Georgia National Public Opinion Survey on Remittances · 2011. 2. 16. · Svaneti 3. Guria 4....
Transcript of Georgia National Public Opinion Survey on Remittances · 2011. 2. 16. · Svaneti 3. Guria 4....
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Georgia National Public Opinion Survey on Remittances
July, 2007
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1 percentage pointMargin of error
GeorgianLanguages of interviews
January 3 – 28, 2007Dates of interviews
5,005 Georgian adultsSample size
Methodology
51
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Demographics of Georgia Remittance Recipients
52
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16%
14%
29%
17%
24%
17%
20%
28%
20%
14%
0% 10% 20% 30% 40%
65 +
50-64
35-49
25-34
18-24
Adultpopulation*
Remittancerecipients
*Georgian Department of Statistics
Age
53
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55%
54%
45%
46%
0% 20% 40% 60%
Remittancerecipients
Adultpopulation Male
Female
Gender
54
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4%
9%
41%
25%
4%
7%
10%
31%
37%
18%
0% 10% 20% 30% 40% 50%
More than 600 lari
400 to 600 lari
250 to 400 lari
100 to 250 lari
Less than 100 lari
Adultpopulation
Remittancerecipients
Official exchange rate is US$1.71 to 1 lari, National Bank of Georgia
Monthly Household Income
55
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37%
27%
31%
5%
32%
28%
31%
9%
0% 10% 20% 30% 40%
University graduate or more
Some university or technicalschool
Completed secondary school
Did not complete secondaryschool
Adultpopulation
Remittancerecipients
Education
56
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3%
3%
6%
8%
9%
11%
14%
17%
24%
3%
3%
7%
9%
9%
5%
12%
11%
16%
25%
5%
0% 10% 20% 30%
Guria
Mtskheta Mtianeti
Shida Kartli
Adjara
Kakheti
Samtskhe Javakheti
Kvemo Kartli
Samegrelo-Zemo Svaneti
Imereti
Tbilisi
Adultpopulation
Remittancerecipients
Regions
57
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Approximately 95 percent of the Georgian population resides in the 10 regions where polling was conducted.No interviews were conducted in Region 1 (Abkhazia) because of security concerns or in Region 5 (Racha-Lechkhumi and Kvemo Svaneti) because it contains less than 1 percent of the population.
1. Abkhazia2. Samegrelo-Zemo
Svaneti3. Guria4. Adjara5. Racha-Lechkumi and
Kvemo Svaneti6. Imereti7. Samtskhe-Javakheti8. Shida Kartli9. Mtskheta-Mtianeti10. Kvemo Kartli11. Kakheti12. Tbilisi
Regions
58
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47%
49%
53%
51%
0% 10% 20% 30% 40% 50% 60%
Remittancerecipients
Adult population Urban
Rural
Urban vs. Rural
59
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Remittances to Georgia
60
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63%
37%
Yes
No
Do you have family members living in another country outside of Georgia?
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28%
63%
9%Yes
No
Do not havefamily inanothercountry
Have any of your relatives living in another country outside of Georgia ever sent you money?
62
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5%
6%
7%
8%
9%
9%
11%
12%
18%
7%
0% 10% 20%
Shida Kartli
Adjara
Mtskheta Mtianeti
Kakheti
Guria
Tbilisi
Kvemo Kartli
Imereti
Samegrelo-Zemo Svaneti
Samtskhe Javakheti
Remittance RecipientsBy Region
63
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Nine percent of Georgian adults – approximately 317,000 people – received remittances on a regular basis during 2006.
Major Findings
64
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2%
5%
8%
8%
15%
17%
45%
0% 10% 20% 30% 40% 50%
Turkey / Israel
Armenia / Azerbaijan
Eastern Europe**
USA
Greece
Western Europe*
Russia
*Germany, France, Austria, Belgium, Switzerland, Netherlands, Italy, Spain, Portugal, Finland, England, Norway
**Ukraine, Czech Republic, Belarus
Country of Residence of Remittance Senders
65
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2%
2%
2%
2%
3%
3%
3%
4%
9%
54%
0% 10% 20% 30% 40% 50% 60%
Vladivostok
Volgograd
Permi
Stavropol
Armavir
Rostov
Tiumen
Krasnodar
Saint-Petersburg
Moscow
Russian City of Residence of Remittance Senders
66
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26%
23%
13%
25%
13%
0% 5% 10% 15% 20% 25% 30% 35% 40%
Aunt / Uncle /Cousin / Other
Son or Daughter
Husband or Wife
Sister or Brother
Father or Mother
What is your relationship to the person who sends you money?
67
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1%
9%
20%
30%
32%
7%
0% 5% 10% 15% 20% 25% 30% 35% 40%
Don't know / No answer
About once a year
Every 4 to 6 months
Every 2 to 3 months
Once a month
2 times a month or more
How frequently does your family member send you money?
68
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The average Georgian remittance recipient receives money 8 times a year.
Major Findings
69
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33%
17%
40%
10%
0% 10% 20% 30% 40% 50%
More than 5years
Between 3 and 5years
Between 1 and 3years
Less than oneyear
For how many years has this family member been sending you money?
70
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3%
2%
3%
3%
19%
37%
33%
0% 5% 10% 15% 20% 25% 30% 35% 40%
Don't know / No answer
More than $500
$401 to $500
$301 to $400
$201 to $300
$101 to $200
$100 or less
How much money – on average – does your family member send you each time?In US dollars
71
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The average remittance to Georgia is US$165.
Major Findings
72
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The survey indicates that Georgia received approximately US$418 million or €304 million in remittances during 2006.
Major Findings
73
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Remittances
€15 millionArmenia / Azerbaijan
€24 millionUSA€24 millionEastern Europe
€45 millionGreece
€304 millionTotal€6 millionTurkey / Israel
€50 millionWestern Europe€140 millionRussiaAmount in remittancesCountry of family member
74
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The Remittance Process
75
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1%
1%
2%
12%
20%
64%
0% 10% 20% 30% 40% 50% 60% 70% 80%
By mail
At a remittance company
Credit card or ATM card
Family member travelling to/from Georgia
By courier
At a bank
How do you receive this money?
76
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5%
12%
29%
54%
1%
12%
11%
76%
0% 20% 40% 60% 80%
Other
Family membertravelling to / from
Georgia
By courier
At a bank
RussiaOther
How do you receive this money?By Location of Family Member
77
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2%
2%
18%
78%
0% 20% 40% 60% 80% 100%
Don't know / Noanswer
Not satisfied
Somewhatsatisfied
Very satisfied
How satisfied are you with the services of the bank or remittance company?
78
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3%
6%
13%
6%
72%
0% 10% 20% 30% 40% 50% 60% 70% 80%
None
Less than aquarter
Half
Three-quarters
All
Approximately what portion of the money you receive do you spend on daily expenses?
79
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Georgian remittance recipients spend approximately 85 percent of the money they receive on basic daily expenses such as food, housing, clothing, utilities and medicine.
Major Findings
80
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18%
3%
3%
11%
21%
26%
0% 5% 10% 15% 20% 25% 30%
Other
Open a savings account
Start a business
Buy or build a house
Health or life insurance
Education
Other than daily expenses, what do you use the money for?
81
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4%
17%
30%
40%
9%
0% 10% 20% 30% 40% 50%
Once a year
A few times a year
Once a month
Once a week
Everyday
How often do you communicate with this family member or relative – the one that sends you money?
82
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14%
11%
23%
19%
24%
8%
0% 5% 10% 15% 20% 25% 30%
More than 5 people
5 people
4 people
3 people
2 people
1 person
How many people – including yourself – benefit from the money you receive from your family?
83
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Approximately 1 millionGeorgians benefit from remittances.
Major Findings
84
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The Georgia Banking System and Investment Potential
85
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24%
64%
10%
2%
0% 20% 40% 60%
Bad
Mediocre
Good
Excellent
Overall how do you see your family’s personal economic situation in Georgia?Remittance Recipients
86
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5%
14%
81%
Positive
Negative
Don't know/ No answer
Overall, do you have a positive or negative opinion of the banks in Georgia? Remittance Recipients
87
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89%
11%
Yes
No
Do you have a bank account?Remittance Recipients
88
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92%
1%
2%
5%
0% 20% 40% 60% 80% 100%
None
Savings account
Business
Property
Do you have any investments in Georgia?Remittance Recipients
89
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22%
26%
28%
32%
40%
0% 10% 20% 30% 40% 50%
Open savingsaccount
Finance universityeducation
Mortgage / Loan tobuy house
Loan to financebusiness
Health / Lifeinsurance
Remittance recipients “very interested”in financial investment products
90
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Russian – Georgian Relations and Remittances
91
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35%
65%
Yes
No
Did your family member living abroad send you money during the last 3 months? Remittance Recipients with relatives in Russia
92
![Page 44: Georgia National Public Opinion Survey on Remittances · 2011. 2. 16. · Svaneti 3. Guria 4. Adjara 5. Racha-Lechkumi and Kvemo Svaneti 6. Imereti 7. Samtskhe-Javakheti 8. Shida](https://reader036.fdocuments.in/reader036/viewer/2022070223/6145fbab8f9ff812541ff9f5/html5/thumbnails/44.jpg)
57%
4%
39%Yes
No
Does the conflict between Russia & Georgia affect your family members’ living condition in Russia?Remittance Recipients with relatives in Russia
93
![Page 45: Georgia National Public Opinion Survey on Remittances · 2011. 2. 16. · Svaneti 3. Guria 4. Adjara 5. Racha-Lechkumi and Kvemo Svaneti 6. Imereti 7. Samtskhe-Javakheti 8. Shida](https://reader036.fdocuments.in/reader036/viewer/2022070223/6145fbab8f9ff812541ff9f5/html5/thumbnails/45.jpg)
63%
4%
33%
Yes
No
Does the conflict between Russian & Georgia put obstacles in the money transfer process?Remittance Recipients with relatives in Russia
94