General Ledger Oracle

7/30/2019 General Ledger Oracle

1/98

Bkpcnkndtmtbad md` ^snr Fub`n ae FC Ka`ucn(Fndnrmc Cn`fnr"

Omsbi Yntups md` Omsbi ^snr Bdtnremin

=$ @nebdbdf Ecnx+ebnc`M$ Umcun md` Umcun YntO$ @nebdbdf Miiaudtbdf Ecnx+ebnc` Ynfkndt Ytruiturn$I$ @nebdbdf Miiaudtbdf Ynfkndt Umcuns$

?$ @nebdbdf Imcnd`nrs$

9$ @nebdbdf Iurrndibns

0$ Miiaudtbdf Yntup>$ Ndtnrbdf Gaurdmc 7 Zrnrnqubsbtns (Yystnk M`kbdbstrmtbad# Apnd Znrba`s"

5$ Ndtnrbdf Gaurdmc 7 Pypns ae Gaurdmc# Zastbdf

6$ Yharthmd` Mcbmsns

8$ @nebdbdf @aiukndt Ynqundin

2$ @mtm Miinss Ynt

=:$ Irass vmcb`mtbad==$ Yniurbty _ucn

=?$ @nebdbdf Yukkmry Miiaudts

=9$ Ou`fnt

=0$ Gaurdmc Mppravmc

=>$ Iadsacb`mtbad

=5$ Cn`fnr Ynt=6$ Ebdmdibmc Ytmtnkndt Fndnrmtar (EYF"


2/98

Apnd Armicn md` ndtnr usnr b` md` pmsswar`$ M wbdàw sbkbcmr ta oncaw bkmfn wbcc

mppnmr$

Yncnit Fndnrmc Cn`fnr# Ubsbad apnrmtbads (^YM" erak thn cnet hmd` mvmbcmocn

aptbads $ M cbst ae aptbads wbcc mppnmr bd thn kb``cn ae thn pmfn sncnit Ndtnr bt wbcc

cmudih Armicn Mppcbimtbads Zrafrmk$

Armicn mppcbimtbads pmfn wbcc mppnmr sbkbcmr ta moavn bkmfn ad thn rbfht hmd`# thn

dmvbfmtbad wbdàw wbcc on oncaw thn ndtnr gaurdmcs md` ebd` gaurdmcs wbdàw# adn

imd icasn thnsn md` stmrt dmvbfmtbdf ms pnr rnqubrnkndt$


3/98

=$ @nebdbdf Ecnx+ebnc`M ecnx+ebnc` bs m ebnc` km`n up ae suoebnc`s# ar snfkndts$ M ecnx+ebnc` mppnmrs ad yaur

eark ms m papup wbd`aw thmt iadtmbds m prakpt ear nmih snfkndt$ Nmih snfkndt hms m dmkn md` m snt aevmcb` vmcuns$ Phnrn mrn twa typns ae ecnx+ebnc`s7 lny ecnx+ebnc`s md` `nsirbptbvn ecnx+ebnc`s$

M$ Umcun % Umcun Ynt

Yntup 4 Ebdmdibmcs 4 Ecnx+ebnc`s 4 Umcb`mtbad 4 Ynts$

Ndtnr Umcun Ynt Dmkn md` @nsirbptbad

^sn adcy cnttnrs# dukonrs# md` ud`nrsiarns (Q" bd yaur vmcun snt dmkn$ Rau shauc` dat bdicu`n mdyspmins# quatns# ar athnr spnibmc ihmrmitnrs bd yaur vmcun snt dmkn$ @a dat usn thn strbdf ECNX ms pmrt aeyaur vmcun snt dmkn$

Cbst Pypn7

Ihaasn Cbst ae Umcuns be yaur vmcun snt shauc` dat pravb`n thn Cadf Cbst enmturn bd Armicn Earksmppcbimtbads$ M usnr wbcc dat snn m pap cbst bd Armicn YnceYnrvbin mppcbimtbads$Ihaasn Cadf Cbst ae Umcuns be yaur vmcun snt shauc` pravb`n thn Cadf Cbst enmturn bd Armicn EarksMppcbimtbads$ Phn Cadf Cbst enmturn rnqubrns m usnr ta ndtnr m pmrtbmc snfkndt vmcun onearn thn cbst ae vmcunsrntrbnvns mcc mvmbcmocn vmcuns$

Cadf Cbst ae Umcuns karn thmd ?:: vmcuns nxpnitn`

Zap+cbst enwnr thmd =: vmcuns nxpnitn`

Cbst ae Umcuns ontwnnd =: md` ?:: vmcuns nxpnitn`

Yniurbty Pypn

Da Yniurbty Mcc sniurbty bs `bsmocn` ear thbs vmcun snt$


4/98

Hbnrmrihbimc Yniurbty Vbth thbs enmturn mdy sniurbty rucn thmt mppcbns ta m pmrndt vmcun mcsa mppcbns tabts ihbc` vmcuns$

Dad+Hbnrmrihbimc Yniurbty Yniurbty bs ndmocn`# out thn rucns ae hbnrmrihbimc sniurbty à dat mppcy$ Phmt bsm sniurbty rucn thmt mppcbns ta m pmrndt vmcun àns dat imsim`n àwd ta bts ihbc` vmcuns$

Earkmt Pypn

Ihmr

Ihmr cnts yau ndtnr mdy ihmrmitnr vmcuns# bdicu`bdf cnttnrs# dukonrs#md` spnibmc ihmrmitnrs $ Be yau ihaasn

thbs earkmt typn out ndtnr vmcuns thmt mppnmr ta on dukonrs# suih ms=:: ar ?:# yau shauc` on mwmrn thmtthnsn vmcuns wbcc stbcc onhmvn ms ihmrmitnr vmcuns$ Be yau wmdt suih vmcuns ta onhmvn karn cbln duknrbivmcuns# yau shauc` ihnil thn _bfhtgustbey md` Wnraebcc Dukonrs ihnil oax$

@mtn

@mtn ndearins m `mtn earkmt suih ms @@KADRR ar @@KADRRRR# `npnd`bdf ad thn kmxbkuksbzn ear thbs vmcun snt$

Kmxbkuk Ybzn @mtn Earkmt

2 @@KADRR

== @@KADRRRR

@mtn Pbkn

@mtn Pbkn ndearins m `mtn earkmt suih ms @@KADRR HH?07KB# `npnd`bdf ad thn kmxbkuk sbzn ear

thbs vmcun snt$ Phnsn mrn thn suppartn` `mtntbkn earkmts md` vmcun snt kmxbkuk sbzns yau imd usn ear@mtn Pbkn7

Kmxbkuk Ybzn @mtn Earkmt=> @@KADRR HH?07KB

=8 @@KADRR HH?07KB7YY

Dukonr

Dukonr cnts yau ndsurn thmt usnrs ndtnr m duknrbi vmcun$ Phn duknrbi earkmt mccaws m `nibkmc pabdt md` mkbdus sbfd$ Mcc cnm`bdf znras md` pcus sbfds mrn supprnssn`# md` ndtnrn` `mtm onhmvns ms bd m D^KON_ebnc` bd Armicn Earks ar m D^KON_ iacukd bd thn `mtmomsn$ Datn thmt thbs earkmt onhmvns `beenrndtcythmd m Dukonrs Adcy earkmt# whbih bs mitumccy m ihmrmitnr earkmt$ Adin yau hmvn ihasnd m Dukonrearkmt# yau imd ndtnr m vmcun bd thn Zrnibsbad ebnc`$ Zrnibsbad bd`bimtns thn dukonr ae pcmins thmt shauc`mppnmr metnr thn `nibkmc pabdt bd m dukonr vmcun$ Ear nxmkpcn# ta `bspcmy =8$6>8# yau ihaasn m prnibsbadae 9$ Pa `bspcmy md bdtnfnr suih ms 6# yau ihaasn m prnibsbad ae :$

Ytmd`mr` @mtn

Ytmd`mr` @mtn ndearins thn iurrndt DCY `mtn earkmt# `npnd`bdf ad thn DCY `mtn earkmt snttbdf ear yaurbdstmccmtbad$ ^snrs snn thn `mtns bd thn iurrndt DCY earkmt whbcn ndtnrbdf `mtm# qunrybdf `mtm md` usbdf thnCbst ae Umcuns

Ytmd`mr` @mtn Pbkn

Ytmd`mr` @mtn Pbkn ndearins thn iurrndt DCY `mtn earkmt# `npnd`bdf ad thn DCY `mtn earkmt snttbdf earyaur bdstmccmtbad$ ^snrs snn thn `mtns bd thn iurrndt DCY earkmt whbcn ndtnrbdf `mtm# qunrybdf `mtm mdùsbdf thn Cbst ae Umcuns

Pbkn

Pbkn ndearins m tbkn earkmt suih ms HH?07KB# `npnd`bdf ad thn kmxbkuk sbzn ear thbs vmcun snt$Kmxbkuk @mtn Ybzn Earkmt

> HH?07KB

8 HH?07KB7YY


5/98

Ihmrmitnr Earkmttbdf Aptbads

Dukonrs Adcy (:2"

Vbth thn Dukonrs Adcy aptbad# yau kmy dat ndtnr thn ihmrmitnrs MW# mz# ar spnibmc ihmrmitnrs suih ms - J# ar ) # bd thn snfkndt thmt usns thbs vmcun snt$ Rau kmy ndtnr adcy thn vmcuns :2# kbdus sbfds# pcussbfds# iakkms# md` pnrba`s bd mdy snfkndt ar pmrmkntnr thmt usns thbs vmcun snt$

^ppnrimsn AdcyBd`bimtn whnthnr mdy mcphmontbi ihmrmitnrs yau ndtnr ms vmcuns ear m snfkndt usbdf thbs vmcun snt shauc`mutakmtbimccy ihmdfn ta uppnrimsn$

_bfhtgustbey md` Wnraebcc Dukonrs

Bd`bimtn whnthnr yaur ecnx+ebnc` shauc` mutakmtbimccy rbfhtgustbey md` znraebcc dukonrs whnd yau ndtnrvmcuns ear thbs vmcun snt$ Phbs aptbad meenits vmcuns thmt bdicu`n adcy thn ihmrmitnrs :2# rnfmr`cnss aewhnthnr yau sncnit thn Dukonrs Adcy aptbad$ Phbs aptbad hms da neenit ad vmcuns thmt iadtmbd mcphmontbiihmrmitnrs ar spnibmc ihmrmitnrs suih ms m pnrba` ar m hyphnd$

Kbd Umcun

Ndtnr thn kbdbkuk vmcun m usnr imd ndtnr bd m snfkndt thmt usns thbs vmcun snt$ Raur kbdbkuk vmcun kmydat vbacmtn earkmttbdf aptbads suih ms thn kmxbkuk vmcun sbzn yau spnibey ear thbs vmcun snt$

Kmx Umcun

Ndtnr thn kmxbkuk vmcun m usnr imd ndtnr bd m snfkndt thmt usns thbs vmcun snt$ Raur kmxbkuk vmcun kmydat on cadfnr thmd thn kmxbkuk sbzn yau spnibey ear thbs vmcun snt$


6/98

Umcb`mtbad Pypn

Dadn

Rau usn m Dadn typn vmcun snt whnd yau wmdt ta mccaw usnrs ta ndtnr mdy vmcun sa cadf ms thmt vmcun knntsthn vmcun snt earkmttbdf rucns$ Phmt bs# thn vmcun kust dat nxinn` thn kmxbkuk cndfth yau `nebdn ear yaurvmcun snt# md` bt kust knnt mdy earkmt rnqubrnkndts ear thmt vmcun snt$

Bd`npnd`ndt

Md Bd`npnd`ndt vmcun snt pravb`ns m prn`nebdn` cbst ae vmcuns ear m snfkndt$ Phnsn vmcuns imd hmvn mdmssaibmtn` `nsirbptbad$ Ear nxmkpcn# thn vmcun := iauc` hmvn m `nsirbptbad ae Iakpmdy :=$

Pmocn

M tmocnvmcb`mtn` vmcun snt pravb`ns m prn`nebdn` cbst ae vmcuns cbln md bd`npnd`ndt snt# out bts vmcuns mrnstarn` bd md mppcbimtbad tmocn$ Rau `nebdn whbih tmocn yau wmdt ta usn# mcadf wbth m VHN_N imusn ta cbkbtthn vmcuns yau wmdt ta usn ear yaur snt$

@npnd`ndt

M `npnd`ndt vmcun snt bs sbkbcmr ta md bd`npnd`ndt vmcun snt# nxinpt thmt thn mvmbcmocn vmcuns bd thn cbst md`thn knmdbdf ae m fbvnd vmcun `npnd` ad whbih bd`npnd`ndt vmcun wms sncnitn` bd m prbar snfkndt ae thnecnx+ebnc` struiturn$ Nf$ Iakputnrs bs md Bd`npnd`ndt vmcun snt Kadbtar# Lnyoamr`# Kausn mrn@npnd`ndt vmcun snt aeIakputnrs vmcun snt$

Ypnibmc md` Zmbr Umcun YntsYpnibmc md` pmbr vmcun snts pravb`n m knihmdbsk ta mccaw m ecnx+ebnc`wbthbdmecnx+ebnc`$ Phnsn vmcunsnts mrn prbkmrbcy usn` ear Ytmd`mr` _nqunst Yuokbssbad pmrmkntnrs$ Rau `a dat fndnrmccy usnthnsn vmcun snts ear darkmc ecnx+ebnc` snfkndts$

Ebcc bd cbln thn moavn bkmfn md` smvn oy prnssbdf Itrc,Y


7/98

Irnmtn Iakpmdy Umcun Ynt (Apnd Ynts wbdàw" 7 KBQIAKZDMR (Phnd Ymvn md` Icasn Vbdàw"

Irnmtn @npmrtkndt Umcun Ynt (Apnd Ynts wbdàw" 7 KBQ@NZM_PKNDP (Phnd Ymvn md` Icasn Vbdà

Irnmtn Apnrmtbdf ^dbt Umcun Ynt (Apnd Ynts wbdàw" 7 KBQAZN_MPBDF DBP(Phnd Ymvn md` Icasn V

Irnmtn Miiaudts Umcun Ynt(Apnd Ynts wbdàw" 7 KBQMIIA^DPY (Phnd Ymvn md` Icasn Vbdàw"

Irnmtn Iakkad Umcun Ynt(Apnd Ynts wbdàw" 7 KBQIAKKAD (Phnd Ymvn md` Icasn Vbdàw"

Irnmtn thn athnr Umcun snt sbkbcmrcy md` Ymvn Md` Icasn


8/98

O$ @nebdn Miiaudtbdf Ecnx+ebnc` Ynfkndt Ytruiturn

Phbs eark bs usn` ta `nebdn thn struiturn# ar ar`nr# md` thn

pnrearkmdin ae thn snfkndts bd yaur Miiaudtbdf Ecnx+ebnc`$ Phbs bs whnrn yau wbccnstmocbsh thn rncmtbadshbp ontwnnd ecnx+ebnc` snfkndts md` thn vmcun snts$

Yntup 4 Ebdmdibmcs 4 Ecnx+ebnc` 4 Lny 4 Ynfkndt

Zrnss E== ta ]unry# metnr whbih mcc thn aptbads wbcc shaw vmcuns$ Yncnit dnw erak thnaptbads omr tap cnet ebrst aptbad oncaw ebcn aptbad bd kndu omr$

Ia`n7 KBQMIIA^DPBDF ecnx+ebnc`SPhn ia`n ear m struiturn bs m `nvncapnr lny md` bs usn` oy cam`nr prafrmks$ Phn vmcun yau spnibey ear thn

ia`n wbcc `nemuct bdta thn tbtcn ebnc`$

Pbtcn7 KBQMIIA^DPBDF ecnx+ebnc`

Bd thn Ytruiturns snitbad ae thn wbd`aw# yau ndtnr m tbtcn ear yaur Miiaudtbdf Ecnx+ebnc` struiturn$ Armicn`bspcmys thn tbtcns ae mcc athnr Miiaudtbdf Ecnx+ebnc`s thmt hmvn onnd mcrnm`y irnmtn`$

@nsirbptbad7UBYYBAD MII KBNdtnr m `nsirbptbad ear yaur Miiaudtbdf Ecnx+ebnc`$


9/98

Ubnw Dmkn7

Be yau wauc` cbln ta fndnrmtn m `mtmomsn vbnw ear yaur ecnx+ebnc` struiturn# ndtnr bts dmkn hnrn$ Phn vbnwdmkn imddat iadtmbd spmins$ Bt kust onfbd wbth m cnttnr md` imd iadtmbd adcy cnttnrs# dukonrs# arud`nrsiarns$

Icbil Ad Ynfkndts7 M Vbd`aw Ybkbcmr ta oncaw wbcc mppnmr$

Phbs wbd`aw bs usn` ta `nebdn yaur miiaudtbdf ecnx+ebnc` snfkndts$


10/98

Dmkn7

Ndtnr m dmkn ear thn Miiaudtbdf Ecnx+ebnc` snfkndt thmt yau wmdt ta `nebdn$ Raur snfkndt dmkn imdiadtmbd adcy cnttnrs# dukonrs# spmins ar ud`nrsiarns (Q"$ Raur snfkndt dmkn shauc` stmrt wbth md mcphmihmrmitnr$

Iacukd7Ndtnr thn dmkn ae thn iacukd ae thn `mtmomsn tmocn thmt yau wmdt ta usn ear yaur snfkndt$ Ear thnMiiaudtbdf Ecnx+ebnc`# yau kmy adcy usn YNFKNDP= thraufh YNFKNDP9: md` nmih iacukd imd adcyon usn` adn tbkn$

Umcun Ynt7

^sn thbs ebnc` ta mssaibmtn thn vmcun snt ta thn ecnx+ebnc` snfkndt$ Umcun snts ear thn Miiaudtbdf Ecnx+ebnc`kust usn m vmcb`mtbad typn ae nbthnr Bd`npnd`ndt# @npnd`ndt ar Pmocn$ Rau kmy dat usn m vmcb`mtbad sntwbth m typn ae Dadn ear thn Miiaudtbdf Ecnx+ebnc`$ Umcun snts kmy hmvn m adn ta adn rncmtbadshbp wbthsnfkndts ae thn ecnx+ebnc`# ar thny kmy on rnusn` be snfkndts mrn thn smkn sbzn md` hmvn thn smknmttrboutns$

Yncnit Iakpmdy aptbad m wbd`aw wbcc pap up wbth thn hnm`bdf Ynfkndts sbkbcmr ta oncaw bkmfn$


11/98

Bd thn wbdàw icbil ad Ecnx+ebnc` ]umcbebnr mdathnr wbdàw sbkbcmr ta oncaw bkmfn wbcc pap up$

Phbs wbdàw bs usn` ta spnibey ecnx+ebnc` qumcbebnrs ear yaur ecnx+ebnc` snfkndts$ Phbs wbdàw bsdat ndmocn` be thn ecnx+ebnc` hms da qumcbebnrs$

Ndmocn`7Ihnilbdf thbs oax bd`bimtns ta thn systnk thmt thbs qumcbebnr bs turdn` ad ear m pmrtbiucmr snfkndt$


12/98

Dmturmc Miiaudt Ynfkndt7

Adn md` adcy snfkndt ae yaur miiaudtbdf ecnx+ebnc` K^YP on spnibebn` ms thn dmturmc miiaudt snfkndt$Oy `nebdbdf m snfkndt ms thn dmturmc miiaudt snfkndt# yau wbcc on rnqubrn` ta ndtnr m``btbadmc bdearkmtbadear nmih vmcun yau `nebdn ear thmt snfkndt$ Phbs bs thn snfkndt ae thn Miiaudtbdf Ecnx+ebnc` thmt usumccynqumtns ta yaur nxbstbdf Ihmrt ae Miiaudts$

Omcmdibdf Ynfkndt7

Adn md` adcy adn snfkndt ae yaur miiaudtbdf ecnx+ebnc` K^YP on spnibebn` ms thn omcmdibdf snfkndt$ Phnomcmdibdf snfkndt ae thn miiaudtbdf ecnx+ebnc` bs thn snfkndt mt whbih mcc `nobts md` irn`bts kust

omcmdin$

Iast Indtnr Ynfkndt7

Adn md` adcy adn snfkndt ae thn miiaudtbdf ecnx+ebnc` kmy on spnibebn` ms thn Iast Indtnr snfkndt$Armicn Mssnts usns thbs snfkndt ta past kadthcy mssnt `nprnibmtbad ta thn Iast Indtnr cnvnc$

Bdtnr+iakpmdy Ynfkndt7Ihnil thbs oax ta `nsbfdmtn m pmrtbiucmr snfkndt ae thn miiaudtbdf ecnx+ebnc` ta on thn bdtnr+iakpmdysnfkndt$

Yniad`mry Prmilbdf Ynfkndt7

M snfkndt bd thn ihmrt ae miiaudts imd on `nsbfdmtn` ms m sniad`mry trmilbdf snfkndt# bd m``btbad ta thn

omcmdibdf snfkndt# ta pnreark karn `ntmbcn` mdmcysbs wbthbd Armicn Fndnrmc Cn`fnr$ Phn sniad`mrytrmilbdf snfkndt bs usn` bd thn rnvmcumtbad# trmdscmtbad# md` ebsimc ynmr+nd` icasn prainssns$

Kmdmfnkndt Ynfkndt7

Rau imd snt ]umcbebnr wbth mdy ae thn snfkndt# Phn m``n` ondnebt ae usbdf m kmdmfnkndt snfkndt bs thmtyau imd daw sniurn kmdmfnkndt snfkndt vmcuns usbdf `mtm miinss snts$ Ya yau imd frmdt rnm` adcy ar rnm`md` wrbtn miinss ta spnibebi kmdmfnkndt snfkndt vmcuns ta prnvndt inrtmbd kmdmfnrs erak vbnwbdf mdùp`mtbdf `mtm ear iast indtnrs# cbdns ae ousbdnss# ar praùit cbdns autsb`n ae thnbr kmdmfnkndt mutharbty$

Bd thn smkn Vbdàw Yncnit ms Eaccaws7+

Ear Iakpmdy 7 Omcmdibdf Ynfkndt(_npnmt thn Zrainss ae Icasbdf md` apndbdf ae Ecnx+ebnc` ]umcbebnrs"

Ear @npmrtkndt Yncnit 7 Iast Indtnr snfkndt(_npnmt thn Zrainss ae Icasbdf md` apndbdf ae Ecnx+ebnc` ]umcbebnrs"

Ear Miiaudts Yncnit 7 Dmturmc miiaudtbdf snfkndt$

Metnr Yncnitbdf thn iadinrdn` ]umcbebnrs Icasn thn Vbdàw md` iakn ad thn ebrst Ynfkndts wbdàw shawdoncaw ta ihnil aptbads md` iakpbcn snfkndt$

Ernnzn ecnx+ebnc` @nebdbtbad7Ihnil thbs oax ta ernnzn thn ecnx+ebnc` `nebdbtbad metnr yau mrn ebdbshn` wbth bt$ Rau imddat kmln ihmdfns

ta yaur ecnx+ebnc` struiturn whbcn bt bs eraznd$ Phn ecnx+ebnc` struiturn kust on eraznd md` iakpbcn` onearnyau imd usn bt$ Pa kmln ihmdfns ta ecnx+ebnc` thmt hms onnd eraznd# rnkavn thn ihnil erak thbs oax ta ^D+ernnzn bt# kmln yaur ka`bebimtbads# md` thnd rn+ihnil thn oax ta rn+ernnzn thn ecnx+ebnc`$ Rau wbcc dnn` tarniakpbcn thn ecnx+ebnc`# mcsa$

Ynfkndt Ynpmrmtar7Pypn bd thn ihmrmitnr thmt yau wmdt ta usn ta snpmrmtn yaur ecnxebnc` snfkndt vmcuns$ Phn mccawnìhmrmitnrs mrn7 (+" `msh# ($" pnrba`# (|" pbpn# md` iustak ihmrmitnrs$ Phn `nemuct vmcun hnrn bs m ($" pnrba`$


13/98

Irass+Umcb`mtn Ynfkndts7Ihnil thbs oax be yau `nsbrn ta irass+vmcb`mtn kuctbpcn snfkndts usbdf irass+vmcb`mtbad rucns$ Irass+vmcb`mtbad rucns mrn usn` ta `ntnrkbdn vmcb` iakobdmtbads ae snfkndt `mtm$

Ernnzn _acc+up Fraups7

Ihnil thbs oax be yau wmdt ta ernnzn racc+up fraups$ Be racc up fraups mrn eraznd# usnrs wbcc dat on mocn takmln ihmdfns ta racc+up fraups usbdf thn @nebdn Ynfkndt Umcuns eark$ Phbs oax kmy on ^D+ihniln` beyau `a ncnit ta ka`bey yaur racc+up fraups$ Phn `nemuct vmcun ear thbs oax bs ocmdl ar da vmcun$

Mccaw @ydmkbi Bdsnrts7

Be thbs oax bs ihniln`# dnw iakobdmtbads ae vmcb` snfkndt vmcun `mtm wbcc on wrbttnd bdta thnFCQIa`nQIakobdmtbads tmocn$ Ia`n iakobdmtbads thmt fnt irnmtn` usbdf `ydmkbi bdsnrtbad kust pmssirass+vmcb`mtbad rucns md` kust on iakobdmtbads ae vmcb` snfkndt vmcuns$

Daw Ihnil Phn Ernnzn Ecnx+ebnc`s aptbad# Ernnzn _acc+up Fraups aptbad md` Mccaw@ydmkbi Bdsnrts aptbad$

Icbil ad Iakpbcn md` Ymvn$(Itrc,Y"# M iadiurrndt _nqunst Vbcc on Fndnrmtn` ta vbnw_nqunst Icbil ad

UBNV 4 _N]^NYP 4 EBD@Mcc Iadiurrndt _nqunst wbcc on Mvmbcmocn ta vbnw md` mcsa autputs# N__A_ Ksf be mdy

md` thn Ytmtus ae thn Iadiurrndt _nqunst Vnmthnr bd Znd`bdf Kab`n# _uddbdf Ka`n

Iakpcntn` NPI$


14/98

Icasn Vbd`aw metnr Ubnwbdf Phn @ntmbcs$


15/98

I$ @nebdn Miiaudtbdf Ecnx+ebnc` Ynfkndt Umcuns

Ear nmih snfkndt thmt yau hmvn irnmtn` ear yaur Miiaudtbdf Ecnx+ebnc` struiturn# bt bs dninssmry ta ndtnrvmcb` snfkndt vmcuns$ Phnsn vmcb` vmcuns mppnmr bd thn Cbst ae Umcuns pap+up wbdàw whndnvnr m usnrndtnrs `mtm bdta m snfkndt ae thn Miiaudtbdf Ecnx+ebnc`$

Yntup 4 Ebdmdibmcs 4 Ecnx+ebnc`s 4 Lny 4 Umcuns

M wbdàw sbkbcmr ta moavn wbcc mppnmr$

Pa `nebdn vmcb` snfkndt vmcuns ear m pmrtbiucmr Mppcbimtbad# Ecnx+ebnc`# Ytruiturn md` Ynfkndt# bt bsdninssmry ta ndtnr md` nxniutn m qunry$ Rau shauc` rud yaur qunry usbdf thn eaccawbdf irbtnrbm7

Bd thbs nf$

Mppcbimtbad7 Armicn Fndnrmc Cn`fnr 7 Fndnrmc Cn`fnr

Pbtcn 7 Miiaudtbdf Ecnx+ebnc` 7 Miiaudtbdf Ecnx+ebnc`

Ytruiturn 7 Raur Miiaudtbdf 7 KBQMIIA^DPBDF ECNX+EBNC@Ecnx+ebnc` struiturn dmkn

Ynfkndt 7 Yncnit m snfkndt bd yaur 7 IAKZMDR

miiaudtbdf ecnx+ebnc` ar

cnmvn thbs ebnc` ocmdl ta vbnw mcc$

Yncnit ms mppraprbmtn ms shawd bd oncaw bkmfns# metnr àbdf sa icbil adebd`$


16/98


17/98

Metnr icbilbdf ad ebd` md wbdàw sbkbcmr ta oncaw bkmfn wbcc mppnmr

Umcuns Pmo (="7 Neenitbvn

Umcun7

Ndtnr m snfkndt vmcun thmt wbcc on usn` ta starn `mtm ear thbs snfkndt$ Phn snfkndt vmcun kust knnt thnearkmt irbtnrbm ear thn vmcun snt thmt bs mssbfdn` ta thn snfkndt$

Prmdscmtn` Umcun7

Be yaur vmcun snt hms thn typn Prmdscmtmocn Bd`npnd`ndt ar Prmdscmtmocn @npnd`ndt# thn Prmdscmtn` Umcunebnc` bs ndmocn`$ Phn vmcun erak thn prnvbaus stnp `nemucts bd$ Rau imd up`mtn thn Prmdscmtn` Umcun ear mccbdstmccn` cmdfumfns usbdf thn Prmdscmtbad biad bd thn Paacomr$

@nsirbptbad7Ndtnr m `nsirbptbad ear yaur vmcun$ Phbs `nsirbptbad mppnmrs ad thn Cbst ae Umcuns pap+up wbdàw mt thntbkn ae `mtm ndtry bdta thn snfkndt$

Ndmocn`7Ihnil thbs oax ta usn thbs vmcun ear thn snfkndt$ _nkavbdf thn ihnil kmrl `bsmocns thn vmcun$

Neenitbvn Erak7Ndtnr thn `mtn upad whbih yau wbcc mccaw thn vmcun ta on usn`$

Neenitbvn Pa7Ndtnr thn `mtn upad whbih thn vmcun wbcc da cadfnr on usn`$

Umcuns Pmo (?" Hbnrmrihy# ]umcbebnrsZmrndt7

Ihnil thbs oax be yau wmdt yaur vmcun ta on m pmrndt vmcun$ Be yau à dat ihnil thbs oax# thn vmcun wbcc on ihbc` vmcun$ Be yau spnibey thmt m vmcun bs m pmrndt vmcun# yau wbcc on mccawn` ta `nebdn md` kavn ihbc`rmdfns ear thbs vmcun$ Rau wbcc mcsa on mocn ta mssbfd thn pmrndt vmcun ta m racc+up fraup$ Phn `nemuct vmcunear thbs oax àns dat iadtmbd m ihnil kmrl$


18/98

Fraup7

Ndtnr thn dmkn ae m prn`nebdn` racc+up fraup# be yau wmdt ta mssbfd thbs vmcun ta adn$ Phn Ernnzn _acc+upFraups ihnil oax bd thn @nebdn Lny Ynfkndts eark kust on ocmdl bd ar`nr ta `a thbs$ _acc+up fraups mrnmssbfdn` hnrn adcy$ Phny mrn irnmtn` bd mdathnr Armicn Fndnrmc Cn`fnr eark imccn` @nebdn _acc+up Fraups

Cnvnc7

M tnxt ebnc` thmt bs typbimccy usn` ta `nsirbon m cnvnc bd thn pmrndt+ihbc` hbnrmrihy$

]umcbebnrs7

Zcmibdf yaur iursar bd thn qumcbebnr ebnc` wbcc pap+up m wbd`aw prakptbdf yau ta ndtnr m``btbadmcbdearkmtbad (ldawd ms ecnx+ebnc` qumcbebnrs" ear yaur snfkndt vmcun7

Mccaw Ou`fntbdf7RNY ar DA ta bd`bimtn whnthnr yau wmdt ta mccaw ou`fntbdf ta on usn` wbth thbs vmcun$


19/98

Mccaw Zastbdf 7Ypnibey RNY ar DA ta bd`bimtn whnthnr yau wmdt ta mccaw pastbdf ear thbs vmcun$

Iadtrac Miiaudt7Iadtrac miiaudts mrn Fndnrmc Cn`fnr miiaudts miinssn` erak Armicn Zmymocns_ninbvmocns# md` Bdvndtary# ear whbih thn Fcaomc Miiaudtbdf Ndfbdn mutakmtbimccy irnmtns `ntmbcn`omcmdins$ Phn iadtrac miiaudt snfkndt qumcbebnr cnts yau bd`bimtn whbih miiaudt snfkndt vmcuns rnprnsndtiadtrac miiaudts$ Rau kust `nebdn thn iadtrac miiaudt snfkndt qumcbebnr onearn yau imd `nebdn miiaudtbdfsnfkndts ms iadtrac miiaudts$

Miiaudt Pypn7 ^sn` ADCR ear thn Miiaudtbdf Ecnx+ebnc` snfkndt thmt yau spnibebn` ms thn Dmturmc

Miiaudt Ynfkndt$ Ear thnsn snfkndt vmcuns adcy# yau kust spnibey whmt typn ae miiaudt yaur vmcun bs$Umcb` praprbntmry miiaudt typns mrn7 Mssnts# Cbmobcbty# Awdnr Nqubty# _nvndun ar Nxpndsn$ Ear ou`fntmrymiiaudts adcy# yau wbcc spnibey Ou`fntmry @nobt ar Ou`fntmry Irn`bt$

_niadibcbmtbad7 Bd`bimtns whnthnr Fndnrmc Cn`fnr shauc` mccaw Ecmf rniadibcbmtbad ear dmturmc miiaudtsthmt shauc` omcmdin ta znra$ Rau imd ndmocn ar `bsmocn rniadibcbmtbad ear md miiaudt snfkndt vmcun ar earspnibebi miiaudtbdf ia`n iakobdmtbads$

@nebdn Ihbc` _mdfns7Icbil thbs outtad ta `nebdn bd`bvb`umc ihbc` vmcuns# ar rmdfns ae ihbc` vmcuns ta m pmrndt vmcun$

Kavn Ihbc` _mdfns7Icbil thbs outtad ta kavn m rmdfn ae ihbc` miiaudts erak adn pmrndt vmcun ta mdathnr$

Ubnw Hbnrmrihbns7Icbil thbs outtad ta vbnw thn hbnrmrihbimc struiturn ae yaur sncnitn` miiaudt vmcun$

Ear thbs Nf$

ONCAV BY PHN BKMFN AE PHN YMKN NF$

Umcun @nsirbptbad Ndmocn` Zmrndt Fraup Cnvnc ]umcbebnrs:= := KB IAKZMDR RNY ++ ++ ++ ++ ++ RNY!RNY

:? :? KB IAKZMDR Y RNY ++ ++ ++ ++ ++ RNY!RNY

:9 :9 KB IAKZMDR L RNY ++ ++ ++ ++ ++ RNY!RNY

=: =: PAPMC IAKZMDBNY RNY ++ ++ RNY ++ ++ DA!DA

:: :: IAKKAD RNY ++ ++ ++ ++ ++ RNY!RNY

Prmdscmtn`

Umcun

Neenitbvn

Erak

Neenitbvn

Pa


20/98

Ymvn Varl (Itrc,Y" thnd icbil ad @nebdn Ihbc` _mdfns( Datn7 bt wbcc adcy on mitbvmtn` ear vmcuns whbih mrn Zmrndt Ndmocn` bd thbs imsn ear Patmc Iakpmdbns$"

Phnd `nebdn ihbc` rmdfns ms shawd bd oncaw bkmfn

Erak 7 :=

Pa 7 :9

Bdicu`n 7 Ihbc` Umcuns Adcy

Ymvn Md` Icasn Vbd`aw_npnmt thn prainss oy ihmdfbdf thn Ynfkndt vmcuns md` bdput `mtm md` ihbc` vmcuns$

@ntmbcs ms pnr Nf$

@npmrtkndt

Umcun @nsirbptbad Ndmocn` Zmrndt Fraup Cnvnc ]umcbebnrs

::: ::: Iakkad @npt RNY ++ ++ ++ ++ ++ RNY!RNY

::= ::= Ebdmdin @npt RNY ++ ++ ++ ++ ++ RNY!RNY

::? ::? Hr @npt RNY ++ ++ ++ ++ ++ RNY!RNY

::9 ::9 Kmrlntbdf @npt RNY ++ ++ ++ ++ ++ RNY!RNY

::0 ::0 _%@ @npt RNY ++ ++ ++ ++ ++ RNY!RNY

=:: =:: Patmc @npt RNY ++ ++ RNY ++ ++ DA!DA

Apnrmtbdf ^dbt


PA^ PA^ Patmc Apnrmtbdf dbts RNY ++ ++ RNY ++ ++ DA!DA

M M IAKKAD RNY ++ ++ ++ ++ ++ RNY!RNY

O O Ubsbad RNY ++ ++ ++ ++ ++ RNY!RNY

AA AA Ivbsbad Apnrmtbads RNY ++ ++ ++ ++ ++ RNY!RNY

Euturn


::: ::: IAKKAD RNY ++ ++ ++ ++ ++ RNY!RNY

Prmdc$Umcun

Nee$Erak

Nee$Pa

Prmdc$

Umcun

Nee$

Erak

Nee$

Pa

Prmdc$

Umcun

Nee$

Erak

Nee$

Pa


21/98

_npnmt thn prainss oy ihmdfbdf thn Ynfkndt ta Miiaudt md` bdput oncaw bdea$


::= ::= Ymcmrbns RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::? ::? _ndt RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::9 ::9 Aeebin Nxp RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::0 ::0 Pncnphadn Nxp RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::> ::> Vmfns RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::5 ::5 M`vnrtbsnkndt RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::6 ::6 Zrbdtbdf % Ytmtbadnry RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da::8 ::8 @nprnibmtbad Nxp RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

::2 ::2 Ymcns RNY ++ ++ ++ ++ ++ Da! Da! Cbm! Da! Da

::P ::P Patmc Cbmobcbtbns RNY ++ ++ RNY ++ ++ Rns! Rns! Nxp! Da! Da

:=: :=: Iast Ae Faa`s Yac` RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:== :== Imsh RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=? :=? Omdl RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=9 :=9 Bdvndtary RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=0 :=0 Bdvnstkndt RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=> :=> Eurdbturn RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=5 :=5 Zcmdt % Kmihbdnry RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=6 :=6 Cmd` % Oubc bdf RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=8 :=8 _ntmbdn` Nmrdbdfs RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

:=2 :=2 Zurihmsn Zrbin Umrbmdin RNY ++ ++ ++ ++ ++ Da! Rns! Mssnt! Da! Da

:?: :?: Bdvabin Zrbin Umrbmdin RNY ++ ++ ++ ++ ++ Da! Rns! Mssnt! Da! Da

:?= :?= @nenrrn` Iaf RNY ++ ++ ++ ++ ++ Da! Rns! Mssnt! Da! Da

AY AY Yuspndsn Miiaudt RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

=== === Yhmrn Hac`nrs RNY ++ ++ ++ ++ ++ Rns! Rns! Awdnr! Da! Da

==? ==? Irn btars RNY ++ ++ ++ ++ ++ Rns! Rns! Cbm! Da! Da

==9 ==9 Avnr`rmets RNY ++ ++ ++ ++ ++ Rns! Rns! Cbm! Da! Da

==0 ==0 Camds RNY ++ ++ ++ ++ ++ Rns! Rns! Cbm! Da! Da

==> ==> Bdvndtary Mp Miirumc RNY ++ ++ ++ ++ ++ Da! Rns! Cbm! Da! Da

==5 ==5 Vbthhac`bdf Pmx RNY ++ ++ ++ ++ ++ Da! Rns! Cbm! Da! Da

I I Icnmrbdf M!I RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

I^K I^K Iukucmtbvn Prmdscmtbad M gustkndt RNY ++ ++ ++ ++ ++ Rns! Rns! Awdnr! Da! Da

@BY @BY @bsiaudt RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! DaNM NM Nmrdn` @bsiaudt RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

NXZ NXZ Nxpndsns RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

E E Ernbfht RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

F F ^drnmcbzn` Fmbd RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

BZ BZ Zmymocn RNY ++ ++ ++ ++ ++ Rns! Rns! Cbm! Da! Da

B_ B_ _ninbvmocns RNY ++ ++ ++ ++ ++ Rns! Rns! Mssnt! Da! Da

C C ^drnmcbzn` Cass RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

CBM CBM Cbmobcbty M!I RNY ++ ++ ++ ++ ++ Rns! Rns! Cbm! Da! Da

ZF ZF Zurihmsn Umrbmdin Fmbd RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

ZC ZC Zurihmsn Umrbmdin Cass RNY ++ ++ ++ ++ ++ Rns! Rns! Cbm! Da! Da

Z_N Z_N Zrnpmykndts RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

_ _ _nsnrvn Ear Ndiukormdin RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

_MV _MV _mw Kmtnrbmc RNY ++ ++ ++ ++ ++ Da! Rns! Mssnt! Da! Da

_N _N _nvndun M!I RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

Y Y Yuspndsn M!I RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

YMC YMC Ymcns RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

P P Patmc Nxpndsns RNY ++ ++ RNY ++ ++ Da! Da! Nxp! Da! Da

PIM PIM Patmc Iurrndt Mssnts RNY ++ ++ RNY ++ ++ Da! Da! Mssnt! Da! Da

PEM PEM Patmc Ebxn` Mssnts RNY ++ ++ RNY ++ ++ Da! Da! Mssnt! Da! Da

PAP PAP Patmc Mssnts RNY ++ ++ RNY ++ ++ Da! Da! Mssnt! Da! Da

PMX PMX Pmx Miiaudt RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

^ ^ ^dobccn` _ninbvmocns RNY ++ ++ ++ ++ ++ Rns! Rns! _nv! Da! Da

^N ^N ^dnmrdn` @bsiaudt RNY ++ ++ ++ ++ ++ Rns! Rns! Nxp! Da! Da

Prmdc$

Umcun

Nee$

Erak

Nee$

Pa


22/98

@nebdn ihbc` rmdfns ms onearn

=:: 7 Patmc @npt 7 ::=+::0PA^ 7 Patmc Apnrmtbdf dbt 7 M+O::P 7 Patmc Cbmobcbtbns 7 ==?+==0P 7 Patmc Nxpndsns 7 ::=+::5

Ymvn(itrc,s" md` Icasn


23/98

?$ @nebdbdf Imcnd`nr

Rau imd `nebdn kuctbpcn imcnd`mrs md` mssbfd m `beenrndt imcnd`mr ta nmih cn`fnr$ Ear nxmkpcn# yau imd usnm kadthcy imcnd`mr ear cn`fnr# md` m qumrtnrcy imcnd`mr ear mdathnr$

Znrba` Pypns7Rau imd `nebdn yaur awd pnrba` typns ta usn bd m``btbad ta thn Fndnrmc Cn`fnr stmd`mr` pnrba` typns

Kadth# ]umrtnr md` Rnmr$ Rau usn thnsn pnrba` typns whnd yau `nebdn thn miiaudtbdf imcnd`mr ear yaurarfmdbzmtbad$

Yntup 4 Ebdmdibmcs 4 Imcnd`nr 4 Pypn

Ms Znr Nf$

Znrba` Pypn7 KBQEBYIMCNdtnr m dmkn ear yaur imcnd`nr bd thn pnrba` typn hnm`bdf$ KBQIMCND@N_

Znrba` Znr Rnmr7

Ndtnr thn dukonr ae miiaudtbdf Znrba`s pnr Rnmr$ Ear nxmkpcn# yau iauc` =9(=?,= ear m`gustkndt"`nebdn m Vnnl pnrba` typn md` spnibey >? pnrba`s pnr ynmr$ Rau imd mssbfd =9(=?,= ear m gustkndt"up ta 955 miiaudtbdf pnrba`s pnr ebsimc ynmr ear mdy pnrba` typn# md`kmbdtmbd mitumc omcmdins ear thasn pnrba`s$ Hawnvnr# ear ou`fnts yau imd

adcy usn thn ebrst 5: pnrba`s$Rnmr Pypn7 Ebsimc

Ndtnr thn Rnmr Pypn ta spnibey whnthnr thn pnrba` bs pmrt ae m ebsimc ar Imcnd`nrimcnd`mr ynmr$ Fndnrmc Cn`fnr usns thn ynmr typn ta mssbfd m ynmr bdthn miiaudtbdf pnrba` systnk dmkn whnd yau snt up yaur imcnd`mr$

@nsirbptbad7 KBQEBYIMC IMCND@N_ RNM_(Aptbadmc" Ndtnr m @nsirbptbad ear thn pnrba` typn$ KBQIMCND@N_

Ymvn md` Icasn wbd`aw


24/98

M``bdf Znrba`s ta m Imcnd`mr7

Yntup 4 Ebdmdibmcs 4 Imcnd`mrs 4 Miiaudtbdf

Imcnd`mr7 KBQEBYIMCNdtnr Imcnd`nr Dmkn bd thbs aptbad oax

Zrnebx7Ndtnr m pnrba` Zrnebx ear nmih miiaudtbdf pnrba`$ Fndnrmc Cn`fnr iakobdns thbs prnebx wbth thn ynmr tairnmtn thn pnrba` dmkn$ Ear nxmkpcn# yau imd ndtnr Gmd# Eno# Kmr# nti$ ar Znrba`=# Znrba`?# Znrba`9# nti$

Pypn7Ndtnr thn pnrba` Pypn$

Rnmr7Ndtnr thn Rnmr ae thn miiaudtbdf pnrba`$ Phbs bs thn ynmr bd whbih yaur ebsimc ynmr nd`s$ Ear nxmkpcn# beyaur ebsimc ynmr onfbds bd ?::> md` nd`s bd ?::5# ndtnr ?::5 ear mcc pnrba`s bd thn ebsimc ynmr$

]umrtnr7

Ndtnr m dukonr ta spnibey whbih ]umrtnr ae yaur ebsimc ynmr yaur miiaudtbdf pnrba` bs bd$ Fndnrmc Cn`fnrusns thbs dukonr ta `ntnrkbdn haw yaur miiaudtbdf pnrba`s racc up ear qumrtnr+ta+`mtn omcmdins$

Dukonr7

Ndtnr thn Dukonr ae thn pnrba` wbthbd thn ebsimc ynmr$ On surn ta dukonr yaur miiaudtbdf pnrba`ssnqundtbmccy# omsn` ad thn pnrba` stmrtbdf `mtns yau spnibey bd thn Erak!Pa rmdfn$

Erak+Pa7

Ndtnr thn rmdfn ae `mtns (Erak md` Pa" whnd thn miiaudtbdf pnrba` onfbds md` nd`s$ Fndnrmc Cn`fnr

mutakmtbimccy irnmtns md` `bspcmys m pnrba` Dmkn ear nmih miiaudtbdf pnrba`$ Phn dmkn iadsbsts ae yaurpnrba` prnebx md` thn cmst twa `bfbts ae nbthnr yaur imcnd`mr ynmr ar yaur ebsimc ynmr$ Fndnrmc Cn`fnr`bspcmys thn pnrba` dmkn whndnvnr yau ihaasn md miiaudtbdf pnrba`$

M`gustbdf7

Be yau ihaasn ta kmln md miiaudtbdf pnrba` md M`gustbdf pnrba`# bt kust avnrcmp thn `mtns ae athnrmiiaudtbdf pnrba`s$ Ear nxmkpcn# yau imd `nebdn m pnrba` imccn` @NI+:5 thmt bdicu`ns :=+@NI+?::5thraufh 9=+@NI+?::5$ Rau imd mcsa `nebdn md m`gustbdf pnrba` imccn` @NI9=+:5 thmt bdicu`ns adcy adn`my7 9=+@NI+?::5 thraufh 9=+@NI+?::5$ Oath yaur m`gustbdf md` dad+m`gustbdf pnrba`s shauc` hmvn thnsmkn pnrba` typn mssaibmtn` wbth yaur cn`fnr$


25/98

Oncaw mrn thn Nf$ @ntmbcs $

Ebcc Bd thn @ntmbcs Ymvn md` Icasn$

Zrnebx Pypn Rnmr ]umrtnr Erak Pa Dmkn M`gustbdf

Mpr KBQEBYIMC ?:=0 = = =$ Mpr$ ?:=9 9:$ Mpr$ ?:=9 MZ_+=9 ++

Kmy KBQEBYIMC ?:=0 = ? =$ Kmy$ ?:=9 9=$ Kmy$ ?:=9 KMR+=9 ++

Gud KBQEBYIMC ?:=0 = 9 =$ Gud$ ?:=9 9:$ Gud$ ?:=9 G^D+=9 ++

Guc KBQEBYIMC ?:=0 ? 0 =$ Guc$ ?:=9 9=$ Guc$ ?:=9 G^C+=9 ++

Muf KBQEBYIMC ?:=0 ? > =$ Muf$ ?:=9 9=$ Muf$ ?:=9 M^F+=9 ++

KBQEBYIMC ?:=0 ? 5 =$ Ynp$ ?:=9 9:$ Ynp$ ?:=9 YNZ+=9 ++

Ait KBQEBYIMC ?:=0 9 6 =$ Ait$ ?:=9 9=$ Ait$ ?:=9 AIP+=9 ++

Dav KBQEBYIMC ?:=0 9 8 =$ Dav$ ?:=9 9:$ Dav$ ?:=9 DAU+=9 ++

@NU KBQEBYIMC ?:=0 9 2 =$ @ni$ ?:=9 9=$ @ni$ ?:=9 @NI+=9 ++

Gmd KBQEBYIMC ?:=0 0 =: =$ Gmd$ ?:=0 9=$ Gmd$ ?:=0 GMD+=0 ++

Eno KBQEBYIMC ?:=0 0 == =$ Eno$ ?:=0 ?8$ Eno$ ?:=0 ENO+=0 ++

Kmr KBQEBYIMC ?:=0 0 =? =$ Kmr$ ?:=0 9=$ Kmr$ ?:=0 KM_+=0 ++

M@GPQKM_ KBQEBYIMC ?:=0 0 =9 9=$ Kmr$ ?:=0 9=$ Kmr$ ?:=0 M@GPQKM_+=0 RNY

Duk

Ynp


26/98

9$ @nebdbdf Iurrndibns7

^sn thn Iurrndibns wbdàw ta `nebdn dad+BYA (Bdtnrdmtbadmc Ytmd`mr`s Arfmdbzmtbad" iurrndibns# md` tandmocn!`bsmocn iurrndibns$ Armicn Mppcbimtbads hms prn`nebdn` mcc iurrndibns spnibebn` bd BYA stmd`mr` $^$Y$ @accmrs (^Y@" bs thn adcy iurrndiy thmt bs ndmocn` bdbtbmccy$

Yntup 4 Iurrndibns 4 @nebdn$

Ia`n7

Ndtnr m udbqun Ia`n ta rnprnsndt yaur iurrndiy$ Datn7 Rau imddat ihmdfn m iurrndiy ia`n metnr yau ndmocnthn iurrndiy# nvnd be yau cmtnr `bsmocn thmt iurrndiy$

Dmkn @nsirbptbad7Ndtnr thn Dmkn md` @nsirbptbad ae thn iurrndiy$

Bssubdf tnrrbtary7

(Aptbadmc" Yncnit thn dmkn ae thn Bssubdf Pnrrbtary$ Armicn Mppcbimtbads hms prn`nebdn` thn dmkns aeiaudtrbns (pnr BYA"

Yykoac7

Ndtnr thn Yykoac ear yaur iurrndiy$ Datn7 Yakn Armicn Mppcbimtbads usn iurrndiy sykoacs whnd`bspcmybdf mkaudts$ Athnrs# cbln Fndnrmc Cn`fnr# à dat$

Zrnibsbad7

Ndtnr thn Zrnibsbad ae thn iurrndiy ta `nsbfdmtn thn dukonr ae `bfbts ta thn rbfht ae thn `nibkmc pabdt usn`bd rnfucmr iurrndiy trmdsmitbads$

Nxtnd`n` Zrnibsbad7(Datn7Yakn Mppcbimtbads usn thbs$ Athnrs# cbln Fndnrmc Cn`fnr# à dat$"Ndtnr thn Nxtnd`n` Zrnibsbad ta `nsbfdmtn thn dukonr ae `bfbts ta thn `nibkmc pabdt usn` bd imciucmtbads$Phn nxtnd`n` prnibsbad kust on frnmtnr thmd ar nqumc ta thn stmd`mr` prnibsbad$

Kbdbkuk Miiaudtmocn ^dbt7

Ndtnr thn Kbdbkuk Miiaudtmocn ^dbt ta `nsbfdmtn thn skmccnst `ndakbdmtbad usn` bd thbs iurrndiy$ Datnthmt thbs kbfht dat iarrnspad` ta thn prnibsbad$

Neenitbvn @mtns7

(Aptbadmc" Ndtnr Neenitbvn @mtns ear yaur iurrndiy$ Rau imd adcy ndtnr trmdsmitbads `ndakbdmtn` bd thbsiurrndiy ear `mtns wbthbd thn rmdfn$ Be yau àdt ndtnr m stmrt `mtn# thn iurrndiy bs vmcb` bkkn`bmtncy$ Be yau


27/98

`adt ndtnr md nd` `mtn# thn iurrndiy bs vmcb` bd`nebdbtncy$

@ntmbcs ae Nf$

Adcy thn moavn shawd ebnc` mrn ta on ebccn` rnst ta on cnet ocmdl$

Ymvn (Itrc,s" md` Icasn

I^__NDIR

Ia`n Dmkn @nsirbptbad Yykoac Zrnibsbad Erak Pa Ndmocn`

BD_QKB BD@BMD _^ZNN KB BD@BM ++ ? ++ ++ ++ ++ ++

Bssubdf

Pnrrbtary

Nxtnd`n`

Zrnibsbad

Kbdbkuk

Miiaudtmocn

^dbt

BD@BMD _^ZNN

I^__NDIR


28/98

0$ Miiaudtbdf Yntup7

Phn Miiaudtbdf Yntup Kmdmfnr strnmkcbdns thn bkpcnkndtmtbad ae yaur Armicn Ebdmdibmc Mppcbimtbads oyindtrmcbzbdf thn sntup stnps thmt mrn shmrn` mirass Armicn Ebdmdibmc Mppcbimtbads$

Yntup4Ebdmdibmcs4Miiaudtbdf sntup kmdfnr4Miiaudtbdf sntup

Irnmtbdf Cnfmc Ndtbty7

Be yau pcmd ta rniar` miiaudtbdf trmdsmitbads ear adn ar karn cnfmc ndtbtbns# yau imd usn Armicn CnfmcNdtbty Iadebfurmtar ar thn Cnfmc Ndtbtbns tmo bd Miiaudtbdf Yntup Kmdmfnr ta `nebdn yaur cnfmc ndtbtbns$

Icbil ad Irnmtn Miiaudtbdf Yntup thnd Icbil ad Irnmtn Cnfmc Ndtbty

Ndtnr @ntmbcs7 Dmkn7 Bd`bm md` athnr bdea ms shawd bd moavn bkmfn$

7 Irnmtn Dnw M``rnss 7 Ndtnr M``rnss @ntmbcs$

Icbil ad Mppcy Outtad$

Icbil ad M`` Mdathnr _aw$


29/98

M wbd`aw sbkbcmr ta moavn wbcc mppnmr metnr icbilbdf ad m`` mdathnr raw$

Ndtnr Cnfmc ndtbty dmkn md` icbil ad thn snmrih aptbad$

M pap up wbd`aw wbcc mppnmr sbkbcmr ta oncaw bkmfn sncnit thn cnfmc ndtbty md` icbil

ad sncnit$


30/98

Icbil ad dnxt aptbad bd thn wbd`aw

Zrbkmry md` sniad`mry cn`fnrs7

M prbkmry cn`fnr bs `nebdn` ms m cn`fnr whnrn mcc yaur `my+ta+`my trmdsmitbads mrn pnrearkn` md` yauwauc` typbimccy hmvn m sniad`mry cn`fnr ta rnecnit thnsn smkn trmdsmitbads bd adn ae thn eaccawbdf praomocnsindmrbas7

Bd m `beenrndt Ihmrt ae Miiaudts Bd m `beenrndt Miiaudtbdf Omsbs Bd m `beenrndt Iurrndiy (mcsa imccn` m _npartbdf Cn`fnr"

Ebcc bd thn `ntmbcs ms shawd bd oncaw bkmfn oy iakpcntbdf thn smkn prainss usn` moavn ihaasbdf erak thncbst ae vmcuns md` snmrihbdf thraufh pap up wbd`aw$


31/98

Icbil ad dnxt md` thnd ebdbsh outtad ad thn dnxt stnp$

Icbil ad @nebdn miiaudtbdf aptbads$

Vbdàw sbkbcmr ta oncaw bkmfn wbcc mppnmr$

Icbil ad thn up`mtn aptbad ad thn nxtrnkn rbfht hmd` shawd bd rn` oax bd thn moavn bkmfn$

Vbdàw sbkbcmr ta oncaw bkmfn wbcc mppnmr$

Icbil ad dnxt Outtad ad thbs wbdàw

(Ihnil whnthnr mcc bdea bs ebccn` up iarrnitcy ar dat$"


32/98

Ebrst Nvnr Apndn` Znrba`7

Apndn` Znrba` Ebrst pnrba` thmt imd on apndn` ear thbs cn`fnr$ Phbs imddat on ihmdfn` metnr yau apnd thnebrst pnrba`$

Dukonr ae Euturn Ndtnr+mocn Znrba`s7

Dukonr ae euturn pnrba`s ta mccaw ear gaurdmc ndtry wbthbd thbs cn`fnr$ Fndnrmc Cn`fnr mutakmtbimccymssbfds m stmtus ae Euturn Ndtry ta miiaudtbdf pnrba`s eaccawbdf thn cmtnst apnd pnrba` bd thn imcnd`mromsn` ad thn dukonr ae euturn ndtnr+mocn pnrba`s `nebdn` hnrn$ Be yau ihmdfn thn dukonr ae euturn ndtnr+mocn pnrba`s ear thn cn`fnr# Fndnrmc Cn`fnr àns dat ihmdfn m``btbadmc pnrba`s ta thn Euturn Ndtnr+mocn

stmtus udtbc m dnw pnrba` bs apndn`$

_ntmbdn` Nmrdbdfs Miiaudt7

Dnt omcmdin ae mcc bdiakn md` nxpndsn miiaudts erak thn prbar ynmr mrn pastn` mfmbdst thn rntmbdn`nmrdbdfs miiaudt whnd thn ebrst pnrba` ae m ebsimc ynmr bs apndn` bd Fndnrmc Cn`fnr$ Phn omcmdibdf snfkndtmd` thn snfkndt dakbdmtn` ms thn sniad`mry trmilbdf snfkndt mit ms pcminhac`nrs ear thbs miiaudt$ FndnrmCn`fnr mutakmtbimccy bdsnrts thn mppraprbmtn vmcun whnd imciucmtbdf rntmbdn` nmrdbdfs

Yuspndsn Miiaudt7Mccaws suspndsn pastbdf ae aut+ae+omcmdin gaurdmc ndtrbns$ Be yau hmvn kuctbpcn iakpmdbns ar omcmdibdfndtbtbns wbthbd m cn`fnr# Fndnrmc Cn`fnr mutakmtbimccy irnmtns m suspndsn miiaudt ear nmih omcmdibdf ndtbty

Rau imd mcsa `nebdn m``btbadmc suspndsn miiaudts ta omcmdin gaurdmc ndtrbns erak spnibebi saurins mdìmtnfarbns usbdf thn Yuspndsn Miiaudts wbdàw$ Datn thmt be yau up`mtn thn suspndsn miiaudt ear thncn`fnr# thn `nemuct suspndsn miiaudt bs up`mtn` bd thn Yuspndsn Miiaudts wbdàw$ Cblnwbsn# be yau up`mtnthn `nemuct miiaudt bd thn Yuspndsn Miiaudts wbdàw# thn miiaudt wbcc on up`mtn` ear thn cn`fnr$ Be yau àdat ndtnr m suspndsn miiaudt# yau imd adcy past gaurdmc ndtrbns thmt mrn omcmdin`$

Ndmocn Bdtrmiakpmdy Omcmdibdf7Zasts aut+ae+omcmdin bdtrmiakpmdy gaurdmcs (`nobts à dat nqumc irn`bts ear m pmrtbiucmr iakpmdy aromcmdibdf snfkndt vmcun wbthbd thn smkn cn`fnr" Be yau ndmocn thbs aptbad# yau kust `nebdn BdtrmiakpmdyOmcmdibdf _ucns whnd yau iakpcntn yaur Miiaudtbdf Aptbads ta pravb`n bdstruitbads ad haw tamutakmtbimccy omcmdin bdtrmiakpmdy gaurdmcs mfmbdst omcmdibdf miiaudts yau spnibey$ Be yau à dat ihaasnta ndmocn bdtrmiakpmdy omcmdibdf# yau imd adcy past bdtrmiakpmdy gaurdmcs thmt omcmdin oy omcmdibdfsnfkndt$

_nqubrn Ou`fnt Gaurdmcs7

Mccaws yau ta rnqubrn ou`fnt gaurdmcs ear mcc ou`fnts$ Be usbdf ou`fntmry iadtrac# Fndnrmc Cn`fnr mcrnm`yrnqubrns yau ta irnmtn ou`fnt gaurdmcs ear yaur eud`bdf ou`fnt$ Be yau wmdt ta rnqubrn ou`fnt gaurdmcs earmcc ou`fnts# ihaasn thbs aptbad$

_nsnrvn ear Ndiukormdin Miiaudt7

Mccaws ndiukormdin miiaudtbdf ear thn cn`fnr< rnqubrn` ear ou`fntmry iadtrac$ Be yau ndtnr md aut+ae+omcmdin ndiukormdin ndtry# Fndnrmc Cn`fnr mutakmtbimccy pasts thn `beenrndin mfmbdst thn miiaudt yauspnibey hnrn$ Be yau hmvn kuctbpcn iakpmdbns ar omcmdibdf ndtbtbns wbthbd m cn`fnr# Fndnrmc Cn`fnr

mutakmtbimccy irnmtns m _nsnrvn ear Ndiukormdin miiaudt ear nmih omcmdibdf ndtbty$ Vhnd yau ndtnr m_nsnrvn ear Ndiukormdin miiaudt wbthaut ndmocbdf ou`fntmry iadtrac# yau imd stbcc ndtnr kmdumcndiukormdins vbm gaurdmc ndtry# out yau imddat fndnrmtn ndiukormdins erak rnqubsbtbads md` purihmsnar`nrs$

Ndmocn Gaurdmc7Mppravmc ^sn Fndnrmc Cn`fnr&s Gaurdmc Mppravmc enmturn ear thn cn`fnr$ Vhnd Gaurdmc Mppravmc bs ndmocn`md` m gaurdmc ndtry&s gaurdmc saurin rnqubrns mppravmc# thn gaurdmc kust on mppravn` oy thn mppraprbmtncnvnc ae kmdmfnkndt onearn mdy eurthnr mitbad imd on tmlnd# suih ms pastbdf$ Be Gaurdmc Mppravmc bs datndmocn`# mppravmc bs dat rnqubrn`# nvnd be thn gaurdmc saurin rnqubrns mppravmc$


33/98

Icbil ad _ntmbdn` Nmrdbdfs Ynmrih Aptbad ms shawd bd oncaw Bkmfn$

M pap+up wbd`aw wbcc mppnmr ta ebcc bd `ntmbcs ae _ntmbdn` Nmrdbdfs M!I$


34/98

=$ Icbil ad Ynmrih aptbad# m pap+up wbcc mppnmr$?$ Icbil ad Ynmrih aptbad ae Iakpmdy$ Mdathnr pap+up wbcc mppnmr$9$ Icbil ad Fa aptbad mvmbcmocn bd dnw wbd`aw$0$ Yncnit mppraprbmtn iakpmdy

>$ Icbil ad sncnit$ _npnmt thn prainss Erak = ta > ear rnst ae thn Aptbads$5$ Icbil ad snmrih$6$

Icbil ad irnmtn$8$ Yncnit thn irnmtn` MIIA^DPY$2$ Icbil Ad Yncnit$

_npnmt thn prainss ta Ndtnr Yuspndsn Miiaudt gust oncaw thn rntmbd nmrdbdfs m!i$

Pbi kmrl ad Ndmocn Bdtrmiakpmdy Omcmdibdf$

Ms Znr Nf$_ntmbdn` Nmrdbdfs M!I$ 7 :=$M$::=$:=8$:::7Yuspndin miiaudt 7 :=$M$::=$AY$:::

Icbil ad Dnxt$


35/98

=$ Pbil kmrl ad Ndmocn Ou`fntmry Iadtrac % _nqubrn Ou`fnt Gaurdmcs$?$ Ndtnr _nsnrvn ear Ndiukormdin M!I$9$ Icbil ad Dnxt thnd Icbil ad Ebdbsh$0$ Icbil ad _nturd ta Miiaudtbdf Yntups$


36/98

Icbil ad _npartbdf Iurrndiy ^p`mtn Aptbad$ (adcy dnn` ta up`mtn whnd thnrnpartbdf iurrndiy bs `beenrndt erak thmt ae cn`fnr iurrndiy$"

Icbil ad Iakpcntn Aptbad$

Icbil ad ^p`mtn Omcmdibdf Ynfkndt Umcun$

M pap+up wbcc mppnmr icbil ad fa

Yncnit ms mppraprbmtn md` icbil ad sncnit$

Icbil ad Mppcy$


37/98

Zap+up wbcc on sbkbcmr ta thn moavn bkmfn$

Icbil ad Omcmdibdf Ynfkndt Umcun Mssbfdkndts$ Yhawd bd moavn ebfurn

Icbil ad M`` Omcmdibdf Ynfkndt Umcun# m pap+up wbcc mppnmr icbil ad fa md` Yncnitms mppraprbmtn$ Icbil ad Yncnit$

Icbil ad Iakpcntn$

Icbil ad Apnrmtbdf ^dbts$

Aptbadmc ta ebcc bd apnrmtbdf udbt dat dninssmry# Icbil ad Iakpcntn


38/98

Icbil ad iakpcntn bd thn oattak ms shawd bd moavn ebfurn$

Iadebrk oy Icbilbdf ad Rns$

Icbil ad _nturd ta miiaudtbdf Yntup$

Ebd` thn Cn`fnr wbth cn`fnr dmkn ms shawd bd oncaw bkmfn$

Icbil ad ^p`mtn miiaudtbdf Aptbads$


39/98

Icbil ad Bdtrmiakpmdy Omcmdibdf _ucns$

Bdtrmiakpmdy Omcmdibdf _ucns7Be yau ndmocn` thn Bdtrmiakpmdy Omcmdibdf aptbad ear yaur cn`fnr# thn Bdtrmiakpmdy Omcmdibdf stnp wbccon `bspcmyn`$ Phn stmtus ear thbs stnp wbcc on Dat Ytmrtn`$ ^p`mtn thn Bdtrmiakpmdy Omcmdibdf stnp ta`nebdn rucns ta omcmdin gaurdmc ndtrbns ontwnnd omcmdibdf snfkndt vmcuns thmt mrn mssbfdn` ta thn smkncnfmc ndtbty ar cn`fnr$

Icbil ad @nebdn _ucns ms shawd bd oncaw bkmfn$

Icbil ad Irnmtn _ucn

Ebcc bd thn `ntmbcs ms eaccaws7Yaurin 7 Athnr

Imtnfary 7 Athnr @nobt Omcmdibdf Ynfkndt Umcun 7 Mcc Athnr Irn`bt Omcmdibdf Ynfkndt Umcun 7 Mcc Athnr @nobt Miiaudt 7 :=$M$::=$BZ$:::

Irn`bt Miiaudt 7 :?$M$::=$B_$:::


40/98

Icbilad Aptbads ms shawd bd Oncaw bkmfn$

Ndtnr thn Eaccawbdf @ntmbcs$Cnvnc ae Yniucmrbzmtbad 7@ntmbcIcnmrbdf Omcmdibdf Ynfkndt Umcun 7 sn ear Kmdy Pa Kmdy Gaurdmc Adcy$@nemuct Aptbad 7@nemuct Icnmrbdf Omcmdibdf Ynfkndt Umcun@nemuct Icnmrbdf Omcmdibdf Ynfkndt Umcun 7:= (KBQIAKZMDR"

Icbil ad Mppcy md` Phnd Icbil ad @adn Icbil ad _nturd ta miiaudtbdf Yntups md` Icasn thn Vbd`aw$


41/98

>$ Ndtnrbdf Gaurdmc 7 Zrnrnqubsbtns (Yystnk M`kbdbstrmtar# ApndZnrba`s"

Yncnit YRYPNK M@KBDBYP_MPA_ Erak Cbst$


42/98

M Vbd`aw Ybkbcmr ta dmvbfmtbad wbcc mppnmr Dmvbfmtn ta thn eaccawbdf$

Zraebcn 4 Yystnk

Ndtnr `ntmbcs ms eaccaws7Mppcbimtbad 7 Fndnrmc Cn`fnr _nspadsbobcbty 7 Fndnrmc Cn`fnr# Ubsbad Apnrmtbads (^YM"Zraebcn 7 FC Cn`fnr Dmkn$

(Datn7 Bd Ynmrih wbd`aw ndtnr . sbfd ta snn mcc vmcuns "

Icbil ad Ebd`$ Ndtnr Cn`fnr Dmkn$ Ms Znr Nf$ KBQCN@FN_

Ymvn md` Icasn# ihmdfn thn rnspadsbobcbty ta Fndnrmc Cn`fnr Ubsbad Apnrmtbads (^YM"


43/98

Apndbdf md` Icasbdf Miiaudtbdf Znrba`s7Apnd md` icasn miiaudtbdf pnrba`s ta iadtrac gaurdmc ndtry md` gaurdmc pastbdf# ms wncc ms iakputn pnrba`+nd` md` ynmr+nd` mitumc md` ou`fnt miiaudt omcmdins ear rnpartbdf$

Apnd7Gaurdmc ndtry md` pastbdf mccawn`$

Icasn`7

Gaurdmc ndtry md` pastbdf dat mccawn` udtbc miiaudtbdf pnrba` bs rnapndn`$ _npartbdf md` bdqubry mccawn`$

Znrkmdndtcy Icasn`7

Gaurdmc ndtry md` pastbdf dat mccawn`$ Rau imddat ihmdfn thbs pnrba` stmtus$ _npartbdf md` bdqubrymccawn`$

Dnvnr Apndn`7Gaurdmc ndtry md` pastbdf mrn dat mccawn`$ Fndnrmc Cn`fnr mssbfds thbs stmtus ta mdy pnrba` prnin`bdf thnebrst pnrba` nvnr apndn` bd yaur imcnd`mr# ar ta mdy pnrba` thmt hms onnd `nebdn`# out bs dat ynt euturn+ndtnrmocn$ Rau imddat ihmdfn thbs pnrba` stmtus$

Euturn+Ndtry7

Gaurdmc ndtry bs mccawn`# out pastbdf bs dat$ Raur pnrba` bs dat ynt apnd# out emccs wbthbd thn rmdfn ae euturnndtnr+mocn pnrba`s yau `nsbfdmtn` whnd `nebdbdf yaur Cn`fnr$ Rau imddat ihmdfn thbs pnrba` stmtus wbthauusbdf thn iadiurrndt prainss ta apnd thn pnrba`$

Yntup 4 Apnd!IcasnM wbdàw sbkbcmr ta oncaw wbcc mppnmr$

=$ Icbil ad Ytmtus aptbads md` sncnit Apnd?$ Icbil ad Znrba` aptbads md` sncnit ebrst pnrba` ae thn ebsimc !imcnd`nr ynmr9$ Icbil ad Ebd`# mdathnr pap+up wbdàw wbcc apnd$0$ Icbil ad Apnd bd thn pap+up wbdàw$>$ Icbil ad yns ad Iadearkmtbad wbdàw$ M iadiurrndt b` wbcc fndnrmtn$

Icasn thn Vbdàw$


44/98

5$ Ndtnrbdf Gaurdmcs# Pypns ae Gaurdmcs % Zastbdf$

Phbs snitbad `bsiussns vmrbaus tapbis rncmtn` ta ndtnrbdf gaurdmcs# bdicu`bdf gaurdmc omtihns# gaurdmc md`gaurdmc cbdns# tmxmocn gaurdmcs# ndtnrn` iurrndiy gaurdmcs# stmtbstbimc gaurdmcs# mutakmtbimccy iapybdfgaurdmcs# ihnilbdf ar rnsnrvbdf eud`s# md` mppravbdf gaurdmcs$

Gaurdmcs 4 Ndtnr

Irnmtbdf Gaurdmc Omtihns7

Rau imd arfmdbzn gaurdmc ndtrbns wbth iakkad mttrboutns bdta omtihns$ Rau imd hmvn kuctbpcn gaurdmcs bdadn omtih# ar yau imd hmvn m snpmrmtn omtih ear nmih gaurdmc ndtry$ M omtih imd iadtmbd kuctbpcn gaurdmcs#nmih ae whbih imd oncadf ta m `beenrndt cn`fnr# out mcc ae thn cn`fnrs wbthbd m omtih kust hmvn thn smknimcnd`mr# pnrba` typn# md` ihmrt ae miiaudts$ Mcc gaurdmc ndtrbns bd m omtih kust shmrn thn smkn pnrba`$

Icbil ad Dnw Omtih


45/98

Fndnrmc7Gaurdmc 7 Yhmrn Impbtmc @nsirbptbad 7 Yhmrn Impbtmc GaurdmcCn`fnr 7 KBQCN@FN_ Znrba` 7 KMR+=9Omcmdin Pypn 7 Mitumc Icnmrbdf Iakpmdy7 (be rnqubrn`"Gaurdmc Pypn 7 Ytmd`mr` Imtnfary 7 M`gustkndtNeenitbvn @mtn 7 :=+Kmy+?:=9 Ou`fnt 7 (Be Mppcbimocn"Pmx 7 Dat _nqubrn` Iadtrac Patmc 7 (Be Mppcbimocn"

Iadvnrsbad7

Iurrndiy 7 BD_QKB @mtn 7 :=+KMR+?:=9

Pypn 7 ^snr _mtn 7 =_nvnrsn7

@mtn 7 (Ms Mppcbimocn" Znrba` 7 (Ms Mppcbimocn"Kntha` 7 Ywbtih @r!Ir Ytmtus 7 Dat _nvnrsn`

Cbdns7

Miiaudt 7 :=$M$::=$===$:::# :=$M$::=$===$:::Ear @ntmbcs Ynn oncaw Bkmfns$

Ymvn (itrc,s" md` icbil ad Zast$Earnbfd iurrndiy Gaurdmc7


46/98

Iurrndibns 4 Iurrndiy rmtn kmdmfnr 4 @mbcy rmtns

Icbil ad Irnmtn @mbcy _mtns$

Ndtnr thn Bdea ms Yhawd Bd Oncaw Bkmfn$

Icbil ad Mppcy % icasn Vbd`aw$


47/98

Dmvbfmtn ta7

Gaurdmcs 4 Ndtnr 4 Dnw Gaurdmc

Iadvnrsbad7

Iurrndiy 7 ^Y@ @mtn 7 :=+KMR+?:=9Pypn 7 Mitumc Mvnrmfn _mtn 7 >0

Bt `bspcmys thn iadvnrtn` mkt bd thn sb`n iacukd hnm`n` ud`nr Miiaudtn`$

Iakpcntn thn Gaurdmc# Ymvn bt md` Zast bt$

_nvnrsn Gaurdmcs 7^sn rnvnrsbdf gaurdmc ndtrbns ta rnvnrsn miirumcs# nstbkmtns# nrrars# ar tnkparmry m`gustkndts md`

rnicmssbebimtbads$ Mssbfd m rnvnrsmc pnrba` md`# be mvnrmfn omcmdins bs ndmocn`# m rnvnrsmc neenitbvn `mtn tam gaurdmc ndtry be yau wmdt ta fndnrmtn m rnvnrsbdf ndtry erak thn Ndtnr Gaurdmcs wbd`aw# ar cmtnr erak thn_nvnrsn Gaurdmcs wbd`aw$ Rau imd ndtnr m rnvnrsmc pnrba` md` neenitbvn `mtn mt mdy tbkn# nvnd metnr thngaurdmc bs pastn`$ Hawnvnr# yau imddat rnvnrsn omtihns md` gaurdmcs thmt yau hmvn mcrnm`y rnvnrsn`$

Gaurdmc 4 Ndtnr Icbil ad Ebd`

Icbil ad _nvnrsn Omtih# Yncnit Znrba`

Icbil ad AL# m Iadiurrndt _nqunst wbcc on Yndt$


48/98

_n+qunry wbth thn Gaurdmc md` rnvbnw Dnwcy irnmtn` Gaurdmc$

Phn Gaurdmc Ndtrbns wbcc on Mctnrn` Knmdbdf @_ ndtry wbcc on I_ md` I_ ndtry wbcc @_$Ymvn# Zast md` Icasn Vbd`aw$


49/98

Yuspndsn Gaurdmc7Rau imd `nib`n whnthnr ta mccaw pastbdf ae mdy gaurdmc ndtry whnd bts tatmc `nobts `a dat nqumc thn tatmcirn`bts$ Be yau ndmocn` suspndsn pastbdf whnd yau `nebdn` thn cn`fnr ar mdy tbkn metnr thn irnmtbad ae thncn`fnr# Fndnrmc Cn`fnr mutakmtbimccy omcmdins nmih aut+ae+omcmdin gaurdmc ndtry mfmbdst m suspndsnmiiaudt yau spnibey ear yaur cn`fnr$

Gaurdmc 4 Ndtnr 4 Dnw GaurdmcNdtnr Gaurdmc wbth `beenrndin bd @r md` I_ mkt md` Zast Bt

Metnr pastbdf bs `adn bt wbcc m`` mdathnr cbdn ta gaurdmc ms suspndsn m!i wbth thn`beenrndin mkt$ Yuspndsn m!i bs thn smkn m!i ms ndtnrn` whbcn Miiaudtbdf Yntup

Kmdmfnr$ b$n$ :=$M$::=$AY$:::$


50/98

Muta+Iapy Gaurdmcs7Rau imd irnmtn m dnw gaurdmc omtih oy iapybdf md` ka`beybdf md nxbstbdf gaurdmc omtih$ ^sn Mutaiapy taiapy m gaurdmc omtih erak thn Gaurdmcs wbdàw# thn Omtih wbdàw ar thn Ndtnr Gaurdmcs wbdàw$

Gaurdmc 4 Ndtnr]unry (Oy Zrnssbdf E=="Icbil md` Yncnit thn Gaurdmc ar Omtih$

=$ Icbil ad Muta+iapy?$ Ndtnr Dmkn ae dnw omtih md` sncnit Znrba`

9$ Icbil ad AL# m Iadiurrndt _nqunst wbcc on Fndnrmtn` md` md ^D+pastn` gaurdmc wbcc on irnmtn`$

Ymvn md` Icasn


51/98

_niurrbdf Gaurdmcs7@nebdn rniurrbdf gaurdmc earkucms ear trmdsmitbads thmt yau rnpnmt nvnry miiaudtbdf pnrba`# suih msmiirumcs# `nprnibmtbad ihmrfns# md` mccaimtbads$ Raur earkucms imd on sbkpcn ar iakpcnx$ Nmih earkucm imdusn ebxn` mkaudts md`!ar miiaudt omcmdins# bdicu`bdf stmd`mr`# nd`+ae+`my# ar mvnrmfn omcmdins# mitumc arou`fnt mkaudts# stmtbstbis# md` pnrba`+ta+`mtn ar ynmr+ta+`mtn omcmdins erak thn iurrndt pnrba`# prbarpnrba`# ar smkn pnrba` cmst ynmr$ Vhnd yau usn miiaudt omcmdins bd yaur earkucms# yau imd rntrbnvn tatmcomcmdins# ndtnrn` iurrndiy omcmdins# ar stmtbstbimc omcmdins$ Rau imd qubilcy irnmtn dnw rniurrbdf earkucmsoy iapybdf md` ka`beybdf nxbstbdf earkucms$

Ylncntad Gaurdmc Ndtrbns7Ylncntad ndtrbns meenit thn smkn miiaudts nmih pnrba`# out hmvn `beenrndt pastbdf mkaudts$ Metnr yaufndnrmtn slncntad gaurdmc ndtrbns# yau imd n`bt thn udpastn` gaurdmc omtih usbdf thn Ndtnr Gaurdmcs eark md`ndtnr thn gaurdmc cbdn mkaudts$

Gaurdmcs 4 @nebdn 4 _niurrbdf Ebcc Bd thn @ntmbcs Omtih Dmkn md` @nsirbptbad Vhbih wbcc on iakkad$

Ndtnr Gaurdmc Dmkn# Cn`fnr# Iurrndiy nti# imd ndtnr kuctbpcn Gaurdmcs oy usbdfmrraw lnys

Ymvn thn warl

Icbil ad Cbdns$

Ebcc bd thn `ntmbcs ae Miiaudt ^sn mrraw lny ta ndtnr kuctbpcn Cbdns$(Lnnp thn iursar ad Cbdn md` usn mrraw Lny"

Ymvn thn Varl md` Icasn thn Vbd`aw

Icbil ad fndnrmtn md` Ndtnr Omtih Znrba`

Icbil ad Yuokbt$

M iadiurrndt rnqunst wbcc on fndnrmtn`$


52/98


53/98

Dmvbfmtn Pa Ndtnr Gaurdmcs

Ndtnr _niurrbdf Bd Yaurin

Apnd Phn Fndnrmtn` Gaurdmc

Ebcc bd thn mkt ms mppcbimocn# Ymvn# Zast md` Icasn$


54/98

Ytmd`mr` _niurrbdf Gaurdmc Ndtrbns7Ytmd`mr` rniurrbdf gaurdmc ndtrbns usn thn smkn miiaudts md` mkaudts nmih pnrba`$

_npnmt thn Zrainss Ae _niurrbdf Gaurdmcs md` thnd Ndtnr thn Earkucm ms Eaccaws$

Ndtnr Mkt Bd Mkaudt Iacukd


55/98

Iakpcntn Phn Zrainss ms Darkmc Pa Fndnrmtn thn _niurrbdf Gaurdmcs Md` thnd Ubnw Phnk Bd NdtnrGaurdmcs Vbd`aw PA Ymvn md` Zast$


56/98

_niurrbdf Gaurdmc Earkucm Ndtrbns7 Earkucm ndtrbns usn earkucms ta imciucmtn gaurdmc mkaudtsthmt vmry erak pnrba` ta pnrba`$

^sn thn Earkucm Iacukd ta @nebdn iakpcbimtn` md` nmsy earkucms$@a thn Zrainss ms mppcbimocn md` fndnrmtn _niurrbdf Gaurdmcs$


57/98

Karn Iakpcbimtn` Earkucms imd on Mppcbn` ^sn` bd _mw Kmtnrbmcs# Bdvndtry md` AthnrOusbdnss Zrainssns$(Datn7 @a dat past thn Gaurdmc ms ta cnmrd usbdf ae ZAYP Aptbad bd Dmvbfmtbad$"


58/98

BdtrmIakpmdy Gaurdmcs7

Fa ta Ndtnr Dnw Gaurdmc md` Ndtnr thn @ntmbcs ms Yhawd Bd Oncaw Ebfurn$

Zast thn Gaurdmc ta Ynn Nxtrm Cbdns m``n` ear omcmdibdf ae Gaurdmc$

_nvbnw Gaurdmc$


59/98

Zast Gaurdmcs7Zast gaurdmc omtihns ta up`mtn thn miiaudt omcmdins ae yaur `ntmbc md` sukkmry miiaudts$ Rau imd pastmitumc# ou`fnt# ar ndiukormdin gaurdmc omtihns$ Rau imd sncnit md` past gaurdmc omtihns erak thn ZastGaurdmcs wbd`aw$ Bd m``btbad# yau imd past m gaurdmc omtih oy ihaasbdf thn Zast outtad erak thn NdtnrGaurdmcs# Omtih# ar Gaurdmcs wbd`aw whnd yau mrn ndtnrbdf ar rnvbnwbdf gaurdmc omtihns ar gaurdmc ndtrbns(Datn7 Phbs aptbads hncp bd pastbdf oucl dukonr ae gaurdmcs mt m smkn tbkn"

Gaurdmcs 4 Zast

Ndtnr thn ]unry @ntmbcs

Icbil ad Ebd` (wbcc adcy ebd` ^D+pastn` gaurdmcs"

Yncnit thn Gaurdmc Ear Zastbdf Oy Icbilbdf ad Pbil kmrl ad Cnet$ Icbil ad Zast


60/98


61/98

Icbil Ad Ndmocn`

Ndtnr Kmxbkuk Mcbmsns Ybzn

Ebcc Bd Zrakpt$

_niakpbcn Ynfkndt (Yntups 4 Ebdmdibmcs 4 Ecnxebnc`s 4 Lny 4 Ynfkndt "

Ndtnr m Dnw Gaurdmc ( Gaurdmc 4 Ndtnr 4 Dnw Gaurdmc"$

Yharthmd` Mcbmsns Ndmocns Zrn @nebdn` Cbdns ms Yhawd Bd Moavn Ebfurns$


62/98

8$ @nebdbdf @aiukndt Ynqundins7Irnmtn m àiukndt snqundin ta udbquncy dukonr nmih àiukndt fndnrmtn` oy md Armicn mppcbimtbad$ BdFndnrmc Cn`fnr# yau imd usn àiukndt snqundins ta dukonr gaurdmc ndtrbns# ndmocbdf yau ta miiaudt earnvnry gaurdmc ndtry$

Yntup 4 Ebdmdibmcs 4 Ynqundins 4 @aiukndts 4 @nebdn$

Ndtnr thn Dmkn md` Mppcbimtbad$

Ndtnr thn Neenitbvn Erak md` Pa `mtns ear yaur àiukndt snqundin$ Be thnrn bs da nd` `mtn `nebdn`

md` thnrn mrn da mssbfdkndts ear m snqundin# yau imd `bsmocn thn snqundin oy ndtnrbdf thn iurrndt`mtn ms thn nd` `mtn$ Adin `bsmocn`# yau imddat rnmitbvmtn m snqundin$

Yncnit thn Pypn ae dukonrbdf yau wmdt yaur àiukndts ta hmvn erak thn eaccawbdf aptbads7Mutakmtbi7 Fndnrmc Cn`fnr snqundtbmccy mssbfds m udbqun dukonr ta nmih àiukndt ms bt bs

irnmtn`$ @aiukndts mrn dukonrn` bd ar`nr oy `mtn md` tbkn ae irnmtbad$Fmpcnss7 Fndnrmc Cn`fnr snqundtbmccy mssbfds m udbqun dukonr ear nmih àiukndt# out

ndsurns thmt thn àiukndt wms suiinsseuccy fndnrmtn` onearn mssbfdbdf thndukonr$ Vbth Fmpcnss dukonrbdf# da snqundin dukonrs mrn cast ùn tabdiakpcntn ar embcn` àiukndt irnmtbad$

Kmdumc7 Phn usnr kust mssbfd m dukonr ta nmih àiukndt whnd bt bs irnmtn`$ Rau kust ndtnrudbqun vmcuns$ Ynqundtbmc ar`nrbdf md` iakpcntndnss mrn dat ndearin`$

Ear md mutakmtbi snqundin# ihaasn whnthnr ta `bspcmy m Knssmfn ta bdeark thn usnr ae thn snqundindmkn md` dukonr$

Ear md mutakmtbi snqundin# ndtnr md Bdbtbmc Umcun ear thn ebrst àiukndt bd yaur Ynqudin$

Ymvn % Icasn


63/98

Dmvbfmtn ta Eaccawbdf$

Yntup 4 Ebdmdibmcs 4 Ynqundins 4 @aiukndts 4 Mssbfd

Ndtnr Eaccawbdf @ntmbcs7Mppcbimtbad 7 Fndnrmc Cn`fnr Imtnfary 7 Ndtnr Imtnfary dmkn ear whbih Ynqundibdf bs rnqubrn`$Ndtnr @mtns 7 Ndtnr @mtnsYnqundin 7 Yncnit Ynqundin Irnmtn` Nmrcbnr$

Ymvn Md` Icasn$


64/98

Zravb`n Zraebcn Aptbads$

Ihmdfn _nspadsbobcbty ta Yystnk M`kbdbstrmtar Dmvbfmtn ta Zraebcn 4 Yystnk

Ndtnr _nspadsbobcbty md` mppcbimtbad Zraebcn Aptbad ms Ynqundtbmc Dukonrbdf

Yncnit Zmrtbmccy sn`

Ndtnr Dnw Gaurdmc md` Ymvn

M Ynqundin dukonr wbcc on fbvnd ta thn Gaurdmc$


65/98

2$ @mtm Miinss Ynt

@mtm miinss snts iadtrac whbih cn`fnrs imd on miinssn` oy `beenrndt rnspadsbobcbtbns$ @mtm miinss snts imdmcsa cbkbt m usnr erak miinssbdf inrtmbd omcmdibdf snfkndt vmcuns ar kmdmfnkndt snfkndt vmcuns ar frmdtrnm`adcy ar rnm` md` wrbtn miinss ta `mtm bd m cn`fnr$ Phn cn`fnrs md` cn`fnr snts mssbfdn` ta m `mtm miinsssnt kust shmrn thn smkn ihmrt ae miiaudts# imcnd`mr# md` pnrba` typn$

Eucc Cn`fnr7Frmdts miinss ta mcc thn `mtm bd m cn`fnr$ Ear nxmkpcn# bd m `mtm miinss snt wbth twa cn`fnrs# M md` O# yauimd frmdt rnm`+adcy prbvbcnfns ta mcc thn `mtm bd Cn`fnr M md` frmdt rnm` md` wrbtn prbvbcnfns ta mcc thn `mtm

bd Cn`fnr O$Omcmdibdf Ynfkndt Umcun7

Frmdts miinss ta mcc ar spnibebi cn`fnr!omcmdibdf snfkndt vmcun (OYU" iakobdmtbads$ Ear nxmkpcn# yau imdhmvn m `mtm miinss snt wbth Cn`fnr M# md` frmdt rnm`+adcy prbvbcnfns ta omcmdibdf snfkndt vmcun :=# frmdtrnm` md` wrbtn prbvbcnfns ta omcmdibdf snfkndt vmcun :?# md` frmdt da miinss ta omcmdibdf snfkndt vmcun:9 bd thn smkn cn`fnr$ Phbs bs usneuc ear iakpmdbns thmt usn m skmcc dukonr ae cn`fnrs wbth m hbfh dukonrae omcmdibdf snfkndt vmcuns ta rnprnsndt kuctbpcn iakpmdbns ar cnfmc ndtbtbns$

Kmdmfnkndt Ynfkndt Umcun7Frmdts miinss ta mcc ar spnibebi cn`fnr!kmdmfnkndt snfkndt vmcun (KYU" iakobdmtbads$ Ear nxmkpcn# yauimd hmvn m `mtm miinss snt wbth cn`fnr M md` frmdt rnm` adcy prbvbcnfns ta kmdmfnkndt snfkndt vmcun =::#frmdt rnm` md` wrbtn prbvbcnfns ta kmdmfnkndt snfkndt vmcun ?::# md` frmdt damiinss ta kmdmfnkndt

snfkndt vmcun 9::$ Phbs imd adcy on usn` be yau hmvn spnibebn` m kmdmfnkndt snfkndt bd yaur ihmrt aemiiaudts

Yntup 4 Ebdmdibmc s 4 @mtm Miinss Ynt

Ndtnr Phn @ntmbcs ms Yhawd bd Oncaw Ebfurn


66/98

Zravb`n Zraebcn Aptbads

Ymvn % Icasn


67/98

=:$ Irass Umcb`mtbad

Phraufh thn Cbst ae Umcuns enmturn# Armicn kmlns inrtmbd thmt thn vmcuns ndtnrn` bd nmih snfkndt ae thnMiiaudtbdf Ecnx+ebnc` mrn vmcb` snfkndt vmcuns$ Hawnvnr# Irass+Umcb`mtbad _ucns mrn dninssmry ta kmlnsurn thmt iakobdmtbads ae vmcb` snfkndt vmcuns mrn ndtnrn` prapnrcy bdta thn ud`nrcybdfFCQIa`nQIakobdmtbads tmocn$

Yntup 4 Ebdmdibmc s 4 Ecnx ebnc` 4 Lny 4 Ynfkndt 4 Itrc , E==

Yncnit thn mppraprbmtn Ia`n$ Md` ^dernnzn bt$

Pbil Kmrl ad Irass Umcb`mtn Ynfkndt# Pbil kmrl ad Ernnzn Ecnx+ebnc` @nebdbtbad$

Icbil ad Iakpbcn$

Ymvn % Icasn thn Vbd`aw

Yntup 4 Ebdmdibmcs 4 Ecnxebnc`s 4 Lny 4 _ucns 4 Itrc , E==(^sn Mrraw Lnys ta Ebd` thn Mppraprbmtn Ytruiturn"


68/98

Pypn7

Ndtnr thn typn ae irass+vmcb`mtbad rucn ncnkndt$ Umcb` vmcuns hnrn mrn Bdicu`n ar Nxicu`n$ Bdicu`n bdicu`nsmcc vmcuns bd thn spnibebn` ecnxebnc` rmdfn md` Nxicu`n nxicu`ns mcc vmcuns bd thn spnibebn` rmdfn$ Raurrucnkust hmvn mt cnmst adn Bdicu`n ncnkndt$ M rucn mutakmtbimccy nxicu`ns mcc vmcuns udcnss yau spnibebimccybdicu`n thnk$ Ear thbs rnmsad# yau kmy ihaasn ta usn whmt bs rnenrrn` ta ms m Fcaomc Bdicu`n# whbihbdicu`ns MCC vmcuns bd mcc rmdfns# thnd irnmtn spnibebi nxicu`n ncnkndts ear vmcuns thmt yau `adt wmdt$Nxicu`n ncnkndts mrn usn` hnrn ta avnrrb`n bdicu`n ncnkndts$

Dmkn 7 Ndtnr m dmkn ear yaur irass+vmcb`mtbad rucn$

@nsirbptbad 7 Ndtnr m `nsirbptbad ear yaur irass+vmcb mtbad rucn$

Ndmocn` 7 Ihnil thbs oax ta on mocn ta usn thn irass+vmcb`mtbad rucn$ _nkavbdf thn ihnilkmrl erakthbs oax `bsmocns yaur irass+vmcb`mtbad rucn$

Nrrar Knssmfn7 Ndtnr thn nrrar knssmfn thmt yau wauc` cbln `bspcmyn` ta yaur `mtmndtry usnr whnd thnirass+vmcb`mtbad rucn bs vbacmtn`$

Nrrar Ynfkndt7 Phn `mtm+ndtry usnrs iursar bs rnturdn` ta thn Miiaudtbdf Ecnxebnc`snfkndt spnibebn` hnrn# sa thmt thn `mtm ndtnrn` bd thbs snfkndt imd on iarrnitn`$

Erak 7 Ndtnr thn `mtn ad whbih thn irass+vmcb`mtbad rucn oniakns vmcb`$Pa 7 Ndtnr thn mtn ad whbih thn irass+vmcb`mtbad rucn oniakns bdvmcb`$

Ndtnr Dnw Gaurdmc Pa ihnil thn Fbvnd _ucn$

Be Ndtnrn` thn Iarrnitcy bt wbcc @bspcmy thn Nrrar Knssmfn$


69/98

==$ Yniurbty _ucn$Phn purpasn ae `nebdbdf Ecnxebnc` Yniurbty _ucns bs ta rnstrbit bdqubry md` `mtm ndtry miinss mt thn ecnxebnc`snfkndt vmcun cnvnc$ Yniurbty rucns rnstrbit qunry miinss bd thn Miiaudt Bdqubry# Yukkmry Miiaudt Bdqubrymd` Eud`s Mvmbcmocn earks$ Pa sntup md` usn ecnxebnc` sniurbty rucns bs mitumccy m twa+stnp prainss7 Raukust @NEBDN thn sniurbty rucn md` thnd yau kust MYYBFD thn rucn(s" ta m rnspadsbobcbty$

DMUBFMPN PA7+

Yntup 4 Ebdmdibmcs 4 Ecnxebnc`s 4 Lny 4 Ynfkndts 4 Itrc , ==

^dernnzn thn snfkndt# _acc upfraup

Icbil ad Ynfkndts$

Icbil ad Umcun Ynt metnr ihaasbdf Iakpmdy

Ihmdfn thn sniurbty aptbad ta DAD+Hbnrmrihbimc Yniurbty$

Ymvn md` icasn Vbd`aw

Icbil ad Apnd

Pbil kmrl ad Yniurbty Ndmocn`

Ymvn# Icasn Vbd`aw % _nernnzn md` Iakpbcn thn Ynfkndts$


70/98

@nebdn Yniurbty _ucns7

Bd ar`nr ta `nebdn sniurbty rucns ear m pmrtbiucmr Mppcbimtbad# Ecnx+ebnc`# Ytruiturn md` Ynfkndt# bt wbcc ondninssmry ta ndtnr md` nxniutn m qunry$ Rau shauc` rud yaur qunry usbdf thn eaccawbdf irbtnrbm7

Mppcbimtbad7 Armicn Fndnrmc Cn`fnr# Pbtcn7 Miiaudtbdf Ecnx+ebnc`# Ytruiturn7 Raur Miiaudtbdf Ecnxebnc`struiturn dmkn< md` Ynfkndt7 ihaasn m snfkndt bd yaur miiaudtbdf ecnxebnc` ar cnmvn thbs ebnc` ocmdl tavbnw mcc ae thn snfkndts bd yaur struiturn$

Yntup 4 Ebdmdibmcs 4 Ecnxebnc` 4 Lny 4 Yniurbty 4 @nebdn

Ebcc Bd Phn Bdea ms Yhawd Bd moavn Bkmfn$

Icbil Ad Ebd`


71/98

Ndtnr @ntmbcs Ms Yhawd Bd Moavn Bkmfn$

Ymvn md` Icbil ad Mssbfd

Ndtnr Mppcbimtbad# _nspadsbobcbty md` Dmkn$

Ymvn md` Icasn$

Ihnil Bt oy Ndtnrbdf Dnw Gaurdmc

Athnr iakpmdy Aptbads mrn dat mvmbcmocn whbcn ndtnrbdf Gaurdmc$


72/98

=?$ @nebdbdf Yukkmry MiiaudtsFndnrmc Cn`fnr usns sukkmry tnkpcmtns ta irnmtn sukkmry miiaudts# whasn omcmdins mrn thn suks aekuctbpcn `ntmbc miiaudts ear m sbdfcn cn`fnr$ ^sn sukkmry miiaudts ta pnreark adcbdn sukkmry bdqubrbns#ms wncc ms ta spnn` thn prainssbdf ae ebdmdibmc rnparts# Kmss Mccaimtbads# md` rniurrbdf gaurdmc earkucms$

Yntup 4 Ebdmdibmcs 4 Ecnxebnc`s 4 lny 4 Fraup Ndtnr @ntmbcs

Icbil ad Ebd`

Ndtnr @ntmbcs Ms Yhawd Bd Oncaw Bkmfn


73/98

@nebdbdf Yukkmry Miiaudt Pnkpcmtn7Erak thn Yukkmry Miiaudts wbd`aw# ndtnr thn sukkmry miiaudt Pnkpcmtnusbdf adn ae thn eaccawbdfvmcuns ear nmih snfkndt7

@7 (@ntmbc"

Raur tnkpcmtn irnmtns md` kmbdtmbds m sukkmry miiaudt ear nvnry `ntmbc snfkndt vmcun$ Phbs vmcun irnmtnsthn kast sukkmry miiaudts ae mdy tnkpcmtn vmcun$ Fndnrmc Cn`fnr wbcc dat mccaw yau ta `nebdn m sukkmrymiiaudt tnkpcmtn usbdf adcy @ tnkpcmtn vmcuns$

P7 (Patmc"

Raur tnkpcmtn irnmtns md` kmbdtmbds m sukkmry miiaudt thmt suks omcmdins ae mcc `ntmbc snfkndt vmcuns$

Phbs vmcun irnmtns thn enwnst sukkmry miiaudts ae mdy tnkpcmtn vmcun$_accup Fraup Dmkn7

Raur tnkpcmtn irnmtns md` kmbdtmbds m sukkmry miiaudt ear nmih pmrndt snfkndt vmcun mssbfdn` ta thnraccup fraup yau spnibey$ Phn karn pmrndt snfkndt vmcuns bd m fbvnd raccup fraup# thn karn sukkmrymiiaudts yaur tnkpcmtn irnmtns$

Yntup 4 Miiaudts 4 YukkmryNdtnr @ntmbcs Ms shawd bd Oncaw BkmfnYmvn# thn Ytmtus wbcc ihmdfn ta M``bdf# Metnr Iakpcntbad ae Iadiurrndt _nqunst bt wbcc ihmdfn ta Iurrndt$


74/98

Bdqubry 4 Miiaudts

Icbil ad Yukkmry Pnkpcmtn ear Yncnitbdf tnkpcmtn ear Bdqubry$ Nvnry Umcun ae yaur Ynfkndt Yhauc` hmvn m vmcun ms P ta `ndatn tatmc @npmrtkndt# miiaudts#

iakpmdy ar mdy athnr vmcun$

Icbil AL md` thnd ad Yhaw Omcmdins


75/98

Icbil ad @ntmbc Omcmdins

Icbil ad Gaurdmc @ntmbcs Ear Eurthnr @ntmbcs md` md Bdqubry imd on `adn bd `ntmbc wbth sbkbcmr aptbads$


76/98

=9$ Ou`fnt^sn ou`fntbdf ta ndtnr nstbkmtn` miiaudt omcmdins ear m spnibebn` rmdfn ae pnrba`s$ Rau imd usn thnsnnstbkmtn` mkaudts ta iakpmrn mitumc omcmdins wbth pragnitn` rnsucts# ar ta iadtrac mitumc md` mdtbibpmtn`nxpnd`bturns$ Fndnrmc Cn`fnr fbvns yau m vmrbnty ae taacs ta irnmtn# kmbdtmbd# md` trmil yaur ou`fnts#bdicu`bdf thn mobcbty ta upcam` ou`fnt mkaudts erak yaur sprnm`shnnt saetwmrn$

Ou`fntmry Iadtrac Aptbads7Rau imd snt vmrbaus ou`fntmry iadtrac aptbads ear m sukkmry miiaudt tnkpcmtn# suih ms thn eud`s ihnilcnvnc md` thn eud`bdf ou`fnt$

Ou`fnt 4 @nebdn 4 iadtracsNdtnr @ntmbcs ms Yhawd BD Oncaw Bkmfn$

@nebdbdf Ou`fntsIrnmtn m ou`fnt ta rnprnsndt m iaccnitbad ae nstbkmtn` mkaudts ear m rmdfn ae miiaudtbdf pnrba`s$ Rau imdusn Muta+Iapy ta irnmtn m dnw ou`fnt erak md nxbstbdf ou`fnt$ Rau imd irnmtn ou`fnt hbnrmrihbns oymssbfdbdf cawnr+cnvnc ou`fnts ta m kmstnr ou`fnt$ Phbs ndmocns yau ta trmil ou`fntn` mkaudts mfmbdst yauriadtrac ou`fnt$

Ou`fnt 4 @nebdn 4 Ou`fnt Ndtnr m Dmkn md` @nsirbptbad ear yaur ou`fnt$

Yncnit thn cn`fnr ear thbs ou`fnt$ Be yau usn rnpartbdf iurrndibns (gaurdmc ar suocn`fnr cnvnc"# yauimd sncnit m rnpartbdf iurrndiy

Ndtnr thn Ytmtus ae yaur ou`fnt$

Apnd7 Phn ou`fnt bs mvmbcmocn ear up`mtn md` ou`fnt ndtry$Iurrndt7 Phn ou`fnt bs apnd# md` bt bs thn `nemuct ou`fnt whnd yau usn kast ou`fntbdf md`

bdqubry earks$ Rau imd hmvn adcy adn Iurrndt ou`fnt mt m tbkn ear nmih cn`fnr$Eraznd7 Phn ou`fnt bs udmvmbcmocn ear up`mtn ar ou`fnt ndtry$ Fndnrmc Cn`fnr `bspcmys thn

Irnmtn` @mtn md` Eraznd @mtn# be mppcbimocn# ear thn ou`fnt$

Ihaasn whnthnr ta _nqubrn Ou`fnt Gaurdmcs ear yaur ou`fnt$ Be yau ndmocn` thn _nqubrn Ou`fntGaurdmcs ecmf ear yaur cn`fnr# thbs aptbad wbcc mcrnm`y on sncnitn` md` imddat on ihmdfn`$

Ndtnr thn Ebrst md` Cmst pnrba` ear yaur ou`fnt$

Pa apnd thn ebrst ebsimc ynmr ae yaur ou`fnt# ihaasn Apnd Dnxt Rnmr$

Fndnrmc Cn`fnr cmudihns m iadiurrndt rnqunst ta apnd thn dnxt ynmr$


77/98

Ymvn Md` Icasn

@nebdbdf Ou`fnt Arfmdbzmtbads7

^sn thbs wbd`aw ta `nebdn ou`fnt arfmdbzmtbads ar up`mtn nxbstbdf ou`fnt arfmdbzmtbads$ Rau imd rnvbnw#mssbfd# `ncntn ar iapy rmdfns ae Miiaudtbdf Ecnxebnc`s ta yaur ou`fnt arfmdbzmtbads$ Rau kust `nebdn mtcnmst adn ou`fnt arfmdbzmtbad onearn yau imd ndtnr ou`fnt mkaudts$ Be yau hmvn adn ar karn ou`fntarfmdbzmtbads `nebdn` mcrnm`y# yau imd `nebdn md /Mcc/ ou`fnt arfmdbzmtbad thmt iadtmbds mcc ae thnMiiaudtbdf Ecnxebnc`s erak mcc ae thn ou`fnt arfmdbzmtbads yau `nebdn$

Ou`fnt 4 @nebdn 4 Arfmdbzmtbad


78/98

Ndtnr ^dbqun Arfmdbzmtbad Dmkn md` @nsirbptbad$

Yncnit Cn`fnr md` @bspcmy Ynqundin$

Ndtnr Nee @mtns$

Icbil AD _mdfns

Ndtnr @ntmbcs ms Yhawd Bd Moavn BkmfnS

Icbil ad Ou`fntmry Iadtracs

Ndtnr @ntmbcs Ms YhawdM`vbsary7 Ihnil ar rnsnrvn eud`s ear thn Miiaudtbdf Ecnxebnc`s bd thn rmdfn$ Fndnrmc

Cn`fnr rnsnrvns eud`s whnthnr ar dat thnrn mrn eud`s mvmbcmocn$ Be sueebibndteud`s mrn dat mvmbcmocn# yau wbcc rninbvn m wmrdbdf knssmfn$

Mosacutn7 Ihnil ar rnsnrvn eud`s ear thn Miiaudtbdf Ecnxebnc`s bd thn rmdfn$ FndnrmcCn`fnr rnsnrvns eud`s adcy be sueebibndt eud`s mrn mvmbcmocn$

Ymvn md` Icasn


79/98

Ndtnrbdf Ou`fnt Gaurdmcs7Ndtnr ou`fnt gaurdmcs ta kmbdtmbd md mu`bt trmbc ear yaur ou`fnt omcmdins$ Rau imd usn ou`fnt rucns taimciucmtn ou`fnt gaurdmc mkaudts mutakmtbimccy$

Ou`fnt 4 Ndtnr 4 Gaurdmc

Ndtnr @ntmbcs Ms Yhawd Bd Moavn Bkmfn$

Icbil ad Ou`fnt _ucns

Ndtnr @ntmbcs md` Icbil ad AL$


80/98

Icbil ad Gaurdmc Ubnw

Icbil ad Irnmtn Gaurdmcs$$$

Ndtnr @ntmbcs$

Icbil ad Ihnil Eud`s

Icbil ad _nsnrvn Eud`s

Ytmtus Vbcc on Ihmdfn ta Zmssn`

Icbil ad @adn

M iadiurrndt B@ Vbcc on Fndnrmtn` Icasn Vbd`aw$


81/98

=0$ Gaurdmc Mppravmc

^sn Fndnrmc Cn`fnr&s Gaurdmc Mppravmc enmturn ta ndsurn thmt gaurdmc ndtrbns md` omtihns mrn mppravn` oymppraprbmtn kmdmfnkndt pnrsaddnc onearn thn gaurdmcs imd on pastn` ta yaur miiaudt omcmdins$ Phn FCGaurdmc Mppravmc Zrainss aotmbds thn dninssmry kmdmfnkndt mppravmcs ear kmdumc gaurdmc omtihns$ Phnprainss vmcb`mtns thn gaurdmc omtih# `ntnrkbdns be mppravmc bs rnqubrn`# suokbts thn omtih ta mppravnrs (bernqubrn`"# thnd datbebns mppraprbmtn bd`bvb`umcs ae thn mppravmc rnsucts$

Yntup 4 Ebdmdibmc 4 Miiaudtbdf Yntup Kmdmfnr 4 Miiaudtbdf Yntup

Ynmrih Mppraprbmtn Cn`fnr

Icbil ad ^p`mtn Miiaudtbdf Aptbads

Icbil ad ^p`mtn ms shawd bd oncaw bkmfn$ Icbil ad Dnxt ta fa ta Ytnp ?

Pbil kmrl ad Gaurdmc mppravmc

Icbil ad Ebdbsh

Icasn thn wbd`aw


82/98


83/98

Yntup 4 Gaurdmc 4 Yaurins

Bkpart ^sbdf Lny7Be yau ndmocn thbs ihnil+oax# thn Gaurdmc Bkpart prafrmk usns thn vmcun ndtnrn` bd thn Yaurin Lny ebnc`#bdstnm` ae thn Yaurin ebnc`# whnd bkpartbdf gaurdmcs ear m fbvnd saurin$ Phn Yaurin Lny bs m cmdfumfn+bd`npnd`ndt md` bdstmdin+bd`npnd`ndt lny thmt hncps yau b`ndtbey m pmrtbiucmr gaurdmc saurin md` imtnfaryiadsbstndtcy mirass mcc cmdfumfns md` bdstmdins$ Rau shauc` ihnil thn ihnil+oax ear iustak saurins be wmdta usn thn Yaurin Lny vmcuns bdstnm` ae thn Yaurin vmcuns upad bkpartbdf gaurdmcs

Neenitbvn @mtn _ucn7

Embc7 Gaurdmc Bkpart wbcc rngnit trmdsmitbads whnd thn neenitbvn `mtn bs dat m vmcb` ousbdnss`my$ Da pastbdf tmlns pcmin$

Cnmvn Mcadn7 Gaurdmc bkpart wbcc miinpt mcc trmdsmitbads rnfmr`cnss ae thn neenitbvn `mtn$_acc @mtn7 Gaurdmc Bkpart wbcc miinpt thn trmdsmitbad# out racc thn neenitbvn `mtn omil ta thn

dnmrnst vmcb` ousbdnss `my wbthbd thn smkn pnrba`$ Be thnrn bs da prbar vmcb` ousbdnss`my wbthbd thn smkn pnrba`# thn neenitbvn `mtn bs raccn` earwmr`$


84/98

=>$ Iadsacb`mtbad

Rau imd usn Fndnrmc Cn`fnr&s iadsacb`mtbad enmturns ta iakobdn thn ebdmdibmc rnsucts ae kuctbpcniakpmdbns# nvnd be thnbr cn`fnrs usn `beenrndt iurrndibns# miiaudtbdf imcnd`mrs# md` ihmrts ae miiaudts$Fndnrmc Cn`fnr supparts iadsacb`mtbdf mvnrmfn omcmdins usbdf nbthnr thn trmdsmitbads ar omcmdinsiadsacb`mtbad kntha`s$

Yntup 4 Ebdmdibmc 4 Miiaudtbdf Yntup Kmdmfnr 4 Miiaudtbdf Yntup Icbil ad M`` Yniad`mry Cn`fnr

Ndtnr Phn Eaccawbdf @ntmbcs


85/98

Icbil ad Mppcy

^p`mtn miiaudtbdf aptbads ae dnwcy irnmtn` cn`fnr$

Icbil ad Zrbkmry ta Yniad`mry cn`fnr kmppbdf up`mtn aptbad

Icbil ad Irnmtn Kmppbdf

Ndtnr @ntmbcs ms shawd bd oncaw bkmfn

Icbil ad Ynfkndt _ucns


86/98

Ndtnr @ntmbcs Ms Yhawd Bd Oncaw Bkmfn$

Ymvn md` Icasn Vbd`aw

Yncnit thn Kmppbdf Irnmtn`

Icbil ad Iakpcntn md` Icasn Vbd`aw

Ihmdfn _nspadsbobcbty ta Yystnk M`kbd md` Ihmdfn FC ta KB Iadsacb`mtbad FC

(_npnmt thn Ynrbmc DA >$ b$n$ Zrnrnqubsbtns Yystnk m`kbd!apnd icasn pnrba`"


87/98

@nebdn iadsacb`mtbad rnspadsbobcbty7

_nspadsbobcbty 7 Yystnk m`kbdbstrmtbad

Yniurbty 4 _nspadsbobcbty 4 @nebdn

Ymvn md` Icasn Vbd`aw md` Ihmdfn _nspadsbobcbty ta FC

@nebdn Iadsacb`mtbad7

Metnr `nebdbdf m iadsacb`mtbad `nebdbtbad# yau imd fraup kuctbpcn iadsacb`mtbad `nebdbtbads bdta miadsacb`mtbad snt$ Rau imd thnd trmdsenr thn iadsacb`mtbad snt ta yaur pmrndt# rmthnr thmd trmdsenrrbdf nmih

suosb`bmry&s mtm snpmrmtncy$Iadsacb`mtbad 4 @nebdn 4 Iadsacb`mtbad

Ndtnr @ntmbcs ms Yhawd bd Oncaw Bkmfn$


88/98

Icbil ad Prmdsenr

Ndtnr @ntmbcs (Datn7 Ytmd`mr` Znrba` Vbcc dat on Ndtnrn` be Znrba`s mrn dat apnd ear thn DnwcyIrnmtn` KB Iadsacb`mtbad Cn`fnr"

Icbil ad Prmdsenr# m iadiurrndt _nqunst wbcc on fndnrmtn`$

Icbil ad Ebd` gaurdmc bd ndtnr gaurdmc

Zast md` Icasn Vbd`aw$


89/98

=5$ CN@FN_ YNP

M cn`fnr snt bs m fraup ae cn`fnrs thmt shmrn thn smkn ihmrt ae miiaudts md` imcnd`mr!pnrba` typniakobdmtbad$ Cn`fnr snts mccaw yau ta rud prainssns md` rnparts ear kuctbpcn cn`fnrs sbkuctmdnauscy$Ear nxmkpcn# yau imd apnd!icasn pnrba`s ear kuctbpcn cn`fnrs mt adin# rud rniurrbdf gaurdmcs thmt up`mtnomcmdins ear kuctbpcn cn`fnrs# ar rud iadsacb`mtn` ebdmdibmc rnparts thmt sukkmrbzn omcmdins mirasskuctbpcn cn`fnrs bd m cn`fnr snt$

Yntup 4 Ebdmdibmcs 4 Cn`fnr Ynt

Ndtnr dmkn ae cn`fnr snt md` mcsa m shart dmkn

Ndtnr `nsirbptbad ae cn`fnr snt

Ihaasn Ihmrt Ae Miiaudts# Imcnd`mr Rnmr$

Ndtnr @nemuct Cn`fnr ms whbih on thn `nemuct cn`fnr mitbvmtn` ear thn cn`fnr snt(Dninssmry ear EYF"

Ndtnr @ntmbcs ae Cn`fnr whbih yau wmdt ta on bd thn cn`fnr Ynt$

Ymvn md` icasn thn Vbd`aw


90/98

=6$ Prmdscmtbdf Omcmdins

Rau imd trmdscmtn yaur mitumc md` ou`fnt miiaudt omcmdins erak yaur cn`fnr iurrndiy ta mdathnr iurrndiy$Rau imd cmudih trmdscmtbad erak thn Prmdscmtn Omcmdins wbdàw ar erak thn Ytmd`mr` _nqunst Yuokbssbad(Y_Y" wbdàw$ Prmdscmtn` omcmdins mrn starn` bd omcmdin+cnvnc rnpartbdf iurrndibns$ Omcmdin cnvncrnpartbdf iurrndibns mrn `nebdn` bd thn Miiaudtbdf Iadebfurmtbad usbdf thn Miiaudtbdf Yntup Kmdmfnr armutakmtbimccy fndnrmtn` ùrbdf trmdscmtbad$

@nebdn _mtn Pypns7

Rau ndtnr `mbcy iadvnrsbad rmtns ear spnibebi iakobdmtbads ae earnbfd iurrndiy# `mtn# md` iadvnrsbad rmtntypn$ Vhnd yau ndtnr m earnbfd iurrndiy gaurdmc# Fndnrmc Cn`fnr mutakmtbimccy `bspcmys thn prn`nebdn`nxihmdfn rmtn omsn` ad thn iurrndiy# rmtn typn# md` iadvnrsbad `mtn yau ndtnr$

Znrba` Nd` _mtn 7 Znrba` nd` rmtn usn` oy mssnts % cbmobcbtbns$

Znrba` Mvnrmfn _mtn7 Znrba` mvnrmfn rmtn usn` oy Nxpndsns % Bdiakns$

Hbstarbimc _mtn7 Hbstarbimc usn` oy Awdnrshbp nqubty rmtn$

Yntup 4 Iurrndibns 4 _mtn 4 Pypn

Ndtnr Ms Yhawd bd Oncaw Bkmfn

Ymvn md` icasn

Dmvbfmtn ta miiaudtbdf Yntup md` thn mppraprbmtn cn`fnr


91/98

Yntup 4 Ebdmdibmc 4 Miiaudtbdf Yntup Kmdmfnr 4 Miiaudtbdf Yntup

Icbil ad ^p`mtn

Icbil ad Dnxt kavbdf ta Ytnp ?$

Ndtnr @ntmbcs ms Yhawd Bd Moavn Ebfurn b$n$ Iurrndiy Prmdscmtbad Aptbads

Icbil ad Ebdbsh

Icasn Vbd`aw


92/98

Yntup 4 Iurrndibns 4 _mtn 4 Hbstarbimc

Ndtnr @ntmbcs ms Yhawd bd Oncaw Bkmfn

Ymvn md` icasn md` Dmvbfmtn ta

Yntup 4 Iurrndibns 4 _mtn 4 @mbcy

Ndtnr @ntmbcs ms Yhawd bd moavn bkmfn$


93/98

Iurrndiy 4 Prmdscmtbad

Ndtnr @ntmbcs ms shawd bd oncaw bkmfn

Icbil ad trmdsenr m iadiurrndt _nqunst wbcc on fndnrmtn`

Icasn thn Vbd`aw

Athnr 4 _npart 4 _ud

Icbil ad Yuokbt Metnr ndtnrbdf @ntmbcs

M iadiurrndt rnqunst wbcc on fndnrmtn` md` ta snn rnsucts Fa ta _nqunst md` icbil ad Ubnw Autput$


94/98

=8$ Ebdmdibmc Ytmtnkndt Fndnrmtar7

Ebdmdibmc Ytmtnkndt Fndnrmtar (EYF" bs m pawnreuc rnpart oubc`bdf taac ear Armicn Fndnrmc Cn`fnr$ VbthEYF# yau imd7

Fndnrmtn ebdmdibmc rnparts# suih ms bdiakn stmtnkndts md` omcmdin shnnts# omsn` upad `mtmbd yaur fndnrmc cn`fnr mirass m cn`fnr snt ar m cn`fnr$

_aw Ynt7

EYF eurthnr sbkpcbebns rnpart oubc`bdf oy mccawbdf yau ta fraup kuctbpcn raw ar iacukd `nebdbtbads bdta/snts$/ Ear nxmkpcn# suppasn thmt yau&vn gust `nebdn` m sbkpcn rnpart whbih usns twa iacukds wbth thnmttrboutns /Rnmr Nd`n` =?!9=!2>/ md` /Rnmr Nd`n` =?!9=!25$/ Rau rnmcbzn thmt yau kbfht wmdt ta usn thnsntwa iacukds ear kmdy athnr rnparts onsb`ns thn adn yau&vn gust `nebdn`$ Vbth EYF# yau imd `nebdn md`smvn m Iacukd Ynt whbih iadsbsts ae thnsn twa iacukd `nebdbtbads$ Phnd# whndnvnr yau dnn` m dnw rnpartomsn` ad thnsn twa iacukds# yau sbkpcy tncc EYF ta oubc` m rnpart usbdf thn iacukd snt$ Rau imd `a thnsmkn thbdf wbth fraups ae raw `nebdbtbads# md` irnmtn _aw Ynts$

_nparts 4 @nebdn 4 _aw Ynt

Ndtnr @ntmbcs ms shawd bd Moavn Bkmfn$

Icbil ad @nebdn _aws

Ndtnr `ntmbcs ms rnqubrn` bd thn @nebdn _aws eark$

Icbil ad Miiaudt Mssbfdkndts

Icbil ad Caw

Ndtnr `ntmbcs ms shawd bd oncaw bkmfns(Bd thbs imsn ndtnr `ntmbcs ear Ymcmrbns miiaudt"

Ymvn md` Icasn thn Vbd`aw rnpnmt thn stnps ta `nebdn athnr raws bd thn smkn raw snt


95/98

@nebdn athnr raws usbdf thbs wbd`aw nf$ Ymcmrbns# tatmc mssnts# tatac nxpndins# tatmc cbmobcbtbns nti

@bebdn Miiaudts ear thn spnibebi _aw usbdf oncaw wbd`aw $


96/98

Iacukd Ynt7

M iacukd snt `nebdns thn earkmt md` iadtndt ae thn iacukds bd md EYF rnpart$ Bd EYF# thn iakkadcymssukn` mttrboutn ear m iacukd `nebdbtbad bs m tbkn pnrba` (mkaudt typn"# whnrnms thn mttrboutn ear m raw`nebdbtbad bs md miiaudt mssbfdkndt$ Phnrnearn# typbimc iacukd snts bdicu`n hnm`bdfs md` suohnm`bdfs#mkaudt typns# earkmt kmsls# iurrndiy mssbfdkndts# md` imciucmtbad iacukds ear tatmcs$

_nparts 4 @nebdn 4 Iacukd Ynt Ndtnr dmkn md` `nsirbptbad ear iacukd snt$

Icbil ad @nebdn Iacukds

Ndtnr @ntmbcs ms rnqubrn`# smvn md` Icasn thn Vbd`aw Icbil ad Oubc` Iacukd Ynt

Ndtnr @ntmbcs ms shawd bd oncaw bkmfn# smvn md` icasn$


97/98

_nparts 4 @nebdn 4 _npart

Ndtnr @ntmbcs ms shawd bd oncaw Bkmfn

Ndtnr dmkn# Pbtcn md` @nsirbptbad

Ndtnr Zrn`nebdn` _aw Ynt md` Iacukd Ynt md` athnr @ntmbcs

Ymvn md` Icasn

_nparts 4 _nqunst 4 Ebdmdibmcs


98/98

Ndtnr _npart dmkn eark thn cbst

athnr aptbad wbcc ebcc+bd oy `nemuct

Icbil ad Yuokbt

M iadiurrndt _nqunst wbcc on fndnrmtn`

Dmvbfmtn ta

Ubnw 4 _nqunst 4 Ebd` Icbil ad Ubnw Autput ae thn Mppraprbmtn _nqunst$

General Ledger Oracle

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