JULY 2020 PAGE 1

“It was a difficult decision to make,” said UNOH President Dr. Jeffrey Jarvis about moving the graduation ceremony to a virtual format. “Hosting an in-person event, bringing students and families from multiple states and countries together to celebrate the wonderful accomplishments of college graduation in close quarters indoors, was simply not possible due to the coronavirus pandemic.” University administration looked at many different possibilities from postponing the event until the fall or holding the event outdoors and due to all the guidelines and restrictions in the state of Ohio surrounding mass gatherings, it simply wasn’t possible. With an in-person ceremony off the table, the centennial graduating class had to celebrate their graduation in a virtual way with the help of custom social media filters and a lot of behind the scenes work from the University’s Marketing Department. Congratulatory messages were collected from faculty and staff and parents and family members were also asked to submit well wishes

to their future graduate. These messages were combined with a special greetings from President Jarvis and Provost Dr. Dean Hobler, commencement address from Monster Jam Driver Bryce Kenny, and introduction of graduates by UNOH family friend Michael Miller. Students who were planning to walk across the stage each submitted photos to the University and were announced one by one as the screen showed their name, degree, and any honors they received. During the ceremony, Jarvis remarked “Your class is a special one – marked by history like few others in UNOH’s 100 years – your parents, loved ones, friends and teachers are overwhelmed with pride in what you’ve done. Every commencement ceremony is bittersweet for those of us that have seen you, taught you, and supported you for the past year, or two, or four – you have all proven your strength and resilience and you will always be remembered for your fortitude and grace.” “Go out with confidence, knowing that you’re here for a reason and that you can make a difference in

your future,” said commencement speaker Bryce Kenny. “What do you want your world to look like when you’re done with it? Somewhere someone out there is waiting on you to go out there and win in your career of choice.” Following the reading of the student names, dozens of family videos filled the screen with happiness, joy, and congratulatory messages telling their son, daughter, cousin, grandchild, or sibling how happy they were to see each student complete their college education. Even though it was a virtual ceremony, in some ways it felt more personal getting to see all the poignant messages from faculty, staff, and family members that are usually reserved for one-on-one conversations on graduation day. More than 1,000 students make up the Class of 2020 representing 37 states plus Puerto Rico and 16 Countries. The full production was streamed live at 1:00pm on Sunday, June 14, the original date of graduation and to date it’s racked up nearly 2,000 views. To watch it yourself, visit: https://www.unoh.edu/graduation

GRADUATION100TH YEAR OF EDUCATIONCOMMENCEMENT EXERCISES WERE NOT SPARED FROM THE IMPACT OF COVID-19

JULY 2020 PAGE 2

Rob Ison’s eureka moment came in the dead of winter when he was switching out a car fuel pump at a customer’s home. “It was so cold my breath had frozen my goatee and I bumped it on something and I looked down and saw a chunk of my beard had fallen off,” he remembers.It was 2012, and despite nine years as a mechanic in Columbus, Ison hadn’t been able to find a decent-paying job since he’d been downsized from a car dealership during the Great Recession. To make a living he was a mobile mechanic, fixing cars in driveways or on the street at people’s homes no matter the weather.“I thought, there’s got to be a better way,” says Ison, now 39. He decided to take his career – and his life – to a new level by enrolling in the high-performance automotive technology program at the University of Northwestern Ohio.

He says that’s where he gained the skills, drive and vision to snag a dream job as an engineering technician at the Transportation Research Center Inc. (TRC) in East Liberty, Ohio. TRC is North America’s largest, most advanced independent automotive testing facility and proving grounds, has been an acknowledged leader in transportation research and innovation since 1972. The facility

offers the world’s leading vehicle manufacturers, systems makers, and other transportation innovators a full range of engineering, research and testing capabilities as well as compliance and certification testing. Ison works at TRC’s SMARTCenter, where the world’s most creative automotive technology inventors test and evaluate their work on a 540 acres complex that include high-speed straightaways, intersections and cityscape roadway simulations. “This is as cutting edge as it gets,” says Ison. “Some days I might be working on equipment worth millions of dollars, helping engineers prepare and complete their tests and making sure they get good data. I’m working towards the future and the hours I put in are making sure we get good data to make people safer. I love the idea of that.” Although Ison can’t discuss specifics of what or whom he’s working with, he said the technology includes equipment for a variety of advanced driver assistance systems including self-driving vehicles. “You never know what we’ll be testing, what kind of new equipment I have to learn – it’s a technician’s dream,” Ison says. “I can’t imagine a better position or a better team to be on. It’s a close-knit group of like-minded people who work hard and strive for the same goals.”He credits UNOH with expanding his skills and giving him the confidence to be hired at TRC four years ago. “I wouldn’t be part of the most elite, advanced mobility group on earth if it wasn’t for UNOH,” he says. He said as he obtained his associate’s degree he gained a trouble-shooting skill set that has been repeated over and over again until it’s become muscle memory.

UNOH GRAD HELPING ADVANCE CARS OF THE FUTURE

“I learned how to break things down to the component level, a dissecting approach, where you’re working backwards and forwards,” he says. He says he has honed his diagnostic ability, which he calls his greatest asset, until it’s become a sixth sense.

Admittedly, working full time at an auto parts store and then driving 80 miles away (160 round trip) to take night classes at UNOH for three years wasn’t easy, Ison says. He also was taking care of his grandfather, Clay Ison, who raised him and who he lived with in Columbus. “He’s the person I draw my inspiration from,” he says. “He worked as a truck driver for Wonder Bread and he was just a guy who never stopped. Those are the shoes I’m trying to fill.”He was grateful that his grandfather, who died in 2019 at the age of 81, was able to see him graduate from UNOH and go to work at TRC.Ison hopes others will draw inspiration from his career journey.“You can’t be afraid of change,” he says. “You have to open that door. The only person that’s going to stop you is you. You have to figure out your goal and take a whole bunch of tiny steps that lead to something greater. I owe a lot to UNOH. They opened the door for me for sure.”

JULY 2020 PAGE 3

UNOH GRAD LOOKS BACK AT HIS TIME AT UNOH

October 5th, 2015 was my first day of school at UNOH. I remember being more nervous than ever before in my life. Would college be too difficult? Would I be able to make new friends being this far from home? Did I choose the right degree? These were just a few of the thoughts going through my mind. As soon at the instructor walked into my Electrical & Electronics 1 class, my nerves began to settle. I had a great time in class and even made a new friend on the first day. Having the small class sizes was amazing. The instructors made it feel like we had been friends forever. What I mean by this is, the instructors were not afraid to pick on you a little bit but were also there for you when you needed help. I know Mr. Marker will know exactly what I mean when I say that.

As time went on, I was able to join the UNOH Motorsports team and the RACER Leader student ambassador program. This is where my friendships really began to grow. My first year on the motorsports team I tried out as a driver and was selected to drive the #00 Thunder Stock. I was on the team for the 2016 Limaland season. After my first year on the team, a few of my friends and I, along with my family, decided to start racing in Ohio separately from the team. In 2018, we won the Limaland Thunder Stock championship. That is a night I will cherish for the rest of my life. As for the RACER Leaders, I am proud to say I am still a part of this group 4 years later. I have made so many friends from all over the world with the RACER Leaders. I also really enjoyed meeting all of the new students and getting to talk with faculty during open houses and orientations. One thing I will really miss about being a student ambassador is the RACER rock signing and group pictures while getting to talk with Todd and Georgia from marketing before they took our pictures. Through RACER Leaders, I was also able to build a relationship with both Deans of the University. I’m not sure that many other universities have Deans like Dean Fitzpatrick who would high five me walking down the hall whenever he saw me. Having a Dean be this personable and approachable, really makes students feel welcome.

In 2017, I joined the UNOH American Marketing Association. Within my first month, we traveled to New Orleans for an international business competition and we won the top small chapter in the world.

This is where I met Dr. Mann, the chair of the marketing department at UNOH. She has really helped me grow overall as a person and a professional. She pushed me to do the 2+2 bachelor’s degree after I graduated with my associate degree in high performance motorsports and automotive technologies.

On campus I wore many hats, so to speak. I was a student, a RACER Leader, president of the UNOH AMA club, and most recently I became a tutor. Being a tutor has been super rewarding for me. UNOH has helped me build a solid foundation for success and I am glad I may have been a small part of that for other students as well. I loved going into work every day. Everyone in the student success department is incredibly nice. My coworkers and I shared many smiles, laughs, and more great memories. It was a pleasure to have bosses like James Young- Nastally and Danielle McClure.

Well, here I am, it is now June, 2020 and I am graduating with my bachelor’s degree in business administration with a marketing concentration. UNOH and the UNOH AMA has provided me with so many professional opportunities that I would have never dreamed of. I am currently working for StarCom Racing, a NASCAR Cup team as a marketing assistant.

I am extremely grateful for all of my professors, instructors, and advisors I had along the way. While it is sad that I won’t be able to walk the stage with all of my friends for graduation, it means a lot that UNOH put on a virtual graduation. This last quarter of virtual classes was not how I expected to end my college career, but we all made that best of it. As a UNOH graduate, I have many opportunities after graduation, and I am looking forward to tackling whatever steps come next in my life. Before I finish up, I want to give a very emotional thank you to my family who, when I got homesick, traveled to Ohio every time to see me. I also want to say thank you to all of the great friends I made along the way and I will forever be cheering you all on in life.

To all of my fellow graduating students, I will wrap up with this quote from Suzanne Weyn, “Your life is an occasion. Rise to it.”

JULY 2020 PAGE 4

Like many colleges and universities around the country, the University of Northwestern Ohio transitioned from face-to-face, in person learning to a fully online environment following the guidelines and orders given by the Ohio Department of Health and Ohio Governor’s Office on March 10, 2020. This online learning environment has continued through the remainder of the spring and will continue through the summer terms.That being said, the University of Northwestern Ohio is fully committed to returning to a face-toface learning environment including on-campus housing and student activities in a responsible, safe, physically-distanced manner beginning with August Session on August 24, 2020 for students in the College of Applied Technologies and Fall Quarter on September 14 for students in all other colleges.Planning for this return to campus means UNOH will be taking the summer months to fully prepare every campus building, facility,

and dorm to comply with any and all guidelines given by Allen County Public Health, the Ohio Department of Health, the Ohio Governor’s Office, and the Centers for Disease Control and Prevention. College campuses, including UNOH, pose unique challenges to physical distancing guidelines and University Administration will be doing everything possible to eliminate as much risk of exposure to our students, faculty, staff, and the greater Allen County community.“The talent and dedication it took from faculty and staff to transition a fully in-person hands-on university to a 100% online environment was exponential,” UNOH President, Dr. Jeffrey Jarvis, said. “While we are committed to resume on-campus operations in the fall, our administration is prepared to make adjustments if restrictions on in-person learning are again passed down from local, state, and federal agencies.”“It is of the utmost importance for students to return to campus in

CO R O N AV I R U S

U P D A T E

a safe and responsible way. The college experience is not only about attending classes, but also about having that personal relationship with your professors and fellow students,” said Dr. Jarvis. “We are helping thousands of students from around the country and world turn their passions into careers, and much of that can only be done in a face-to-face environment.”As the summer continues, UNOH will be exploring all possible scenarios with guidance from federal, state, and Allen County Public Health officials that will emphasize safe and healthy operations with the understanding that the complete elimination of any risk is unlikely. These solutions mean there could be adjustments made to the academic calendar, the physical work environment, and the course delivery options. Regardless of the steps taken in the coming weeks and months, the University is remaining steadfast in its commitment to bringing students back to campus, ready to take on their coursework in person this fall.

FOR UP-TO-DATE INFORMATION ON DECISIONS MADE BY UNOH REGARDING THE CORONAVIRUS PANDEMIC

VISIT WWW.UNOH.EDU/CORONAVIRUS

STAY CONNECTED!

JULY 2020 PAGE 5

ALUMNI EVENTS CELEBRATE THE CENTENNIAL WITH US!

This year is the University of Northwestern Ohio’s 100th Anniversary and to celebrate the Alumni Association is helping with some great events on campus! However, with the recent worldwide pandemic, events are currently in the process of being rescheduled. To learn more about the below events, stay connected with us on Facebook and look out for more information in the upcoming newsletters!

GIVING DAYWe will have 36 hours of giving back to the university that helped mold you into the professional you are today. If you are interested in giving back please click the link https://www.unoh.edu/givenow/ to make your donation.

UNOH NIGHT AT THE DERBY AT RACERS STATIONThis will coincide with the end of our Giving Day. We will be showing past Derby races and individuals can bet on the races. There will be other raffles and games available. Dinner will be provided for $25 per person or $40 per couple, with a cash bar.

ALUMNI TAILGATE The Alumni Association will be putting on a tailgate associated with one of the athletic matches in 2021. All alumni are invited to come watch the Racers and enjoy food and games at the tailgate party.

BRINGING BACK THE HALL OF FAMEPast honorable mentions will be showcased and inducted into the UNOH Hall of Fame.

Check out our Facebook pages for information on these and other things going on during UNOH’s Centennial Year!

Right now, as we all think of ways to save money, Quicken Loans is with you. On top of historically low mortgage rates, as UNOH employees, students and alumni, you receive up to $1,500 off closing costs when you purchase or refinance your home. The dedicated VIP team at Quicken Loans will guide you through the mortgage process so you can be confident that you’re making the best decision. Our home loan experts are available to help 24 hours a day, seven days a week, take advantage of a personalized mortgage review now!

Visit VIP.QuickenLoans.com/UNOH anytime, anywhere on your mobile device or call (800) 761-2755 to get started.

www.facebook.com/UNOHAlumni

¹Valid on new applications received between January 1, 2020 and March 31, 2020 for loan amounts of $100,000 or greater. The client will receive a check 2 – 4 weeks after closing in the amount of $500, plus the client will receive a closing cost credit on their Closing Disclosure in the amount of $1,000. For loans $99,999 or less, the clientwill receive a check 2 – 4 weeks after closing in the amount of $500, plus the client will receive a closing cost credit on their Closing Disclosure in the amount of $750. This o�er is only available to clients who call the dedicated bene�t phone number or go through the dedicated bene�t website. O�er does not apply to new purchaseor re�nance loans submitted to Quicken Loans through a mortgage broker. O�er is not valid on Agency Plus loans. O�er is nontransferable. O�er cannot be retroactively applied to previously closed loans or loans already in process. Quicken Loans reserves the right to cancel this o�er at any time. Not valid with any other discount orpromotion aside from the Rocket Homes discount mentioned in this o�er. Acceptance of this o�er constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional restrictions and conditions may apply.

²Participation in the Veri�ed Approval program is based on an underwriter’s comprehensive analysis of your credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of your credit request, if theloan fails to close for a reason outside of Quicken Loans’ control, or if you no longer want to proceed with the loan, your participation in the program will be discontinued. If your eligibility in the program does not change and your mortgage loan does not close, you will receive $1,000. This o�er does not apply to new purchase loanssubmitted to Quicken Loans through a mortgage broker. Additional conditions or exclusions may apply.

Quicken Loans Inc.; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA:Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage CompanyMC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an o�er for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Quicken Loans Inc., 1050 Woodward Ave., Detroit,MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Licensed Mortgage Banker – NYS Banking Dept.; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. Conditions may apply.

Quicken Loans, 1050 Woodward Ave., Detroit, MI 48226-1906

Save up to $1,500 on your home purchase or renance.¹

• Up to $1,000 in a closing cost credit¹ • $500 cash back when you purchase or re�nance¹• A dedicated VIP team • Outstanding service for the life of your loan• A Veri�ed Approval,SM which gives you the strength of a cash buyer²

Whether you’re an experienced or �rst-time home buyer, Quicken Loans can help with all your home �nancing needs so you can be con�dent that you’re getting what you want.

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WOULD YOU LIKE TO KEEP UP WITH THINGS GOING ON IN THE UNOH

ALUMNI DEPARTMENT? Check us out on Facebook at www.facebook.com/UNOHAlumniYou can also find up to date job postings on the career services page:www.facebook.com/UNOHCareerServices

JOIN THE UNOH ALUMNI ASSOCIATION!Joining the UNOH Alumni Association brings with it many benefits. Below are the levels of membership along with the benefits for each level:Bronze - FREE - Will receive ID card, Nationwide Exclusive Insurance Discounts, free entry into all UNOH home sporting events, and Alumni Newsletter via email.Silver -$20/year - Will receive UNOH Alumni T-shirt or hat, ID card, Nationwide Exclusive Insurance Discounts, free entry into all UNOH home sporting events, and Alumni Newsletter via email.

Gold - $50/year - Will receive UNOH Alumni Polo shirt or sherpa blanket, ID card, Nationwide Exclusive Insurance Discounts, free entry into all UNOH home sporting events, and Alumni Newsletter via email.

Platinum - $100/year - Will receive UNOH Alumni Jacket or copper mug, ID card, Nationwide Exclusive Insurance Discounts, free entry into all UNOH home sporting events, and Alumni Newsletter via email.

To join the Alumni Association, visit www.unoh.edu/offices/alumni/alumni-registration.php or fill out the form on page 6 and mail it back to the University of Northwestern Ohio.

DISCOUNT WITH ALUMNI ID BRONZE SILVER GOLD PLATINUMNATIONWIDE INSURANCE Give exclusive discount on insurance and you can save up to 20% when you bundle auto and home insurance. Click HERE to start saving!

X X X X

QUICKEN LOANS Home Financing Discounts, Financial Wellness Program, and Complimentary Mortgage Reviews. Call UNOH Mortgage Insiders team at (800) 761-2755 or http://VIP.QuickenLoans.com/unoh

X X X X

BELLACINOS 2330 Elida Rd. - Free 22oz drink with any purchase X X X X

WESTGATE ENTERTAINMENT CENTER 721 N. Cable Rd. - Buy 1 game of bowling, get 1 free X X X X

OHIO STATE BEAUTY ACADEMY X X X X

TACO BELL Lima, OH X X X X

IHOP Lima, OH X X X X

PENN STATION Lima, OH X X X X

UNOH SPORTING EVENTS Free entry to all on campus events X X X X

AUTO ZONE Lima, OH X X X

AMERICAN COIN LAUNDRY Lima, OH X X X

VALVOLINE Lima, OH X X X

CINNABON Lima Mall X X X

AUNTIE ANNE’S Lima Mall X X X

DUNKIN DONUTS AND BASKIN ROBINS Lima, OH X X X

MICHEL TIRES PLUS Lima, OH X X

FIRESTONE COMPLETE AUTO CARE Lima, OH X X

ALAMO Unlimited mileage, up to 10% off and a wide variety selec-tion of quality vehicles including luxury cars, SUV’s and minivans X X

COMFORT INN 1210 Neubrecht Rd. Lima, OH X

HOLIDAY INN 803 S. Leonard Ave. Lima, OH X

HOWARD JOHNSON 1920 Roschman Ave. Lima, OH - $79/night X

COURTYARD MARRIOTT 936 Greely Chapel Rd. Lima, OH X

WINGATE INN 175 W. Market St. Lima, OH X

FAIRFIELD INN 2179 Elida Rd. Lima, OH X

HAMPTON INN 1933 Roschman Ave. Lima, OH X

JULY 2020 PAGE 6

OF A DRIVE FOR EXCELLENCE!

STAY CONNECTED TO LEARN ABOUT

OUR CELEBRATIONS THROUGHOUT 2020!

WWW.UNOH.EDU/100/

PERSONAL INFORMATION:First Name:Last Name:Maiden Name:Date of Birth:Street Address:City: State: Zip:Phone Number:Email (NOT a unoh.edu address):Major:Student ID:Graduation Year:Membership Type: New Renewal Circle your Choice of gift for Silver, Gold, or Platinum Memberships

Bronze (Free) Silver ($20 & an Alumni T-Shirt or Hat)

Gold ($50 & an Alumni Polo Shirt or Blanket) Platinum ($100 & an Alumni Jacket or Copper Mug)

Shirt/Jacket Size: Men’s Women’s METHOD OF PAYMENT: Cash Check (Check Number ) Credit CardName on Card:16 Digit Credit Card Number: CVC:Credit Card Type: Expiration Date: Signature: Date:

MAIL FORM & PAYMENT TO:University of Northwestern OhioAttn: Nicole Niemeyer & Justin Flanagan1441 N. Cable Rd. Lima, OH 45805alumni@unoh.edu

ALUMNIALUMNI ASSOCIATION REGISTRATION FORM

REGISTRATION CAN ALSO BE COMPLETED ONLINE AT WWW.UNOH.EDU/ALUMNIREGISTRATION.

FIELDS IN RED MUST BE COMPLETED.

The University of Northwestern Ohio Career Services Department is proud to announce a new and more powerful website called Racer Careers. The new Racer Careers site has an exciting new look, more powerful tools, and more ways for you to connect with employers, alumni, and staff. Purple Briefcase, the power behind our new system, is a cutting-edge career network used by many universities throughout the country.

TO ACCESS THE NEW RACER CAREERS SIMPLY:Enter the link to Racer Careers http://RacerCareers.unoh.edu and this will open up Purple Briefcase’s sign in page. For your first time entering, click on New User. Select University of Northwestern Ohio from the pull down list, enter your name/email, and click Find Me. If your account was already loaded from our existing system, your account profile information will display and you can create a password. If the system does not find you or you are a new user, you can still enter your information and create an account and password.

Whether you are a first year student or about to graduate, Racer Careers is an important source of information, career-related events, and career exploration tools. Most importantly, Racer Careers is the main platform that the University of Northwestern Ohio uses to post internships, job opportunities, and other important career-related info. We encourage all students to visit the new site and get familiar with the new interface.

WE LOOK FORWARD TO A VERY EXCITING YEAR WITH NEW TOOLS AND MORE WAYS TO CONNECT.

HERE ARE THREE HIGHLIGHTS YOU WILL NOTICE AS YOU BEGIN TO USE THE NEW PLATFORM:

MY SCORE: When you log in the center square has an icon that looks like the figure to the left. As you complete elements within the platform your score will increase. If you are looking for clues you can always click on the center square and it will show what you have completed and suggest activities for you to complete.

MY PROFILE:All students will be able to develop a visual profile that will showcase your work history, academic accolades, and extracurricular information. The visual profile is a new and unique way to share your info with employers, but it does not replace a traditional résumé. Your visual profile serves as a platform for employers to experience what you have to offer, and provides them with access to your résumé. My Profile can be accessed from the left navigation menu, or the lower left square on the home page. We encourage you to begin building your visual profile today.

CONNECTIONS:Our new modern and intuitive platform allows you to search employers, follow them for alerts of their on-campus activity and their posted employment opportunities. You can also connect with [name of your career services department] to setup appointments to learn more ways to help prepare for internships and job opportunities. [name of your purple briefcase platform] has hundreds of career preparation videos for you to watch and comment on, forums for connecting to great career advice, [name of your career services department] event postings that you can RSVP to, and most importantly: Internship and job postings!

IF YOU HAVE ANY QUESTIONS PLEASE CONTACT THE CAREER SERVICES DEPARTMENT AT (419) 998-3140.

NICOLE NIEMEYERCo-Director of Career Services

nniemeye@unoh.edu

JUSTIN FLANAGANCo-Director of Career Services

jdflanag@unoh.edu

What is TicketsatWork? How Do I Become a Member?Having fun, getting away, and saving money are important for your well-being.

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UNOH

Save up to $1,500 on your next mortgage.¹

1 Clients will receive a $1,500 credit toward their closing costs when they close on Qualified Mortgage (QM) conventional, government and high-balance loans offered by Quicken Loans with balances greater than $100,000. Loans with balances less than $100,000 will receive a $1,250 credit. Offer does not extend to any non-QM products or Agency Plus products. Offer valid on new applications received on or after July 1, 2020. This offer is only available to clients who call the dedicated benefit phone number or go through the dedicated benefit website, VIP.QuickenLoans.com, submit an application and close their loan through the Quicken Loans Home Loan Benefit Partner program. This offer cannot be retroactively applied to previously closed loans or loans that were already in process earlier than July 1, 2020. Offer expires September 30, 2020, at 11:59 p.m. ET. Offer not valid if application is submitted by a mortgage broker or from any method outside the dedicated benefit phone number or website. Quicken Loans reserves the right to cancel this offer at any time. Offer is nontransferable. Offer may not be redeemed for cash or equivalent. Acceptance of this offer constitutes acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional restrictions/conditions may apply. Not valid with any other discount or promotion.2Participation in the Verified Approval program is based on an underwriter’s comprehensive analysis of your credit, income, employment status, debt, property, insurance, appraisal and a satisfactory title report/search. If new information materially changes the underwriting decision resulting in a denial of your credit request, if the loan fails to close for a reason outside of Quicken Loans’ control, or if you no longer want to proceed with the loan, your participation in the program will be discontinued. If your eligibility in the program does not change and your mortgage loan does not close, you will receive $1,000. This offer does not apply to new purchase loans submitted to Quicken Loans through a mortgage broker. Additional conditions or exclusions may apply.

Quicken Loans, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Quicken Loans, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Licensed Mortgage Banker – NYS Banking Dept.; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. Conditions may apply.

Quicken Loans, 1050 Woodward Ave., Detroit, MI 48226-1906

• Up to $1,500 off closing costs¹

• An experienced VIP team of experts• Opportunities to receive special pricing• A dedicated service team for the life of your loan

Quicken Loans also offers a Verified Approval℠, which gives buyers a competitive edge when there are multiple offers on a home.² It’s a way to strengthen your offer and it’s only available from Quicken Loans.

Whether you’re a first-time home buyer or you’re looking to refinance to a better rate, Quicken Loans can help.

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