GLOBAL BANCASSURANCE: GROUPS TABLE OF · PDF fileTravel insurance .....12 Other commercial...

GLOBAL BANCASSURANCE: PRODUCT AND PARTNERSHIP STRATEGIES OF THE WORLD’S TOP 500 RETAIL BANKING GROUPS

© FINACCORD (01/2018) I

TABLE OF CONTENTS

0.0 EXECUTIVE SUMMARY ............................................................................................................................... 1

1.0 INTRODUCTION ............................................................................................................................................ 4 What is this report about? .............................................................................................................................. 4

The study focuses on the bancassurance product and partnerships strategies of major banking groups… ............ 4 … with coverage of 24 insurance product classes… ................................................................................................... 4 … and analysis that highlights the insurance providers with the most significant partnerships.................................. 5

Methodology ..................................................................................................................................................... 5 Survey of banks and other lending institutions .............................................................................................. 5

Product definitions .......................................................................................................................................... 7 Accident insurance ......................................................................................................................................... 7

ATM cash / handbag / mobile (gadget / phone) / wallet insurance .............................................................. 8

ATM cash insurance ...................................................................................................................................................... 8 Handbag insurance ....................................................................................................................................................... 8 Mobile gadget insurance ............................................................................................................................................... 8 Mobile phone insurance ................................................................................................................................................ 8 Wallet insurance ............................................................................................................................................................ 8

Card protection insurance .............................................................................................................................. 8

Commercial liability insurance ........................................................................................................................ 9

Commercial motor insurance ......................................................................................................................... 9

Commercial property insurance ..................................................................................................................... 9

Creditor insurance ........................................................................................................................................... 9

Critical illness insurance ............................................................................................................................... 10

Health / hospital cash plans ......................................................................................................................... 10

Household insurance .................................................................................................................................... 10

Identity protection assistance / insurance .................................................................................................... 10

Income protection insurance ........................................................................................................................ 10

Investment-related life insurance ................................................................................................................. 11

Unit-linked and not-unit-linked insurance .................................................................................................................... 11 Medical expenses insurance ........................................................................................................................ 11

Personal motor insurance ............................................................................................................................ 11

Professional indemnity insurance ................................................................................................................ 11

Retirement savings ....................................................................................................................................... 11

Risk life insurance ......................................................................................................................................... 12

Trade credit insurance .................................................................................................................................. 12

Travel insurance ........................................................................................................................................... 12

Other commercial non-life insurance ........................................................................................................... 12

Operating model definitions ......................................................................................................................... 12 Weighted provider share of partnerships .................................................................................................. 13 PartnerBASE ................................................................................................................................................... 13 Finaccord ........................................................................................................................................................ 14

Numerous other multi-country studies about bancassurance are also available from Finaccord ............................ 14

2.0 GROUP STRATEGY OVERVIEW .............................................................................................................. 16 Introduction ..................................................................................................................................................... 16


© FINACCORD (01/2018) II

Captive and joint venture underwriters ...................................................................................................... 16 Exactly half of the 500 banking groups own at least one captive or joint venture underwriter (or both types) ......... 16 Insurers belonging to banking groups in scope secure more than USD 450 billion in premiums… ........................ 17 … with those belonging to Japan Post Bank, Crédit Agricole and BNP Paribas the largest in this context ............ 18 Over 60 insurance groups have established joint ventures that they co-own alongside banks… ........................... 21 … with AXA the most prolific group in this respect ..................................................................................................... 21 The existence of joint ventures is often influenced by local regulations (as in China and India) .............................. 24 A number of Europe-based banks have had to divest their captive or joint venture underwriters ........................... 24 An on-going stream of deals means that the global bancassurance market is a fluid one....................................... 24

Strategic partnerships ................................................................................................................................... 25 Over 70 of the 500 banking groups are classifiable as having strategic bancassurance partnerships .................... 25 Among insurers, AXA and BNP Paribas Cardif hold the most such relationships .................................................... 26

All partnerships .............................................................................................................................................. 28 BNP Paribas Cardif, AXA and MetLife have forged the most ties of any type among the 500 groups… ................ 28 … and new activity is particularly intense in the Asia-Pacific region… ...................................................................... 29 … as evidenced by significant deals involving AIA Group and Manulife, for example ............................................. 29

Provision rates of insurance products via banks ..................................................................................... 31 Overview ....................................................................................................................................................... 31

Mortgage-related creditor insurance is most commonly on offer from the banks investigated ................................ 31 Around a quarter of banks have developed a commercial lines offering for business customers ........................... 31 Over 25% of banking entities surveyed are distributors of investment-related life insurance ................................... 31

Regional variances ....................................................................................................................................... 33

On average, bancassurance initiatives are least widespread in the Middle East and Africa… ................................ 33 … and most developed in Australasia and Latin America ......................................................................................... 33

Product characteristics ................................................................................................................................. 34 Critical illness insurance ............................................................................................................................... 34

Where available, critical illness policies usually cover multiple serious ailments ...................................................... 34 ATM cash / handbag / mobile / wallet insurance ........................................................................................ 35

A half of policies identified in this category provide protection for mobile devices .................................................... 35 Operating models .......................................................................................................................................... 36

Around a third of product initiatives identified are based around use of a captive or joint venture underwriter ....... 36 Provider share of partnerships .................................................................................................................... 38

Accident and health insurance ..................................................................................................................... 38

MetLife leads by unweighted share of partnerships for accident insurance… .......................................................... 38 ... and is also first (by a wider margin) for health / hospital cash plans… .................................................................. 39 … but is overtaken by AXA when it comes to medical expenses insurance............................................................. 40

Commercial non-life insurance .................................................................................................................... 41

Allianz and AXA have the most partnerships for commercial liability insurance… ................................................... 41 … and are also the leaders for not only commercial motor insurance… .................................................................. 42 … but also commercial property insurance ................................................................................................................ 43 The pattern for professional indemnity insurance is somewhat different................................................................... 44 The specialised nature of trade credit insurance causes bank partnerships to be more concentrated ................... 45 MAPFRE, MS&AD Holdings and Zurich also feature regularly in the top ten for commercial lines ......................... 46

Creditor insurance ......................................................................................................................................... 47

BNP Paribas Cardif holds the most partnerships across all three types of creditor insurance… ............................. 47 … with MetLife ranked second for card-related policies… ......................................................................................... 48 … and Allianz for mortgage-related cover .................................................................................................................. 49

Investment-related life insurance and retirement savings .......................................................................... 50

MetLife and Prudential are the leaders for investment-related life insurance that is not unit-linked… ..................... 50 …while providers owned or co-owned by Allianz hold the most partnerships for unit-linked products .................... 51 The same three groups occupy the top three spots as providers of retirement savings products to banks ............ 52

Motor, household and travel insurance ....................................................................................................... 53

Allianz and AXA lead by unweighted share of partnerships for personal motor insurance… .................................. 53


© FINACCORD (01/2018) III

... and they have also created the most partnerships with banks for household insurance… .................................. 54

... with AIG, Chubb and Generali the closest rivals of the leading duo for travel insurance ..................................... 55 Personal and identity protection insurance ................................................................................................. 56

BNP Paribas Cardif leads by unweighted share of partnerships for card protection insurance… ........................... 56 ... and it has also created the most partnerships for ATM cash / handbag / mobile / wallet insurance .................... 57 CPP Group leads in the more concentrated market for identity protection insurance / assistance.......................... 58

Protection-related life insurance ................................................................................................................... 59

MetLife leads by unweighted share of partnerships for risk life insurance… ............................................................ 59 … and also holds the most partnerships with banks for critical illness cover, followed by Aflac .............................. 60 BNP Paribas Cardif comes in as the leading underwriter for income protection insurance ..................................... 61

3.0 GROUP STRATEGY ANALYSIS (in interactive Excel PartnerBASE)

Abanka

ABN AMRO

Abu Dhabi Islamic Bank

Access Bank Group

ACLEDA Bank

ADB

ADCB

Addiko Bank

AEON Financial Services

Affin Holdings

African Bank Investments

Agribank

Agricultural Bank of China

Ahli United Bank

AIB Group

AK BARS Bank

Akbank

Al Baraka Banking Group

Al Rajhi Bank

Al Salam Bank – Bahrain

Alfa Banking Group

alinma bank

Alior Bank

Allahabad Bank

Alliance Data Card Services

Alliance Financial Group

Allied Bank

Alpha Bank Group

AmBank Group

Amen Bank

American Express

AnaCap Financial Partners

Anadolubank

ANB Group

Andhra Bank

ANZ

Arab Bank

Argenta Group

ATB Financial

Atlas Mara

Axis Bank

B&N Bank

BanBajío


© FINACCORD (01/2018) IV

Banca Afirme

Banca Mediolanum

Banca Transilvania

Banco Agrario de Colombia

Banco Ahorro Famsa

Banco Alfa

Banco Atlantida

Banco BIC

Banco Bolivariano

Banco Caja Social

Banco Consorcio

Banco Credicoop

Banco da Amazônia

Banco Davivienda

Banco de Brasília

Banco de Córdoba

Banco de Costa Rica

Banco de la Ciudad

Banco de la Nación (Argentina)

Banco de la Nación (Perú)

Banco del Pacífico

Banco do Brasil

Banco do Nordeste

Banco Falabella

Banco Ficohsa

Banco General

Banco GNB Sudameris

Banco Hipotecario

Banco Industrial

Banco Mercantil do Brasil

Banco Mercantil Santa Cruz

Banco Nacional de Costa Rica

Banco Nacional de Panamá

Banco Pan

Banco Popular (Costa Rica)

Banco Popular (Dominican Republic)

Banco Popular (Puerto Rico)

Banco Postal

Banco Provincia

Banco República

Banco Ripley

Banco Sabadell

Banco Sol

BancoEstado

Banesco

Bangkok Bank

Bank Albilad

Bank AlJazira

Bank Asya

Bank Audi

Bank Central Asia

Bank Danamon

Bank Hapoalim

Bank Leumi


© FINACCORD (01/2018) V

Bank Mandiri

Bank Muscat Group

Bank Negara Indonesia

Bank of America

Bank of Baroda

Bank of Beijing

Bank of Beirut

Bank of Ceylon

Bank of China

Bank of Commerce

Bank of Communications

Bank of India

Bank of Ireland

Bank of Jiangsu

Bank of Ningbo

Bank of Queensland

Bank of Shanghai

Bank of the Philippine Islands

Bank of Yokohama

Bank Rakyat Indonesia

Banka Citadele

Bankia

BankMed

Banorte

BanPará Banque de l'Agriculture et du Développement Rural

Banque de Tunisie

Banque du Caire

Banque et Caisse d'Épargne de l'État

Banque Extèrieure d'Algérie

Banque Française Mutualiste

Banque Misr

BanReservas

Banrisul

Barclays

Basler Kantonalbank

BAWAG PSK

BayernLB

BB&T

BBK

BBVA

Bci

BDO Unibank

BEA Group

Beijing Rural Commercial Bank

Belfius

Bendigo and Adelaide Bank

BGFIBank Group

BIAT

BIDV


© FINACCORD (01/2018) VI

BLOM Bank

BMCE Bank

BMN

BMO Financial Group

BNA (Banque Nationale d’Algérie)

BNK Financial Group

BNP Paribas

BPC

BPI

Bradesco

BSN

Burgan Bank

Byblos Bank Group

Caixa Econômica Federal

Caja de Ahorros (Panama)

Caja Los Andes

Caja Popular Mexicana

Cambodia Post Bank

Canadia Bank

Canara Bank

Capital One

CB Bank

CBA Group

CEC Bank

Centenary Bank

Chase Bank

Chiba Bank

China CITIC Bank

China Construction Bank

China Everbright Bank

China Guangfa Bank

China Merchants Bank

China Minsheng Bank

Chongqing Rural Commercial Bank

CIB

CIBC

CIH Bank

CIMB Group

Citigroup

Citizens Financial Group

Clientis

CNEP Banque

Coast Capital Savings

Comerica

Commercial Bank of Ceylon

Commercial Bank of Dubai

Commercial Bank of Ethiopia

Commercial Bank of Qatar

Commerzbank

Commonwealth Bank Group

Co-operative Bank of Kenya

Cornèr Banca

Corporation Bank

Coventry Building Society


© FINACCORD (01/2018) VII

CPA Bank

CRDB Bank

Credicorp

Crédit Agricole

Crédit Mutuel

Credit Saison

Credit Suisse Group

CTBC Financial Holding

CYBG

Danske Bank

DBS

De Volksbank

Desjardins Group

Deutsche Bank

DFCU Bank

DGB Financial Group

Diamond Bank

Discount Bank

Discover Financial Services

DNB

Doha Bank

DongA Bank

Drei Banken Gruppe

DTB Group

Dubai Islamic Bank

Ecobank

Eika Gruppen

Emirates NBD

Equity Group Holdings

Erste Group

Eurobank Ergasias

Evergrowing Bank

Exim Bank Group

FBN Holdings

FCMB

FGB

FiBA Group

Fibank

Fidelity Bank

Fifth Third Bancorp

Financiera Independencia

First Ukrainian International Bank

FirstRand Group

Fukuoka Financial Group

GarantiBank

Gazprombank

GCB

Global Bank

Government Savings Bank (Thailand)

Groupe Attijariwafa

Groupe Banque Populaire

Groupe BPCE

Groupe NSIA

Grupo Aval


© FINACCORD (01/2018) VIII

Grupo Bancolombia (Grupo Sura)

Grupo Caja Rural

Grupo CGD

Grupo Coomeva

Grupo Galicia

Grupo Interbank

Grupo Macro

Grupo Pichincha

Grupo Safra

Grupo Salinas

Grupo Security

Grupo Supervielle

Gruppo Banca Carige

Gruppo Banca Sella

Gruppo BPER

Gruppo BPM

Gruppo Credem

GTBank

Guangzhou Rural Commercial Bank

Gulf Bank

Habib Bank

Halkbank

Hamburger Sparkasse

Hana Financial Group

Handelsbanken

Hatton National Bank

HDFC Bank

Hokuhoku Financial Group

Hong Leong Financial Group

Housing Bank for Trade and Finance

HSBC

Hua Nan Financial

Hua Xia Bank

Huishang Bank

Huntington Bancshares

IberCaja Banco

ICBC

ICICI Bank

IKANO Bank

Inbursa

Indian Bank

Indian Overseas Bank

Industrial Bank

Industrial Bank of Korea

ING Group

International Personal Finance

Intesa Sanpaolo

Investec

İşbank

Islami Bank Bangladesh

Itaú Unibanco Holding

Janata Bank

Japan Post Bank

JB Financial Group


© FINACCORD (01/2018) IX

JCB

JP Morgan Chase

Jyske Bank

Kasikorn Bank

KB Financial Group

KBC Group

KBZ Bank

KCB Group

KeyCorp

Keystone Bank Group

Kiwibank

Komercijalna Banka

Korea Post Bank

Krungthai Bank

Kuwait Finance House

La Araucana

La Banque Postale

La Caixa

Laboral Kutxa

Landesbank Baden-Württemberg

Landesbank Berlin

Lao Development Bank

Leeds Building Society

Liberbank

Lloyds Banking Group

Los Héroes

M&T Bank

Macquarie Group

Mashreq Bank

Maybank

MCB (Mauritius Commercial Bank)

MCB Bank

MedMera Bank

Mega International Commercial Bank

Metrobank

Midway Financeira

Migrosbank

Millennium BCP

Mitsubishi UFJ Financial Group

Mizuho Financial Group

Monte dei Paschi di Siena

Montepio

Multibank

National Australia Bank Group

National Bank of Canada

National Bank of Egypt

National Bank of Greece

National Bank of Pakistan

Nationwide Building Society

Navy Federal Credit Union

NBAD

NBB

NBK

NBO


© FINACCORD (01/2018) X

NCB

Nedbank Group

NH Financial Group

NIC Bank Group

Nishi-Nippon City Bank

NLB Group

NMB (National Microfinance Bank)

Noble Bank

Noor Bank

Nordea Group

Nova KBM Group

NOVO BANCO

Nuevo Banco de Santa Fe

Nykredit

OCBC

Oney Banque Accord

OP Financial Group

Orient Corporation

Oriental Bank of Commerce

Oschadbank

Otkritie Holding

OTP Group

Pentagon Federal Credit Union

People’s Bank

Permanent TSB Group

Philippine National Bank

Ping An Bank

Piraeus Bank

PKO Bank Polski

PNC Financial Services Group

Postal Savings Bank of China

Postfinance

Poštová Banka

PPF Group

PrivatBank

Public Bank

Punjab National Bank

Qatar International Islamic Bank

Qatar Islamic Bank

QNB

Rabobank

Raiffeisen Bankengruppe

Raiffeisen Switzerland

RAKBANK

Rakuten Bank

RBC

RBS Group

RCBC

Regions Financial Corporation

Renaissance Credit

Republic Bank

Resona Holdings

RHB Banking Group

Riyad Bank


© FINACCORD (01/2018) XI

Rupali Bank

Russian Agricultural Bank

Russian Standard Bank

Säästöpankki

Samba Financial Group

Sampath Bank

Samsung Card

Santander

Saudi Hollandi Bank

Sberbank

SBI Group

SBM Group

Scotiabank

SEB Group

S-Group

Shanghai Commercial Bank

Shanghai Pudong Development Bank

Shanghai Rural Commercial Bank

Shinhan Financial Group

Shoko Chukin Bank

Siam Commercial Bank

Šiaulių Bankas

Sicredi

Skipton Building Society

SKOK

Skye Bank

Société Générale

Sonali Bank

SpareBank 1 Gruppen

Sparkasse KölnBonn

Standard Bank Group

Standard Chartered

State Bank of India

State Employees Credit Union

Sterling Bank

Suhyup Bank

Sumitomo Mitsui Financial Group

Suncorp Group

SunTrust Banks

Swedbank

Synchrony Financial

Syndicate Bank

Taishin Financial Holding

Taiwan Cooperative Bank

Taiwan Financial Holdings

TCS Group

TD Bank Group

TEBA Group

The Co-operative Bank

Turkish Bank Group

U.S. Bancorp

UBA Group

UBI Banca

UBL


© FINACCORD (01/2018) XII

UBS

UCO Bank

Ukrgasbank

uniBank

Unicaja

UniCredit

Union Bank of India

Union National Bank

United Bank of India

UOB Group

UralSib

USAA

VakıfBank

Vancity

Vietcombank

Vietinbank

Virgin Money

Volksbank Gruppe

Votorantim Finanças

VTB Group

Wells Fargo

Westpac

Woori Bank Group

Wüstenrot & Württembergische

Yamaguchi Financial Group

Yorkshire Building Society

Zenith Bank

Ziraatbank

Zürcher Kantonalbank


© FINACCORD (01/2018) XIII

LIST OF GRAPHICS / TABLES

0.0 EXECUTIVE SUMMARY ............................................................................................................................... 1

1.0 INTRODUCTION ............................................................................................................................................ 4

Retail banking operations researched segmented by region and sub-region ................................................ 6 Retail banking operations researched segmented by banking group ............................................................. 7

2.0 GROUP STRATEGY OVERVIEW .............................................................................................................. 16 The world’s top 500 retail banking groups segmented between those with captive underwriters, those with joint venture underwriters and those with both captive and joint venture underwriters, 2016 / 2017 .......... 17 Ranking of banking groups by value of premiums of captive and joint venture underwriters ...................... 19 Ranking of banking groups by value of premiums of captive and joint venture underwriters (cont.) .......... 20 Ranking of insurance groups by number of bancassurance joint ventures with the world’s top 500 retail banking groups, 2016 / 2017 ........................................................................................................................... 22 Ranking of insurance groups by number of bancassurance joint ventures with the world’s top 500 retail banking groups, 2016 / 2017 (cont.) ............................................................................................................... 23 The world’s top 500 retail banking groups segmented between those with and those without one or more strategic insurance partners, 2016 / 2017....................................................................................................... 25 Unweighted provider share of strategic bancassurance partnerships among the world’s top 500 retail banking groups, 2016 / 2017 ........................................................................................................................... 26 List of insurance groups with one or more strategic bancassurance partners, 2016 / 2017 ....................... 27 List of insurance groups with one or more strategic bancassurance partners, 2016 / 2017 (cont.) ............ 28 Insurance groups ranked by total number of bancassurance partnerships among the world’s top 500 retail banking groups, 2016 / 2017 ........................................................................................................................... 30 Unweighted provision rates for 24 insurance product types offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017.................................................................................. 32 Average number of insurance product types offered across country-specific operations of the world’s top 500 retail banking groups segmented by region, 2016 / 2017 ...................................................................... 33 Average number of insurance product types offered across country-specific operations of the world’s top 500 retail banking groups segmented by sub-region, 2016 / 2017 ............................................................... 34 Critical illness insurance offered across country-specific operations of the world’s top 500 retail banking groups segmented by type of cover, 2016 / 2017 .......................................................................................... 35 ATM cash / handbag / mobile / wallet insurance offered across country-specific operations of the world’s top 500 retail banking groups, segmented by type of cover, 2016 / 2017 .................................................... 36 Operating models used for all insurance product types offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................................................ 37 Unweighted provider share of partnerships for accident insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 38 Unweighted provider share of partnerships for health / hospital cash plans offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 39 Unweighted provider share of partnerships for medical expenses insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................. 40 Unweighted provider share of partnerships for commercial liability insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................. 41 Unweighted provider share of partnerships for commercial motor insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................. 42 Unweighted provider share of partnerships for commercial property insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................. 43 Unweighted provider share of partnerships for professional indemnity insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................. 44 Unweighted provider share of partnerships for trade credit insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 45


© FINACCORD (01/2018) XIV

Unweighted provider share of partnerships for other commercial non-life insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ................................ 46 Unweighted provider share of partnerships for creditor insurance linked to consumer finance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 .................... 47 Unweighted provider share of partnerships for creditor insurance linked to credit cards offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ................................ 48 Unweighted provider share of partnerships for creditor insurance linked to mortgages offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ................................ 49 Unweighted provider share of partnerships for investment-related life insurance (not unit-linked) offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 .................... 50 Unweighted provider share of partnerships for unit-linked investment-related life insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ................................ 51 Unweighted provider share of partnerships for retirement savings offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 52 Unweighted provider share of partnerships for personal motor insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 53 Unweighted provider share of partnerships for household insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 54 Unweighted provider share of partnerships for travel insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................................................. 55 Unweighted provider share of partnerships for card protection insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 56 Unweighted provider share of partnerships for ATM cash / handbag / mobile / wallet insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 .................... 57 Unweighted provider share of partnerships for identity protection insurance / assistance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ................................ 58 Unweighted provider share of partnerships for risk life insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 59 Unweighted provider share of partnerships for critical illness insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ........................................................... 60 Unweighted provider share of partnerships for income protection insurance offered across country-specific operations of the world’s top 500 retail banking groups, 2016 / 2017 ............................................. 61

3.0 GROUP STRATEGY ANALYSIS (in interactive Excel PartnerBASE)

Abanka: overview of banking operations and summary of bancassurance strategy

Abanka: overview of bancassurance products offered

Abanka: unweighted and weighted provider share of bancassurance partnerships

ABN AMRO: overview of banking operations and summary of bancassurance strategy

ABN AMRO: overview of bancassurance products offered

ABN AMRO: unweighted and weighted provider share of bancassurance partnerships

Abu Dhabi Islamic Bank: overview of banking operations and summary of bancassurance strategy

Abu Dhabi Islamic Bank: overview of bancassurance products offered

Abu Dhabi Islamic Bank: unweighted and weighted provider share of bancassurance partnerships

Access Bank Group: overview of banking operations and summary of bancassurance strategy

Access Bank Group: overview of bancassurance products offered

Access Bank Group: unweighted and weighted provider share of bancassurance partnerships

ACLEDA Bank: overview of banking operations and summary of bancassurance strategy

ACLEDA Bank: overview of bancassurance products offered

ACLEDA Bank: unweighted and weighted provider share of bancassurance partnerships

ADB: overview of banking operations and summary of bancassurance strategy

ADB: overview of bancassurance products offered

ADB: unweighted and weighted provider share of bancassurance partnerships

ADCB: overview of banking operations and summary of bancassurance strategy

ADCB: overview of bancassurance products offered

ADCB: unweighted and weighted provider share of bancassurance partnerships

Addiko Bank: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XV

Addiko Bank: overview of bancassurance products offered

Addiko Bank: unweighted and weighted provider share of bancassurance partnerships

AEON Financial Services: overview of banking operations and summary of bancassurance strategy

AEON Financial Services: overview of bancassurance products offered

AEON Financial Services: unweighted and weighted provider share of bancassurance partnerships

Affin Holdings: overview of banking operations and summary of bancassurance strategy

Affin Holdings: overview of bancassurance products offered

Affin Holdings: unweighted and weighted provider share of bancassurance partnerships

African Bank Investments: overview of banking operations and summary of bancassurance strategy

African Bank Investments: overview of bancassurance products offered

African Bank Investments: unweighted and weighted provider share of bancassurance partnerships

Agribank: overview of banking operations and summary of bancassurance strategy

Agribank: overview of bancassurance products offered

Agribank: unweighted and weighted provider share of bancassurance partnerships

Agricultural Bank of China: overview of banking operations and summary of bancassurance strategy

Agricultural Bank of China: overview of bancassurance products offered

Agricultural Bank of China: unweighted and weighted provider share of bancassurance partnerships

Ahli United Bank: overview of banking operations and summary of bancassurance strategy

Ahli United Bank: overview of bancassurance products offered

Ahli United Bank: unweighted and weighted provider share of bancassurance partnerships

AIB Group: overview of banking operations and summary of bancassurance strategy

AIB Group: overview of bancassurance products offered

AIB Group: unweighted and weighted provider share of bancassurance partnerships

AK BARS Bank: overview of banking operations and summary of bancassurance strategy

AK BARS Bank: overview of bancassurance products offered

AK BARS Bank: unweighted and weighted provider share of bancassurance partnerships

Akbank: overview of banking operations and summary of bancassurance strategy

Akbank: overview of bancassurance products offered

Akbank: unweighted and weighted provider share of bancassurance partnerships

Al Baraka Banking Group: overview of banking operations and summary of bancassurance strategy

Al Baraka Banking Group: overview of bancassurance products offered

Al Baraka Banking Group: unweighted and weighted provider share of bancassurance partnerships

Al Rajhi Bank: overview of banking operations and summary of bancassurance strategy

Al Rajhi Bank: overview of bancassurance products offered

Al Rajhi Bank: unweighted and weighted provider share of bancassurance partnerships

Al Salam Bank – Bahrain: overview of banking operations and summary of bancassurance strategy

Al Salam Bank – Bahrain: overview of bancassurance products offered

Al Salam Bank – Bahrain: unweighted and weighted provider share of bancassurance partnerships

Alfa Banking Group: overview of banking operations and summary of bancassurance strategy

Alfa Banking Group: overview of bancassurance products offered

Alfa Banking Group: unweighted and weighted provider share of bancassurance partnerships

alinma bank: overview of banking operations and summary of bancassurance strategy

alinma bank: overview of bancassurance products offered

alinma bank: unweighted and weighted provider share of bancassurance partnerships

Alior Bank: overview of banking operations and summary of bancassurance strategy

Alior Bank: overview of bancassurance products offered

Alior Bank: unweighted and weighted provider share of bancassurance partnerships

Allahabad Bank: overview of banking operations and summary of bancassurance strategy

Allahabad Bank: overview of bancassurance products offered

Allahabad Bank: unweighted and weighted provider share of bancassurance partnerships

Alliance Data Card Services: overview of banking operations and summary of bancassurance strategy

Alliance Data Card Services: overview of bancassurance products offered

Alliance Data Card Services: unweighted and weighted provider share of bancassurance partnerships

Alliance Financial Group: overview of banking operations and summary of bancassurance strategy

Alliance Financial Group: overview of bancassurance products offered

Alliance Financial Group: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XVI

Allied Bank: overview of banking operations and summary of bancassurance strategy

Allied Bank: overview of bancassurance products offered

Allied Bank: unweighted and weighted provider share of bancassurance partnerships

Alpha Bank Group: overview of banking operations and summary of bancassurance strategy

Alpha Bank Group: overview of bancassurance products offered

Alpha Bank Group: unweighted and weighted provider share of bancassurance partnerships

AmBank Group: overview of banking operations and summary of bancassurance strategy

AmBank Group: overview of bancassurance products offered

AmBank Group: unweighted and weighted provider share of bancassurance partnerships

Amen Bank: overview of banking operations and summary of bancassurance strategy

Amen Bank: overview of bancassurance products offered

Amen Bank: unweighted and weighted provider share of bancassurance partnerships

American Express: overview of banking operations and summary of bancassurance strategy

American Express: overview of bancassurance products offered

American Express: unweighted and weighted provider share of bancassurance partnerships

AnaCap Financial Partners: overview of banking operations and summary of bancassurance strategy

AnaCap Financial Partners: overview of bancassurance products offered

AnaCap Financial Partners: unweighted and weighted provider share of bancassurance partnerships

Anadolubank: overview of banking operations and summary of bancassurance strategy

Anadolubank: overview of bancassurance products offered

Anadolubank: unweighted and weighted provider share of bancassurance partnerships

ANB Group: overview of banking operations and summary of bancassurance strategy

ANB Group: overview of bancassurance products offered

ANB Group: unweighted and weighted provider share of bancassurance partnerships

Andhra Bank: overview of banking operations and summary of bancassurance strategy

Andhra Bank: overview of bancassurance products offered

Andhra Bank: unweighted and weighted provider share of bancassurance partnerships

ANZ: overview of banking operations and summary of bancassurance strategy

ANZ: overview of bancassurance products offered

ANZ: unweighted and weighted provider share of bancassurance partnerships

Arab Bank: overview of banking operations and summary of bancassurance strategy

Arab Bank: overview of bancassurance products offered

Arab Bank: unweighted and weighted provider share of bancassurance partnerships

Argenta Group: overview of banking operations and summary of bancassurance strategy

Argenta Group: overview of bancassurance products offered

Argenta Group: unweighted and weighted provider share of bancassurance partnerships

ATB Financial: overview of banking operations and summary of bancassurance strategy

ATB Financial: overview of bancassurance products offered

ATB Financial: unweighted and weighted provider share of bancassurance partnerships

Atlas Mara: overview of banking operations and summary of bancassurance strategy

Atlas Mara: overview of bancassurance products offered

Atlas Mara: unweighted and weighted provider share of bancassurance partnerships

Axis Bank: overview of banking operations and summary of bancassurance strategy

Axis Bank: overview of bancassurance products offered

Axis Bank: unweighted and weighted provider share of bancassurance partnerships

B&N Bank: overview of banking operations and summary of bancassurance strategy

B&N Bank: overview of bancassurance products offered

B&N Bank: unweighted and weighted provider share of bancassurance partnerships

BanBajío: overview of banking operations and summary of bancassurance strategy

BanBajío: overview of bancassurance products offered

BanBajío: unweighted and weighted provider share of bancassurance partnerships

Banca Afirme: overview of banking operations and summary of bancassurance strategy

Banca Afirme: overview of bancassurance products offered

Banca Afirme: unweighted and weighted provider share of bancassurance partnerships

Banca Mediolanum: overview of banking operations and summary of bancassurance strategy

Banca Mediolanum: overview of bancassurance products offered


© FINACCORD (01/2018) XVII

Banca Mediolanum: unweighted and weighted provider share of bancassurance partnerships

Banca Transilvania: overview of banking operations and summary of bancassurance strategy

Banca Transilvania: overview of bancassurance products offered

Banca Transilvania: unweighted and weighted provider share of bancassurance partnerships

Banco Agrario de Colombia: overview of banking operations and summary of bancassurance strategy

Banco Agrario de Colombia: overview of bancassurance products offered

Banco Agrario de Colombia: unweighted and weighted provider share of bancassurance partnerships

Banco Ahorro Famsa: overview of banking operations and summary of bancassurance strategy

Banco Ahorro Famsa: overview of bancassurance products offered

Banco Ahorro Famsa: unweighted and weighted provider share of bancassurance partnerships

Banco Alfa: overview of banking operations and summary of bancassurance strategy

Banco Alfa: overview of bancassurance products offered

Banco Alfa: unweighted and weighted provider share of bancassurance partnerships

Banco Atlantida: overview of banking operations and summary of bancassurance strategy

Banco Atlantida: overview of bancassurance products offered

Banco Atlantida: unweighted and weighted provider share of bancassurance partnerships

Banco BIC: overview of banking operations and summary of bancassurance strategy

Banco BIC: overview of bancassurance products offered

Banco BIC: unweighted and weighted provider share of bancassurance partnerships

Banco Bolivariano: overview of banking operations and summary of bancassurance strategy

Banco Bolivariano: overview of bancassurance products offered

Banco Bolivariano: unweighted and weighted provider share of bancassurance partnerships

Banco Caja Social : overview of banking operations and summary of bancassurance strategy

Banco Caja Social : overview of bancassurance products offered

Banco Caja Social : unweighted and weighted provider share of bancassurance partnerships

Banco Consorcio: overview of banking operations and summary of bancassurance strategy

Banco Consorcio: overview of bancassurance products offered

Banco Consorcio: unweighted and weighted provider share of bancassurance partnerships

Banco Credicoop: overview of banking operations and summary of bancassurance strategy

Banco Credicoop: overview of bancassurance products offered

Banco Credicoop: unweighted and weighted provider share of bancassurance partnerships

Banco da Amazônia: overview of banking operations and summary of bancassurance strategy

Banco da Amazônia: overview of bancassurance products offered

Banco da Amazônia: unweighted and weighted provider share of bancassurance partnerships

Banco Davivienda: overview of banking operations and summary of bancassurance strategy

Banco Davivienda: overview of bancassurance products offered

Banco Davivienda: unweighted and weighted provider share of bancassurance partnerships

Banco de Brasília: overview of banking operations and summary of bancassurance strategy

Banco de Brasília: overview of bancassurance products offered

Banco de Brasília: unweighted and weighted provider share of bancassurance partnerships

Banco de Córdoba: overview of banking operations and summary of bancassurance strategy

Banco de Córdoba: overview of bancassurance products offered

Banco de Córdoba: unweighted and weighted provider share of bancassurance partnerships

Banco de Costa Rica: overview of banking operations and summary of bancassurance strategy

Banco de Costa Rica: overview of bancassurance products offered

Banco de Costa Rica: unweighted and weighted provider share of bancassurance partnerships

Banco de la Ciudad: overview of banking operations and summary of bancassurance strategy

Banco de la Ciudad: overview of bancassurance products offered

Banco de la Ciudad: unweighted and weighted provider share of bancassurance partnerships

Banco de la Nación (Argentina): overview of banking operations and summary of bancassurance strategy

Banco de la Nación (Argentina): overview of bancassurance products offered

Banco de la Nación (Argentina): unweighted and weighted provider share of bancassurance partnerships

Banco de la Nación (Perú): overview of banking operations and summary of bancassurance strategy

Banco de la Nación (Perú): overview of bancassurance products offered

Banco de la Nación (Perú): unweighted and weighted provider share of bancassurance partnerships

Banco del Pacífico: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XVIII

Banco del Pacífico: overview of bancassurance products offered

Banco del Pacífico: unweighted and weighted provider share of bancassurance partnerships

Banco do Brasil: overview of banking operations and summary of bancassurance strategy

Banco do Brasil: overview of bancassurance products offered

Banco do Brasil: unweighted and weighted provider share of bancassurance partnerships

Banco do Nordeste: overview of banking operations and summary of bancassurance strategy

Banco do Nordeste: overview of bancassurance products offered

Banco do Nordeste: unweighted and weighted provider share of bancassurance partnerships

Banco Falabella: overview of banking operations and summary of bancassurance strategy

Banco Falabella: overview of bancassurance products offered

Banco Falabella: unweighted and weighted provider share of bancassurance partnerships

Banco Ficohsa: overview of banking operations and summary of bancassurance strategy

Banco Ficohsa: overview of bancassurance products offered

Banco Ficohsa: unweighted and weighted provider share of bancassurance partnerships

Banco General: overview of banking operations and summary of bancassurance strategy

Banco General: overview of bancassurance products offered

Banco General: unweighted and weighted provider share of bancassurance partnerships

Banco GNB Sudameris: overview of banking operations and summary of bancassurance strategy

Banco GNB Sudameris: overview of bancassurance products offered

Banco GNB Sudameris: unweighted and weighted provider share of bancassurance partnerships

Banco Hipotecario: overview of banking operations and summary of bancassurance strategy

Banco Hipotecario: overview of bancassurance products offered

Banco Hipotecario: unweighted and weighted provider share of bancassurance partnerships

Banco Industrial: overview of banking operations and summary of bancassurance strategy

Banco Industrial: overview of bancassurance products offered

Banco Industrial: unweighted and weighted provider share of bancassurance partnerships

Banco Mercantil do Brasil: overview of banking operations and summary of bancassurance strategy

Banco Mercantil do Brasil: overview of bancassurance products offered

Banco Mercantil do Brasil: unweighted and weighted provider share of bancassurance partnerships

Banco Mercantil Santa Cruz: overview of banking operations and summary of bancassurance strategy

Banco Mercantil Santa Cruz: overview of bancassurance products offered

Banco Mercantil Santa Cruz: unweighted and weighted provider share of bancassurance partnerships

Banco Nacional de Costa Rica: overview of banking operations and summary of bancassurance strategy

Banco Nacional de Costa Rica: overview of bancassurance products offered

Banco Nacional de Costa Rica: unweighted and weighted provider share of bancassurance partnerships

Banco Nacional de Panamá: overview of banking operations and summary of bancassurance strategy

Banco Nacional de Panamá: overview of bancassurance products offered

Banco Nacional de Panamá: unweighted and weighted provider share of bancassurance partnerships

Banco Pan: overview of banking operations and summary of bancassurance strategy

Banco Pan: overview of bancassurance products offered

Banco Pan: unweighted and weighted provider share of bancassurance partnerships

Banco Popular (Costa Rica): overview of banking operations and summary of bancassurance strategy

Banco Popular (Costa Rica): overview of bancassurance products offered

Banco Popular (Costa Rica): unweighted and weighted provider share of bancassurance partnerships

Banco Popular (Dominican Republic): overview of banking operations and summary of bancassurance strategy

Banco Popular (Dominican Republic): overview of bancassurance products offered

Banco Popular (Dominican Republic): unweighted and weighted provider share of bancassurance partnerships

Banco Popular (Puerto Rico): overview of banking operations and summary of bancassurance strategy

Banco Popular (Puerto Rico): overview of bancassurance products offered

Banco Popular (Puerto Rico): unweighted and weighted provider share of bancassurance partnerships

Banco Postal: overview of banking operations and summary of bancassurance strategy

Banco Postal: overview of bancassurance products offered

Banco Postal: unweighted and weighted provider share of bancassurance partnerships

Banco Provincia: overview of banking operations and summary of bancassurance strategy

Banco Provincia: overview of bancassurance products offered

Banco Provincia: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XIX

Banco República: overview of banking operations and summary of bancassurance strategy

Banco República: overview of bancassurance products offered

Banco República: unweighted and weighted provider share of bancassurance partnerships

Banco Ripley: overview of banking operations and summary of bancassurance strategy

Banco Ripley: overview of bancassurance products offered

Banco Ripley: unweighted and weighted provider share of bancassurance partnerships

Banco Sabadell: overview of banking operations and summary of bancassurance strategy

Banco Sabadell: overview of bancassurance products offered

Banco Sabadell: unweighted and weighted provider share of bancassurance partnerships

Banco Sol: overview of banking operations and summary of bancassurance strategy

Banco Sol: overview of bancassurance products offered

Banco Sol: unweighted and weighted provider share of bancassurance partnerships

BancoEstado: overview of banking operations and summary of bancassurance strategy

BancoEstado: overview of bancassurance products offered

BancoEstado: unweighted and weighted provider share of bancassurance partnerships

Banesco: overview of banking operations and summary of bancassurance strategy

Banesco: overview of bancassurance products offered

Banesco: unweighted and weighted provider share of bancassurance partnerships

Bangkok Bank: overview of banking operations and summary of bancassurance strategy

Bangkok Bank: overview of bancassurance products offered

Bangkok Bank: unweighted and weighted provider share of bancassurance partnerships

Bank Albilad: overview of banking operations and summary of bancassurance strategy

Bank Albilad: overview of bancassurance products offered

Bank Albilad: unweighted and weighted provider share of bancassurance partnerships

Bank AlJazira: overview of banking operations and summary of bancassurance strategy

Bank AlJazira: overview of bancassurance products offered

Bank AlJazira: unweighted and weighted provider share of bancassurance partnerships

Bank Asya: overview of banking operations and summary of bancassurance strategy

Bank Asya: overview of bancassurance products offered

Bank Asya: unweighted and weighted provider share of bancassurance partnerships

Bank Audi: overview of banking operations and summary of bancassurance strategy

Bank Audi: overview of bancassurance products offered

Bank Audi: unweighted and weighted provider share of bancassurance partnerships

Bank Central Asia: overview of banking operations and summary of bancassurance strategy

Bank Central Asia: overview of bancassurance products offered

Bank Central Asia: unweighted and weighted provider share of bancassurance partnerships

Bank Danamon: overview of banking operations and summary of bancassurance strategy

Bank Danamon: overview of bancassurance products offered

Bank Danamon: unweighted and weighted provider share of bancassurance partnerships

Bank Hapoalim: overview of banking operations and summary of bancassurance strategy

Bank Hapoalim: overview of bancassurance products offered

Bank Hapoalim: unweighted and weighted provider share of bancassurance partnerships

Bank Leumi: overview of banking operations and summary of bancassurance strategy

Bank Leumi: overview of bancassurance products offered

Bank Leumi: unweighted and weighted provider share of bancassurance partnerships

Bank Mandiri: overview of banking operations and summary of bancassurance strategy

Bank Mandiri: overview of bancassurance products offered

Bank Mandiri: unweighted and weighted provider share of bancassurance partnerships

Bank Muscat Group: overview of banking operations and summary of bancassurance strategy

Bank Muscat Group: overview of bancassurance products offered

Bank Muscat Group: unweighted and weighted provider share of bancassurance partnerships

Bank Negara Indonesia: overview of banking operations and summary of bancassurance strategy

Bank Negara Indonesia: overview of bancassurance products offered

Bank Negara Indonesia: unweighted and weighted provider share of bancassurance partnerships

Bank of America: overview of banking operations and summary of bancassurance strategy

Bank of America: overview of bancassurance products offered


© FINACCORD (01/2018) XX

Bank of America: unweighted and weighted provider share of bancassurance partnerships

Bank of Baroda: overview of banking operations and summary of bancassurance strategy

Bank of Baroda: overview of bancassurance products offered

Bank of Baroda: unweighted and weighted provider share of bancassurance partnerships

Bank of Beijing: overview of banking operations and summary of bancassurance strategy

Bank of Beijing: overview of bancassurance products offered

Bank of Beijing: unweighted and weighted provider share of bancassurance partnerships

Bank of Beirut: overview of banking operations and summary of bancassurance strategy

Bank of Beirut: overview of bancassurance products offered

Bank of Beirut: unweighted and weighted provider share of bancassurance partnerships

Bank of Ceylon: overview of banking operations and summary of bancassurance strategy

Bank of Ceylon: overview of bancassurance products offered

Bank of Ceylon: unweighted and weighted provider share of bancassurance partnerships

Bank of China: overview of banking operations and summary of bancassurance strategy

Bank of China: overview of bancassurance products offered

Bank of China: unweighted and weighted provider share of bancassurance partnerships

Bank of Commerce: overview of banking operations and summary of bancassurance strategy

Bank of Commerce: overview of bancassurance products offered

Bank of Commerce: unweighted and weighted provider share of bancassurance partnerships

Bank of Communications: overview of banking operations and summary of bancassurance strategy

Bank of Communications: overview of bancassurance products offered

Bank of Communications: unweighted and weighted provider share of bancassurance partnerships

Bank of India: overview of banking operations and summary of bancassurance strategy

Bank of India: overview of bancassurance products offered

Bank of India: unweighted and weighted provider share of bancassurance partnerships

Bank of Ireland: overview of banking operations and summary of bancassurance strategy

Bank of Ireland: overview of bancassurance products offered

Bank of Ireland: unweighted and weighted provider share of bancassurance partnerships

Bank of Jiangsu: overview of banking operations and summary of bancassurance strategy

Bank of Jiangsu: overview of bancassurance products offered

Bank of Jiangsu: unweighted and weighted provider share of bancassurance partnerships

Bank of Ningbo: overview of banking operations and summary of bancassurance strategy

Bank of Ningbo: overview of bancassurance products offered

Bank of Ningbo: unweighted and weighted provider share of bancassurance partnerships

Bank of Queensland: overview of banking operations and summary of bancassurance strategy

Bank of Queensland: overview of bancassurance products offered

Bank of Queensland: unweighted and weighted provider share of bancassurance partnerships

Bank of Shanghai: overview of banking operations and summary of bancassurance strategy

Bank of Shanghai: overview of bancassurance products offered

Bank of Shanghai: unweighted and weighted provider share of bancassurance partnerships

Bank of the Philippine Islands: overview of banking operations and summary of bancassurance strategy

Bank of the Philippine Islands: overview of bancassurance products offered

Bank of the Philippine Islands: unweighted and weighted provider share of bancassurance partnerships

Bank of Yokohama: overview of banking operations and summary of bancassurance strategy

Bank of Yokohama: overview of bancassurance products offered

Bank of Yokohama: unweighted and weighted provider share of bancassurance partnerships

Bank Rakyat Indonesia: overview of banking operations and summary of bancassurance strategy

Bank Rakyat Indonesia: overview of bancassurance products offered

Bank Rakyat Indonesia: unweighted and weighted provider share of bancassurance partnerships

Banka Citadele: overview of banking operations and summary of bancassurance strategy

Banka Citadele: overview of bancassurance products offered

Banka Citadele: unweighted and weighted provider share of bancassurance partnerships

Bankia: overview of banking operations and summary of bancassurance strategy

Bankia: overview of bancassurance products offered

Bankia: unweighted and weighted provider share of bancassurance partnerships

BankMed: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXI

BankMed: overview of bancassurance products offered

BankMed: unweighted and weighted provider share of bancassurance partnerships

Banorte: overview of banking operations and summary of bancassurance strategy

Banorte: overview of bancassurance products offered

Banorte: unweighted and weighted provider share of bancassurance partnerships

BanPará: overview of banking operations and summary of bancassurance strategy

BanPará: overview of bancassurance products offered

BanPará: unweighted and weighted provider share of bancassurance partnerships

Banque de l'Agriculture et du Développement Rural: overview of banking operations and summary of bancassurance

strategy

Banque de l'Agriculture et du Développement Rural: overview of bancassurance products offered

Banque de l'Agriculture et du Développement Rural: unweighted and weighted provider share of bancassurance

partnerships

Banque de Tunisie: overview of banking operations and summary of bancassurance strategy

Banque de Tunisie: overview of bancassurance products offered

Banque de Tunisie: unweighted and weighted provider share of bancassurance partnerships

Banque du Caire: overview of banking operations and summary of bancassurance strategy

Banque du Caire: overview of bancassurance products offered

Banque du Caire: unweighted and weighted provider share of bancassurance partnerships

Banque et Caisse d'Épargne de l'État: overview of banking operations and summary of bancassurance strategy

Banque et Caisse d'Épargne de l'État: overview of bancassurance products offered

Banque et Caisse d'Épargne de l'État: unweighted and weighted provider share of bancassurance partnerships

Banque Extèrieure d'Algérie: overview of banking operations and summary of bancassurance strategy

Banque Extèrieure d'Algérie: overview of bancassurance products offered

Banque Extèrieure d'Algérie: unweighted and weighted provider share of bancassurance partnerships

Banque Française Mutualiste: overview of banking operations and summary of bancassurance strategy

Banque Française Mutualiste: overview of bancassurance products offered

Banque Française Mutualiste: unweighted and weighted provider share of bancassurance partnerships

Banque Misr: overview of banking operations and summary of bancassurance strategy

Banque Misr: overview of bancassurance products offered

Banque Misr: unweighted and weighted provider share of bancassurance partnerships

BanReservas: overview of banking operations and summary of bancassurance strategy

BanReservas: overview of bancassurance products offered

BanReservas: unweighted and weighted provider share of bancassurance partnerships

Banrisul: overview of banking operations and summary of bancassurance strategy

Banrisul: overview of bancassurance products offered

Banrisul: unweighted and weighted provider share of bancassurance partnerships

Barclays: overview of banking operations and summary of bancassurance strategy

Barclays: overview of bancassurance products offered

Barclays: unweighted and weighted provider share of bancassurance partnerships

Basler Kantonalbank: overview of banking operations and summary of bancassurance strategy

Basler Kantonalbank: overview of bancassurance products offered

Basler Kantonalbank: unweighted and weighted provider share of bancassurance partnerships

BAWAG PSK: overview of banking operations and summary of bancassurance strategy

BAWAG PSK: overview of bancassurance products offered

BAWAG PSK: unweighted and weighted provider share of bancassurance partnerships

BayernLB: overview of banking operations and summary of bancassurance strategy

BayernLB: overview of bancassurance products offered

BayernLB: unweighted and weighted provider share of bancassurance partnerships

BB&T: overview of banking operations and summary of bancassurance strategy

BB&T: overview of bancassurance products offered

BB&T: unweighted and weighted provider share of bancassurance partnerships

BBK: overview of banking operations and summary of bancassurance strategy

BBK: overview of bancassurance products offered

BBK: unweighted and weighted provider share of bancassurance partnerships

BBVA: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXII

BBVA: overview of bancassurance products offered

BBVA: unweighted and weighted provider share of bancassurance partnerships

Bci: overview of banking operations and summary of bancassurance strategy

Bci: overview of bancassurance products offered

Bci: unweighted and weighted provider share of bancassurance partnerships

BDO Unibank: overview of banking operations and summary of bancassurance strategy

BDO Unibank: overview of bancassurance products offered

BDO Unibank: unweighted and weighted provider share of bancassurance partnerships

BEA Group: overview of banking operations and summary of bancassurance strategy

BEA Group: overview of bancassurance products offered

BEA Group: unweighted and weighted provider share of bancassurance partnerships

Beijing Rural Commercial Bank: overview of banking operations and summary of bancassurance strategy

Beijing Rural Commercial Bank: overview of bancassurance products offered

Beijing Rural Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

Belfius: overview of banking operations and summary of bancassurance strategy

Belfius: overview of bancassurance products offered

Belfius: unweighted and weighted provider share of bancassurance partnerships

Bendigo and Adelaide Bank: overview of banking operations and summary of bancassurance strategy

Bendigo and Adelaide Bank: overview of bancassurance products offered

Bendigo and Adelaide Bank: unweighted and weighted provider share of bancassurance partnerships

BGFIBank Group: overview of banking operations and summary of bancassurance strategy

BGFIBank Group: overview of bancassurance products offered

BGFIBank Group: unweighted and weighted provider share of bancassurance partnerships

BIAT: overview of banking operations and summary of bancassurance strategy

BIAT: overview of bancassurance products offered

BIAT: unweighted and weighted provider share of bancassurance partnerships

BIDV: overview of banking operations and summary of bancassurance strategy

BIDV: overview of bancassurance products offered

BIDV: unweighted and weighted provider share of bancassurance partnerships

BLOM Bank: overview of banking operations and summary of bancassurance strategy

BLOM Bank: overview of bancassurance products offered

BLOM Bank: unweighted and weighted provider share of bancassurance partnerships

BMCE Bank: overview of banking operations and summary of bancassurance strategy

BMCE Bank: overview of bancassurance products offered

BMCE Bank: unweighted and weighted provider share of bancassurance partnerships

BMN: overview of banking operations and summary of bancassurance strategy

BMN: overview of bancassurance products offered

BMN: unweighted and weighted provider share of bancassurance partnerships

BMO Financial Group: overview of banking operations and summary of bancassurance strategy

BMO Financial Group: overview of bancassurance products offered

BMO Financial Group: unweighted and weighted provider share of bancassurance partnerships

BNA (Banque Nationale d’Algérie): overview of banking operations and summary of bancassurance strategy

BNA (Banque Nationale d’Algérie): overview of bancassurance products offered

BNA (Banque Nationale d’Algérie): unweighted and weighted provider share of bancassurance partnerships

BNK Financial Group: overview of banking operations and summary of bancassurance strategy

BNK Financial Group: overview of bancassurance products offered

BNK Financial Group: unweighted and weighted provider share of bancassurance partnerships

BNP Paribas: overview of banking operations and summary of bancassurance strategy

BNP Paribas: overview of bancassurance products offered

BNP Paribas: unweighted and weighted provider share of bancassurance partnerships

BPC: overview of banking operations and summary of bancassurance strategy

BPC: overview of bancassurance products offered

BPC: unweighted and weighted provider share of bancassurance partnerships

BPI: overview of banking operations and summary of bancassurance strategy

BPI: overview of bancassurance products offered

BPI: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XXIII

Bradesco: overview of banking operations and summary of bancassurance strategy

Bradesco: overview of bancassurance products offered

Bradesco: unweighted and weighted provider share of bancassurance partnerships

BSN: overview of banking operations and summary of bancassurance strategy

BSN: overview of bancassurance products offered

BSN: unweighted and weighted provider share of bancassurance partnerships

Burgan Bank: overview of banking operations and summary of bancassurance strategy

Burgan Bank: overview of bancassurance products offered

Burgan Bank: unweighted and weighted provider share of bancassurance partnerships

Byblos Bank Group: overview of banking operations and summary of bancassurance strategy

Byblos Bank Group: overview of bancassurance products offered

Byblos Bank Group: unweighted and weighted provider share of bancassurance partnerships

Caixa Econômica Federal: overview of banking operations and summary of bancassurance strategy

Caixa Econômica Federal: overview of bancassurance products offered

Caixa Econômica Federal: unweighted and weighted provider share of bancassurance partnerships

Caja de Ahorros (Panama): overview of banking operations and summary of bancassurance strategy

Caja de Ahorros (Panama): overview of bancassurance products offered

Caja de Ahorros (Panama): unweighted and weighted provider share of bancassurance partnerships

Caja Los Andes: overview of banking operations and summary of bancassurance strategy

Caja Los Andes: overview of bancassurance products offered

Caja Los Andes: unweighted and weighted provider share of bancassurance partnerships

Caja Popular Mexicana: overview of banking operations and summary of bancassurance strategy

Caja Popular Mexicana: overview of bancassurance products offered

Caja Popular Mexicana: unweighted and weighted provider share of bancassurance partnerships

Cambodia Post Bank: overview of banking operations and summary of bancassurance strategy

Cambodia Post Bank: overview of bancassurance products offered

Cambodia Post Bank: unweighted and weighted provider share of bancassurance partnerships

Canadia Bank: overview of banking operations and summary of bancassurance strategy

Canadia Bank: overview of bancassurance products offered

Canadia Bank: unweighted and weighted provider share of bancassurance partnerships

Canara Bank: overview of banking operations and summary of bancassurance strategy

Canara Bank: overview of bancassurance products offered

Canara Bank: unweighted and weighted provider share of bancassurance partnerships

Capital One: overview of banking operations and summary of bancassurance strategy

Capital One: overview of bancassurance products offered

Capital One: unweighted and weighted provider share of bancassurance partnerships

CB Bank: overview of banking operations and summary of bancassurance strategy

CB Bank: overview of bancassurance products offered

CB Bank: unweighted and weighted provider share of bancassurance partnerships

CBA Group: overview of banking operations and summary of bancassurance strategy

CBA Group: overview of bancassurance products offered

CBA Group: unweighted and weighted provider share of bancassurance partnerships

CEC Bank: overview of banking operations and summary of bancassurance strategy

CEC Bank: overview of bancassurance products offered

CEC Bank: unweighted and weighted provider share of bancassurance partnerships

Centenary Bank: overview of banking operations and summary of bancassurance strategy

Centenary Bank: overview of bancassurance products offered

Centenary Bank: unweighted and weighted provider share of bancassurance partnerships

Chase Bank: overview of banking operations and summary of bancassurance strategy

Chase Bank: overview of bancassurance products offered

Chase Bank: unweighted and weighted provider share of bancassurance partnerships

Chiba Bank: overview of banking operations and summary of bancassurance strategy

Chiba Bank: overview of bancassurance products offered

Chiba Bank: unweighted and weighted provider share of bancassurance partnerships

China CITIC Bank: overview of banking operations and summary of bancassurance strategy

China CITIC Bank: overview of bancassurance products offered


© FINACCORD (01/2018) XXIV

China CITIC Bank: unweighted and weighted provider share of bancassurance partnerships

China Construction Bank: overview of banking operations and summary of bancassurance strategy

China Construction Bank: overview of bancassurance products offered

China Construction Bank: unweighted and weighted provider share of bancassurance partnerships

China Everbright Bank: overview of banking operations and summary of bancassurance strategy

China Everbright Bank: overview of bancassurance products offered

China Everbright Bank: unweighted and weighted provider share of bancassurance partnerships

China Guangfa Bank: overview of banking operations and summary of bancassurance strategy

China Guangfa Bank: overview of bancassurance products offered

China Guangfa Bank: unweighted and weighted provider share of bancassurance partnerships

China Merchants Bank: overview of banking operations and summary of bancassurance strategy

China Merchants Bank: overview of bancassurance products offered

China Merchants Bank: unweighted and weighted provider share of bancassurance partnerships

China Minsheng Bank: overview of banking operations and summary of bancassurance strategy

China Minsheng Bank: overview of bancassurance products offered

China Minsheng Bank: unweighted and weighted provider share of bancassurance partnerships

Chongqing Rural Commercial Bank: overview of banking operations and summary of bancassurance strategy

Chongqing Rural Commercial Bank: overview of bancassurance products offered

Chongqing Rural Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

CIB: overview of banking operations and summary of bancassurance strategy

CIB: overview of bancassurance products offered

CIB: unweighted and weighted provider share of bancassurance partnerships

CIBC: overview of banking operations and summary of bancassurance strategy

CIBC: overview of bancassurance products offered

CIBC: unweighted and weighted provider share of bancassurance partnerships

CIH Bank: overview of banking operations and summary of bancassurance strategy

CIH Bank: overview of bancassurance products offered

CIH Bank: unweighted and weighted provider share of bancassurance partnerships

CIMB Group: overview of banking operations and summary of bancassurance strategy

CIMB Group: overview of bancassurance products offered

CIMB Group: unweighted and weighted provider share of bancassurance partnerships

Citigroup: overview of banking operations and summary of bancassurance strategy

Citigroup: overview of bancassurance products offered

Citigroup: unweighted and weighted provider share of bancassurance partnerships

Citizens Financial Group: overview of banking operations and summary of bancassurance strategy

Citizens Financial Group: overview of bancassurance products offered

Citizens Financial Group: unweighted and weighted provider share of bancassurance partnerships

Clientis: overview of banking operations and summary of bancassurance strategy

Clientis: overview of bancassurance products offered

Clientis: unweighted and weighted provider share of bancassurance partnerships

CNEP Banque: overview of banking operations and summary of bancassurance strategy

CNEP Banque: overview of bancassurance products offered

CNEP Banque: unweighted and weighted provider share of bancassurance partnerships

Coast Capital Savings: overview of banking operations and summary of bancassurance strategy

Coast Capital Savings: overview of bancassurance products offered

Coast Capital Savings: unweighted and weighted provider share of bancassurance partnerships

Comerica: overview of banking operations and summary of bancassurance strategy

Comerica: overview of bancassurance products offered

Comerica: unweighted and weighted provider share of bancassurance partnerships

Commercial Bank of Ceylon: overview of banking operations and summary of bancassurance strategy

Commercial Bank of Ceylon: overview of bancassurance products offered

Commercial Bank of Ceylon: unweighted and weighted provider share of bancassurance partnerships

Commercial Bank of Dubai: overview of banking operations and summary of bancassurance strategy

Commercial Bank of Dubai: overview of bancassurance products offered

Commercial Bank of Dubai: unweighted and weighted provider share of bancassurance partnerships

Commercial Bank of Ethiopia: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXV

Commercial Bank of Ethiopia: overview of bancassurance products offered

Commercial Bank of Ethiopia: unweighted and weighted provider share of bancassurance partnerships

Commercial Bank of Qatar: overview of banking operations and summary of bancassurance strategy

Commercial Bank of Qatar: overview of bancassurance products offered

Commercial Bank of Qatar: unweighted and weighted provider share of bancassurance partnerships

Commerzbank: overview of banking operations and summary of bancassurance strategy

Commerzbank: overview of bancassurance products offered

Commerzbank: unweighted and weighted provider share of bancassurance partnerships

Commonwealth Bank Group: overview of banking operations and summary of bancassurance strategy

Commonwealth Bank Group: overview of bancassurance products offered

Commonwealth Bank Group: unweighted and weighted provider share of bancassurance partnerships

Co-operative Bank of Kenya: overview of banking operations and summary of bancassurance strategy

Co-operative Bank of Kenya: overview of bancassurance products offered

Co-operative Bank of Kenya: unweighted and weighted provider share of bancassurance partnerships

Cornèr Banca: overview of banking operations and summary of bancassurance strategy

Cornèr Banca: overview of bancassurance products offered

Cornèr Banca: unweighted and weighted provider share of bancassurance partnerships

Corporation Bank: overview of banking operations and summary of bancassurance strategy

Corporation Bank: overview of bancassurance products offered

Corporation Bank: unweighted and weighted provider share of bancassurance partnerships

Coventry Building Society: overview of banking operations and summary of bancassurance strategy

Coventry Building Society: overview of bancassurance products offered

Coventry Building Society: unweighted and weighted provider share of bancassurance partnerships

CPA Bank: overview of banking operations and summary of bancassurance strategy

CPA Bank: overview of bancassurance products offered

CPA Bank: unweighted and weighted provider share of bancassurance partnerships

CRDB Bank: overview of banking operations and summary of bancassurance strategy

CRDB Bank: overview of bancassurance products offered

CRDB Bank: unweighted and weighted provider share of bancassurance partnerships

Credicorp: overview of banking operations and summary of bancassurance strategy

Credicorp: overview of bancassurance products offered

Credicorp: unweighted and weighted provider share of bancassurance partnerships

Crédit Agricole: overview of banking operations and summary of bancassurance strategy

Crédit Agricole: overview of bancassurance products offered

Crédit Agricole: unweighted and weighted provider share of bancassurance partnerships

Crédit Mutuel: overview of banking operations and summary of bancassurance strategy

Crédit Mutuel: overview of bancassurance products offered

Crédit Mutuel: unweighted and weighted provider share of bancassurance partnerships

Credit Saison: overview of banking operations and summary of bancassurance strategy

Credit Saison: overview of bancassurance products offered

Credit Saison: unweighted and weighted provider share of bancassurance partnerships

Credit Suisse Group: overview of banking operations and summary of bancassurance strategy

Credit Suisse Group: overview of bancassurance products offered

Credit Suisse Group: unweighted and weighted provider share of bancassurance partnerships

CTBC Financial Holding: overview of banking operations and summary of bancassurance strategy

CTBC Financial Holding: overview of bancassurance products offered

CTBC Financial Holding: unweighted and weighted provider share of bancassurance partnerships

CYBG: overview of banking operations and summary of bancassurance strategy

CYBG: overview of bancassurance products offered

CYBG: unweighted and weighted provider share of bancassurance partnerships

Danske Bank: overview of banking operations and summary of bancassurance strategy

Danske Bank: overview of bancassurance products offered

Danske Bank: unweighted and weighted provider share of bancassurance partnerships

DBS: overview of banking operations and summary of bancassurance strategy

DBS: overview of bancassurance products offered

DBS: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XXVI

De Volksbank: overview of banking operations and summary of bancassurance strategy

De Volksbank: overview of bancassurance products offered

De Volksbank: unweighted and weighted provider share of bancassurance partnerships

Desjardins Group: overview of banking operations and summary of bancassurance strategy

Desjardins Group: overview of bancassurance products offered

Desjardins Group: unweighted and weighted provider share of bancassurance partnerships

Deutsche Bank: overview of banking operations and summary of bancassurance strategy

Deutsche Bank: overview of bancassurance products offered

Deutsche Bank: unweighted and weighted provider share of bancassurance partnerships

DFCU Bank: overview of banking operations and summary of bancassurance strategy

DFCU Bank: overview of bancassurance products offered

DFCU Bank: unweighted and weighted provider share of bancassurance partnerships

DGB Financial Group: overview of banking operations and summary of bancassurance strategy

DGB Financial Group: overview of bancassurance products offered

DGB Financial Group: unweighted and weighted provider share of bancassurance partnerships

Diamond Bank: overview of banking operations and summary of bancassurance strategy

Diamond Bank: overview of bancassurance products offered

Diamond Bank: unweighted and weighted provider share of bancassurance partnerships

Discount Bank: overview of banking operations and summary of bancassurance strategy

Discount Bank: overview of bancassurance products offered

Discount Bank: unweighted and weighted provider share of bancassurance partnerships

Discover Financial Services: overview of banking operations and summary of bancassurance strategy

Discover Financial Services: overview of bancassurance products offered

Discover Financial Services: unweighted and weighted provider share of bancassurance partnerships

DNB: overview of banking operations and summary of bancassurance strategy

DNB: overview of bancassurance products offered

DNB: unweighted and weighted provider share of bancassurance partnerships

Doha Bank: overview of banking operations and summary of bancassurance strategy

Doha Bank: overview of bancassurance products offered

Doha Bank: unweighted and weighted provider share of bancassurance partnerships

DongA Bank: overview of banking operations and summary of bancassurance strategy

DongA Bank: overview of bancassurance products offered

DongA Bank: unweighted and weighted provider share of bancassurance partnerships

Drei Banken Gruppe: overview of banking operations and summary of bancassurance strategy

Drei Banken Gruppe: overview of bancassurance products offered

Drei Banken Gruppe: unweighted and weighted provider share of bancassurance partnerships

DTB Group: overview of banking operations and summary of bancassurance strategy

DTB Group: overview of bancassurance products offered

DTB Group: unweighted and weighted provider share of bancassurance partnerships

Dubai Islamic Bank: overview of banking operations and summary of bancassurance strategy

Dubai Islamic Bank: overview of bancassurance products offered

Dubai Islamic Bank: unweighted and weighted provider share of bancassurance partnerships

Ecobank: overview of banking operations and summary of bancassurance strategy

Ecobank: overview of bancassurance products offered

Ecobank: unweighted and weighted provider share of bancassurance partnerships

Eika Gruppen: overview of banking operations and summary of bancassurance strategy

Eika Gruppen: overview of bancassurance products offered

Eika Gruppen: unweighted and weighted provider share of bancassurance partnerships

Emirates NBD: overview of banking operations and summary of bancassurance strategy

Emirates NBD: overview of bancassurance products offered

Emirates NBD: unweighted and weighted provider share of bancassurance partnerships

Equity Group Holdings: overview of banking operations and summary of bancassurance strategy

Equity Group Holdings: overview of bancassurance products offered

Equity Group Holdings: unweighted and weighted provider share of bancassurance partnerships

Erste Group: overview of banking operations and summary of bancassurance strategy

Erste Group: overview of bancassurance products offered


© FINACCORD (01/2018) XXVII

Erste Group: unweighted and weighted provider share of bancassurance partnerships

Eurobank Ergasias: overview of banking operations and summary of bancassurance strategy

Eurobank Ergasias: overview of bancassurance products offered

Eurobank Ergasias: unweighted and weighted provider share of bancassurance partnerships

Evergrowing Bank: overview of banking operations and summary of bancassurance strategy

Evergrowing Bank: overview of bancassurance products offered

Evergrowing Bank: unweighted and weighted provider share of bancassurance partnerships

Exim Bank Group: overview of banking operations and summary of bancassurance strategy

Exim Bank Group: overview of bancassurance products offered

Exim Bank Group: unweighted and weighted provider share of bancassurance partnerships

FBN Holdings: overview of banking operations and summary of bancassurance strategy

FBN Holdings: overview of bancassurance products offered

FBN Holdings: unweighted and weighted provider share of bancassurance partnerships

FCMB: overview of banking operations and summary of bancassurance strategy

FCMB: overview of bancassurance products offered

FCMB: unweighted and weighted provider share of bancassurance partnerships

FGB: overview of banking operations and summary of bancassurance strategy

FGB: overview of bancassurance products offered

FGB: unweighted and weighted provider share of bancassurance partnerships

FiBA Group: overview of banking operations and summary of bancassurance strategy

FiBA Group: overview of bancassurance products offered

FiBA Group: unweighted and weighted provider share of bancassurance partnerships

Fibank: overview of banking operations and summary of bancassurance strategy

Fibank: overview of bancassurance products offered

Fibank: unweighted and weighted provider share of bancassurance partnerships

Fidelity Bank: overview of banking operations and summary of bancassurance strategy

Fidelity Bank: overview of bancassurance products offered

Fidelity Bank: unweighted and weighted provider share of bancassurance partnerships

Fifth Third Bancorp: overview of banking operations and summary of bancassurance strategy

Fifth Third Bancorp: overview of bancassurance products offered

Fifth Third Bancorp: unweighted and weighted provider share of bancassurance partnerships

Financiera Independencia: overview of banking operations and summary of bancassurance strategy

Financiera Independencia: overview of bancassurance products offered

Financiera Independencia: unweighted and weighted provider share of bancassurance partnerships

First Ukrainian International Bank: overview of banking operations and summary of bancassurance strategy

First Ukrainian International Bank: overview of bancassurance products offered

First Ukrainian International Bank: unweighted and weighted provider share of bancassurance partnerships

FirstRand Group: overview of banking operations and summary of bancassurance strategy

FirstRand Group: overview of bancassurance products offered

FirstRand Group: unweighted and weighted provider share of bancassurance partnerships

Fukuoka Financial Group: overview of banking operations and summary of bancassurance strategy

Fukuoka Financial Group: overview of bancassurance products offered

Fukuoka Financial Group: unweighted and weighted provider share of bancassurance partnerships

GarantiBank: overview of banking operations and summary of bancassurance strategy

GarantiBank: overview of bancassurance products offered

GarantiBank: unweighted and weighted provider share of bancassurance partnerships

Gazprombank: overview of banking operations and summary of bancassurance strategy

Gazprombank: overview of bancassurance products offered

Gazprombank: unweighted and weighted provider share of bancassurance partnerships

GCB: overview of banking operations and summary of bancassurance strategy

GCB: overview of bancassurance products offered

GCB: unweighted and weighted provider share of bancassurance partnerships

Global Bank: overview of banking operations and summary of bancassurance strategy

Global Bank: overview of bancassurance products offered

Global Bank: unweighted and weighted provider share of bancassurance partnerships

Government Savings Bank (Thailand): overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXVIII

Government Savings Bank (Thailand): overview of bancassurance products offered

Government Savings Bank (Thailand): unweighted and weighted provider share of bancassurance partnerships

Groupe Attijariwafa: overview of banking operations and summary of bancassurance strategy

Groupe Attijariwafa: overview of bancassurance products offered

Groupe Attijariwafa: unweighted and weighted provider share of bancassurance partnerships

Groupe Banque Populaire: overview of banking operations and summary of bancassurance strategy

Groupe Banque Populaire: overview of bancassurance products offered

Groupe Banque Populaire: unweighted and weighted provider share of bancassurance partnerships

Groupe BPCE: overview of banking operations and summary of bancassurance strategy

Groupe BPCE: overview of bancassurance products offered

Groupe BPCE: unweighted and weighted provider share of bancassurance partnerships

Groupe NSIA: overview of banking operations and summary of bancassurance strategy

Groupe NSIA: overview of bancassurance products offered

Groupe NSIA: unweighted and weighted provider share of bancassurance partnerships

Grupo Aval: overview of banking operations and summary of bancassurance strategy

Grupo Aval: overview of bancassurance products offered

Grupo Aval: unweighted and weighted provider share of bancassurance partnerships

Grupo Bancolombia: overview of banking operations and summary of bancassurance strategy

Grupo Bancolombia: overview of bancassurance products offered

Grupo Bancolombia: unweighted and weighted provider share of bancassurance partnerships

Grupo Caja Rural: overview of banking operations and summary of bancassurance strategy

Grupo Caja Rural: overview of bancassurance products offered

Grupo Caja Rural: unweighted and weighted provider share of bancassurance partnerships

Grupo CGD: overview of banking operations and summary of bancassurance strategy

Grupo CGD: overview of bancassurance products offered

Grupo CGD: unweighted and weighted provider share of bancassurance partnerships

Grupo Coomeva: overview of banking operations and summary of bancassurance strategy

Grupo Coomeva: overview of bancassurance products offered

Grupo Coomeva: unweighted and weighted provider share of bancassurance partnerships

Grupo Galicia: overview of banking operations and summary of bancassurance strategy

Grupo Galicia: overview of bancassurance products offered

Grupo Galicia: unweighted and weighted provider share of bancassurance partnerships

Grupo Interbank: overview of banking operations and summary of bancassurance strategy

Grupo Interbank: overview of bancassurance products offered

Grupo Interbank: unweighted and weighted provider share of bancassurance partnerships

Grupo Macro: overview of banking operations and summary of bancassurance strategy

Grupo Macro: overview of bancassurance products offered

Grupo Macro: unweighted and weighted provider share of bancassurance partnerships

Grupo Pichincha: overview of banking operations and summary of bancassurance strategy

Grupo Pichincha: overview of bancassurance products offered

Grupo Pichincha: unweighted and weighted provider share of bancassurance partnerships

Grupo Safra: overview of banking operations and summary of bancassurance strategy

Grupo Safra: overview of bancassurance products offered

Grupo Safra: unweighted and weighted provider share of bancassurance partnerships

Grupo Salinas: overview of banking operations and summary of bancassurance strategy

Grupo Salinas: overview of bancassurance products offered

Grupo Salinas: unweighted and weighted provider share of bancassurance partnerships

Grupo Security: overview of banking operations and summary of bancassurance strategy

Grupo Security: overview of bancassurance products offered

Grupo Security: unweighted and weighted provider share of bancassurance partnerships

Grupo Supervielle: overview of banking operations and summary of bancassurance strategy

Grupo Supervielle: overview of bancassurance products offered

Grupo Supervielle: unweighted and weighted provider share of bancassurance partnerships

Gruppo Banca Carige: overview of banking operations and summary of bancassurance strategy

Gruppo Banca Carige: overview of bancassurance products offered

Gruppo Banca Carige: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XXIX

Gruppo Banca Sella: overview of banking operations and summary of bancassurance strategy

Gruppo Banca Sella: overview of bancassurance products offered

Gruppo Banca Sella: unweighted and weighted provider share of bancassurance partnerships

Gruppo BPER: overview of banking operations and summary of bancassurance strategy

Gruppo BPER: overview of bancassurance products offered

Gruppo BPER: unweighted and weighted provider share of bancassurance partnerships

Gruppo BPM: overview of banking operations and summary of bancassurance strategy

Gruppo BPM: overview of bancassurance products offered

Gruppo BPM: unweighted and weighted provider share of bancassurance partnerships

Gruppo Credem: overview of banking operations and summary of bancassurance strategy

Gruppo Credem: overview of bancassurance products offered

Gruppo Credem: unweighted and weighted provider share of bancassurance partnerships

GTBank: overview of banking operations and summary of bancassurance strategy

GTBank: overview of bancassurance products offered

GTBank: unweighted and weighted provider share of bancassurance partnerships

Guangzhou Rural Commercial Bank: overview of banking operations and summary of bancassurance strategy

Guangzhou Rural Commercial Bank: overview of bancassurance products offered

Guangzhou Rural Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

Gulf Bank: overview of banking operations and summary of bancassurance strategy

Gulf Bank: overview of bancassurance products offered

Gulf Bank: unweighted and weighted provider share of bancassurance partnerships

Habib Bank: overview of banking operations and summary of bancassurance strategy

Habib Bank: overview of bancassurance products offered

Habib Bank: unweighted and weighted provider share of bancassurance partnerships

Halkbank: overview of banking operations and summary of bancassurance strategy

Halkbank: overview of bancassurance products offered

Halkbank: unweighted and weighted provider share of bancassurance partnerships

Hamburger Sparkasse: overview of banking operations and summary of bancassurance strategy

Hamburger Sparkasse: overview of bancassurance products offered

Hamburger Sparkasse: unweighted and weighted provider share of bancassurance partnerships

Hana Financial Group: overview of banking operations and summary of bancassurance strategy

Hana Financial Group: overview of bancassurance products offered

Hana Financial Group: unweighted and weighted provider share of bancassurance partnerships

Handelsbanken: overview of banking operations and summary of bancassurance strategy

Handelsbanken: overview of bancassurance products offered

Handelsbanken: unweighted and weighted provider share of bancassurance partnerships

Hatton National Bank: overview of banking operations and summary of bancassurance strategy

Hatton National Bank: overview of bancassurance products offered

Hatton National Bank: unweighted and weighted provider share of bancassurance partnerships

HDFC Bank: overview of banking operations and summary of bancassurance strategy

HDFC Bank: overview of bancassurance products offered

HDFC Bank: unweighted and weighted provider share of bancassurance partnerships

Hokuhoku Financial Group: overview of banking operations and summary of bancassurance strategy

Hokuhoku Financial Group: overview of bancassurance products offered

Hokuhoku Financial Group: unweighted and weighted provider share of bancassurance partnerships

Hong Leong Financial Group: overview of banking operations and summary of bancassurance strategy

Hong Leong Financial Group: overview of bancassurance products offered

Hong Leong Financial Group: unweighted and weighted provider share of bancassurance partnerships

Housing Bank for Trade and Finance: overview of banking operations and summary of bancassurance strategy

Housing Bank for Trade and Finance: overview of bancassurance products offered

Housing Bank for Trade and Finance: unweighted and weighted provider share of bancassurance partnerships

HSBC: overview of banking operations and summary of bancassurance strategy

HSBC: overview of bancassurance products offered

HSBC: unweighted and weighted provider share of bancassurance partnerships

Hua Nan Financial: overview of banking operations and summary of bancassurance strategy

Hua Nan Financial: overview of bancassurance products offered


© FINACCORD (01/2018) XXX

Hua Nan Financial: unweighted and weighted provider share of bancassurance partnerships

Hua Xia Bank: overview of banking operations and summary of bancassurance strategy

Hua Xia Bank: overview of bancassurance products offered

Hua Xia Bank: unweighted and weighted provider share of bancassurance partnerships

Huishang Bank: overview of banking operations and summary of bancassurance strategy

Huishang Bank: overview of bancassurance products offered

Huishang Bank: unweighted and weighted provider share of bancassurance partnerships

Huntington Bancshares: overview of banking operations and summary of bancassurance strategy

Huntington Bancshares: overview of bancassurance products offered

Huntington Bancshares: unweighted and weighted provider share of bancassurance partnerships

IberCaja Banco: overview of banking operations and summary of bancassurance strategy

IberCaja Banco: overview of bancassurance products offered

IberCaja Banco: unweighted and weighted provider share of bancassurance partnerships

ICBC: overview of banking operations and summary of bancassurance strategy

ICBC: overview of bancassurance products offered

ICBC: unweighted and weighted provider share of bancassurance partnerships

ICICI Bank: overview of banking operations and summary of bancassurance strategy

ICICI Bank: overview of bancassurance products offered

ICICI Bank: unweighted and weighted provider share of bancassurance partnerships

IKANO Bank: overview of banking operations and summary of bancassurance strategy

IKANO Bank: overview of bancassurance products offered

IKANO Bank: unweighted and weighted provider share of bancassurance partnerships

Inbursa: overview of banking operations and summary of bancassurance strategy

Inbursa: overview of bancassurance products offered

Inbursa: unweighted and weighted provider share of bancassurance partnerships

Indian Bank: overview of banking operations and summary of bancassurance strategy

Indian Bank: overview of bancassurance products offered

Indian Bank: unweighted and weighted provider share of bancassurance partnerships

Indian Overseas Bank: overview of banking operations and summary of bancassurance strategy

Indian Overseas Bank: overview of bancassurance products offered

Indian Overseas Bank: unweighted and weighted provider share of bancassurance partnerships

Industrial Bank: overview of banking operations and summary of bancassurance strategy

Industrial Bank: overview of bancassurance products offered

Industrial Bank: unweighted and weighted provider share of bancassurance partnerships

Industrial Bank of Korea: overview of banking operations and summary of bancassurance strategy

Industrial Bank of Korea: overview of bancassurance products offered

Industrial Bank of Korea: unweighted and weighted provider share of bancassurance partnerships

ING Group: overview of banking operations and summary of bancassurance strategy

ING Group: overview of bancassurance products offered

ING Group: unweighted and weighted provider share of bancassurance partnerships

International Personal Finance: overview of banking operations and summary of bancassurance strategy

International Personal Finance: overview of bancassurance products offered

International Personal Finance: unweighted and weighted provider share of bancassurance partnerships

Intesa Sanpaolo: overview of banking operations and summary of bancassurance strategy

Intesa Sanpaolo: overview of bancassurance products offered

Intesa Sanpaolo: unweighted and weighted provider share of bancassurance partnerships

Investec: overview of banking operations and summary of bancassurance strategy

Investec: overview of bancassurance products offered

Investec: unweighted and weighted provider share of bancassurance partnerships

İşbank: overview of banking operations and summary of bancassurance strategy

İşbank: overview of bancassurance products offered

İşbank: unweighted and weighted provider share of bancassurance partnerships

Islami Bank Bangladesh: overview of banking operations and summary of bancassurance strategy

Islami Bank Bangladesh: overview of bancassurance products offered

Islami Bank Bangladesh: unweighted and weighted provider share of bancassurance partnerships

Itaú Unibanco Holding: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXXI

Itaú Unibanco Holding: overview of bancassurance products offered

Itaú Unibanco Holding: unweighted and weighted provider share of bancassurance partnerships

Janata Bank: overview of banking operations and summary of bancassurance strategy

Janata Bank: overview of bancassurance products offered

Janata Bank: unweighted and weighted provider share of bancassurance partnerships

Japan Post Bank: overview of banking operations and summary of bancassurance strategy

Japan Post Bank: overview of bancassurance products offered

Japan Post Bank: unweighted and weighted provider share of bancassurance partnerships

JB Financial Group: overview of banking operations and summary of bancassurance strategy

JB Financial Group: overview of bancassurance products offered

JB Financial Group: unweighted and weighted provider share of bancassurance partnerships

JCB: overview of banking operations and summary of bancassurance strategy

JCB: overview of bancassurance products offered

JCB: unweighted and weighted provider share of bancassurance partnerships

JP Morgan Chase: overview of banking operations and summary of bancassurance strategy

JP Morgan Chase: overview of bancassurance products offered

JP Morgan Chase: unweighted and weighted provider share of bancassurance partnerships

Jyske Bank: overview of banking operations and summary of bancassurance strategy

Jyske Bank: overview of bancassurance products offered

Jyske Bank: unweighted and weighted provider share of bancassurance partnerships

Kasikorn Bank: overview of banking operations and summary of bancassurance strategy

Kasikorn Bank: overview of bancassurance products offered

Kasikorn Bank: unweighted and weighted provider share of bancassurance partnerships

KB Financial Group: overview of banking operations and summary of bancassurance strategy

KB Financial Group: overview of bancassurance products offered

KB Financial Group: unweighted and weighted provider share of bancassurance partnerships

KBC Group: overview of banking operations and summary of bancassurance strategy

KBC Group: overview of bancassurance products offered

KBC Group: unweighted and weighted provider share of bancassurance partnerships

KBZ Bank: overview of banking operations and summary of bancassurance strategy

KBZ Bank: overview of bancassurance products offered

KBZ Bank: unweighted and weighted provider share of bancassurance partnerships

KCB Group: overview of banking operations and summary of bancassurance strategy

KCB Group: overview of bancassurance products offered

KCB Group: unweighted and weighted provider share of bancassurance partnerships

KeyCorp: overview of banking operations and summary of bancassurance strategy

KeyCorp: overview of bancassurance products offered

KeyCorp: unweighted and weighted provider share of bancassurance partnerships

Keystone Bank Group: overview of banking operations and summary of bancassurance strategy

Keystone Bank Group: overview of bancassurance products offered

Keystone Bank Group: unweighted and weighted provider share of bancassurance partnerships

Kiwibank: overview of banking operations and summary of bancassurance strategy

Kiwibank: overview of bancassurance products offered

Kiwibank: unweighted and weighted provider share of bancassurance partnerships

Komercijalna Banka: overview of banking operations and summary of bancassurance strategy

Komercijalna Banka: overview of bancassurance products offered

Komercijalna Banka: unweighted and weighted provider share of bancassurance partnerships

Korea Post Bank: overview of banking operations and summary of bancassurance strategy

Korea Post Bank: overview of bancassurance products offered

Korea Post Bank: unweighted and weighted provider share of bancassurance partnerships

Krungthai Bank: overview of banking operations and summary of bancassurance strategy

Krungthai Bank: overview of bancassurance products offered

Krungthai Bank: unweighted and weighted provider share of bancassurance partnerships

Kuwait Finance House: overview of banking operations and summary of bancassurance strategy

Kuwait Finance House: overview of bancassurance products offered

Kuwait Finance House: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XXXII

La Araucana: overview of banking operations and summary of bancassurance strategy

La Araucana: overview of bancassurance products offered

La Araucana: unweighted and weighted provider share of bancassurance partnerships

La Banque Postale: overview of banking operations and summary of bancassurance strategy

La Banque Postale: overview of bancassurance products offered

La Banque Postale: unweighted and weighted provider share of bancassurance partnerships

La Caixa: overview of banking operations and summary of bancassurance strategy

La Caixa: overview of bancassurance products offered

La Caixa: unweighted and weighted provider share of bancassurance partnerships

Laboral Kutxa: overview of banking operations and summary of bancassurance strategy

Laboral Kutxa: overview of bancassurance products offered

Laboral Kutxa: unweighted and weighted provider share of bancassurance partnerships

Landesbank Baden-Württemberg: overview of banking operations and summary of bancassurance strategy

Landesbank Baden-Württemberg: overview of bancassurance products offered

Landesbank Baden-Württemberg: unweighted and weighted provider share of bancassurance partnerships

Landesbank Berlin: overview of banking operations and summary of bancassurance strategy

Landesbank Berlin: overview of bancassurance products offered

Landesbank Berlin: unweighted and weighted provider share of bancassurance partnerships

Lao Development Bank: overview of banking operations and summary of bancassurance strategy

Lao Development Bank: overview of bancassurance products offered

Lao Development Bank: unweighted and weighted provider share of bancassurance partnerships

Leeds Building Society: overview of banking operations and summary of bancassurance strategy

Leeds Building Society: overview of bancassurance products offered

Leeds Building Society: unweighted and weighted provider share of bancassurance partnerships

Liberbank: overview of banking operations and summary of bancassurance strategy

Liberbank: overview of bancassurance products offered

Liberbank: unweighted and weighted provider share of bancassurance partnerships

Lloyds Banking Group: overview of banking operations and summary of bancassurance strategy

Lloyds Banking Group: overview of bancassurance products offered

Lloyds Banking Group: unweighted and weighted provider share of bancassurance partnerships

Los Héroes: overview of banking operations and summary of bancassurance strategy

Los Héroes: overview of bancassurance products offered

Los Héroes: unweighted and weighted provider share of bancassurance partnerships

M&T Bank: overview of banking operations and summary of bancassurance strategy

M&T Bank: overview of bancassurance products offered

M&T Bank: unweighted and weighted provider share of bancassurance partnerships

Macquarie Group: overview of banking operations and summary of bancassurance strategy

Macquarie Group: overview of bancassurance products offered

Macquarie Group: unweighted and weighted provider share of bancassurance partnerships

Mashreq Bank: overview of banking operations and summary of bancassurance strategy

Mashreq Bank: overview of bancassurance products offered

Mashreq Bank: unweighted and weighted provider share of bancassurance partnerships

Maybank: overview of banking operations and summary of bancassurance strategy

Maybank: overview of bancassurance products offered

Maybank: unweighted and weighted provider share of bancassurance partnerships

MCB (Mauritius Commercial Bank): overview of banking operations and summary of bancassurance strategy

MCB (Mauritius Commercial Bank): overview of bancassurance products offered

MCB (Mauritius Commercial Bank): unweighted and weighted provider share of bancassurance partnerships

MCB Bank: overview of banking operations and summary of bancassurance strategy

MCB Bank: overview of bancassurance products offered

MCB Bank: unweighted and weighted provider share of bancassurance partnerships

MedMera Bank: overview of banking operations and summary of bancassurance strategy

MedMera Bank: overview of bancassurance products offered

MedMera Bank: unweighted and weighted provider share of bancassurance partnerships

Mega International Commercial Bank: overview of banking operations and summary of bancassurance strategy

Mega International Commercial Bank: overview of bancassurance products offered


© FINACCORD (01/2018) XXXIII

Mega International Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

Metrobank: overview of banking operations and summary of bancassurance strategy

Metrobank: overview of bancassurance products offered

Metrobank: unweighted and weighted provider share of bancassurance partnerships

Midway Financeira: overview of banking operations and summary of bancassurance strategy

Midway Financeira: overview of bancassurance products offered

Midway Financeira: unweighted and weighted provider share of bancassurance partnerships

Migrosbank: overview of banking operations and summary of bancassurance strategy

Migrosbank: overview of bancassurance products offered

Migrosbank: unweighted and weighted provider share of bancassurance partnerships

Millennium BCP: overview of banking operations and summary of bancassurance strategy

Millennium BCP: overview of bancassurance products offered

Millennium BCP: unweighted and weighted provider share of bancassurance partnerships

Mitsubishi UFJ Financial Group: overview of banking operations and summary of bancassurance strategy

Mitsubishi UFJ Financial Group: overview of bancassurance products offered

Mitsubishi UFJ Financial Group: unweighted and weighted provider share of bancassurance partnerships

Mizuho Financial Group: overview of banking operations and summary of bancassurance strategy

Mizuho Financial Group: overview of bancassurance products offered

Mizuho Financial Group: unweighted and weighted provider share of bancassurance partnerships

Monte dei Paschi di Siena: overview of banking operations and summary of bancassurance strategy

Monte dei Paschi di Siena: overview of bancassurance products offered

Monte dei Paschi di Siena: unweighted and weighted provider share of bancassurance partnerships

Montepio: overview of banking operations and summary of bancassurance strategy

Montepio: overview of bancassurance products offered

Montepio: unweighted and weighted provider share of bancassurance partnerships

Multibank: overview of banking operations and summary of bancassurance strategy

Multibank: overview of bancassurance products offered

Multibank: unweighted and weighted provider share of bancassurance partnerships

National Australia Bank Group: overview of banking operations and summary of bancassurance strategy

National Australia Bank Group: overview of bancassurance products offered

National Australia Bank Group: unweighted and weighted provider share of bancassurance partnerships

National Bank of Canada: overview of banking operations and summary of bancassurance strategy

National Bank of Canada: overview of bancassurance products offered

National Bank of Canada: unweighted and weighted provider share of bancassurance partnerships

National Bank of Egypt: overview of banking operations and summary of bancassurance strategy

National Bank of Egypt: overview of bancassurance products offered

National Bank of Egypt: unweighted and weighted provider share of bancassurance partnerships

National Bank of Greece: overview of banking operations and summary of bancassurance strategy

National Bank of Greece: overview of bancassurance products offered

National Bank of Greece: unweighted and weighted provider share of bancassurance partnerships

National Bank of Pakistan: overview of banking operations and summary of bancassurance strategy

National Bank of Pakistan: overview of bancassurance products offered

National Bank of Pakistan: unweighted and weighted provider share of bancassurance partnerships

Nationwide Building Society: overview of banking operations and summary of bancassurance strategy

Nationwide Building Society: overview of bancassurance products offered

Nationwide Building Society: unweighted and weighted provider share of bancassurance partnerships

Navy Federal Credit Union: overview of banking operations and summary of bancassurance strategy

Navy Federal Credit Union: overview of bancassurance products offered

Navy Federal Credit Union: unweighted and weighted provider share of bancassurance partnerships

NBAD: overview of banking operations and summary of bancassurance strategy

NBAD: overview of bancassurance products offered

NBAD: unweighted and weighted provider share of bancassurance partnerships

NBB: overview of banking operations and summary of bancassurance strategy

NBB: overview of bancassurance products offered

NBB: unweighted and weighted provider share of bancassurance partnerships

NBK: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXXIV

NBK: overview of bancassurance products offered

NBK: unweighted and weighted provider share of bancassurance partnerships

NBO: overview of banking operations and summary of bancassurance strategy

NBO: overview of bancassurance products offered

NBO: unweighted and weighted provider share of bancassurance partnerships

NCB: overview of banking operations and summary of bancassurance strategy

NCB: overview of bancassurance products offered

NCB: unweighted and weighted provider share of bancassurance partnerships

Nedbank Group: overview of banking operations and summary of bancassurance strategy

Nedbank Group: overview of bancassurance products offered

Nedbank Group: unweighted and weighted provider share of bancassurance partnerships

NH Financial Group: overview of banking operations and summary of bancassurance strategy

NH Financial Group: overview of bancassurance products offered

NH Financial Group: unweighted and weighted provider share of bancassurance partnerships

NIC Bank Group: overview of banking operations and summary of bancassurance strategy

NIC Bank Group: overview of bancassurance products offered

NIC Bank Group: unweighted and weighted provider share of bancassurance partnerships

Nishi-Nippon City Bank: overview of banking operations and summary of bancassurance strategy

Nishi-Nippon City Bank: overview of bancassurance products offered

Nishi-Nippon City Bank: unweighted and weighted provider share of bancassurance partnerships

NLB Group: overview of banking operations and summary of bancassurance strategy

NLB Group: overview of bancassurance products offered

NLB Group: unweighted and weighted provider share of bancassurance partnerships

NMB (National Microfinance Bank): overview of banking operations and summary of bancassurance strategy

NMB (National Microfinance Bank): overview of bancassurance products offered

NMB (National Microfinance Bank): unweighted and weighted provider share of bancassurance partnerships

Noble Bank: overview of banking operations and summary of bancassurance strategy

Noble Bank: overview of bancassurance products offered

Noble Bank: unweighted and weighted provider share of bancassurance partnerships

Noor Bank: overview of banking operations and summary of bancassurance strategy

Noor Bank: overview of bancassurance products offered

Noor Bank: unweighted and weighted provider share of bancassurance partnerships

Nordea Group: overview of banking operations and summary of bancassurance strategy

Nordea Group: overview of bancassurance products offered

Nordea Group: unweighted and weighted provider share of bancassurance partnerships

Nova KBM Group: overview of banking operations and summary of bancassurance strategy

Nova KBM Group: overview of bancassurance products offered

Nova KBM Group: unweighted and weighted provider share of bancassurance partnerships

NOVO BANCO: overview of banking operations and summary of bancassurance strategy

NOVO BANCO: overview of bancassurance products offered

NOVO BANCO: unweighted and weighted provider share of bancassurance partnerships

Nuevo Banco de Santa Fe: overview of banking operations and summary of bancassurance strategy

Nuevo Banco de Santa Fe: overview of bancassurance products offered

Nuevo Banco de Santa Fe: unweighted and weighted provider share of bancassurance partnerships

Nykredit: overview of banking operations and summary of bancassurance strategy

Nykredit: overview of bancassurance products offered

Nykredit: unweighted and weighted provider share of bancassurance partnerships

OCBC: overview of banking operations and summary of bancassurance strategy

OCBC: overview of bancassurance products offered

OCBC: unweighted and weighted provider share of bancassurance partnerships

Oney Banque Accord: overview of banking operations and summary of bancassurance strategy

Oney Banque Accord: overview of bancassurance products offered

Oney Banque Accord: unweighted and weighted provider share of bancassurance partnerships

OP Financial Group: overview of banking operations and summary of bancassurance strategy

OP Financial Group: overview of bancassurance products offered

OP Financial Group: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XXXV

Orient Corporation: overview of banking operations and summary of bancassurance strategy

Orient Corporation: overview of bancassurance products offered

Orient Corporation: unweighted and weighted provider share of bancassurance partnerships

Oriental Bank of Commerce: overview of banking operations and summary of bancassurance strategy

Oriental Bank of Commerce: overview of bancassurance products offered

Oriental Bank of Commerce: unweighted and weighted provider share of bancassurance partnerships

Oschadbank: overview of banking operations and summary of bancassurance strategy

Oschadbank: overview of bancassurance products offered

Oschadbank: unweighted and weighted provider share of bancassurance partnerships

Otkritie Holding: overview of banking operations and summary of bancassurance strategy

Otkritie Holding: overview of bancassurance products offered

Otkritie Holding: unweighted and weighted provider share of bancassurance partnerships

OTP Group: overview of banking operations and summary of bancassurance strategy

OTP Group: overview of bancassurance products offered

OTP Group: unweighted and weighted provider share of bancassurance partnerships

Pentagon Federal Credit Union: overview of banking operations and summary of bancassurance strategy

Pentagon Federal Credit Union: overview of bancassurance products offered

Pentagon Federal Credit Union: unweighted and weighted provider share of bancassurance partnerships

People’s Bank: overview of banking operations and summary of bancassurance strategy

People’s Bank: overview of bancassurance products offered

People’s Bank: unweighted and weighted provider share of bancassurance partnerships

Permanent TSB Group: overview of banking operations and summary of bancassurance strategy

Permanent TSB Group: overview of bancassurance products offered

Permanent TSB Group: unweighted and weighted provider share of bancassurance partnerships

Philippine National Bank: overview of banking operations and summary of bancassurance strategy

Philippine National Bank: overview of bancassurance products offered

Philippine National Bank: unweighted and weighted provider share of bancassurance partnerships

Ping An Bank: overview of banking operations and summary of bancassurance strategy

Ping An Bank: overview of bancassurance products offered

Ping An Bank: unweighted and weighted provider share of bancassurance partnerships

Piraeus Bank: overview of banking operations and summary of bancassurance strategy

Piraeus Bank: overview of bancassurance products offered

Piraeus Bank: unweighted and weighted provider share of bancassurance partnerships

PKO Bank Polski: overview of banking operations and summary of bancassurance strategy

PKO Bank Polski: overview of bancassurance products offered

PKO Bank Polski: unweighted and weighted provider share of bancassurance partnerships

PNC Financial Services Group: overview of banking operations and summary of bancassurance strategy

PNC Financial Services Group: overview of bancassurance products offered

PNC Financial Services Group: unweighted and weighted provider share of bancassurance partnerships

Postal Savings Bank of China: overview of banking operations and summary of bancassurance strategy

Postal Savings Bank of China: overview of bancassurance products offered

Postal Savings Bank of China: unweighted and weighted provider share of bancassurance partnerships

Postfinance: overview of banking operations and summary of bancassurance strategy

Postfinance: overview of bancassurance products offered

Postfinance: unweighted and weighted provider share of bancassurance partnerships

Poštová Banka: overview of banking operations and summary of bancassurance strategy

Poštová Banka: overview of bancassurance products offered

Poštová Banka: unweighted and weighted provider share of bancassurance partnerships

PPF Group: overview of banking operations and summary of bancassurance strategy

PPF Group: overview of bancassurance products offered

PPF Group: unweighted and weighted provider share of bancassurance partnerships

PrivatBank: overview of banking operations and summary of bancassurance strategy

PrivatBank: overview of bancassurance products offered

PrivatBank: unweighted and weighted provider share of bancassurance partnerships

Public Bank: overview of banking operations and summary of bancassurance strategy

Public Bank: overview of bancassurance products offered


© FINACCORD (01/2018) XXXVI

Public Bank: unweighted and weighted provider share of bancassurance partnerships

Punjab National Bank: overview of banking operations and summary of bancassurance strategy

Punjab National Bank: overview of bancassurance products offered

Punjab National Bank: unweighted and weighted provider share of bancassurance partnerships

Qatar International Islamic Bank: overview of banking operations and summary of bancassurance strategy

Qatar International Islamic Bank: overview of bancassurance products offered

Qatar International Islamic Bank: unweighted and weighted provider share of bancassurance partnerships

Qatar Islamic Bank: overview of banking operations and summary of bancassurance strategy

Qatar Islamic Bank: overview of bancassurance products offered

Qatar Islamic Bank: unweighted and weighted provider share of bancassurance partnerships

QNB: overview of banking operations and summary of bancassurance strategy

QNB: overview of bancassurance products offered

QNB: unweighted and weighted provider share of bancassurance partnerships

Rabobank: overview of banking operations and summary of bancassurance strategy

Rabobank: overview of bancassurance products offered

Rabobank: unweighted and weighted provider share of bancassurance partnerships

Raiffeisen Bankengruppe: overview of banking operations and summary of bancassurance strategy

Raiffeisen Bankengruppe: overview of bancassurance products offered

Raiffeisen Bankengruppe: unweighted and weighted provider share of bancassurance partnerships

Raiffeisen Switzerland: overview of banking operations and summary of bancassurance strategy

Raiffeisen Switzerland: overview of bancassurance products offered

Raiffeisen Switzerland: unweighted and weighted provider share of bancassurance partnerships

RAKBANK: overview of banking operations and summary of bancassurance strategy

RAKBANK: overview of bancassurance products offered

RAKBANK: unweighted and weighted provider share of bancassurance partnerships

Rakuten Bank: overview of banking operations and summary of bancassurance strategy

Rakuten Bank: overview of bancassurance products offered

Rakuten Bank: unweighted and weighted provider share of bancassurance partnerships

RBC: overview of banking operations and summary of bancassurance strategy

RBC: overview of bancassurance products offered

RBC: unweighted and weighted provider share of bancassurance partnerships

RBS Group: overview of banking operations and summary of bancassurance strategy

RBS Group: overview of bancassurance products offered

RBS Group: unweighted and weighted provider share of bancassurance partnerships

RCBC: overview of banking operations and summary of bancassurance strategy

RCBC: overview of bancassurance products offered

RCBC: unweighted and weighted provider share of bancassurance partnerships

Regions Financial Corporation: overview of banking operations and summary of bancassurance strategy

Regions Financial Corporation: overview of bancassurance products offered

Regions Financial Corporation: unweighted and weighted provider share of bancassurance partnerships

Renaissance Credit: overview of banking operations and summary of bancassurance strategy

Renaissance Credit: overview of bancassurance products offered

Renaissance Credit: unweighted and weighted provider share of bancassurance partnerships

Republic Bank: overview of banking operations and summary of bancassurance strategy

Republic Bank: overview of bancassurance products offered

Republic Bank: unweighted and weighted provider share of bancassurance partnerships

Resona Holdings: overview of banking operations and summary of bancassurance strategy

Resona Holdings: overview of bancassurance products offered

Resona Holdings: unweighted and weighted provider share of bancassurance partnerships

RHB Banking Group: overview of banking operations and summary of bancassurance strategy

RHB Banking Group: overview of bancassurance products offered

RHB Banking Group: unweighted and weighted provider share of bancassurance partnerships

Riyad Bank: overview of banking operations and summary of bancassurance strategy

Riyad Bank: overview of bancassurance products offered

Riyad Bank: unweighted and weighted provider share of bancassurance partnerships

Rupali Bank: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XXXVII

Rupali Bank: overview of bancassurance products offered

Rupali Bank: unweighted and weighted provider share of bancassurance partnerships

Russian Agricultural Bank: overview of banking operations and summary of bancassurance strategy

Russian Agricultural Bank: overview of bancassurance products offered

Russian Agricultural Bank: unweighted and weighted provider share of bancassurance partnerships

Russian Standard Bank: overview of banking operations and summary of bancassurance strategy

Russian Standard Bank: overview of bancassurance products offered

Russian Standard Bank: unweighted and weighted provider share of bancassurance partnerships

Säästöpankki: overview of banking operations and summary of bancassurance strategy

Säästöpankki: overview of bancassurance products offered

Säästöpankki: unweighted and weighted provider share of bancassurance partnerships

Samba Financial Group: overview of banking operations and summary of bancassurance strategy

Samba Financial Group: overview of bancassurance products offered

Samba Financial Group: unweighted and weighted provider share of bancassurance partnerships

Sampath Bank: overview of banking operations and summary of bancassurance strategy

Sampath Bank: overview of bancassurance products offered

Sampath Bank: unweighted and weighted provider share of bancassurance partnerships

Samsung Card: overview of banking operations and summary of bancassurance strategy

Samsung Card: overview of bancassurance products offered

Samsung Card: unweighted and weighted provider share of bancassurance partnerships

Santander: overview of banking operations and summary of bancassurance strategy

Santander: overview of bancassurance products offered

Santander: unweighted and weighted provider share of bancassurance partnerships

Saudi Hollandi Bank: overview of banking operations and summary of bancassurance strategy

Saudi Hollandi Bank: overview of bancassurance products offered

Saudi Hollandi Bank: unweighted and weighted provider share of bancassurance partnerships

Sberbank: overview of banking operations and summary of bancassurance strategy

Sberbank: overview of bancassurance products offered

Sberbank: unweighted and weighted provider share of bancassurance partnerships

SBI Group: overview of banking operations and summary of bancassurance strategy

SBI Group: overview of bancassurance products offered

SBI Group: unweighted and weighted provider share of bancassurance partnerships

SBM Group: overview of banking operations and summary of bancassurance strategy

SBM Group: overview of bancassurance products offered

SBM Group: unweighted and weighted provider share of bancassurance partnerships

Scotiabank: overview of banking operations and summary of bancassurance strategy

Scotiabank: overview of bancassurance products offered

Scotiabank: unweighted and weighted provider share of bancassurance partnerships

SEB Group: overview of banking operations and summary of bancassurance strategy

SEB Group: overview of bancassurance products offered

SEB Group: unweighted and weighted provider share of bancassurance partnerships

S-Group: overview of banking operations and summary of bancassurance strategy

S-Group: overview of bancassurance products offered

S-Group: unweighted and weighted provider share of bancassurance partnerships

Shanghai Commercial Bank: overview of banking operations and summary of bancassurance strategy

Shanghai Commercial Bank: overview of bancassurance products offered

Shanghai Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

Shanghai Pudong Development Bank: overview of banking operations and summary of bancassurance strategy

Shanghai Pudong Development Bank: overview of bancassurance products offered

Shanghai Pudong Development Bank: unweighted and weighted provider share of bancassurance partnerships

Shanghai Rural Commercial Bank: overview of banking operations and summary of bancassurance strategy

Shanghai Rural Commercial Bank: overview of bancassurance products offered

Shanghai Rural Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

Shinhan Financial Group: overview of banking operations and summary of bancassurance strategy

Shinhan Financial Group: overview of bancassurance products offered

Shinhan Financial Group: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XXXVIII

Shoko Chukin Bank: overview of banking operations and summary of bancassurance strategy

Shoko Chukin Bank: overview of bancassurance products offered

Shoko Chukin Bank: unweighted and weighted provider share of bancassurance partnerships

Siam Commercial Bank: overview of banking operations and summary of bancassurance strategy

Siam Commercial Bank: overview of bancassurance products offered

Siam Commercial Bank: unweighted and weighted provider share of bancassurance partnerships

Šiaulių Bankas: overview of banking operations and summary of bancassurance strategy

Šiaulių Bankas: overview of bancassurance products offered

Šiaulių Bankas: unweighted and weighted provider share of bancassurance partnerships

Sicredi: overview of banking operations and summary of bancassurance strategy

Sicredi: overview of bancassurance products offered

Sicredi: unweighted and weighted provider share of bancassurance partnerships

Skipton Building Society: overview of banking operations and summary of bancassurance strategy

Skipton Building Society: overview of bancassurance products offered

Skipton Building Society: unweighted and weighted provider share of bancassurance partnerships

SKOK: overview of banking operations and summary of bancassurance strategy

SKOK: overview of bancassurance products offered

SKOK: unweighted and weighted provider share of bancassurance partnerships

Skye Bank: overview of banking operations and summary of bancassurance strategy

Skye Bank: overview of bancassurance products offered

Skye Bank: unweighted and weighted provider share of bancassurance partnerships

Société Générale: overview of banking operations and summary of bancassurance strategy

Société Générale: overview of bancassurance products offered

Société Générale: unweighted and weighted provider share of bancassurance partnerships

Sonali Bank: overview of banking operations and summary of bancassurance strategy

Sonali Bank: overview of bancassurance products offered

Sonali Bank: unweighted and weighted provider share of bancassurance partnerships

SpareBank 1 Gruppen: overview of banking operations and summary of bancassurance strategy

SpareBank 1 Gruppen: overview of bancassurance products offered

SpareBank 1 Gruppen: unweighted and weighted provider share of bancassurance partnerships

Sparkasse KölnBonn: overview of banking operations and summary of bancassurance strategy

Sparkasse KölnBonn: overview of bancassurance products offered

Sparkasse KölnBonn: unweighted and weighted provider share of bancassurance partnerships

Standard Bank Group: overview of banking operations and summary of bancassurance strategy

Standard Bank Group: overview of bancassurance products offered

Standard Bank Group: unweighted and weighted provider share of bancassurance partnerships

Standard Chartered: overview of banking operations and summary of bancassurance strategy

Standard Chartered: overview of bancassurance products offered

Standard Chartered: unweighted and weighted provider share of bancassurance partnerships

State Bank of India: overview of banking operations and summary of bancassurance strategy

State Bank of India: overview of bancassurance products offered

State Bank of India: unweighted and weighted provider share of bancassurance partnerships

State Employees Credit Union: overview of banking operations and summary of bancassurance strategy

State Employees Credit Union: overview of bancassurance products offered

State Employees Credit Union: unweighted and weighted provider share of bancassurance partnerships

Sterling Bank: overview of banking operations and summary of bancassurance strategy

Sterling Bank: overview of bancassurance products offered

Sterling Bank: unweighted and weighted provider share of bancassurance partnerships

Suhyup Bank: overview of banking operations and summary of bancassurance strategy

Suhyup Bank: overview of bancassurance products offered

Suhyup Bank: unweighted and weighted provider share of bancassurance partnerships

Sumitomo Mitsui Financial Group: overview of banking operations and summary of bancassurance strategy

Sumitomo Mitsui Financial Group: overview of bancassurance products offered

Sumitomo Mitsui Financial Group: unweighted and weighted provider share of bancassurance partnerships

Suncorp Group: overview of banking operations and summary of bancassurance strategy

Suncorp Group: overview of bancassurance products offered


© FINACCORD (01/2018) XXXIX

Suncorp Group: unweighted and weighted provider share of bancassurance partnerships

SunTrust Banks: overview of banking operations and summary of bancassurance strategy

SunTrust Banks: overview of bancassurance products offered

SunTrust Banks: unweighted and weighted provider share of bancassurance partnerships

Swedbank: overview of banking operations and summary of bancassurance strategy

Swedbank: overview of bancassurance products offered

Swedbank: unweighted and weighted provider share of bancassurance partnerships

Synchrony Financial: overview of banking operations and summary of bancassurance strategy

Synchrony Financial: overview of bancassurance products offered

Synchrony Financial: unweighted and weighted provider share of bancassurance partnerships

Syndicate Bank: overview of banking operations and summary of bancassurance strategy

Syndicate Bank: overview of bancassurance products offered

Syndicate Bank: unweighted and weighted provider share of bancassurance partnerships

Taishin Financial Holding: overview of banking operations and summary of bancassurance strategy

Taishin Financial Holding: overview of bancassurance products offered

Taishin Financial Holding: unweighted and weighted provider share of bancassurance partnerships

Taiwan Cooperative Bank: overview of banking operations and summary of bancassurance strategy

Taiwan Cooperative Bank: overview of bancassurance products offered

Taiwan Cooperative Bank: unweighted and weighted provider share of bancassurance partnerships

Taiwan Financial Holdings: overview of banking operations and summary of bancassurance strategy

Taiwan Financial Holdings: overview of bancassurance products offered

Taiwan Financial Holdings: unweighted and weighted provider share of bancassurance partnerships

TCS Group: overview of banking operations and summary of bancassurance strategy

TCS Group: overview of bancassurance products offered

TCS Group: unweighted and weighted provider share of bancassurance partnerships

TD Bank Group: overview of banking operations and summary of bancassurance strategy

TD Bank Group: overview of bancassurance products offered

TD Bank Group: unweighted and weighted provider share of bancassurance partnerships

TEBA Group: overview of banking operations and summary of bancassurance strategy

TEBA Group: overview of bancassurance products offered

TEBA Group: unweighted and weighted provider share of bancassurance partnerships

The Co-operative Bank: overview of banking operations and summary of bancassurance strategy

The Co-operative Bank: overview of bancassurance products offered

The Co-operative Bank: unweighted and weighted provider share of bancassurance partnerships

Turkish Bank Group: overview of banking operations and summary of bancassurance strategy

Turkish Bank Group: overview of bancassurance products offered

Turkish Bank Group: unweighted and weighted provider share of bancassurance partnerships

U.S. Bancorp: overview of banking operations and summary of bancassurance strategy

U.S. Bancorp: overview of bancassurance products offered

U.S. Bancorp: unweighted and weighted provider share of bancassurance partnerships

UBA Group: overview of banking operations and summary of bancassurance strategy

UBA Group: overview of bancassurance products offered

UBA Group: unweighted and weighted provider share of bancassurance partnerships

UBI Banca: overview of banking operations and summary of bancassurance strategy

UBI Banca: overview of bancassurance products offered

UBI Banca: unweighted and weighted provider share of bancassurance partnerships

UBL: overview of banking operations and summary of bancassurance strategy

UBL: overview of bancassurance products offered

UBL: unweighted and weighted provider share of bancassurance partnerships

UBS: overview of banking operations and summary of bancassurance strategy

UBS: overview of bancassurance products offered

UBS: unweighted and weighted provider share of bancassurance partnerships

UCO Bank: overview of banking operations and summary of bancassurance strategy

UCO Bank: overview of bancassurance products offered

UCO Bank: unweighted and weighted provider share of bancassurance partnerships

Ukrgasbank: overview of banking operations and summary of bancassurance strategy


© FINACCORD (01/2018) XL

Ukrgasbank: overview of bancassurance products offered

Ukrgasbank: unweighted and weighted provider share of bancassurance partnerships

uniBank: overview of banking operations and summary of bancassurance strategy

uniBank: overview of bancassurance products offered

uniBank: unweighted and weighted provider share of bancassurance partnerships

Unicaja: overview of banking operations and summary of bancassurance strategy

Unicaja: overview of bancassurance products offered

Unicaja: unweighted and weighted provider share of bancassurance partnerships

UniCredit: overview of banking operations and summary of bancassurance strategy

UniCredit: overview of bancassurance products offered

UniCredit: unweighted and weighted provider share of bancassurance partnerships

Union Bank of India: overview of banking operations and summary of bancassurance strategy

Union Bank of India: overview of bancassurance products offered

Union Bank of India: unweighted and weighted provider share of bancassurance partnerships

Union National Bank: overview of banking operations and summary of bancassurance strategy

Union National Bank: overview of bancassurance products offered

Union National Bank: unweighted and weighted provider share of bancassurance partnerships

United Bank of India: overview of banking operations and summary of bancassurance strategy

United Bank of India: overview of bancassurance products offered

United Bank of India: unweighted and weighted provider share of bancassurance partnerships

UOB Group: overview of banking operations and summary of bancassurance strategy

UOB Group: overview of bancassurance products offered

UOB Group: unweighted and weighted provider share of bancassurance partnerships

UralSib: overview of banking operations and summary of bancassurance strategy

UralSib: overview of bancassurance products offered

UralSib: unweighted and weighted provider share of bancassurance partnerships

USAA: overview of banking operations and summary of bancassurance strategy

USAA: overview of bancassurance products offered

USAA: unweighted and weighted provider share of bancassurance partnerships

VakıfBank: overview of banking operations and summary of bancassurance strategy

VakıfBank: overview of bancassurance products offered

VakıfBank: unweighted and weighted provider share of bancassurance partnerships

Vancity: overview of banking operations and summary of bancassurance strategy

Vancity: overview of bancassurance products offered

Vancity: unweighted and weighted provider share of bancassurance partnerships

Vietcombank: overview of banking operations and summary of bancassurance strategy

Vietcombank: overview of bancassurance products offered

Vietcombank: unweighted and weighted provider share of bancassurance partnerships

Vietinbank: overview of banking operations and summary of bancassurance strategy

Vietinbank: overview of bancassurance products offered

Vietinbank: unweighted and weighted provider share of bancassurance partnerships

Virgin Money: overview of banking operations and summary of bancassurance strategy

Virgin Money: overview of bancassurance products offered

Virgin Money: unweighted and weighted provider share of bancassurance partnerships

Volksbank Gruppe: overview of banking operations and summary of bancassurance strategy

Volksbank Gruppe: overview of bancassurance products offered

Volksbank Gruppe: unweighted and weighted provider share of bancassurance partnerships

Votorantim Finanças: overview of banking operations and summary of bancassurance strategy

Votorantim Finanças: overview of bancassurance products offered

Votorantim Finanças: unweighted and weighted provider share of bancassurance partnerships

VTB Group: overview of banking operations and summary of bancassurance strategy

VTB Group: overview of bancassurance products offered

VTB Group: unweighted and weighted provider share of bancassurance partnerships

Wells Fargo: overview of banking operations and summary of bancassurance strategy

Wells Fargo: overview of bancassurance products offered

Wells Fargo: unweighted and weighted provider share of bancassurance partnerships


© FINACCORD (01/2018) XLI

Westpac: overview of banking operations and summary of bancassurance strategy

Westpac: overview of bancassurance products offered

Westpac: unweighted and weighted provider share of bancassurance partnerships

Woori Bank Group: overview of banking operations and summary of bancassurance strategy

Woori Bank Group: overview of bancassurance products offered

Woori Bank Group: unweighted and weighted provider share of bancassurance partnerships

Wüstenrot & Württembergische: overview of banking operations and summary of bancassurance strategy

Wüstenrot & Württembergische: overview of bancassurance products offered

Wüstenrot & Württembergische: unweighted and weighted provider share of bancassurance partnerships

Yamaguchi Financial Group: overview of banking operations and summary of bancassurance strategy

Yamaguchi Financial Group: overview of bancassurance products offered

Yamaguchi Financial Group: unweighted and weighted provider share of bancassurance partnerships

Yorkshire Building Society: overview of banking operations and summary of bancassurance strategy

Yorkshire Building Society: overview of bancassurance products offered

Yorkshire Building Society: unweighted and weighted provider share of bancassurance partnerships

Zenith Bank: overview of banking operations and summary of bancassurance strategy

Zenith Bank: overview of bancassurance products offered

Zenith Bank: unweighted and weighted provider share of bancassurance partnerships

Ziraatbank: overview of banking operations and summary of bancassurance strategy

Ziraatbank: overview of bancassurance products offered

Ziraatbank: unweighted and weighted provider share of bancassurance partnerships

Zürcher Kantonalbank: overview of banking operations and summary of bancassurance strategy

Zürcher Kantonalbank: overview of bancassurance products offered

Zürcher Kantonalbank: unweighted and weighted provider share of bancassurance partnerships

GLOBAL BANCASSURANCE: GROUPS TABLE OF · PDF fileTravel insurance .....12 Other commercial...

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Transcript of GLOBAL BANCASSURANCE: GROUPS TABLE OF · PDF fileTravel insurance .....12 Other commercial...