Genesee Community Genesee Community College Benefits - GEACollege Benefits - GEA

Gina WeaverGina Weaver

Associate Vice PresidentAssociate Vice President

Human ResourcesHuman Resources

Medical Medical

• 2 options2 options– Health & WellnessHealth & Wellness– Traditional – grandfathered onlyTraditional – grandfathered only

• Self Insured through Genesee County, Self Insured through Genesee County, Administered by Independent Health Administered by Independent Health

• Cost – New hires after 1/1/05Cost – New hires after 1/1/05– Single/Single with child, 10% of costSingle/Single with child, 10% of cost– Family Plan/Two Adults, 15% of costFamily Plan/Two Adults, 15% of cost

Genesee County Health & Wellness PlanID: Group Number:

Member Administered by:Susie Snowflake

PrescriptionsPrescriptions

• PharmacarePharmacare– Generic $5Generic $5– Brand Name $10Brand Name $10

Genesee County Health and Wellness PlanGenesee County Health and Wellness PlanHighlightsHighlights

In- NetworkIn- Network Out-of-NetworkOut-of-NetworkEmployee PaysEmployee Pays Employee PaysEmployee Pays

DeductibleDeductible NoneNone $150 per individual/ $300 per $150 per individual/ $300 per familyfamily

Out-of-Pocket MaxOut-of-Pocket Max Combined- $1250 per individual/ $2500 per familyCombined- $1250 per individual/ $2500 per family

Primary Care Office VisitPrimary Care Office Visit $15 co-pay$15 co-pay 20%after deductible20%after deductible

Specialist Office VisitSpecialist Office Visit $15 co-pay$15 co-pay 20% after deductible20% after deductible

Chiropractic VisitChiropractic Visit $15 co-pay$15 co-pay 20% after deductible20% after deductible

Mental Health OutpatientMental Health Outpatient $15 co-pay$15 co-pay 20% after deductible20% after deductible

In-patient Hospital CareIn-patient Hospital Care $250 co-pay/individual/ $250 co-pay/individual/ 20% after deductible20% after deductible$500 max./family$500 max./family

365 days 365 days (mental health 30 days)(mental health 30 days)

Laboratory ServicesLaboratory Services Covered in fullCovered in full 20% after deductible20% after deductible

Radiology, MRI, CATRadiology, MRI, CAT $15 co-pay$15 co-pay 20% after deductible20% after deductible

Genesee County Health and Wellness Genesee County Health and Wellness PlanPlanHighlights (con’t.)Highlights (con’t.)

In- NetworkIn- Network Out-of-NetworkOut-of-NetworkEmployee PaysEmployee Pays Employee PaysEmployee Pays

Emergency RoomEmergency Room $50 co-pay $50 co-pay $50 co-pay $50 co-pay (waived if admitted)(waived if admitted)

Urgent Care CenterUrgent Care Center $15 co-pay$15 co-pay $15 co-pay $15 co-pay

Medical Equip. & SuppliesMedical Equip. & Supplies $15 co-pay$15 co-pay 20% after deductible20% after deductible

Surgeon ChargesSurgeon Charges Covered in full Covered in full 20% after deductible20% after deductible

Out-patient Surgical FacilityOut-patient Surgical Facility $50 co-pay $50 co-pay 20% after deductible20% after deductible(does not apply to(does not apply topreventive services)preventive services)

Diabetic SuppliesDiabetic Supplies 20% co-pay (covered under 20% co-pay (covered under pharmacy vendor) pharmacy vendor)

Skilled Nursing FacilitySkilled Nursing Facility $250 co-pay 120 days/$250 co-pay 120 days/ 20% after deductible 120 20% after deductible 120 days/ days/ calendar yearcalendar year calendar yearcalendar year

WaiverWaiver

• Available with proof of insuranceAvailable with proof of insurance– Payable in 2 installmentsPayable in 2 installments

2009-2010, $4000 couples/family2009-2010, $4000 couples/family

Payable in December and May Payable in December and May

DentalDental

• Health Economics, Plan administratorHealth Economics, Plan administrator

• Self Insured through Genesee County Self Insured through Genesee County

• Diagnostic and Preventative Diagnostic and Preventative – Plan pays 100% of UCR up to $40, then Plan pays 100% of UCR up to $40, then

50%50%– Other services covered based on chartOther services covered based on chart

RetirementRetirement

• TRSTRS– Membership on or after 9/1/83, Tier 4Membership on or after 9/1/83, Tier 4– Members contribute 3% for first 10 yrsMembers contribute 3% for first 10 yrs– Pension factor x final salary = pensionPension factor x final salary = pension– Five year vestingFive year vesting

RetirementRetirement

• ERSERS– Hired after September 1, 1983, Tier 4Hired after September 1, 1983, Tier 4– Members contribute 3% for first 10 yrsMembers contribute 3% for first 10 yrs– Benefit = yrs of service x % FASBenefit = yrs of service x % FAS– Five year vestingFive year vesting

RetirementRetirement

• ORP, hired after July 1, 1992 Tier IV(a) ORP, hired after July 1, 1992 Tier IV(a) – Employee contributes 3% Employee contributes 3%

• For first 10 years. As of 4/1/08 will be phased out 1% For first 10 years. As of 4/1/08 will be phased out 1% each year each year

– Employer contributesEmployer contributes• 8% for the first seven yrs8% for the first seven yrs

• 10% for subsequent yrs10% for subsequent yrs

• As of 4/1/08 increases to 13% for 10 years by 1% each As of 4/1/08 increases to 13% for 10 years by 1% each year year

Choice of investment alternativesChoice of investment alternatives

– Thirteen month delayed vestingThirteen month delayed vesting

RetirementRetirement

• SupplementalSupplemental– 403 (b)403 (b)– Limit if under age 50, 2009 = $16,500Limit if under age 50, 2009 = $16,500– Over age 50 = $22,000Over age 50 = $22,000– Tax deferred savingsTax deferred savings

Leave of AbsencesLeave of Absences• Personal Days – Personal Days –

– Faculty - 3 per contract yearFaculty - 3 per contract year– TA, TS, 12 month Directors – 4 per contract yearTA, TS, 12 month Directors – 4 per contract year

• Unused rolls into sick timeUnused rolls into sick time

• May not be used to extend a vacation or holidayMay not be used to extend a vacation or holiday

• Sick Days – Sick Days – – Faculty - 20 days upon commencement of the Faculty - 20 days upon commencement of the

contract year. contract year. – TA, TS, 12 month Directors – 24 per contract yearTA, TS, 12 month Directors – 24 per contract year– Can accumulate up to max number of work days in Can accumulate up to max number of work days in

the work year.the work year.– NO SHORT TERM DISABILITY!NO SHORT TERM DISABILITY!

Leave of Absences (cont.)Leave of Absences (cont.)• Vacation – Only for 12 month employees – Vacation – Only for 12 month employees –

are eligible for 20 days per academic year. are eligible for 20 days per academic year. May carry over up to 5 days of unused May carry over up to 5 days of unused vacation. vacation. – Unused beyond the 5 days rolls as sick timeUnused beyond the 5 days rolls as sick time

• Info on GenESISInfo on GenESIS - You can view paystubs, - You can view paystubs, earning records and leave balances by earning records and leave balances by logging into your GenESIS account.  Choose logging into your GenESIS account.  Choose “Employee Services” under the My GenESIS “Employee Services” under the My GenESIS tab.tab.

Leave of Absences (cont.)Leave of Absences (cont.)• Bereavement Leave – 4 days for Bereavement Leave – 4 days for

immediate family member immediate family member

• Sabbatical leave – after 6 years of Sabbatical leave – after 6 years of continuous full time service continuous full time service

• Jury duty – receive regular payJury duty – receive regular pay

Life InsuranceLife Insurance

• 2x annual salary, including AD&D2x annual salary, including AD&D

• Long Term Disability, 60% of salary Long Term Disability, 60% of salary up to a max of $2500 per month up to a max of $2500 per month after 6 monthsafter 6 months

HolidaysHolidays

• All full time professional staff are All full time professional staff are eligible for twelve (12) paid holidays eligible for twelve (12) paid holidays each yeareach year

New Years DayNew Years Day Labor DayLabor Day

Martin Luther King DayMartin Luther King Day Columbus DayColumbus Day

President’s DayPresident’s Day Thanksgiving DayThanksgiving Day

Good Friday / Floating DayGood Friday / Floating Day Day After ThanksgivingDay After Thanksgiving

Memorial DayMemorial Day Last workday before ChristmasLast workday before Christmas

Independence DayIndependence Day Christmas DayChristmas Day

Flexible Spending AccountsFlexible Spending Accounts

• Pre-tax dollarsPre-tax dollars– Medical, Dental, VisionMedical, Dental, Vision

•$3,600 max per year$3,600 max per year

– Dependent CareDependent Care•$5,000 max per year$5,000 max per year

• Use it or loose it!Use it or loose it!

EAPEAP

• Counseling services for employees Counseling services for employees and their familiesand their families

• Contact is confidentialContact is confidential

• No cost to employeeNo cost to employee

Tuition WaiversTuition Waivers

• GCC WaiversGCC Waivers– Available for spouse and children Available for spouse and children

•Must apply for TAP and PELLMust apply for TAP and PELL

•Limited to tuition onlyLimited to tuition only

– Employees are eligible on a space Employees are eligible on a space available basis during non working hoursavailable basis during non working hours

• SUNY waivers – Employee onlySUNY waivers – Employee only– Up to 50%Up to 50%

Professional Development Professional Development

• Each unit member receives $350 per Each unit member receives $350 per yearyear

• GEA professional development fund GEA professional development fund total $12,500 total $12,500

PaychecksPaychecks

• Paychecks are issued on alternate Fridays; Paychecks are issued on alternate Fridays; Paychecks are for the two-week period ending on Paychecks are for the two-week period ending on the day in which payment is made for regular the day in which payment is made for regular employees.  employees. 

• Paychecks are available for pickup at the Business Paychecks are available for pickup at the Business Office or, if requested, at a Campus Center.  Office or, if requested, at a Campus Center. 

Paychecks not picked up by 3PM Friday will be Paychecks not picked up by 3PM Friday will be mailed.  Direct deposit notifications are held in the mailed.  Direct deposit notifications are held in the Business Office, or couriered to a Campus Center Business Office, or couriered to a Campus Center if requested, for pick up.  Unless special if requested, for pick up.  Unless special arrangements are requested, direct deposit arrangements are requested, direct deposit notifications notifications will not be mailedwill not be mailed..