July 2015

NEW BRANCH Coming to NoviWe are pleased to announce the

opening of another DMCU branch, coming soon to Novi! Watch for

more information.

Reward Yourself for Shopping!With our FREE DMCU Rewards program, you can earn reward points just for using your DMCU debit card! Simply swipe your card and SIGN for your purchase to earn one reward point for every two dollars you spend.

Your reward points can be redeemed for: • Travel rewards • Merchandise • Gift cards • Downloadable rewards • Charitable donations • And more!

There’s no need to enroll—you’ll automatically earn points whenever you use your debit card. And, we’ll keep track of your points for you, so all you’ll need to think about is how you’ll spend your reward points! For quick, easy access to your rewards, visit our homepage at www.dmcu.com and click on the “DMCU Rewards” link.

Get up to 2% Less or $200! Refinance & Save!If you have vehicle loans at other lenders, bring those loans to DMCU. In addition to saving money by refinancing at our low rates, take advantage of the offers below.

Receive your DMCU secured vehicle loan at up to 2% APR* less than the rate you are paying at another lender,*

OR Receive up to $200 in cash when you close your loan**

This offer is available for a limited time, so bring your loans to DMCU today. Apply online 24/7 at dmcu.com, or stop by the Credit Union office.

*Floor rate is 1.99% annual percentage rate. Rates may vary depending on the age of the collateral and credit qualifications. Vehicles currently financed at DMCU are NOT eligible for promotion. Please contact us for the details of this limited time offer. **$100 on loans from $5,000-$10,000 and $200 on loans over $10,000.

COMING SOON…New loan program with lease like payments.

Most employers, including the city of Detroit, are encouraging all workers to sign up for Direct Deposit by the end of the year, so if you haven’t made the switch yet, it’s time to join the rest of your coworkers and sign up today! Once you sign up for Direct Deposit, your paycheck will be electronically deposited right into your DMCU account every payday. It will be on time, every time—and, you’ll never have to make another trip into the Credit Union to deposit your check again! So don’t delay, contact the Credit Union to sign up for Direct Deposit today.

DO YOU DIRECT DEPOSIT?

Shred DayIt’s not too late to give your file drawers a good spring cleaning. In fact, with Shred Day coming up at Diversified Members Credit Union, now’s the perfect time to get started. So go ahead and pack up all your outdated sensitive documents and plan to bring them by the Clawson Branch on Saturday, August 8 from 9:00 am to 12:00 pm. We’ll shred them while you watch! Limit four standard banker boxes per member.

If you can’t make it to Shred Day at our Clawson Branch, don’t worry! We’ll be offering members another opportunity to have their documents shredded on Saturday, October 17 at our Detroit Branch. Please watch for more details coming soon.

Coat & Blanket DrivePlease join us in our efforts to gather new or gently used coats and blankets to be donated to the Salvation Army. We will have a donation drop box available in our lobby throughout September and October to make donating your items easy and convenient. Thank you in advance for your support!

Account Resolution Department has moved to our Clawson Location625 N. MainClawson, MI 48017(248) 435-0950

Get a loan with DMCU for $3,000 or more and you could win tickets to the Detroit Tigers, Lions, Red Wings or Pistons game OR a chance to see Madonna at the Joe Louis Arena on October 1, 2015. Contact us today to learn how to apply!

LIONSRED WINGSPISTONS

TIGERS

MADONNA

Detroit

OR

Back-to-School Youth Week BashJoin us during the week of August 17-21, 2015, for the Annual Back-to-School Youth Week Bash. Every child (birth to 18 years old), who makes a deposit into their savings account for $5.00 or more, will receive free school supplies and an entry into a drawing for a chance to win a prize.*

First prize is a laptop! Second place is a movie ticket gift card.

Third is a flash drive. If you know a child or young adult that is not a member of DMCU, now is a great time for them to open an account! DMCU proudly supports the Metro East Chapter of Credit Unions School Supply Initiative in Macomb County! *No purchase necessary

Wayne County Charities:• JULY – DEPARTMENT OF HUMAN SERVICES

(DHS) is a State of Michigan public assistance child and family welfare agency assisting over 100 counties around the state.

• AUGUST – REVOLUTION FLAG GROUP is a fully insured flag and flagpole installation business that services Southeastern Michigan.

• SEPTEMBER – WIGS 4 KIDS is an organization that reaches out to kids and young adults with hair loss. The program is available to any child or teen from ages 3 to 18 in Michigan at no cost to them or their families. The main focus is on cancer patients.

Oakland County Charities:• JULY- NEW GATEWAYS, INC. is a day program for developmentally

disabled adults.

• AUGUST- CLAWSON ROTARY CLUB is an organization that encourages and fosters the idea of service as a basis of worthy enterprise.

• SEPTEMBER- CLAWSON LIONS CLUB is the largest world-wide community service organization that is actively involved in many projects that benefit residents of Clawson and surrounding communities.

DMCU IN THE COMMUNITY HOLIDAY CLOSINGS

I N D E P E N D E N C E D AYFriday, July 3

L A B O R D AYMonday, September 7

CO LU M B U S D AY Monday, October 12

Monitor/Check Your Credit Score for FREE If you’ve applied for a DMCU loan recently, you can view your most recent credit score just by logging into your online banking account! Contact a member service representative for details.

Go Lions!As the official credit union of the Detroit Lions, Diversified Members Credit Union is proud to sponsor each game’s coin flip! We’ll also be giving away Lion’s merchandise, tickets, and other cash prizes. Watch for more information coming soon!

LOCATIONSMain Office/Drive Thru1480 E. Jefferson Avenue Detroit, MI 48207

P 313-568-5000

TF 877-774-9054

General Fax 313-568-6170

Loan Dept. Fax 313-262-0155

Coleman A. Young Municipal Center2 Woodward, Suite 118 Detroit, MI 48226

P 313-202-9388 F 313-309-3430

Clawson625 N. Main Clawson, MI 48017

P 248-435-0950 F 248-435-7845

TF 800-482-2667

Novi25150 Trans-X Drive P.O. Box 164 Novi, MI 48376-0164

P 248-344-2560 F 248-344-4316

Cu*Talk 800-860-5704 • CU ID #166 Routing & Transit #: 272078297

Xtend www.xtendcu.com/branches/find/xtend

WWW.DMCU.COMCall us or visit our website for our hours of operation.

Credit Union Shared Branches & Atmswww.co-opnetwork.org • 888-287-9475

APYSavings .............. 0.30%IRA Savings ........ 0.50% Checking ............ 0.10%Christmas Club ... 0.35%

(through 10/31/15)

CERTIFICATES OF DEPOSIT6 month ........... 0.60%1 Year ............... 0.75%2 Year ............... 1.00%3 Year ............... 1.30%5 Year ............... 1.70%

Quarterly Dividends* 7/1/2015 -9/30/2015

• August 7, 2015• September 1, 2015• October 2, 2015• November 2, 2015

UPCOMING POPCORN DAYS

Diversified Members Credit Union is proud to have partnered with

Detroit Lions and are their official Credit Union!

*Rates on CDs are subject to change without notice. Dividends on 12-, 24-, 36- and 60-month CDs are paid on the quarterly anniversary of when the CD was opened. Dividends on 6-month CDs are paid at maturity.

Officials Serving the Membership

BOARD OF DIRECTORSAlbert Patrick Jr., Chairperson

Bruce Kennedy, Vice ChairpersonDr. Pamela Scales, Treasurer

Francis Allen, SecretaryCarl Jarboe, Director

Gene P. Moss, DirectorRichard Caretti, DirectorRobert Pontoo, DirectorVirginia Sikora, Director

SUPERVISORY COMMITTEEJon P. Messner, Chairperson

Jerry Pokorski | Kathryn Waraksa

LOAN REVIEW COMMITTEESandra A. Coleman, ChairpersonNicholas Degel | William Parks

Jimmy Roberts

MANAGEMENTKathie Trembath, President/CEO

Kevin Finneran, Executive Vice President

Michigan Humane Society Drive

Diversified Members Credit Union will be collecting dog and cat food, treats, leashes and crate donations for the Michigan Humane Society. We invite you to assist us in our efforts by dropping donations off at the Credit Union anytime during August & September.