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Robert Shiller 2013 Nobel Laureate, Economist

“The idea that everyone will manage their 401(k) plan optimally is really not right.”

“What was discovered by some of the behavioral finance research is people are inertial. They don’t do anything. If they have to sign up for the plan, they won’t do it. If they do sign up, they’ll put their money in whatever asset seems to be recommended and leave it there the rest of their lives. You would think it’s kind of obvious, that some people aren’t that interested in managing their portfolios.” October 17, 2013, Washington Post.

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HOW DO WE CHANGE ?

ResourceCenter

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GuidedChoice.com/wisdom

Introducing a unique way to share information about retirement savings, financial planning and 401(k) education.

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Top featuresengaging

time saving

educational

measurable

easy to communicate

easy access

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Content is king On demand education

THE RESOURCE CENTER IS FULL OF VISUAL MATERIAL, VIDEOS, DOWNLOADS, INFOGRAPHICS AND MORE

Participant communications are costly, wasteful and ignored. But we still need to share information. Let’s make it self-serve and engaging. The GuidedChoice Resource Center can be regularly updated with current law/topics, set with reminders, and fresh content. 

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Meet Margarita

She practicesyoga

She seeksanswers

She worriesabout the future

LOOK FOR HER INTERACTIVE Q&A SESSIONS, BLOG AND SHARED TIPS

Margarita G. Choice represents the voice of U.S. workers saving for retirement. She is a Gen X health care professional. Married to an educator. They have 2 children, saving for college. They own a home, 2 cars and have aging parents who they may need to care for in a few years. Margarita worries whether she’s saving enough, and how she should be invested. When she’s stressed – she plays the banjo, practices yoga or goes hiking. She is everyone. She is you.

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71% of retirement plan participants use social mediaWomen are from Facebook, Men are from LinkedIn

74%59%10%17% 15%32%

Retirement plan participants usage of social media for information about their workplace plan has increased, but it varies by age, gender and income level, according to a recent survey.

MassMutual’s "women are from Facebook, men are from LinkedIn" survey found that 74 percent of women routinely using Facebook versus 59 percent of men. The opposite holds true of LinkedIn, where about twice as many participant users are men—32 percent versus 15 percent of women. Twitter also has more male participant users at 17 percent compared to 10 percent of women.

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Easy access

Available online 24/7

The GuidedChoice Resource Center is a place of clarity and wisdom, where you can learn about ‘The Art of Retirement Savings’. It’s easy to find answers – simply click on a video, or download more detailed information.

Additional help 800-242-6182

For those who wish to speak with a ‘Guru’ directly, the GuidedChoice Help line is open.

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Don’t hesitate to contact us

To learn more about how the GuidedChoice Resource Center can help individuals save for retirement

Contact

address:8910 University Center

Lane, Suite 400San Diego, CA 92122

contact:info@guidedchoice.comwww.guidedchoice.com/

wisdom

phone:888-675-4532