GTA New Condo Guide - March 23, 2013

Mar 23 - Apr 06, 2013 Volume 17 Issue 06

inside this issue

WHAT TO EXPECT WHEN BUYING A CONDO

TAX-TIME TIPS YOU CAN BANK ON

BEAUTIFY YOUR BATHROOM THIS SPRING

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GRAND OPENING

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YOPL 28273 Condo Guide.indd 1 2013-02-27 3:18 PM

One of the very first things we learned in Journalism school was the age-old adage: “There is no such thing as a stupid question.”

But to a class of young, wide-eyed students with dreams of Pulitzer Prizes, the thought of seeming ignorant or ill-informed didn’t sit well. So many of us censored ourselves from asking pertinent questions.

During my first job in the field, any concerns I had about looking silly quickly diminished. I rapidly realized the importance of asking questions when I simply don’t know the answers.

So, I can’t stress enough the importance of asking questions when buying a home. Since a home is the largest purchase most of us will ever make, it really pays to be curious – particularly when choosing a builder.

A good rule of thumb is to buy a notebook or grab your iPad and make a list of the questions you want to ask the builder, and then keep a carefully detailed account of the answers.

For instance, how long have they been in business? How many projects have they been involved with? Have their projects been completed in a reasonable time frame? Can they give you a list of references? Is everything you see in the model homes standard? Will you have access to the site during the building process?

There is so much you will want to ask, and a good builder will have no trouble answering your questions. Remember, this will be your home and you are the one who has to be happy there. So make your list and enquire away.

In a hot real estate market like Toronto’s the term “get it in writing” has never been more important.

In the case of a new home or condo purchase, your contract outlines everything your new place will have in it, on it and around it.

Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms between you and your developer and/or builder. Without it, if there is a misunderstanding or disagreement, it’s impossible to prove what was agreed upon.

Since building a new home or condo is much more complicated than a resale transaction where a home and/or property likely already exists, there is no set Agreement of Purchase and Sale or standard contract for buying a

new home. In some provinces, builders may have standard contracts prepared by the local home builders’ association or their new-home warranty program. Builders often prepare their own agreements, so new-home contracts can vary from one builder to another and from province to province.

Before you sign a contract, review it carefully with the builder and ask questions to make sure you fully understand what’s it in. Your next step is to take it to a real estate lawyer and have it reviewed. Once it is signed it becomes a legal document, so seeking the services of an experienced lawyer is an important step toward ensuring that your dream home becomes a reality.

“�Get�it�in�writinG”��still applies

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�editor’s�note�

SuSan Leggeeditor-in-chief�

wall2wall�[email protected]

follow�me�on�twitter�at�twitter.com/susanLegge

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janine drueryeditor

wall2wall�[email protected]

follow�me�on�twitter�at�twitter.com/Janinedruery

002�new�condo�Guide march 23 - april 6, 2013

* See sales representative for details. On select suites, limited time only. Prices and specifi cations subject to change without notice. E. & O.E. Brokers protected. All images are artist concept.

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SCAW 28270 Condo Guide Ad.indd 1 2013-02-27 11:02 AM

march 23 - april 6, 2013 new Condo Guide 003 march 23 - april 6, 2013 new Condo Guide 003

money matters Gail Vaz-Oxlade Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

LegaLLy speaking Jayson SchwarzJayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email [email protected].

BiLD report Bryan TuckeyBryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

styLe fiLe Yanic SimardYanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

ConDo pro Barbara LawlorBarbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Vice-president, Wall2Wall media Jacqueline Hillsales manager

Conni Robinsonassociate publisher, sWo new Homes & Lifestyle Communities Susan Maxwell editor-in-Chief, national real estate

Susan Leggeart Director

Sarah Jangeditor

Janine Druery Lydia McNutt (on leave)

Contributing editors

Sara Duck, Wayne Karl, Elisa Krovblit, Design editor

Yanic Simard

senior account executive

Dionne Fraser [email protected]

senior account executive

Nina Downs [email protected]

sales & marketing Co-ordinator

Terry Bassettadministrative assistant

Antoinette Jackson

production manager

Bala Gnanapandithanproduction Co-ordinator

Sandra Hanak-Vujnovicgraphic Designers

Caroline Wassef Sandra Hanak-Vujnovic

national account manager, mediative Paul Slizys

PuBLiSHED BY

Wall2Wall Media is a Trademark of Yellow Pages Group Co. In Canada. #500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

aDVertising Call 416.626.4200 for advertising rates and information. CirCuLation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. CopyrigHt 2013 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. eDitoriaL submissions from interested parties will be considered. Email to [email protected]. The views and data expressed by columnists do not necessarily represent those of the publication.

quiCk tips Hellen ButtigiegHellen Buttigieg, CPO, is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or [email protected]

taxing issues Henry Choo ChongHenry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Email your tax questions to Taxing Issues at [email protected]

contributors neW ConDo guiDe

on tHe moVe Dan HopkinsDan Hopkins is chief operating officer at Two Men and a Truck Canada. For more information visit twomenandatruck.ca

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

tarion report Howard BogachHoward Bogach is President and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home and condo buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.com/TarionWarrantyCorp.

004 neW ConDo guiDe MARCH 23 - APRiL 6, 2013

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected.@BazisInc Rendering is artist’s concept. Prices and specifi cations are subject to change without notice. E. & O.E. 416.243.8688

Condominium Residences at the northeast corner of Yonge & Eglinton Starting from the low $300’s

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march 23 - april 6, 2013 new Condo Guide 005

Live Life onTomorrow’s Fast Lane.Make the Switch.Get Connected toThe HUB.

Prices, sizes & specifications are subject to change without notice. Rendering is artist’s concept. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.

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COMING SOONCONDO LIVING WITH A DOWNTOWN VIBEINTRODUCING MISSISSAUGA’S EXCITING NEW MASTER PLANNED URBAN COMMUNITY, JUST STEPS TO THE VIBRANT ERIN MILLS TOWN CENTRE WITH OVER 180 SHOPS, DINING AND SERVICES. LIVE NEAR EXISTING PARKS, TRAILS, PUBLIC TRANSIT AND SCHOOLS. DOWNTOWN ERIN MILLS OFFERS A FINE COLLECTION OF URBAN CONDOMINIUM DESIGNS AND INSPIRED AMENITIES. SUITES FROM THE MID $200’s

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008 new Condo Guide march 23 - april 6, 2013

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HILL 28512 Condo Guide.indd 1 2013-03-15 11:57 AM


// By Bryan tuckey

Bryan Tuckey is President and CEO of the Building Industry and Land Development

Association (BILD) and can be found on Twitter (twitter.com/bildgta),

Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and

BILD’s official online blog (bildblogs.ca).

Bild report

Excitement surrounds the national

home Show

The National Home Show is upon us, and with Canada Blooms once again co-locating

to create North America’s largest home and garden event, you can be sure to expect another spectacular display of innovative products and new ideas!

More than 200,000 attend the National Home Show each year, and there’s good reason why. The show boasts more than 700 exhibitors, as well as a number of celebrity speakers and designers on hand to help you with your latest renovation or home improvement project, whether it’s indoor, outdoor, custom home or condo renovation.

This year’s celebrity guests include HGTV’s Bryan Baeumler and Paul Lafrance, as well as designers like Glen Peloso, Jim Caruk, Jackie Glass, Evelyn Eshun, Erica Gelman and Vicky Sanderson.

Every year, the National Home

Show features a Dream Home that visitors can walk through and explore, right inside the Direct Energy Centre. This year’s presentation invites you to check out the unique world of modular building with a 2,000-sq.-ft., three-bedroom, three-bathroom Dream Home, complete with Dream Garage – all built in a climate-controlled, state-of-the-art indoor facility.

Those of you looking to renovate your home or condo this year will be pleased to know that our Destination Renovation booth is back for another successful year. As always, we set up more than 70 display boards of before-and after photos of recent renovations and custom homes of all types and budgets so you can get inspired about your upcoming project.

Destination Renovation is BILD’s feature presentation at the National Home Show and invites homeowners to drop by our booth and learn about the national RenoMark program, as well as get free renovation advice from one of our professional RenoMark contractors. Every year we have some really keen people that come down to the booth with drawings or photos and they always walk away with great information from our professional renovators. Just head over to Booth 1916 and look for the rotating BILD and RenoMark sign – you can’t miss it!

We’ll also have a contact list of the GTA’s RenoMark renovators available at the booth, as well as the RenoGuide – a handy booklet that outlines the five steps to a successful home renovation. The RenoGuide is a great tool for anyone considering a renovation and includes a copy BILD’s renovation-specific Code of Conduct so you know what to expect when hiring a professional contractor. You can learn even more by visiting the official home of the national RenoMark program at renomark.ca

Two incredible shows and a free renovator consultation, all included in the price of your ticket. It may just be the best deal in town!

010 new condo Guide march 23 - april 6, 2013

Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifi cations subject to change without notice. Illustrations are artist’s concept. E.&O.E.

THE ICONIC SUTTON PLACE HOTEL RE-ENVISIONED WITH BRITISH ELEGANCE & EXECUTIVE SERVICES.

The historic Sutton Place Hotel at Bay & Wellesley, just steps to Bloor-Yorkville, will be re-envisioned as The Britt Condominiums with British inspired design and spectacular amenities. Along with its rich legacy and contemporary elegance, The Britt will offer its residents an unparalleled array of Executive Services delivered with superlative effi ciency and style.5-STAR EXCLUSIVE AMENITIES & SERVICES WITH THE BRITT VIP ACCESS CARD.

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BRIT 28434 Condo Guide Ad.indd 1 11/03/13 11:47 AM

011

columns, news &

features

table of contents

march 23 to april 6, 2013

volume 17 issue 06

imperial plaza

celebrated past meets brilliant future

20

84

002 editor’s note

columnists

010 bild report Excitement surrounds the National Home Show by bryan tuckey

026 legally speaking What you should know about family trusts by jayson schwarz

032 money matters The abundance of the previous years has turned to forced scarcity by gail vaz-oxlade

042 taxing issues Deductions: a bit of tax time advice by henry choo chong

046 mortgage finesse Do you know how your mortgage broker gets paid? by calum ross

054 Condo pro Be sure to make a list when shopping for a new condo by barbara lawlor

064 quiCk tips Tips to help you conquer clutter in your bedroom by hellen buttigieg

084 style file The colours you choose can dictate the feel of your home – and your mood by yanic simard

088 first-time adviCe Swing into spring and get your condo warm-weather ready by nikita gylander

108 make your move How to avoid common packing mistakes by dan hopkins

140 sCrumpdillyiCious Enjoy comforting Red Lentil Soup with Bacon, Cumin and Harissa by leslie styles

in the news

016 the eConomy Canadian economic growth to improve in 2013 says CIBC

024 people Mitchell Cohen of the Daniels Corp. receives a Diamond Jubilee Medal

030 the industry BMO is lowering the rate on its five-year, fixed low-rate mortgage

056 buyer profile First-time buyer drawn to Mod’s artistry and architecture

112 industry news Cityzen and Fernbrook raise $20,000 for hospital

features

048 homebuying Expert advice on what to expect when buying a new home

060 feature Some clever ways to up the organizing ante this spring by clare kumar

076 your home Kate Spade adds graphic prints and a whimsical spirit into the home by sara duck

092 small spaCes Clever ways to organize a small living space

116 finanCes Make sure you are aware of all of the costs involved in buying a home

124 your déCor Unwind and relax in a personalized bathroom oasis by sara duck

142 the sCoop Catch up on décor news, inspiration, style and more by sara duck

homebuyers’ help

034 first-time buyers Saving tips for first-time homebuyers

070 your money Are you saving enough for your retirement?

078 quiCk tips With the click of a mouse, you can create customized home accents

082 home tips How to make the most of your home office

120 finanCes How to blend families together financially

122 trendspotting Strong colours and rich hues are alluring and on trend by elisa krovblit

094 Condo watCh 416 Previews, new releases and grand openings in the 416 area

114 Condo snapshot Live the high life in style at the Carnaby penthouses

134 Condo watCh 905 Previews, new releases and grand openings in the 905 area

138 home style Pastel colours are brightening up the home this spring

145 Condo buyers’ resourCe seCtion You love the home, see what you can afford

150 index of advertisers

condo profiles

52 the burnaC groupsouth hill on madisonA modern, art deco condominium at the foot of Casa Loma

68 ConCert88 scottThe embodiment of downtown living at the corner of Scott and Wellington Streets

74 minto30roeConstruction has begun on the 34-storey tower in the Yonge-Eglinton area

80 guizzetti Corp.grand palaceBuilt for comfort, bursting with urbanity, and sleek in contemporary design

90 easton’s group of hotelsking blue condosResort-style living close to Toronto’s best restaurants, cultural centres, spas and clubs

104 davies smith developmentseleven superiorConstruction has begun on the much-anticipated condo project in Mimico-by-the-Lake

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Yes, this is the actual viewfrom the 14th fl oor!

DANHPK13017 CondoGuide_2Page.indd 1 13-03-15 9:55 AM


Nestled on the edge of High Park- Toronto’s largest urban park and just steps from

the quaint shops and fi ne dining of Bloor West Village,The Daniels Corporation is excited to introduce

Register Today416.351.1844

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$300,000sSUITES FROM THE

A Daniels / WJ CommunityExclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifi cations are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Conditions apply. See Sales Representatives for full details.

DANHPK13017 CondoGuide_2Page.indd 2 13-03-15 9:55 AM

the economy

While canada’s economy

limped to a close last year, it is not a sign of worse things to come in 2013, although growth will continue to be lacklustre for some time, according to a new report from CIBC World Markets Inc.

“Any time growth slows to a crawl, one has to worry that it wouldn’t take much to push the economy over the edge,” says Avery Shenfeld, chief economist at CIBC. “Based on admittedly slim evidence, there are reasons to believe that Q1 growth will be better.”

He points out that while employment dropped in January, hours worked are up. He also notes that auto sales look like they’ve rebounded – generally a signal of consumer confidence – and that the resolution of energy sector disruptions has resulted in an increase in oil exports to the United States through mid-February.

“So it looks like, in terms of quarterly GDP, Q4 could end up being the storm before the calm, with an improved pace ahead,” says Shenfeld.

However, he warns that challenges domestically and

globally will result in only tepid improvement. CIBC’s forecast sees the economy tracking only a 1.7 per cent growth rate in 2013, a pace that will see the unemployment rate drift higher.

Shenfeld believes that the weak close to 2012 and the modest rebound ahead will keep the Bank of Canada from raising rates until third quarter of 2014, two quarters later than previously forecast. The delay in raising rates will also result in the Canadian dollar remaining below parity with the U.S. dollar until the second quarter of 2014.

“Instead of smoothly passing the growth baton from governments and households to business spending and exports, there’s been a fumble,” he says. “Housing has slowed, as has consumer borrowing, and governments face pressures to tighten belts. But businesses aren’t opening their wallets.”

While many had forecast business investment to pick up the slack in the Canadian economy, weak global growth has been holding back capital spending. The report examined the issue of whether Corporate Canada was sitting on an excess pile of cash that it should be spending on new projects.

“There is no real evidence from a macroeconomic perspective that corporations are indeed sitting on excess cash,” say CIBC economists Benjamin Tal and Peter Buchanan. In fact, “corporations are holding cash levels that are consistent with a trend we have seen for more than two decades.”

They note that, in nominal terms, in real terms or as a share of assets, the near $600 billion of cash holdings by non-financial corporations in Canada is at record or near-record highs. However they point out that all the increase in cash since the beginning of the recession can be fully explained by growth in GDP.

In real terms, and as a share of GDP and corporate assets, cash holdings by corporations are now only back to their pre-recession levels. While businesses have increased the share of assets they hold in cash, their relative cash position has been offset by a decline in other current assets – namely inventories and accounts receivables.

Tal and Buchanan found that the higher level of cash holdings has not come at the expense of capital spending, which at 20 per cent of GDP, is not only more than three points above its long-term average share, it is also near a record high.

Canadian economic groWth to improve in 2013: ciBc

016 neW condo guide march 23 - april 6, 2013

7.25 x 10.5 4PG Gate Fold. 1st page. Right.

MONARCHGROUP.NETMONARCHGROUP.NETAlways home. Prices, specifi cations and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specifi ed by Vendor. Some restrictions may apply. E.&O.E. March 2013. 20822

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It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

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MONC 20822 Condo Guide March 2013 4PG GF.indd 1-2 13-03-12 4:50 PM

7 x 10.53rd page. Inside gatefold. 7.25 x 10.54th page. Inside Le� .

MONARCHGROUP.NETMONARCHGROUP.NETAlways home. Prices, specifi cations and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specifi ed by Vendor. Some restrictions may apply. E.&O.E. March 2013. 20822

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Prices, specifi cations and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specifi ed by Vendor. Some restrictions may apply. E.&O.E. 2013. 20822

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MONC 20822 Condo Guide March 2013 4PG GF.indd 3-4 13-03-12 4:50 PM

CONDOMINIUMS COMING SPRING 2013.

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Live at the centre of it all with everything you can imagine. Enjoy easy access to the subway, the PATH, the Eaton Centre, U of T and the Financial and Entertainment districts. Live with luxury amenities, expansive terraces and breathtaking views of the lake. Redefi ne world class living at Yonge + Rich.

REGISTER FOR PREVIEW AT YONGEANDRICH.COM | 416 492 7420

Illustrations are artist’s impression. Prices, sizes and specifi cations subject to change without notice. E.&O.E.Exclusive Listing: Baker Real Estate Incorporated, Brokerage, Brokers protected.

YONGE ATHEARTRICH INPOSSIBILITIESLIVE AT YONGE + RICHMONDWITH ENDLESS VIEWS OF THE LAKE.

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EXCLUSIVE LISTING BROKERAGE BAKER REAL ESTATE INCORPORATED. BROKERS PROTECTED. *PRINCIPLE, CMHC PREMIUM, INTEREST AND TAXES INCLUDED. BASED ON A 1 YEAR TERM AMORTIZED OVER 25 YEARS AT 3.1%. PRICES,SIZES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. SEE SALES REPRESENTATIVE FOR DETAILS. E. + O. E. ILLUSTRATION IS ARTIST’S IMPRESSION. 018018

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PRESENTATION CENTRE IS LOCATEDAT THE NORTHEAST CORNER OFDUFFERIN ST. & LAWRENCE AVE.

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TRE2 28441 Condo Guide Ad.indd 1 2013-03-12 10:43 AM


cover story

A CELEBRATED PAST…

A BRILLIANT FUTURE

A historic residence is tAking shApe in one of Toronto’s most sought-after neighbourhoods in upper Forest Hill. Imperial Plaza, located at 111 St. Clair Avenue West, will be a dramatic transformation of the former headquarters of one of Canada’s largest corporations. This landmark property is the vision of the award-winning development team Camrost-Felcorp, well respected for residential landmarks across the Greater Toronto Area including California Condos, The Residences of Yorkville Plaza, iLofts at Mystic Pointe and The Avenue — just steps from Imperial Plaza.

The Imperial Plaza building is clad in a limestone façade, with a two-storey high granite and marble lobby, extraordinary 10- to 16-ft. ceilings, and steel welded-frame construction. From every floor, the views will be among the most picturesque in the city with the beautiful tree canopy of the Deer Park neighbourhood laid out below and the dramatic skyline of Toronto splashed across the horizon.

A timeless historic legAcy

Originally built in the mid 1950’s, no expense was spared in ensuring it

was a modern-day corporate palace. Only the best materials and the most advanced building technologies were employed in its construction. In its grand lobby, one of Canada’s most important artists – York Wilson – was commissioned to create the largest and most ambitious mural ever envisioned in this country at the time. Features of the building include a limestone exterior, 24-hour concierge service, retail shops, an extensive recreation and entertainment area called the Imperial Club.

The lobby reception lounge leads into a striking outdoor landscaped area. Other lifestyle amenities at Imperial Plaza include an indoor pool

020 new condo guide march 23 - april 6, 2013

and whirlpool spa, two squash courts with viewing area, a 10,000-sq.ft. fitness auditorium, a yoga/Pilates studio, a golf simulator room, two screening rooms, an outdoor furnished fireside patio with gas barbecues and a multi-purpose games room.

grAnd suites: Bigger is Better

Imperial Plaza boasts a fine selection of suite designs offering the very best in elegant modern living. Kitchens feature integrated panels that neatly conceal appliances, enabling a smooth flow into the living room. Polished stone countertops provide a clean,

streamlined surface, while fine-crafted kitchen cabinetry continues the modernist feeling and is a nod to the latest European trend. For the wide-planked flooring throughout, buyers can choose from a variety of flooring options. Expansive interior spaces come with large windows and unprecedented views of the city.

Available suites at Imperial Plaza come in a variety of sizes and square footages, so no matter what you’re looking for, there’s a suite just right for you. The Imperial Suites start from the $400s and boast contemporary urban finishes. Two-storey lofts start from the $460s and come with soaring 16-ft ceilings and two levels of upscale living. The Private Residences Collection includes the Rockefeller Suites starting from the $850s and, finally, the top three floors consist of the luxurious Sky Penthouses starting from $3.85 million and come with access to the private residences express elevator.

For more information on Imperial Plaza, visit the presentation gallery at 111 St. Clair Avenue West, call 416.925.2501 or go to imperialplazatoronto.com.

Available suites at Imperial Plaza come in a variety of sizes and square footages, so no matter what you’re looking for, there’s a suite just right for you.

march 23 - april 6, 2013 new condo guide 021

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*Limited time offer. Cash back amount to be credited on closing. An additional deposit of 5% to be paid at occupancy.Offer subject to change or withdrawal without notice. Please see sales representative for details. E.&.O.E. Illustrations and renderings are artist concept only. March 2013.

people

Mitchell cohen, president of

The Daniels Corporation, has been awarded a Diamond Jubilee Medal. Cohen received the honour at a recent ceremony hosted by the Honourable Bob Rae at the new Daniels Spectrum in Toronto’s Regent Park.

“It’s an honour to be among the Diamond Jubilee Medal recipients,” says Cohen. “Particularly now, in the midst of the revitalization of Regent Park, community-building and being part of the greater fabric of Canada are so important to me. I consider myself very fortunate to be so rewarded for work that I love to do.”

MPP Glen Murray, Minister of Transportation and Minister of Infrastructure, presented Cohen with his medal.

Mitchell cohen receives Diamond Jubilee Medal

“Mitchell Cohen is an important contributor to Toronto, and a true community leader,” says Minister Murray. “He is a visionary who has changed the face of affordable housing in the GTA. Under his leadership, The Daniels Corporation offers generous support for causes like Second Harvest, Habitat for Humanity and various initiatives including the revitalization of Regent Park. He cares deeply about the people of Toronto, and it is an honour to celebrate his contributions with this medal.”

The Diamond Jubilee Medal is a commemorative medal created in 2011 to mark the 60th anniversary of the accession to the throne of Queen Elizabeth II. The medal will be awarded to 60,000 Canadians who have made significant contributions to their communities and country, or whose achievements abroad have brought credit to Canada.

The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builder/developers, and has built more than 23,000 homes throughout the GTA.

pictured above

Mitchell Cohen, President of The Daniels Corporation, proudly receives the Diamond Jubilee Medal from The Honourable Bob Rae, Interim Leader of the Federal Liberal Party of Canada (L) and Ontario Minister of Transportation, Glen Murray, MPP, Toronto Centre

024 new condo Guide MaRCH 23 - aPRIL 6, 2013

Introducing NY2 CONDOMINIUMS - the exciting sequel to the highly

successful NY Place Boutique Condominiums by Daniels. Edgy. Hip. Cool.

And fi lled with fresh amenities! Already under construction, NY2 is just

steps to the subway and minutes to shopping, dining and theatre.

Best of all, Daniels is once again offering their bold new direction in

homeownership with Toronto’s ONLY Rent-To-Own Program - part of your rent

goes towards your down payment. Now that’s smart. NY2. 2 Good 2 Miss!

Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. Prices, specifi cations and programs are subject to change without notice. Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

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KEN2 28329 Condo Guide Ad_final.indd 1 2013-03-18 12:18 PM


legally speaking // by jayson schwarz

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law

firm Schwarz Law LLP. Visit schwarzlaw.ca or email [email protected] and

give us your questions, concerns, critiques and quandaries.

When people hear the words “Family Trust” or “Florida Trust,” they immediately

think of wealthy, old-money families such as the Kennedys. The truth is that trusts are simply a second layer of estate planning, over and above a will, for people who have assets that they want distributed on an ongoing basis after death, or even during life. In addition, trusts are an effective way of reducing the tax liability of your estate while still allowing you, or whoever you designate, to be in complete control of your assets.

what is a trust?A trust is a thing, brought to life by a trust document, that creates an entity able to operate on the surface as a separate individual, capable of

holding assets and/or operating a business. Instead of shareholders, it has beneficiaries for whom the assets must benefit, and trustees who follow a set of rules that are crafted by the lawyer to satisfy your needs that describe how the trust shall be operated and for whose benefit. Unlike a will, which merely says who gets what after death, a trust allows you to strategically plan your succession with a view to minimizing or delaying tax and government administration fees. In addition, putting your assets into a carefully structured trust will allow you to control your estate after death. Trusts may be used while you are alive to split income amongst family members and others to minimize your own income tax burden. Trusts have a wide variety of uses, and for this reason several different types of trusts have been developed.

what are some of the different types of trusts?Trusts can range from the very simple to the very complex. Trusts can vary from document to document as to their effect, complexity and use. The following are but a brief sampling of different kinds of trusts:› TesTamenTary TrusT It is possible to create a trust within your will by specifying how certain assets will be handled and then distributed after your death. As an example you can stipulate how minors will receive certain bequests and how assets may be invested. › spousal TrusT It can be included in a will or as a separate document in order to place some or all of your assets into the trust prior to death purely for the benefit of your spouse in order to avoid the estate tax. You could provide your spouse a life interest in order to enjoy the assets yet preserve them for the children.› Family TrusT This trust is used during your life for any number of purposes. It can be used as a personal and corporate succession planning tool, as a discretionary, flexible tax-planning tool and for creditor protection.› Henson TrusT This trust is designed to allow disabled persons receiving disability benefits to protect their assets and those benefits. › inTernaTional or Florida TrusT this can be an extremely important planning tool for Canadians who are looking to purchase property in Florida or elsewhere outside of Canada. When prepared properly it can insulate you from US estate taxes on death.

how do i know if a trust is right for me?It is important to consult with a lawyer and accountant experienced in the use of trusts to determine which kind of trust is right for you and your family. Trusts are dynamic and useful tools that allow flexibility, peace of mind, succession planning and tax planning, now and in the future.

family trustsThe truth about


TYPICAL FLOOR 2-6

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2-7TH FLOOR - 3B2152 SF

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12’-0”

21’-4”

12’-0”

9’-0”

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TD_M3068_BIG_1.pdf 2/15/13 12:45:50 PM

the industry

BMO is lOwering the rate On its five-year, fixed low-rate mortgage to 2.99 per cent from 3.09 per cent, effective immediately.

“In 2010, BMO introduced Canadians to a five-year fixed rate mortgage with a maximum amortization of 25 years and a very attractive interest rate,” says Ernie Johannson, senior vice-president, personal banking, Canada, BMO Financial Group. “Since the launch of

BMO’s fixed low-rate mortgage, Canadians will have saved more than $200 million collectively by the time their mortgages are paid off.

“Today, we are once again making this mortgage, which is perfect for Canadians who want certainty of payment and protection against the risk of rising rates, available at 2.99 per cent. Our message to Canadians is simple: go fixed, go five, lock-in now at a terrific rate and become mortgage-free faster with a shorter 25-year amortization.”

“Given that the most likely trend in interest rates is upward and that longer-term interest rates are likely to move first, we believe that locking in for five years is the superior choice,” adds Doug Porter, chief economist, BMO Capital Markets. “Longer-term rates, such as five-year mortgages, can start moving higher well in advance of any action by the Bank of Canada. Current five-year interest rates remain exceptionally low. A five-year term gives borrowers ample protection against the possibility of rates returning to more typical levels in the next few years.”

Johannson adds, “BMO’s efforts to encourage Canadians to pay down debt and build equity in their homes have been aligned with Minister Flaherty’s timely and prudent actions to encourage moderation in the housing market.”

“Canadians have 90 days to get pre-approved while they search for the right house that fits within their budget,” she says.

Go fixed, go five and become

MOrtgage-free faster: BMO

Current five-year interest rates remain exceptionally low. A five-year

term gives borrowers ample protection against the possibility of

rates returning to more typical levels in the next few years.

030 new COndO guide march 23 - april 6, 2013

finances // by gail vaz-oxlade

creating the illusion of scarcity

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of

Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on

Twitter at twitter.com/GailVazOxlade

One of the reasons so many people are up to their eyeballs in debt is that they’ve had access to gobs of credit. Whether lenders threw a dozen credit cards at us, offered us big, fat lines of credit, or let

us buy now and pay later, we’ve been living a life where we could have whatever we want whenever we want. It’s been a life of abundance.

Then came the economic change. Creditors stopped throwing credit at every Tom, Dick and Mary regardless of their ability to actually pay back that credit. The government got into the swim creating legislation that said lenders couldn’t just raise a person’ credit limit without telling them – further exposing them to credit risk. And people started losing their jobs.

The abundance of the previous years has turned to forced scarcity. Some people took steps to prepare for the worst and are holding on through the tough times. Others have found their debt loads too high and are headed to bankruptcy trustees to see what they can off-load. Still others are just drowning with no idea what to do next.

I’m sad for all the people who can’t keep it together – people who are missing their rent or mortgage payments, falling behind on their car payments, pulling their kids out of their sports or other extra-curricular activities. While things were good and they were constantly being offered more and more credit, they never imagined there would ever be an end to

If you’re the kind of creature who

routinely spends every penny

you make, maybe you need to

implement the illusion of scarcity

to keep yourself in check.


Where will your life storey take you?

MEN 20147 365 Condo guide 4pg 13.indd 1 13-01-15 3:48 PM

Prices and specifications are subject to change without notice. Illustrations are artist’s concept. E.&O.E. Brokers Protected. January 2013.

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MEN 20147 365 Condo guide 4pg 13.indd 4 13-01-15 3:49 PM

// by gail vaz-oxlade

their ability to have what they wanted. I’ve worked with more than a few people who are totally astounded at the place they are currently in. How could this happen? You probably know a body or two who are scratching their heads.

I’m hoping the forced scarcity teaches an extremely important lesson about money: there may not be more money, and you better have some set aside just in case. It doesn’t take a world economic crisis to throw a body’s budget into a tailspin if you have no money saved. It only takes a few weeks off work with a sick child, a call to jury duty, or a cut-back in your hours at work to make a house of cards fall down.

I wonder how many people will actually learn the lesson. I wonder how many people will go back to spending every cent they make as soon as the economy gets back on its feet. And I wonder if anyone has figured out that you can create your own sense of scarcity to keep you constantly on your toes when it comes to managing your money.

Abundance has a way of permeating our very being and making us feel invulnerable. But we are all vulnerable, whether we want to accept that fact or not. And creating the illusion of scarcity may be what it takes to stay true to a sound financial plan.

I’m not talking about creating such a sense of scarcity that you’re always whining about what you can’t do or can’t have. And I’m not suggesting you use the illusion of scarcity to cheap out on life. But if you’re the kind of creature who routinely spends every penny

you make, maybe you need to implement the illusion of scarcity to keep yourself in check. And maybe if you move your money where you can’t touch it, leaving yourself with less to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive.

how do you create the illusion of scarcity. well…

First, you make a budget that balances. You transfer all the money that must be used to pay your fixed and variable expenses to a “house” account, so you know those bills are covered and you can’t spend that money on stuff.

Second, you set some goals you want to achieve. It may be paying down your mortgage annually, taking a fabulous family vacation, or going back to school.

Third, you set up savings accounts for each of the goals you want to achieve, and have the money you want to saved moved automatically to those accounts so that money is out of sight.

Now you only have money left in your first account that you can actually spend on all that stuff you so love to buy: coffee, lunches out, another tool, magazines, DVDs, more clothes… name your weakness here. For me it’s houseplants and books. When I look at the money in my account, because I’ve made most of it disappear to places I don’t look regularly, I’m more cautious about just how I blow what’s left. I prioritize. I consciously decide to spend (or not to spend) the money. I don’t feel like I have so much money I’ll never run out so I can just have this one little thing.

And that’s the point of creating the illusion of scarcity: to recognize that money is an exhaustible resource so you better be sure your spending isn’t just a knee-jerk reaction to your sense of abundance.

I’m hoping the forced scarcity teaches an extremely important

lesson about money: there may not be

more money, and you better have some set

aside just in case.

march 23 - april 6, 2013 new condo guide 033

first-time buyers

Home ownersHip is a big dream for many young Canadians, and is likely the single biggest investment most of us will make in our lives. While saving for a down payment can be challenging, Farhaneh Haque, director of mortgage advice at TD Canada Trust, says that young Canadians can save for a down payment a little quicker by following a few simple rules.

“First, examine your budget and set a savings goal,” says Haque. “Take advantage of online budgeting tools to gain insights into where you spend your money. Also remember that in addition to your down payment you will need to save for the additional costs involved with a home purchase, which include land transfer tax, moving costs and legal fees.”

Next, curb your spending and increase your savings. “Even a small adjustment in your spending habits can go a long way toward helping you save a bigger down payment,” says Haque. “For example, consider using transit to get to work instead of driving and paying for parking – it can really add up over time.”

Saving tips for first-timeHomebuyers

One of the most effective – yet overlooked – strategies is to put money aside before you can spend it. Haque suggests setting up a regular, pre-authorized transfer service that moves a specific amount from each pay cheque into a high interest savings account. Making savings automatic is a simple and effective way to stay disciplined while saving for a down payment.

Finally, Haque reminds first-time homebuyers that they may be able to take advantage of the federal government’s Home Buyers’ Plan. “Those who have been actively saving for their retirement can access up to $25,000 from their RSPs to bump up their down payment when they purchase their first home. The RSP funds must be paid back within 15 years, so it is important to factor this repayment into your monthly budget.”

For more advice on saving for a down payment, visit tdcanadatrust.com/homeownership. NC


AN ENCORE PERFORMANCEAN ENCORE PERFORMANCEAN ENCORE PERFORMANCEAN ENCORE PERFORMANCEAN ENCORE PERFORMANCEAN ENCORE PERFORMANCEAN ENCORE PERFORMANCEAN ENCORE PERFORMANCE

AN ENCORE PERFORMANCE

COMING tO WEStON & HWY 7 IN VAUGHAN!

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All illustrations are artist’s concept only. ©2013 Liberty Development Corporation. All rights reserved. Brokers Protected.

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CAN YOU AFFORD TO BUY AT THE STATION?

RUN. WALK. SUBWAY. HURRY. NOW UNDER CONSTRUCTION.

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• A sweet corner unit• An enormous 175 s.f. balcony• Quartz countertops• Built-in Euro appliances • A window in the master ensuite• A place you won’t grow out of

Just like that, in 25 months, your down payment will be done and you’ll be the proud owner of an amazing new condo with expansive Terrence Lucas-designed interiors, spacious balconies, and amenities like The Studio Club, fitness centre and the city’s first indoor/outdoor heated party rooms.

SAFE – The Station is already under construction. SMART – Easy subway access and a 20-minute ride to downtown, mean condos at The Station will always be in demand. GREAT DEAL – With this innovative down payment plan you can finally afford to own your own place.

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winningrecord-breaking development. Here’s how it works.

SOUNDS SCARY, RIGHT? BUT HERE’S WHAT THE STATION WILL DO FOR YOU.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

THE PRICE IS A COOL $450,000, SO SAY YOU PUT DOWN 10%

FOR THE NEXT 25 MONTHS, YOU PAY JUST $500/MONTH TOWARD

THE DOWN PAYMENT AND WE’LL MATCH IT WITH AN EQUAL $500 DISCOUNT OFF

THE PRICE OF YOUR CONDO.

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YOU PUT DOWN

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$450,000

10%

*Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist’s impression. **Source: theglobeandmail.com

THE E-A-S-Y OWNERSHIP PROGRAM:

13-0161_THESTATION_CG_FP_MAR9_R1.pdf 1 13-03-05 9:47 AM

Richmond St. W

Adelaide St. W

King St. W

Joh

n S

t.

Wid

mer

St.

Pet

er S

t.

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325 Adelaide Street West, Toronto

MON. - THURS. 12-6PMSAT., SUN. & HOLIDAYS 12-5PM

FRI. CLOSEDCINEMATOWER.COM 416.203.2020 Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. Specifications and programs are subject to change without notice. Illustrations are artist concept.

E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

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ARTI 28514 Condo Guide Ad_FA.indd 1 18/03/13 9:41 AM


// By henry choo chong

QLast year, my wife and I welcomed her elderly

parents into our home. They lived in north Simcoe and we are in Richmond Hill. They loved their home; unfortunately they can no longer maintain it on their own. We can financially and physically help them in their senior years. Can we deduct the money we give them for living expenses? Where and how on our tax return? Ron and Beth, Richmond Hill

AThe baby boom generation may have to put condo living

on hold for several years. Many

boomers have the financial responsibility of not just university kids but aging parents, too. Our generation (myself included) are blessed with having the people closest to us at home – children and parents.

Unfortunately, neither Mr. Harper nor Mr. McGuinty provide a deduction for your financial assistance. However, they do provide a “caregiver” tax credit. You may qualify to claim a $4,223 federal tax credit and a similar provincial amount. This will reduce your federal and provincial income taxes by $633 and $210, respectively.

You should note: parents must be at least 65 years old and mentally or physically dependant on adult children.

QMy kids attend pre-school and elementary private institutions. The cost is astronomical but my wife and I believe it is best for our

kids. How much of the tuition may I deduct and how? Wong, Markham

A Generally, private school tuition is not tax deductible. An attempt was made several years past to deduct private school tuition; however

it was politically unpopular and was reversed the following year. Fees to education institutions may be deductible as childcare and

claimed by the lower income spouse. A receipt must be provided by the school for the portion of the fees that are considered “childcare.” Additionally, depending if there is some religious affiliation, part of the fees may be allocated as a charitable donation. Again, the institution must provide a receipt and qualify for charitable status.

Q I recently sold a real estate investment property. How much income tax will I pay? I calculated I made approximately $80,000.

Karim, Mississauga

A Generally, real estate that is sold for more than its cost may result in a capital gain for the individual. Fifty per cent of the gain must be

included in your income tax return in the year of sale. Using your figures and assuming you have other income, such as from

employment, we can use a 40-per-cent tax rate. Therefore, the $80,000 capital gain is reported. Forty thousand (50 per cent of the gain) must be included in income. This is taxed at 40 per cent. Your tax obligation on the gain is $16,000 (40,000 x 40 per cent) to Canada Revenue Agency.

Consult your accountant/tax advisor before committing to pay any income taxes.

deductions,deductions

tAxing issues

The opinions and views expressed herein are those of the author and not

those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your

particular situation.

Henry Choo Chong, CGA, sits on many committees and provides accounting and

tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225.

Questions to Taxing Issues can be emailed to [email protected]


Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Conditions apply. See Sales Representative for full details. The FIRST HOME BOOST Program will only be available on a limited number of suites.

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13-0176_THEMARK_CG_FP_MAR9.indd 1 13-03-05 10:41 AM


In all the mortgages that I arrange, I find it surprising how few people actually ask me how I get paid. A

recent study in the U.S. indicated that less than 10 per cent of people could properly identify how different types of mortgage providers get paid during the transaction. Don’t you want to know whether that person who is so eager to sign you up has a financial advantage to selling a particular product?

You definitely should care – and here is why. Almost every single provider in the mortgage marketplace has a potential financial gain by selling a particular mortgage product and rate. To make matters worse, that financial gain or pat-on-the-back is often gained at the expense of the consumer.

Let’s take a look at your main mortgage providers to see what to watch for:

›› Bank branch manager This friendly and trusted advisor has a sales quota to hit just like everyone else (you did notice that Canadian banks do fairly well financially, right?). Their salary increase, bonus and promotion depends on results. Typically, bank managers have sales quotas for particular products as well as growth targets on the loan/investment portfolios. Their targets are often based on the size of their mortgage portfolio as well as the average term of the portfolio. The longer the term, and larger the size of the mortgage, the better the Christmas bonus.

Furthermore, these managers are increasingly being graded on the profitability of these portfolios. When you go to your old bank branch and it has moved to a new location, where do you think one of the bank managers went? Which one do you think they kept with the bank? The one with the great discounted loans and mortgage rates, or the one that is making the bank the most money?

›› Bank mortgage representatives These are typically contract employees of the bank who are usually paid on a straight commission basis. Most only sell one bank’s mortgages, while some sell several. The ones that sell other bank’s products are often only permitted to do so once they have met a quota of their own bank’s products. These individuals are usually paid based on three criteria: the size of the mortgage, the term of the mortgage and the discount given. That means that these representatives can make more money by putting you in a longer term at a higher rate.

›› Mortgage consultants/mortgage brokers These people are independent mortgage providers that theoretically work for you and not for one particular bank.

They are paid a finder’s fee (or commission) from the institution that the mortgage is funded with. The problem is that not all banks are paying the same amount for each of the mortgage products. The lenders pay brokers based on the size of the loan and the term selected. The longer the term selected, the bigger the commission to the broker. On top of the different payoffs for the terms, some lenders also pay more for the same product. A broker could make more money funding a five-year term through one lender over another. Typically, there is no advantage to the broker if the consumer gets a higher rate, but there are exceptions to that rule.

So now that you know how it works, who do you trust? When you go mortgage shopping, don’t believe that everyone is out to get you. While the incentive systems are there, many mortgage providers will look out for your best interest. A satisfied past client that refers family, friends and colleagues is worth a lot more than one big commission payout. Do your research, ask for testimonials, or ask your friends. A mortgage is a huge financial decision. Make sure it is a decision being based on your financial situation, and not your mortgage provider’s bank account.

Mortgage finesse // By CaluM ross

Calum Ross is senior vice-president and practicing mortgage agent with The

Mortgage Centre. He has appeared on Canada AM, Investment Television,

BNN and Citytv. He holds an MBA in finance and is an accredited mortgage

professional. He can be reached at 416.410.9905.

Do you know how

your Mortgage provider gets paid?

046 new Condo guide march 23 - april 6, 2013

09

08

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1215

UNIT No. 3307 & 3507

UNIT No. 2807 to 3207

UNIT No. 1707 to 2107

UNIT No. 807 to 1607, 2207 to 2707

0102

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FOYER

BEDROOM9’11” x 10’0”

LIVING12’5” x 13’1”

BALCONY5’6” x 5’2”

KITCHEN/DINING9’0” x 13’1”

W/D

DW

MW

F

STUDY/OFFICE AREA

5’5” x 8’0”

BATH

.................. 592 S.F............................................ 28 S.F.

620 S.F.

CHAZ LIVING,BUILT AROUND YOUR LIFE

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Yong

eSt. 45 Charles St. E.

Avenue Rd.

Yorkville Ave.

SalesCentre

SalesCentre

Dupont St.

Bloor St.

Wellesley St.

45 Charles St. E.

University A

ve.

Bay St.

Yong

e St.

Church St.

Avenue Rd.

College St.

Yorkville Ave.

SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS.: 12PM – 6PM, FRI.: 2PM – 6PM, SAT.: 12PM – 8PM, SUN.: 12PM – 6PM,

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INSPIRED YORKVILLE LIVING. SUITES FROM THE LOW $300’s TO $2.5 MILLIONLocation, luxury and value come together at CHAZ Yorkville! Enjoy luxurious amenities and features like fi bre optic internet, wide plank fl ooring, granite counters, Euro style cabinetry, stainless steel appliances and more. Inspired amenities include a hotel style lobby, private courtyard garden with fi reside lounge, the Chaz Sky Club on the 36th and 37th levels with magnifi cent views of downtown Toronto and more.

Exclusive Listing Brokerage: Baker Real Estate Incorporated. Brokers Protected. *See a sales representative for more details. Prices and specifi cations are subject to change without notice. Illustration is artist’s concept. E.&O.E.

Euro style stainless steel appliances

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CHAR 28433 Condo Guide Ad.indd 1 2013-03-11 11:54 AM


homebuying

Purchasing a new home is a big decision and can sometimes seem overwhelming. Finding the right location, size and finishes are all exciting parts of choosing the home that’s right for you, but there are many other important steps to consider.

What to expect

when buying a new home

Let Tarion walk you through some of the stages of purchasing your new purchase:signing the purchase agreement: Once you’ve decided on the right home, your builder will ask you to sign an agreement of purchase and sale. Before you do, make sure you understand the terms of the deal you are signing; what is and isn’t included in the price; and when your closing date will be. It is also important to check that anything promised by your sales representative is reflected in writing. This includes any upgrades you’ve agreed on.

Purchase agreements are typically very lengthy documents and the language can be technical and hard to understand. Invest in a lawyer to thoroughly review the document. He or she will act in your best interest and work with you and the builder to ensure you understand the agreement before signing.

Deposits made on condominiums are protected up to a maximum of $20,000.

continued on Page 50…


COMING SOONTHE DAWN OF A

NEW LANDMARK COMMUNITY

ERIN MILLS

TOWN CENTRE

CREDIT

VALLEY

HOSPITAL

EGLINTON AVENUE

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IN M

ILL

S P

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AY

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MILLS

COMING

SOON

Following the spectacular success of Daniels’ award-winning community in Mississauga’s City Centre, Daniels’ pioneering vision comes to downtown Erin Mills, with a new landmark master-planned condominium community. Built on quality, integrity and enriched with vibrant amenities, Daniels Erin Mills is set to become the newest “it” destination in the GTA

– a place where residents live, work, shop, dine, play and call home.

Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concept. Specifications are subject to change without notice. E.&.O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

REGISTER TODAY FOR THE WEST TOWER AT danielserinmills.com905.306.6996

DANIELS IS INTRODUCINGA NEW LANDMARK COMMUNITY

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EMIL 28269 Condo Guide.indd 1 2013-02-27 3:46 PM


Be aware that many purchase agreements stipulate that payments for upgrades and extras will not be refunded under any circumstance, so it is a good idea to understand the terms of payment for these items before you agree to them.

making a deposit: After an agreement is signed, your builder will ask for a deposit or series of payments over time. Deposit protection is a part of your new home’s warranty. It ensures that deposits are protected up to a maximum of $40,000 for freehold homes in the event that your builder goes bankrupt, breaches the purchase agreement or in situations where you are legally entitled to back out of the purchase agreement before closing.

Deposits made on condominiums are protected for similar circumstances, up to a maximum of $20,000. Deposit amounts exceeding that are protected under the Condominium Act.

If upgrades and extras have been included in your purchase agreement, your builder may ask you to pay for some or all of these items prior to closing. Be aware that many purchase agreements stipulate that payments for upgrades and extras will not be refunded under any circumstance, so it is a good idea to understand the terms of payment for these items before you agree to them.closing on your new home: Before you move in to your new home, your builder is required to take you through a pre-delivery inspection, also known as a PDI. At this time you and your builder are looking for

any items that are incomplete, damaged, missing, or not operating properly. These should be noted on the PDI form provided by your builder. The PDI should be thorough and not rushed – it’s your opportunity to verify the home’s condition prior to moving in. Noting any problems now may help eliminate disagreements at a later date if there is a dispute about who is responsible for any damage Tarion’s PDI guide and checklist, available at tarion.com, will help you prepare.warranty coverage: Every new home built in Ontario comes with warranty coverage that is provided by the builder and backed by Tarion. In addition to deposit coverage, homebuyers may be entitled to compensation for a delay in closing if proper notice has not been given. Coverage is also provided for unauthorized substitutions of items agreed to in the purchase agreement, defects in the electrical, plumbing and heating systems, issues with water penetration, violations of the Ontario building code and more.

More information is available online at tarion.com. NC

homebuying continued…


south hill on madison Where elegance meets energy

condo profile

s outh Hill on Madison, a modern, art deco condominium, is being eagerly received as a very desirable and elegant place to live. Located at the foot of Casa Loma, this is a neighborhood rich

with history, yet vibrant with energy – one of Toronto’s next hot spots. Its midtown location is a stone’s throw away from the Dupont subway station, the University of Toronto and George Brown College. With the city’s best schools, restaurants, fashion boutiques and transit right at your fingertips, South Hill on Madison boasts the convenience of being in downtown, while providing the luxury of living in a neighborhood perfect for families or young professionals.

The presentation centre is located at 380 MacPherson, adjacent to the site of the future development. Visitors have been wowed by the luxurious 725-sq.-ft. model suite, designed by Boychuk + Fuller, and impressed by the standard suite finishes and upgrades on display throughout the centre: a distinct advantage for buyers making pre-construction purchasing decisions. “A visit to the presentation centre will also give purchasers a chance to walk around the neighbourhood and get a feel for an area we believe is the best in the city,” says Burnac’s president Ted Burnett.

Since the Burnac Group entered the Toronto condominium market in the early 1990s, it has established a reputation for cutting-edge condo developments, with innovative architecture, superb locations and value-driven pricing. Its latest inspired project, South Hill on Madison, continues this distinctive tradition. Ranging in size from 400 to over 1,300 sq. ft, with prices starting in the mid $200s, this boutique, midrise condominium, designed by the celebrated firm of Northgrave Architects, will boast 159 contemporary suites and 10 townhomes, offering buyers a lifestyle of comfort, convenience and luxury.

The modern, open-concept suites feature nine foot, smooth-finished

ceilings and a selection of exceptional finishes throughout. The sleek, contemporary kitchens feature custom-designed, European-style flat panel cabinetry, with a fully-integrated appliance package, composite quartz countertops and porcelain mosaic tile backsplashes. Master ensuite bathrooms boast floor-to-ceiling ceramic tiles, custom-designed vanities and mirrors with an integrated shelf, composite quartz vanity tops, under mount square sinks, deck-mounted single lever faucets, wall-mounted rain style shower heads and tempered glass shower partitions.

Building amenities include a 24-hour, full-service concierge, a fully equipped gym and a yoga studio, his-and-hers change rooms including steam showers, an outdoor patio and party room, and a state-of-the-art media screening room. “While we have designed an amenity program that makes coming home a pleasure, the lifestyle options of the neighbourhood make going out something special too,” says Burnett.

“The luxury shops of Bloor Street, known as Toronto’s mink mile, are just a short walk away, as are theatres, restaurants, lounges, spas, hotels, art galleries, cultural centres, walking trails, parks and more.”

Visit the sales centre at 380 macpherson ave. unit 110, tuesday to thursday from noon to 6 p.m. or saturday and sunday from noon to 5 p.m.; closed mondays and fridays, except by appointment. for more information about south hill on madison, call 416.966.3737 or visit southhillonmadison.com.


condo pro // by barbara lawlor

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand

columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of

condominium developments in the GTA and overseas

have, but are negotiable. Consider your lifestyle and preferences to narrow down your decisions.

So, where to start? How about the big picture – where do you want to live? You should have a “location” column where you note how far buildings are from your work, your family and the places you frequent such as sports venues, club meeting halls, places of worship, etc. If you do not own a vehicle, finding a condo close to public transportation is a must. Even if you do have a car, using public transportation can save you a lot of money on gas and wear and tear on the vehicle. Buying in an established area is great, for example, but it can also be wise to choose an up-and-coming area where real estate values are likely to rise as the neighbourhood becomes more established.

Then, work your way from the outside-in. The condominium neighbourhood is important, because this is, after all, your home. Having parks, landscaping, courtyards or retail venues in the vicinity may appeal to you for the nature and convenience components. And do you like the exterior architecture of the building? Do you admire classic design, or are you more attracted to sleek, modern lines? You want your home to feel comfortable.

Then move on to amenities. Think of these areas of the condominium as extensions of your living space. Your list could include a pool, fitness room, party room, games room, guest suite, theatre room, rooftop garden, virtual golf and any other amenity you come across. And remember that even if you plan to live in the suite you buy, your purchase is still an investment. Even if you think you may not use certain amenities, they can up the future resale value of your suite.

Features and finishes are critical components of your list. Check the brochure packages for the Schedule A of appointments, and study them carefully. And be fair. If one suite is a fair bit lower in price, but you need to upgrade to add granite countertops and hardwood flooring from your “must-have” list, that can make a big difference. The same goes for incentives. Receiving free upgrades with your purchase price may be just the thing that helps you choose one condo over another.

There are many more items to consider – the lobby, concierge service, maintenance fees, etc. Most people take time to make a list. Spend some time on your condo shopping list and make it your goal to get the most for your new-home dollar!

The shopping list isn’t just for grocery stores anymore. In fact, making a list when you

set out to shop for a new condo is an important step in your journey. I call it the “must-have, nice-to-have” list, and it can really help you zero in on just the right condominium to satisfy your needs. Buying a new home is one of the biggest financial investments you will ever make, so choosing wisely is important. Some things you simply consider necessary, and your goal should be to find a condo that has all those elements. The “nice-to-haves” are a bonus and, if all things are equal, these may tip the scales toward one condominium over another.

So make a list – or in the case of savvy computer-users, a spreadsheet. Include all the items that your new condominium and suite have to have in order to be in the running. Then list the things that would be nice to

So, where to start? How about the big picture – where do you want to live? You should have a “location” column where you note how far buildings are from your work, your family and the places you frequent such as sports venues, club meeting halls, places of worship, etc.

shopping list?Have you made your


EXCLUSIVE BROKER: MARKETVISION REAL ESTATE CORPORATION. BROKERS PROTECTED. PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O. E. ILLUSTRATION IS ARTIST’S IMPRESSION. CREATIVE: LA-ADS.COM

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buyer profile

When the opportunity arose for ryan Kerr to purchase his first home, he was understandably choosy. He likes his current apartment in Cabbagetown, which he considers a great neighbourhood. “My goal was to find a place that was an improvement over where I live now, and that’s hard to do. I love it here.” He says what led him to Five Condos at 5 St. Joseph, which is currently under construction on Yonge Street south of Bloor, was its location in the hub of Toronto. “With two subway lines and the bus so close by, I’ll have greater flexibility and options to explore the city.”

Ryan purchased a one-of-a-kind two-storey, one-bedroom suite facing Yonge Street in this highly successful condominium by Graywood Developments Ltd. and Mod Developments Inc. A key component of this area’s revitalization, Five Condos’ 48-storey modern tower exterior was designed by Hariri Pontarini Architects to preserve aspects of the existing heritage architecture. ERA Architects is restoring elements of the historic 1880s buildings on Yonge to house new retail venues, one of which will be RBC.

A freelance writer and videographer, Ryan says the architecture was a real selling point for him. “I live in a heritage building now, and I like this connection to the past. ERA has a reputation for preserving heritage buildings as accurately as possible. I know that Five Condos is going to be the real deal, and the artistic side of me likes the combination of modern and heritage. I happened to walk into the sales office the day the developers released The Yonge Collection. As soon as I saw the floorplan for my 527-sq.-ft. loft design, I signed on the dotted line. I was so happy, I cried.”

First-time buyer DraWn to MoD’s artistry anD arChiteCture

Ryan explains that although the size is equivalent to his current apartment, the layout is more livable. “Everything you see above the retail level is mine. The kitchen, living and dining room, and bathroom are on the main floor. The second-floor loft area is the bedroom, which overlooks the main living area. The 18-ft. ceiling and natural light coming in from large windows will make the living spaces feel huge.”

As an owner in The Yonge Street Collection, Ryan will have a private entry, or he will be able to enter through the main condominium doors that are part of the four-storey 1905-‘07 Gothic Revival warehouse façade being preserved on St. Joseph Street. The St. Nicholas Street frontage is being reconstructed to capture the warehouse ambience of the original buildings and will house retail tenants as well.

Ryan says that he and his partner, Otis, look forward to moving in along with their dog, Rachel. Ryan has started planning furnishings and décor, which will be a combination of modern and vintage – appropriate for his new digs. He says that the sales representatives have been informative and helpful regarding his questions about his features and finishes.

Five Condos is one of the biggest retention projects in Toronto. Interiors by Cecconi Simone include the appointments for Five on Five, the 10,000-sq.-ft. amenity space featuring a piano bar/dining room, billiards, cocktail lounge with bar and kitchen, TV lounge and party room, men’s and women’s change/club rooms with dry steams and private lounges, cardio and weight-training studios, and 6,000- sq.-ft. roof garden with a water feature, dining and barbecue area. Residents will also enjoy the services of a concierge and recreational director.

Luxurious suite appointments include pre-finished engineered wood flooring (as per plan), kitchens with Cecconi Simone-designed cabinetry, choice of granite or Corian countertops and a Miele appliance package. Sizes range from 399 to 1,483 sq. ft. Prices begin at $374,900.

The sales centre for Five Condos is located at the corner of Yonge and St. Joseph Street. Call 416.928.0555 or visit fivecondos.com. For retail inquiries, call Jane Baldwin at 416.366.3183 x 262.

056 neW ConDo GuiDe march 23 - april 6, 2013

EXCLUSIVE LISTING BROKERAGE BAKER REAL ESTATE INCORPORATED. BROKERS PROTECTED. PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O. E. ILLUSTRATION IS ARTIST’S IMPRESSION. CREATIVE: LA-ADS.COM

A PROJECT DEVELOPED BY GRAYWOOD DEVELOPMENTS LTD. & MOD DEVELOPMENTS INC.

PRESENTATION CENTRE LOCATED AT THE CORNEROF YONGE & ST. JOSEPH.

MON–THURS 12–6PMSAT–SUN 12–5PMCLOSED FRIDAYS

FIVECONDOS.COM 416.928.0555

NOW UNDER CONSTRUCTION. STARTING FROM THE MID $200’S

// ...WHEN YOU LIVE AT FIVE, YOU LIVE THE REAL CITY LIFE. SHOP. EAT. DRINK. PARTY. WORK. ALL IN YOUR NEW PLAYGROUND, SOUTH OF CHIC, NORTH OF TRENDY, AND NOT FOR THE FAINT OF HEART. DISCOVER AN ELECTRIC NEIGHBOURHOOD FOR THE CITY-LOVER, 10,000 SQUARE FEET OF AMENITIES FOR THE LEISURE-LOVER, AND A DARING SKYSCRAPER ATOP A HERITAGE BASE FOR THE DESIGN-LOVER. IS FIVE THE BEST OF BOTH WORLDS? NO, IT’S THE BEST OF ALL WORLDS. VISIT US TODAY AND DISCOVER THEM ALL. //

// LIVE AT THE INTERSECTION OF

CITY AND STYLE. //

13-0012_FIVE_CG_FP_FEB23.indd 1 13-02-14 3:58 PM


The city’s biggest green space is yours to explore every day. Walk, run orride through the lush greenery. Picnic on the grass. Spread out a blanketand sleep in the sun. Get away from it all without actually going anywhere.

THE HIGH PARK : 1990 BLOOR STREET WEST AT PARKVIEW GARDENS

RESIDENCES FROM THE $300’S. REGISTER FOR YOUR OPPORTUNITY.

TheHighPark.com FOR MORE INFORMATION, CALL 416.670.3699

leave the city. in the city.

RENDERING IS AN ARTIST’S IMPRESSION. SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E.

thehighparkCONDOGUIDEfinalOUT:Layout 1 13-03-14 9:50 AM Page 1

ACTUAL VIEW FACING SOUTHEAST

NORTH DRIVE . QUADRANGLE ARCHITECTS . CECCONI SIMONE . JANET ROSENBERG+STUDIO

BROKERS PROTECTED.

thehighparkCONDOGUIDEfinalOUT:Layout 1 13-03-14 9:50 AM Page 2

Do more than clean

this spring…

Each spring, whether it be tradition or instinct, we are compelled to clean and refresh our homes. With everything pulled out of closet and drawers, it’s also the perfect time to take a closer look at how

well our homes are functioning for us. Are things in the right place? Are they easy to get to? Do we even know where they are? Life is always changing and sometimes our storage and organizing systems simply don’t keep up. Here are a few ways to up your organizing game:

Lessen your Laundry Load

Unlike other processes, laundry is one system that runs through your entire home and since it doesn’t stop, it’s really worth thinking about how to make it less onerous. Consider designing your laundry system to meet your family’s needs using these simple steps: 01 Make it easy to collect laundry by providing a hamper in every room.02 Provide a sorter in the laundry room to divide clothes into categories

that makes sense for you. You can sort by lights, darks, delicates, heavy duty, towels, or by person.

03 Pre-treat and wash clothes.04 Dry clothes either in a dryer or on an efficient drying rack to save

money and preserve your clothes. Hanging clothes helps can mean they dry with fewer wrinkles. Remove clothes from the dryer before clothes get cold and wrinkles set.

05 Sort by person and have each person fold and put their own clothes away.

Since founding Streamlife (streamlife.ca), an organizing company in 2005, Clare Kumar has coached residential, small business and

corporate clients to improve productivity and achieve greater peace of mind, while

creating inspiring spaces in which to live and work. Clare is also co-creator of Pliio, a line

of home organizing products.

feature // CLare Kumar

Get orGanized!

Provide a sorter in the laundry room to divide clothes

into categories that makes sense

for you. You can sort by lights,

darks, delicates, heavy duty, towels,

or by person.


CapitaLize on KitChen storaGe

If you’re frustrated by inefficient storage in an older kitchen, consider these two simple tools to maximize what I call your prime kitchen real estate. It’s important that any cupboard you can reach easily is used to store your most commonly used items.

If you’re vertically challenged, you may only be able to reach the first or second shelf in your upper cabinets. Adding shelf risers instantly doubles your storage capacity. You’ll need to choose shorter mugs, glasses or bowls to have them fit, but it’s an easy way to put more within arm’s reach.

What about lower cabinets? Deep and dark, they are often home to long-forgotten gadgets. Fix this by installing pull-out drawers. Go for custom drawers to make sure no space is ever wasted. The best company for this is Gliding Shelf Solutions. They convert your existing cabinets with pull-out shelves will make what you own both easier to see and accessible, while getting you organized in the process. There will no longer be an excuse to keep things you are no longer using which in turn frees up more space and no costly renovation required!

ControL CLoset Chaos

It’s easy to keep adding to a closet and forget to take things away. If you’re struggling to find things in your closet, consider these rules for an easy to use wardrobe.01 Make sure the closet is well lit. If you can’t

see it, you’re less likely to use it.02 Respect the limits of your space. If you can’t

pull an item out without pulling three others with it, it may be time to edit your collection.

03 Group like-with-like by clothing type to free up vertical space.

04 Add closet organizers to customize storage to suit what you own.

use the simpLe streamLife p.L.a.n. to Get

orGanized and its four steps to any suCCessfuL

orGanizinG system: prioritize, Liberate, arranGe

and nurture

» Prioritize – Define what you want to do in a space

and how it should feel.» Liberate – Let go of things that don’t fit your vision

for the space.» Arrange – Place things in the space so that they

take the appropriate amount of energy to access.» Nurture – Cultivate habits to maintain order such

as employing the one-in-one-out rule.

For more information, visit: streamlife.ca and glidingshelf.ca

It’s important that any cupboard you can reach easily is used to store your most commonly used items.

www.glidingshelf.ca

glidingshelf.ca


Visit the new real estate section on canpages.caand start looking for that special place.

Search yourfavourite neighbourhood

Find out about nearbyservices and amenities

View new construction projectsand register to get the latest info

We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.

IN THE MARKET FOR A

NEW HOUSE OR A CONDO?

Powered by

canpages_filler_VF.indd 1 13-02-26 4:50 PM


// by hellen buttigieg

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV

host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more

time, energy and inner peace. Contact Hellen at 905.829.2219

or [email protected]

quick tips

Clothes on the floor, piles on the night table and a messy bed just don’t set the stage for sweet dreams. Your bedroom should be a tranquil spot. But if you’re dragging yourself across a minefield every night to

flop down into a disarray of sheets, pillows and blankets, you’re not setting yourself up for a restful night. In fact, if you’ve got too much stimulation and not enough relaxation, you may be feeding your over-stressed mind with a subconscious “to-do” list, so you have to work on clearing out your mind as well as your room.

sleep in a sanctuary Clutter in the bedroom can prevent you from getting a good night’s sleep and being happy and productive during the day. Clear any clutter from under the bed and use an under-the-bed storage container. Clear the tops of dressers by using trays to hold perfumes and colognes, and use a dish for loose change. Slide a basket under the night tables to stash sleepwear and books.

losing sleep over your clutter? Clutter in a bedroom can make it difficult to unwind. Keep on your dressers and night tables only the items you need and use daily. Items used less often can be stashed inside drawers or in a basket tucked under your furniture.

a dream or a nightmare?

Is your bedroom

Clutter in the bedroom can prevent you from getting a good night’s

sleep and being happy and productive during the day.

continued on page 66…


155REDPATH

Good design makes life better.

COMING SOONFROM THE MID $200S

REGISTER NOW

REDPATHCONDOS.COM

CONDOMINIUMS AT

YONGE + EGLINTON

PSR BROKERAGE. EXCLUSIVE LISTING BROKER WWW.PSRBROKERAGE.COM / PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. ILLUSTRATION IS ARTIST’S IMPRESSION.

CONSTRUCTED BY

065

Choose fewer, larger decorative items to reduce visual clutter and create a peaceful environment conducive to a good night’s sleep.

drop the top sheet If beds go unmade every morning because it takes too much time, eliminate the top sheet and trade several blankets for a duvet instead. Take one or two seconds to straighten out the duvet every morning and you’re done!

need extra space in your bedroom? Under-bed storage containers (one of my all-time favourite organizing products) will help create storage in a space that is otherwise wasted. If you have been unable to use this product because your bed is too low, you can now purchase bed risers or “bed elevators” for a clever and easy way to lift the bed higher so that the storage containers fit.

where to start? One of the most common questions I get asked when it comes to getting organized is “where do I start?” My suggestion is to think about what you are making room for. If your goal is to have more romance or more rest in your life, it would make sense to start the organizing process in the bedroom.

linens – the biggest thieves of closet space Most linen closets I’ve seen are overstuffed. Let go of all the sheets and towels that are torn, stained, or kept “just in case.” You really only need one extra set of sheets for each bed. Store your bulky off-season bedding in space-saving bags, which allow you to suck the air out with a vacuum; linens are protected and only take up one-third of the space. Organize your closet so that like items stay together. Roll hand and face towels and place them in pretty baskets on the shelf. Keep tall stacks of bath sheets from toppling over by using wire shelf dividers that slip onto the shelf and work like bookends. Fold pillowcases and fitted sheets into their matching flat sheets so that the set stays together neatly. Finally, arrange sheets according to their destination (master bedroom, spare bedroom, Jane’s room, etc.) and place the corresponding labels on the front of the shelves.

Under-bed storage containers (one of my all-time favourite organizing products) will help create storage in a space that is otherwise wasted. If you have been unable to use this product because your bed is too low, you can now purchase bed risers or “bed elevators” for a clever and easy way to lift the bed higher so that the storage containers fit.

Want to get a better night’s sleep? Planning your day the night before will silence that little voice inside your head that may be keeping you up at night. Use your calendar or day-timer system to list priority tasks and note any items you need to take with you. The bonus is that adequate sleep will result in less stress and increased productivity.

quick tips continued…


88 Scott’s ideal location within the St. Lawrence neighbourhood

- on the edge of the financial district - make it an optimal choice

no matter what the time of day. This new offering from Concert

has already captured the attention of discerning buyers despite

market conditions.

In addition to its central location, 88 Scott features intelligent suite

designs, stunning views, abundant amenities and superb quality

finishes throughout. Built by award-winning Concert, the many who

have chosen 88 Scott define it as a timeless blue chip investment.

Come and see for yourself.

FROM OPENING BELLTO LAST CALL

Concert Properties - 88 Scott - Condo Guide Magazine - Ad#2 Last Call Size: 7.5 by 10.5 inches w/0.125” Bleed - Full Page

Revised: March 12th, 2013 - Material Deadline: March 13th, 2013 - Material Insertion: March 23rd, 2013Attn: Dionne Fraser ([email protected]) - Contact: Ivo Marchand ([email protected])

YON

GE ST

KING ST E

COLBORNE ST

WELLINGTON ST E

FRONT ST E

CHU

RCH ST

SCOTT ST

SALES CENTRE

BAY ST

88 SCOTT

Most homes priced from $400,000 to $800,000

Sales Centre & Display Suite 100 Yonge StreetOpen Weekdays (except Fridays) noon to 7pm Weekends 11am to 5pm

T O R O N T O T O T H E C O R ETM

88Scott.com 416.216.8588photo: Starfish Oyster Bed & Grill

067

ConCert’s 88 sCott celebrates construction milestone

Condo profile

concert Real Estate Corporation recently announced that they will be beginning the first stage of construction at their 88 Scott condominium project in downtown Toronto. Demolition of the existing building is set

to begin in preparation for the next stage – construction.“We are so proud that discerning purchasers of 88 Scott have brought us to this

important milestone,” says Catherine Diraison, Director of Project Sales. “88 Scott is now over 65 per cent sold and we are excited to see the building begin to take shape.”

“Supporting Concert’s well-earned reputation for quality, purchasers at 88 Scott have bought throughout the building,” indicated Diraison, which means there is still an excellent selection of suite types available.


The embodiment of downtown living, 88 Scott will rise 58-storeys at the corner of Scott and Wellington Streets, uniquely situated between the buzz of Bay Street and the charming, historic St. Lawrence Market neighbourhood. Just across from the urban oasis of Berczy Park, 88 Scott is mere minutes to the theatre district and within walking distance to Toronto’s Harbourfront, the Air Canada Centre, Rogers Centre and to fine dining and world-class shopping.

It is not only 88 Scott’s prime location that makes the building a standout, but the superior quality of its 479 suites, all designed to appeal to a sophisticated urban buyer.

“We invite prospective purchasers to visit the conveniently located sales centre at 100 Yonge Street to experience the high quality of our finishes for themselves,” says Diraison. The sales centre includes a fully-furnished model suite with three kitchen options designed by Alex Chapman and Kelly Cray of Union31 interior design. “From our most efficient studio suites to our spacious three bedroom homes, high-end finishes and attention to detail come standard with every suite.”

All suites at 88 Scott boast over-height, smooth ceilings and bright, open kitchens with designer cabinetry and integrated European appliances. With such exquisitely designed interiors and captivating architecture, 88 Scott rejects hum-drum, cookie-cutter suite designs in favour of elegant, well-appointed living spaces. Suites range in size from studios to three-bedroom designs of more than 1,900 sq. ft.

88 Scott’s distinctive design by Page + Steele/IBI Group Architects ensures it will make a distinctive mark on downtown Toronto’s skyline. In a nod to the building’s heritage, the stylish

five-storey podium will be constructed to incorporate the façade of the original limestone building constructed in 1951.

88 Scott will also offer the latest in environmentally-conscious design, including green roofs, highly efficient mechanical and electrical systems and superior indoor air quality. The building will target LEED gold with a design to meet the highest tier of the Toronto Green Building Standards.

to learn more about how to make your home with 88 scott at the centre of it all, visit the sales Centre at 100 Yonge street, call 416.216.8588 or visit 88scott.com.

About ConCertFounded in 1989, Concert is an award-winning diversified real estate enterprise with expertise in developing condominium homes, rental apartments and retirement communities; acquiring and developing commercial, industrial and infrastructure properties; and in property management in Ontario, British Columbia and Alberta.

Since 1989, Concert has developed more than 9,500 rental and condominium homes, and built or acquired more than 10.7 million sq. ft. of income-producing properties.


your money

over the several years that Desjardins Financial Security (DFS) has conducted its retirement survey, two themes have always come up: most Canadians avoid retirement planning and they’re sure they haven’t saved enough. So, how prepared are you?A | You’re totally confident about your financial security and retirement plans, or;B | You know you haven’t saved enough, but now you’re ready to make a plan.

If you answered B, these experts from Desjardins are here to help you get started.

›› Djamal saleh, regional vice-president of sales, Individual savings ProductsWhat does retirement look like? Will you be spending your retirement travelling the world or will you just keep on working? Actually, in the most recent DFS retirement survey, 56 per cent of respondents expected to do just that. Many said it was because working kept them active. But the most popular reason was financial. It might be nice to think that you could continue your current working lifestyle well into your 80s. But life has a way of throwing you curveballs. The reality is that less than one retiree in five continues to work. In fact, events like job loss, a disability, becoming caregiver to a loved one, or simply fatigue can change your plans in an instant. This is why it’s important to visualize what your life might look as part of creating a solid plan.

›› Daniel villeneuve, tax specialistHow much will I need to retire? This is a very common question so it’s important to remember that you’ll likely spend 25 to 30 years in retirement. For example, the average 55 year old woman who is a non-smoker will live to 86 while her male counterpart will live to 83. That being said, you will likely need a retirement income of about 70 per cent of your gross working

Are you saving enough for retIrement?

income. Here’s a snapshot of the type of income sources you may have if you were retiring today:1. An employer pension, if it

was available to you2. The Canadian Pension Plan,

on average about $6,300 per year3. The Old Age Security Pension,

on average about $6,500 per year4. Savings in an RRSP and/or

non-RRSP

Since future retirees have no control over the amounts of the first three sources of income, creating a substantial nest-egg within your RRSP and regular savings accounts will be an essential part of your written retirement plan.

›› angela lermieri, financial PlannerReview your plan The golden rule to ensuring you have saved enough is to regularly review your objectives and adjust your plan as required, as circumstances can change quite often. For example, there may be changes in the tax rules, new laws, interest rates and public pension plans that may affect your goals. But if you stay flexible, all this is manageable, giving you much better odds of attaining your retirement goals.

For other retirement planning tips, tools and calculators, visit the Thinking About Retirement section of Desjardins Financial Security’s website at desjardinslifeinsurance.com. NC

070 new ConDo guIDe march 23 - april 6, 2013

*SPECIFIC QUALIFICATIONS DO APPLY. THIS IS A LIMITED TIME OFFER AND THERE ARE A LIMITED NUMBER OF SUITES AVAILABLE. SPECIAL CONDITIONS APPLY. PLEASE VISIT THE SALES CENTRE FOR DETAILS. Facebook.com/thecanarydistrictTwitter.com/canarydistrictCanarydistrict.com/blog

snap objects2

CONDOMINIUMS RETAIL CULTURE PARK WELLNESS

Celebrate 2015WHEN THE WORLD COMES TO TORONTO!

BUY A DOWNTOWN CONDO WITH JUST

With an easypayment plan

$2015down

9 Mill Street • Monday-Thursday: 12pm–6pm Friday-Sunday: 12pm–5pm

Canary District will catch the eyes of the world as it transitions from a homefor the athletes of the 2015 Pan/Parapan American Games into a celebrationof life and nature, family and community. Put down just $2015 now andbecome a proud owner of your dream condo at Canary District! Take advantageof MyHome, a unique and limited time off er, for qualifi ed buyers, to help you buy and live in an award winning new downtown community!

FOR MORE INFORMATION PLEASE CALL 416-603-7576 OR VISIT OUR PRESENTATION CENTRE

UNDER CONSTRUCTION. CONDOS FROM THE MID $200’S

PANA 28486 Condo Guide Full Pg_final.indd 1 2013-03-15 2:36 PM


CHINESE HOME & CONDO GUIDE

KEN2 27715 Condo Guide Cover FA.indd 1

2013-01-15 3:40 PM

二月二日至三月十六日Feb 2 - Mar 16, 2013

蛇年運程 • 大多市各商場賀年活動 • 416 與 905 區之比試

2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM2013-01-15 3:40 PM

GTA Chinse Front Cover_020213 2.indd 1

1/28/13 4:48:27 PM

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!


Celebrate the start of construction, with our NEW Ground Breaking incentives! Now’s the perfect opportunity to make your friends insanely jealous with your new place at Minto30Roe.

1 and 2 bedroom suites from the low $300s.

Visit us today. Minto30Roe.com 416.915.3812

Sales Centre: Enter at 2345 Yonge St.beside Shoppers Drug Mart (S)Mon-Thurs 12-7pm Sat-Sun 12-5pm

*See sales representative for details on limited-time offer. Prices & specifications subject to change without notice. Furnishings not included. Illustration is artist’s impression. E. & O.E.

NOW UNDER cONSTRUcTION!

Fabulous condominium living at Yonge & Eglinton

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SalesCentre

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3rd FloorOutdoor Garden

PODIUM - FLOORS 4 & 6

SUITE 401, 421 & 601, 621 - SOUTH1 BEDROOM + DEN

INDOOR LIVING - 687 SQ. FT.OUTDOOR LIVING - 68 SQ. FT.TOTAL LIVING - 755 SQ. FT.

ACTUAL USABLE FLOOR SPACE MAY VARY FROM THE STATED FLOOR AREA. SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. SOME FEATURES MAY VARY BY SUITE DESIGN. E. & O.E. - 010112

Alternate balcony condition on 3rd and 5th floor.See Sales Representative.

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3rd FloorOutdoor Garden

Craighurst1 bedroom + den

Indoor Living - 687 sq. ft.Outdoor Living - 68 sq.ft.

Total Living - 755 sq. ft.

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The Craighurst 1 bedroom + den – 687 sq. ft.

GRouNd BREakiNG

iNCENTivES! *SEE a SalES REp.

foR dETailS

Minto30ROE_CGuide_Mar9_FA.indd 1 13-02-28 9:29 AM


Minto 30Roe begins construction in the exciting

Yonge and Eglinton area

condo pRofile

the bustling neighbourhood that surrounds Yonge and Eglinton is about to get even busier. Minto has broken ground on

30Roe and construction has begun on the 34-storey tower, expertly designed by Wallman Architects.

Minto marked the start of construction in February with a celebration that saw the developer invite purchasers, friends and neighbourhood residents to the presentation centre for a fun afternoon of entertainment and outdoor activities.

The crowd indulged in a variety of winter treats, including beaver tails, pretzels and hot chocolate, and took part in skating and face painting. The Turbo Street Funk Band entertained attendees as they warmed up inside the presentation centre. It was an energetic affair that captured the always exciting spirit of the Yonge and Eglinton community.

The Minto team has tirelessly strived to match the unique atmosphere that embodies the neighbourhood. The developer is hosting free yoga classes on the first Saturday of each month in the presentation centre and has packed 30Roe with amenities that will appeal to an exuberant demographic that wishes to call Yonge and Eglinton home.

One of the undeniable amenity highlights will be the incredible 6,000-sq.-ft. Movement Haus fitness centre. Movement Haus offers


unparalleled services right in your own building and is known one of the finest working within the health and wellness industry.

II by IV Design Associates have been tapped to create the interiors for 30Roe. The acclaimed firm has developed a reputation for spirited, youthful and sophisticated designs and is undoubtedly the perfect fit for the development.

And of course, the unbelievably convenient location is enough to convince any skeptic that Yonge and Eglinton is the real deal. 30Roe will be ultra close to the Yonge subway line and only minutes from major highways. Rushing downtown? It will be a breeze at 30Roe because reaching Toronto’s core is as easy as short drive or a hop on the subway.

Suites at 30Roe are available from the low $300s and range in size from 503 to 745 sq. ft. Swing by the presentation centre at 30 Roehampton Avenue to learn more about how 30Roe will blend seamlessly into the burgeoning community.

the presentation centre is open from Monday to thursday between noon and 7 p.m., and Saturday and Sunday between noon and 5 p.m. it is closed on friday. call the presentation centre at 416.915.3812 or visit minto.com for more details.

march 23 - april 6, 2013 new condo Guide 075

“I’m inspired by Lifestyle Brand Kate Spade New York’s motto to “Live colourfully.” I want to incorporate the graphic prints,

whimisical spirit and feminine touch into my home.”

your home

Kate the great

1 Morningside Heights Bath Towels by Kate Spade New York. $11-$25. Visit bedbathandbeyond.ca 2 Spring Street Live Colorfully” Toss Pillow by Kate Spade New York. $50. Visit bedbathandbeyond.ca 3 Make Headlines Make Mischief Mug and Make Headlines Bejeweled Mug by Kate Spade New York. $20 each. Visit thebay.com 4 Kate Spade New York: Things We Love: Twenty Years Of Inspiration, Intriguing Bits And Other Curiosities by Kate Spade New York. $45. Visit chapters.indigo.ca 5 Madeira Court 9-in Accent Plate. $24 each. Visit bedbathandbeyond.ca 6 Grace Avenue Large Crystal Bowl

by Kate Spade new York. $135. Visit thebay.com 7 Framed Kate Spade Quote. $30. Visit homesense.ca

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// by sara ducK


Rendering is artist’s concept. Prices and specifi cationsare subject to change without notice. E. & O. E.* See sales representative for more details.** 10% depost for a limited time only.

Monday - Thursday 12 pm - 6 pmClosed Fridays Saturday, Sunday & Holidays 12 pm - 5 pm

Sales Centre located at 317 Adelaide St. East

posthousecondos.com 416-964-2777

From the mid $300’s

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quick tips

From sleek high-deFinition televisions to the newest smartphone-enhanced kitchen appliances, technology is rapidly transforming the way Canadians live.

Even home decoration is going high-tech: an exciting range of digital design tools has hit the market, allowing computer-savvy creative types to take a hands-on approach to adorning their living spaces. With the click of a mouse, consumers can create customized home accents that bring their personal design vision to life.

According to Shelli Gardner, CEO and co-founder of crafting and design company Stampin’ Up!, digital home décor is an exciting new way to decorate. “Thanks to advances in technology, home décor is entering a new era,” she said. “The pleasure designers enjoy with their hands can now be enjoyed when creating on a computer. Web-based resources such as step-by-step tutorials, designer templates and easily accessible advice from design experts make it easy for everyone – even those who aren’t tech-savvy – to create beautiful customized home décor.”

Noteworthy software-based design programs include My Digital Studio, which features exclusive artwork, colours, and designer templates. Originally conceived as an online scrapbooking tool, the program is growing in popularity for its home décor possibilities, with options for the bedroom, living room, kitchen, and playroom.

In addition to the design software, the My Digital Studio Web site (MyDigitalStudio.net) also includes a number of resources that facilitate the user experience, including images of sample projects, videos featuring beginner and intermediate techniques, blogs from design experts and more. Beginners can take advantage of a no-commitment free trial by visiting stampinup.com/store.

getting startedWhen using a tech-based design program for the first time, Gardner suggests starting with a beginner-level project, which can still pack a stylish punch.

digital design for the home

Popular project ideas for first-timers include personalized family photos. Start by scanning a favourite family photo onto your computer. Then, using design software, try layering the scanned photo onto a colourful or patterned background, creating the look of a triple-matted picture without going to the trouble of finding and cutting the mats. Photos in black and white can look especially elegant. For a finishing touch, add a caption accent to the top or bottom corner of the photo, such as the last name of a family. For a baby photo, choose a patterned pink or blue background, and add a corner caption with the child’s name.

Another easy project idea involves creating and framing a phrase using a design program’s library of fonts and symbols. Plan the colours and patterns according to the colour scheme of the room being decorated. For example, try creating a unique statement piece by printing and framing a brightly-coloured ampersand. Display the framed ampersand surrounded family photos for a unique, modern look.

Whatever the project, when it comes to digital design, the possibilities are endless. ARA


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Grand Palace A reigning residence illuminates

Richmond Hill skyline

condo Profile

a s the town of Richmond Hill gears up for the debut of its most prominent condo residence yet, suburbanites with big city dreams will soon have

a place to call home. Built for comfort, bursting with urbanity and sleek in

contemporary design, Grand Palace will crown the sky of the Yonge Street Corridor with impressive architectural presence and admittance to an exclusive modern lifestyle. Developed by innovative builder Guizzetti Corporation, Grand Palace brims with all the luxurious pleasures one would only find in a downtown dwelling — until now.

“You’ve worked hard your whole life,” says Guizzetti Corporation president Stefano Guizzetti. “We’ve worked hard to bring you everything you deserve.” With building underway, the landmark endeavour is the second residential project by the leading build firm, which has been praised for its rare punctuality in an industry often set back by construction delays.

Nestled amongst million-dollar homes, the development’s three 15-storey glass condo buildings — designed by the acclaimed architectural firm Hariri Pontarini

— embrace stylish and spacious designer suites and town lofts with airy nine-ft. ceilings. Sleek features and energy-efficient appliances, including Fisher & Paykel refrigerators, Whirlpool stainless-steel dishwashers and ovens, full-sized washers and dryers, granite countertops and premium porcelain tiles, are awash in natural light which spills through the contemporary glass walls that encase each of the 524 suites.

Its quality features give way to the beauty of modern living, but the added perk of in-suite climate control distinguishes Grand Palace’s attention to detail and emphasis on comfort and ease. This addition gives residents the freedom to set the temperature of their living space according to their needs, an


uncommon luxury in conventional condos where heating and air conditioning is often left in the hands of the building. “We strive to be the best at what we do. Not mediocrity: the best,” says Stefano Guizzetti, with partners Jack Scivoletto and Albert Gasparro.

The discernible Grand Palace also boasts lifestyle amenities that are second to none. Convenient on-site party rooms, conference centres, guest suites, outdoor terraces perfect for summer soirees and a 24-hour concierge fulfill all social and entertainment essentials. A blossoming winter garden brings the heart of nature to the residents of Grand Palace all year long, while an unprecedented luxury spa brings tranquility to an

otherwise hectic day. Encouraging wellness of mind and body health, the Grand Spa is fitted with a fitness space, yoga studio, sauna, pool, whirlpool and lounge. The Grand Palace is also surrounded by various commercial and retail spaces, and close to amenities such as entertainment and transit for carefree work commutes and a hassle-free way of life.

Offering an affordable yet luxurious lifestyle in a town where a burgeoning population is seeking a modern yet comfortable way to live, Grand Palace is the place where families and young professionals alike can begin the next chapter of their lives. “Grand Palace is just one more in a series of incredible contributions made to the town of Richmond Hill over the years,” says Richmond Hill Mayor Dave Barrow. “I have to congratulate [Guizzetti Corporation]. [It] has come forward with this project [Grand Palace Condominiums] and other projects in a community that fulfills the vision that we have. We are changing from a suburban community to an urban community, and these projects, beautiful as they are, certainly fit where we want to go as a community.”

Visit the new sales office at 9612 Yonge Street, richmond Hill, to pre-register for Grand Palace’s executive town lofts! call (905) 907.4370 or visit grandpalace.ca. for more information.


home TIPS

For moST oF uS, the home office is a must, but it doesn’t have to be the cluttered storage room for all your household’s odds and ends. Today’s home offices can be versatile in look, function, form – even location. Frank Turco,

senior manager of trend and design, The Home Depot Canada, recommends these tips to make your home office work for you.

Two rooms in one If your home doesn’t have a dedicated office, incorporating a work station into the kitchen can be easily done. Plus, the easy access to the workstation ensures you can keep your eyes on the “staff” while they play close by.

Creatively categorize Take the pegboard out of the garage and use it in your office to hang essentials – from scissors to staplers. Try painting the pegboard a bright colour to add a touch of décor to the space.

out of space Look to better organize your workstation. If the base of your computer is only accessed for trouble shooting, place it under your desk. Need to print on a daily basis? Keep your printer within reach. How about more space and storage? Consider storage solutions that are both functional and stylish.

or out of mind Would you prefer your home office is out of sight and out of mind when not in use? Then an unused closet may make the perfect space. Simply add shelving to create storage and a desk and wallpaper to finish the look. NC

Make the most of your

home oFFICe

082 new Condo GuIde march 23 - april 6, 2013

Dream Big from $259,900

PRESENTATION CENTRE HOURS:Monday - Thursday 11am - 6pmSaturday - Sunday Noon - 5pm

Closed Fridays

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers protected. Prices and specifi cations are subject to change without notice. Limited time offer

that may be withdrawn at any time without notice. Please see sales representatives for details. Rendering is artist concept. E.&O.E.

CONNECT WITH US:dreamtower.ca

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The Power of ColourThe colours you choose can dictate the feel of your home – and your mood// by yaniC simard // PhoTos by brandon barre

sTyle file


Colour is a multi-billion-dollar industry. It is also the most powerful aspect in the design world. It can change the way you’re feeling, stimulate thought, increase your appetite – it’s really quite phenomenal.

You’re drawn to colours that you like when you’re shopping for clothing because you know you’ll feel good when you’re wearing them, and the same thing goes for interiors. Statistics show that most people spend about 90 per cent of their time inside, a large portion of which is in their own home. If you live with colours that make you feel good, it will make for a better quality of life.

Deciding which direction to take in terms of colour is where many people tend to panic. My advice is to look through several magazines, tear out the pages that have elements you like, put them all in a folder and, once you have at least 20 different style images, analyze the colours that appear most often. This is a great way to get inspired and decide on colours for your own space.

PainT ParTiCulars

I am very particular about colour selection and when I design a space, I like to keep the walls through any open areas in a consistent hue. My entire place is painted in Benjamin Moore’s OC-23, Classic Grey. It’s a very soothing colour that really adapts to the other colours around it – like a chameleon. It’s a nice hue to wake up to in the morning and to fall asleep to at night. The tone of it varies throughout the day with the amount of light; it’s brighter in the day and much richer in the evening.

When you’re choosing your paint colour, remember: it’s just paint. It’s not permanent and can be easily changed if you’re not happy with it.

People always forget that you can get sample cans from the paint store. Pick up a maximum of three different testers that you like, paint sections of each on different walls (or paint large sheets of white Bristol board and stick them up), and live with them for a few days. (If you give yourself more than three options, trust me, you’ll never decide). Then narrow it down to your favourite two, and then finally pick the one.

GeT used To iT

Choosing a colour pallete should never be an impulsive decision; you should take time deciding so you know you’ll be comfortable with it. Once you finally do paint the walls, you might still wonder if you selected the right colour. However, keep in mind that you have to give yourself the chance to live with it.

Big changes take time to adapt to. For instance, if you’re going from burgundy to off-white you can’t expect to get used to it within the first few hours.

no-CommiTmenT PieCes

Pillows, accessories and other accent pieces give you the chance to have fun with colour, since they’re ‘non-committal.’ I’ve used hints of blue and green throughout my interior. It’s nice to have your entire residence consistent in terms of colour because then you can move pieces from one room to the next and you’ll never have to worry about making sure it coordinates.

Just remember that choosing colours for your home won’t happen overnight. It’s a process that starts with getting inspired; the rest will fall into place. It should be fun, not painful. And if you find that you really can’t do it on your own, it’s probably time to hire a good designer to do it for you.

yaniC simardYanic is the design editor of New Condo Guide and principal designer of Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine and the Toronto Star. Visit tidg.ca


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First-time Advice

Spring is that wonderful time of year when everything turns green, the flowers bloom and the space under your couch is full of dust bunnies. That means it’s time to spring-clean your condo.

to toss or Not to toss The first step in spring cleaning your condo is to go through all of your belongings, as if you were planning on moving. Decide what to keep, what to sell or donate, and what to throw away. Clothes are the easiest to go through. A good rule of thumb is that if you haven’t worn it in the past two seasons, then it is probably time to get rid of it. As far as everything else, if it isn’t irreplaceable (at least in your mind) and you haven’t used it for the last couple of years, you might want to toss it. With limited living space, it is best to hang onto only your most loved belongings. Next, you have to find a proper home for each of your things. This will save you time that is often wasted searching for things in a cluttered space.

stArt cleANiNgNow that you have gone through your condo and relocated everything to its new home, it is time to throw on your favourite tunes and get cleaning. The easiest way to stay organized and on task is to make a list of all the rooms in your home and then list all the chores that need to be done in each one. You might find that you don’t actually have as much to do as you thought. And there is no better feeling than checking things off of a to-do list.

do A coNdo checkSpring cleaning also means checking on the condition of various items found around your home. For instance, when was the last time you checked the batteries in your smoke detectors? How about the caulking around your tub or shower? Do you wonder why bugs keep getting in? Maybe your screens are in poor condition. Take a good look at all of these often neglected things in your condo. If you find anything that needs repairing or replacing, make a plan to do it right away. Staying on top of minor maintenance items prevents them from becoming major repairs down the road.

eNjoy the spriNgNow that all of the cleaning is done and your life feels much more organized, reap the rewards of a clean home by stepping outside and enjoying the nice weather. Who knows, you might even meet a new neighbour or two.

// by NikitA gylANder

Nikita Gylander is a Realtor with Re/Max River City and has many years

of experience buying and selling condominiums. Contact her at

780.719.1638 or visit her online at nikitasells.ca

sWiNg iNto spriNg Get your condo

warm-weather ready

The easiest way to stay organized and on task is to make a list of

all the rooms in your home and then list all the chores that

need to be done in each one

088 NeW coNdo guide march 23 - april 6, 2013

Exclusive Listing: Baker Real Estate Incorporated Brokerage. Brokers Protected.

*Prices and specifi cations are subject to change without notice. llustration is artist concept. E. & O.E.

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KING BLUE CONDOS: King of the entertainment district

CONDO prOfILE

o ne Toronto condo development is helping to lead sales in the Entertainment District – and that’s King Blue. As one of the best-

selling condo towers in the area, it is surpassing expectations in every amenity conceivable. From its Triple-A location in the heart of King West to its expansive 5,800-sq.-ft. rooftop patio on the 9th floor, King Blue Condos offers the epitome of resort-style living just steps away from the best restaurants and cafes, sports venues, cultural centres, spas and clubs that Toronto has to offer.

Not surprisingly, King Blue Condos, designed by award-winning architects Page+Steele / IBI Group, will be the crown jewel of downtown Toronto – the new “It” spot where people will want to see and be seen. Spearheaded by Easton’s Group of Hotels, this is much more than a luxury residence – it’s a new social destination for the King West public at large.

What’s great at King Blue is you get incredible value for a reasonable price. Prices start in the mid-$200s and what you actually receive is much more than a fantastic property in a contemporary building – you gain access to world class amenities at your fingertips!

EvEry suitE maximizEs spacE and showcasEs top-of-thE-linE finishEs. in addition, Each rEsidEncE wows with ExpansivE windows which allow for grEat viEws of thE city.

090 NEw CONDO GUIDE march 23 - april 6, 2013

Venture out on a shopping spree without ever leaving your own backyard. A fashionable porte-cochère courtyard grounds the main floor – an epicentre of retail with over 13,000-35,000 sq. ft. of boutiques. Crave a little culture? Check out the latest exhibition at the Theatre Museum Canada, set to be exclusively housed at King Blue. A unique glass exterior wall offers street-level pedestrians a glimpse into the museum’s crowds visiting the latest collection.

Looking for a stay-cation? Nestle into a romantic retreat on the stunning rooftop terrace featuring panoramic city views and a sculptural 20-foot tall metal trellis (interwoven with ivy, of course). Take some quiet time on the couture couches sporadically placed inside the landscaped walkway or huddle in with a partner to bask in the light in front of one of the many custom-built fire pits glowing inside.

Wish to nurture body and soul? Experience the peaceful, meditative atmosphere at the 6th floor pool area framed with architectural pillars and ensconced in white-rippled marble and granite. Catch the city skyline while swimming laps – there are floor-to-ceiling windows at pool level. Enjoy a beverage after your swim while you scan the cityscape. The bar is nestled in the garden outside just a few steps away. Other amenities include a top-of-the-line fitness

centre, a multimedia room and fashionable guest suites.With interiors conceived by principal director Alessandro Munge of

award-winning designers Munge Leung, residents receive high-end layouts coupled with luxuriously appointed kitchens and bathrooms that marry function and design perfectly.

Every suite maximizes space and showcases top-of-the-line finishes. In addition, each residence wows with expansive windows which allow for great views of the city. Residences on the upper levels get the benefit of incredible views of Lake Ontario. Each space artfully intertwines energy-efficient, European appliances with lounge-like, concept rooms that anyone can imagine as home.

First impressions amaze when you enter into the double lobbies emanating sexy blue light. When friends and family sweep in and out of the porte-cochère, they’ll truly appreciate the ultra-convenience of this unique pick-up and drop-off area.

Whether this is your first purchase or you are looking to downsize and retire in the heart of the city, this incredible urban hub satisfies anyone who wants to be steps away from the action.

for a taste of the total lifestyle experience taking shape at King Blue, visit kingbluecondos.com or call 416.599.1355. follow us on Twitter @kingbluecondos.

march 23 - april 6, 2013 NEw CONDO GUIDE 091

small spaces

Organizing a small living space can be a challenge. Apartments and lofts typically have limited closet space, if any closets at all. Townhomes can also be a challenge to organize with their small kitchens and bedrooms. Such is true for many singletons and families just starting out, or couples looking to downsize their living arrangements. Whatever your habitat, here are some tips for organizing a small space so you can enjoy it to its full capacity.

› Furniture with stOrage

The furniture you choose for your home can make or break it. Oversized furniture is out, but furniture with storage is in. Look for pieces that will maximize storage capacity without taking up too much room. Armoires are great for storing clothes if you don’t have a closet, and these days they come in all sizes. Antique trunks add instant style to any room and they can double as a coffee or bedside table with a hideaway

Clever ways to organize a small living space

for keeping extra blankets, seasonal items or books. Media cabinets are a worthwhile investment for anyone with a television and other multi-media. Sanus offers media cabinets with open shelves or enclosed doors and ample room for holding DVD players, video games, cable boxes, music and other gear. If you like the mounted TV look, but don’t have the wall space for it, consider a flat-panel mount kit that attaches to furniture. It will give you the same aesthetic appeal as a TV mount, but doesn’t require drilling in the wall.

› DeFine the space

Just because a room is small doesn’t mean it can’t look pulled together. It’s important, especially in homes with open floor plans, to define living areas for how you intend to use them. It sounds counter intuitive, but wide-open rooms with poorly placed furniture can actually seem smaller than they are. Defining the space will allow you to create distinct areas for entertaining, eating and relaxing. Accordion-style room dividers do the trick. So do area rugs. A dining room or sitting area can easily be established with a pretty rug and chairs placed around it. A couch positioned in the middle of a room is a good way to separate living and dining areas.

› ODDs anD enDs

No matter how organized you are, you most definitely have at least one overflowing junk drawer. So what do you do with all these extra odds and ends? Get creative. Look around. You’d be surprised at how many things you already own that, when repurposed, make the perfect organizers. Toolboxes are ideal for storing crafting and office supplies like ribbons, buttons, paper clips, push pins, stamps and envelopes. Rather than tucking away flower vases in a cupboard, use them for neatly displaying kitchen utensils or makeup brushes. Matching baskets and photo boxes will hold just about anything from scarves to painting supplies. Looking for a fun way to display photographs? String a piece of twine across an archway and use clothespins to hang the photos from the twine.

With a little effort and creativity, any living area can be transformed into a well-organized space you enjoy spending time in. NC

092 new cOnDO guiDe march 23 - april 6, 2013

Exclusive Listing Brokerage: Brad J Lamb Realty Inc. Brokers Protected. Rendering is an artist’s impression. Prices and specifications are subject to change without notice. E.&O.E. January 2012

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new releases & grand openings

36 Hazelton by Alterra Construction has started at this luxury boutique condo in the Yorkville neighbourhood. Web: 36Hazelton.com

101 Erskine by Tridel A quiet sensibility in the midst of Yonge and Eglinton. Grand opening. Web: Tridel.com/101erskine

Avani at Metrogate by Tridel New suite release at Metrogate’s newest address at Kennedy and Hwy. 401. Web: Tridel.com

The Bond by Lifetime Developments New release – top five floors. Introducing The City Collection at Adelaide and John. Now open. Web: TheBond.ca

E Condos by RioCan, Bazis, Metropia Condominium residences on the northeast corner of Yonge and Eglinton. Grand opening. Web: ECondos.com

Exhibit by Bazis, Metropia, Plaza Limited edition penthouse collection at Bloor and Avenue Road. Web: Bazis.ca

Fuse 2 by Neudorfer Corporation Now releasing phase two of this master- planned community in Davenport Village. Web: FuseCondos.com

Gramercy Park by Malibu An urban oasis built around a private park in North York. Move in soon. Web: GramercyPark.ca

Imperial Plaza by Camrost Felcorp New suite release at Yonge and St. Clair. Book your private appointment today. Web: ImperialPlazaToronto.ca

Ivory by Plaza Newly released Pure Platinum Penthouse Collection on Adelaide, in the heart of old-town Toronto. Web: PurePlaza.com

Life Condominiums by Chestnut Hill Homes A stylish, 13-storey midrise at Yonge and Merton with 149 spacious suites. Now open. Web: LifeCondos.ca

The Madison by Madison Homes Grand opening of Top Floors at Yonge and Eglinton. Web: MadisonCondos.ca

One Bloor by Great Gulf New suite release at this coveted Yonge and Bloor condo, now under construction. Web: OneBloor.com

Picasso by Monarch Corp. & The Goldman Group Now open, an iconic building in the heart of the evolving Entertainment District. Web: MonarchGroup.net

Post House by Alterra Construction underway at this boutique condo in the St. Lawrence Market neighbourhood. Web: PostHouseCondos.com

Rise by Reserve Properties Downtown living at a mid-town price. Grand opening and new release. Web: RiseCondos.com

River City 2 by Urban Capital New release of penthouses with rooftop terraces and townhomes up to 1,877 sq. ft. Web: RiverCityToronto.com

Vivid by Pemberton Group Grand opening continues at Pemberton’s Vivid at Islington and Bloor. Web: VividCondos.com

X2 Condos by Lifetime & Great Gulf Sophisticated condominium now under construction at Jarvis and Charles. Web: X2Condos.com

condo watch

416Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to [email protected]

contInued on page 102…094 new condo guIde march 23 - april 6, 2013

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

Your complete source for condos, lofts and townhomes in Toronto

GTA EditionMar 23 - Apr 6, 2013

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

*TH: Townhomes, C: Condo

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

096

2 GREAT GuLF HOMES Yonge+Richmond 416-492-7420 • from $290,000 17 16K4 GAIRLOCH INvESTMENTS 383 Sorauren 383sorauren.com 113 9L6 CRESFORD DEvELOPMENT CORP. Merton Yonge Condominiums 416-484-1900 • from $500,000 IBC 14E7 THE DANIELS CORPORATION High Park Condominiums 416-351-1844 • from $300,000 14-15 8L10 EMPIRE COMMuNITIES The HUB 416-408-1200 • from $220,000 6-7 9F11 MENKES DEvELOPMENTS INC. 365 Church menkes.com • Insert 14I12 NORTH DRIvE INvESTMENT The High Park 416-670-3699 • from $300,000 60-61 8L16 FREED 155 REDPATH 416-601-0060 • from $250,000 44 14D21 EASTON’S GROuP King Blue Condominiums 416-599-1355 • from $250,000 89 12N22 MONARCH CORPORATION Picasso on Richmond 416-495-3549 • from $280,000 Insert 14M37 CRESFORD DEvELOPMENT CORP. Lofts 399 416-867-3999 • from $390,000 152 14L52 CRESFORD DEvELOPMENT CORP. CASA III 416-977-1100 • from $240,000 151 15L59 LINDvEST B Streets 416-532-6636 from $300,000 121 13J85 HARHAY DEvELOPMENTS One Eleven Condominiums & Lofts 647-347-4111 • 93 13M85 CARTTERA One Eleven Condominiums & Lofts oneeleven.ca • 93 13M117 BAzIS INC. Exhibit Definitive Residences 416-967-7778 • from $800,000 29 14I117 METROPIA Exhibit Definitive Residences 416-967-7778 • from $800,000 29 14I117 PLAzA Exhibit Definitive Residences 416-967-7778 • from $800,000 29 14I120 THE DANIELS CORPORATION One Park Place Condominiums 416-955-0559 • from $250,000 43 18J126 GREAT GuLF HOMES X2 416-927-0080 • from $303,000 18 16J126 LIFETIME DEvELOPMENTS X2 416-927-0080 • from $303,000 18 16J129 CONCERT PROPERTIES 88 Scott 416-216-8588 • from $400,000 67 17M131 LANTERRA DEvELOPMENTS Riverhouse at the Old Mill 416-766-7343 • from $520,000 27 5L133 TRIBuTE COMMuNITIES RCM I on University 416-363-4800 • from $393,000 63 14M137 ALTERRA HOMES/FINER SPACE Post House Condominium 416-964-2777 • from $350,000 77 16L140 EDEN SHAW Chaz 416-922-0045 • from $320,000 47 16J140 45 CHARLES LTD. Chaz 416-922-0045 • from $320,000 47 16J149 CAMROST - FELCORP Imperial Plaza 416-925-2501 • from $400,000 3 15I162 PIANOSI DEvELOPMENTS Perspective Condos 416-242-3500 from $280,000 106-107 4H171 CAMROST - FELCORP Yorkville Plaza 416-966-3003 • • from $350,000 1 14H179 GRAYWOOD DEvELOPMENTS Five Condos 416-928-0555 • • from $250,000 59 15J179 MOD DEvELOPMENTS INC. Five Condos 416-928-0555 • • from $250,000 59 15J189 THE DANIELS CORPORATION Cinema Tower Condominiums 416-203-2020 • 41 14M193 BuRNAC CORPORATION South Hill on Madison Condominiums southhillonmadison.com • from $200,000 53 13I200 FREED SIXTY Colborne 416-601-0060 • from $300,000 44 16L200 CARTTERA SIXTY Colborne 416-598-7775 • from $300,000 44 16L206 MOD DEvELOPMENTS INC. The Massey Tower 416-966-0197 • • from $320,000 55 16L215 DuNDEE KILMER DEvELOPMENTS Canary District Condominiums 416-603-7576 • from $250,000 71 18L1 GOLDMAN GROuP & LASH DEv. CORP. 530 St. Clair Ave. West 530condos.com • from $344,000 12H1 GOLDMAN GROuP & LASH DEv. CORP. 500 St. Clair Ave. West 416-868-0500 • from $260,000 12H1 GOLDMAN GROuP & LASH DEv. CORP. the rushton rushtonliving.com • from $344,000 12H3 CONCORD ADEx ParadeTWO Tower Residences 416-813-0999 • from $287,000 15M3 CONCORD ADEx Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M3 CONCORD ADEx ParadeTWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M3 CONCORD ADEx Quartz 416-813-0999 • • 15M3 CONCORD ADEx Spectra 2 416-813-0999 • • 15N5 ONNI GROuP OF COMPANIES Garrison at the Yards 416-260-2600 • from $190,000 14N5 ONNI GROuP OF COMPANIES West Lake 416-260-2600 • from $240,000 14N8 CRESFORD DEvELOPMENT CORP. NxT 2 416-977-5300 • • from $300,000 8N8 CRESFORD DEvELOPMENT CORP. NxT2/Phase Two 416-977-5300 • • from $210,000 8N8 CRESFORD DEvELOPMENT CORP. Corporate 416-977-5300 • • from $300,000 8N8 CRESFORD DEvELOPMENT CORP. NxT 416-977-5300 • • from $300,000 8N9 ASPEN RIDGE HOMES vu 416-970-9500 • • from $370,000 16L11 MENKES DEvELOPMENTS INC. Pears on the Avenue 416-323-0100 • from $381,000 14I13 STREETCAR DEvELOPMENT Trinity Lofts 416-690-2988 • from $330,000 19L14 CANALFA GROuP Liberty on the Park Condominiums 416-537-0047 • from $363,000 12N14 CANALFA GROuP Liberty Place 416-537-0047 • • from $170,000 12N15 uRBANCORP DEvELOPMENT CORPORATION Westside Lofts 416-516-5848 • from $180,000 12M17 MALIBu INvESTMENTS INC. LTD 416-601-2223 • from $310,000 14M18 uRBAN CAPITAL River City 416-862-0505 • • from $250,000 18L18 uRBAN CAPITAL River City 2 416-862-0505 • • from $250,000 18L19 DELPARK HOMES Broadview villas 416-429-7888 • from $490,000 19G20 MENKES DEvELOPMENTS INC. Fabrik 416-591-7700 • from $250,000 14M22 TRIDEL CORPORATION Ten York 416-596-9888 • 12F23 TRIBuTE COMMuNITIES The College 416-363-4800 • from $300,000 M1429 PINNACLE INTERNATIONAL Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 17M29 PINNACLE INTERNATIONAL 33 Bay Residences at Pinnacle Centre 416-925-3325 • 17M

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information. 097

30 TOWER HILL DEvELOPMENT CORPORATION Churchill Park Condominiums 416-966-9080 • from $900,000 13H32 MADISON HOMES The Madison 416-482-8090 • from $390,000 14E41 CONSERvATORY GROuP Infinity Condominiums 416-214-1988 • from $250,000 16M46 CONSERvATORY GROuP Milan 416-928-7409 • from $520,000 15I52 CRESFORD DEvELOPMENT CORP. CASA 416-977-1100 • from $710,000 15L52 CRESFORD DEvELOPMENT CORP. The Bloor St. Neighbourhood 416-977-1100 • from $600,000 15L52 CRESFORD DEvELOPMENT CORP. CASA 2 416-977-1100 • from $250,000 15L54 TIMES DEvELOPMENTS INC. The 500 Condos + Lofts 416-960-0606 • from $400,000 17I55 MINTOuRBAN COMMuNITIES INC. King West 416-367-5464 • from $210,000 14M55 MINTOuRBAN COMMuNITIES INC. 775 King West 416-367-5464 • from $330,000 14M57 LANTERRA DEvELOPMENTS 3018 Yonge In Lawrence Park 3018yonge.com • from $390,000 14B58 GREAT GuLF HOMES Monde mondegreatgulf.com • from $300,000 17M62 PEMBERTON GROuP The uptown Residences 416-987-3500 • from $950,000 16J64 LAMB DEvELOPMENT CORP. The Brant Park 416-703-7271 • from $250,000 14M64 CONTExT DEvELOPMENT INC. King West - The Lanes contextkingwest.ca • from $250,000 14M66 E-PARK DEvELOPMENT Foundry Lofts 416-531-7760 from $399,000 9I66 EMSATEC CANADA INC Brownstones on the Park 416-531-7760 • from $320,000 9I66 NEuDORFER CORPORATION Brownstones 416-531-7760 • from $300,000 9I70 MADISON HOMES The upper Canada Condominium 416-489-5194 • from $1800,000 14G70 STATE BuILDING GROuP The upper Canada Condominiums 416-489-5194 • from $1.8,000 14G73 FREED 455 Adelaide West - Fashion District Lofts 416-603-6166 • • from $280,000 14L73 FREED Fashion House 416-366-0560 • from $250,000 14L74 CARLYLE COMMuNITIES Beach Hill Residences 416-422-0880 • • from $200,000 23J78 EMPIRE COMMuNITIES Schoolhouse 416-979-1333 • from $595,000 13I81 LAMB DEvELOPMENT CORP. Worklofts 416-368-5262 • from $243,000 20J81 LAMB DEvELOPMENT CORP. Flatiron Lofts 416-368-5262 from $243,000 20J83 TRIDEL CORPORATION 300 Front Street West 416-217-0300 • from $324,000 15M83 TRIDEL CORPORATION Reve 416-514-2710 • from $334,000 15M88 FERNBROOK HOMES/CITYzEN DEv. Pier 27 Waterlink 416-367-3456 • from $300,000 17N94 DHD DEvELOPMENTS Condos at The Distillery 416-361-1322 • from $400,000 18L99 GREAT GuLF HOMES One Bloor Residences 416-922-0081 • from $535,000 15I100 TREASuRE HILL HOMES Block liveatblock.com • 12K101 LAMB DEvELOPMENT CORP. The King East 416-368-5262 • from $300,000 18L101 HARHAY DEvELOPMENTS East Condos & Lofts 416-368-5262 • from $310,000 18L102 PLAzA King West kingwestlife.com • from $346,000 13N103 MENKES DEvELOPMENTS INC. Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I103 LIFETIME DEvELOPMENTS Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I104 ASPEN RIDGE HOMES Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 14J106 CONTExT DEvELOPMENT INC. Market Wharf 416-861-8181 • from $260,000 17M106 CONTExT DEvELOPMENT INC. Library District Condominiums 416-861-8181 • from $222,000 17M109 THE BROWNSTONE GROuP OF COMPANIES Brownstones in Davenport village 416-531-7760 from $245,000 9J109 THE BROWNSTONE GROuP OF COMPANIES Brownstones on the Park 416-531-7760 • from $260,000 9J110 GREAT GuLF HOMES Charlie 416-927-9772 • from $251,000 14M114 PLAzA Ivory On Adelaide 416-862-0888 • from $279,000 17L115 EMPIRE COMMuNITIES Fly Condos 416-979-1333 from $310,000 14M115 EMPIRE COMMuNITIES Condo Living Store 416-979-1333 • 14M118 PEMBERTON GROuP u Condominiums 416-546-6605 • from $250,000 15K120 THE DANIELS CORPORATION One Park West 416-955-0559 • from $406,000 18J120 THE DANIELS CORPORATION Paintbox Condominiums paintboxcondos.ca • 18J122 THE DANIELS CORPORATION Festival Tower 416-203-2020 • from $350,000 M14124 PINNACLE INTERNATIONAL The Pinnacle on Adelaide 416-596-1600 • 15M128 LIFETIME DEvELOPMENTS Bisha Hotel & Residences 416-637-2211 • from $300,000 16M130 TRIANGLE WEST DEvELOPMENT Art Condos 416-535-7775 • from $230,000 12N131 TRIDEL CORPORATION Two Old Mill 416-645-7022 • from $356,000 5L132 TRIBuTE uRBAN LIvING 1717 Avenue Road 416-430-1717 from $1550,000 13D132 TRIBuTE COMMuNITIES 1717 Avenue Road 416-430-1717 • from $1295,000 13D134 TRIBuTE COMMuNITIES Queen & Portland 416-363-4800 • from $315,000 15I135 GRAYWOOD DEvELOPMENTS 5 St. Joseph 416-928-0555 • • from $250,000 16J135 MOD DEvELOPMENTS INC. 5 St. Joseph 416-928-0555 • • from $250,000 16J136 CANDEREL/STONERIDGE DNA 3 416-929-1030 • from $220,000 12N139 PARALLAx INvESTMENT CORPORATION Downtown 416-598-5088 • from $210,000 15N141 BSAR LTD 12 Degrees 416-408-1200 • from $350,000 15L142 ANDRIN HOMES The Berwick 416-922-9425 from $280,000 14D143 MATTHEW KINSELLA CuSTOM HOMES INC. The Grove 416-824-3390 • from $840,000 11O144 HYDE PARK HOMES Riverside Towns 416-214-2000 • from $400,000 19K144 LAMB DEvELOPMENT CORP. Riverside Towns 416-214-2000 • from $400,000 19K145 LONGO CORPORATION KEW Beach Living 416-690-0101 • • from $350,000 24J145 LAMB DEvELOPMENT CORP. KEW Beach Living 416-690-0101 • • from $350,000 24J148 GRAYWOOD/BEAvERHALL DEvELOPMENT The Mercer 416-597-6940 • from $350,000 15M150 ASPEN RIDGE HOMES Studio on Richmond 647-352-7736 • from $300,000 15M151 CITYzEN Backstage on the Esplanade 416-777-2533 17M151 FERNBROOK HOMES Backstage on the Esplanade 416-777-2533 17M151 FERNBROOK HOMES vero verocondos.ca from $250,000 17M152 LAMB DEvELOPMENT CORP. Theatre Park 416-422-0333 • from $380,000 16M152 NICHE DEvELOPMENT Theatre Park 416-422-0333 • from $490,000 16M153 uRBAN CAPITAL Tableau Condominiums 416-591-8887 • • from $450,000 15L153 MALIBu INvESTMENTS INC. Tableau Condominiums 416-591-8887 • • from $350,000 15L153 LAMB DEvELOPMENT CORP. King Charlotte 416-422-0333 • from $466,000 15L153 NICHE DEvELOPMENT King Charlotte 416-422-0333 • from $312,000 15L153 ALIT DEvELOPMENTS Tableau Condominiums tableaucondos.com • • from $350,000 15L154 TRE MEMOvIA DEvELOPMENTS Carmelina 416-423-8500 • from $250,000 23J155 LIFETIME DEvELOPMENTS Yorkville Condominiums 416-987-3222 • • from $550,000 15G155 LIFETIME DEvELOPMENTS The Bond Condominiums 416-546-7525 • • from $300,000 15G156 ARAGON PROPERTIES Showcase showcaseliving.ca • from $210,000 19K157 CASTLEPOINT/CITYzEN/FERNBROOK L Tower 416-777-2533 • from $410,000 17L160 ENIROx GROuP 707 Lofts 707Lofts.com • • from $255,000 12K163 PLuS DEvELOPMENT GROuP King + Condos 416-366-5464 • from $304,000 16L165 SORBARA GROuP thirtytwo Camden 416-860-0060 • from $240,000 14L170 STREETCAR DEvELOPMENT 8 Gladstone 416-690-9009 • from $250,000 M12173 MIzRAHI | KHALILI DEvELOPMENTS 133 Hazelton Residence 416-487-9863 • 14I173 MIzRAHI | KHALILI DEvELOPMENTS Model Suite of the Month 416-487-9863 • 14I175 SORBARA GROuP 210 Simcoe 210simcoe.com • 15M182 LIFETIME DEvELOPMENTS Karma 416-551-2744 • from $180,000 15K182 CENTRE COuRT DEvELOPMENT Karma 416-551-2744 • 15K184 RESERvE PROPERTIES Rise 416-546-7399 • from $290,000 12H184 RESERvE PROPERTIES Model Suite of the Month • 12H185 PEMBERTON GROuP Neon 416-987-7878 • from $210,000 14D186 STREETCAR DEvELOPMENT The Carlaw 416-690-8588 • from $200,000 19K187 TOFNI DEvELOPMENTS Nero 416-792-6418 • from $300,000 13L188 GREENPARK HOMES Allure Condominiums allurecondos.ca • from $350,000 14F188 GREENPARK HOMES Allure Condominiums allurecondos.ca • from $350,000 14F190 CRESFORD DEvELOPMENT CORP. 1000 Bay 416-485-3000 • 15J191 TRI-WIN DEvELOPMENTS INC FAD Condos 416-815-1818 • from $250,000 14M192 MINTOuRBAN COMMuNITIES INC. 30 Roe 416-915-3812 • from $320,000 14D195 LIFETIME DEvELOPMENTS INDx 416-987-4639 • 16M195 CENTRE COuRT DEvELOPMENT INDx 416-987-4639 • 16M197 STREETCAR DEvELOPMENT The Carnaby 416-690-9009 • from $250,000 12M198 GREAT GuLF HOMES Tux greatgulf.com/register • from $250,000 15M198 MENKES DEvELOPMENTS INC. Noir menkes.com • 15M202 BAzIS INC. E Condos 416-243-8688 • from $320,000 14E202 RIO CAN E Condos 416-243-8688 • from $320,000 14E202 METROPIA E Condos 416-243-8688 • from $320,000 14E207 RESERvE PROPERTIES 109Oz 416-531-4844 • from $280,000 12M208 BSAR LTD The Hill 416-408-1200 • from $260,000 11E210 CASTLEPOINT/NuMA The Sterling thesterling1919.com • • from $200,000 9L216 TRIDEL CORPORATION 101 Erskine 416--480-0700 • • from $250,000 14E217 TORBEL GROuP Wallace Walk wallacewalktowns.com • from $210,000 9L218 SONTERLAN The St Clements 416--778-7070 • • 21K MANSOuRI LIvING The Perry 416-926-7555 • from $390,000

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098

1 CONCORD ADEx Opus 416-813-2999 • • 38-39 22C

96 ELAD CANADA Dreamtower At Emerald City 416-492-0001 • from $260,000 83 24C

122 LANTERRA DEvELOPMENTS Treviso II 416-787-8882 • from $220,000 19 12F

123 BRANDY LANE HOMES The Station 416-398-9777 • from $450,000 40 12D

124 TRIDEL CORPORATION Trio at Atria 416-645-8866 from $258,000 IFC 24C

128 THE DANIELS CORPORATION NY2 416-221-3939 from $220,000 25 19C

2 TORBEL GROuP The Avanti Condominiums 416-636-0400 from $375,000 17C

4 TRIDEL CORPORATION Hullmark Centre 416-733-2883 • from $524,000 18D

4 TRIDEL CORPORATION Avonshire Parkside 416-730-0300 • • from $579,000 18D

4 TRIDEL CORPORATION Aristo at Avonshire 416-730-0300 • 18D

4 TRIDEL CORPORATION Aristo2 at Avonshire 416-730-0300 • from $299,000 18D

6 CONCORD ADEx Tango at Concord Park Place 416-813-2999 • • from $236,000 22C

6 CONCORD ADEx Discovery at Concord Park Place 416-813-2999 • 22C

6 CONCORD ADEx Discovery II at Concord Park Place 416-813-2999 • • from $210,000 22C

6 CONCORD ADEx Tango2 at Concord Park Place 416-813-2999 • from $265,000 22C

6 CONCORD ADEx Corporate 416-813-2999 • • from $210,000 22C

8 CONSERvATORY GROuP Pearl Condominiums 416-512-1818 • from $200,000 17C

9 CONSERvATORY GROuP Platinum Towers 416-512-1818 • from $340,000 18C

14 TORBEL GROuP Diva DivaCondo.com 11C

21 TRIDEL CORPORATION Argento 416-663-1818 • 22E

28 TRIDEL CORPORATION Alto at Atria 416-645-8866 • from $288,000 25D

33 CASTLE ROYALE DEvELOPMENT The Palm Condominium Residences 416-306-1000 • from $400,000 17B

34 MALIBu INvESTMENTS INC. Gramercy Park Condominium Residences 416-703-2202 • from $600,000 13E

37 NORSTAR GROuP OF COMPANIES Portrait Condominiums 416-282-9600 • from $300,000 13C

40 MENKES DEvELOPMENTS INC. Gibson Square 416-730-9722 • from $363,000 17C

43 MONARCH CORPORATION ultra at Heron’s Hill 416-495-3548 • from $200,000 25D

43 MONARCH CORPORATION Yorkland at Heron’s Hill 416-495-3548 • from $300,000 25D

50 MINTOuRBAN COMMuNITIES INC. 88 416-915-3805 • from $235,000 18C

50 DEvRON DEvELOPMENTS Flo Condominiums 647-799-0356 • from $250,000 18C

86 CANDEREL/STONERIDGE Aura At College Park 416-962-8688 • from $500,000 16K

94 DHD DEvELOPMENTS Gooderham 416-361-1322 • from $410,000 18L

95 ASPEN RIDGE HOMES Scenic on Eglinton 416-805-1781 • from $190,000 23G

96 ELAD CANADA Emerald City Condominiums 416-492-0001 • from $250,000 24C

99 THE BROWN GROuP OF COMPANIES Willow Park at Bayview 416-221-6767 • from $466,000 21

101 KANTIuM DEvELOPMENT Posh Condominiums 905-771-0134 • from $544,000 16A

121 LIBERTY DEvELOPMENT CORP. World on Yonge 905-771-7010 • from $284,000 A18

122 LANTERRA DEvELOPMENTS Treviso Condominiums 416-787-8882 • from $200,000 12F

125 FRAM BuILDING GROuP LIv Lofts 416-445-5638 • from $250,000 22F

128 THE DANIELS CORPORATION NY Place 416-221-3939 • from $250,000 19C

130 TRIBuTE COMMuNITIES Canterbury 647-352-2130 • • from $700,000 19F

132 FRAM BuILDING GROuP/CADILLAC FAIRvIEW Flaire Condos 416-445-8868 • from $320,000 22F

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Etobicoke

Scarborough






5 MONARCH CORPORATION The Epicurean monarchgroup.net • from $250,000 Insert 23F7 GREAT GuLF HOMES One Sherway Condominiums 416-695-3535 • from $273,000 22-23 16G7 MENKES DEvELOPMENTS INC. One Sherway Condominiums 416-695-3535 • from $273,000 22-23 16G15 GRAYWOOD/BEAvERHALL DEvELOPMENT Ocean Club 416-255-4663 • from $229,000 119 24C18 MONARCH CORPORATION Lago 416-495-3544 • from $300,000 Insert 24C20 DAvIES SMITH Eleven Superior 416-259-8882 • from $200,000 103 23C25 QuEENSCORP RESIDENCES Watermark 416-354-2221 • from $320,000 117 19D42 TRIDEL CORPORATION Ventus at Metro Gate 416-293-5535 • from $342,000 BC 4C46 REMINGTON GROuP Park Towers at IQ 416-253-5838 • from $200,000 123 22G2 HENDERSON DEvELOPMENT LIMITED Centro 416-296-1898 • from $185,000 6D4 MONARCH CORPORATION Nautilus at Waterview 416-495-3544 • from $400,000 25H6 CONSERvATORY GROuP Altitude 416-321-1659 • from $230,000 25H8 PEMBERTON GROuP Palais at Port Royal Place 416-239-8200 • from $260,000 23F10 LASH GROuP OF COMPANIES Cloud 9 Condominiums cloud9condos.ca • from $220,000 22B10 CARTTERA Cloud 9 Condominiums cloud9condos.ca • from $220,000 22B11 CAMROST - FELCORP ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G11 CAMROST - FELCORP California Condos 416-251-8888 • from $242,000 25G13 GREEN HILL HOMES Princeton Manor 905-849-1818 from $210,000 6G24 MATTAMY HOMES Summerside mattamyhomes.com • • from $159,000 3F26 GEORGIAN King’s Way at Swansea village 416-766-4683 • from $188,000 24G28 LIBERTY DEvELOPMENT CORP. Terrace on Danforth 416-987-7575 • 2F28 EMPIRE COMMuNITIES Eau Du Soleil empirecommunities.com/eaudusoleil • from $250,000 25B29 MONARCH CORPORATION Encore 416-495-3543 • from $200,000 5D33 EMPIRE COMMuNITIES Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H34 BEAvERBROOK HOMES Evolution 416-747-9691 • from $250,000 22G35 TRIDEL CORPORATION Parc Nuvo at Essex 416-231-0999 • from $398,000 22G37 AMExON DEvELOPMENT CORPORATION South Beach 416-252-3000 from $209,000 25H38 CITY CORE Harmony village Sheppard 416-493-0123 from $170,000 2C39 MONARCH CORPORATION Waterscapes 416-495-3544 • from $390,000 26H42 TRIDEL CORPORATION Metrogate Townhomes 416-293-5535 • • from $427,000 4C44 TRIDEL CORPORATION West village 416-620-1887 • from $260,000 21F45 EDILCAN DEvELOPMENT CORP. One valhalla 416-233-5554 • from $239,000 21F45 EDILCAN DEvELOPMENT CORP. Thunderbird 416-233-5554 • from $240,000 21F45 EDILCAN DEvELOPMENT CORP. Triumph At One valhalla 416-233-5554 • from $230,000 21F46 REMINGTON GROuP/BROWN GROuP IQ IQcondos.com • from $190,000 22G46 REMINGTON GROuP The Masters mastercondos.com • from $200,000 22G50 PEMBERTON GROuP vivid 416-239-8200 • from $250,000 23F51 ALTERRA HOMES/FINER SPACE Westwood Condominiums westwoodAlterra.com • from $300,000 23F55 TRIDEL CORPORATION Avani At Metrogate 416-293-5535 • from $248,000 4C56 PHANTOM DEvELOPMENTS Jade Condominiums 416-762-8818 • from $250,000 24G60 YOuR HOME DEvELOPMENTS Nature’s Path 416-745-6686 • • from $270,000 11E61 vHL DEvELOPMENTS LTD. 2150 Condos 416-750-2150 • from $189,000 3E61 vHL DEvELOPMENTS LTD. Haven On The Bluffs 416-2621-9555 • from $160,000 3E62 ROYALE GRAND WOODBINE DEvELOPMENTS Lexington 416-638-8444 • from $240,000 21C65 MINTOuRBAN COMMuNITIES INC. South Shore mintosouthshore.com • from $300,000 22H70 FIRST AvENuE PROPERTIES Qube Condos 647-351-7823 • from $200,000 24G71 LASH GROuP OF COMPANIES Me 647-693-7563 • from $150,000 8D

Lakeshore

Blvd W

Spadina Ave

University A

ve

Avenue Rd

Jarvis St

Dufferin

Spadina Rd

Gerard St E

Cosburn AveO'Conner Ave

Laird Dr Victoria ParkCoxw

ell Ave

Woodbine A

ve

St Clair Ave E

Don Valley

Parkway

Don V

alley

Park

way

Don V

alley

Park

way

Jane St

Keele St

Rogers Rd

Dufferin St

Vaughan RdEglinton Ave W

Eglinton Ave W

Weston Rd

Lakeshore

Blvd WQEWQEW

Landsdowne

Gardiner Expressway

3

1

2

615

18

11

21

229

12

7816

17 14

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Toronto Waterfront

# builder Site Telephone Th* c* Price range Page finder

Attention builders - Want to add your community to our maps? need to update existing information? Please fax the details to 416-789-9554

*Th: Townhomes, c: condo

highlighted listings are advertised in this issue of condo guide. Please refer to page number for complete information.100


1 PemberTon grouP ParkLakeResidences 416-769-4343 • • from$250,000 3f

2 monArch corPorATion NautilusatWaterview- 416-495-3544 • from$400,000 5f

3 creSford develoPmenT corP. NXT2/PhaseTwo 416-977-5300 • • from$210,000 4E

3 creSford develoPmenT corP. NXTatWindermereByTheLake 416-977-5300 • • from$300,000 11f

6 PlAzAcorP/berkley communiTy West harbour city westharbourcity.com • from$327,000 13e

7 lifeTime homeS Waterparkcity–Neptune 416-203-3700 • 13f

8 concord Adex grand Parade 2 at concord cityPlace 416-813-0999 • 14f

8 concord Adex Quartz 416-813-0999 • • 14f

8 concord Adex ParadeTWOTowerResidences 416-813-0999 • from$287,000 14f

8 concord Adex grand Parade at concord cityPlace 416-813-0999 • from293,000 14f

8 concord Adex PanoramaatConcordCityPlace 416-813-0999 • from$389,000 14f

8 concord Adex Panorama elite Suites at concord cityPlace 416-813-0999 • from$1,135,000 14f

8 concord Adex ParadeTWo Park collection at concord cityPlace 416-813-0999 • from$308,000 14f

8 concord Adex LunaVistaatConcordCityPlace 416-813-0999 • from$2,213,000 14f

8 concord Adex Spectra 416-813-0999 • • 14f

9 conServATory grouP InfinityCondominiums 416-214-1988 • from$250,000 14f

11 URBANCPITAL RiverCity2 416-862-0505 • from$250,000 16E

14 CANALfAGROUP LibertyCentralbytheLake 416-537-0047 • from$200,000 10f

14 cAnAlfA grouP liberty on the Park condominiums 416-537-0047 • from$363,000 10f

15 mAlibu inveSTmenTS inc. LTD 416-601-2223 • from$200,000 12f

16 cAmroST feldcorP california condominiums sunsetcondos.ca • from$280,000 24C

18 fernbrook homeS/ciTyzen dev. Pier 27 residences on The lake 416-367-3456 • from$300,000 11f

21 greAT gulf monde mondegreatgulf.com • • from$300,000 15E

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401

409

QEW

Horner Ave

Queensway

Ro

yal York R

d

Evans AveGardiner Expressway

Lakeshore Blvd W

Park Lawn

Mill Rd

Ran

forth

Dr

Dundas St W

Bloor St W

Rathburn Rd

Scarlett Rd

Martin

Gro

ve Rd

Albion Rd

Hu

mb

erline D

r

Finch Ave W

Rexdale Bv

Kip

ling

Ave

Isling

ton

Ave

Dixon Rd

Westway

27

125

11

16 28

920

14121815

Brampton

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bova

ird D

r.

Coun

trys

ide

Dr

Airport Rd

Winston Churchill Blvd

Wan

less

Driv

e/Co

nser

vatio

n Dr

Embleton Rd

Sand

alw

ood

Pkw

y

Que

en S

t W

Que

en S

t W

Main St N

East

Dr

Hwy 10

Stee

les A

ve W

Kennedy Rd S

McM

urchy Ave SHwy

7

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bova

ird D

r.

Coun

trys

ide

Dr

Airport Rd


Wan

less

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en S

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Que

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Main St N

East

Dr

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Stee

les A

ve W

Kennedy Rd S

McM

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7

Mor

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Sta

r Dr

Drew

Rd

Derry

Rd

E

Airport Rd

Cour

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Par

k Dr

Brita

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Rd

E

Kennedy Rd Tomken Rd

Mat

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n Bl

vd E

Eglin

ton

Ave

Brita

nnia

Rd

W

Hurontario St

Matheson Blvd E

Cere

mon

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Burn

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thor

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Indian Rd

Cawthra Rd

Que

en S

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Ridgeway Dr

Colonial Dr

The

Colle

gew

ay

Erindale Station Rd

Mavis Rd

Wolfedale Rd


Rath

burn

Rd

W

Hurontario St10 Line Rd

Edenwood Dr

Derry

Rd

W

Millcreek Dr

Erin Mills Pkwy

Mississauga Rd

Erin Mills Pkwy

Creditview Rd

4 Line Rd

Burn

ham

thor

pe R

d W

Bronte Rd

6 Line Rd

Burn

ham

thor

pe R

d E

Dunda

s St W

Upper

Mid

dle

Rd

Tremaine Rd

Nottinghill Gate

9 Line Rd

Lake

shor

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E

4 Line Rd

Spee

rs Rd

Lake

shor

e Rd

W

Burloak Rd

Mac

Donal

d Rd

Kerr St

Trafalgar Rd

8 Line RdFord Dr

Devon Rd

Corn

wal

l Rd

Brid

ge R

d

410

401

QEW

QEW

403

401

403

25

Mississauga

11

5

136

10

912

Oakville

etobicoke Waterfront

WhitbyWaterfront

East Gwillimbury

Bradford

Uxbridge

Scugog

Lindsay

Manvers

Newcastle

Georgina Island 33

AngusLisle

Everett

Lake Scugog

Bobcaygeon

Georgina

Sunnidale

VespraWasaga Beach

Mara

Orillia

Bracebridge

Schomberg

Tecumseth and Tottenham

Adjala

MonoShelburne

King

Essa

Tosorontio

Thornbury

Lake Si

mcoe

Cannington

Barrie

Georgian Bay

Midland Tay

Oro

OshawaWhitby

Alliston,

Beeton,

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y 50Keswick

400

11

11

400

400

400

48

401

48

7

69

69

93

27

27

9

910

24

89

90 7

oakvilleWaterfront

further north Waterfront

mississauga Waterfront

# builder Site Telephone Th* c* Price range Page finder

Attention builders - Want to add your community to our maps? need to update existing information? Please fax the details to 416-789-9554

*Th: Townhomes, c: condo

highlighted listings are advertised in this issue of condo guide. Please refer to page number for complete information. 101


15 grAyWood develoPmenTS Ocean Club 416-255-4663 • from$229,000 119 25c

20 dAvieS SmiTh Eleven Superior 416-259-8882 • from$200,000 103 23C

18 monArch corP. Lago monarchgroup.net • from$280,000 insert 24c

25 queenScorP reSidenceS Watermark 416-354-2221 • from$320,000 117 19D

5 uniTed lAndS Stonebrook condominiums 905-822-8858 • from$270,000 9e

8 cheSTnuT hill develoPmenT SanfranciscoByTheBay 905-831-3631 • • from$180,000 23J

10 PemberTon grouP BluwaterCondominiums 416-987-8800 • from$350,000 5J

11 monArch corP. Waterscapes 416-495-3544 • from$390,000 25C

13 green hill homeS Princeton manor 905-849-1818 • from$210,000 6G

14 PhAnTom develoPmenTS JadeWaterfrontCondos 416-251-0707 • from$250,000 24G

28 emPire communiTieS eau du Soleil empirecommunities.com/eaudusoleil • from$210,000 6-7 25B

401401

401

4 Sidelin

e R

9 Concession

12 Sidelin

e

8 Concession

6 Sidelin

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4 Sidelin

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Lake Rid

ge R

Brawley Rd

Myrtle Rd W

Co

chran

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Columbus Rd

Ash

bu

rn R

d

Halls R

d N

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un

try Lane7 Concession

4 Sidelin

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20 Sidelin

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16 Sidelin

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rock R

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Padd

ock R

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Bro

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28 Sidelin

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30 Sidelin

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9 Concession

24 Sidelin

e

No

rth R

d

7 Conncession

32 Sidelin

e

Whitevale Rd

32 Sidelin

e

No

rth R

d

5 Concession

16 Sidelin

e

Bro

ck Rd

Green

wo

od

Rd

Ch

urch

St N

Fifth Conces

Lakeridg

e Rd

Salem R

d

Au

dley R

d

Westn

ey Rd

N

Co

ron

ation

R Co

un

try Lane

Salem R

d

Taunton Rd E

Ro

seban

k Rd

Alto

na R

d

Wh

ites Rd

4 Concession4 Concession

Alto

na R

d

3 Concession

Fairpo

rt Rd

Dixie R

d

Liverpo

ol R

d

Major O

aks R

Valley Farm

Bro

ck Rd

Rossland Rd

Riversid

e Dr

No

tion

Rd

Bro

ck Rd

Squ

ires Beach

Rd

Sand

y Beach

Montgomery F

Highview Rd

Ap

pleview

Rd

Stroud'sGlenanna Rd

Liverpo

ol R

d

Bayl

y

Granite CourtWh

ites Rd

Rougemount D

Lake Drivew

a

Harw

oo

dA

ve

Westney Rd S

Finley

Ave

Delaney Dr

Magill Dr

Kingston Rd

Raven

scroft

Bayly St E

Tow

nlin

e Rd

Dundas St E

Au

dley R

d

Ajax-W

hitb

yTaunton Rd W

McQ

uay B

v

Rossland Rd

Gard

en St

Bald

win

St S

Tho

rnto

n R

d

Thickso

n R

d

Conlin Rd

Stevenso

n R

d

Taunton Rd W

Conlin Rd

Ritso

n R

d N

Tow

nlin

e Rd

.

Mary St N

Beatrice St

Cen

tral Park

Gran

deview

S

Adelaide Ave

King St EHarm

on

y Rd

S

Gran

deview

S

Wentworth St

Park Rd

S

Adelaide Ave

Bond St W

Cen

tre St.

Olive Ave

Bloor St.

Garrard

Rd

King St W

Rossland Rd

Ken

dalw

oo

d R

Gibb St

Manning Rd

An

derso

n St

Gard

en St

Ho

pkin

s St

Phillip Murr

Stevenso

n R

d

Park Rd

S

Bloor St

Simcoe St S

Wilso

n R

d S

Bro

ck St S

Wentworth St

Blair St

Tho

rnto

n R

d

Hen

ry StB

rock

St N

Blair St

Ced

arbro

ok T

Bald

win

St ND

uffs R

d

12

Garrard

Rd

Harm

on

y Rd

N

Wilso

n R

d N

Stevenso

n R

d

Garrard

Rd G

rand

eview S

8 Concession

Rossland/Winchester R

Church St E

7

Finch Ave

Go

rdo

n St

Sho

al Poin

t Rd

Pickering

Beach

Rd

Ch

urch

St SSpru

ce Hill

Kingston Rd

Sheppard Ave

Ritso

n R

d S

Dryden Bv

Simcoe St N

Co

chran

e St

8

City ofPickering

Town ofAjax

Town ofWhitby

Village ofBrooklin

Town ofOshawa

previews & registrations

365 Church by Menkes In the heart of the action. Coming soon to Church and Carlton. Register now. Web: Menkes.com

The Britt by Lanterra Developments Condos with European flair coming soon to Bay and Wellesley. Register now. Web: SunsetCondos.ca

California Condos by Camrost Felcorp Register now for the Sunset Collection at California Condos in south Etobicoke. Web: SunsetCondos.ca

The Carnaby by Streetcar Inspired by London; coming soon to trendy Queen West. Register now. Web: CarnabyLofts.com

Cinema Tower by Daniels World-class condo in the heart of the Entertainment District. Register now. Web: CinemaTowerCondos.com

Context King West by Context Coming soon to King West – community and design for everyone. Register now. Web: ContextKingWest.ca

Dragon Condos by Ideal Developments Register now to enjoy “legendary living” at Dundas and Spadina. Web: DragonCondos.com

Eau Du Soleil by Empire Communities Surfacing soon: one of Canada’s tallest and most iconic waterfront condos. Register online. Web: EauDuSoleilCondos.com

The Epicurean by Monarch Corp. A stylish new condo for local foodies in Bloor West Village. Register now. Web: MonarchGroup.net

Fabrik by Menkes Register now for this fashionable new condo, steps from Toronto’s trendy Fashion District. Web: Menkes.com

FAD Condominiums by Tri-Win Fashion District Condominiums, coming soon to this trend-setting hot spot. Web: FadCondo.ca

Imperial Plaza by Camrost Felcorp Sixteen-foot loft living at Yonge and St. Clair. Register today. Web: 16FootLofts.ca/cg

Indx Condos by Lifetime & CentreCourt Developments Coming soon to Bay and Adelaide. Register now to stay informed. Web: IndxCondos.com

Jade Waterfront Condos by Phantom Developments Opening soon on the Etobicoke waterfront. Register now to stay informed. Web: JadeWaterfrontCondos.com

Noir Condos by Menkes Coming soon to the heart of Toronto, at Peter and King. Register now. Web: Menkes.com

One Park Place by Daniels Corp. Coming this spring, the “one” place to be in downtown east. Register now to stay informed. Web: DanielsOneParkPlace.com

Sixty Colborne by Freed Developments A block from everything at King Street East and Church Street. Register now. Web: SixtyColborne.com

South Hill on Madison by Burnac Coming soon to the coveted Casa Loma neighbourhood. Register now. Web: SouthHillOnMadison.com

Tao by SigNature Communities Boutique condos on Bayview in Richmond Hill. Coming soon. Web: TaoCondos.ca

Ten York by Tridel Rising above it all at York and Harbour. Register now for your private oasis. Web: TenYork-condos.ca

Tux by Great Gulf Rising 40 storeys at King and Blue Jays Way. Take the next step – register now. Web: GreatGulf.com/register

The Upper Canada Condominium by State Building Group Coming soon, affordable luxury at Avenue Road and Lonsdale. Register now. Web: UpperCanadaCondo.com

Vivid by Pemberton Group Affordable luxury living at Bloor and Islington. Register now. Web: VividCondos.com

Yonge & Rich by Great Gulf Live at the centre of it all at Yonge and Richmond. Register for a preview. Web: YongeandRich.com

Yorkville Plaza by Camrost Felcorp Grand opening at this iconic address. Offering the best things in life right outside your door. Web: YorkvillePlaza.com


contInued… condo watch

102 new condo guIde march 23 - april 6, 2013

DSD_ElevenSuperior_Ad_CondoGUIDE_PostLaunch_Creative14_F3.indd 1 3/29/12 2:11:01 PM

1 pm - 6 pm 11 am - 4 pm

Limited time incentives. Call today!

NOW UNDER

CONSTRUCTION!

SUITES STARTING FROM THE LOW $200s


A new era for Mimico-by-the-Lake continues to shape up with

ELEVEN SUPERIOR

cONdO PROfILE

w ith spring now started, so too is construction for Eleven Superior in

Mimico. Demolition of the sales centre is complete, and shoring has begun to make way for the much-anticipated condo project in the heart of Mimico-by-the-Lake.

“We are excited to bring this pioneering new addition to the community and for the opportunity to be an integral part of the revitalization of Mimico-by-the-Lake,” says Graham Chalmers co-owner of Davies Smith Developments.

Attracting first-time homebuyers and empty nesters

from the area, as well as young outdoor recreation enthusiasts from downtown, Eleven Superior is a nine storey midrise condo offering 132 suites steps from Toronto’s recently completed linear Waterfront Park. Providing purchasers with easy lakefront access and a variety of outdoor activities year-round, the new 1.1 km Waterfront Park is outfitted with boardwalks, cycling and in-line skating trails, rest areas, sand dunes and cobble beaches, welcoming joggers, cyclist and urban explorers along the city’s waterfront edge during the spring and summer months.

During winter, Eleven Superior purchasers can enjoy the brisk fresh air at one of Canada’s best ice-skating parks located at the foot of Kipling Ave. and Lakeshore Blvd. West. The 250-metre, figure-eight shaped skating rink near Humber college, also known as the Colonel Sam Smith Ice Trail, has not only

PIctUREd abOVE

Eleven Superior’s interiors offer engineered laminate flooring and a choice of colour palettes to accommodate individual styles.

104 NEw cONdO GUIdE march 23 - april 6, 2013

A new era for Mimico-by-the-Lake continues to shape up with

ELEVEN SUPERIOR

PIctUREd tOPBacked by strong sales and lots of community support, Eleven Superior officially broke ground on October 17th, 2012.

PIctUREd LEftThis large rig will auger down about 50 feet into the ground to prep the site for excavation.

become a top winter hot spot for Torontonians, but was also rated by Chatelaine magazine as one of the best winter destinations in Canada!

With four-season recreation opportunities just outside its door, Eleven Superior is a quick car ride from downtown Toronto and is accessible by streetcar with a TTC stop right in front. Eleven Superior purchasers also enjoy the convenience of living right on Mimico’s pedestrian-friendly main street, lined with retail, supermarkets, sizzling restaurants and coffee houses including Birds and Beans Café by the lake. Rich in culture and history, Lakeshore Arts also sits in the heart of the action, as a key organizer for hosting local artists and cultural events.

“We are happy to see the revitalization of such a prominent corner and are looking forward to Eleven Superior’s contribution to the vibrant street life of Mimico-by-the-Lake,” says David Pritchard, Mimico-by-the-Lake BIA board member and owner of Birds and Beans.

With a selection of one- and two-bedroom suites and townhomes remaining, ranging from 559 to 1047 sq. ft., now is the last chance for purchasers to get in at pre-construction prices starting from $234,500.

Eleven Superior’s interiors offer engineered laminate flooring and a choice of colour palettes to accommodate individual styles. The kitchens boast warm toned granite countertops and islands with modern wood cabinetry. The bathrooms, foyers and laundry areas are polished with porcelain or ceramic floors. Suites also feature floor-to-ceiling or vast windows providing magnificent views of Lake Ontario.

The contemporary interior design is capped with an indoor rooftop amenity space that includes a fitness

centre, social lounge with a private dining area and room for entertainment. All of the indoor amenity space connects to a generous wrap-around terrace equipped with a barbecue that overlooks the city and the water.

due to construction, Eleven Superior’s sales centre has now moved to a temporary office located directly on Superior avenue just steps from 2398 Lake Shore blvd west. for more information and for sale centre hours call 416.259.8882, email [email protected] or visit elevensuperior.com

to stay updated with Eleven Superior construction, check out the davies Smith developments blog (blog.davies-smith.com) or join the conversation on facebook (daviesSmithdevelopments) and twitter @daviessmith.

march 23 - april 6, 2013 NEw cONdO GUIdE 105

Hours Mon. - Thurs.: 12pm-6pmSat. - Sun.: 12pm-5pm; Fri.: Closed

$279900

perspectivecondos.ca416.242.3500

PREVIEW OPENING

* Prices and specifications subject to change without notice. See sales representatives for details. Renderings and images are for mood and impression only. E.&O.E 2013.

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IT’S NEW! IT’S 2!

E T O B I C O K E ’ S N E W E S T L A N D M A R K

Perspective Condominiums, Etobicoke’s Landmark community is building on the success of

our first tower. Construction on building 1 is beginning, making way for the launch of our

grand finale - Tower 2. Inspired and spacious interiors, truly spectacular panoramic park

and city views, fabulous club like amenities, elegantly appointed suites with open concept

kitchens, spa-like baths and grand terraces, it’s all here for you at Perspective 2.

NEW PREVIEW CENTRE2893 BLOOR ST. W. AT PRINCE EDWARD DR.

FROM uP TO A MILLION

106

Hours Mon. - Thurs.: 12pm-6pmSat. - Sun.: 12pm-5pm; Fri.: Closed

$279900

perspectivecondos.ca416.242.3500

PREVIEW OPENING

* Prices and specifications subject to change without notice. See sales representatives for details. Renderings and images are for mood and impression only. E.&O.E 2013.

EGLINTON AVE. W

DUNDAS ST. W

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IT’S NEW! IT’S 2!

E T O B I C O K E ’ S N E W E S T L A N D M A R K

Perspective Condominiums, Etobicoke’s Landmark community is building on the success of

our first tower. Construction on building 1 is beginning, making way for the launch of our

grand finale - Tower 2. Inspired and spacious interiors, truly spectacular panoramic park

and city views, fabulous club like amenities, elegantly appointed suites with open concept

kitchens, spa-like baths and grand terraces, it’s all here for you at Perspective 2.

NEW PREVIEW CENTRE2893 BLOOR ST. W. AT PRINCE EDWARD DR.

FROM uP TO A MILLION


make your move

Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada.

twomenandatruck.ca

// by dan hopkins

avoid Common paCkinG misTakes

More than four million people moved residences in Canada last year, many of whom did the packing themselves. For some, it works out fine; others have problems resulting from a lack of

foresight, poorly packed boxes and inexperience in loading moving trucks.

Here are a few tips to help you avoid finding damaged items at your destination:

1. Consider purchasing boxes from your mover. The most common packing mistake we see are people getting free boxes at the grocery or liquor store and then putting too much weight in them. For example, using a large box to pack books and magazines may make it too heavy to lift, and the box might break during the move due to the weight.Use this rUle of thUmb: the heavier the item, the smaller the box. Be choosy about your boxes; free boxes from a grocery store that have been used to ship produce could contain insect larvae that may transfer to your belongings.

2. be realistic about the number of boxes you need. Depending on how long you have lived in your current location, you will most likely underestimate your boxes requirement. Often, we hear of renters who think 40 or 50 boxes will be enough, and then realize they need upwards of 80, two days before moving day.

3. start packing early and be completely packed when the movers arrive. Sometimes we arrive at a customer’s home and they’re not packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes and we get in each others’ way.

This also interferes with the optimal loading of the moving truck. We have a loading system where the first things we place in the truck are light items such as chairs, lampshades, cushions, etc; we place these items in the ‘attic’ (the area over the cab) of the truck. We can get lots of light items up there and they stay secure.

Next, we create a ‘box wall’ stacked to the ceiling to hold the items in the attic in place. We then stand plastic wrapped mattresses against the box wall and secure everything with tie-off straps to keep belongings from getting jostled during the move. If you’re not completely packed and ready on moving day, we can’t create that box wall early on and, this decreases

Sometimes we arrive at a customer’s home and they’re not

packed. There’s nothing more

frustrating than trying to move customers’

belongings while they are attempting

to shove items into boxes.

ConTinued on paGe 110…108 new Condo Guide march 23 - april 6, 2013

C O N D O M I N I U M S O N M A P L E L E A F

109

the capacity of the items that can be moved at one time. It also eats up precious time, and therefore, money!

4. Think ahead. Begin packing items you don’t use daily. As you pack your boxes move them to the front of your apartment and stack them along a wall near the front door. Having them by the door, organized and ready to go, instead of having movers go back and forth to each room can shave 10 to 20 seconds off the time for each box. Saving 20 seconds per box can save lots of time and money. 5. Consider having your moving company pack for you. We are skilled, have more experience and have standard-size small, medium and large boxes that are designed to fit into our trucks to create a perfect box wall for optimum efficiency and safety.

When it comes to moving, forethought goes a long way. Because your belongings mean a lot to you, take extra care when packing so that they arrive at your destination safely.

Begin packing items you don’t use daily. As you pack your boxes move them to the front of your apartment and stack them along a wall near the front door.

make your move ConTinued…


industry news

Cityzen development Group and Fernbrook Homes, developers of Ion Condominiums, raised a total of $20,000 for the Humber River Regional Hospital Foundation.

The money was the result of a fundraising initiative started in 2012 for the new hospital, which is currently under construction on Wilson Avenue, just west of Keele Street. Ion, located across from the hospital is also under construction.

Ion and the hospital launched the initiative to help members of the hospital staff and their families purchase a new condominium at Ion by giving them cash-back upon closing of their new home. At the same time, a donation was made to the hospital for each person that purchased.

“We are very grateful to Cityzen and Fernbrook for their generosity and great support of the new hospital, says Heather Hurst, CEO of the Humber River Regional Hospital Foundation. “It has been an honour to have worked with them on this program over the past year.”

Developed by Cityzen Development Group and

Cityzen and Fernbrook raise $20,000 for hospital

Fernbrook Homes, Ion will rise 10 storeys tall and house 200 beautifully appointed suites. Suite sizes offer something for everyone, including 300-sq.-ft.bachelors, one-bedroom suites starting at 550 sq. ft., one-bedroom- plus-den suites that range from 650-750 sq. ft., two-bedroom suites starting at 825 sq. ft. and two-bedroom-plus-den suites at 915 sq. ft. that also feature huge terraces.

All suites will feature high-quality finishes including a choice of traditional or contemporary designed cabinetry and finishes in the kitchens, with tall upper cabinets, granite countertops, and ceramic tile backsplashes. An Energy Star kitchen appliance package also comes standard and includes a self-clean oven, frost-free fridge, built-in dishwasher and an over-the-range built-in microwave. Every suite boasts panoramic windows and luxurious bathrooms that will feature deep soaker tubs, cultured marble countertops and vanities with decorative lighting.

Residents at Ion will also enjoy the use of a party room, a dining room with kitchenette, a guest suite, theatre, gym, yoga studio and a common outdoor terrace featuring natural gas barbecues.

For information, visit ioncondo.ca or call 416.633.2737. The presentation centre is located at 1055 Wilson Avenue.

piCtured aboveCityzen/Fernbrook made a donation of $20,000 to Heather Hurst, CEO of the Humber River Regional Hospital Foundation. Seen from left: Heather Hurst, HRRH Foundation, Sharon Florian, CityZen/Fernbrook and Sara Crignano of Cityzen Development

112 new Condo Guide maRCH 23 - apRil 6, 2013

383 Sorauren isA modern, stunning, and well-designed boutique condo

coming to Roncevalles.

Live a short walk to all the best parks, retail, coffee houses, and restaurants.

Register today at 383sorauren.com

Exclusive Listing Agent: MarketVision. Prices, sizes, and specifi cations subject to change without notice. E. &. O.E. Illustration is artist’s impression.


Live the high life in style at the

CARNABY PENTHOUSES

CONdO SNAPSHOT

w est Queen West is an ultra-desirable location and The Carnaby places you right at the centre of the action. Located in Toronto’s

Art and Design District, this development by Streetcar Developments alongside the award-winning TACT architecture, is proud to debut its prestigious penthouse suites, along with its newly released inventory, amongst their collection of boutique buildings.

As the third phase in Streetcar’s trilogy of condos at Gladstone and Queen, including 2 Gladstone and 8 Gladstone, The Carnaby links them all at ground level with a landscaped row, tailor-made for pedestrians and cyclists alike. The vibrant row, which stretches from Gladstone Avenue to Peel Avenue, has a European vibe and is a place where people can gather, sip an espresso or simply take an evening stroll.

By purchasing a penthouse at The Carnaby, residents truly live a downtown lifestyle with all the comforts and amenities of an upscale residence. With sizes ranging from 457 to 935 sq. ft., many suites offer expansive outdoor living spaces. Some terraces are up to 775 sq. ft., perfect for gazing over

the stunning rows of Victorian redbricks that define the historical neighbourhood or admiring the light show of the CN Tower.

Inside the penthouses, Seven Haus Design delivers fresh, contemporary interiors that boast nine-ft. exposed concrete ceilings, frosted glass sliding doors, and engineered hardwood floors throughout. The Carnaby fits neatly into the hip neighbourhood featuring art galleries, grocery stores, cafés, and restaurants, so dining out becomes ultra-convenient. Or stay home in your gourmet kitchen and create a meal with friends or family. The Carnaby’s urban-styled kitchens feature a modern design that includes laminate wood veneer cabinets with high gloss accents, quartz countertops and brand name stainless steel appliances. It’s a setting that is guaranteed to make any meal look sophisticated. And if you run out of an ingredient, you can always run downstairs to the Metro grocery store that will be one of the retailers featured at ground level.

With construction just begun, now is the time to seize that coveted property in Toronto’s cool West Queen West location. Prices begin in the mid-$200s and make entering the real estate market a cinch. Don’t miss the exciting premiere event on March 23rd between 12-5 p.m. at Streetcar’s head office located at 43 Davies Avenue, launching Toronto’s best penthouses, along with a variety of newly released inventory. Call 416.690.9009 to RSVP. For more information, visit carnabylofts.com

114 NEw CONdO GUidE march 23 - april 6, 2013

Prices and specifications subject to change without notice. E.O.E. Illustrations are artist’s concept.

REGISTER FOR SPRING

PREVIEW!

Prices and specifications subject to change without notice. E. & O.E. Rendering is artist’s concept.

imaginecondos.com

Imagine life by acres of green, right at TTC & GO. The Bluffs, nature trails, Eglinton shopping. Imagine 9 & 10’ ceilings.

A stunning rooftop terrace. And that’s not all.

from $179,900

Dream BigKennedy + St. Clair East

Imagine

Imagine_NewCondoGuide_Mar.12.13-final-.indd 1 2013-03-12 5:33 PM

115

finances

you’ve saved over the years

for a down payment on your first home, and you’re eager to take the plunge. While this is a critical first step, it’s also important to be cautious and survey all of the costs involved. This is one of the most important financial decisions you will ever make, so it’s important you do it carefully.

A good way to start is to meet with a financial planner, your banker or a mortgage broker, just to get a good idea on your full financial landscape: everything from an assessment of your assets and liabilities, to your savings and credit rating and everything in between. You will then have a good idea of

The total costs of buying a home: there’s more than just the down payment

your net worth and just how much home you’ll be able to afford. This is also where, if you haven’t already, you will soon learn the

importance of your credit rating, also known as your credit report. This is a detailed collection of your entire borrowing and repayment history, used by lending institutions to assess your credit-worthiness.

And like it or not, many places consider your credit rating a good indicator of your character. The report contains details on any previous loans, payment history, any liens against property or other outstanding issues, where you’ve lived and worked, whether you have been sued and if you have declared bankruptcy in the last seven years.

How much can you afford? Once you get a clearer understanding of your financial situation, you can figure out what you can afford in monthly housing payments.

Generally speaking, lenders follow two affordability rules to determine how much you can pay:

The first is that your monthly housing costs shouldn’t exceed 32 per cent of your gross household monthly income – and that figure is called your Gross Debt Service ratio. These costs include monthly mortgage principal

continued on page 118…116 new condo guide marcH 23 - april 6, 2013

All prices & specifi cations are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected.

Monday to Thursday 1:00pm to 7:00pmSaturday, Sunday and Holidays 12:00pm to 5:00pm

queenscorp.com | 416.354.2221

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and interest, taxes and heating expenses. If you’re buying a condo, half of the monthly condominium fees are factored into the equation.

The second affordability rule is that your entire monthly debt load – including housing costs, car loans and credit card payments – shouldn’t exceed 40 per cent of your gross monthly income. Lenders total these debts to determine the representative percentage of your gross household monthly income, which then is known as Total Debt Service ratio.

Whether you use a traditional bank or a mortgage broker for your home financing, these are the steps your lender will go through to determine how much they can lend you.

Harmonized sales taxPurchases of new freehold and condominium homes in Ontario – unlike resale homes – are subject to the HST. HST is a combination of the eight per cent Ontario provincial sales tax (PST) and the five per cent federal goods and services tax (GST). The percentage of HST applicable to the transaction is directly related to the purchase price of the home. However, homebuyers are able to claim a rebate of some of the PST and GST. For example, the rebate associated with the PST portion of the tax is available for new homes priced up to $500,000. The PST rebate for new properties under $400,000 is six per cent of the purchase price (or 75 per cent of the eight per cent PST portion of the HST), with the rebate amount reduced for homes priced between $400,000 and $500,000. There is a similar rebate mechanism for the five per cent GST portion of the HST.

If you’re buying a new home, experts stress that as a general rule, you should still check with your builder to see exactly how it is handling the HST. Rebates and exemptions may allow buyers of brand new units to escape the HST on the purchase price, but some of the other fees you’re responsible for are not exempt.

Once you get a clearer understanding of your financial situation, you can figure out what you can afford in monthly housing payments.

source: canada mortgage and housing corp.

household income

$60,000

$70,000

$80,000

$90,000

$100,000

5% down payment

$9,300

$11,050

$12,500

$14,400

$16,275

maximum home price

$186,000

$221,000

$250,000

$288,000

$325,500

10% down payment

$19,600

$23,400

$27,200

$31,000

$34,800

maximum home price

$196,000

$234,000

$272,000

$310,000

$348,000

home Buyers’ plan

land transfer tax credit

The federal government wants to help you buy a home.

as part of its Economic action plan, a couple years ago Ottawa introduced the First-Time Home Buyers’ (FTHB) Tax credit to assist first-time homebuyers with associated costs such as legal fees, disbursements and land transfer taxes.

The FTHB Tax credit is a $5,000 non- refundable income tax credit amount on a qualifying home, providing eligible individuals with up to $750 in federal tax relief.

To be eligible for the tax credit, you or your spouse or common-law partner cannot have lived in another home owned by either of you in the four preceding years.

source: canada revenue agency

$750

first-time home buyers’ tax credit

source: canada revenue agency

The Home Buyers’ plan (HBp) is a program that allows you to withdraw up to $25,000 from your registered retirement savings plan (rrSp) to buy or build a qualifying home.

Your rrSp contributions must remain in the rrSp for at least 90 days before you can withdraw them under the HBp, or they may not be deductible for any year.

Generally, you have to repay all withdrawals to your rrSps with a period of no more than 15 years, paying an amount each year until your HBp balance is zero.

Ontario residents can claim up to $2,000 if you are buying a home as a principal residence for the first time. Similar credits are available in Quebec and B.c.

how much will you need?

finances continued…

118 new condo guide marcH 23 - april 6, 2013

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. *See Sales Representative for more details. Prices and specifications are subject to change without notice. Illustration is artist concept. E. & O.E.

OWN THE BEST ADDRESS ON THE WATERDon’t miss your opportunity to be a part of Toronto’s most successful waterfront condominium! NOW UNDER CONSTRUCTION, Ocean Club offers a great selection of suite designs and exquisite condominium living with gorgeous finishes, resort style amenities and is just steps from parks, trails, shopping, marina, dining and more.

DON’T MISS OUT! Oceanclubcondos.ca

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finances

stepfamilies now represent 12 per cent of all families with children, reports Ottawa’s Vanier Institute of the Family.

“Managing finances as a couple starting out can be complicated, but when you mix in children and exes, it can become even more challenging,” says Liz Lunney, senior vice president of Fiduciary Trust Company of Canada.

“When children are already involved, it’s important to figure out from the beginning how you will manage finances together to help avoid issues in the future.”

Discuss these items before merging your families into one unit:

›› Housing:Most likely one or both of your families will be settled in a condo, house or apartment. Figure out if you’re going to start fresh with a new dwelling or if one family is going to move into the other family’s space. Sometimes it’s best to start fresh to avoid potential issues with family members not being able to share their current space.

›› Budgeting:Decide how to pay the monthly bills and mortgage or rent. Does a joint chequing account make sense or should you keep your finances separate? Does one spouse have an

How to blend families together financially

obligation to pay child and/or spousal support? Ensure you create a budget and financially plan for future purchases.

›› saving:Having emergency savings will provide security in the event of unemployment, health problems or other unforeseen expenses. Help your savings grow tax-free by contributing to a Tax-Free Savings Account (TFSA) from every paycheque. Ask your advisor about where you should invest to help your savings grow over the long-term.

›› estate Planning:Consider having a marriage contract drawn up and hire a trust and estate lawyer to draft a new will. Make sure your will reflects the terms of your marriage contract and your wishes regarding your new family so your wealth is properly transferred to your beneficiaries.

This new family dynamic can be manageable. A financial advisor can help you create a plan that will keep you on track. nC

Having emergency savings will provide security in the event of unemployment, health problems or other unforeseen expenses.


B.streets wins

Project of the Year at the

2012 OHBAs!

EXCLUSIVE BROKER: MILBORNE REAL ESTATE INC. PRICES & SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. CREATIVE: LA-ADS.COM

This must be what it feels like to win big at the Academy Awards! On September 24th, B.streets was recognized with fi ve awards at the 2012 OHBAs in Collingwood, the Oscars of the real estate world. Our big wins included Best Ad Campaign, Best Logo, Best Brochure, Best Sales Offi ce, and Project of the Year! We proudly share this honour with all of our supporters. There is still a great selection of incredible suites available. Book your private appointment today and make B.streets your home base.

NOW UNDER CONSTRUCTION. From the low $300’s. By appointment at 385 Madison Avenue

BSTREETSCONDOS.COM 416.53.CONDO [532.6636]

B streetsCondos at Bloor & Bathurst

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B streetsCondos at Bloor & Bathurst


trendspotting

All beiged and greiged out? Strong colours and rich hues are

alluring and on trend. While few are willing to go full colour in all of the furniture, throwing punches of

colour into the scheme with accent pieces – not just

accessories – brings a strong modern edge to any décor!

// by elisa krovblit

punchcolour

1 Dorm Trunk $254. visit pbteen.com.

2 IKEA PS cabinet $129. visit ikea.ca

3 Flynn ottoman in saffron $249. visit Urbanbarn.com

4 Chloe leather chair in Mont Blanc Cupid $1899. visit crateandbarrel.ca

5 Large Okura kidney table $995. visit jonathanadler.com

6 Spider Coat Rack $99.95. visit cb2.ca

1

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122 new condo gUide march 23 - april 6, 2013

The Queensway

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Royal York Rd.

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homeownership opportunity. Introducing Park Towers

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community centred around a beautiful park with

thoughtfully designed suites and great amenities like

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BUY SMART LIVE SMART IN WEST TORONTO’S LARGEST MASTER PLANNED COMMUNITY!PARKTOWERSATIQ.COM 416.253.5838Exclusive Listing Brokerage: Baker Real Estate Incorporated. Brokers Protected. *Limited time only. See a Sales Representative for complete details. Prices and specifi cations are subject to change without notice. Illustration is Artist’s concept. E.&O.E.

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your dÉcor

Bathingbeauty

Unwind and relax in a personalized bathroom oasis.// by sara duck

ahhhh...



Parisian-inspired toilet

one Black Bridget Kilim rug. $145 for 2ft-by-3ft. Visit jonathanadler.com two Quatrefoil Octagon Framed mirror. $80. Visit lowes.ca three heritage 6 light iron and crystal chandelier. $190. Visit homedepot.ca four Tour Eiffel No. 14 soap. $11. Visit tokyo-milk.com. five avanti rosie White Bath Towels. From $14 to $25. Visit bedbathandbeyond.ca six iron works historic freestanding bath with biscuit exterior. $6,978. Visit kohler.com seven allison Floor Storage. $239. Visit potterybarn.com

one

three

six seven

four five

two

Eclectic Boho bathroom

one Textured Stripe rug. $23. Visit pier1.ca two aSUNDEN Basket with lid. $20 for set of two. Visit ikea.ca three hGlint pendant lamp. $369. Visit crateandbarrel.ca four Shared history Soap in Grapefruit lemongrass. $9. Visit drakegeneralstore.ca five SKÄrET Bath Towel in multicolour. $5. Visit ikea.ca six Freestanding Bathtub. $899. Visit rona.ca seven Fretwork Wall mirror. $299. Visit westelm.com

one

three

six seven eight

four five

two


Mod industrial loo

one Faded ikat rug. $419 for 5-by-7. Visit westelm.com two Sash mirror. $249. Visit urbanbarn.com three antique Nickel 1-light pendant. $140. Visit homedepot.ca four SaVErN jar with lid. $15 for set of two. Visit ikea.ca five marimekko Bottna Slate Towels. $6-$45. Visit crateandbarrel.ca six Bathtub by Uberhaus design. $999. Visit rona.ca seven rubber Soap pump. $5. Visit cb2.com eight Galvanized metal Floor Storage. $202. Visit potterybarn.com

one

three

six seven

four five

two

eight


one ruffled heart-Shaped pink rug by ragrugStudio. $50 for 32-by-28-inch. Visit etsy.com two mirror. $90. Visit bouclair.com three Five light ceiling Fixture pink Finish by illumine. $363. Visit homedepot.ca four Side Table. $130. Visit bouclair.com five lenox chirp print Bath Towels. $11-$20. Visit bedbathandbeyond.ca six chedworth Twin Skin Tub with chrome claw feet. $690. Visit homedepot.ca seven YNGarEN bottles. $15 for set of three. Visit ikea.ca

four four

twoone

three four five

six seven

Romantic vintage restroom


IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

Your complete source for condos, lofts and townhomes in the 905 region

GTA EditionMar 23 - Apr 6, 2013

905

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2 THE DANIELS CORPORATION FirstHome™ Long Valley Phase Two 905-814-0123 • from $279,000 51 15M

16 vANDYK COMMuNITIES Windows on the Green 905-822-3333 from $270,000 139 17M

17 PEMBERTON GROuP Downtown Erin Mills Condominiums PembertonGroup.com • from $250,000 8 6C

30 PINNACLE INTERNATIONAL Pinnacle Grand Park 2 905-276-3981 • from $250,000 137 20L

34 PINNACLE INTERNATIONAL Pinnacle Uptown, Crystal 2 905-568-9000 • from $250,000 135 19K

45 EMPIRE COMMuNITIES Rain Condominiums raincondos.com • from $400,000 133 17Q

47 THE DANIELS CORPORATION Erin Mills 905-306-6996 • 49 17M

1 PEMBERTON GROuP Miracle in Mississauga 905-603-6300 • from $250,000 16M

3 CASTLE GROuP Tuscany Gates 905-501-9557 • from $340,000 20J

4 CONSERvATORY GROuP Mirage 905-232-2400 • from $250,000 20K

6 CONSERvATORY GROuP Widesuites 905-897-8536 • from $375,000 21K

8 FERNBROOK HOMES Absolute vision 905-803-0556 • • from $188,000 21K

8 CITYzEN Absolute vision 905-803-0556 from $188,000 21K

10 AMACON The Residences at Parkside village lifeatparkside.com • 21K

12 ALTERRA HOMES Renaissance in Olde Brampton 905-454-7222 • from $215,000 13D

12 ALTERRA HOMES Renaissance in Olde Brampton 905-454-7222 • from $215,000 13D

14 PEMBERTON GROuP Rosedale village Golf & Country Club 905-799-5000 • • from $190,000 12E

18 RETIREMENT LIFESTYLE COMMuNITIES Palisades on the Glen 905-820-8210 • from $290,000 17M

19 uNITED LANDS Stonebrook II 905-822-8858 • 22N

21 CASINO BAY DEv. CORP./TODDGLEN Panoramic Point at Brewery Bay 1-866-611-5525 • from $264,000 7Q

27 INzOLA GROuP Park Place 905-451-7001 • from $310,000 14G

30 PINNACLE INTERNATIONAL Pinnacle Grand Park 905-276-3981 • from $250,000 20L

31 PEMBERTON GROuP Bluwater Condos 416-987-8800 • from $350,000 17T

32 ARMOuR HEIGHTS DEvELOPMENTS River’s Edge 905-533-2400 • from $285,000 14A

35 ASHLEY OAKS GROuP Emporium at Joshua Creek 905-618-0660 • from $200,000 17P

36 MADY DEvELOPMENT Market Town Condominiums 705-719-1222 • from $144,000 5R

38 TRIDEL CORPORATION Metrogate - ventus 2 416-293-5535 • • from $302,000 19J

38 TRIDEL CORPORATION ventus at Metrogate 416-293-5535 • • from $302,000 19J

39 THE DANIELS CORPORATION Limelight Condominiums 905-306-6996 • from $200,000 21L

46 MATTAMY HOMES The Mount Pleasant village mattamyhomes.com • from $200,000 20M

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Bloomington Sideroad

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401

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132

2 FLATO DEvELOPMENT Arthouse arthousemarkham.com from $200,000 87 22E

8 CATALIA DEvELOPMENT Summer Palace 905-597-6868 • from $250,000 141 15F

31 PEMBERTON GROuP Sky City 905-709-5700 • from $320,000 9 12F

43 GuIzzETTI DEvELOPMENTS Grand Palace 905-907-4370 • from $295,000 79 12E

46 EMPIRE COMMuNITIES The Mark themarkcondos.ca • from $200,000 45 21E

1 MONARCH CORPORATION Garden Court monarchgroup.net • from $250,000 16D

3 REMINGTON GROuP Downtown Markham - Rouge Bijou 905-948-9900 • from $180,000 18F

4 TRIDEL CORPORATION Renaissance of Richmond Hill 416-736-9500 • from $720,000 12G

5 STATE BuILDING GROuP Promenade Park 905-709-3352 • from $410,000 10G

6 uPPERCITY vILLAGE Greensborough village 905-489-9964 • from $249,000 23E

7 MINTOuRBAN COMMuNITIES INC. WaterGarden 416-915-3800 • from $254,000 11G

9 AMICORP Terraces on the Park 905-265-8739 • from $210,000 3F

10 GREAT LANDS CORP. The Beverly Hills Resort Residences 905-882-6636 • from $250,000 13F

11 TRIAxIS DEvELOPMENT INC/MARINO DEvELOPMENTS Courtyards of Maple 416-798-7070 • from $390,000 8E

15 EMERY CONDOMINIuMS The Essential 905-887-4888 • from $250,000 20E

20 SOLMAR DEvELOPMENT CORP Bellaria Residences 905-417-8482 • from $240,000 7E

22 QuADRA MGT. & SCEPTRE DEvS. Renaissance Court at Woodbridge Gates 905-851-4220 • from $230,000 3G

22 WYCLIFFE HOMES Fairground Lofts 905-605-5900 • from $287,000 3G

24 LIBERTY DEvELOPMENT CORP. The Fountains 905-731-8302 • from $272,000 10F

26 RICE DEvELOPMENT Ambria 905-796-3630 • from $340,000 3F

28 CHESTNuT HILL HOMES San Francisco by the Bay 905-831-3631 • • from $180,000 22C

31 PEMBERTON GROuP Miracle at Yonge 905-709-5700 • from $280,000 12F

32 LIBERTY DEvELOPMENT CORP. Royal Gardens 905-889-9997 • from $240,000 14F

32 SIGNATuRE COMMuNITIES TAO Boutique Condos 905-597-2535 • from $200,000 14F

34 SIERRA HOMES 68 Main Street 905-305-0822 • from $250,000 22F

35 REMINGTON GROuP Nexus North Condominium Residences 905-948-9900 • from $200,000 17F

40 NOvA TRIMAx Allegra 905-850-6866 • from $250,000 1F

41 QuADCAM DEvELOPMENT GROuP INC vista Parc Condominiums 905-850-8883 • 3F

42 GREENPARK HOMES The upper village 905-554-6501 • from $288,000 21E

44 LIBERTY DEvELOPMENT CORP. Centro Square Condos 905-851-8877 • 4G

45 KYLEMORE COMMuNITIES The 6th Angus Glen 905-887-9950 • from $455,000 19E

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Centro Square by Liberty Development A master-planned community in the heart of Woodbridge. Register now. Web: CentroSquare.ca

The Clairington by Castleridge Homes Active adult living in a parkside condominium in Brampton. Web: TheClairingtonCondos.com

Courtyards of Maple by Marino/Intercity/TriAxis European-inspired condos coming soon to Maple. Register now to stay informed. Web: CourtyardsOfMaple.com

Downtown Erin Mills by Pemberton Group Coming soon to Erin Mills: condo living with a downtown vibe. Register now. Web: DowntownErinMills.com

Fairground Lofts by Wycliffe Homes Urban lofts are coming to Woodbridge Village. Register now for preview. Web: FairgroundLofts.ca

Grand Palace by Guizzetti Corp. Register now for the timeless art of living! Now under construction. Web: GrandPalace.ca

Limelight by Daniels Corp. Coming soon: The final glorious chapter of Mississauga’s beaming success story. Web: LimelightCondos.com

Park City Condominiums By Tobyn Park Homes Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington. Register now. Web: ParkCityLiving.ca

Pinnacle Uptown by Pinnacle International Construction has started on Mississauga’s live-work-play community. Register today. Web: PinnacleUptown.com

Rain Condominiums by Empire Communities Coming soon to Oakville – the South Tower at Rain Condominiums. Register now. Web: RainCondos.com

Skycity Condominiums by Pemberton Group A master-planned urban community in Richmond Hill Web: SkyCityCondos.com

Upper Village Markham by Greenpark Now registering, UV2 – the North Tower. South Tower is already 90 per cent sold and under construction. Web: UV2.com

Windows on the Green by Vandyk Communities A beautiful selection of condos coming soon to Mississauga on Erin Mills Parkway. Web: WindowsOnTheGreen.ca

previews & registrations

new releases & grand openings

Allegra by Nova Trimax Affordable luxury, steps from the Village of Woodbridge. Construction started on Phase 1. Web: AllegraCondos.com

Garden Court Condos by Monarch Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes by Amacon Developments Offering the convenience of downtown living with the tranquility of a suburban context. Grand opening. Web: LifeAtParkside.com


condo watch

134 new condo GuIde march 23 - april 6, 2013

2on sale now

residences from the mid $200’s

presentation centre located at5044 hurontario street & eglinton, mississauga

(905) 568.9000 monday – friday: 1-7pm weekends & holidays: 12-6pm

PinnacleUptown.Com

Gaze into our crystal… The future is arriving faster than you think. With the inaugural groundbreaking for Crystal 1 and 2, it’s time to envision

October 2014 when the many benefits and pleasures of living in the heart of Mississauga’s live-work-play, Pinnacle Uptown community becomes all yours.

construction has started

Rendering is artist’s concept only. Prices and specifications are subject to change without notice. Photos for mood and impression only. E. & O. E. 2013

PINNACLE INTERNATIONAL . VANCOUVER . SAN DIEGO . TORONTO .

Get your copy now!416.626.4889

Spring Issue Available April 2013Fall Issue Available September 2013

CHAZ.YORKVILLEby 45 Charles Ltd

and Edenshaw Homes

Condo & Hotel Residences

FALL 2012

GRAND ENTRANCES:LUXURY LOBBIES

DSQUARED2: DEAN& DAN LIVING LARGE

SPOTLIGHT ON THE SURREY HOTEL IN NYC

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home style

It’s no secret that InterIor décor takes its cues from fashion. Sharon Grech, the colour and design expert for Benjamin Moore, points out that the pastel colours popping up in fashion apparel and accessories are also brightening up the home this spring.

“There is a palpable shift as Canadians are now ready for a “cleansing” of the palate,” she says. “Hits of white, pale greys and a bouquet of pastels bring a desired lightness to your wardrobe and to your home this season. Pastels have been popular in the past, but rest assured, what’s in style today is very much of the moment and sophisticated.”

FashIon meets the home this spring

The new pastels work best, Grech says, when contrasted with a darker charcoal shade or the rough texture of reclaimed wood or heavy woven textiles. These heavier materials and colours give the pastel a less fragile sensation. Designers today take some of the sweetness out of the pastel look by not always pairing it with a clean, crisp white, but instead with other neutrals like grey, sand and tan.

“Benjamin Moore’s favourite pastel for the home this year is Lemon Sorbet,” says Grech. “Fresh and bright, it is the perfect pick for any space. Its wispy nature is the ideal backdrop for any colour, especially when paired with warm grey furniture and blue-green accents, to create a living space that is energetic and calm all at once.”

There is a fine line when it comes to this airy trend. Just as in fashion, don’t outfit the whole home in pastels. You wouldn’t dress in head-to-toe pastels, and the same goes for the home. “It’s all about balance,” she says.

You can follow this trend online at BenjaminMoore.ca or visit your local retailer for more information. NC

“�Hits�of�white,�pale�greys�and�a�bouquet�of�pastels�bring�a�desired�lightness�to�your�wardrobe�and�to�your�home�this�season.�Pastels�have�been�popular�in�the�past,�but��rest�assured,�what’s�in�style�today�is�very�much�of�the�moment�and�sophisticated.”

138 new condo GuIde�march 23 - april 6, 2013

$270’S

&unwınd

Inspiring architecture and a lifestyle that lets you unwind in

a natural, Mississauga setting

In Mississauga, VANDYK communities has opened the window and let some fresh ideas into the world of condominium design.

Windows on the Green is contemporary in its striking 4-storey design. A boutique residence intimate in its ambiance, with

only 150 suites and a limited number of lofts. With interiors that artfully blend natural elements of granite, marble and hardwood.

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139

red lentils or “masoor dal” in india, are one of my favourite types of legume, full of fibre, protein, and iron, they’re a near perfect food. Wonderfully versatile, they cook faster than other varieties and can be paired with a multitude of ingredients. This savoury Moroccan-spiced recipe for Red Lentil Soup with Bacon, Cumin and Harissa is both comforting and delicious, and gets an extra kick from the harissa, a hot chili paste typically associated with Morocco, Tunisia and Algeria.

Most lentil soups fall into one of two categories: highly spiced, or not spiced — sometimes called bland. This one sits very happily at the spicy end with the harissa adding a tolerable amount of heat and a wonderful complexity of flavour. A hearty, thick and satisfying soup, the bacon, cumin and yogurt add a robust note to this delicious low fat soup, perfect for a cool spring evening.

Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious. She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com

LesLie styLes, foodie and traveL aficionado, shares some deLicious dishes found on her traveLs around the worLd

red lentil soup with Bacon, Cumin & Harissa

scrumpdillyicious

directions

In a large saucepan over medium-high heat, cook the bacon until crisp, about 3 minutes. Transfer the bacon to a piece of paper towel, and set aside. Discard all but 1 tablespoon of the bacon drippings from pan. Add the garlic, onion, and carrots to saucepan. Cook vegetables over medium heat until tender, about 5 minutes. Add the lentils, cumin, harissa (or tomato paste), chicken stock, wine and water; stir to combine. Simmer until the lentils are cooked and falling apart, about 25-30 minutes. The soup is fairly thick, so if you prefer it thinner just add more stock or water. Using an immersion or regular blender, purée the soup, leaving it somewhat chunky or smooth. Reheat if necessary, stirring in the lemon juice. To serve, divide the hot soup among four warmed soup plates and garnish with the reserved crumbled bacon, a dollop of yogurt and fresh sprig of basil.

› 5 slices (4-ounces) bacon, cut into 1/4-inch dice› 2 cloves garlic, finely chopped› 1 medium onion, finely chopped› 4 medium carrots, cut into 1/4-inch dice› 1 1/2 cups red lentils› 1 tsp ground cumin

› 2 tbsp tomato paste› 2 tsp harissa paste› 4 cups chicken or vegetable stock› 1/2 cup white wine and 1/2 cup water› 6 tbsp low fat yogurt› 6 fresh sprigs of basil, for garnish

ingredients serves four to six


HERE IN RICHMOND HILL...

THE WORLD REVOLVES AROUND YOU!

PREVIEW OPENING

REGISTER NOW905 597 [email protected]

HWY 7

HW

Y 404

SALEOFFICE

E BEAVER

CR

EEK R

D

W B

EAVER C

REEK

RD

LESLIE ST

N

Prices and specifications subject to change without notice. See sales representatives for details. Renderings and images are for mood and impression only. E.&O.E 2013.PREVIEW CENTRE: 9140 Leslie Street, Unit 412, Richmond Hill, ON.

SENECA

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Summer Palace living, is living in the centre of it all. The third phase of Richmond Hill's highly successful Four Seasons Gardens puts you front row centre in the prized Entertainment District of the North. Interiors inspired by award winning Union 31, exceptional suite designs with soaring 9' ceilings, granite kitchen counter tops. Acres of outdoor amenity space, set in a world class master planned community. Visit us today to see why we say the world revolves around you at Summer Palace.

VIVA


the scoop

// by sara duck

the scoop

Capturing the spirit of Hollywood. The innovative and glamorous Daeida bedroom collection is a modern interpretation of designs from a bygone era. A unique combination of wood, hand-

antiqued mirrors and sliver leaf finish work together to create a dramatic style. Dining collection also available. King Bed. $4,999. Visit decorium.com

1 set of 2 peony abstract. $129. Visit bombay.ca

2 major chair. $1,385 Visit elte.com

3 table lamp. $70. Visit bouclair.com

CheCk out DeCorium's newest 9,000-sq.-ft. loCation at 1212 Yonge st. in toronto. the store Carries a wiDe range of gooDs, from beDrooms, Dining rooms, leather furniture, upholsterY, home aCCents, lighting, area rugs, aCCessories anD muCh more.

Scoop thiS look!

01

02

03

catch up on dÉcor news, inspiration,

style and more

142 new condo Guide marCh 23 - april 6, 2013

this Shanghai chrome stool is one of Yanic Simard's favourite pieces

the designer drew inspiration from classic typewriter keys

we can't get enough of the scribe multi hook from umbra! Great design that will also keep

your home tidy. $30. Visit umbra.com

condo guide loVeS...

the collection of torre & tagus décor accessories selected by designer yanic simard

features his favourite versatile home fashion items – accessible pieces that fit into any

style home, from contemporary to traditional, providing high impact at low cost.

21

do you have a piece of furniture at home that is in need of some serious updating? instead of throwing it to the curb, why not try paint it like new! – a professional re-spraying service for indoor and outdoor furniture, doors, cabinets and more. using benjamin moore’s full colour palette and a high-density turbine spray-painting system, the company will work with you to transform your worn pieces into modern masterpieces. Visit paintitlikenew.com

Before | after

the monterey thin-lift tV bed completely hides the television from view when not in use. with a footboard measuring only 8-in. thin overall and only 4-in. at the edges, you will be the only one to know about your gorgeous flat-screen tV. Genius design eh? $3,995. Visit altamodafurniture.com

the 2013 kitchen and bath style report by the national kitchen & bath association (nkba) reveals that transitional style – a mix between traditional and contemporary design aesthetic – is the clear favourite when it comes to bathroom design. and a grey colour scheme has seen a dramatic rise since 2010, with 56 per cent of bathrooms in this colour palette.

hot off the preSS!

1. For vanity informaton visit lumberlandnorth.com

2. wallingford 66-in. vanity. Visit signaturevanities.ca

these are fabulous examples of transitional design for your bathroom

marCh 23 - april 6, 2013 new condo Guide 143

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resource sectionYou love the condo, see what You can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

homebuyers’ help

condo buyers’

Calculate your mortgage payments

01 Calculate the combined monthly before-tax income of you and your spouse.

02 Divide by three. This figure is the monthly payment you can afford to make on your condo.

03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow. Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes.

07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

interest rate

example: 5%

chart figure

5.82

mortgage amount ÷ 1,000

125 (mortgage amount $125,000)

monthly payment

$25 years

amortization period

bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Follow these steps to see if you’ll qualify for a mortgage on your dream condo

homebuyers’ help

146 new Condo GuIde march 23 - april 6, 2013

3.00% 9.65 6.90 5.54 4.73 4.21

3.25% 9.76 7.02 5.66 4.86 4.34

3.50% 9.88 7.14 5.79 4.99 4.48

3.75% 9.99 7.26 5.91 5.13 4.61

4.00% 10.11 7.38 6.04 5.26 4.76

4.25% 10.23 7.50 6.17 5.40 4.90

4.50% 10.34 7.63 6.30 5.53 5.04

4.75% 10.46 7.75 6.44 5.67 5.19

5.00% 10.58 7.88 6.57 5.82 5.34

5.25% 10.70 8.01 6.74 5.96 5.49

5.50% 10.82 8.14 6.85 6.10 5.64

5.75% 10.94 8.27 6.98 6.25 5.79

6.00% 11.07 8.40 7.12 6.40 5.95

6.25% 11.19 8.53 7.26 6.55 6.11

6.50% 11.31 8.66 7.41 6.70 6.26

6.75% 11.43 8.80 7.55 6.85 6.42

7.00% 11.56 8.93 7.69 7.00 6.59

7.25% 11.68 9.07 7.84 7.16 6.75

7.50% 11.81 9.21 7.99 7.32 6.91

7.75% 11.94 9.34 8.14 7.47 7.08

8.00% 12.06 9.48 8.28 7.63 7.25

8.25% 12.19 9.62 8.44 7.79 7.42

8.50% 12.32 9.76 8.59 7.95 7.59

8.75% 12.45 9.90 8.74 8.12 7.76

9.00% 12.58 10.05 8.86 8.28 7.93

9.25% 12.71 10.19 9.05 8.45 8.10

9.50% 12.84 10.33 9.20 8.62 8.28

9.75% 12.97 10.48 9.36 8.78 8.45

10.00% 13.10 10.63 9.52 8.95 8.63

10.25% 13.24 10.77 9.68 9.12 8.80

10.50% 13.37 10.92 9.84 9.29 8.98

10.75% 13.50 11.06 10.00 9.46 9.16

11.00% 13.64 11.22 10.16 9.63 9.34

11.25% 13.77 11.36 10.32 9.80 9.52

11.50% 13.91 11.52 10.49 9.97 9.70

11.75% 14.04 11.66 10.65 10.15 9.88

12.00% 14.18 11.82 10.81 10.32 10.06

12.25% 14.32 11.97 10.98 10.49 10.25

12.50% 14.46 12.13 11.15 10.67 10.43

12.75% 14.59 12.28 11.31 10.85 10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 ÷ 1,000) x 5.82 = $727.50

% amortization periods

InTeresT raTes

10 years

15 years

20 years

25 years

30 years

mortgage payment calculation chart

march 23 - april 6, 2013 new Condo GuIde 147

CharTered banKs Variable 6 months 1 year 2 years 3 years 4 years 5 years

aTB Financial 2.6 4 3.1 3.14 3.55 4.39 3.04 6.30op 6.30op 6.50op

alterna Svgs/alterna Bk 3 4 3.05 3.09 3.09 2.99 3.19 6.30op 6.30op

Bank of montreal 3.1 4 3 3.04 3.55 4.54 2.99 6.30op 6.30op

Bank of Nova Scotia 3 4.55 3.75 2.69 3.99 2.99 4.99 6.45op 6.50op

canadian Western Bank 4 3 3.04 3.65 4.54 5.24 6.45op 6.30op

ciBc 3.2 3 3.14 3.65 2.99 5.24 6.70op 6.35op

hSBc Bank canada 3 4.45 2.7 3.95 2.98 4.99 3.49 6.20op 6.35op

icici Bank canada 3.05 3.15 3.65 3.64 3.69 3.44

iNG Direct 3 3 3 2.79 3.25 3.08

laurentian Bank n/a 4.4 3.09 3.14 3.7 3.64 3.79 6.70op 6.30op

manulife Bank 3 4.45 3 3.05 3.1 3.1 3.09 4.00op

moncana Bank 2.79 2.79 2.79 2.89 2.99

National Bank n/a 4 3.1 3.14 3.55 4.54 5.14 6.70op 6.30op

president’s choice Finan 3.2 3.2 3.24 3.35 3.44

royal Bank 3 4 3 3.04 3.55 4.54 5.14 6.30op 6.30op

TD canada Trust 3.2 3 3.04 3.55 4.54 5.14 6.30op

TrusT CompanIes

aGF Trust n/a 2.99 3.1 3.5 3.64 3.09

community Trust n/a 6.5 3.1 3.35 3.95 4.64 5.24

Effort Trust n/a 4.45 3.25 3.6 3.9 4.5 4.95 6.30op 6.30op

home Trust company 3.2 3.95 2.74 2.49 2.89 3.15 2.99

investors Group Trust n/a 4 3 3.14 3.65 4.64 5.24 6.50op 6.30op

mTcc 3 4.55 3.75 2.69 3.99 2.99 4.99 6.45op 6.50op

oTher FInanCIal InsTITuTIons

airline Financial c.U. 4 2.99 3.25 3.29 3.09 3.49 6.25op

comtech credit Union 2.79 6.6 2.99 3.25 3.29 3.19 3.29 8.40op 9.00op

First National Fin. lp 3.95 2.74 2.69 2.79 2.99 2.99

FirstOntario c.U. 2.79 2.99 3.14 3.19 3.24 2.97 6.34op 6.34op

london life n/a 4 3 3.14 3.65 4.64 5.24 6.50op 6.30op

mcap 2.9 3.6 3.95 4.35 4.89 5.24 7.00op

meridian credit Union 2.85 4.45 3.1 3.14 3.7 2.98 3.19 6.30op

parama credit Union 2.9 3 3.05 3.15 3.25 3.4

Steinbach credit Union 2.5 2.5 2.6 2.8 2.9 3.1

Teachers credit Union 4 4.45 3.05 3.15 2.79 3.89 3.19 6.30op 6.50op

homebuyers’ help

Compare mortgage rates for your best deal

Notes **interest rate charged subject to adjustment during term mortgage. please consult institution for term of years available. all rates are prime rates and subject to change without notice.r.o.r. raTES ON rEQUEST op OpEN ----- NOT QUOTiNG n/a NOT aVailaBlEmar. 11, 2013. prepared By Fiscal agents Financial information Services 905.844.7700

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GTA New Condo Guide - March 23, 2013

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