advocate d) Retired person from army

e) All of the above 73) Which is the basis of psychographic

segmentation? a) Personality b) Value in life c) Life style of the customer

d) All of the above e) None of the above 74) Which of the following comes under

demographic factors? a) Age b) Sex c) Family size d) Religion

e) All of these 75) Re-positioning of product involves

a) Placing the product in shop b) Making the products available to the customers c) Changing identity of the product

d) Developing the new product e) None of the above 76) Market segmentation means

a) Segmentation of sales team b) Distribution of territory c) Sales network

d) Division of market according to the requirement e) Market share 77) Target market of education loan is a) All school students b) All college students c) All colleges d) All schools e) All hospitals 78) Target group means

a) All buyers b) All sales persons c) Prospective buyers d) All customers

e) Delivery persons 79) Which one of the following is not a target

group for saving bank account? a) Salaried persons b) Loss incurring companies c) Doctors d) Government servants

e) Insurance agent 80) Target market for housing loans will be

a) Existing clients b) Persons who do not own a house

c) Person who own more than one house d) Builders e) NRI’s 81) The target group for personal loans is


a) All private limited companies b) All businessmen c) All salaried persons

d) Minor children e) Newborn infants 82) Vending machine is

a) A pricing system b) Distribution channel c) Cost planning d) Management system

e) All of the above 83) Which is the type of distribution channel in

the bank? a) Bank- customer b) Bank-DSA-customer c) Head office of bank-branch-customer

d) All of the above e) None of the above 84) A channel of distribution for a product is the

route taken by the title of the good as they move from the producer to the a) Ultimate consumer or industrial user b) Company c) Producer

d) Staff e) Cash 85) Which is the latest distribution system

a) Telephonic distribution b) E-commerce c) E-mail d) Mobile

e) All of the above 86) The internet marketing can serve which of

the following purpose ? a) Actual sales of product b) Promotion c) Customer service d) Market research

e) All of the above 87) ‘DSA’ means

a) Delivery staff Agency b) Direct selling Agent c) Direct supplier Agent d) Distribution and supply Agent

e) Driving sales Ahead 88) Marketing channels means

a) Delivery period b) Delivery time c) Delivery outlets d) Delivery place

e) All of these 89) A good and effective DSA should

a) Copy the competitor company b) Criticize the competitor company c) Join the competitor company d) Be passive e) Be more effective than the competitor company

90) Delivery channels other than bank counters are

a) ATM’s b) Internet banking c) Mobile banking d) Tele banking

e) All of these 91) A DSA’s main function is

a) to boost customer contacts b) to boost e-mails c) to boost telemarketing

d) All of these e) None of the above 92) ATM means

a) Any time Marketing b) Any time money c) Any time machine d) Automated Teller Machine e) None of these

93) Marketing channel means a) Outlets from where sales take place

b) Channel financing c) Focusing sales on one single group

d) Home delivery e) Courier service 94) Delivery channels means a) Place from where the products are sold b) Courier service c) Distribution agencies d) Delivery time e) Offsite banking 95) A DSA’s (Direct selling Agent’s) main job is a) To design products b) To sell to the target group c) To do market survey d) To distribute profits e) To earn incentives 96) Which is the type of distribution channel in

the Bank? a) Head office of bank-Branch-Customer b) Bank- DSA-Customer c) Bank-Customer d) All of the above e) None of the above 97) Retailing is a) Super market b) Bank c) Wholesaler d) All of these e) None of the above 98) Web marketing involves a) Selling web cameras b) Web advertisements c) E-mail chatting d) Browsing the web e) Door to door canvassing 99) For ‘On line’ marketing……is the most

suitable product a) Saving accounts b) Credit cards c) Housing loans d) NRI deposits e) Business accounts 100) Object of digital marketing are a) Online marketing b) Cold calling c) Web designing d) Anticipating the market e) Outdoor marketing 101) Tele marketing means a) Selling telephones b) Sending SMS messages c) Chatting on the phone d) Marketing through phone calls e) Marketing in person 102) Online marketing is

a) Same as face to face marketing b) Easier than traditional marketing c) Boring as customers are not visible d) Voluminous task e) None of the above

103) Telemarketing involves a) Good communication skills b) High level of motivation c) Door to door management d) Event management e) All of the above

104) One of the following is not a function of retail banking a) Accepting fixed deposits b) Giving home loans c) Giving education loans

d) Joint ventures e) None of the above 105) Retail banking means


a) Retail shopkeepers b) Banks financing to retail traders c) Same as universal banking

d) Giving loans to corporates e) Giving consumer loans to various public 106) Direct marketing is necessary for

a) Having a focused approach to marketing b) Boosting sales c) Better customer contacts

d) All of the above e) None of the above 107) Telemarketing campaigns are resorted to

a) Avoid face-to-face interactions b) Avoid buyer resistance c) Reach a larger clientele d) Increase cold calls

e) Reduce profits 108) Indirect marketing is same as

a) Onsite selling b) Using a smart phone c) Viral marketing d) Advertisements e) Online marketing

109) A cold call means a) A futile exercise b) Call made in odd countries c) Sales talk

d) Old product with new wrapping e) Calls made without prior appointments 110) Marketing communication mix involves

a) personal selling and advertising b) Sales promotion c) Public relation

d) Publicity e) All of the above 111) Sales promotion has grown out of its step

child status and today is treated as an equal partner with a) Advertising and selling b) Production technique c) Fashion d) Style

e) Tax 112) Contest promotion device is available for

a) Staff b) Bank c) Worker d) Consumer of the product

e) All of the above 113) Sales promotion may be effective, where

techniques are used a) Advertising and salesmenship b) Pricing c) BEP

d) EOQ e) All of the above 114) Which is/are tools of sales promotion?

a) Bonus b) Coupon c) Premium

d) Additional commission or purchase allowance e) All of the above 115) The sales promotion can be directed at

a) Customer b) Sales staff c) Distribution channel members

d) All of the above e) none of the above 116) Value added services means

a) Additional cost b) Additional production c) Additional staff d) Additional services

e) All of the above 117) Sales promotion involves find the incorrect

option it a) Building product awareness b) Creating interest c) Providing information

d) Designing new products e) None of the above 118) A presentation means

a) Display of products b) Explaining the utility of products c) A gift d) Display of communication skills

e) All of the above 119) In a selling process in today’s world

a) Only standard products are sold b) No customization is required c) The seller need not have product knowledge

d) The seller should aim at customer satisfaction e) Only quantum of sales matters 120) Effective selling skills depend on

a) Good dress sense b) Territory allocation c) Sales call planning d) Good- eye- contact

e) Pat performance 121) The performance of sales person depends on

a) Ability and willingness of the salesperson b) Incentive paid c) Size of the sales team

d) Team leader’s attitude e) His aggressive nature 122) Online advertising uses

a) Internet b) World wide web c) Both ‘1’ and ‘2’ d) Radio

e) TV 123) When a product or brand is embedded in

entertainment and media then it is known as a) Internet b) World wide web c) Both ‘1’ and ‘2’ d) Radio

e) TV 124) Advertising is a major promotion mix

ingredient that is a a) Non-paid form of non-personal communication b) Non-paid form of personal communication c) Paid form of personal communication d) Paid form of non-personal communication

e) None of the above 125) Which of the following is the means of bank

advertising a) Newspaper of magazine b) Poster c) Internet c) Television d) All of the above

126) Which is the best means of bank advertising? a) Circular b) Sky advertising c) Satisfied bank customer c) Bank employee or their manager

d) All of the above 127) Advertisements is a type of

a) Direct marketing b) Service marketing c) Indirect marketing c) Internet banking

d) Internal banking


128) Advertisements are required for a) Boosting the production levels c) Motivating the employees c) Boosting the sales d) All of the above

e) None of the above 129) Digital marketing is the same is the same as

a) Online marketing c) Cross selling c) Road-show d) Website designing

e) Door- to-door marketing 130) Which of the following includes the stage of

personal selling? a) Prospecting c) Marking first contact c) Sales call d) Objection handling

e) All of these 131) The last stage of personal selling is

a) Making the first contact c) Closing the sale c) Prospecting

d) Sales call e) None of the above 132) In order to qualify the prospects, one needs

to a) Plan a sales approach c) Determine the products meeting the need c) Rank the above

d) All of the above e) None of the above 133) Making the first contact can be done

through a) E-mail c) Telephone c) Letter d) All of these

e) None of these 134) personal selling facilitates the process of

a) Production c) Distribution c) Consumption d) All of these

e) None of these 135) Personal selling is a ………. Communication.

a) One way c) Two way c) Single way d) Many to one way

e) None of above 136) Which of the following is the quality of a

good salesperson ? a) Impressive personality b) Good behavior c) Persistence d) Sound health

e) All of the above 137) In sales conversion means

a) Design new product b) Convert buyer into a seller c) Convert seller into a buyer

d) Convert a prospective to a buyer e) Religious conversion 138) Meaning of cross selling is

a) City-city selling b) Selling with cross face c) Sales with crossed fingers

d) Selling to existing customers e) Cold calling 139) The sales process begins with

a) Customer identification

b) Lead generation c) Sales presentation d) Sales closure e) Sales meet 140) Lead generation can be resorted to by

browsing a) Telephone directories b) Yellow pages c) Internet sites

d) List of existing customers e) All of the above 141) Effective selling skills depend on

a) Effective lead generation b) Sales call planning c) Territory allocation

d) Effective communication skills e) All of the above 142) Cross selling is useful for canvassing

a) Current accounts b) Fixed deposit accounts

c) Student loans d) Car loans e) All of the above

143) Selling is a) Different from marketing b) A sub-function of marketing

c) Same as marketing d) More than marketing e) None of the above 144) Good selling skills involve

a) Patience b) Perseverance c) Empathy d) Knowledge e) All of the above 145) ‘Conversion’ in sales language mean

a) Converting a buyer into a seller b) Converting a seller into a buyer

c) Converting a prospect into a client d) All of the above e) None of the above 146) The performance of a sales person can

enhanced be a) Increasing the sales incentives b) Increasing the number of products to be sold

c) Appropriate training d) All the above e) None of the above 147) Closing the sales means

a) Close down marketing functions b) Top selling c) Successful completion of a call

d) All of the above e) None of the above 148) A god sales man should be

a) Aggressive b) Pushy c) Fiercel d) Polite but firm e) Talkative 149) Efficient marketing style requires

a) Proper planning b) Good debating skills c) Arrogant staff d) Knowledge of many languages e) Ignorant customers 150) The most essential quality of a good sales

person is a) Questioning skills b) Good appearance

c) Production skills d) Good communication skills e) Curiosity


151) Communication skills in the case of DSA means a) Giving lengthy speeches b) Sending good SMS messages

c) Being talkative d) Ability to continue the customer with the right choice of words

e) Being multi linguistic 152) The process of branding covers

a) Giving on identify to a product b) Designing a brand mark

c) Establishing the product d) Popularizing the product

e) All of the above 153) Which of the following confers the right to

use of technical invention? a) Copy right b) Patent

c) Brand d) Trade e) None of the above 154) In general, the single-voice, or synergy principle, involves selecting a specific for a brand. a) Positioning statement b) Marketing mix c) Pricing strategy d) Advertising budget 155) A …………..provides written information

about the product. a) Branding b) Packaging

c) Label d) Costing e) None of these 156) A brand can be helpful for the manufactures

in a) Leading to large selling b) Reducing the price flexibility

c) Reducing the cost of distribution d) Costing the selling process e) All of the above

157) Labeling is important for three reasons, first is promotional and second is legal. What is the third reason? a) Informational b) Branding

c) Strategic d) Marketing e) None of these 158) The type of sales forecasting include

a) Micro forecasting b) Macro forecasting c) Both (a) and (b) d) Minor forecasting

e) Major forecasting 159) The first stage in creating the sales

forecasting if to estimate a) Market demand b) Profit

c) Wealth d) Prospect e) None of these 160) …….translates the marketing plan into

marketing performance. a) Marketing management b) Accounting management

c) Finance management d) Sales management e) None of the above

161) Sales forecasting involves

a) Sale planning b) Sales pricing c) Distribution channels d) Consumer tastes e) All of the above 162) ‘Banchmark’ means

a) Sales performance measurement b) Marks given to salespersons

c) Appraisal d) Standard value for comparison

e) Autantion 163) Market share can be increased by increasing

a) Raw material cost b) The staff strength c) The sales d) The sales staff e) Competition 164) Market size also means

a) Market planning b) Market pricing c) Market space d) Market distribution e) Market channel 165) A fall in the market share implies

a) Sales have gone up b) Profit has gone up c) Prices are eratic d) Competition has increased e) Business is wound up 166) Consumer protection means

a) Safeguarding interest of consumers b) Safeguarding right of consumers

c) Protection against unethical malpractices d) All of the above

e) None of the above 167) The most common business malpractice

leading to consumer exploitation include a) Sales duplicate goods b) Sales of sub-standard goods

c) Hoarding and black marketing d) Charging more than MRP

e) All of the above 168) Which of the following day is celebrated as

world consumer right day? a) 15 March b) 20 March

c) 15 April d) 20 April e) None of the above 169) Under which of the following rights the

consumer must be provided the quality detail of product? a) Right to safety b) Right to be information

c) Right to choose d) Right to education e) None of the above 170) PIL stands for

a) Public interest litigation b) Public Information Law

c) Primary Insurance law d) Patient of International Law

e) None of the above 171) MRTP stands for

a) Market Research Technique Process b) Monopolies and Restrictive Trade practices

c) Member of Restrictive Trade practices d) Measurement and Research of Testing process

e) None of the above


172) CPA stands for a) Consumer prevention Act b) Customer prevention Act

c) Consumer precaution Act d) Consumer protection Act

e) None of the above 173) Which of the following is the apex body in

the three-tier judicial machinery set up by the government for the redressal of consumer grievances ? a) National commission b) Planning commission

c) Central commission d) Advisory commission e) None of the above 174) Good under CPA, 1986 covers

a) All movable property b) Stocks and shares c) Growing crops d) All of the above e) None of the above 175) Consumer protection Act came into existence

in a) 1946 b) 1966

c) 1976 d) 1986 e) 1996 176) Which of the following is not include in the

term person under consumer protection Act, 1986? a) Hindu undivided family b) A co-operative society

c) Firm d) All of the above e) None of the above 177) Under the consumer protection Act, 1986

‘Goods’ means ? a) Every kind of movable property only b) Every kind of immovable property only

c) Every kind of services and products d) All of the above e) None of the above

178) A marketing plan does not have to be a) Simple b) Clear

c) Complex d) Lengthy e) Both (c) and (d) 179) The marketing planning process includes

a) Goal setting b) Analyzing the current situation

c) Creating the marketing strategy d) Allocating marketing resources and monitoring

e) All of the above 180) Analyzing current situation includes

a) Marketing audit b) SWOT analysis c) Marketing assumption d) All of the above

e) None of the above 181) A target marketing is

a) Entire country b) Entire city c) Entire globe

d) That which consists of customers who need to the identified product e) All of the above

182) Marketing information means a) Knowledge level of marketing staff b) Information about marketing staff

c) Information regarding share market d) Knowledge of related markets

e) All of the above 183) Market research is necessary for

a) Making proper marketing decisions b) Choosing the right products

c) Selecting the right sales persons d) All of the above e) None of the above 184) Market plan is a

a) Selling process b) Year-end-budget c) Calendar

d) Business document for marketing strategies e) All of the above 185) A marketing plan is necessary for

a) Having a focused approach to marketing b) To decide marketing strategies c) To decide product strategies

d) To decide advertising strategies e) All of the above 186) Marketing plans are used for

a) Doing research by marketing students b) Planning department c) Purchase of consumable items from retail outlets

d) All of the above e) None of the above 187) Good marketing strategy envisages good and

proper a) Product distribution b) Networking of branches c) High pricing

d) Placement of counter staff e) Relationship management

188) What is the full form of 'PIN'? a) Personal identification number b) Pull-in-Net c) Push-in-net d) All of the above

189) Which is the online services of bank? a) Imobile b) Mobile Banking funds Transfer c) Shopping d) WOW shopping

e) All of the above 190) Which of the following is not a channel for

bank marketing? a) Telemarketing b) Internet banking c) Mobile Banking d) None of the above

191) All marketing activities that attempt to stimulate quick buyer action or immediate sales of a product are known as. a) Sponsorship b) Advertising c) Personal selling d) Sales promotion 192) What is the USP of saving account?

a) High rate of interest b) Easy operation c) Risk transactions d) Expensive transactions

e) Back office facility 193) Bancassurance means

a) Assurance of bank for quality service b) Assurance for sanction of loans

c) Selling of insurance products by bank d) Selling credit cards e) Selling debit cards

194) Bank sell insurance for


a) Increasing deposits b) Increasing loans c) Increasing clients d) Earning more profits e) Taking over insurance companies 195) Mutual fund business from existing

customers can be canvassed by a) Coercion b) Cross-selling

c) Internal marketing d) Outdoor marketing e) Road-shows 196) Marketing in banks has been necessitated

due to a) Globalization b) Excess staff

c) Nationalization of bank d) Complacency among the staff

e) Poor customer service 197) Saving Accounts with zero balance can be

opened for a) Persons below BPL b) Under financial inclusion scheme

c) Students d) As per bank’s policies e) None of the above 198) Financial Inclusion means

a) Opening accounts of finance companies b) Financial Analysis of balance sheet figures

c) Opening accounts of HNIs d) Opening accounts NRIs

e) Opening accounts of under privileged persons 199) NPA stands for

a) Not performing Asset b) Non performing Asset c) Net performing Asset d) Net profit Against e) Non pure Asset

200) Credit card is issued by a) Respective bank or any credit authority b) Customer c) Anybody d) All of these e) None of these

ANSWER KEY

Q. A. Q. A. Q. A. Q. A. Q. A.

1 A 2 B 3 A 4 B 5 C

6 B 7 B 8 C 9 D 10 D

11 D 12 C 13 B 14 D 15 C

16 A 17 D 18 A 19 E 20 C

21 C 22 D 23 C 24 B 25 D

26 D 27 E 28 C 29 B 30 A

31 A 32 D 33 D 34 D 35 B

36 A 37 D 38 B 39 C 40 C

41 C 42 B 43 C 44 B 45 D

46 B 47 D 48 D 49 D 50 B

51 A 52 B 53 E 54 C 55 C

56 D 57 E 58 D 59 A 60 B

61 E 62 C 63 E 64 B 65 D

66 B 67 E 68 E 69 D 70 C

71 E 72 E 73 D 74 E 75 C

76 B 77 B 78 C 79 B 80 B

81 C 82 B 83 D 84 A 85 E

86 E 87 B 88 E 89 E 90 E

91 A 92 D 93 A 94 C 95 B

96 E 97 A 98 B 99 B 100 A

101 D 102 B 103 A 104 D 105 E

106 D 107 D 108 D 109 E 110 E

111 A 112 D 113 A 114 E 115 D

116 D 117 D 118 B 119 D 120 E

121 A 122 C 123 C 124 D 125 E

126 C 127 C 128 C 129 A 130 E

131 C 132 D 133 D 134 C 135 C

136 E 137 D 138 D 139 A 140 E

141 E 142 B 143 B 144 E 145 E

146 D 147 C 148 D 149 B 150 D

151 D 152 E 153 B 154 A 155 C

156 A 157 A 158 C 159 A 160 D

161 A 162 D 163 C 164 C 165 D

166 D 167 E 168 A 169 B 170 A

171 B 172 D 173 A 174 D 175 D

176 E 177 C 178 E 179 E 180 D

181 D 182 E 183 A 184 D 185 A

186 E 187 E 188 A 189 E 190 D

191 D 192 B 193 C 194 D 195 B

196 A 197 A 198 E 199 B 200 A









5TH FOUNDATION DAY


MCQS ON COMPUTERS

1) Antivirus software is an example of..................... A. business software B. an operating system C. a security utility D. an office suite E. None of these 2) Computer programs are written in a high- level programming language; however, the human-readable version of a program is called.............. A. Cache B. instruction set C. source code D. word size E. None of these 3) Microsoft Office is A. Shareware B. Public-domain software C. Open-source software D. A vertical market application E. An application suite 4) Computer connected to a LAN (Local Area Network) can A. run faster B. go on line C. share information and/or share peripheral equipment D. E-mail E. None of these 5) Which of the following refers to the memory in your computer? A. RAM B. DSL C. USB D. LAN E. CPU 6) Information travels between components on the motherboard through A. Flash memory B. CMOS C. Bays D. Buses E. Peripherals 7) The collection of links throughout the Internet creates an interconnected network called the_____. A. WWW B. Web C. World Wide Web D. All of the above E. Wide Area Web 8) Every computer has a(n)_____; many also have_____. A. operating system; a client system

B. operating system; instruction sets C. application programs; an operating system D. application programs; a client system E. operating system; application programs 9) Main memory works in conjunction with_____. A. special function cards B. RAM C. CPU D. Intel E. All of these 10) The database administrator’s function in an organization is A. To be responsible for the more technical aspects of managing the information contained in organizational databases B. To be responsible for the executive-level aspects of decisions regarding information management C. To show the relationship among entity classes in a data warehouse D. To define which data mining tools must be used to extract data E. None of these 11) Every device on the Internet has a unique address (also called an “Internet address”) that identifies it in the same way that a street address identifies the location of a house. A. DH B. DA C. IP D. IA E. None of these 12) What is linux? A. Input Device B. Storage Device C. Operating System D. Output Device E. Processor 13) The process of making changes to an existing document is referred to as _________ it. A. editing B. changing C. modifying D. creating E. adjusting 14) What does the acronym BIOS stand for? A. Basic input output services B. Basic internal output system C. Basic inner output system D. Basic input output systemization E. Basic input output system


15) Which of the following refers to restarting the system when it is already powered on? A. A strong boot B. Hibernation C. A cold boot D. Standby mode E. A warm boot 16) The hard drive is normally located___________ A. next to the printer B. plugged into the back of the computer C. underneath of monitor D. on top of the CD-ROM E. inside the system base unit 17) Which of the following keys is used to delete characters to the left of the cursors? A. Alt+Delete B. Shift C. Esc D. Delete E. Backspace 18) The operating system is the most common type of ________ software. A. Application B. Antivirus C. communication D. system E. word – processing software 19) Which is not a font style? A. Bold B. Superscript C. Italic D. Regular E. None of these 20) Which of the following is spreadsheet program? A. Ms-word B. Ms-power point C. Ms-excel D. Ms-access E. None of these 21) Which of the following is not valid version of MS Office? A. Office XP B. Office Vista C. Office 2007 D. None of above 22) The key F12 opens a A. Save As dialog box B. Open dialog box C. Save dialog box D. Close dialog box 23) Borders can be applied to A. Cells B. Paragraph C. Text D. All of above 24) Portrait and Landscape are A. Page Orientation B. Paper Size C. Page Layout D. All of above 25) Laser printer is a type of? A. Impact printing B. Non impact printing C. Both of above D. None of above 26) Tiny droplets of coloured ink and nozzle is associated with? A. Dot matrix B. Laser Printer C. Inkjet printer D. Daisy wheel printer

27) Which among following is associated with monitor? A. CRT B. ALU C. CU D. ARU 28) What is full form of LCD? A. Liquid catalouge display B. Liquid crystal display C. Liquid crystal data D. Liquid code display 29) Which among following are used for printing big charts, drawings, maps and 3 dimensional illustrations specially for architectural and designing purposes? A. Mouse B. Printers C. Plotters D. Speakers 30) Output devices are commonly referred as? A. Hosts B. Receivers C. Dumbs D. Terminals 31) A binary number with 4 bits is called a? A. Bytes B. Bits C. Nibble D. Dibble 32) A stack in a digital computer is a part of the? A. ALU B. Memory unit C. Conrtol Unit D. Monitor 33) Which of the following Key is not found in normal computers / laptops? A. turn key B. alt key C. del key D. shift key 34) What is the correct full form of VLSI? A. Very Large Scale Integration B. Very large Software Integration C. Very large ScaleImplementation D. Very Large Software Implementation 35) Which of the following generation of computers is associated with artificial intelligence? A. First B. Second C. Third D. Fifth 36) Which of the following was used in programming the first computers? A. Object code B. Source Code C. Machine Language D. Assembly Language 37) Which among the following is not a security / privacy risk? A. Spam B. Hacking C. Virus D. Phishing 38) Alerts are mostly appear in ______? A. Check Box B. Combo Box C. Dialog Box D. None of these 39) Consider the following: 1. Software 2. Hardware 3. Internet Programmes The terms Bug and Debugging are generally used in which among


the above? A. 1 & 2 B. 2 & 3 C. 1 & 3 D. 1, 2 & 3 40) The keystrokes Ctrl + I is used to A. Increase font size B. Inserts a line break C. Applies italic format to selected text D. Indicate the text should be bold 41) Which of the following function key activates the speller? A. F3 B. F6 C. F7 D. F11 42) Shortcut to create new document is ______ . A. Ctrl + F B. Ctrl + N C. Ctrl + O D. All Of Above 43) Shortcut to close a document is ______? A. Alt + F4 B. Ctrl + C C. Ctrl + W D. Ctrl + Q 44) What is the shortcut to replace text in a document? A. Ctrl + R B. Alt + R C. Ctrl + H D. All Of Above 45) Which combination of keys used as a shortcut for go to a page? A. Alt + G B. Ctrl + G C. Ctrl + F D. All Of Above 46) Shortcut to undo an action is _______? A. Ctrl + A B. Ctrl + Z C. Ctrl + Esc D. Ctrl + U 47) What is the shortcut to change the font? A. Ctrl + F B. Alt + Ctrl + F C. Shift + Alt + F D. Ctrl + Shift + F 48) By which shortcut we can increase the font size of the selected text? A. Ctrl + Up Arrow B. Ctrl + Shift + Up Arrow C. Ctrl + Shift + > D. Ctrl + > 49) What is the shortcut key you can press to create a copyright symbol? A. Alt+Ctrl+C B. Ctrl + Shift + C C. Alt + C D. Ctrl + C 50) To move the cursor page to page of document A. Ctrl+PgUp B. Ctrl+PgDn C. Both of above D. None of above 51) Verification of a login name and password is known as: A. configuration B. accessibility C. authentication D. logging in E. None of these 52) Which of the following would most likely NOT be a symptom of a virus? A. Existing program files and icons disappear.

B. The CD-ROM stops functioning. C. The Web browser opens to an unusual home page. D. Odd messages or images are displayed on the screen. E. None of these 53) The ability to recover and read deleted or damaged files from a criminal’s computer is an example of a law enforcement specialty called: A. robotics. B. simulation. C. computer forensics. D. animation. 54) Which of the following is NOT one of the four major data processing functions of a computer? A. gathering data B. processing data into information C. analyzing the data or information D. storing the data or information 55) ____________ tags, when placed on an animal, can be used to record and track in a database all of the animal’s movements. A. POS B. RFID C. PPS D. GPS 56) Surgeons can perform delicate operations by manipulating devices through computers instead of manually. This technology is known as: A. robotics. B. computer forensics. C. simulation. D. forecasting. 57) ____________ is the study of molecules and structures whose size ranges from 1 to 100 nanometers. A. Nanoscience B. Microelectrodes C. Computer forensics D. Artificial intelligence 58) ____________ is the science that attempts to produce machines that display the same type of intelligence that humans do. A. Nanoscience B. Nanotechnology C. Simulation D. Artificial intelligence (AI) 59) ____________ is data that has been organized or presented in a meaningful fashion. A. A process B. Software C. Storage D. Information 60) The name for the way that computers manipulate data into information is called: A. programming. B. processing. C. storing. D. organizing. 61) Computers gather data, which means that they allow users to ____________ data. A. present B. input C. output D. store


62) Computers use the ____________ language to process data. A. processing B. kilobyte C. binary D. representational 63) Computers process data into information by working exclusively with: A. multimedia. B. words. C. characters. D. numbers. 64) ____________ is any part of the computer that you can physically touch. A. Hardware B. A device C. A peripheral D. An application 65) The ____________, also called the “brains” of the computer, is responsible for processing data. A. motherboard B. memory C. RAM D. central processing unit (CPU) 66) The CPU and memory are located on the: A. expansion board. B. motherboard. C. storage device. D. output device. 67) ____________ is a set of computer programs used on a computer to help perform tasks. A. An instruction B. Software C. Memory D. A processor 68) System software is the set of programs that enables your computer’s hardware devices and ____________ software to work together. A. management B. processing C. utility D. application 69) The PC (personal computer) and the Apple Macintosh are examples of two different: A. platforms. B. applications. C. programs. D. storage devices. 70) Servers are computers that provide resources to other computers connected to a: A. network. B. mainframe. C. supercomputer. D. client. 71) ____________ are specially designed computers that perform complex calculations extremely rapidly. A. Servers B. Supercomputers C. Laptops D. Mainframes 72) DSL is an example of a(n) ____________ connection. A. network B. wireless C. slow D. broadband 73) ____________ is the science revolving around the use of nanostructures to build devices on an extremely small scale. A. Nanotechnology B. Micro-technology C. Computer forensics D. Artificial intelligence

74) ____________ controls the way in which the computer system functions and provides a means by which users can interact with the computer. A. The platform B. The operating system C. Application software D. The motherboard E. None of these 75) The OSI model is divided into how many processes called layers? A. five B. six C. seven D. eight E. None of these 76) It is the set of programs that enables your computer’s hardware devices and application software to work together A. management B. processing C. utility D. System Software E. None of these 77. These are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat A. Servers B. Embedded computers C. Robotic computers D. Mainframes E. None of the above 78. The following are all computing devices, except A. notebook computers B. cellular telephones C. digital scanners D. personal digital assistants E. None of the above 79) In a ring topology, the computer in possession of the --------can transmit data A. packet B. data C. access method D. token E. None of these 80) This part of operating system manages the essential peripherals, such as the key board, screen, disk drive, and parallel and serial ports A. basic input/output system B. secondary input/output system C. peripheral input/output system D. marginal input/output system E. None of the above 81) These type of viruses are often transmitted by a floppy disk left in the floppy drive A. Trojan horse B. Boot sector C. Script D. Logic bomb E. None of these 82) It controls the way in which the computer system functions and provides a way by which users can interact with the computer?


A. The platform B. Application software C. Operating system D. The motherboard E. None of the above 83) Servers are computers that provide resources to other computers connected to a A. mainframe B. network C. supercomputer D. client E. None of these 84) A goal of data mining includes which of the following? A. To explain some observed event or condition B. To confirm that data exits C. To analyze data for expected relationships D. To create a new data warehouse E. None of the above 85) URL stands for A. Universal Research List B. Universal Resource List C. Uniform Resource Locator D. Uniform Research Locator E. None of the above 86) A database management system (DBMS) is a A. Hardware system used to create, maintain and provide controlled access to a database B. Hardware system used to create, maintain and provide uncontrolled access to a database C. Software system used to create, maintain and provide uncontrolled access to a database D. Software system used to create, maintain and provide controlled access to a database E. None of the above 87) Which of the following is not a goal of transaction processing system? A. Capture, process and store transactions B. Produce a variety of documents related to routine business activities C. Reduce manual effort associated with processing business tractions D. Produce standard reports used for management decision making E. None of the above 88) A Proxy server is used for which of the following? A. To provide security against unauthorized users B. To process client requests for web pages C. To process client requests for database access D. To provide TCP/IP E. None of the above 89) The purpose of the primary key in a database is to A. unlock the database B. provide a map of the data C. uniquely identify a record

D. establish constraints on database operations E. None of the above 90) It contains specific rules and words that express the logical steps of an alogrithm A. programming language B. syntax C. programming structure D. logic chart E. None of these 91) It contains data descriptions and defines the name, data type, and length of each field in the database A. data dictionary B. data table C. data record D. data field E. None of these 92) Personal logs or journal entries posted on the Web are known as A. listserves B. Webcasts C. blogs D. subject directories E. None of these 93) It uses pictures (called icons) and menus displayed on the screen to send commands to the computer system A. command-based user interface B. GUI C. system utility D. API E. None of the above 94) Which of the following is NOT a type of broadband Internet connection? A. cable B. DSL C. Dial-up D. Satellite E. None of these 95) Software such as viruses,worms and Trojan horses,that has a malicious intent,is known as A. spyware B. adware C. spam D. malware E. None of these 96) The first generation of computers was based upon? A. Transistors B. ICs C. Valves D. Conductor 97) In “MICR” “C” stands for? A. Colour B. Code C. Character D. Coding 98) __________ is a set of keywords, symbols, and system of rules for constructing statements by which humans can communicate the instructions to be executed by a computer A. A computer program B. A programming language C. An assemble D. Syntax E. None of these


99) A hard copy of a document is ______ A. Printed on the printer B. Stored on a floppy C. Stored on a CD D. Stored in the hard disk E. None of these 100) Which of the following groups consist of only input devices? A. Mouse, keyboard, monitor B. Mouse, keyboard, printer C. Mouse, keyboard, plotter D. Mouse, keyboard, scanner E. None of these 101) __________ is the process of finding errors in software code A. Compiling B. Testing C. Running D. Debugging E. None of these 102) The _________ tells the computer how to use its components A. Utility B. Network C. Operating system D. Application program E. None of these 103) A flaw in a program that causes it to produce incorrect or inappropriate results is called a _________ A. Bug B. Byte C. Attribute D. Unit problem E. None of these 104) The _________ of software contains lists of commands and options A. Title bar B. Menu bar C. Formula bar D. Tool bar E. None of these 105) A (n) ________ is a combination of hardware and software that facilitates the sharing information between computing devices A. Network B. Peripheral C. Expansion board D. Digital device E. None of these 106) Servers are computers that provide resources to other computers connected to a _____ A. Network B. Mainframe C. Supercomputer D. Client E. None of these 107) Each cell in a Microsoft Office Excel document referred to by its cell address, which is the _________ A. Cell’s column label B. Cell’s column label and worksheet tab name C. Cell’s row label D. Column labels E. None of these

108) How can the user determine what programs are available on a computer? A. Checking the hard disk properties B. viewing the installed programs during the booting process C. checking the operating system for a list of installed programs D. checking the existing files saved on the disk E. none of these 109) Which of the following can handle most system functions that aren’t handled directly by the operating system? A. Vertical market applications B. Utilities C. Algorithms D. Integrated software E. Compilers 110) When cutting and pasting, the item cut is temporarily stored in A. ROM B. Hard drive C. Diskette D. Dashboard E. Clipboard 111) Which of the following computer languages is a mathematically oriented languages used for scientific problems? A. FORTRAN B. COBAL C. LISP D. PROLOG E. APPLE 112) Array is ________ A. Linear data structure B. Non-linear structure C. Complex data structure D. Simple data structure E. None of these 113) The process of a computer receiving information from a server on the Internet is known as A. Pulling B. Pushing C. Downloading D. Transferring E. None of these 114) Processing involves A. Inputting data into a computer system B. Transforming input into output C. Displaying output in a useful manner D. Providing relevant answers E. None of these 115) Which is the part of a computer that one can touch and feel? A. Hardware B. Software C. Programs D. Output E. None of these 116) A collection of related information sorted and dealt with as a unit is a A. Disk B. Data C. File D. Floppy


E. None of these 117) A permanent virtual circuit involves A. Connection establishment B. Data transfer C. Connection release D. All of the above E. None of these 118) Hardware includes ______ A. All devices used to input data into a computer B. Sets of instructions that a computer runs or executes C. The computer and all the devices connected to it that are used to input and output data D. All devices involved in processing information including the central processing unit, memory, and storage E. None of these 119) Storage that retains its data after the power is turned off is referred to as _________ A. Volatile memory B. Non-volatile memory C. Sequential memory D. Direct storage E. None of these 120) Which grouping do you work with when formatting text in word? A. Tables, paragraphs and indexes B. Paragraphs, Indexes and sections C. Characters, sections and paragraphs D. Indexes, characters and tables E. None of these 121) Connections to the internet using a phone line and a modem are called ________ connections A. Digital B. Dial-up C. Broadband D. Dish E. None of these 122) The _______ performs simple mathematics for the CPU A. ALU B. DIMM C. BUS D. Register E. None of these 123) Reusable optical storage will typically have the acronym A. CD B. DVD C. ROM D. RW E. None of these 124) Which of the following is the largest unit of storage? A. GB B. KB C. MB D. TB E. None of these 125) ________ is the process of finding errors in software code A. Compiling B. Testing

C. Running D. Debugging E. None of these 126) The name a user assigns to a document is called a (n) A. File name B. Program C. Record D. Data E. None of these 127) _________ is the process of carrying out commands A. Fetching B. Storing C. Executing D. Decoding E. None of these 128) Storage area of a variable is known as A. Mouse B. Address C. Data Type D. Password 129) Brain of Computer is A.CPU B.Moniter C.RAM D.Keyboard 130) In which form data is stored in the computer A. Binary B. Decimal C.Octal D. HexaDecimal 131) OSI model consists of how many layers? A. six B. seven C. eight D. nine 132) HTTP Stands for ______ A. Hyper Text Transfer Protocol B. Hyper Transfer Text Package C. Hyper Text Transfer Package D. Hyper Transfer Text Protocol 133) Internet Banking is an example of A. MTA (Message Transfer Agent) B. Electronic Fund Transfer (EFT) C. MHS (Message Handling System) D. Electronic Data Processing (EDP) 134) Structured Query Language (SQL) is used in the following? A. Create Databases B. Create & Modify Databases C. Create, Modify & Query Databases D. None of these 135) You can keep your personal files/folders in – A. My folder B. My Documents C. My Files D. My Text E. None of these 136) The primary purpose of software is to turn data into— A. Web sites B. Information C. Programs D. Objects E. None of these 137) A directory within a directory is called --- A. Mini Directory B. Junior Directory


C. Part Directory D. Sub Directory E. None of these 138) A compiler translates a program written in a high-level language into – A. Machine language B. An algorithm C. A debugged program D. Java E. None of these 139) When you turn on the computer, the boot routine will perform this test— A. RAM test B. Disk drive test C. Memory test D. Power-on self-test E. None of these 140) A …….. is unique name that you give to a file of a information. A. device letter B. folder C. filename D. filename extension E. None of these 141) Hardware includes— A. all devices used to input data into a computer B. sets of instructions that a computer runs or executes C. the computer and all the devices connected to it that are used to input and output data D. all devices involved in processing information including the central processing unit, memory and storage E. None of these 142) A ……… contains specific rules and words that express the logical steps of an algorithm. A. programming language B. syntax C. programming structure D. logic chart E. None of these 143) All the deleted files go to ---- A. Recycle Bin B. Task Bar C. Tool Bar D. My Computer E. None of these 144) The simultaneous processing of two or more programs by multiple processor is ---- A. Multiprogramming B. Multitasking C. Time-sharing D. Multiprocessing E. None of these 145) The secret code that restricts entry to some programs— A. Password B. Passport C. Entry-code D. Access-code E. None of these 146) Computers use the …………. number system to store data and perform calculations. A. binary B. octal C. decimal D. hexadecimal E. None of these

147) The main function of the ALU is to--- A. Perform arithmetic and logic operations B. Store data and information for future use C. Control computer output, such as printing D. Monitor all computer activities E. None of these 148) …….. is the process of carrying out commands. A. Fetching B. Storing C. Executing D. Decoding E. None of these 149) Softcopy is the intangible output, so then what is hardcopy? A. The physical parts of the computer B. The printed parts of the computer C. The printed output D. The physical output devices E. None of these 150) A(n) …………. is a program that makes the computer easier to use. A. utility B. application C. operating system D. network E. None of these 151) A complete electronic circuit with transistors and other electronic components on a small silicon chip is called a(n)— A. Workstation B. CPU C. Magnetic disk D. Integrated circuit E. None of these 152) Computer systems are comprised of— A. Hardware, programs, processors, procedures and people B. Hardware, programs, information, people and procedures C. Hardware, programs, information, people and networks D. Hardware, software, procedure, networks and people E. None of these 153) An error in a computer program— A. Crash B. Power Failure C. Bug D. Virus E. None of these 154) What is output? A. What the processor takes from the user B. What the user gives to the processor C. What the processor gets from the user D. What the processor gives to the user E. None of these 155) The person who writes and tests computer programs is called a— A. programmer B. computer scientist C. software engineer D. project developer


E. None of these 156) A set of instructions telling the computer what to do is called--- A. mentor B. instructor C. compiler D. program E. None of these 157) What menu is selected to print? A. Edit B. Special C. File D. Tools E. None of these 158) What is backup? A. Additing more components to your network B. Protecting data by copying it from the original source to a different destination C. Filtering old data from the new data D. Accessing data on tape E. None of these 159) The term bit is short for— A. Megabyte B. Binary language C. Binary digit D. Binary number E. None of these 160) A saved document is referred to as a --- A. file B. word C. folder D. project E. None of these 161) Specialized programs that assist users in locating information on the Web are called--- A. Information engines B. Search engines C. Web browsers D. Resource locators E. None of these 162) An application program has which one of the following functions? A. It specifies the information- processing procedures required by a particular information- processing job B. It controls the input/output and storage functions of the computer system C. It provides various support services for the computer system D. It supervises the operations of the CPU E. None of these 163) In page preview mode— A. You can see all pages of your document B. You can only see the page you are currently working C. You can only see pages that do not contain graphics D. You can only see the title page of your document E. None of these 164) An operating system that can do multitasking means that- A. The operating system can divide up work between several CPUs

B. Several programs can be operated concurrently C. Multiple people can use the computer concurrently D. All of the above E. None of these 165) The quickest and easiest way in Word, to locate a particular word or phrase in a document is to use the ……… command. A. Replace B. Find C. Lookup D. Search E. None of these 166) What is the default file extension for all Word documents? A. WRD B. TXT C. DOC D. FIL E. None of these 167) With a CD you can— A. Read B. Write C. Read and Write D. Either Read or Write E. None of these 168) A collection of interrelated records is called a-- A. Utility file B. Management information system C. Database D. Spreadsheet E. None of these 169) To move to the beginning of a line of text, press the …….. key. A. PageUp B. A C. Home D. Enter E. None of these 170) The term ‘user interface’ refers to— A. What the user sees on the screen and how they can interact with it B. How the operating system responds to user commands C. the means by which the user interacts with the peripheral devices on the computer D. The monitor that is available for the computer E. None of these 171) The background of any Word document— A. Is always white colour B. Is the colour you preset under the Options menu C. Is always the same for the entire document D. Can have any colour you choose E. None of these 172) Reusable optical storage will typically have the acronym--- A. CD B. DVD C. ROM D. RW E. None of these 173) For creating a document, you use …….. command at File Menu. A. Open B. Close C. New D. Save


E. None of these 174) The contents of ……… are lost when the computer turns off. A. storage B. input C. output D. memory E. None of these 175) When you save to this, your data will remain intact even when the computer is turned off- A. RAM B. Motherboard C. Secondary storage device D. Primary storage device E. None of these 176) A central computer that holds collections of data and programs for many PCs, workstations, and other computers is a (n)- A. supercomputer B. minicomputer C. laptop D. server E. None of these 177) Grouping and processing all of a firm's transactions at one time is called- A. a database management system B. batch processing C. a real-time system D. an on-line system E. None of these 178) The _____ enables you to simultaneously keep multiple Web pages open in one browser window. A. tab box B. pop-up helper C. tab row D. address bar E. Esc key 179) What displays the contents of the active cell in Excel? A. Name box B. Row Headings C. Formula bar D. Task pane E. None of these 180) The piece of hardware that converts your computer's digital signal to an analog signal that can travel over telephone lines is called a- A. red wire B. blue cord C. tower D. modem E. None of these 181) Computer uses the _____ number system to store data and perform calculations. A. binary B. octal C. decimal D. hexadecimal E. None of these 182) A disk's content that is recorded at the time of manufacture and that cannot be changed or erased by the user is- A. Memory-only B. Write-only C. Once-only D. Run-only E. Read-only 183) Which of the following can be used to select the entire document?

A. CTRL+A B. ALT+F5 C. SHIFT +A D. CTRL+K E. CTRL+H 184) _____ are attempts by individuals to obtain confidential information from you by falsifying their identity. A. Phishing B. Computer viruses C. Spyware scams D. Viruses E. None of the above 185) A Web site's main page is called its- A. Home Page B. Browser Page C. Search Page D. Bookmark E. None of these 186) The simultaneous processing of two or more programs by multiple processors is- A. multiprogramming B. multitasking C. time-sharing D. multiprocessing E. None of these 187) Codes consisting of lines of varying widths or lengths that are computer-readable are known as- A. an ASCII code B. a magnetic tape C. an OCR scanner D. a bar code E. None of these 188) To instruct Word to fit the width of a column to the contents of a table automatically, click the _____ button and then point to AutoFit Contents. A. Fit to Form B. Format C. Autosize D. Contents E. AutoFit 189) Hackers A. all have the same motive B. are people who maintain computers C. may legally break into computers as long as they do not do any damage D. are people who are allergic to computers E. break into other people's computers 190) Junk e-mail is also called A. spam B. spoof C. cookie crumb D. sniffer script E. spill 191) What is MP3? A. A Mouse B. A Printer C. A Sound format D. A Scanner E. A Mobile Phone 192) One megabyte equals approximately A. 1,000 bits B. 1,000 bytes C. 1 million bytes D. 1 million bits E. 2,000 bytes 193) Data going into the computer is called? A. Output B. Algorithm


C. Input D. Calculations E. Flowchart 194) When you are working on a document on PC, where is the document temporarily stored? A. RAM B. ROM C. The CPU D. Flash memory E. The CD-Rom 195) Information travels between components on the mother board through- A. Flash memory B. CMOS C. Bays D. Buses E. Peripherals 196) Which of the following is true? A. Byte is a single digit in a binary number B. Bit represents a grouping of digital numbers C. Eight-digit binary number is called a byte D. Eight-digit binary number is called a bit E. None of these 197) .....is collection of web pages and ......is the very first page that we see on opening of a web-site A. Home-page, Web-page B. Web-site, Home-page C. Web-page, Home-page D. Web-page, Web-site E. None of these 198) When the pointer is positioned on a _____ it is shaped like a hand. A. Grammar error B. Hyperlink C. Screen tip D. Spelling error E. Formatting error 199) The _____ of a system includes the programs or instructions. A. Hardware B. Icon C. Information D. Software E. None of these 200) The most important or powerful computer in a typical network is _____ A. Desktop B. Network client C. Network server D. Network station E. None of these

FACTS ABOUT COMPUTER

Inventor of Computer Charles Babbage

First Modern Computer in the World

ENIAC

First Commercial Computer Univac

First Programmable Digital Computer

SEAC (Standards Eastern Automatic Computer)

ENIAC was developed by John Mauchly and J. Presper Eckert

Inventor of Punch Cards in Computer

Hollerith

First Computer Programming Languages-

FORTRAN, LISP and COBOL

Computer Graphics was developed by

William Fetter

ARPANET was developed by DARPA

First Compiler was developed by

Dr. Grace Murray Hopper

Father of Computer Animations-

John Whitney

First movie to use Digital Image Processing-

West World in 1973

Computer Mouse was invented by-

Douglas Engel Bart

Computer Keyboard was invented by-

Christopher Latham Sholes

Laptop Computer was invented by

Adam Osborne

First Graphical Computer Game was invented by-

A.S. Douglas

Computer BIOS was invented by

Gary Kildall

Inventor of Computer Bug- Dr. Grace Murray Hopper

Inventors of Computer Chip (IC)

Jack Kilby and Robert Noyce

Father of Computer Hard Disk- Reynold Johnson

Inventor of First Data Base Dr. Edgar Frank Codd

Inventor of Ethernet Computer Networking-

David Boggs, Chuck Thacker and Butler Lampson in Xerox PARC


Inventor of Computer Scanner Ray Kurzweil

Inventor of Computer Speakers-

Abinawan Puracchidas

Inventor of MS-DOS Operating Systems-

Microsoft

Inventors of first computer Microprocessors

Faggin , Hoff & Mazor

Inventor of Spacewar computer Game

Steve Russell & MIT

UNIVAC was developed by John Mauchly and J. Presper Eckert

Inventor of Z1 computer- Konrad Zuse

Inventor of ABC computer John Atanasoff & Clifford Berry

FOUNDERS Founder of Apple Computers Steve Jobs

Founder of Artificial Intelligence John McCarthy

Founder of Bluetooth Ericsson

Father of Computer Charles Babbage

Father of ‘C’ Language Dennis Ritchie

Father of ‘C++’ language Bjarne Stroustrup

Founder of Email Shiva Ayyadurai

Founder of Google Larry Page and Sergey Brin

Founder of Internet Vint Cerf

Father of ‘Java’- James Gosling

Founder of Keyboard Christoper Latham Sholes

Founder of Linux Linus Torvalds

Founder of Microsoft Bill Gates and Paul Allen

Founder of Mobile Phones Martin Cooper

Founder of Mouse Douglas Engelbart

Founders of Oracle Ed Oates, Larry Ellison, Bob Miner

Founder of Php Rasmus Lerdorf

Founder of USB Ajay V.Bhatt

Founder of WWW Tim Berners-Lee

Founder of Yahoo Jurry Yang and David Filo

COMPUTER ANSWER KEY

Q. A. Q. A. Q. A. Q. A. Q. A.

1 C 2 C 3 E 4 C 5 A

6 D 7 D 8 E 9 C 10 B

11 C 12 C 13 A 14 E 15 E

16 E 17 E 18 D 19 B 20 C

21 B 22 A 23 D 24 A 25 B

26 C 27 A 28 B 29 C 30 D

31 B 32 B 33 A 34 A 35 D

36 C 37 A 38 C 39 C 40 C

41 C 42 B 43 C 44 C 45 B

46 B 47 D 48 C 49 A 50 C

51 C 52 B 53 C 54 C 55 B

56 A 57 A 58 D 59 D 60 B

61 B 62 C 63 D 64 A 65 D

66 B 67 B 68 D 69 A 70 A

71 B 72 D 73 A 74 B 75 C

76 D 77 B 78 C 79 D 80 A

81 B 82 C 83 B 84 A 85 C

86 D 87 B 88 B 89 C 90 C

91 B 92 C 93 B 94 C 95 D

96 C 97 C 98 A 99 A 100 C

101 D 102 C 103 A 104 B 105 A

106 A 107 D 108 C 109 C 110 E

111 A 112 A 113 C 114 B 115 A

116 C 117 B 118 C 119 B 120 C

121 B 122 D 123 D 124 D 125 D

126 A 127 C 128 B 129 A 130 A

131 B 132 A 133 B 134 C 135 B

136 B 137 D 138 A 139 B 140 D

141 D 142 A 143 A 144 D 145 A

146 A 147 A 148 C 149 C 150 A

151 D 152 D 153 C 154 D 155 A

156 D 157 C 158 B 159 C 160 A

161 B 162 A 163 A 164 B 165 B

166 C 167 C 168 C 169 C 170 A

171 D 172 D 173 C 174 D 175 C

176 D 177 B 178 C 179 A 180 D

181 A 182 E 183 A 184 A 185 A

186 D 187 D 188 E 189 E 190 A

191 C 192 C 193 C 194 A 195 D

196 C 197 B 198 B 199 D 200 C


PREVIOUS

P U N J A B GOVT P A P E R S

TEST – 01

1H ;apd ^i'VkA tkbk ;apd u[D'A: (a) ;a?jo (b) ;ajho (c) ;afjo (d) ;a/jo 2H ‘pj[s r'oh’;apd j/m fbfynkA ftZu'A eh j?< (a) gVBkAt (b) fefonk (c) ;zfynktkue ft;a/;aD (d) r[Btkue ft;a/;aD 3H nZXe tkbk mhe ;apd^i'V u[D' : (a) sZeZVh (b) sZeVh (c) seVh (D) seZVh 4H ‘TZ[dw’ ;apd dk ;wkBkoEe ;apd u[D' L (a) T[gokbk (b) Bcaos (c) nkb; (d) T[s;[e 5H fefonk dhnK fezBhnK fe;wkA j[zdhnK jB L (a) fszB (b) uko (c) d' (d) gzi 6H j/m fby/ ;apdk ftZu'A fJZe tuB u[D' L (a) cab (b) coBhuo (c) x'Vk (d) w[zv/ 7H ‘T[j rohp j?, fco th dkBh j?’, fejVk tke j? L (a) ft;fwe (b) gq;Btkue (c) ;kXkoB (d) ;z:[es 8H j/m fbfynK ftZu'A ;wk;h ;apd fejVk j? < (a) nzB^gkDh (b) nBko (c) nBkBk; (d) fiZs ns/ jko 9H T[j fdB v[ZpkHHHHHHHHHHHHHHHHH. nykD g{oh eo' L (a) sK w'jfbnK dk eh vo (b) ;kJhnK fes/ (c) id'A x'Vh ufVQnk e[Zpk (d) tXkJhnK fes/

10H ‘GkBh wkoBh’ dk noE j? L (A) d';sh eoBk (B) ezw ftrkVBk (C);'Nh wkoBh (D) T[;ss eoBh Directions for Question No. 11 to 14: Choose the opposites of the words given in the questions out of the four options given: 11) Adventitious a) Planned b) False c) Tired d) Tried 12) Benumbed a) Insensitive b) Dead c) Dopey d) Perceptive 13) Jejune a) Pejorative b) Resemblance c) Sophisticated d) Ignorant 14) Trenchant a) Vague b) Mordant c) Emphatic d) Caustic Directions for Question No. 15 to 17: Choose the correct sentence out of the four choices given in each question: 15) a) Remember always what I told you. b) Always remember what I told you. c) Remember what always I told you. d) Remember what I told you always. 16) a) I prefer to do my exercises before I had breakfast. b) I prefer to do my exercises before I have breakfast. c) I would prefer to do my exercises before I will have breakfast. d) Before I prefer to do my exercises, I had breakfast. 17) a) Orginally I came from India, but I have lived in England for twenty years. b) Orginally I come from India, but I have lived in England for twenty years. c) I did come from India originally, but I have lived in England for twenty years. d) I had come from India originally, but I have lived in England for twenty years.


Directions for Question No. 18 to 20: Choose the word, out of the four choices given that best expresses the meaning of the given expression: 18) Tending to give orders: a) Suppliant b) Implacable c) Dictatorial d) Unruly 19) Unyieldingly hostile: a) Cruel b) Placative c) Implacable d) Dictatorial 20) Able to be soothed: a) Placeable b) Soft c) Kind d) Congenial 21) What minimum support price (per quintal) for the rabi 2010-11, Wheat to be marketed during 2011-12 marketing season has been fixed by the Government? a) Rs. 1080 b) Rs. 1100 c) Rs. 1120 d) Rs. 1180 22) Nirmal Bharat Abhiyan Yojana is associated with: a) The development of Bihar b) Community toilets in slum areas c) Construction of houses for low income groups d) Eradication of poverty 23) From which of the following taxes, the Central Government will get the maximum revenue in 2011-12? a) Custom Duties b) Income Tax c) Excise Duties d) Corporation Tax 24) Global Hunger Index released by IFPRI in October 2010 places India at: a) 58th Rank b) 64th Rank c) 67th Rank d) 74th Rank 25) Investment, consumption, real income level, and Infrastructure Development are elements of __________: a) Economic constraints b) Global influence c) Economic Stability d) Economic soundness 26) How many states have common Border with Punjab? a) 3 b) 4 c) 5 d) 6 27) Which is NOT a part of the World Bank Group? a) International Financial Corporation b) International Development Association c) Multilateral Investment Guarantee Agency d) Multinational Investment Guarantee Agency 28) Which of the following is known as ‘Himadri’? a) It is India’s Space Craft launched to study the moon. b) It is India’s first Research Station in Arctic Region c) It is new battle tank produced by India d) It is new warship inducted in the Indian Navy recently 29) “World Day for Water” was observed on which of the following days? a) 22nd January b) 22nd February c) 22nd March d) 22nd April 30) Inflation has become major area of concern in India these days. What measures do the Govt. of India / RBI normally take to control the same?

1) Fixation of Maximum Price of the commodities 2) System of Dual prices 3) Increase in supply of food grains 4) Control on credit and liquidity in market a) Only 1 b) Only 2 c) Only 3 d) Only 2, 3 & 4 31) Golden revolution refers to the development of: a) Oilseeds b) Pulses c) Horticulture d) Cereals 32) SRI Technology is practiced for the cultivation of: a) Vegetables b) Flowers c) Rice d) Wheat 33) From where is Krishak Bharati magazine published? a) G.B. Pant University of Agriculture & Technology, Pant Nagar b) C.S.A. University of Agriculture & Technology, Kanpur c) Narendra Dev University of Agriculture and Technology, Faizabad d) Sardar Vallabh Bhai Patel University of Agriculture and Technology, Meerut 34) Patela is used for: a) Sowing b) Levelling c) Earthing d) Weeding 35) When was the first EPZ set up in Kandla? a) 1965 b) 1970 c) 1975 d) 1995 36) India’s First centre to monitor climate change was opened recently at: a) New Delhi b) Chennai c) Jaipur d) Bangalore 37) Which of the following items are not considered to be export promotion measures? 1) Quota certificate 2) Cash compensatory assistance 3) System of exchange control 4) Marketing development fund Select the correct answer from the codes given below: a) 1 and 3 b) 3 and 4 c) 1 and 4 d) 2 and 4 38) There are four types of ports a) Maritime hub, gateway port, logistic industrial port, trade port b) Inland port, Seward port, trade port, maritime hub c) Land-locked, maritime hub, gateway port and industrial d) Trade port, land-locked, seaward port, outland 39) Punjab produces ____ per cent of Wheat and ___ per cent of Rice respectively in the country: a) 40, 36 b) 36, 28 c) 32, 20 d) 22, 12 40) Of the five Takhts of Sikkhism, _________ is / are in Punjab. a) One b) Two c) Three d) Four 41) Swaroop and Simple want to attend a seminar together between 9 am to 5 pm on Friday.


Simple cannot leave till after her lunch break which begins at 1.30 pm. Swaroop is free after her meting which ends at noon. For how many hours can the two of them attend the seminar? a) 31/2 hours b) 21/2 hours c) 41/2 hours d) 11/2 hours 42) Eight books are kept one over the other counting from the top. The second, fifth and sixth books are on plays. Two books on plays are between two books on composition. One book of plays is between two books on poetry. While the book at the top of the book of literature is a book of composition. Which book is fourth from the top? a) Plays b) Poetry c) Composition d) Literature 43) Accidents on roads can be prevented, provided the quality of roads is improved and the drivers are instructed in safety rules which they must follow for their own protection. It is also necessary that the illumination on the roads is adequate so as to prevent accidents at night. This paragraph best supports the statement that a) Road accidents are solely due to improper illumination b) Road accidents result in large number of deaths c) Road accidents are man made and are always avoidable. d) Safety rules are not taught properly to all drivers. 44) Five girls are sitting in a row, Rashi is not adjacent to Sulekha or Abha. Anuradha is not adjacent to Sulekha. Rashi is a adjacent to monika. Monika is as the middle in the row. Then, Anuradh a is adjacent to whom out of the following? a) Rashi b) Sulekha c) Abha d) Monika 45) Complete the sentence with the appropriate words. Although historians have long thought of Genghis Khan as a _______ potentate, new research has shown he was _________ by many of his subjects. a) tyrannical ------ abhorred b) despotic ------- revered c) redundant ----– venerated d) jocular ------- esteemed 46) In the following question, there is a certain relationship between two given words on one side of : : and one word is given on another side of : : while another word is to be found from the given alternatives, having the same relation with this word as the words of the given pair. Choose the correct alternative. Wimbledon Trophy : Tennis :: Walker’s Cup : ? a) Hockey b) Polo c) Golf d) Wrestling 47) Mr. A, Miss B, Mr. C and Miss D are sitting around a table and discussing their trades. 1) Mr. A sits opposite to cook. 2) Miss B sits right to the barber. 3) The washer man is on the left of the tailor.

4) Miss D sits opposite to Mr C. What are the trades of A and B? a) Tailor and Barber b) Tailor and Cook c) Babre and Cook d) Washer man and cook 48) It is not luck but labour that makes man. Luck, says an American Writer, is ever waiting for something to turn up, labour with keen eyes and strong will always turns up something. Luck lies in bed and wishes the postman would bring him news of legacy; labour turns out at six and with busy pen ringing hammer lays the foundation of competence. Luck whines, labour watches. Luck slips downwards to self-indulgence; labour strides upwards and aspires to independence. The conviction therefore, is extending that diligence is the mother of good luck. In other words, that a man’s success in life will be proportionate to his efforts, to his industry, to his attention to small things. Which one of the following statements sums up the meaning of the passage? a) Luck waits without exertion, but labour exerts without waiting. b) Luck is self-indulgent but labour is selfless. c) Luck waits and complains without working while labour achieves although it complains d) Luck often ends in defeat, but labour produces luck. 49) If Flower is called TREE, Tree is called RED, Red is called GOLD, Gold is WHITE, what are ornaments made of? a) TREE b) RED c) WHITE d) FLOWER 50) Three of the following four have similar relationship and hence form a group. Which one does not belong to the group? a) BROTHER : DORVEHT b) ENGLISH : GGNNSIJ c) ANOTHER : CONVEHT d) BETWEEN : DTEZEEP 51) Portrait and Landscape in MS-Office are: a) Page Orientation b) Paper Size c) Page Layout d) All of the above 52) What will be the out put of following ‘c’ programe. # include<studio.h> main () .{ Int var1 = 10, var2 = 20; If (var1= var2) {printf(“\inVar1 and Var2 are equal.”); Exit (); } else {printf(“\\ Var1 and Var2 are not equal.”); } Printf(“\nProgram Ends.”); } a) Var1 and Var2 are equal b) Var1 and Var2 are not equal c) Var1 and Var2 are equal Program Ends d) Var1 and Var2 are not equal Program Ends


53) To host a Web site which of the following is required? a) Database server b) Mail Server c) Exchange Server d) Web Server 54) Find and Replace utility is available in: a) MS – Word b) MS - Excel c) MS-Power Point d) All of the above 55) MS-Access is: a) Database Tool b) Programming Tool c) Web Page Creation Tool d) None of the above 56) A terminating decimal when expressed in fractional form always have denominator in the form of: a) 2m 3n; m, n > 0 b) 3m 5n; m, n > 0 c) 5m 7n; m, n > 0 d) 2m 5n; m, n > 0 57) The degree of the polynominal x3 + x – 2 + 7 is a) 3 b) 1 c) 0 d) -2 58) If ABC and DEF are two similar triangles such that A = 470 and E = 830 then C is: a) 300 b) 600 c) 500 d) 900 59) If 7th and 13th terms of an A.P. are 34 and 64 respectively then its 18th term is a) 87 b) 88 c) 89 d) 90 60) If x tan 450 cos 600 = sin 600 cot 600 then x is equal to: a) 1 b) -1 c) 2 d) 1/2 61) Which of the following statements is NOT CORRECT? a) In a proper random sampling, every element of the population has a known (and often equal) chance of being selected b) The precision of a sample mean or sample proportion depends only upon the sample size (and not the population size) in a proper random sample. c) Convenience sampling often leads to biases in estimates because the sample is often not representative of the population. d) If a sample of 1,000,000 families is randomly selected from all of Canada (with about 8,000,000 families) and the average family income is computed, then the true value of the family income for all families in Canada is known. 62) In a hypothesis testing problem: a) the null hypothesis will not be rejected unless the data are not unusual (given that the hypothesis is true) b) the null hypothesis will not be rejected unless the p-value indicates the data are very unusual (given that the hypothesis is true) c) the null hypothesis will not be rejected only if the probability of observing the data provide convencing evidence that it is true. d) the null hypothesis is also called the research hypothesis; the alternative hypothesis often represents the status quo. 63) Your company uses direct marketing to reach its customers. Your direct mall pieces include

a telephone number and a Web address. Your company directs the consumer to visit your Web site and print coupons for your products. This is an example of what stage of direct marketing? a) Carpet bombing b) Lifetime value marketing c) Database marketing d) Interactive marketing 64) Fools Gold Mining Company is expected to pay a dividend of $8 in the upcoming year. Dividends are expected to decline at the rate of 2% per year. The risk free rate of return is 6% and the expected return on the market portfolio is 14%. The stock of Fools Gold Mining Company has a beta of -0.25. The return you should require on the stock is______. a) 2% b) 4% c) 6% d) 8% 65) Which of the following would tend to reduce a firm’s P/E ratio? a) The firm significantly decreases financial leverage b) The firm increases return on equity for the long term c) The level of inflation is expected to increases to double digit levels. d) The rate of return on Treasury Bills decreases. 66) Which of the following conditions must be satisfied in a claim for loss by fire? 1) There must be actual fire 2) Fire must be accidental 3) Cause of fire must be ascertainable 4) The goods must have been destroyed, not damaged by fire. a) 1 and 2 b) 1 and 3 c) 2 and 3 d) 3 and 4 67) The following is capital receipt: a) Dividend from investment; b) Bonus shares; c) Sale of Technological know-how; d) Compensation received for compulsory evacuation of place of business. 68) The five modes of entry into foreign markets generally flow by increasing commitment, risk, control, and profit potential as follows___________. a) indirect exporting, direct exporting, licensing, joint ventures, and direct investment. b) direct investment, joint ventures, licensing, direct exporting, and indirect exporting c) direct investment, joint ventures, and licensing d) direct investment, joint ventures, licensing, and indirect exporting 69) In the past Kodak was not necessary known for embracing technology that did not come from Kodak engineers and designers. However, as Kodak addresses the digital revolution taking over the photographic industry, it wants customers to see it as a leader in digital photography and is moving awayas from its connection to print only


photography. This would be an example of which of the following value creation steps? a) Redefining the big idea b) Reshaping the business scope c) Repositioning the company’s brand identity d) Redoing its corporate logo 70) Which of the following are included in the “Statutory Books” for the purpose of company audit? 1) Register of charges 2) Minutes Books for the Board meetings 3) Articles of Association 4) Minutes Book for the shareholder’s meeting 5) Register of members 6) Memorandum of Associations Select the correct answer using the codes given below: a) 1, 2, 4 and 5 b) 2, 3, 4 and 6 c) 1, 3, 5 and 6 d) 2, 3, 5 and 6 71) The June 1999 Basel Committee on Banking Supervision issued proposals for reform of its 1988 Capital Accord (the Basel II proposals). These proposals contained MAINLY. I) Settlement risk management II) Capital requirements III) Supervisory review IV) The handling of hedge funds V) Contingency plans VI) Market discipline Choose the correct answer: a) I, III, VI b) II, IV, V c) I, IV, V d) II, III, VI 72) If any expenditure is incurred by an Indian company wholly and exclusively for the purpose of amalgamation or demerger, the said expenditgure is: a) Not allowable as a deduction in computing profits and gains of business or profession. b) Fully deductible as revenue expenditure in the year in which it is incurred. c) Not deductible but is eligible to be treated as an intangible asset in respect of which depreciation can be claimed. d) Allowed as a deduction spread over five successive previous year beginning with the previous year in which the amalgamation or demerger takes place. 73) National Policy for Farmers 2007 is formulated / based on the recommendatins of: a) Committee on Finanical Inclusion b) Forward Market Commission c) Working Group on Agriculture d) National Commission on Farmers 74) The Head Quarters of CFTRI the leading institute for research on various food products is located at: a) Mysore b) New Delhi c) Mumbai d) Calcutta 75) ________ is an organized movement of citizens and government agencies to improve the rights and power of buyers in relation to sellers. a) Environmentalism b) The Bill of Rights

c) Grassroots politics d) Consumerism 76) At the second level of sustaining the environment, companies can minimize not just pollution from production, but all environmental impacts throughout the full product life cycle. What is this practice called? a) design for environment b) product stewardship c) corporate accountability d) social responsibility 77) Modernization of industries can be achieved by: a) ensuring proper enforcement of the provisions of BIFR Act b) permitting PSUs to disinvest c) strictly implementing the provisions of industrial (Development and Regulation) Act, 1957 d) creating consciousness among the industrialists about the need for modernization. 78) The US is one of the biggest exporters of chopsticks. This is because the US has great resources in terms of forest products. This is an example of: a) Factor endowments b) Life cycle theory c) Technology gaps d) Information usage 79) National Research Centre on Plant Biotechnology is situated at: a) New Delhi b) Mumbai c) Kolkatta d) Chennai 80) With the exception of the _________, few regional agreements have specified the rules of non-tariff barrier reduction, intellectual property protection, and service trade. a) NAFTA b) APEC c) EU d) NBC 81) The __________, provides a less painful adjustment mechanism to trade imbalances than do fixed exchange rates and prevents a country from having large persistent deficits. a) Flexible exchange rate system b) Foreign exchange rate system c) Nominal exchange rate system d) Unfixed exchange rate system 82) What subsidiary strategies play a key role in balancing integration and local responsiveness? a) Autonomous, receptive, active b) Multi-domestic, global, transnational c) Strategic leader, contribution, implementer d) Design, knowledge, structure 83) This term is often used to describe what a foreign firm might be doing by starting a GSA with local partner to gain access to the local market. a) piggybacking b) manipulating c) taking advantage of d) leapfrogging 84) A revolving letter of credit: a) automatically renews b) is always transferabl c) is the obligation of only the issuing bank d) is always cumulative 85) A major weakness under this method is the treatment of inventory and long term debt.


a) current / non-current method b) monetary / non-monetary method c) accounting method d) transitional method 86) An example of ______ is the Big Mac index that shows the different prices a McDonald’s Big Mac costs in selected locatiosn around the world. United States the Big Mac cost $2.51 and in Israel it cost $3.58. a) global pricing b) Purchasing Power Parity c) intermediation d) localization forces 87) The jurisdiction of the M.R.T.P. commission with respect to monopolistic trade practices is not exercisable upon / under: a) a reference made to it by the Central Government b) an application made to it by the Director General c) its own knowledge or information d) any of the above mentioned circumstances. 88) Global payment systems that place priority on speed of transaction rather than knowing whether the electronic money transfers are legal is an example of a practice that encourages __________: a) Early withdrawal penalities b) bribery c) counterfeiting d) money laundering 89 __________ is a ratio measures that firm’s internal performance with respect to key activities defined by management. a) A liquidity ratio b) An activity ratio c) Return on total assets d) A current ratio 90) Net income divided by sales is the correct formula for calculating: a) Return on total assets b) A current ratio c) A liquidity ratio d) Profit margin on sales 91) Quality circles are based on the assumption(s) that: a) the people who do the job know it better than anyone else b)quality can be increased by increasing the size of the organization c) quality can be increased by taking more about it. d) the more employees talk, the more satisfied they will be. 92) A comprehensive management control system that balances traditional financial measures with operational measures relating to a company’s critical success factors is called a (n): a) economic value added system b) activity based costing system c) market value added system d) balanced scorecard 93) The most common approach to selecting a site for a new location is to: a) look for bargains. b) do a cost benefit analysis. c) identify expansion possibility. d) evaluate the labour supply. 94) Which of the following statements about inventory is NOT true?

a) Inventory sitting on the shop floor costs money. b) The best criterion for gauging the effectiveness of manufacturing operations is inventory. c) A company’s worth can be measured by the size of its inventory. d) Large inventories hide operations management problems. 95) When managers do a better job of running a business, it is called? a) worker productivity b) production c) managerial productivity d) outsourcing 96) The moral rights approach that deals with individuals refraining from carrying out any order that violates their moral or religious norms is the: a) right of free consent b) right to privacy c) right of freedom fo conscience d) right of free speech 97) Disk Replacement Services has just completed a procedure manual to handle employee grievances. One of the main criteria is to make it clear to employees that rules will be administered fairly and consistently. Disk Replacement operates on: a) the procedural justice approach b) the utilitarian approach c) the individual approach d) the defensive approach 98) The purpose of most privatization programs is all of these EXCEPT: a) to improve productivity b) to improve profitability c) to improve quality d) to increase the size of government 99) Global Positioning Systems are useful for: a) Determining precise location (latitude and longitude) based on radio signal. b) Determining precise distance based on radio signal. c) Determining general pest system. d) Determining disease forecast. 100) Commission for Agricultural Costs and Prices (CACP) recommends: a) Comfort Price b) State Advised Price c) Minimum Support Price d) Statutory Minimum Price

Space For Rough Work


TEST – 02 1H j/m fby/ ;apdK ftZu'A fejVk mhe j? L (A) MkV{ (B) MkV{z (C) Mkzv{ (D) MkfV 2H j/m fbfynK ftZu'A ft;a/;aD u[D' L (A) eo, gV (B) fuZNk , iakwBh (C) fJj j? (D) w?A, s{z 3H nZXe tkbk mhe ;apd^i'V u[D' L (A) g?BZ (B) g?ABZ (C) g?DZ (D) g?FFZB 4H ‘T[;ss’ ;apdk dk ;wkBkoEe u[D' L (A) u[rbh (B) Bcaos (C) gq;az;k (D) Jhoyk 5H BkAt dhnK fezBhnK fe;wK j[zdhnK jB L (A) gzi (B) nZm (C) d; (D) fszB 6H j/m fby/ ;apdk ftZu'A fJZe tuB u[D' L (A) e[VhnK (B) nZyK (C) cab (D) x'Vh 7H ‘fNZgh dh tos' tkbk mhe ;apd u[D' L (A) g/vz (B) ghvz (C) fgzv (D) g?vz 8H ‘BthB’ ;apd dk fto'Xh ;apd u[D' L (A) tXhnk (B) g[oksB (C);'jDk (D) wzdk 9H ‘sZsh’ tk Bk brDk’ dk noE j? L (A) o'; gqrNkT[Dk (B) w{zj ftZu jtk GoBk (C) e'Jh sebhca Bk j'Dh (D) u{zYh tZYDh 10H T{m s'A SkBDh bkfjnkAHHHHHHHHHHHHHnykD g{oh eo' L (A) T{m s[[o Bjh ;edk (B) nVQKdh jh bZdhd/ B/ (C) T{m p?m ikAdk j? (D) Gko j"bk BjhA jz[dk Directions for Question No. 11 to 14: Replace the underlined word / words with a phrasal verb, out of the four choices, in each question. 11) We began the journey at dawn. a) pick up b) make off c) set off d) set up

12) I wanted to find out exactly where Kanpur was and so I looked at an atlas to find some information. a) looked up b) looked into c) looked on d) looked after 13) We simply cannot understand and remember all the information that the teacher gives in one lecture. a) put up b) talk round c) call out d) take in 14) The head of department is on study leave and her deputy is taking her place temporarily. a) putting up with b) lasting out c) standing in for d) taking up Directions for Question No. 15 to 17: Choose the correct meaning of the expression out of the four choices given in each questionL: 15) A person whose emotional disorder is reflected in imaginary bodily ailments: a) Martinet b) Vulnerable c) Hypochondriac d) Virago 16) A strict disciplinarian: a) Martinet b) Trenchant c) Turbid d) Chauvinist 17) A dabbler in the arts: a) Aesthete b) Dilettante c) Sycophant d) Artist Directions for Question No. 18 to 20: Choose the opposites of the words given in the questions that follow: 18) Titillate a) bore b) excite c) shine d) seduce 19) Sedulous a) Nonchalant b) Careful c) Painstaking d) Strict 20) Purgatory a) Hell b) Paradise c) Limbo d) Inferno 21) Three nationalized public sector banks have joined hands with India Infrastructure Finance Co. Ltd. (IIFCL) for funding large infrastructure funds. The bank not including in this race is: a) Canara Bank b) Punab National Bank c) Syndicate Bank d) Vijaya Bank 22) ‘Aam Admi Bima Yojana’ is an insurance scheme for rural landless households executed by the nodal agency: a) National Insurnace Co. b) State Government c) LIC d) Central Government 23) Which is not an international arbitration authority? a) International Court of Arbitration b) Inter- American Commercial Arbitration Commission c) Canadian-American Commercial Arbitration Commission


d) International Commercial Arbitration Commission 24) Siemens and Motorola combined to make what? a) Semiconductor b) Keyboard c) Digital televisions d) Camera cell phones 25) Which of the following is / are not the constituent sector(s) of the Gross Domestic Product (GDP) of India? 1) Agriculture and allied activities 2) Foreign Exchange Reserve 3) Industry a) Only 1 b) All1, 2 & 3 c) Only 3 d) Both 1 and 2 26) The capitals of the new States Chhattisgarh, Jharkhand and Uttaranchal are: a) Raipur, Ranchi, Dheradun b) Ranchi, Patna, Nainital c) Raniganj, Patna, Dehradun d) Patna, Raipur, Nainital 27) The minimum expenditure is incurred by implements for sowing seeds among the following: a) Deshi plough b) Cultivator c) Dibbler d) Seed-drill 28) The monsoon airs in the country reaches at which bank first of all? a) Coastal region of Orissa b) Bay of Bengal region c) Coastal region of Kerala of South d) Kachchh region of Gujarat 29) At present for the ATMs in India, the most commonly used network communication is ________: a) Very Small Aperture Terminal (VSAT) b) General Packet Radio Service (GPRS) c) Code Division Multiple Access (CDMA) d) Dial-in Connection 30) Who has authored the latest business best seller ‘Big Brands, Big Trouble’? a) Al Ries b) Laura Ries c) Naomi d) Jack Trout 31) Import substitution a) involves substituting one product for another in cross border trade. b) involves new domestic industries producing goods that were formerly imported. c) is a source of constant irritation to consumers. d) can be corrected with proper border controls and customs documentation. 32) Which of the represent a major weakness of the WTO? a) No members ever agree on any issues. b) It has power over IMF but not the World Bank. c) The desire of some of its members to introduce “Social causes” into trade decisions. d) Inability of WTO to reduce the tariff barriers evidenced by unprecedented high tariff levels today in the world markets between nations. 33) Which of the following statements is false? a) Import controls effectively lower prices for consumers. b) Import controls may cause the downstream composition of imports to change.

c) Import controls may cause an industry to lag behind in technological developments. d) Import controls may mean the most efficient sources of supply are not available. 34) Which District of Punjab has lowest literacy rate? a) Patiala b) Moga c) Khanna d) Mansa 35) Gurmukhi was standardized by _________? a) Guru Nanak Dev b) Guru Angad Dev c) Guru Teg Bahadur d) Guru Gobind Singh 36) Which is the biggest District of Punjab? a) Fatehgarh Sahib b) Mansa c) Morinda d) Ferozepur 37) How many Parliamentary constitutencies in Punjab? a) 14 b) 13 c) 16 d) 17 38) Which of the following statement (s) reflects India’s stand on new World Trade Organization’s proposal on the issue of the subsidy to agro products? 1) India would protect the interest on its poor farmers who can not bear the burden of the cost of the products if they have to sell them on cheaper rate 2) Indian industry needs more flexibility as compared to the industry in developed countries. 3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue of subsidy and find out a solution to the problem acceptable to all the parties. a) Only 1 b) Only 2 c) Only 3 d) Both 1 and 2 39) The most widely known cartel is __________: a) OECD b) OPEC c) OHIH d) OEUN 40) Which is the biggest grain market of Punjab? a) Marinda b) Mansa c) Kotkapura d) Khanna 41) In the following questions, there is a certain relationship between two given words on one side of :: and one word is given on another side of :: while another word is to be found from the given alternatives, having the same relation with this word as the words of the given pair bear. Choose the correct alternatives. Loin : Prowl :: Bear : ? a) Frisk b) Lumber c) Stride d) Bound 42) Compare the knowledge of persons X, Y, Z, A, B and C in relation to each other. 1) X knows more than A 2) Y knows as much as B 3) Z knows less than C 4) A knows more than Y. The best knowledge person amongst all is: a) X b) Y c) A d) C 43) Five children were administrated psychological tests to know their intellectual


levels. In the report, psychologist pointed out that the child A is less intelligent than the child B. The child C is less intelligent than the child D. The child B is less intelligent than the child C and child A is more intelligent that child E. Which child is most intelligent? a) A b) B c) D d) E 44) The surprisingly abundant life of the Indian Ocean is confined to the upper layers, the deeper and especially the bottom waters are devoid of oxygen and are often permeated with hydrogen sulphide. The sentence gives the information about. a) the life of the people near the Indian ocean. b) the reason why life exists in particular water layres. c) the reason why oxygen is found in the bottom layers. d) the reason why hydrogen suplhide is found in the bottom layers. 45) Complete the sentence with the appropriate word. Reconstructing the skeletons of extinct species like dinosaurs is _________ process that requires much patience and effort by paleontologists. a) a disheveled b) an exacting c) a nascent d) an aberrant 46) If you are facing north east and move 10 meter forward, turn left and move 7.5 meter, then you are: a) north of your initial position b) south of yur initial position c) east of your initial position d) 12 meter from your initial position 47) If in a certain language, CHARCOAL is coded as 45164913 and MORALE is coded as 296137, how is the word ALLOCHRE coded in that language? a) 13396875 b) 16693985 c) 13394567 d) 19943785 48) If it is possible to form a number with the second, the fifth and the eight digits of the number 31549786, which is the perfect square of a two-digit even number, which of the following will be the second digit of that even number? a) 1 b) 4 c) 6 d) 5 49) If arranged properly which one of the following is not a river in India. a) ANUMAY b) IHSOK c) TABROC d) ADAMRAN 50) Aflatoxin is related to Food poisoning in the same way as Histamine is related to: a) Allergy b) Headache c) Anthrax d) Inhabited 51) Find the odd one out. a) MS-word b) Window XP c) Linux d) DOS 52) Which of the following functions MS-Excel have : (i) SUM (ii) CONCATENATE

a) Only (i) b) Only (ii) c) None of (i) and (ii) d) Both (i) and (ii) 53) Encircle odd one tag of HTML: a) <table> b) <tr> c) <td> d) <form> 54) What is output of the following program: #define sum(x) x + x void main() {printf(“Sum=%d”, sum(5)*sum(6)); } a) Sum=41 b) Sum = 120 c) Sum =122 d) None of these 55) RAM stands for: a) Random Access Memory b) Read Always Memory c) Read All Memory d) Reads and Access Memory 56) If the sum of n terms of an A.P. is 3n2 + 5n then which of its term is 164? a) 28 b) 26 c) 27 d) None of these 57) The equations x + 2 y = 4 and 2x + y = 5 are a) inconsistent b) consistent c) homogeneous d) non-linear 58) If p and q are roots of the equation x2 – px + q = 0 then a) p = 1, q = -2 b) p = 0, q = 1 c) p= -2, q= 0 d) p = -2, q = 1 59) If HCF (16 , x) = 8 and LCM (16, x) = 48 then the value of x is: a) 4 b) 128 c) 24 d) 8 60) If PQ is a tangent drawn from a point P to a circle with centre O and QOR is a diameter of the circle such that POR = 1200 then OPQ is: a) 300 b) 450 c) 600 d) 900

61) Which of the following is true? a) In most studies the choice of statistical technique by which to analyze the collected data is crucial for proper interpretation of what was found. b) The conclusion of a study typically does not depend on the statistical method used to analyzed the data c) With interval scaling it is correct to say that car A had a scale value rating 6 times as great as that of car B. d) An analyst is interested in determining how the undergraduate grade point averages of students in the Graduate School of Business and the Law School compare. He should use a statistical test for related samples. 62) Under a _______ countries adjust their national economic policies to maintain their exchange rates within a specific margin around agreed upon, fixed central exchange rates. a) Zone arrangement b) Target arrangement c) EMS arrangement d) Target Zone arrangement 63) _____________ is a term of price in which the seller covers all costs and risks up to the point


whereby the goods are delivered on the board of the ship. a) Free alongside ship b) Free on board c) Cost, insurance, Freight d) Cost and Freight 64) What type of Global Strategic Alliance is an agreement whereby profits and responsibilities are assigned to each party according to stipulations in a contract? a) Equity b) Cooperative c) Contractual d) Both b and c 65) At what stage are more nutrients essentially required in cereal crops? a) Growth stage of plants b) Formation of leaves c) Particle initiation d) Maturity of crops 66) A Indian exporters could collect its accounts receivable from the Bank of India if the Bank of India had confirmed the letter of credit issued by Citibank, and Citibank, for whatever reason, failed to honour its ________ letter of credit. a) confirmed b) unconfirmed c) transferable d) irrevocable 67) Which is not basic principle of Agronomy? a) To select appropriate materials for seed and Sowing b) Management of soil and climate c) Appropriate intercropping activities management for crop d) Livestock management for agriculture 68) Which states are the highest and lowest producers of Potato crop? a) Uttar Pradesh and Jharkhand b) Gujarat and Assam c) Uttar Pradesh and Himachal Pradesh d) Bihar and Kashmir 69) Which disease is not related to Bajra? a) Green Ear b) Ergot c) Wilt d) Rust 70) The assessee is charged to income tax in the assessment year following the previous year: a) A non-resident business firm which shipped goods on 1-5-2010 at Visakhapatnam Port in Andhra Pradesh b) An employee left India to USA on 1-8-2010 with no intention of returning c) ABC firm which discontinued its business on 1-9- 2010 d) An employee assessee of a University who worked during 1-4-09 to 30-3-2010 71) Many Indian companies are taking measures to act more ethically and socially responsible. One of these ideas should not be on the list. Please isolate it. a) develop a code of ethics b) teach managers to find the proper ethical responses c) give priority to consumer ethical issues over employee ethical issues d) establish ethics officers.

72) The policy that has been the most successful in increasing agricultural output in developing countries is: a) mechanisation b) produce – marketing boards c) import substitution d) land reform 73) A global industry is defined as _________: a) an industry in which the strategic positions of competitors are fundamentally affected by their overall global positions. b) an industry that operates in more than one country and captures R&D, marketing and other financial advantages in its costs and reputation. c) an industry that operates in more than one country and has a strategic position in many countries d) a firm that operates in more than one country and has a sales and marketing staff in those countries 74) The input – output analysis is often called as: a) Cost-benefit analysis b) Value analysis c) Non-pricing analysis d) Inter-Industry analysis 75) ________ are systems that unite a company’s major business functions, such as order processing, product design, purchasing, and inventory. a) Knowledge managements b) E-businesses c) Enterprise resource planning d) Extranets 76) Which statements below is correct? a) When environment is dynamic, uncertainty is low b) When the environment is unstable, uncertainty is low c) A dynamic environment has more uncertainty than a stable environment. d) The stability of the environment does not determine the structure of the firm. 77) Which of these defines culture? a) The set of key values, beliefs, understandings, and norms shared by members of an organization b) The ability to speak different languages c) An object, act, or event that conveys meaning to others d) A narrative based on true events that is repeated frequently and shared by organizational employees 78) The assumptions that “If it’s not illegal, it must be ethical”, ignores which of the following? a) Domain of codified law b) Domain of ethics c) Domain of free choice d) Discretionary responsibility 79) Approximately what proportion of the global land surface is used for agriculture and grazing by the world’s 6 billion people? a) Three quarters b) One tenth c) One third d) One eightieth 80) Which of the following is not a reason for more optimism that humans are not heading into an environmental Armageddon in the future?


a) People are beginning to accept the significance of human environment relationships and international collaboration to curb environmental problems is beginning. b) The technology for alternative sources of energy (other than fossil fuels) has been developed and is only waiting for the appropriate economic conditions for widespread implementation c) Environmental science now has a much greater understanding of the impacts of human activities and the response of environmental systems d) The development of genetic modification technology is allowing humans to engineer their own resources no matter what the environmental conditions are 81) ‘Focus Product’ and ‘Focus Market’ are the two schemes introduced related to: a) Industrial Diversification b) Technology Upgradation c) Export Promotion d) Control of Inflation 82) UNDP has introduced a new poverty index known as: a) Human Poverty Index b) Poorest among Poor Index c) Social Poverty Index d) Multi-dimensional Poverty Index 83) To which community / organization maximum goods are exported from India? a) EEC b) Commonwealth nation c) SAFTA d) OPEC 84) For National Manufacturing and Investment Zones (NMIZ), Special Economic Zone (SEZ) and EOUs (Exports – Oriented Units), which of the following statemten is ture? a) NMIZs and EOUs will be located within SEZs b) SEZs and EOUs will be located within NMIZs c) NMIZs are independent of SEZs and EOUs d) NMIZs and SEZs will be competitors in nature 85) Hedging and speculation in forex markets: a) Are opposite activities b) Parallel activities c) Same activities d) All of the above 86) On the recommendation of which of the following committees the National Bank for Agriculture and Rural Development (NABARD) has been releasing money of the Centre’s share of recapitalization assistance to the primary agriculture credit societies (PACS) in various states to introduce cooperative reforms? a) N.R. Narayanmurthy Committee b) Prof. A Vaidyanathan Committee c) K Madhav Das Committee d) R Gandhi Committee 87) Which of the following is / are correct about the problems of Indian Agriculture? 1) Large agricultural subsidies are hampering productivity – enhancing investments 2) Irrigation infrastructure is in bad shape and needs immediate improvement

3) Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes. a) Only 1) b) Only 1) and 2) c) Only 1) and 3) d) All 1), 2) and 3) 88) Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work? a) TRYSEM b) Pradhan Mantri Gram Sadak Yojana c) Kutir Jyoti Scheme d) MGNREGA 89) Which of these refers to procedural justice? a) The concept that different treatment of people should not be based on arbitrary characteristics. b) The concept that rules should be clearly stated and consistently and impartially enforced c) The concept that individuals should be compensated for the cost of their injuries by the party responsible d) The concept that people should be treated differently 90) One of the first characteristics or points of a successful business plan is: a) a profile of potential customers and market needs. b) a description of the business and why it is unique. c) the key ingredient of the business that will attract million of customers. d) the entrepreneur’s background and role in the company. 91) Common refrigerant used in fridges and cold storages: a) Neon b) Freon c) Crypton d) Argon 92) “No Food and / or drinks in the classroom” is an example of a: a) procedure. b) rule. c) policy. d) single use plan. 93) The Govt. of India recently gave its clearance to the new Agriculture scheme which will provide additional central assistance to the agriculture sector. What is / are the main points this scheme? 1) Public Investment in agriculture sector will be banned. 2) Govt. will help state govts. to achieve the targeted growth rates in agriculture sector. 3) State Govt. will get Rs. 40,000 crores to provide subsidy to agriculture sector. a) Only 1) is correct b) Only 2) is correct c) Only 3) is correct d) Both 1) and 2) are correct 94) What is force field analysis? a) The analysis of the forces that drive customers to a certain organization b) The analysis of the forces that drive the organization of a company c) The process of determining which forces drive and which resist a proposed change


d) The process by which an organization forces changes to occur 95) The strategic approach to human resource management recognizes key elements. Which of the following is NOT an ingredient in successful human resource management? a) All managers are human resource managers. b) Employees are viewed as assets. c) Human resource mangement is matching process. d) Only top-line managers are predomantly human resource managers. 96) The Govt. of India is making special efforts to help the farmer community in the country as they are in distress and demand special attention from all of us. Which of the following is correct in this regard? 1) Govt. of India has announced a substantial hike in minimum support price of wheat for Rabi season. 2) A relief package is announced for the Sugar Industry 3) All farmers are being given a cash assistance of Rs. 5 lakhs to make them comfortable financially. a) Only 1) b) Only 2) c) Both 1) and 2) d) Only 3) 97) Which of the following statements best summarizes the law of effect? a) All behaviours have consequences b) Positively reinforced behaviour tends to be repeated c) Your behaviour will influence others d) Negatively reinforced behaviour tends to be repeated 98) ___________ is a financial budget that estimates cash flows on a daily basis or weekly basis to ensure that the company can meet its obligations. a) Capital expenditure budget b) Balance sheet budget c) Cash budget d) Revenue budget 99) ___________ refers to funding activities with borrowed money. a) ROA b) Leverage c) Liquidity d) Profitability 100) All of the following are characteristic of transition economies EXCEPT. a) infrastructure shortages b) capital shortages c) well-defined buyer preferences d) poor warehousing

TEST – 03

1H j/m fby/ ;apdkA u'A ;a[ZX ;apd u[D'A L (A) ;/js (B) ;/ns (C) f;js (D) ;a/js 2H ;wk;h ;apd u[D' L (A) shthA^;[jkrD (B) e[Vh^;[jkrD (C) i[nke^;[jkrD (D) pZY^;[jkrD 3H fejVk ;apd ‘;po’ dk ;wkBkoEh BjhA j? L (A) ;zs'y (B) oZi (C) ;zs[;aNh (D) G[Zy 4H fejVk ;apd ‘d{o’ dk fto'Xh BjhA j? L (A) B/V/ (B) gk; (C) ;kjwb (D) e'''b 5H gVBKt dhnK fezBhnK fe;wK j[zdhnK jB L (A) gzi (B) S/ (C) yko (D) ;Zs 6H ‘T[j nwho j?, fco th fe;/ dk fdb BjhA d[ykT[Adk’ fejVk tke j? L (A) ;kXkoB (B) ft;few (C) ;z:[es (D) fw;aos 7H ‘;j/bh’ dk g[fbzr u[D' : (A) ;j/bD (B) ;j/bk (C) fwZso (D) ;j/bDh 8H eo, yk, ;[D eh jB L (A) fefonktkA (B) BKt (C) gVBKt (D) Xks{ 9H ‘b'Jh bkj[Dh’ dk noE j? L (A) ;ow bkj[Dh (B) tZvk eoBk (C) ukdo gk d/Dk (D) ;odh brDh 10H iks dh e'jV^feobhHHHHHHHHHHnykD g{oh eo' L (A) ezw tZv/ tZv/ (B) ;ashoK B{z iZc/ (C) T[fmnk ikAdk BjhH (D) fcZN/ w{zj r'fvnK d/

Directions for Q. 11 to 14: Choose the preposition that is to be filled in the gaps. 11) Sarita is accomplished ____________ dancing. a) at b) in c) with d) on 12) He is fearful __________ darkness. a) of b) from c) by d) in 13) Ramesh abstains __________ gambling. a) of b) with c) from d) by 14) Maya’s resemblance ____________ her father is quite striking. a) with b) to c) at d) by

Space For Rough Work


Directions for Q. 15-17: Choose the sentence, out of the four choices given, that shows the correct use of the idiom given in each question. 15) To come off: a) In the contest he came off second best. b) The sun comes off in the east. c) Harish comes off from Delhi. d) She came off the hill. 16) To turn the corner: a) Sita tried to turn the corner of the carpet. b) Ramesh turned my corner yesterday. c) The doctor says the patient has turned the corner. d) The bus has turned the corner of the road. 17) To make ducks and drakes of: a) Satish is making ducks and drakes of many colours. b) Seeta wanted hari to make ducks and drakes of her work. c) Karim is always making ducks and drakes of my working. d) The foolish young man made ducks and drakes of his patrimony. Directions: Q.No. 18-20: Choose the word, out of the four choices given, that best expreses the meaning of the expression. 18) Accidentally vague: a) Ambiguous b) Explicit c) Peer d) Cogent 19) One’s equal in age or rank: a) equivocal b) peer c) contemporary d) disparate 20) Pertaining to a study of family origins: a) familial b) genetics c) genealogical d) eugenics 21) Akhar 2010 is: a) Bilingual Punjabi English word Processor b) Programme to preserve Punjabi as a language at international level c) Mission to promote Punjabi as second language in North India. d) Seminar to be held to honour various personalities of Punjabi literature 22) Who was the first governor of Punjab? a) Chandulal Madhvlal Trivedi b) C.P. N. Singh c) Dharam Vira d) Om Prakash Verma 23) Which of the following is the most flood prone district in Punjab? a) Roop Nagar b) Gurdaspur c) Hoshiarpur d) Patiala 24) Punjab was ruled by which ruler when English annexed her? a) Maharaja Ranjit Singh b) Maharaja Dilip Singh c) Maharaja Bhupinder Singh d) Maharaja Jagat Jeet Singh 25) What is operation flood related to? a) Flood control b) Kinnow Production c) Fish Production d) Milk Production

26) Who laid the foundation stone of Durgiana mandir? a) Pt. Jawahar Lal Nehru b) Madan Mohan Malviya c) Lala Lajpat Rai d) Gopal Krishan Gokhle 27) Where is Guru Nanak Dev Thermal power plant located? a) Ropar b) Bhatinda c) Nabha d) Joginder nagar 28) Chitta Lahu was written by: a) Khushwant Singh b) Nanak Singh c) Gurubax Singh d) Shiv Kumar Batalvi 29) Who is known as “Koel of Punjab”. a) Surinder Kaur b) Prakash kaur c) Satinder Satti d) Ms. Pooja 30) Project Tiger is a scheme launched by the a) Government of Gujarat and Madhya Pradesh b) Government of India c) United Nations Wild Life Fund d) Society for Prevention of Cruelty to Animals 31) Which of the following is used in fire extinguishers? a) Baking soda b) Quicklime c) Slaked lime d) Wahing soda 32) With which of the following countries does India share the longest border? a) Bangladesh b) China c) Pakistan d) Mynmar 33) The largest irrigation canal in India is: a) Yamuna canal b) Indira Gandhi canal c) Sirhind canal d) Upper Bari Doab canal 34) Who is the author of the book “The Arugm entative Indian”? a) Amartya Sen b) Shashi Tharoor c) Vikram Seth d) V.S. Naipaul 35) The first railway line was construted during the rule of a) Lord Dalhousie b) James Cornwallis c) Warren Hastings d) Lord Bantick 36) Which of the following Mahatma Gandhi series of currency notes issued by the RBI has “ecology” depicted on it? a) 500 b) 100 c) 50 d) 5 37) What is an organization’s indtroductory web page called? a) Portal b) Vortal c) Homepage d) Website 38) Which is the gland that holds the body’s thermostat? a) Pineal b) Pituitary c) Thyroid d) Hypothalamus 39) IRDA stands for a) Insurance Regulatory and Development Authority b) Indian Rural Development Agency c) Institute for Rural Development Areas d) Insurance and Research Development Agency 40) The capital of Lakshadweep is: a) Port Blair b) Silvassa c) Daman d) Kavaratti


Direction: Fill ? with right choice in Q. No.s 41 to 47 41) 1, 2, 3, 5, 7, 11, 13, ? a) 23 b) 15 c) 17 d) 21 42) D F I M R ? a) S b) U c) M d) X 43) ZA : YB : : XC :: ? a) NM b) OP c) WD d) YZ 44) RT : WZ :: ? a) AC: RU b) AB : PW c) PR : LM d) TU : WX 45) COAL : HEAT :: WAX : ? a) Honey b) Bee c) Light d) Ear 46) PRIMEVAL : MEDIEVAL :: ? a) Thorn : rose b) Evolution : revelation c) Gorilla : soldier d) Dinosaur : dragon 47) If PENCIL = 59 and PEN = 35, then SCALE = ? a) 30 b) 45 c) 40 d) 35 48) In a certain code ‘DELHI’ is written ‘ C D K G H’, ‘MADRAS’ as ‘L Z C Q Z R’. How will PATNA be coded? a) OZTMZ b) OZSMZ c) QBUMB d) OZTZM 49) ‘LOAD’ is coded as ‘MPBE’ and ‘DRIVE’ as ‘ESJWF’, how will you code ‘LADDER’? a) MDEEFS b) MBEEFS c) NCFFGT d) MBEESP 50) Find the odd one out: a) 25 b) 36 c) 144 d) 78 51) If current assets are Rs. 3,00,000 ; current liabilities are Rs. 2,00,000 and stock is Rs. 60,000; what will be the quick ratio? a) 5 b) 1.5 c) 1.2 d) 1.8 52) __________ is not an application of funds a) Redemption of Funds b) Embezzelment by Worker c) Decrease in Working Capital d) Increase in Current Assets 53) The word wrap in MS-Word feature a) Automatically moves text to the next line when necessary b) Allows you to type over the text c) Is the short horizontal line indicating the end of the document d) Saves the document automatically 54) Which of the following will not advance the slides in slide show view of MS-Power Point? a) Enery key b) Tab key c) Spacebar key d) Mouse button 55) The ascending order of a data hierarchy is: a) bit-byte-field-record-file b) bit-byte-record-field-file c) byte-bit-record-field-file d) byte-bit-field-record-file 56) If the equation ax2 + 2x + a = 0 has two distinct roots then.

a) a= +1 b) a = 0 c) a = 0, 1 d) None of these 57) Length of the tangent from a point A to a circle of radius 3 cm, is 4 cm. The distance of A from center of the circle is: a) 25cm b) 5 cm c) 15 cm d) 30 cm 58) 5+23– 3 is a / an a) rational number b) natural number c) irrational number d) prime number 59) Graph of the equation x + y = 10 is a a) vertical line b) horizontal line c) straight line d) none of these 60) The value of cos 10 cost 20 cost 30 …….. cos 1800 a) 0 b) 1 c) -1 d) none of these 61) Annual Report on Currency and Finance is published by a) SIDBI b) RBI c) Ministry of Finance d) IRDA 62) Which bank was incorporated as one of the public sector banks in India during 2004-05? a) ICICI Bank Ltd. b) Yes Bank Ltd. c) IDBI Bank Ltd. d) UTI Bank Ltd. 63) Financial Leverage is intended to a) Increase return on capital employed b) Increase net equity return c) Decrease volatility in return d) Increase return on capital employed and net equity 64) Which one of the following is not the subject matter of Articles of Association of a Company? a) Issue of share capital b) Alteration of share capital c) Dividends d) Name of the company 65) Which of the following is a mercantile agent? a) Husband b) Auctioneer c) Guardian d) Servant 66) The tax rate applicable in case of domestic company is a) 35 per cent b) 38.5 per cent c) 22 per cent d) 48 per cent 67) Income of previous year is chargeable to tax in the a) Same previous year b) Immediately succeeding assessment year c) Immediately preceding assessment year d) Current year 68) Security Premium account can be used for a) Payment of dividend b) Payment of liabilities c) Redemption of debentures d) Writing off preliminary expenses 69) MODVAT is known as: a) CENVAT b) MAT c) CAT d) DET 70) The minimum number of partner for a Partnership firm is: a) 4 b) 3 c) 2 d) 1


71) If Earnings – Price (E.P) ratio is 0.5 and Earning per share (ESP) is Rs. 8, the market price of share will be: a) Rs. 40 b) Rs. 160 c) Rs. 16 d) Rs. 0.40 72) The basic purpose of Funds Flow Statement is to indicate a) Financial position b) Increase or Decrease in assets c) Increase or Decrease in liabilities d) Increase or decrease in working capital 73) Fixed budget is a budget which is designed to remain unchanged irrespective of the actually attained a) Level of activity b) Level of Responsibility c) Dynamic d) Budget Allowance 74) Standard hour is a hypothetical hour which represents the amount of work which should be performed in one hour under a) Standard Time b) Standard hour c) Standard Conditions d) Standard Output 75) Which of the following is not included under qualities of optimum capital structure? a) Minimum Cost of Capital b) Minimum Risk c) Maximum Control d) Minimum Profit 76) Which of the following is related with degree of operating leverage? a) Change in operating profits / % change in sales b) Δ EBIT / EBIT ÷ Δ Sales / Sales c) Change in sales / % change in profit d) a) and b) both 77) Revenue is realized when: a) The goods are transferred b) The goods are produced c) There is certainly of cash receipt for goods transferred d) When goods are delivered 78) The appropriate method of valuation for costlier items is: a) LIFO method b) Specific identification method c) FIFO method d) Weighted average method 79) Abridged Financial Statements are: a) Permitted by the Companies Act b) Not legally recognized c) Need not be audited d) Preclude shareholders from necessary details 80) Under which of the following concept are share holders treated as creditors for the amount they paid on the shares they subscribed to? a) Going concern concept b) Duality concept c) Business entity concept d) Cost concept 81) If a company has contingent liabilities, these appear in the: a) Director’s report b) Balance Sheet c) Notes on account to balance sheet d) Chairman’s report Directions: For questions Nos. 82 and 83 A ltd. Purchased a machine for Rs. 3,00,000 on 1st April 2011. Depreciation is provided on straight line

method. The estimated life of machine is 9 years and the scrap value is Rs. 30,000 82) The amount of depreciation charged will be a) Rs. 27,000 b) Rs. 33,333 c) Rs. 30,000 d) Rs. 41,111 83) The rate of depreciation in the above case will be a) 15% b) 9% c) 10% d) 7% 84) Life Insurance is a contract of: a) Safety b) Surety c) Guarantee d) Indemnity 85) In case of winding up of the company the amount that can be called is a) Capital reserves b) Reserve capital c) Called up capital d) Final call 86) The exchange rate is kept the same in all parts of market by a) Exchange arbitrage b) Hedging c) Speculation d) All of the above 87) 91-day T- BILLS are issued by a) Reserve Bank of India b) State Bank of India c) Commercial Bank d) Government of India 88) Actuary is a person who: a) Acts as an insurance agent b) Certifies the loss incurred by the insured c) Audit claims relating to insurance claims d) Computes the net liability of an insurance business. 89) “Decision Tree” approach is used for: a) Option pricing b) Dividend policy c) Capital Budgeting d) Human Resource accounting 90) For buy back of shares guidelines are issued by: a) RBI b) SEBI c) Ministry of Finance d) Company Law Board 91) Which of the following is not true of stock split? a) Par value of share reduces b) A part of reserves is capitalised c) EPS declines d) Book value of share declines 92) Miller and Orr Model is used for: a) Inventory Control b) Receivable Management c) Investment Management d) Cash Management Direction for Questions 93 & 94: For Alpha model SP is @ Rs 150, Variable Cost is @ 100, Fixed Cost Rs. 1,20,000, Quantity sold is 4000 units, interest paid Rs. 20,000, Tax rate is 50%, preference dividend is Rs. 1000 and EBIT is Rs. 5000. 93) What is Degree of Financial Leverage? a) 4.5 b) 5 c) 3.8 d) 4.8 94) What is Degree of Operating Leverage? a) 4.5 b) 5 c) 2.5 d) 3.5 95) Book Building is a concept used in: a) Public issue of shares b) Issue of debentures c) Fixed Deposits c) Money market


96) Which of these models is not related with dividend policy? a) Miller and Modigliani b) Gordon c) Walter d) Black – Scholes 97) Expiration date of an Option is 29th August. It will be European option if the option is exercised on a) 29th August b) 29th July c) 29th September c) 28th August 98) Which of the following is not an assumption of Black and Scholes Model? a) It is an European option b) No dividend is paid c) No transaction cost d) It is an American option 99) A company spends Rs. 1 lac for a preliminary work to generate information useful for some decision making. It will be termed as: a) Opportunity cost b) Sunk cost c) Marginal cost d) Variable cost 100) Dividend by a company can be declared from: a) Revenue profit b) Capital profit c) Secret Reserve d) All of these

ANSWER KEY

TEST – 01 Q Ans Q Ans Q Ans Q Ans Q Ans 1 c 2 D 3 B 4 A 5 C 6 C 7 D 8 A 9 C 10 B 11 A 12 D 13 C 14 A 15 B 16 B 17 B 18 C 19 C 20 A 21 C 22 B 23 D 24 C 25 D 26 B 27 D 28 B 29 C 30 D 31 C 32 C 33 B 34 B 35 A 36 B 37 A 38 A 39 D 40 C 41 A 42 C 43 C 44 A 45 B 46 C 47 B 48 D 49 C 50 D 51 A 52 A 53 D 54 D 55 A 56 D 57 B 58 C 59 C 60 A 61 D 62 B 63 D 64 B 65 C 66 A 67 D 68 A 69 C 70 B 71 D 72 D 73 D 74 A 75 D 76 B 77 D 78 A 79 A 80 C 81 A 82 A 83 A 84 A 85 A 86 B 87 C 88 D 89 B 90 D 91 A 92 D 93 B 94 C 95 C 96 C 97 A 98 D 99 A 100 C

TEST – 02 Q Ans Q Ans Q Ans Q Ans Q Ans 1 A 2 B 3 D 4 C 5 A 6 D 7 C 8 B 9 C 10 D 11 C 12 A 13 D 14 C 15 C 16 A 17 B 18 A 19 A 20 B 21 B 22 B 23 D 24 A 25 D 26 A 27 D 28 C 29 A 30 D 31 B 32 C 33 A 34 D 35 B 36 D 37 B 38 A 39 B 40 D 41 B 42 A 43 C 44 D 45 B 46 A 47 C 48 B 49 C 50 A 51 A 52 D 53 D 54 A 55 A 56 C 57 B 58 C 59 C 60 A 61 A 62 D 63 B 64 D 65 A 66 D 67 D 68 A 69 C 70 D 71 C 72 D 73 A 74 B 75 C 76 C 77 A 78 B 79 C 80 D 81 C 82 D 83 A 84 B 85 A 86 B 87 D 88 D 89 B 90 B 91 B 92 B 93 D 94 C 95 D 96 C 97 B 98 C 99 B 100 C

TEST – 03

Q Ans Q Ans Q Ans Q Ans Q Ans 1 C 2 D 3 D 4 C 5 B 6 C 7 C 8 D 9 A 10 B 11 B 12 A 13 C 14 B 15 A 16 C 17 D 18 A 19 B 20 C 21 A 22 A 23 D 24 A 25 D 26 B 27 B 28 B 29 A 30 B 31 A 32 A 33 B 34 A 35 A 36 B 37 C 38 C 39 A 40 D 41 C 42 D 43 C 44 A 45 C 46 D 47 C 48 B 49 B 50 D 51 C 52 C 53 A 54 B 55 A 56 D 57 B 58 C 59 C 60 A 61 B 62 C 63 D 64 D 65 B 66 B 67 B 68 D 69 A 70 C 71 C 72 D 73 A 74 C 75 D 76 D 77 A 78 B 79 A 80 C 81 C 82 C 83 C 84 A 85 B 86 A 87 A 88 D 89 C 90 B 91 B 92 D 93 B 94 C 95 A 96 D 97 A 98 A 99 B 100 A









5TH FOUNDATION DAY


Latest G.K . Bullets

OCTOBER – 2014 1) Fitch has projected that India's growth is expected

to accelerate to 5.6 per cent in the year 2014-15. What type of organization is Fitch: Rating Agency

2) Core sector growth for the month of August stood at 5.8 percent. How many industries are there in core sector: Eight

3) The Union Ministry of Culture is observing the year-long centenary commemoration of the historic Komagata Maru incident. What / who was Komagata Maru: Steamer Ship

4) The Komagata Maru incidents took place at which place in India: Budge Budge Port, Kolkata

5) The US govt has assured its support for developing_________ smart cities in India: Three

6) Name the three proposed smart cities to be developed with US assistants: Allahabad, Ajmer and Visakhapatnam

7) Who has been appointed as new Chairman of Pension Fund Regulatory and Development Authority (PFRDA): Hemant Contractor

8) RBI has directed banks to disallow _________ in the accounts where customers have not fulfilled KYC norms: Debits

9) What is the formal name of the cleanliness drive launched by the PM across India, on Gandhi Jayanti: Swachh Bharat Mission

10) _______ has been named as new Secretary General of NATO: Jens Stoltenberg

11) In a recent global ranking of universities, ________ secured top position in Indian universities: Panjab University

12) Name the Chief Executive of the world’s largest e-tailer _________who visited India to meet our Prime Minister: Jeffrey P. Bezos, Amazon.com

13) India has imposed anti-dumping duty on _________imported from the U.S. and Chinese Taipei to safeguard the interest of domestic manufacturers: Phenol

14) ATP China open tennis cup 2014 was held at which place: Beijing

15) _________ won the Men’s singles trophy at ATP China open tennis cup 2014: Novak Djokovic

16) Novak Djokovic is from which country: Serbia 17) _________ won the Women’s singles trophy at ATP

China open tennis cup 2014: Maria Sharapova 18) Maria Sharapova is from which country: Russia 19) Martin Perl, Nobel Prize-winning physicist from USA

was in news for what reasons: He passed away 20) Which country has test fired a new variant of its

10,000 km range missile - Dongfeng-31B: China 21) At which place in the world, students are leading a

prodemocracy protest – “occupy central”: Hong Kong

22) In which part of the world a mass public protest is going on nick named as ‘umbrella revolution’: Hong Kong

23) Name the Indian-American professor from USA honoured with National Medal of Science: Thomas Kailath

24) Which country secured highest number of medals in 17th Asian Games: China, 342

25) India was placed at 8th rank in the 17th Asian Games, securing ________medals: 57

26) Indian sportspersons won _______ gold medals in the 17th Asian Games: 11

27) Indian sportspersons won _______ silver medals in the 17th Asian Games: 10

28) _________ , the Japanese swimmer, was named as the “Most Valuable Player” of the 17th Asian Games: Kosuke Hagino

29) The 18th Asian Games will be held in 2018 in_________, Indonesia: Jakarta

30) ___________became the first Indian woman boxer to clinch a gold medal at the Asian Games: MC Mary Kom

31) Indian won the hockey gold medal at Asian Games by beating which country: Pakistan

32) In which sports India won gold medal in both Men’s and Women’s category: Kabaddi

33) Name the Indian film celebrity who was honoured with Global Diversity Award 2014: Shah Rukh Khan

34) The Global Diversity Award is given by which organization: British Parliament

35) Name the proposed central govt. programme that aims at bringing all Indians under health insurance cover: Universal Health Assurance Mission

36) Name the winner of Champions League Twenty 20, 2014: Chennai Super Kings

37) Country’s first olive oil refinery has been started in which State: Rajasthan

38) What was the name of the first address of the Prime Minister over radio broadcasted recently: Mann Ki Baat

39) Name the social networking site that was closed recently by Google: Orkut

40) Which metro service in India has been ranked second among 18 international Metro systems: Delhi Metro

41) What is the name of the recently launched sedan


car by Maruti Suzuki: Ciaz 42) Strong typhoon Phanfone slammed into which

country, with winds of up to 180 kmph: Japan 43) Lal Bahadur Shastri National Award is given for

excellence in which field: Public Administration, Academics and Management

44) Dr A Sivathanu Pillai, winner of this year’s Lal Bahadur Shastri National Award is head of which national organisation: BrahMos Aerospace.

45) M.V. Kamath, former Prasar Bharati Chairman, Padmasri awardee from Karnataka, passed away recently. He was from which field: Journalism

46) _______ would become the first state in India to have high-speed internet connecting all the panchayats in the state by March next year: Kerala

47) John O’Keefe of USA, May-Britt & Edward Moser of Norway won the Nobel Prize 2014 for which field: Medicine

48) Nobel Prize 2014 for Physics has been won by three scientists from which country: Japan

49) Eric Betzig, William Moerner and Stefan Hell won the Nobel Prize 2014 in which field: Chemistry

50) Patrick Modiano, winner of Nobel Prize for literature, is from which country: France

51) Name the joint winners of this year’s Nobel Peace Prize: Malala Yousafzai and Kailash Satyarthi

52) Name the economist who won the 2014 Nobel Prize for Economics: Jean Tirole, France

53) Union Government has decided to sell ______bulbs to households at 10 rupees against the market price of 400 rupees: LED

54) The first-ever Offshore Wind Power Project in India is to be setup at which place: Along the Gujarat coast

55) What is the objective of the proposed “Sardar Patel Urban Housing Mission”: Housing for all by 2022 and a ‘slum free India’

56) Name the Japan’s gymnast who won his fifth straight all-around world title to become the only gymnast to win more than three World all-around titles: Kohei Uchimura

57) Name the super cyclone that caused wide spread devastation in the coastal part of Andhra Pradesh: Hudhud

58) Name the city which suffered maximum damage from the super cyclone Hudhud: Visakhapatnam

59) The name Hudhud has been derived from which object: National bird of Israel

60) Waislitz Global Citizen Award 2014, won by ___________ for his work in founding Humanure Power in Bihar in 2011 that builds community sanitation facilities in rural India: Anoop Jain

61) In which athletics event Indian women’s team won gold in 17th Asian Games: 4x400 relay race

62) In which sports Seema Punia won the only gold medal in athletics for India in the 17th Asian Games: Discuss Throw

63) What is the objective of the recently launched “Swachhta Udyami Yojana - Swachhta Se Sampannta Ki Aur”: To provide financial

assistance to Safai Karamcharis 64) Name the single premium pension policy for senior

citizens launched for a limited period of one year, from 15-08-2014 to 14-08-2015: Varishtha Pension Bima Yojana

65) Leela Samson was in news as she resigned from the post of Chairperson of Sangeet Natak Akademi. She is from which field: Eminent Bharatnatyam dancer

66) Govt. has formed T S R Subramanian committee for what purpose: To review the laws related to protection of environment

67) Name the plan that has been launched to promote model villages by each and every MP: Sansad Adarsh Gram Yojana

68) The village selected under Sansad Adarsh Gram Yojana should have a population of ______in plain areas and _____in hilly, tribal and difficult areas. 3000-5000; 1000-3000

69) RBI has restricted free non-home ATM transactions to three in how many metro cities: Six

70) RBI has allowed how many free non-home ATM transactions to metro users in non-metro centres: Two

71) CEO of which international social networking site recently met Indian Prime Minister in New Delhi: Facebook

72) Shanghai Rolex Masters is related to which field of sports: Tennis

73) _________ won the Shanghai Rolex Master- 2014 championship: Roger Federer

74) Which Indian state has launched a health card scheme to protect grand old trees in public places: Kerala

75) Indian super league that was launched on 12th Oct. in Kolkata is for which sports: Football

76) Name the famous Ghazal and Thumri singer whose birth centenary is being celebrated in India: Begum Akhtar

77) President of India recently visited which two Scandinavian countries: Norway and Finland

78) Name the India’s research station located in the middle of North Pole and Norway: Himadri

79) With which country India recently signed an agreement for nuclear cooperation: Finland

80) In which country a 400 kms long railway line reconstructed with Indian assistance, was inaugurated recently: Sri Lanka

81) Khaled Bahah has been elected as ______ of Yemen: Prime Minister

82) Which state govt. has decided to provide free treatment to every cancer patient in the state: Kerala

83) As per the Global Hunger Index 2014, India has been ranked at ______ place: 55th

84) Name the India’s largest real estate company that was recently barred for three years by SEBI: DLF

85) World's largest online retailer Amazon.com has tied up with which Indian retailer giant to jointly sell goods over the Internet: Future Group


86) India’s largest listed retailer, Future Group is known for which brand name: Big Bazaar

87) The 4th Sultan Johor Cup is related to which sports: Hockey

88) The 4th Sultan Johor Cup was held in which country: Malaysia

89) Name the country which won the 4th Sultan Johor Cup: India

90) 35th Senior National Archery Championship held in New Delhi, was won by which state: Punjab

91) Shakti Devi, an Indian police inspector won international Female Police Peacekeeper Award 2014 for her work in which country: Afghanistan

92) 18 year old young boy from Hong Kong – Joshua Wong was in news for what reasons: He is the leader of the pro democracy youth movement in Hong Kong

93) 2014 Man Booker Prize for Literature has been won by which author: Richard Flanagan

94) Richard Flanagan, winner of Man Booker Prize is from which country: Australia

95) Name the book by Richard Flanagan that won him the Man Booker Prize: The Narrow Road to the Deep North

96) Which Indian Sports Person was chosen as the ‘Most Valuable Player’ of India at the recent Incheon Asian Games: MC Mary Com

97) Name the noted Bollywood lyricist who won the National Kishore Kumar Award: Sameer

98) Name the world famous fictitious character, very popular amongst children whom Indian President met recently in Norway: Santa Claus

99) ISRO launched its third navigation satellite named______on board its PSLV-C26 rocket from Sriharikota: IRNSS 1C

100) The government has made it mandatory for tobacco companies to carry health warnings covering at least _______ of the surface of cigarette packets: 85%

101) Name the project launched by the central govt. that aims at creating a conducive environment for industrial development and doing business with ease: Pandit Deendayal Upadhyay Shramev Jayate Karyakram

102) Shramev Jayate Karyakram has been promoted by which Union Ministry: Labour Ministry

103) Govt. plans to allot Labour Identification Number - LIN to whom for simplifying business regulations and securing transparency and accountability in labour inspections: Industrial Units

104) Name the Unified Labour Portal launched to facilitate "Labour Inspection Scheme," which aims at ending arbitrariness in the inspection: Shram Suvidha

105) Under ________ Yojana govt will reimburse 50 per cent of the stipend paid to apprentices during first two years of their training: Apprentice Protsahan

106) Govt. plans to allot Universal Account Number to which category of workers: Members of Employees' Provident Fund Organization (EPFO)

107) Name the India’s largest domestic airline by market share that has signed a deal to buy 250 latest Airbus A-320 neo aircrafts: IndiGo

108) Name the international financial magazine that awarded “Central Bank Governor of the Year Award 2014” to Mr. Raghuram Rajan: Euromoney, UK

109) Who has been appointed as the new Chief Economic Adviser to the Union Government: Arvind Subramanian

110) Rajiv Mehrishi has been appointed to which important position: Union Finance Secretary

111) Name the Australian cricketer who created history by scoring 341 runs in limited over match: James Tull

112) Name the Indian nuclear-capable cruise missile tested successfully recently: Nirbhay

113) How many new non permanent members were elected recently to the UN Security Council: Five

114) Union government plans to set up a mega handicraft cluster in_______, Gujarat to promote handicraft items and craft based textiles: Kachch

115) ____________ has become number one state in the field of organic farming producing about five lakh metric ton of farm products: Madhya Pradesh

116) Government has decided to import ______for the first time to augment domestic availability and to check its rising prices: Potatoes

117) Which bank has won the IDRBT Banking Technology Excellence award for 2013-14: Federal Bank

118) The Reserve Bank has signed a pact with Central Bank of _________ for exchange of information and supervisory cooperation: Kenya

119) Which country has agreed to sign commercial contracts for supply of uranium for Indian nuclear reactors: Canada

120) Which Bank has launched an instant bank payment product – KayPay for Facebook users to send money to each other in an instant: Kotak Mahindra Bank

121) Cricket players of which country refused to play in India due to a pay dispute with their cricket board: West Indies

122) Union Cabinet has decided to completely deregulate the prices of which product to link its prices to the market forces: Diesel

123) The government has launched a new methodology —National Air Quality Index (AQI) for what purpose: To create awareness about the quality of air and its likely health impact

124) The recently launched National Air Quality Index will categorize air quality into how many categories: Six

125) World Junior Chess title 2014 was held at which place in India: Pune

126) Central govt has advised all states, union territories and Central Armed Police Forces to recruit ___ per cent women in their ranks: 33

127) A five year old Indian boy Harshit Saumitra was in news for what achievement: For climbing up the Everest Base Camp

128) India and _____ have agreed to set up hotlines between their army headquarters: China


129) Which African country has recently been successful in controlling the spread of deadly Ebola virus: Nigeria

130) Which state has launched the Farmers Empowerment Corporation to provide agricultural debt redemption to farmers: Andhra Pradesh

131) Who has been elected as the new Chief Minister of Haryana: Manohar Lal Khattar

132) Name the new Chief Minister of Maharashtra: Devendra Fadnavis

133) India has been re-elected as member of which important UN organization: UN Human Rights Council

134) The Union Government has decided to commemorate October 31 - birth anniversary of which National Leader as “National Integration Day”- Rashtriya Ekta Diwas: Sardar Vallabhbhai Patel

135) India and ________ signed a MoU for cooperation in space and work together in the areas of remote sensing and satellite communication: Mexico

136) Jagdish Sharan Pande who passed away recently was a noted ________ from Uttarakhand: Freedom Fighter

137) Name the Indian boxer who was suspended by the International Boxing Association for protesting against a controversial verdict at 2014 Incheon Asian Games: Sarita Devi

138) Wildscreen Panda Award is given in which field: Wildlife Photography

139) Name the Indian cueist who won World Billiards Championships in both – point and time formats at Leeds, United Kingdom: Pankaj Advani

140) Union Government launched Jammu Kashmir Arogya Gram Yojna for what purpose: To promote cultivation of the aromatic and medicinal plants

141) India and ______ have signed a Power Trade Agreement to promote cooperation in the field of production and transmission of electricity: Nepal

142) India has signed the __________Convention on Mercury to control and reduce emissions from the power plants: Minamata

143) ___________ won the WTA Finals cup of tennis at Singapore: Serena Williams

144) Name the Indian golfer who won the Venetian Macau Open Golf Cup 2014: Anirban Lahiri

145) Which country withdrew its last forces from Afghanistan, after serving there for 13 years: Britain

146) Recently a big crude oil discovery was made in the Cambay basin by a private oil company. It is in which state: Gujarat

147) Name the Prime Minister of Vietnam who recently visited India: Nguyen Tan Dung

148) 25th ASEAN Summit will be held on Nov 12-13 at_____________ Myanmar: Nay Pyi Taw

149) Dilma Rousseff has been re-elected as the President of which country: Brazil

150) What is the name of the international infrastructure

development bank that China and 20 other countries plan to establishes: Asian Infrastructure Investment Bank

151) Which bank has launched an electronic application ‘mPassBook’ for its savings and current accounts: State Bank of India

152) A World Bank report says that India’s GDP is likely to expand by ________per cent this fiscal as reforms gain momentum: 5.6

153) Cyclone Nilofar, a very severe cyclonic storm hit recently which part of India: Gujarat coast

154) Name the world's tallest statue (182 mts) of India's first Home Minister Sardar Vallabhbhai Patel proposed in Gujarat: Statue of Unity

155) Sharath Gayakwad, who made history at the Asian Para-Games in Incheon by winning six medals, is from which sports: Swimming

156) What is the domain name of the Adhaar based Biometric Attendance system launched by central govt. for its employees: attendance.gov.in

157) Who has been appointed as the chairman of Prasaar Bharati Board: Dr. A Surya Prakash

158) In the Gender Gap Index 2014, India has been placed at ____rank in a list of 142 countries: 114th

159) World Bank’s “Ease of Doing Business” report places India at _______ rank among 189 countries surveyed by it: 142nd

160) ________tops the list for the most equitable sharing of resources among men and women as per Gender Gap Index 2014: Iceland

161) In terms of ‘Ease of Doing Business’, _________ stands at no. 1 in the world: Singapore

162) Which organization compiles the Gender Gap Index report annually: World Economic Form

163) In the recently released Global Innovation Index 2014, India has been placed at which rank: 76th

SEPTEMBER – 2014 164) Padma Bhushan awardee Bipan Chandra was a

authority on economic and political ______ of India: History

165) Sathiraju Lakshminarayana, Veteran Telugu film director, artist and cartoonist who passed away recently, was popularly known as ________: Bapu

166) Name the eminent jurist who has been appointed Governor of Kerala: P. Sathasivam

167) BWF World Badminton Championship was held at which place: Copenhagen, Denmark

168) Chen Long who won the men’s singles title at BWF World Badminton Championship, is from which country: China

169) Women’s singles title at BWF World Badminton Championship was won by_______: Carolina Marin

170) Name the badminton player of India who won the bronze medal in women’s single title at BWF World Badminton Championships: PV Sindhu

171) The famous international Nalanda University has been established at which place: Rajgir, Bihar


172) Who is the chairman of the governing body of the Nalanda University: Prof. Amartya Sen

173) Prof. Amartya Sen is an eminent scholar of which field: Economics

174) Nabard has initiated a project on Core Banking Solutions - CBS for which type of banks: Cooperative Banks

175) Name the legendary Telugu actor who passed away in January 2014: Akkineni Nageswara Rao

176) For what reasons Akkineni Nageswara Rao, legendary Telugu actor was in news recently: U.S. Post Service has issued a stamp in his honour

177) ‘Odyssey of My Life’ is the autobiography of which prominent political figure: Shivraj Patil

178) Japan has promised to provide all possible support to introduce the bullet train, along the Ahmedabad-Mumbai route. What is its Japanese name: Shinkansen

179) With which Japanese city India has signed a partnership agreement for development of Varanasi: Kyoto

180) What is the popular nick name for the Japanese city Kyoto: City of Thousand shrines

181) Prime minister of India recently visited Japan to meet _________, Prime Minister of Japan: Shinzo Abe

182) The parliament of Japan is named as ______: Diet 183) Name the world champion iconic sprinter who

recently visited India: Usain Bolt 184) Govt has setup Prof. B. N. Goldar committee for

what purpose: To develop the Producer Price Index

185) Which committee has been setup by the govt. to develop a new inflation index- Producer Price Index to replace Wholesale Price Index: B. N. Goldar Committee

186) What is the purpose of Producer Price Index: To measure inflation

187) The proposed Producer Price Index aims to replace which existing index: Whole Sale Price Index

188) What is the most prominent feature of the proposed Producer Price Index: To cover services sector also

189) Name the former Attorney-General of India who passed away recently: G. E. Vahanvati

190) Name the new generation Naval Offshore Patrol Vessel that has joined Indian Navy recently: INS Sumitra

191) Which country has unveiled a new surface-to-air missile - Talash-3: Iran

192) What is the name of the autobiography of the Sachin Tendulkar: Playing It My Way

193) In terms of global competitiveness, India ranks ________ in world: 71st

194) ____________ is the number one country in the world in terms of global competiveness: Switzerland

195) Name the South African fast bowler, oldest surviving

Test cricketer who passed away recently at the age of 103 years: Norman Gordon

196) What is the special thing about Yashwardhan Shukla, author of the book ‘Gods of Antractica’: He is 13 year old school boy

197) The Chabad House in Mumbai that reopened nearly six years after the 26/11 terror attack in November 2008 is a sacred ___________ of the Jews: Synagogue

198) Justice H.L. Dattu is the _______Chief Justice of India: 42nd

199) The historical Omari Mosque that was destroyed in the recent Israel-Gaza conflict, was in which country: Gaza

200) With which country India has signed a Land Boundary Agreement (LBA) to ensure zero border killings: Bangladesh

201) Recently President released a set of eight commemorative postage stamps on great Indian_________: Musicians

202) National Nutrition Week is celebrated every year from ______September to the ______September: 1st, 7th

203) What is the theme of the National Nutrition Week 2014: Poshak Ahaar, Desh Ka Adhaar

204) Who is the head of the committee setup to examine the un-claimed amount in PPF, Post Office and Savings Schemes: HR Khan

205) Name the Australian Prime Minister who came to India on a two day visit: Tony Abbott

206) Chief Minister of Andhra Pradesh has announced that _______ will be the new capital of Andhra Pradesh: Vijayawada

207) MS Dhoni has become the most successful Indian ODI captain with ________ wins to his career: 91

208) Joan Rivers, 81-year-old noted lady comedian and TV host who passed away recently was from which country: United State of America

209) India signed a landmark civil nuclear cooperation agreement with Australia on 5th September to ensure supply of ________ for peaceful purposes: Uranium

210) Prime Minister of which country recently returned two precious ancient idols of Hindu deities to India which were allegedly stolen from temples in Tamil Nadu: Australia

211) The Supreme Court has directed that all ________ prisoners who have been in the prison for a period more than half of the jail term prescribed for the offences they had been arrested, should be released on bail immediately: Under trial

212) According to recent data from CSO, ____________outpaced all the major states to top the economic growth charts with a scorching 11 per cent growth in 2013-14: Madhya Pradesh

213) In the recent rescue operations in J & K, hundreds of NDRF personnel worked round the clock to rescue thousands of marooned persons. What is the full


form of NDRF: National Disaster Relief Force 214) Which major river of J & K caused heavy damage

due to floods in the State: Jhelum 215) What is the name of the award for best film at the

Venice Film Festival: Golden Lion 216) Name the Swedish film directed by Roy Anderson

that won the Golden Lion at the Venice Film Festival: A Pigeon Sat on a Branch While Reflecting on Existence

217) Name the film directed by Indian writer-director Chaitanya Tamhane that won award for best debut feature film at the Venice Film Festival: Court

218) Name the tennis star who won men’s single titles at the US open tennis: Marin Cilic

219) Marin Cilic, winner of US open 2014 is from which country: Croatia

220) Name the first ever male Asian player to play in the finals of US Open Lawn Tennis Championship: Kei Nishnikori

221) Marin Cilic defeated Japan's ________to win men’s singles title at US open: Kei Nishikori

222) Women’s singles title at the US open tennis championship was won by_________: Serena Williams

223) Sania Mirza won which title at the US open tennis championship: Mixed doubles q

224) Midori Prize in Biodiversity is given in which country: Japan

225) Midori Prize in Biodiversity is given for what purpose: For outstanding contributions to the conservation and sustainable use of biodiversity

226) Which Indian scientist and ecologist has won Midori Prize in Biodiversity for his research on climate change in the Himalayas: Kamal Bawa

227) Name the author of the book ‘The Lives of Others’: Neel Mukherjee

228) The book ‘The Lives of Others’ by Neel Mukherjee was in news for what reasons: it has been shortlisted for the prestigious Booker Prize 2014

229) Booker prize for literature are given in which country: England

230) RBI has fixed _______years as the upper age limit for managing directors (MDs) and chief executive officers (CEOs) and other whole-time director of banks in the private sector: 70

231) Which Union Minister recently visited Afghanistan to meet President and to review key projects there: Sushma Swaraj

232) India has signed the _________ (FTA) in services and investments with 10 ASEAN countries: Free Trade Agreement

233) Which country launched two satellites - Yaogan-21 and Tiantuo-1 to relay information on natural resources, disaster management: China

234) With which neighbouring country India signed a MoU on cooperation in the field of traditional

systems of medicine and homeopathy: Bangladesh 235) China has assured cooperation for setting up a

automobile manufacturing industrial park at which place in India: Pune

236) Under which Indian law, Govt. of India is the sole authority to print Rupee one currency note: Coinage Act, 2011

237) RBI is authorized to issue currency notes upto which highest denomination:10,000

238) Govt. of India is empowered to issue coins upto which highest denomination: Rs. 1,000

239) Who has been appointed as head of the Expenditure Management Commission: Bimal Jalan

240) What is the purpose of setting up of Expenditure Management Commission: for suggesting ways to improve fiscal discipline

241) ‘Pehli Udaan’ and ‘Pehal Kadam’ are the names for which item: Savings account for minors

242) Which bank has started savings account for minors by the name ‘Pehli Udaan’ and ‘Pehal Kadam’: State Bank of India

243) Which bank has started cardless cash withdrawal facility from its ATMs: ICICI Bank

244) The Cabinet Committee on Economic Affairs (CCEA) has approved the sale of stakes in how many PSUs: Three – ONGC, NHPC and CIL

245) 60th National School Games in six sporting disciplines will be held in November in which State: Punjab

246) DRDO successfully test-fired indigenously developed Agni-I - nuclear-capable missile recently. It is what type of missile: Surface-To-Surface

247) India’s first coral garden is proposed to be developed in which State: Gujarat

248) Which public sector bank has declared the Kingfisher Airlines as the ‘willful defaulter’: United Bank of India

249) Which State has launched the renovation and beautification work of the birthplace of famous author, journalist and critic George Orwell: Bihar

250) Bhartendu Harishchandra Awards are given by Union Ministry for Information & Broadcasting for what purpose: For original writing in Hindi Indian authors on subjects like Journalism and Mass Communication, National Integration, Women’s Issues and Children’s Literature

251) Govt has launched the Reefer Vehicle Call-in-Centre (RVC) for what purpose: For smooth transportation of perishable goods

252) Name the prominent Bangladeshi Nazrul Sangeet singer who passed away recently: Firoza Begum

253) Who is India’s noted snooker and billiards champion to announce his retirement from the professional snooker: Pankaj Advani

254) With which country India has signed an agreement for cooperation in the field of skill development, solid waste management and cleaning of rivers:


Germany 255) Scientists have warned that millions of lives could be

at risk because of the threat to food crops in ‘Fertile Crescent’. Where is this area: Middle East Asia

256) H. Devraj Committee has been setup for what purpose: To examine working of 'C' category deemed universities

257) Which State has declared 9 September as Himalaya Diwas to spread the message of conservation of the Himalayan ecosystems: Uttarakhand

258) Saakshar Bharat Awards are given on which date: Sep. 8 International Literacy Day

259) Saakshar Bharat Awards are given for what purpose: For the best performance in the field of adult education

260) Saakshar Bharat Awards are given by which Union Ministry: Human Resource Development

261) North Atlantic Treaty Organisation (NATO) Summit 2014 was held in which place: Wales, U.K.

262) ‘Wales Resolution’ is the name given to the resolutions adopted at the recent summit of which international organization: NATO

263) Chitresh Tatha, a 12 year old boy is representing India at the 2014 Asian Games at Incheon, South Korea in which sports: Optimist Dinghy Race

264) General elections for electing Members of Legislative Assembly (MLAs) have been declared for how many states: Two (Haryana and Maharashtra)

265) Davis Cup Commitment Award is given for which category of Tennis player: Those who have competed in at least 20 ties

266) Name the winner of the Davis Cup Commitment award 2014: Rohan Bopanna

267) Country’s first 'Cold Desert Biosphere Reserve' (CDBR) is to be developed in which place: Spiti in Himachal Pradesh

268) President Pranab Mukherjee made a four-day state visit to Vietnam and met his counterpart __________: Truong Tan Sang

269) What is the currency of Vietnam: Dong 270) _______ is the capital of Vietnam: Hanoi 271) Which public sector organization is celebrating 55

years of its service: Doordarshan 272) First experimental centre of Doordarshan was

established at which place: Delhi 273) Indonesian Masters Grand Prix Gold championship is

for which sports: Badminton 274) The Indonesian Masters Grand Prix Gold

championship – 2014 was held at which place: Palembang, Indonesia

275) Name the winner of the Indonesian Masters Grand Prix Gold championship – 2014: S Prannoy, India

276) FILA Senior World Wrestling Championship held in_________, Uzbekistan: Tashkent

277) Name the eminent scientist who has been named to head an expert panel to recommend best technologies for the "Swachh Bharat Abhiyan”: R A Mashelkar

278) Which country is helping India to set up 10 centres of excellence to raise agriculture output and introduce modern farm technologies: Netherlands

279) Indian Highways Management Company Limited (IHMCL) has inked a pact with ___________ for services related to electronic toll collection: Axis Bank and ICICI Bank

280) Which committee recommended idea of universal bank accounts that is bank account for every individual: Nachiket Mor

281) Name the China’s President who recently visited India: Xi Jinping

282) On which railway corridor China has assured technological support for achieving speed of 160 kmph: Chennai – Bangalore – Mysore

283) Which Chinese city has signed a “sister city” agreement with Ahmedabad: Guangzhou

284) China has agreed to opening of a new route to Kailash Mansarovar via _________ in Sikkim: Nathu La

285) Which type of power projects are categorized as Ultra Megha Power Project: Which generate more than 4000 MW or above electricity

286) Guangdong province of China has agreed to become partner in cultural and social ties with which State of India: Gujarat

287) What is the name of currency of China: Renminbi (Yuan)

288) _______ is the capital of China: Beijing 289) The world’s highest and toughest marathon held at

3,524 meter (11,562 feet) altitude is held at which place: Leh, J & K

290) Who has been appointed as the new Chairperson of the National Commission for Women: Lalitha Kumaramangalam

291) Who has been appointed Chairman, Quality Council of India: Adil Zainulbhai

292) 6th meeting of the South Asian Association for Regional Cooperation (SAARC) for Home Ministers held on September 19 at which place: Kathmandu

293) Manoj Kumar a 2010 CWG boxing gold-medalist was in news for what reasons: He has been given Arjun Award on Delhi High Court orders

294) 51st Shooting World Championship was held at which place: Granada, Spain

295) 20th Asian Junior Table Tennis Championships was held at_______ : Mumbai

296) Regional Pravasi Bharatiya Divas (RPBD) to be held from October 16 to 18 will be hosted by which city: London

297) A joint 14 days military exercise between the armed forces of America and India was held at which place: Ranikhet in Almora district of Uttrakhand

298) What is the name given to the Joint Army Exercise between armed forces of American and India being held at Ranikhet, Uttarakhand: Exercise Yudh Abhyas 2014

299) Govt. has launched India Newborn Action Plan for


what purpose: To achieve the single digit neonatal mortality and stillbirth rate by 2030

300) The 45th IFFI will be held from 20 to 30 November, 20 14 at which place: Goa

301) IFFI stands for: International Film Festival of India

302) Which city has been declared as the permanent venue for the International Film Festival of India (IFFI): Goa

303) Who has been appointed as new ambassador of China in India: Le Yucheng

304) Name the Indo-American appointed by USA as its next ambassador to India: Richard Rahul Verma

305) And then One Day: A Memoir is the autobiography of which noted film artist: Naseeruddin Shah

306) The FIBA Basketball World Cup 2014 was won by which country: USA

307) The FIBA Basketball World Cup 2014 was held at which place: Madrid, Spain

308) The Supreme Court has directed Central Government to ensure ______ percent quota for disabled persons in all government jobs, including IAS and promotions: Three

309) Players of which sports have recently been allowed to wear religious head coverings, such as hijabs or turbans by Sikhs, on a trial basis: Basketball

310) Sportspersons of which game have now been allowed to participate in Asian Games under Indian flag: Boxing

311) The Asian games been held in Incheon, South Korea are which number in series: 17th

312) Name the sports person who was the flag bearer of the Indian contingent in the Asian Games: Sardara Singh

313) Who is Sardara Singh, the flag bearer of the Indian contingent in the Asian Games: Captain of Indian Hockey Team

314) Mandolin U. Shrinivas, eminent Carnatic music exponent from Andhra Pradesh who passed away recently was famous for what reasons: His expert use of mandolin, a western instrument, in Carnatic music

315) Name the international NGO that has agreed to promote user friendly toilets to improve sanitation system in India under Swachchh Bharat Mission: Bill and Milinda Gates Foundation

316) All India Radio has started free SMS service to provide news in how many languages: Five

317) Recognising the importance of Prime Minister Modi’s visit to USA, the US Senate has designated September 30 as ________ day: US-India Partnership Day

318) Which country voted in a referendum to continue with UK: Scotland

319) The United Kingdom is a union of how many countries: Four

320) Which are the four countries comprising the United Kingdom: England, Scotland, North Ireland and

Wales 321) Alok Shetty the 28 year old has been named ‘Young

Leader of Tomorrow’ by Time magazine for his pioneering work in designing affordable flood-proof houses for slum dwellers. He is from which field: Architecture

322) Name the India’s pistol-shooter who won India's first gold in the 50m event at Asian Games: Jitu Rai

323) Export-Import Bank of China (China Exim Bank) and China Development Bank Corporation have signed agreements with which Indian banks to facilitate trade between the two countries: SBI, ICICI Bank and Axis Bank

324) Name the bank which accounted for half of the total number of banking transactions done through mobile phone in June,2014: State Bank of India

325) Who is Jack Ma, whose company recently created the world record for largest IPO, amassing around $25 billion from the investors: Chinese founder and promoter of world’s largest online shopping portal – Alibaba

326) John Key has been elected as new Prime Minister of which country: New Zealand

327) Name the World Chess Championship recently won by Viswanathan Anand: Bilbao Chess Masters

328) Bilbao Chess Masters Finals were held at which place: Bilbao, Spain

329) Summer Youth Olympic Games 2014 were held at which place: Nanjing, China

330) Ashraf Ghani has been appointed new President of which country: Afghanistan

331) Sania Mirza recently won the women’s double title in which championship at Tokyo, Japan: WTA Toray Pacific Open

332) U N summit on climate change was held at which place: New York, USA

333) India’s first National Academy of Athletics has been established at which place: Kariavattom near Thiruvananthapuram, Kerala

334) Apart from India, how many other international space agencies have been successful in sending a spacecraft Mars: Three

335) Which Indian film has been selected as India’s entry for the Oscar Awards in the foreign film category: Liar’s Dice

336) The UN climate summit 2014 was held at which place: New York

337) RBI has formed G Gopalakrishna Committee to give recommendations on which matter: Capacity building in banks and streamlining training intervention

338) __________ appointed as the head coach of the Sri Lankan cricket team: Marvan Atapattu

339) Which city shall be hosting ICC World Cricket League Division 3: Kuala Lumpur, Malaysia

340) Noted Hindi novelist Govind Mishra has been honoured with which prize: Saraswati Samman

341) What is the title of the book by Govind Mishra for


which he has been awarded Sarswati Samman: Dhool Paudhon Par

342) Which international Chinese tennis star has announced her retirement from the sports: Li Na

343) Deen Dayal Antyodaya Yojana has been launched for what purpose: To impart skills to rural and urban poor

344) What is the new name for Aajeevika Skills Programme aimed at providing skill development to Rural Youth: Deen Dayal Upadhyaya Gramin Kaushalya Yojana

345) Under Deen Dayal Upadhyaya Gramin Kaushalya Yojana the minimum entry age for imparting skill to rural youth has been reduced from 18 years to ______: 15 Years

346) What is the aim of Deen Dayal Upadhyaya Gramin Kaushalya Yojana: To train 10 lacs rural youth by the end of 12th Five Year Plan (2012-2017)

347) What is the objective of recently launched “Deen Dayal Upadhyaya Grameen Kaushalya Yojana”: For skill development of rural youth

348) India’s first National Sports University is going to be setup in which State: Manipur

349) Name the surface to surface missile recently tested by Pakistan: Hatf IX

350) _______ and _______ has been named as SAARC cultural capital for a year beginning April 2015 and 2016-17 respectively: Bamiyan and Dhaka

351) The year _________ has been declared as the SAARC Year of Cultural Heritage: 2016-17

352) Which country has decided to sell cigarettes in plain packets to discourage smoking: France

353) Name the industrialist who is the 2nd richest billionaire of India: Dilip Shanghvi

354) Standard & Poor’s (S&P) has raised the outlook on India’s sovereign rating from negative to _________: Stable

355) Shanti Swarup Bhatnagar Awards are given for excellence in which field: Science & Technology

356) Name the programme launched by Govt. of India for making India as future manufacturing hub: Make in India

357) How many thrust sectors have been identified under the Make in India campaign: 25

358) The Prime Minister Narendra Modi addressed the _____ session of United Nations General Assembly in New York: 69th

359) The six major world powers held the 7th round of nuclear talks with which countries: Iran

360) Which state capital has recently started the work on having a metro rail service: Lucknow

361) Name the State that has recently been put under presidents rule: Maharashtra

362) Mount Ontake that erupted suddenly, killing over 36 persons is located in which country: Japan

363) Jitu Rai won India’s first Gold Medal in Asiad 2014 in which sports: Pistol Shooting

364) In which two events, Indian men’s team won the

gold medal in Asiad 2014: Archery and Squash 365) Name the Indian wrestler who ended a 28-year

drought for gold in wrestling by winning gold at Asiad 2014: Yogeshwar Dutt

366) _________ won the country’s first-ever silver in the women’s 20 kms race walk in Asiad: Khushbir Kaur

367) Saurav Ghoshal won silver in individual _______ event at Asiad 2014: Squash

368) Who has been named as the new Chief Minister of Tamil Nadu: O Panneerselvam

369) Name the American venue where Prime Minister Modi addressed a gathering of over 18,000 persons: Madison Square Garden, New York

370) _________ is the West Asia’s largest consumer IT and electronics retail show: GITEX Shopper, Dubai

371) The Prime Minister has assured merger of schemes for PIOs and OICs. What is the full form of PIOs and OICs: Persons of Indian Origin, Overseas Indian Citizens

372) Global Competiveness report is published by which organization: World Economic Forum (Switzerland)

373) Global Gender Gap Report is published by which organization: World Economic Forum (Switzerland)

374) Which committee has recommended Vijayawada as capital of Andhra Pradesh: The Sivaramakrishnan Committee

375) Name the programme launched by Indian Army to rescue thousands of maroon persons in floods of Jammu & Kashmir: Operation Megh Rahat

376) In which country the city of Bamiyan is located: Afghanistan

377) For what reasons is Bamiyan an important city: It had world’s tallest Buddha Statue which were destroyed by Taliban in 2001.

378) In which city is the Headquarter of United Nations situated: New York

379) Who is the President of United Nations General Assembly: John William Ashe of Antigua and Barbuda

380) Which day has been declared by US Senate to be designated as US-India partnership day: September 30

381) Sarasawati Samman is promoted by which foundation: K.K. Birla Foundation

382) What is the award amount for the winners of Saraswati Samman: Rs. 10 lacs

383) What is the prize money for the winners of Shanti Swarup Bhatnagar Award: Rs. 5 lakh, a citation and a plaque

AUGUST – 2014 384) John Kerry who visited India recently is the Foreign

Minister of which country: USA 385) Foreign Minister of USA is officially designated as


___________ in USA: Secretary of State 386) Name the village near Pune, Maharashtra that was

almost swept away in a massive mud slide: Malin Village

387) Name the famous Eminent Hindi litterateur and novelist from Bihar who passed away recently: Madhukar Singh

388) Name the exploration rover of NASA that created a record of travelling maximum distance on Mars: Opportunity

389) Govt has launched a nationwide scheme by the name _____________to promote conservation and development of indigenous breeds of cows in a focused and scientific manner: Rashtriya Gokul Mission

390) Name the German player who created a world record of fastest serve in the women’s tennis by serving at 131 miles per hour: Sabine Lisicki

391) Recently the Nagoya Protocol was ratified by 51 countries. What is the objective of this protocol: Fair and Equitable Sharing of Benefits of genetic resources

392) What is the total number of total medals won by the India in 20th Commonwealth Games: 64

393) India won 64 medals at the Commonwealth Games 2014. Of this how many were gold medals: 15

394) Name the country that won highest number of medals at the Commonwealth Games 2014: England

395) England top the Commonwealth Games by capturing __________ medals: 174

396) Parupalli Kashyap became the first Indian male player in 32 years to win a gold medal in the Commonwealth Games in which sports: Badminton

397) Joshna Chinappa and Dipika Pallikal won the doubles gold medal in Commonwealth Games in which game: Squash

398) Name the Canadian gymnast who was awarded the David Dixon Award for the best athlete of the Games: Frankie Jones

399) K.V. Chawdary has been appointed chairman of which important central govt. office: Central Board of Direct Taxes

400) Country’s first multi-sensor moored observatory IndARC was successfully deployed in Kongsfjorden Fjord in which region of the world: Arctic Region

401) 22nd Rajiv Gandhi Sadbhavna Award has been awarded to which personality: Muzaffar Ali

402) Muzaffar Ali, winner of 22nd Rajiv Gandhi Sadbhavna Award is a prominent person from which field: Cinema, Film maker

403) The deadly EBOLA virus has claimed hundreds of lives in Africa. What is the full form of EBOLA: No full form, it is the name of virus

404) Name African region where Liberia, Guinea and Siera Leone countries have been attacked by Ebola virus: West Africa

405) In which country, the Ebola virus was first

discovered nearly four decades ago: Congo 406) The book “The Boys in the boat” has been written

by which author: Daniel James Brown 407) What is the name of the Latest novel written by

Chetan Bhagat: Half Girlfriend 408) Modi suggested “HIT” formula for Nepal’s

development. Expand the acronym HIT: Highways, I-ways and Transways

409) India to construct a pipeline for supply of _______ from Raxual in Bihar to Amlekhganj in Nepal: Petroleum products

410) Name the recently appointed new Deputy Governor of the RBI: S S Mundra

411) S S Mundra, has been appointed Deputy Governor of RBI for _________ years: Three

412) Name the agreement that was objected to by India at the recent WTO meet: Trade Facilitation Agreement

413) In which State of India, world highest piller railway bridge is being constructed: Manipur

414) “Pinkathon Delhi 2014” - a run for cause was organised in Delhi with the slogan "Each One, Kheench One" urging all men to encourage at least one special woman in their life to run for a good cause. What was this cause: Spreading awareness about breast cancer

415) RBI has reduced the statutory liquidity ratio (SLR) of scheduled commercial banks by 50 basis points. What is the present rate of SLR: 22%

416) Reduction of SLR by 50 basis points is expected to release Rs. _________ crore of Banks funds: 40,000

417) Name the number one ranking golfer of the world who won the elite World Golf Championships held at Akron, USA: Rory Mcllroy

418) World’s No. 1 golfer Rory Mcllroy is from which country: Ireland

419) Longtoushan, a town in Ludian county of Yunnan province of China was in news for what reasons: It was hit by a severe earthquake

420) Name the eminent Indian cartoonist famous for his popular comic characters, who passed away: Pran Kumar Sharma

421) Name the popular comic characters created by late cartoonist Pran: Chacha Chaudury and Sabu

422) Which Indian bank won the Core Banking System Imitative Award 2014 at Singapore: Bharatiya Mahila Bank Ltd.

423) Governor of which Indian State was recently sacked by the President for her alleged irregularities: Mizoram

424) As per recent estimates from RBI, the projected GDP growth rate for year 2014-15, is around _________ per cent: 5.5

425) The Union Cabinet has cleared a historic, all new juvenile justice law under which _________year olds who commit heinous offences such as rapes and robberies can be tried as adults: 16 to 18


426) Govt. has allowed __________ per cent FDI in defence sector: 49%

427) Nikhil Chandwani who recently won the “Author of the year” award in USA is also known for his works in which other fields: Documentary Films

428) Name the US Defence Secretary who visited India recently: Chuck Hagel

429) What is the name of the recently released controversial book by Natwar Singh: One Life is not Enough

430) The World Kabaddi League started in _________ on August 9: London

431) What is the objective of the proposed Bharat Bill Payment System: Centralised payment of various types of bills

432) 47th Association of Southeast Asian Nation (ASEAN) Foreign Ministers meeting held at which place: Nay Pyi Taw, Myanmar

433) The Reserve Bank has approved the transfer of surplus (profit) amounting to Rs 526.79 billion for the year ended June 30, 2014 to__________. Government of India

434) Name the space ship that created a world record of travelling longest ever distance of 6.4 billion kms since its launch in March 2004: Rosetta

435) The space ship Rosetta that created world record for longest distance covered was launched by which space agency: European Space Agency

436) What is the brand name of the new joint venture airline of the Tata Sons-Singapore Airlines: Vistara

437) UAE has become the first gulf country to install reverse vending machines. What is the purpose of these machines: To collect domestic light bulbs and batteries for recycling

438) Haider Al-Abadi has been named as Prime Minister of which country: Iraq

439) Who has been elected as Deputy Speaker of Lok Sabha: M. Thambidurai

440) The recent Archery World Cup was held at Wroclaw. It is in which country: Poland

441) Indian women’s archery team led by ___________ won the gold medal in recurve category: Deepika Kumari `

442) Robin Williams who recently died of suspected suicide was a famous __________ of USA: Comedy Actor

443) For which State government announced Central assistance of Rs. 8,000 crore for four major road projects connecting it with rest of the country: Jammu & Kashmir

444) What is the name of the new bill passed by the Parliament to scrap the collegium system of appointing Supreme Court and high court judges: National Judicial Appointments Commission Bill, 2014

445) To give national judicial appointments commission a constitutional status, __________ Constitution Amendment Bill was also passed: 99th

446) Which award is popularly known as Nobel Prize of Mathematics: Fields Medal

447) Name the Indian Mathematician who won the recent Filed Medal: Manjul Bhargava

448) Name the first women to win the Fields Medal award in Mathematics: Maryam Mizakhani (Iran)

449) Govt has approved the constitution of the Expenditure Management Commission to be headed by which person: Bimal Jalan

450) What is the purpose of setting up Expenditure Management Commission: To suggest ways to reduce subsidies on food, fertilizer and oil

451) Name the army officer who was decorated with Ashok Chakra – the highest peace time gallantry award of the country: Major Mukund Vardarajan

452) What is the name of the award for the best film at the famous Locarno International Film Festival: PARDO d’ORO (Golden Leopard)`

453) The famous Locarno International Film Festival is held in which country: Switzerland

454) Who is the new Chairperson Union Public Service Commission: Rajni Razdan

455) What is the formal name of the scheme launched to provide a bank account to every Indian: Pradhan Mantri Jan Dhan Yojna

456) Under Pradhan Mantri Jan Dhan Yojna, every new bank account opener will also get a life insurance cover of __________ lakh rupees: One

457) As per new RBI guidelines, banks are required to provide their savings bank account holders with at least ________free transactions per month at their own ATMs.: Five

458) The number of free transactions on ATMs set up by other banks had been reduced to_________, from five earlier, in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad: Three

459) Name the JD(U) leader who has been selected for Outstanding Parliamentarian Award 2012: Sharad Yadav

460) Recently, a large number of countries around the world organized various functions to commemorate 100 years of which major international event: World War 1

461) World War I, also called The Great War, took place in and around Europe from July ______to November _________: 1914, 1918

462) Which place of Nepal was in news as a massive land slide near Mankha on 2 August 2014 blocked the Sunkoshi River and caused maasive damage to local settlements, claiming at least 156 lives: Sindhupalchok

463) Which country recently unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng – 41 (DF-41): China

464) In which Indian State started the The 20-day Nanda Devi Raj Jat yatra also called the ‘Himalayan Kumbh,’: Uttarakhand

465) BKS Iyengar, 96 year old Padmavibhushan Awardee


who passed away recently was a world famous Guru in which field: Yoga

466) A Hindu temple - Shree Swaminarayan Mandir, claimed to be the world's first 'eco-temple' featuring solar panels and a rainwater harvesting system, has been opened in which place: London, UK

467) Among Northeastern States, ________ has been the first choice of foreign tourist in 2013: Sikkim

468) Name the human rights activist and former journalist of Imphal who has been protesting against AFSPA since November 2000: Irom Sharmila Chanu

469) What is the full form of AFSPA: Armed Forces Special Powers Act

470) General Prayuth Chan-ocha has been proclaimed as Prime Minister of which country: Thailand

471) Which neighbouring country of India has decided to join the newly form BRICS bank: Bangladesh

472) Who has been appointed as the chairman of the Public Accounts Committee of Parliament: K. V. Thomas

473) Name the CMD of Indian Bank who has been elected as Chairman of the Indian Banks Association for 2014-15: T M BHASIN

474) Youth Olympic games 2014 were held at which place: Nanjing, China

475) Name the Jnanpith awardee and renowned novelist and story writer, who passed away recently: U R Ananthamurthy

476) U R Ananthamurthy was renowned novelist and story writer of which language: Kannada

477) Sushma Swaraj, the External Affairs Minister recently visited which country to promote country’s Look East Policy: Vietnam

478) Governor of which State recently quite his office to protest his transfer to Mizoram: Maharashtra

479) Which sprint superstar set a new best time record of 9.98 second for the rarely run 100 meter indoors race: : Usain Bolt

480) The sprint superstar Usain Bolt is from which country: Jamaica

481) Which online shopping portal has signed a MoU with Union Textile Ministry to provide online marketing platform to handloom weavers all over India: Flipkart

482) Noted film maker and actor Richard Attenborough who passed away recently, hailed from which country: Britain

483) Name the super hit biopic, winner of 8 Oscars, directed by Richard Attenborough: Gandhi

484) Which animal has been selected as mascot for the forthcoming Asian Games: Harbor Seals

485) The forthcoming Asian Games are which number in series: 17th

486) Name the city that is hosting the 17th Asian Games: Incheon

487) Incheon city is located in which country: South Korea

488) Governor of Kerala, Ms. Sheila Dikshit was in news

for what reasons: She resigned from governorship

489) BJP veteran Kalyan Singh has been appointed Governor of which State: Rajasthan

490) Who has been appointed as the new governor of Maharashtra: C Vidyasagar Rao

491) Vajubhai Vala, a senior BJP leader from Gujarat has been made Governor of which State: Karnataka

492) Deputy Prime Minister of which country recently visited India to promote mutual economic and social ties: United Kingdom

493) Name the Deputy Prime Minister of UK who recently visited India: Nick Clegg

494) Who is the Prime Minister of United Kingdom: David Cameron

495) What is the official name of the currency of United Kingdom: UK Pound

496) With which country India conducted its first ever joint Air Force exercise: Russia

497) What is the name of the joint Air Force exercise conducted with Russia: Avia Indra-2014

498) Avia Indra-2014 is being conducted in ________ region located North of the Caspian Sea: Astrakhan

499) Of the total 943 million telephone users of India, roughly _____ per cent are from urban area: 60%

500) On which route India’s first sea plane service has been launched: Mumbai-Lonavala

501) What is the title of the recent book launched by Vinod Rai, former CAG of India: Not Just An Accountant

502) Ahmet Davutoglu has been appointed Prime Minister of which country: Turkey

503) India’s first Indian Institute of Engineering Science and Technology (IIEST) has been established at which place: Shibpur, West Bengal

504) Which international organization has called for a ban on the use of e-cigarettes indoors and its sale to children: World Health Organization

505) BWF World Badminton Championship was held in which country: Denmark (Copenhagen)

506) Indian domain names now can make their names with extension _______ in Devnagri Script: .Bharat

507) The 2018 Commonwealth Games will be hosted by which country: Australia

508) V K Duggal recently resigned as Governor of which State: Manipur

509) Which international organization has appointed Shah Rukh Khan as its brand ambassador for it project “Turn Back Crime”: Interpol

510) Govt. has setup R. Ramanujam Committee for what purpose: To identify obsolete laws

511) The popular “Ice Bucket Challenge” is aimed at collected charity to fight which decease: Amyotrophic Lateral Sclerosis (ALS)

512) Under Pradhanmantri Jan Dhan Yojana, the account holders will also be provided Rs. _________ accidental cover insurance: One lac


513) Persons opening account under PM Jan Dhan Yojana by 26th January 2015 will get Rs. _________ life insurance cover: 30,000

514) If account under PM Jan Dhan Yojana is run satisfactorily for at least six months, the account holder will be allowed to have Rs. _________ as overdraft limit: 5,000

515) Accounts holder under PM Jan Dhan Yojana will be issued which type of debit cards: Rupay

516) Govt plans to open _________ crore bank accounts under PM Jan Dhan Yojana by 26th January, 2015: 7.5

517) Govt. targets to open __________ crore bank accounts under PM Jan Dhan Yojana by 15th August, 2018: 15

JULY – 2014 518) Which country recently signed an Association

Agreement with the European Union: Ukraine 519) Saina Nehwal lifted her first Super Series title in last

two years. Name this championship: Star Australian Open

520) Name the Indian player who won his 9th world title in snooker: Pankaj Adavani

521) Govt. has fixed Rs. ___________ per quintal as the minimum support price for the winter paddy crop: 1360

522) Who has been elected as President of the European Commission: Jean-Claude Juncker

523) ISRO recently launched how many satellites all together onboard its launch vehicle PSLV-C23: Five

524) The recently launched five foreign satellite by ISRO were from how many countries: Four

525) Name the four countries whose satellites were recently launched by ISRO: Germany-2, France, Canada, Singapore

526) With which country India has jointly released the first encyclopedia on their age-old cultural contacts, tracing back their history to over 2,000 years: China

527) Who was the famous Chinese traveller who visited India in the seventh century to bring Buddhist scriptures to China: Huen Tsang

528) Who is Akhouri Sinha in whose honour the USA has named a mountain in Antarctica: Eminent Indian-American scientist

529) With which country India has signed and MoU to allow their companies to invest in industrial parks and zones in India: China

530) American space agency NASA has successfully launched a satellite -Orbiting Carbon Observatory-2 (OCO-2) for what purpose: To track atmospheric Carbon Dioxide

531) International rating agency Fitch has improved India's economic growth forecast to _______ per cent this financial year: 5.5

532) RBI plans to swap some of the old gold lying in its _________vault since pre-Independence times — and whose quality is not exactly top grade — with

purer gold: Nagpur 533) RBI plans to swap some of the old gold lying with it

and the gold acquired in lieu of this would be kept at which place: Bank of England, London

534) India and the US have agreed to implement FATCA, a US law that targets tax non-compliance by US taxpayers with foreign accounts. What is FATCA: Foreign Accounts Tax Compliance Act

535) The ADB has approved a multi-tranche loan facility of $300 million to Assam for what purpose: To improve power sector

536) The govt. plans to merge two insurance scheme and one pension scheme to enable senior citizens to avail benefit of these schemes through a single smart card. Name these three schemes: The Rashtriya Swastha Bima Yojana (RSBY), Aam Aadmi Bima Yojan (AABY) and Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

537) RBI has advised that the lending rate ceiling for MFIs will continue at their present level - at 27.75% for the July to September quarter. MFIs stands for: Micro Finance Companies

538) With which country The Reserve Bank of India has signed a Memorandum of Understanding for exchange of supervisory information of banking: Hong Kong

539) Which new financial entities have been allowed by RBI to accept e-KYC service as a valid process to verify identity and address proof of customers to reduce risk of fraud and forgery: Non Banking Financial Companies

540) A government panel panel led by M S Sahoo has proposed a new class of securities for foreign firms to raise money in India. Name this security: Bharat Depository Receipts (BhDRs)

541) Bharat Depository Receipts are denominated in which currency: Rupee

542) Bharat Depository Receipts will be issued by which financial authority: Local Depositories

543) Which is the newly invented world’s lightest solid material created by Chinese scientists: Carbon Gel

544) Name the international body that has sanctioned $500 million loan for India’s National Highways Inter-connectivity Improvement Project (NHIIP): World Bank

545) India has become the first country to ratify the Marrakesh Treaty. What is the purpose of this treaty: To facilitate access to published works for persons who are visually impaired, or otherwise print disabled

546) The city of Marrakesh located in which country: Morocco

547) The Government has extended the validity period of an industrial licence to _______ years from present two years, with a provision for further extension by two years: Three

548) Ritu Rani has been named captain India’s women _________ team for the Commonwealth Games, Glasgow: Hockey


549) Brazil’s bid to win a sixth World Cup suffered a devastating blow as their ace striker ________ suffered a back bone fracture after being hit by the Colombian defender Juan Zuniga: Neymar

550) Name the head of the panel that has recommended new norms for fixation of poverty line: Dr. C. Rangarajan

551) As per Rangarajan panel report a person spending less than Rs 1,407 a month (Rs ______day) in urban areas will be considered Below Poverty Line (BPL): 47

552) As per Rangarajan panel report a person spending less than Rs 972 a month (Rs ______day) in rural areas will be considered Below Poverty Line (BPL): 32

553) As per Rangarajan panel report the number of poor in India stood at 36.3 crore in 2011-12 which is roughly ____ per cent of India’s population. 30

554) Which ministry plans to setup 660 rape crisis centres across the country: Women and Child Development Ministry

555) What is the proposed name for one stop centre for women victims of molestation, rape, sexual assault, domestic violence: Nirbhaya Centre

556) The Madras High Court has ruled that banks cannot fix _____ cut off of minimum marks in Plus Two as condition for extending education loan to students joining engineering courses: 60%

557) Name the only supersonic cruise missile of India: Brahmos

558) Name the Indian who has become the first player of Indian origin to be a part of the National Basketball Association (NBA) in USA after joining the Sacramento Kings team: Sim Bhullar

559) Name of powerful typhoon that lashed Japan's southern Okinawa islands on 8th July, forcing over half a million people to seek shelter: Neoguri

560) As per India State of Forest Report (ISFR) 2013 the total forest and tree cover of the country is 87.92 million hectare, which is _______ percent of the geographical area of India: 24.01

561) ___________ state has the largest forest cover of 77522 square kilometer, followed by Arunachal Pradesh, 67321 square kilometer: Madhya Pradesh

562) In terms of percentage, _______ state has highest forest cover at 90.38 percent, followed by Lakshadweep-84.56 percent: Mizoram

563) Pinky Anand has been appointed to which important national post: Additional Solicitor General

564) What is the function of the Additional Solicitor General: Legal advisor to Central Govt.

565) Name the legendary actress from Hindi theatre and cinema who passed away recently at the age of 102 years: Zohra Sehgal

566) Name the Indian Navy‘s largest ever destroyer –_____________that was inducted in to service on 10th July: INS Kolkata

567) The INS Kolkata is equipped with stealth technology. What is the benefit of this technology: It avoids detection of the ship by the enemy radar

568) Name the India’s first indigenously built anti-submarine corvette commissioned into service by Indian Navy: INS Kamorta

569) In which sector Foreign Direct Investment (FDI) has been hiked from 26 per cent to 49 per cent: Defence manufacturing

570) FDI in insurance sector has been hiked to ______ per cent from 26 per cent: 49

571) A recent UN study “World Urbanization Prospects” by U.N. Department of Economic and Social Affairs (UN DESA) has ranked Delhi as second most populous city in the world with 25 million inhabitants. Which is the most populous city: Tokyo, 38 million

572) Ancestral House of which Indian film celebrity has been declared as a National heritage monument by the Pakistan Govt.: Dilip Kumar

573) World Bank has agreed to provide $153 million (Rs 920 crore) loan to Odisha for what purpose: To restore cyclone hit housing and public services

574) Mr. Ram Naik has been appointed Governor of which State: Uttar Pradesh

575) Who has been appointed as New Governor of West Bengal: K.N. Tripathi

576) Sh. Om Prakash Kohli has been appointed Governor of which State: Gujarat

577) Name the New Governor of Chhattisgarh State: Balramji Das Tandon

578) Mrs. Margret Alva has been appointed as new Governor of which State: Goa

579) Sh. Kaptan Singh Solanki has been appointed as new Governor of which State: Haryana

580) Name the new governor of Nagaland: Padmanabha Acharya

581) Name the football player who scored the winning goal for Germany in the FIFA World Cup 2014: Mario Gotze

582) Germany won FIFA World Cup 2014 by defeating which country: Argentina

583) Name the best player of the FIFA World Cup 2014 who won the Golden Ball: Lionel Messi, Argentina

584) Name the best goalkeeper of the FIFA World Cup 2014 who won the Golden Glove Award: Manuel Neuer, Germany

585) Name the best player who scored highest goals – 6, in the FIFA World Cup 2014 and won the Golden Boot award: James Rodriguez, Colombia

586) Final match of FIFA World Cup 2014 was played at which place: Rio De Janeiro, Brazil

587) The Indian men's football team has been ranked __________ in the FIFA world rankings: 151th

588) In the FIFA world rankings, which country has been ranked as no. 1: Germany

589) Under which programme Government has set a


target to develop skills of 50 crore people by 2022: The National Policy on Skill Development (NPSD)

590) The government has set a target of mopping Rs _________ from stake sale in PSU firms: 43425 crore

591) Govt. plans to raise Rs 15,000 crore from sale in financial entities such as SUUTI. What is the full form of SUUTI: Specified Undertaking of the Unit Trust of India

592) To expedite the process to recover bad bank loans, govt. proposes to set up six new DRTs. What is the full form of DRT: Debt Recovery Tribunal

593) How many judges are there in a Debt Recovery Tribunal: One

594) The judge in the debt recovery tribunal is named as: Presiding Officer

595) Bad Bank Loans cases of upto Rs. ____________ can be filed in DRT: No Limit

596) To promote financial inclusion, govt proposes to sanction an overdraft (OD) facility of Rs. _________by the bank to individuals who open an account with them: Rs 5,000

597) With what objective government plans to grant OD of Rs. 5000 to new bank account openers: To attract people to open bank account to promote financial inclusion

598) Name the comprehensive scheme for financial inclusion which will ensure that every earning citizen opens a bank account: 'Sampoorn Viteeyea Samveshan'

599) Which financial institution has been asked to create a Rs. 1,000-crore credit guarantee fund to finance govt’s proposed OD scheme: NABARD

600) Parliament has been advised that Banks had Rs 5,124 crore in unclaimed deposits as on December 31, 2013. What is a unclaimed deposit account: Accounts with no operations for 10 years

601) Out of the two – balance of trade and balance of payment, which item is larger: Balance of Payment

602) Government proposes an allocation of Rs 7,060 crore in this financial year for developing __________smart cities in the country as satellite towns of larger cities and for modernising the existing mid-sized cities 100

603) Which country has granted one billion pound ($1.68 billion) credit line for investment in Indian infrastructure projects: Britain

604) Name the proposed Rs. 1000 crore nationwide rural irrigation scheme to insulate farmers from excessive dependence on monsoon: Pradhan Mantri Krishi Sinchayee Yojana’

605) Name the proposed soil health card' that will be issued to all farmers for optimum utilization of resources and right selection of crops: Soil Health Card

606) Government plan to launch ___________TV dedicated to the interests of agriculturists and allied

sectors and has allocated Rs 100 crore for this purpose: Kisan

607) Recently held BRICS summit was ___________ in series: 6th

608) The 6th BRICS summit was held at which place: Fortaleza, Brazil

609) Name the new development bank that the BRICS nations propose to form as an alternative to the World Bank: New Development Bank

610) What is the initial authorized capital of the New Development Bank: $50 billion

611) In what proportion the BRICS countries have agreed to share the capital of New Development Bank: 20% each

612) BRICS nations have agreed to establish a $100 billion fund to provide additional liquidity protection to member-nations during balance of payments problems. What is its name: Contingency Reserve Arrangement

613) Which country has agreed to contribute largest share of 41% to the Contingency Reserve Arrangement: China

614) What will be the India’s contribution to the proposed CRA by the BRICS Nations: 18%

615) The headquarters of the proposed BRICS New Development Bank will be located in which country: China

616) Which country has been allocated the presidency of the proposed BRICS New Development Bank: India

617) The 7th BRICS Summit will be held at which place: Russian city of Ufa

618) Under which programme government plans to launch four new vaccines to reduce child mortality by two-thirds by next year: Universal Immunization Programme (UIP)

619) As per the Global Innovation Index 2014 India has been placed at which rank: 76th

620) A Mexican software company has managed to transmit audio, video and Internet data across the spectrum of light emitted by LED lamps — at a data transfer rate of 10 gigabytes per second. What is this technology called: Li Fi

621) What is the full form of the new data transferee technology Li Fi: Light Fidelity

622) The 7th IBSA summit 2015 will be held in which country: India

623) What is the full form of term IBSA: India, Brazil, South Africa

624) An civilian aircraft of which country was recently shot down by terrorist using a Russian Buk missile: Malaysia

625) Name the two new types of banks for formation of which the RBI has issued guidelines: Payment Bank and Small Banks

626) The proposed payment banks will not be allowed which major function of the banks: Lending

627) Prem Bhatia Award are given for excellence in which field: Journalism


628) The area of operations of the small bank will be restricted to which level: Contiguous districts in a homogenous cluster of States

629) Smita Gupta has been awarded the Prem Bhatia award for political reporting. She is associated with which news paper: The Hindu

630) Nitin Sethi, Associate Editor, Business Standard, has been honourd with which award for excellence in environmental and development reporting: Prem Bhatia Award

631) Nadine Gordimer, Nobel Prize-winning author, one of the most powerful voices against the injustice of apartheid, passed away recently. He was from which country: South Africa

632) Newly elected President of which country is popularly known as ‘Jokowi’: Indonesia

633) As per NSSO survey result for 2011-12, the estimated workforce in India is 47.41 crore persons. Write full form of NSSO: National Sample Survey Organization

634) The Reserve Bank has said that Banks having size equal to or more than 2 per cent of GDP will be designated as D-SIBs. Write full form of D-SIB: Domestic Systemically Important Banks

635) What is the new condition in terms of capital requirement for the purposed D-SIBs: Required to maintain higher capital requirement

636) Reserve Bank proposes to circulate special Rs. 10 coins on the occasion of diamond jubilee of which organization: Coir Board

637) In which international ground Indian Cricket Team recently won a test match after nearly three decades: Lords, London

638) As per latest RBI guidelines which popular identity document has now been declared invalid for the purpose of KYC norms: Ration Card

639) The commonwealth games that were held at Glasgow, Scotland, were which number in series: 20th

640) What is the name of the mascot for the 20th, Commonwealth Games: Clyde

641) The name of the commonwealth games mascot – Clyde has been kept after which: Famous river of Scotland

642) Name the Indian player who carried the Indian flag to lead the Indian Contingent in Commonwealth Games: Vijay Kumar (Shooter)

643) Name the sports person who won 1st gold medal for India at the 20th Commonwealth Games: Khumukcham Sanjita Chanu

644) The 1st medal in 20th Commonwealth Games was won by India in which sports: Weight Lifting

645) Name the Indian shooter who won Gold in 10 meter rifle shooting and announced his retirement from the Commonwealth Games: Abhinav Bindra

646) Name the player who won gold at the Commonwealth Games in the women’s 10m air rifle event: Apurvi Chandela

647) Name the author of the book The Lives of Others: Neel Mukherjee

648) Name the three countries whose warships, submarines, aircrafts and helicopters participated in the trilateral Malabar naval exercise: India, US and Japan

649) The trilateral Malabar naval exercise by India and two other countries was held at which place: North Western Pacific Ocean

650) Fuad Masum has been elected as President of which country: Iraq

651) Prime Minister of which country was in news as he resigned in a shock move to protest the disbanding of the ruling parliamentary coalition: Ukraine

652) To protect investors, the Cabinet has cleared the SEBI Bill, to empower SEBI to initiate action against ponzi schemes and investment frauds. What is a ponzi scheme: Fraudulent deposit collection scheme

653) In the recently compiled Human Development Index, India has been placed at which rank: 135th

654) Name the country which enjoys the honour of being placed at the top of the Human Development Index: Norway

655) The mascot of 20th Commonwealth Games – Clyed has been derived from which animal: No animal, it is a thistle plant

656) Govt. plans to merge United Bank of India with which bigger bank: IDBI Bank

657) Which public sector undertaking has recently been granted Navratna status: Container Corporation of India Limited (CONCOR)

658) Name the website that has been launched by the Prime Minister to help people contribute in governance of the country by giving their views on important issues: mygov.nic.in

659) Name the world famous three week cycling marathon won by Vincenzo Nibali of Italy: Tour de France

660) Kargil Vijai Diwas is celebrated on which date: 26th July

661) Israel Defence Forces (IDF) launched “Operation Protective Edge” against __________ militants in Gaza strip: Hamas

662) Name the Indian corporate which became first Indian company to achieve a market capitalization of Rs. 5 lakh crore rupees: TCS (Tata Consultancy Services)

663) Which famous sports person has been appointed as Brand Ambassador of Telangana State: Sania Mirza

664) Name the country that has topped the 142 nations list of Global Innovation Index 2013: Switzerland

665) Men’s title in Wimbledon Tennis Open was won by which sports star: Novak Djokovic

666) Novak Djokovic lifted the Wimbledon Men’s title by defeating which player: Roger Feeder

667) Women’s title in Wimbledon Tennis Open was won


by which sports star: Petra Kvitova 668) Petra Kvitova lifted the Wimbledon Women’s title by

defeating which player: Eugenie Bouchard 669) Maharashtra has appointed Amitabh Bachhan as its

brand ambassador for what purpose: for Promoting Horticulture

670) Economic survey of India is presented in which house of Parliament: Lok Sabha

671) Who presents the economic survey report in the parliament: Finance Minister

672) India plans to start its 1st bullet train on which route: Mumbai - Ahmedabad

673) Govt. proposes to develop Diamond Quadrilateral for high speed trains connecting which main cities: The Four Metros

674) Govt. has raised deduction limit under section 80-C of Income Tax Act by what amount: Rs. 50,000

675) As per sanction 80-C of the Income Tax Act, what is the maximum amount of savings that are exempted from income tax: Rs. 1.5 lac

676) Senior citizen in the age group of 60 and above are exempted from income tax upto what amount of income: Rs. 3 lac

677) Name the new welfare scheme proposed by Indian government for promoting the girl child: Beti Padhao, Beti Bachao Yojana

678) Govt. proposes to start a Rs. 500 cr scheme for providing 24 x 7 power supply to all homes in rural areas. Name this scheme: Deen Dayal Upadhyaya Gram Jyoti Yojana

679) What is the target for 2014-15 for agriculture credit by banks: Rs. 8 trillion

680) The Swatch Bharat Abhiyaan aims to achieve total sanitation in India by which year: 2019

681) As per the budget announcement of the finance minister the target of financial inclusion has been set at opening at least ________________ bank account in each house hold: Two

682) Govt. plans to setup two biotech clusters at which centres: Bangaluru and Faridabad

JUNE – 2014 683) Latest data released by the Central Statistical Office

(CSO) has estimated value of India’s GDP at current market prices at Rs. 113.55 lakh crore, achieving a growth rate of _____ percent in 2013-14: 4.7

684) The per capita income at current prices during 2013-14 is estimated to be around Rs.________ Rs.74,380

685) Abdul Fattah Al-Sisi has been elected as President of which country: Egypt

686) Name the new Solicitor General of India: Ranjit Kumar

687) Who has been appointed as National Security Adviser, Govt of India: Dr. Ajit Kumar Doval

688) Dag Hammarskjold Medal is by UNO for what

purpose: Show of Gallantry

689) In an effort to eliminate outdated capacity and improve work safety and address pollution concerns, which country plans to shut down over 2,000 small coal mines by next year: China

690) Why govt. has decided to abolish, with immediate effect, all the Groups of Ministers (GoMs) and Empowered Groups of Ministers (EGoMs) set up by the previous UPA-II govt.: To improve accountability and responsibility

691) Yogeshwar Dutt and Sushil won the gold medal and silver medal respectively, in which International Competition in Sassari city, Italy: Wrestling

692) Name the cricket team that won the Indian Premier League – 7: Kolkata Knight Riders

693) The final match of IPL – 7 was played at _______ stadium in Bangalore: M. Chinnaswamy

694) Sultan Azlan Shah who passed away recently, was associated with which sports: Hockey

695) Sultan Azlan Shah who passed away recently, was from which country: Malaysia

696) Name the Union Minister for Rural Development and Panchayati Raj who was killed in a road accident recently: Gopinath Munde

697) The RBI has reduced the availability of funds under the ECR window from 50 per cent of export credit outstanding to 32 per cent with immediate effect. ECR Stands for: Export Credit Refinance

698) Juan Carlos, King of Spain was in news for what reasons: He abdicated his throne for his son

699) Who has been made the new king of Spain: Prince Felipe

700) Which village in Nagaland has been declared as the country’s first tobacco-free village: Gariphema

701) World No Tobacco Day is observed on which date: May 31

702) Name the first Indian archer to win three gold medals in a single international tournament: Abhishek Verma

703) SEBI has said that public sector undertakings listed on stock exchanges to have should also adhere to the mandatory _____ public shareholding norms that are applicable to private companies: 25%

704) Bashar Al-Assad has been elected as President of_________ for the third time successively: Syria

705) Name the fifth Indo-French bilateral air exercise held at Jodhpur Air Base in Rajasthan: Garuda-V

706) Kepler 10 C is the name of the biggest rocky ________ ever discovered: Planet

707) Which state has announced 12 per cent reservation for BPL candidates in all the state government jobs:


Sikkim

708) What is the popular name for the French Open Tennis Championship held at Paris: Roland Garros

709) Name the winner of the Men’s title at French Open Tennis Championship: Rafael Nadal

710) Name the winner of the Women’s title at French Open Tennis Championship: Maria Sharapova

711) Ace tennis player Rafael Nadal is from which country: Spain

712) Ace tennis player Maria Sharapova is from which country: Russia

713) G7 meet of industrialized nations was held at which place: Brussels, Belgium

714) Name the new speaker of Lok Sabha: Sumitra Mahajan

715) RBI has advised that for opening of bank accounts, the proof of __________ is not necessary if customer has submitted proof of his permanent address: Local Address

716) India recently test fired its 290-km range supersonic missile from the stealth destroyer INS Kolkata. What is its name: Brahmos

717) Central government has decided that all the government employees who have differently abled children to take care of will be exempted from ___________: Transfers

718) In which river 24 engineering students, including six girls, were washed away due to sudden release of water from the reservoir: River Beas

719) Reuven Rivlin has been elected ________ of Israel: President

720) Who has been appointed as new Chief Executive Officer, Infosys: Vishal Sikka

721) World Bank will provide $ 100 million to which State for promoting development of sustainable hydropower: Himachal Pradesh

722) Name the Union Minister who has been appointed as India's Governor on the Board of Governors of the Asian Development Bank: Arun Jaitely

723) Name the Bollywood celebrity who has been appointed as UNICEF's 'celebrity advocate for child rights': Madhuri Dixit

724) Which country has overtaken Germany and Italy to emerge as the world's second largest textile exporter: India

725) Name the country that is largest exporter of textiles in the world: China

726) The Centre has decided to give Rs. ______ per household as labour charges to the poor for building their homes under Indira Awaas Yojna: 12,000

727) Govt. provides Rs. _____ for construction of a house

under IAY in hilly areas: 75,000

728) Govt. provides Rs. _____ for construction of a house under IAY in plain areas: 70,000

729) Which private sector bank has launched ‘video branch’ - a 24x7 unique innovative service allowing customers to interact face-to-face with their bank branch using desktop, tablet or smartphone: IndusInd Bank

730) Govt. has recently cleared to raise the height of which dam from present 121.92 metres to 138.72 metres: Narmada Dam

731) Name the city which has become the fourth city the country to have Metro rail operations: Mumbai

732) India recently signed Washington Accord with a group of 17 nations for what purpose: Academic recognition of its degrees

733) For which type of sports Govt. has decided to increase the daily food supplement budget from Rs 280 to Rs 750: Power Games

734) As per new SEBI norms for public issuance of debt securities (debentures, bonds etc.), these offers will have to be of minimum _______ crore: Rs. 100

735) 16th Asian Junior Athletics Championship was held at which place: Taipei City, China

736) Name the India’s first One Stop Crisis Centre (OSCC) launched in Bhopal, Madhya Pradesh: Gauravi

737) Name the prize won by Sanjaya Rajaram, India born veteran plant scientist from Mexico, for his contribution in increasing the wheat production in world: World Food Prize

738) World Food Day is observed on which date: October 16

739) Name the historical monument of Gujarat that has been approved as world heritage site by UNESCO: Rani-Ki-Vav

740) Rani – Ki – Vav, a world heritage site, is what type of monument: Stepwell

741) Foreign investment of ______ per cent or more in a listed company will now be treated as foreign direct investment (FDI): 10

742) Arvind Mayaram committee has been setup for what purpose: To review definitions of FDI and FII

743) Rohinton Nariman, the noted advocate has been appointed to which important post: Judge in Supreme Court

744) Kanyashree Prakalpa, a West Bengal government scheme that has been recognized by UK and UNICEF, is for what purpose: To provide scholarship to poor girls

745) Name the IT initiative of the govt. for delivery of public services through the mobile platform has been awarded a United Nations Public Service


Award: Mobile Seva

746) Where is the Great Himalayan National Park (GHNP) that has been accorded the UNESCO World Heritage Site status for its “exceptional natural beauty and conservation of biological diversity.”: Kullu district of Himachal Pradesh

747) ISIS militants have been waging a fierce civil battle against the democratically elected govt. of which country: Iraq

748) What is the full form of ISIS: Islamic State of Iraq and Syria

749) Which country won the Men’s title in hockey world cup: Australia

750) Which country won the Women’s title in hockey world cup: The Netherland

751) The World Cup Hockey Championship was held at which place: The Hague, Netherland

752) Which Indian university has been named as the best higher educational institution in India by the Times Higher Education’s Asia rankings: Panjab University, Chandigarh

753) Viswanathan Anand won the _______ medal at the World Rapid Chess Championship held at Dubai: Bronze

754) Name the India's biotechnology queen, Chairperson of Biocon Industries who has been awarded the coveted Global Economy Prize for business: Kiran Mazumdar-Shaw

755) India’s first indigenously-built anti submarine warfare corvette __________ is to be commissioned into the Indian Navy next month: INS Kamorta

756) National carrier Air India has joined ___________ a group of 26 (now 27) carriers with as many as 4,338 aircraft flying to 1,328 destinations across 195 countries: Star Alliance

757) In a 25 nation-list compiled by global research firm Ipsos, India has been placed at ______ rank in terms of economic confidence of citizens: First

758) RBI has permitted which new entities to act as business correspondents (BCs) of banks, allowing them to offer limited services: Non-banking finance companies –NBFCs

759) RBI has permitted residents and non-residents, except Pakistanis and Bangladeshis, to carry up to ________ in Indian currency notes while leaving the country: Rs. 25,000

760) The Corporate Affairs Ministry has recently notified new CSR expenditure rules for the companies. What is CSR: Corporate Social Responsibility

761) The 35th edition of the National Games will be held in _______ in Jan– Feb, 2015: Kerala

762) _______ has been appointed as Goodwill

Ambassador for national games: Sachin Tendulkar

763) The World Bank has approved funding of USD 107 million (nearly Rs 650 crore) for a road project in which state: Mizoram

764) The government has extended the ban on imports of milk and its products from which country: China

765) Which country plans to open two centres of excellence at Nalanda and Vaishali in Bihar in the field of vegetables and mango respectively to help cultivators increase their productivity: Israel

766) Which state has become the first state in India to implement 33 per cent reservation for women in the police force, across all cadres: Gujarat

767) Prime Minister Mr. Modi made his first overseas trip by visiting which country: Bhutan

768) Bhutan is major partner with India in production of __________: Hydroelectric Power

769) India’s External Affairs Minister made a goodwill visit to which country as her first solo overseas visit: Bangladesh

770) Name the Indian statesman who recently visited China: Hamid Ansari

771) Who has been elected as the First Chairman of International Cricket Council, Dubai: N. Srinivasan

772) International Widows Day is observed on which date: 23rd June

773) Name the first Indian shooter to win three medals in successive ISSF Shooting World Cup: Jitu Rai

774) 49th Jnanpith award – 2013 has been awarded to which noted Hindi poet: Kedarnath Singh

775) The Moortidevi Award is given in which field: For a work in Indian philosophy and cultural heritage

776) Name the winner for Moortidevi Award 2013: C. Radhakrishna

777) The 2013 Moortidevi Award winner, C. Radharkrishna writes in which language: Malayalam

778) World Refugee Day is observed on which date: June 20

779) Union Ministry of Culture has launched the Project Mausam for what purpose: To explore the diversity of cultural, commercial and religious interactions in the Indian Ocean region

780) As per the Global Peace Index 2014, _________ has been declared as the most peaceful country: Iceland

781) As per the Global Peace Index 2014, _________ has been declared as the most unpeaceful country: Syria

782) As per the Global Peace Index 2014, India has been


placed at which rank: 143rd

783) The book titled The Goldfinch has been authored by whom: Donna Tartt

784) Bailey’s Women’s Prize for Fiction 2014 has been won by __________ for her first novel ‘A girl is a Half-Formed Thing’: Eimear McBride

785) Which Indian Airport was declared second best in service quality in world and sixth best airport in the world: Indira Gandhi International Airport

786) Name the lady who has been declared as most powerful women in the world by Forbes Magazine: Angela Merkel

787) Angela Merkel has been declared as most powerful women in the world. Who is she: Chancellor of Germany

788) Who has been declared as most powerful women in India by the Forbes magazine: Arunadhati Bhattarcharya

789) Which Indian actor has been conferred with ‘Legion of France’ recently: Shahrukh Khan

MAY – 2014 790) As per are recently World Bank report, India

emerged as the world's _________largest economy in 2011, from being the 10th largest in 2005: Third

791) Which country has the largest economy in the world: USA

792) India and China have decided to conduct a joint military exercise at which place in India: Bathinda, Punjab

793) World’s highest train tunnel at an altitude of 3,067.4 metres in China passes through which mountain: Qilian Mountain

794) World Meteorological Organisation (WMO) has warned that there is strong possibility of an "El Nino" climate phenomenon this year. It occurs at which place in the world: Tropical Pacific Ocean

795) For what banking purpose govt. is considering establishment of exclusive Lok Adalats: For cheque bouncing cases

796) Aab Bareek, a village in Badakhshan province of Afghanistan was in news for what reasons: Its suffered a devastating mud slide

797) Which state has lifted the four years ban on SMS on prepaid mobile phones: Jammu & Kashmir

798) Ahmed Maiteeq has been elected as Prime Minister of which country: Libya

799) What is the recent guideline from RBI in contest of prepayment of all floating rate term loans: Banks not to charge penalty for prepayment

800) RBI has asked banks not to levy penalties on customers who don’t maintain a minimum balance in

which type of accents: Any inoperative account

801) Prime Minister of which country was removed from office by a Constitutional Court: Thailand

802) Which country has decided to introduce Islamic banking: Afghanistan

803) United Nations has signed an agreement with which international body to use power of supports to promote piece and economic development: International Olympic Committee (IOC)

804) What is the brand name of the football that will be used in the Brazil FIFA World Cup: Brazuca

805) What is the name of the India’s first indigenously developed beyond visual range (BVR) air to air missile successfully test fired from a Russian-built Sukhoi Su-30MKI fighter jet: Astra

806) What is the range of India’s air to air Astra missile: 60 kms

807) What is the recent Supreme Court ruling in context of investigation against senior bureaucrats in corruption cases: Prior permission not required for investigation

808) Name the Pakistan’s surface-to-surface ballistic missile test fired recently: Hataf-III

809) India has been given New Frontiers Award 2014 for what achievement: for fast development of infrastructure after the June 2013 floods, landslides in Uttarakhand

810) WHO has identified which Indian city having worst air quality in the world: Delhi

811) What is the name of the recent book released by Hillary Clinton: Hard Choices

812) Arctic Summer novel has been written by which author: Damon Galgut

813) The book My Years with Rajiv and Sonia has been written by which author: R. D. Pradhan

814) In which country’s parliament a pictorial book on India’s war hero Shivaji, was released: UK

815) In which country Islamist militant group Boko Haram abducted more than 200 school girls: Nigeria

816) Gary Backer who passed away recently was a Noble Laureate in which field: Economics

817) In which country females have been allowed entry in their navy, for the first time in its 110 year history: United Kingdom

818) Hindustan Aeronautics Limited developed “Nabhratna” to carry out testing of its under-development airborne radar systems. What type of equipment it is: Light-weight Aircraft

819) As per Press Freedom Index 2014, India has been placed at _____ place on the basis of freedom of media in the country: 78th


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820) The Supreme Court has reconstituted a SIT under the chairmanship of retired judge MB Shah. What is full form of SIT: Special Investigation Team

821) The Supreme Court has reconstituted a SIT under the chairmanship of retired judge MB Shah for what purpose: To monitor the probe into the black money cases

822) Which country has imported 3400 India-made Electronic Voting Machines (EVMs) for use in their Presidential Election: Namibia

823) Name the public sector undertaking that is responsible for manufacturing EVMs in India: Bharat Electronic Limited (BEL)

824) Name the Cricket player was ranked no 1 in the latest ICC list of One Day International (ODI) rankings: Virat Kohli

825) Noted cueist Mark Selby of England recently won world championship in which game: Snooker

826) Sania Mirza of India and Cara Black of Zimbabwe won women’s doubles tennis title in which tournament: Portugal Open 2014

827) In terms of consumer confidence India has been ranked _______ most optimistic country: 2nd

828) Saudi Arabia has decided to ban the import of Indian ____ due to presence of high pesticide residues: Chilies

829) India and ________ have inked a pact to enhance security cooperation in combating the key issues of insurgency, arms smuggling and human trafficking: Myanmar

830) Name the Indian who has been appointed President and CEO of Finnish tele- communications equipment maker Nokia: Rajeev Suri

831) The Great Himalayan National Park (GHNP) has been nominated for the prestigious UNESCO-approved World Heritage Site status. It is in which state: Himachal Pradesh

832) Name the Indian documentary film that won gold medal and two other medals at the 2014 New York Festivals International TV and Film Awards: Silent Screams — India’s Fight Against Rape

833) Who has been named as the world snookers ‘player of the year’: Ronnie O’Sullivan

834) The Supreme Court has prohibited use of ______in Tamil Nadu’s ‘Jallikattu’ festivals as it harmed the animals and constituted an offence under the Prevention of Cruelty to the Animals Act: Bulls

835) In which country over 300 miners were killed in a coal mine blast: Turkey

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GYANM GENERAL AWARENESS DECEMBER 2014 ISSUE

Education

Transcript of GYANM GENERAL AWARENESS DECEMBER 2014 ISSUE