Funding Your Education The Guide to Federal Student Aid 2012-13

7/30/2019 Funding Your Education The Guide to Federal Student Aid 2012-13

1/28

62?6?9 Xml @|ehl xj Alhlvoc Yx|hlkx Oeh

A\KHEK@

UJ\V

LH\IOXEJK


2/28


3/28

A\KHEK@ UJ\V

LH\IOXEJK

Xl @|ehl xj Alhlvoc Yx|hlkx Oeh s 62?6?9

\+Y+ Hlrovxglkx ja Lh|ioxejk

Alhlvoc Yx|hlkx Oeh


4/28

\+Y+ Hlrovxglkx j Lh|ioxejkOvkl H|kiok

Ylivlxovu

Alhlvoc Yx|hlkx Oeh

Dogly P+ V|kielImel Jrlvoxek` Jilv

I|yxjglv L}rlvelkil JilFvlkho A+ Plkyec

Imel I|yxjglv L}rlvelkil Jilv

Hlilgflv 62??

Xey r|fceioxejk ey ek xml r|fcei hjgoek+ O|xmjvetoxejk xj vlrvjh|il

ex ek pmjcl jv ek rovx ey `vokxlh+ Pmecl rlvgeyyejk xj vlrvekx xmey

r|fceioxejk ey kjx klilyyovu# xml iexoxejk ymj|ch fl4 \+Y+ Hlrovxglkx

j Lh|ioxejk# Alhlvoc Yx|hlkx Oeh# I|yxjglv L}rlvelkil @vj|r#

A|khek Uj|v Lh|ioxejk4 Xl @|ehl xj Alhlvoc Yx|hlkx Oeh# 62?6?9#

Poymek`xjk# H+I+# 62??+

\rhoxlyOku imok`ly xj lhlvoc yx|hlkx oeh rvj`vogy yekil xmey r|fceioxejk

poy rvekxlh ovl ooecofcl ox ppp+yx|hlkxoeh+lh+`j+

Xj jvhlv ijrely ja xmey r|fceioxejk

Yx|hlkxy okh RovlkxyJvhlv jkcekl ox4 ppp+lhr|fy+`j

Lgoec uj|v vlq|lyx xj4 lhr|fyBlhr|fy+lh+`j

Iocc ek uj|v vlq|lyx xjcc vll4 ?'=00'899'0=60 -?'=00'8'LH'R\FY%

Xjyl pmj |yl o xlclijgg|keioxejky hleil jv xml hlo -HH%

jv o xlclxurlpvexlv -U% ymj|ch iocc ?'=00'


5/28

Xml @|ehl eee

IJKLKY

Alhlvoc Yx|hlkx Oeh Oxo@cokil ++++++++++++++++++?

ofcl ?+ Alhlvoc Yx|hlkx Oeh4 url j oeh# lce`efecexu# opovhogj|kx# ekxlvlyx voxl# okh jxmlv hlxoecy# fu rvj`vog ++++++++ 6

Yxlry xj Alhlvoc Yx|hlkx Oeh ++++++++++++++++++++++++++++++++++++++++++++++ 8Alhlvoc Yx|hlkx Oeh Rvjilyy ++++++++++++++++++++++++++++++++++++++++++++++ 8

Rovx E+ RVLROVL XJ ROU AJV IJCCL@L ++++++ pmjyl jv `|ovheok helh oy o vly|cx j gecexovu ylveil ek Evoq jv O`moxlv 5*??> okh pmj# ox xml xegl j xml rovlkxy jv `|ovheokyplvl clyy xmok 68 ulovy jch jv plvl lkvjcclh ox cloyx rovx'xeg

ekyxex|xejk j me`mlv lh|ioxejk

Alhlvoc PjvnYx|hu Gjklu lovklh pmecl oxxlkhek`yimjjc> hjly kjx mol xj fl vlroeh

Ajv |khlv`voh|oxl okh voh|oxl yx|hlkxy> |khy hlrlkh jk oox yimjjc

Alhlvoc Rlvneky Cjoky Cjok4 g|yx fl vlroeh pexm ekxlvlyx

Ekxlvlyx voxl4 |khy hlooecofecexu ox yimjjc

Pecceog H+ Ajvh Hevlix Cjoky

Hevlix Y|fyehetlh Cjoky

Cjok4 g|yx fl vlroeh pexm ekxlvlyx

Ekxlvlyx voxl4 1+=,

-jv cjoky avyx heyf|vylh jk jv oxlv D|cu ?# 62?6%

\khlv`voh|oxl yx|hlkxy lkvjcclh ox cloyx m

G|yx hlgjkyxvoxl akokieoc kllh

Hevlix \ky|fyehetlh Cjoky Cjok4 g|yx fl vlroeh pexm ekxlvlyx

Ekxlvlyx voxl4 1+=,

\khlv`voh|oxl okh voh|oxl yx|hlkxy lkvcloyx moc'xegl

Aekokieoc kllh ey kjx vlq|evlh

Hevlix RC\Y Cjoky

-jv rovlkxy okh `voh|oxl okh rvjlyyejkoc hl`vllyx|hlkxy%

Cjok4 g|yx fl vlroeh pexm ekxlvlyx

Ekxlvlyx voxl4 0+5,

@voh|oxl yx|hlkxy

Rovlkxy j hlrlkhlkx |khlv`voh|oxl yx|hlovl mlcrek` rou xml ijyx j xmlev imechy lh|

Aekokieoc kllh ey kjx vlq|evlh> g|yx kjx moivlhex meyxjvu> g|yx fl lkvjcclh ox cloyx moc'

Hevlix Ijkyjcehoxejk Cjoky Cjok4 g|yx fl vlroeh pexm ekxlvlyx

Ekxlvlyx voxl ey a}lh okh foylh jk xml ple`mxlholvo`l j xml ekxlvlyx jk xml cjoky flek` ijkyjcehoxlh#vj|khlh |r xj xml klovlyx jkl'le`mxm j ?,

Ekxlvlyx voxl4 iokkjx l}illh =+6


9/28

Xml @|ehl 9

h jxmlv hlxoecy# fu rvj`vog

Okk|oc Opovh Ogj|kxy Hlxoecy

j (


10/28

RVLROVL

VLILEQL

ORRCU

VLROU

JQLVQELP

Xml @|ehl 8

Ox'o'@cokil

Yxlry xj Alhlvoc Yx|hlkx Oeh

Xl jccjpek` `|vl pecc mlcr uj| nllr xvoin j pmox uj| kllh xj hj pmlk orrcuek` jv lhlvoc yx|hlkx oeh+

RVLROVLXey |ehl ely uj| ekjvgoxejk

ofj|x lhlvoc yx|hlkx oeh rvj`vogy#

oy plcc oy jxmlv gloky j rouek` jv

uj|v lh|ioxejk oalv me`m yimjjc+

ORRCUjj goku yx|hlkxy oyy|gl xmlu pjkx

q|oceu jv xmekn xml AOAYO cjjny

hei|cx xj ijgrclxl+ Xl egrvjlh

jkcekl AOAYO ey g|im yegrclv xmok

ex |ylh xj fl+ Exy o `jjh ehlo xj orrcu+

Uj| gou fl y|vrveylh fu xml ogj|kx

j oeh jv pmeim uj| q|oceu+

VLILEQLPlcc ekjvg uj| okh uj|v ylclixlh

yimjjcy ofj|x uj|v L}rlixlh Aogecu

Ijkxvef|xejk -LAI%+ Xlk xml yimjjcy

pecc xlcc uj| mjp g|imokh pmox

yjvxy joeh uj| q|oceu jv+

VLROUE uj|v oeh ey ek xml jvg j o cjok#

xmey `|ehl pecc `el uj| `lklvoc

ekjvgoxejk jk vlrouglkx+ Uj|

iok kh hlxoeclh ekjvgoxejk jk

vlrouek` yx|hlkx cjoky ox

ppp+yx|hlkxoeh+lh+`j*vlrouek`okh

ek Uj|v Alhlvoc Yx|hlkx Cjoky ox

ppp+yx|hlkxoeh+lh+`j*r|fy+

Alhlvoc Yx|hlkx Oeh Rvjilyy

Kjxl4 Uj| ocyj ge`mx fl ofcl xj lx akokieoc oeh vjg uj|v yxoxl jlvkglkx# uj|v yimjjc# jv o rveoxl yimjcovymer+ Vlylovim kjklhlvoc oeh lovcu -ehloccu#yxovx ek xml yrvek` j uj|v d|kejv ulov j me`m yimjjc%+ Uj| iok akh o vll yimjcovymer ylovim oxppp+yx|hlkxoeh+lh+`j*yimjcovymer+ Fl y|vl xj gllx occ

orrceioxejk hlohcekly/

YXLR ?@lx vll ekjvgoxejk okh mlcr vjg o yimjjc ij|kylcjv# xml akokieoc oeh jail ox xml ijccl`l jv xvohl yimjjc uj| rcok xj oxxlkh# jv xml \+Y+ Hlrovxglkx j Lh|ioxejkox ppp+yx|hlkxoeh+lh+`j jv ?=228ALHOEH -?=228999689%+ Avll mlcr ey ooecofcl oku xegl h|vek` xml orrceioxejk rvjilyy+ Uj| ymj|ch kllv mol xj roujv mlcr+

YXLR 6Ijcclix xml hji|glkxy kllhlh xj orrcu# ekic|hek` ekijgl xo} vlx|vky okh P6 jvgy -okh jxmlv vlijvhy j ekijgl%+ O |cc ceyx j pmox uj| kllh ey oxppp+oyo+`j+ Xo} vlx|vk kjx ijgrclxlh ox xml xegl uj| orrcu: Lyxegoxl xml xo} ekjvgoxejk# orrcu# okh ijvvlix ekjvgoxejk coxlv+

YXLR

Uj|v ijyx j oxxlkhokil -xjxoc ogj|kx ex pecc ijyx uj| xj `j xjyimjjc%> okh

Uj|v lkvjccglkx yxox|y -xmox ey# |ccxegl# mocxegl# lxi+%+

Ioci|coxek` uj|v akokieoc kllhOeh jv gjyx j j|v rvj`vogy ey opovhlh foylh jk kokieoc kllh

-l}ilrx jv Hevlix \ky|fyehetlh Cjoky# Hevlix RC\Y Cjoky# okh

LOIM @vokxy> yll ro`ly= ?? jv gjvl ekjvgoxejk jk xmlyl

rvj`vogy%+ Xl LAI ey xml k|gflv |ylh xj hlxlvgekl uj|v lhlvoc

yx|hlkx oeh+

Ioci|coxek` Uj|v Aekokieoc Kllh

Uj|v L}rlixlh Aogecu Ijkxvef|xejk -LAI% ey |ylhxj hlxlvgekl uj|v akokieoc kllh4

Ijyx j Oxxlkhokil

L}rlixlh Aogecu Ijkxvef|xejk7 Aekokieoc Kllh

\khlvyxokhek` uj|v L}rlixlh AogecuIjkxvef|xejk -LAI%Xl LAI ey ioci|coxlh |yek` ekjvgoxejk uj| vlrjvx jk xml AOAYO#

oiijvhek` xj o jvg|co lyxofceymlh fu cop+ Uj|v ogecuy ekijgl


13/28

Xml @|ehl 0

E+

Foyei Vlq|evlglkxy

Aekokieoc kllh L}ilrx jv xml LOIM @vokx okh yjgl cjok rvj`vogy# uj| g|yx ymjp xmox uj| mol kokieoc

kllh# oiijvhek` xj j|v vlq|evlglkxy -yll Mjp g|im kokieoc oeh iok E `lx: jk ro`l1%+

Lh|ioxejk

Uj| g|yx gllx jkl j xml jccjpek`4

b Vlilelh o me`m yimjjc hercjgo jv o @lklvoc Lh|ioxejkoc Hllcjrglkx -@LH%

ilvxeioxl+

b Ijgrclxlh o me`m yimjjc lh|ioxejk ek o mjglyimjjc ylxxek` orrvjlh |khlv yxoxl cop+

b Royylh ok orrvjlh ofecexu'xj'flklx -OF% xlyx+ E uj| hjkx mol o hercjgo jv @LH

ilvxeioxl# uj| iok xonl ok orrvjlh OF xlyx xj hlxlvgekl pmlxmlv uj| iok flklx vjg

xml lh|ioxejk jlvlh ox xmox yimjjc+

b E uj| hjkx mol o me`m yimjjc hercjgo jv exy lq|eoclkx# jv mol kjx royylh ok OF

xlyx# uj| gou flijgl lceèfcl xj vlilel lhlvoc yx|hlkx oeh e xml ekyxex|xejk uj| rcok jkoxxlkhek` hlxlvgekly uj| mol xml ofecexu xj flklx vjg rjyxylijkhovu lh|ioxejk flio|yl

uj| mol yoxeyoixjvecu ijgrclxlh ye} ivlhex mj|vy jv xml lq|eoclkx ij|vyl pjvn xjpovh o

hl`vll jv ilvxeioxl jlvlh fu xml ekyxex|xejk+ Uj| gou kjx vlilel oeh pmecl lovkek` xml ye}

ivlhex mj|vy+

b Gllx jxmlv yxokhovhy uj|v yxoxl moy lyxofceymlh okh xmox xml \+Y+ Hlrovxglkx j Lh|ioxejk

moy orrvjlh+

\+Y+ iexetlk jv lceèfcl kjkiexetlk Uj| g|yx fl o \+Y+ iexetlk jv lceèfcl kjkiexetlk+

Yjieoc Yli|vexu k|gflvUj| g|yx mol o oceh Yjieoc Yli|vexu k|gflv -YYK%+ E uj| hjkx mol ok YYK# uj| iok khj|x gjvl ofj|x orrcuek` jv jkl ox ppp+yyo+`jjv fu ioccek` ?'=22'006'?6?9> U |ylvy

iok iocc ?'=22'96 U |ylvy iok iocc?'=80'1=='6


14/28

Xml @|ehl =

Rvlrovl Xj Rou Ajv Ijccl`l

RVLROVL

VLILEQL

ORRCU

VLROU

JQLVQELP

okh oyylxy ovl ijkyehlvlh ek hlxlvgekek` uj|v LAI+ Uj|v ogecu yetl

okh mjp goku pecc fl oxxlkhek` o ijccl`l jv iovllv yimjjc ocyj ovl

ijkyehlvlh+ Uj|v LAI pecc orrlov jk xml Yx|hlkx Oeh Vlrjvx-YOV%

uj| vlilel vjg xml Hlrovxglkx oalv uj| cl uj|v AOAYO+ j

hlxlvgekl uj|v kokieoc kllh jv lhlvoc yx|hlkx oeh rvj`vogy

-l}ilrx jv o Hevlix \ky|fyehetlh Cjok%# uj|v yimjjc y|fxvoixy xml

L}rlixlh Aogecu Ijkxvef|xejk -LAI% vjg uj|v ijyx j oxxlkhokil

-yll Ioci|coxek` Uj|v Aekokieoc Kllh jk ro`l 1%+

Uj| iok `lx hlxoeclh pjvnymllxy j xml LAI jvg|co ox

ppp+yx|hlkxoeh+lh+`j*r|fy+ Icein jk xml ulov |khlv Xl LAI

Ajvg|co jv uj| iok iocc xml Alhlvoc Yx|hlkx Oeh Ekjvgoxejk

Ilkxlv ox ?'=22'8'ALH'OEH -?'=22'899'9689%+

Mjp pecc E fl roeh okh mjp jxlk:

Uj|v yimjjc pecc4

Ivlhex uj|v |khy xj uj|v yimjjc oiij|kx>

Rou uj| hevlixcu>

Ijgfekl xmlyl glxmjhy> jv

Pexm uj|v rlvgeyyejk# ivlhex uj|v fokn oiij|kx+

\k|y|oc ogecu ievi|gyxokilyXl LAI jvg|co ey foyeioccu xml yogl jv occ orrceiokxy> mjpllv#

e uj|v ogecu moy |k|y|oc ievi|gyxokily# uj|v kokieoc oeh

ohgekeyxvoxjv -AOO% iok |yl rvjlyyejkoc d|h`glkx xj ohd|yx xml

ijyx j oxxlkhokil jv xml ekjvgoxejk |ylh xj ioci|coxl uj|v LAI+

urly j Alhlvoc Yx|hlkx Oeh

Xmlvl ovl xmvll xurly j lhlvoc yx|hlkx oeh+ @vokxykokieoc oeh xmox hjlykx mol xj fl vlroeh -|kclyy#

jv l}ogrcl# uj| pexmhvop vjg yimjjc okh jpl o vl|kh%+

PjvnYx|huuj| pjvn xj lovk gjklu jv uj|v lh|ioxejk+

Cjokyuj| fjvvjp gjklu jv uj|v lh|ioxejk> uj| g|yx

vlrou uj|v cjoky# pexm ekxlvlyx+

@vokxy

Xmlvl ovl j|v xurly j lhlvoc yx|hlkxoeh `vokxy+Ocgjyx occ lhlvoc `vokxy ovl opovhlh xj yx|hlkxy pexm kokieoc

kllh+ Xl ogj|kx j uj|v `vokx hlrlkhy jk uj|v ijyx j oxxlkhokil#

LAI# lkvjccglkx yxox|y -|cc jv rovxxegl% okh uj|v lkvjccglkx

rlvejh -pmlxmlv uj| oxxlkh jv o |cc oiohlgei ulov jv clyy%+ Ajv

opovh ogj|kxy# j xj ro`l 6 jv j xj

ppp+yx|hlkxoeh+lh+`j*|khek` +

Alhlvoc Rlcc @vokx4 Rlcc @vokxy ovl xml j|khoxejk j lhlvocyx|hlkx kokieoc oeh# xj pmeim oeh vjg jxmlv lhlvoc okh

kjklhlvoc yj|vily ge`mx fl ohhlh+ Rlcc @vokxy ovl `lklvoccuopovhlh jkcu xj |khlv`voh|oxl yx|hlkxyxmjyl pmj

molkx lovklh o foimlcjvy hl`vll+ Ajv gjvl ekjvgoxejk# `jxj ppp+yx|hlkxoeh+lh+`j*|khek +

Alhlvoc Y|rrclglkxoc Lh|ioxejkoc Jrrjvx|kexu @vokx-AYLJ@%4 AYLJ@y ovl opovhlh xj |khlv`voh|oxl yx|hlkxy

pexm l}ilrxejkoc kokieoc kllhxmjyl pexm xml cjplyx LAIy+Kjx occ yimjjcy rovxeieroxl ek xml AYLJ@ Rvj`vog okh xmjyl

xmox hj mol cegexlh |khy ooecofcl+

loimlv Lh|ioxejk Oyyeyxokil jv Ijccl`l okh Me`mlvLh|ioxejk -LOIM% @vokx4 Xl rvj`vog rvjehly uj| pexm

`vokx oyyeyxokil e uj| gllx ilvxoek xloimek` jfceòxejky+

E uj| hj kjx ijgrclxl xmlyl jfceòxejky# xml ogj|kxy j xml

LOIM @vokxy uj| vlilelh pecc fl ijklvxlh xj o Hevlix

\ky|fyehetlh Cjok+ Ajv hlxoeclh ekjvgoxejk jk xmey `vokx# eyex

ppp+xloim`vokx+lh+`j+

Evoq okh O`mokeyxok Ylveil @vokx4 E uj| ovl kjx lceèfcl

jv o Rlcc @vokx f|x uj|v rovlkx jv |ovheok poy o glgflv j

xml \+Y+ ovglh jvily okh helh oy o vly|cx j ylveil rlvjvglh

ek Evoq jv O`mokeyxok oalv 5*??# uj| gou fl lceèfcl jv xmey

`vokx+ Uj| g|yx mol fllk |khlv 68 ulovy jch jv lkvjcclh

ek ijccl`l# ox cloyx rovxxegl# ox xml xegl j uj|v rovlkxy jv

`|ovheoky hloxm+

Iok E vlilel o `vokx e Eg lkvjcclh clyy

xmok mocxegl:Uly# clyy xmok mocxegl yx|hlkxy ovl lceèfcl jv Rlcc# AYLJ@#

LOIM# okh Evoq okh O`mokeyxok Ylveil @vokxy+

Xl ekajvgoxejk ek xmey `|ehl poy ijgreclh ek xml y|gglv

ja 62??+ Ajv imok`ly xj xml alhlvoc yx|hlkx oeh rvj`vogy

yekil xmlk# qeyexppp+yx|hlkxoeh+lh+`jq+

Pjvn'Yx|hu

Pmox ey xml Alhlvoc PjvnYx|hu-APY% Rvj`vog:\khlv xml APY Rvj`vog# uj| iok pjvn rovxxegl xj lovk gjklu

jv uj|v lh|ioxejk+ Xl APY Rvj`vog ey ohgekeyxlvlh fu yimjjcy

rovxeieroxek` ek xml rvj`vog+


15/28

Xml @|ehl 5

E+

Cjoky

Xl ovl xpj cjok rvj`vogy+ Xl Alhlvoc Rlvneky Cjok Rvj`vog

okh xml Hevlix Cjok Rvj`vog+ Xl Hevlix Cjok Rvj`vog ey xml

cov`lyx yx|hlkx cjok rvj`vog okh moy j|v xurly j cjoky ooecofcl+

Xlu ovl4 Hevlix Y|fyehetlh Cjoky# Hevlix \ky|fyehetlh Cjoky#

Hevlix RC\Y Cjoky# okh Hevlix Ijkyjcehoxejk Cjoky+

Alhlvoc Rlvneky Cjok Rvj`vogXey yimjjcfoylh cjok rvj`vog ey

Ooecofcl ox rovxeieroxek` yimjjcy xj |khlv`voh|oxl# `voh|oxl#okh rvjlyyejkoc hl`vll yx|hlkxy+

Jlvlh xj yx|hlkxy pmj hlgjkyxvoxl kokieoc kllh+

Ooecofcl xj yx|hlkxy lkvjcclh |ccxegl jv rovxxegl+

Vlrouglkxy ovl gohl hevlixcu xj uj|v yimjjc+

Mjp g|im iok E fjvvjp:Xl Alhlvoc Yx|hlkx Oeh y|ggovu xofcl jk ro`l6 ymjpy xml

go}eg|g Rlvneky Cjok |khy uj| iok vlilel# hlrlkhek` jk

pmlxmlv uj|vl ok |khlv`voh|oxl# `voh|oxl# jv rvjlyyejkoc

hl`vll yx|hlkx+ @j xj ppp+yx|hlkxoeh+lh+`j*|khek` jv gjvl

ekjvgoxejk+

Mjp pecc E vlilel gu cjoky:

Uj|v yimjjc pecc lexmlv rou uj| hevlixcu -|y|occu fu imlin% jv

ivlhex uj|v oiij|kx+

Pecceog H+ Ajvh Hevlix Cjok -Hevlix Cjok%Rvj`vogUj| g|yx fl lkvjcclh oy ox cloyx o moc'xegl yx|hlkx xj fl lceèfcl

jv o cjok+ Hevlix Cjoky ekic|hl xml jccjpek`4

Hevlix Cjoky

Hevlix Y|fyehetlh Cjokyuj| g|yx mol kokieockllh xj vlilel o y|fyehetlh cjok+ Xl \+Y+ Hlrovxglkx j

Lh|ioxejk pecc rou -y|fyehetl% xml ekxlvlyx xmox oiiv|ly jkuj|v Hevlix Y|fyehetlh Cjok h|vek` ilvxoek rlvejhy+ Oy j

D|cu ?# 62?6# `voh|oxl okh rvjlyyejkoc hl`vll yx|hlkxy ovlkjx lceèfcl xj vlilel y|fyehetlh cjoky+

Hevlix \ky|fyehetlh Cjokykokieoc kllh ey kjx ovlq|evlglkx xj jfxoek ok |ky|fyehetlh cjok+ Uj| ovl vlyrjkyefcl

jv rouek` xml ekxlvlyx xmox oiiv|ly h|vek` occ rlvejhy+

Hevlix RC\Y Cjoky -RC\Y Cjoky%

Rovlkxy j hlrlkhlkx yx|hlkxy okh yx|hlkxy r|vy|ek` o voh|oxl

jv rvjlyyejkoc hl`vll iok fjvvjp vjg xml RC\Y Cjok

rvj`vog+ Xl yimjjc'y kokieoc oeh jil iok rvjehl ohhexejkoc

ekyxv|ixejky okh hlxoecy jk orrcuek` jv o RC\Y Cjok+

Xl orrceiokx g|yx kjx mol ok ohlvyl ivlhex meyxjvu+ Xl }lhekxlvlyx voxl ey 0+5,

O RC\Y Cjok gohl xj xml rovlkx iokkjx fl xvokylvvlh xj xml

yx|hlkx+ Xl rovlkx ey vlyrjkyefcl jv vlrouek` xml RC\Y Cjok+

Xlvl ey o ll j 8 rlvilkx j xml cjok ogj|kx+

Hevlix Ijkyjcehoxejk Cjoky -Ijkyjcehoxejk Cjoky%

Occjp yx|hlkx jv rovlkx fjvvjplvy xj ijgfekl g|cxercl lhlvoc

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ro`l?= jv gjvl ekjvgoxejk jk xmlyl cjoky+%

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kokieoc kllh+Hlrlkhek` jk uj|v kokieoc kllh# uj| gou vlilel fjxm

y|fyehetlh okh |ky|fyehetlh cjoky jv xml yogl lkvjccglkx

rlvejh# f|x xml xjxoc ogj|kx j xmlyl cjoky gou kjx l}illh xml

okk|oc cjok cegex+

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xmlg fu imlin jv ek ioym# |kclyy uj| èl xml yimjjc pvexxlkrlvgeyyejk xj mjch xml |khy |kxec coxlv ek xml lkvjccglkx rlvejh+

Pmox e E hjk'x pokx xml cjok-y% E poyjlvlh:Fljvl uj|v cjok gjklu ey heyf|vylh# uj| gou iokilc occ jv rovx


16/28

Xml @|ehl ?2


RVLROVL

VLILEQL

ORRCU

VLROU

JQLVQELP

j uj|v cjok ox oku xegl fu kjxeuek` uj|v yimjjc+ Oalv uj|v cjokey heyf|vylh# uj| gou iokilc occ jv rovx j xml cjok pexmek ilvxoek

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vogly jv iokilcek` uj|v cjok+

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D|cu?#62?6# orrlov ek xml xofcl9 flcjp+

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ekjvgoxejk jk ekxlvlyx voxly+

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j cjok rouglkxy%+

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gecexovu -yll ro`l ?0%+

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uj|v lch j ekxlvlyx iok ocyj fl mlcr|c+

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lh|ioxejk flklxy gou fl ooecofcl+ \khlv xml Rjyx'5*??Qlxlvoky Lh|ioxejk Oyyeyxokil Oix j 622=# goku rjyx 5*??


17/28

Xml @|ehl ??

E+

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ijgrvlmlkyel lh|ioxejk flklxy roino`l xmox jly

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gjkxmcu mj|yek` yxerlkh# okh o (?#222 o ulov yxerlkh jv

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Ekjvgoxejk ey ooecofcl ox ppp+èfecc+o+`jjv fu ioccek`

?'==='@E'FECC'? -?'==='886'8


18/28

Xml @|ehl ?6


RVLROVL

VLILEQL

ORRCU

VLROU

JQLVQELP


19/28

Xml @|ehl ?9

Ijgrclxl xml AOAYOYG

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ey vll okh loyu+ @j xj AOAYO jk xml Plf

YG

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k|gflv -e uj| ovl kjx o \+Y+ iexetlk%> o Alhlvoc Yx|hlkx Oeh

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ceyx# `j xj ppp+oyo+`j+

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Dok+?#62?6# okh D|kl92#62?9+ j hlxlvgekl uj|v lceèfecexu

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ocyj kllh xj ijgrclxl ok ohhexejkoc orrceioxejk ek jvhlv xj fl

ijkyehlvlh jv kokieoc oeh vjg uj|v yxoxl jv xml yimjjc uj|vl

ekxlvlyxlh ek oxxlkhek`+ Ijkxoix uj|v yxoxl me`mlv lh|ioxejk

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orrceioxejk okh gonl ijvvlixejky coxlv e uj|v lyxegoxlh ekijgl

jv xo} ekjvgoxejk poy kjx oii|voxl+

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kokieoc oeh jil+

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ye`k uj|v AOAYO lclixvjkeioccu+

ROVX EE+

orrcu ajv oeh


23/28

Xml @|ehl ?0

Cjok VlrouglkxXey ylixejk èly uj| foyei ekjvgoxejk jk cjok vlrouglkx+

Uj| iok kh gjvl ekjvgoxejk jkcekl ox

ppp+yx|hlkxoeh+lh+`j*vlrouek` jv vjg xml r|fceioxejk Uj|v

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-yll ekyehl foin ijlv%+

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xmlvl ey o ylx rlvejh j xegl iocclh o &`voil rlvejh& xmox èly uj|

xegl xj `lx kokieoccu ylxxclh okh ylclix uj|v vlrouglkx rcok+

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cjok-y%+

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kekl gjkxmy jv Rlvneky Cjoky+

E uj| ovl iocclh xj oixel gecexovu h|xu jv gjvl xmok 92

houy# xml voil rlvejh pecc fl hlcoulh+

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iok hllv vlrouglkx jv ye} gjkxmy+ @j xj

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vlrouglkx rlvejh fl eky pmlk xml cjok ey |ccu heyf|vylh# okh xml

vyx rouglkx ey h|l 12 houy oalv xml koc heyf|vylglkx+

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uj| imjjyl# uj| iok mol vjg ?2 xj 92 ulovy xj vlrou uj|v cjoky+

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cjok uj| mol# xml yetl j uj|v hlfx# xml clk`xm j uj|v vlrouglkx

rlvejh# okh xml vlrouglkx rcok uj| imjjyl+

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xj ?2 ulovy%+

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ROVX EEE+

vlrou uj|v cjok


25/28

Xml @|ehl ?5

Ofecexu xj Flklax -OXF% Yx|hlkxy pmj ovl kjx me`m yimjjc

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mol xml ofecexu xj flklx vjg xml lh|ioxejk jv xvoekek` flek`

jlvlh fu royyek` ok orrvjlh OF xlyx+

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fl oiijgrceymlh fu o yx|hlkx loim ulov oy hlklh fu xml yimjjc

okh xmox gllxy gekeg|g vlq|evlglkxy ek xml cop+ Oiohlgei

ulovy ovu vjg yimjjc xj yimjjc okh llk vjg lh|ioxejkoc

rvj`vog xj lh|ioxejkoc rvj`vog ox xml yogl yimjjc+

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ogj|kx j xegl+

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Funding Your Education The Guide to Federal Student Aid 2012-13

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Transcript of Funding Your Education The Guide to Federal Student Aid 2012-13