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This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

Key benefits

Guaranteed

benefits

Get Guaranteed Maturity Benefit with guaranteed

Regular Additions added every year

Limited premium

pay

Pay premiums for limited term of 7yrs (or 10 yrs)

and get coverage term for 15yrs (or 20yrs)

No medicals Easy and hassle free application process with no

medical underwriting

Tax

benefits

Get tax benefits under Section 80C & 10(10D) of

Income Tax Act, 1961

7/28/2019 GSIP

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This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

Equivalent to Sum Assured

at the beginning of the

policy term

Sum Assured = Premium

paying term * Premium

Increases annually as

Regular Additions are

added

Regular Additions added to

the Guaranteed Maturity

Benefit annually

Declared as a percentage of

Sum Assured

Announced &

GUARANTEED at the start

of each policy year

Guaranteed Benefits at maturity

GuaranteedMaturity Benefit

Guaranteed RegularAdditions

7/28/2019 GSIP

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This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

How are the benefits guaranteed?

Benchmarked against GOVERNMENT SECURITIES

Independent of how invested fund performs

Declared as a percentage of Sum Assured

Guaranteed to be 50% of annualised gross redemptionyield (GRY) of the 10-year G-Sec*

RA announced on 7th of the first month of every quarter

Guaranteed Regular Additions

(RA)

Most trusted? Government

RA for

OND 10 =

3.9%

*rounded down to the lower 0.2%

7/28/2019 GSIP

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This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

How do your savings grow?

SumAssured

RA 1

RA 2

RA 3

RA 4

RA .

Sum of allRAs

Maturity

Addition

Beginning of

the plan

Regular Additions every year At end of

the plan

Total

payout

SumAssured

Guaranteed Regular Additions

announced at the beginning of each policy year

Maturity Addition

at the end of policy term

Guaranteed

MaturityBenefit

Guaranteed

Maturity

Benefit

Guaranteed

Maturity

Benefit

Note: Death benefit is different from the Sum Assured

7/28/2019 GSIP

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This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

An example

Sum Assured (SA) Rs. 1,75,000

Year 1 Regular Addition (RA) * 4% of SA Rs. 7,000

Year 2 Regular Addition (RA) * 4% of SA Rs. 7,000

Year 3 Regular Addition (RA) * & onwards 4% of SA Rs. 7,000

Accumulated RAs Rs. 1,05,000

(A) Guaranteed Maturity Benefit (GMB) Rs. 2,80,000

(B) Maturity Addition (MA) * Rs. 74,292

Estimated Total Maturity Benefit (A+B) Rs. 3,54,292

*These assumed rates for the RA and the MA are projected assuming a gross interest

rate of 10% for this illustration only. The maturity benefit of your policy is dependent on a

number of factors, including future performance.

Age at entry 30 years Premium Paying Term 7 years

Premium Rs. 25,000 Policy Term 15 years

7/28/2019 GSIP

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This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

Key benefits

Guaranteed

benefits

Get Guaranteed Maturity Benefit with guaranteed

Regular Additions added every year

Limited premium

pay

Pay premiums for limited term of 7yrs (or 10 yrs)

and get coverage term for 15yrs (or 20yrs)

No medicalsEasy and hassle free application process with no

medical underwriting

Tax

benefits

Get tax benefits under Section 80C & 10(10D) of

Income Tax Act, 1961

7/28/2019 GSIP

7/8

This material is strictly meant for circulation within the organization/ solely for training and/oreducation of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate

agents or brokers and should not be further circulated or used for presentation to a prospect or

general public at large.

No medicals

NO MEDICALUNDERWRITING

REQUIRED

Easy to sell

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Asset allocation in GSIP

GSIP is focused on providing steady returns with

downside protection.

Policyholder funds are invested in a combination of

government securities, corporate bonds,

debentures, other fixed income instruments and

equities.

Allocation to equity is dependent on the

outstanding term and can be up to ~ 25%; this will

be reflected in the maturity addition under the

plan.