Gold Glitters

Why Gold?

• Gold may be a luxury to the world but a necessity in India !!!

• A custom to gift gold to Daughters & Sons on marriage

• Largest consumers of gold in world• Gift to Friends, Relatives, Near &

Dear ones• An excellent asset to posses.

Gold price has been surging up without a stop….

1053

Jan 09

Dec 09

1803

Jan 08

1053

Dec 09

1808

Future Expectations on Gold

• Gold is expected to move forward in future too

• Reserve Bank of India started accumulating Gold from World

• China started increasing its Gold Reserve

• Gold price was strong even in the recent financial turmoil

Diversification of Portfolio

Gold acts as a good Diversification to existing Portfolio

It tends to move up when equity markets fall

Good portfolio would contain Gold between 5-30% based on the market situations.

Add them to your portfolio to enjoy a cushion over market falls.

Gold by its characteristic acts opposite to Equity Markets

GoldBEES Vs Nifty

GOLDBEES

S&P CNX Nifty

Why Navia and not with Jewelers or a Recurring Deposit

Gold keeps adding

o Cash does not grow by itself

Gold value moves with market price

o Cash is with jeweler till maturityGold is in your demat account

o Gold is to be bought in specified shops

Can be bought anywhere

o Higher the price lower the gramsPrice is averaged

o Fixed commitment Fully Flexible

o Involves Lock in Period Can get out whenever desired

Jeweler/RD Navia

o 22 carat with Purity between 92- 96%

24 carat Gold 90-100% pure .

o Cash keeps adding

Difference between Saving at Bank /Jewel Shop and

Saving at Navia

Jewel/RD

DeMat with

Navia

10.552.5

105

210

1575

150

300

22.5

112.5

225

450

30

150

300

600

7 Grams 10 Grams 15 Gms 20 Gms

No of Sovereigns accumulated over years by saving fixed grams every month

1 Year 5 Years 10 Years 20 Years

1050100

200

15

75

150

300

20

100

200

400

25

125

250

500

Rs. 10000 Rs. 15000 Rs. 20000 Rs. 25000

No of Sovereigns accumulated over years by saving fixed amount every month

1 Year 5 Years 10 Years 20 Years

How to buy Gold?

GOLDBEES to be bought from NSE through a Trading account

Delivery of GOLDBEES hit demat account on T+2 days

1 unit of GOLDBEES is approximately equal to 1 gram of 24 carat Gold trading in Electronic Form

Gold can be sold at any time

Sale Value can be use to buy Gold Jewels

GOLDBEES can also be bought by clients on their own using their trading and demat account

Gold Investment Plan - Saving Options

Scheme A

Scheme B *

Scheme C *

SIP starting from Rs.5000 per purchase (month/week/fortnight )and in multiples Rs.2000 thereafter

One time purchase Free Offer

10 Lacs to 20 Lacs 1 unit of GoldbeesAbove 20 lacs 2 units of GoldbeesUpfront Deposit Am of investment Free units of GoldBees per purchaseRs. 240000 Rs.20000 1 unit Rs. 480000 Rs.40000 2 Units Rs. 720000 & > Rs.60000 3 units* Terms & Conditions Apply

Procedure to start SavingEnroll in Gold Investment Plan

Choose the Scheme of SIP

Enter your preferred number of months for the scheme

Gold Bees will be bought by Navia based on instructions and funds available in Individual’s account

Start Saving Now

Earlier the Better