Board of Governors of the Federal Reserve System cc r- .. r

FRY-6 OMB Number7100-0297 Approval expires December 31, 2015 Page 1ol2

�nnual Report of Holding Companies-FR Y-6

Report at the close of business as of the end of fiscal year

This Report is required by law: Section 5(c)(1)(A) of the Bank Holding Company Act (12 U.S.C. § 1844 (c)(1)(A)); Section B(a) of the International Banking Act (12 U.S.C. § 3106(a)); Sections 11(a)(1), 25 and 25A of the Federal Reserve Act (12 U.S.C. §§ 248(a)(1), 602, and 611a); Section 211.13(c) of Regulation K (12 C.F.R. § 211.13(c)); and Section 225.5(b) of Regulation Y (12 C.F.R. § 225.S(b)) and section 10(c)(2)(H) of the Home Owners' Loan Act. Return to the appropriate Federal Reserve Bank the original and the number of copies specified.

NOTE: The Annual Report of Holding Companies must be signed by one director of the top-tier holding company. This individual should also be a senior official of the top-tier holding company. In the event that the top-tier holding company does not have an individual who is a senior official and is also a director, the chair­man of the board must sign the report.

1, David W. Coombs Name of the Holding Company Director and Official

Vice Chairman Tille of lho Holding Company Director and Official

attest that the Annual Repoff of Holding Companies (including the supporting attachments) for this report date has been pre­pared in conformance with the instructions Issued by the Federal Reserve System and are true and correct to the best of my knowledge and belief.

With respect to information regard;ng individuals contained In this report, the Reporter certifies t/Jal it has the authority to provide this information to the Federal Reserve. The Reporter also certifies that it has the authority, on behalf of each Individual, to consent or object to public release of infomiation regarding that individual. The Federal ReseNe may assume, in the absence of a request for confidential treatment submitted in accordance with the Board's "Rules Regarding Availability of Information," 12 C.F.R. Patt 261, that the orter .aI1!I. individual consent to public release of all details · th report cgncemi that l vi al.

Signature of Holding Company Director and Official

Otf- () ! - ;)JJ Is-Date of Signature

For holding companies nSJt registered with the SEC-Indicate status of Annual Report to Shareholders:

� Is Included with the FR Y-6 report

D will be sent under separate cover

0 Is not prepared

For Federal Rese"lel� � _.

RSSD ID l 'g � C.I.

This report form is to be filed by all top-tier bank holding compa­nies and top-tier savings and loan holding companies organized under U.S. law, and by any foreign banking organization that does not meet the requirements of and is not treated as a qualify­ing foreign banking organization under Section 211.23 of Regulation K (12 C.F.R. § 211.23). (See page one of the general instructions for more .detail of who must file.) The Federal Reserve may not conduct or sponsor, and an organization (or a person) is not required to respond to, an Information collection unless it displays a currently valid OMB control number.

Date of Report (top-tier holding company's fiscal year-end):

December 31, 2014 Month I Day I Year N/A Reporter'• Lege l Entity Identifier (LEI) (20-Character LEI Code)

Reporter's Name, Street, and Mailing Address First Bancorp of Taylorville, Inc. Legal TIUe of Holding Company

322 W. Main Cross (MaDing Address of the Holding Company) Street I P.O. Box

Taylorville IL 62568 City State

-Zl_

p_

C-od_

e ___ _

Physical Location (If different from malllng address)

Person to whom questions about this report should be directed: Cheryl Martin Partner Name 217-789-0960 Area Code I Phone Number I Extension

217-789-2822 Area Code I FAX Number cherylm@kebcpa.com E-mail Address

n/a

----------� TiUe

Address (URL) for the Holding Company's web page

Does the reporter request confidential treatment for any portion of this submission?

0 Yes Please Identify the report Items to which this request applies:

D No

O In accordance with the instructions on pages GEN-2 and 3, a letter justifying the request is being provided.

O The Information for which confidentlal treatment Is sought is being submitted separately labeled "Confidential."

Pubnc reporting bunlen for !his lnformatton collecllon Is esUmated lo vaiy from 1.3 lo 101 hours per response, wilh en average of 5.25 hours per response, Including Ume to gather and maintain data ln the required form and to review lnsl!UcUon• and camplala the lnlomlaUon collcctlon. Send comment• rogardlng Ihle burden estimate or any olhor ""!'•ct of !his coUectlon of lnformeUon, Including suggeaUons for reducing this burden to: Secretaiy, Board of .Governors or lhe Federal ReHrve System, 20lh and C Slreeto, NW, WashlnglOfl, DC 20551, end to lhe Olflco or Managemenl i.id Budget, Paperwork Reduction Project (7100-0297). Washington, DC 20503.

10/2014

CONSOLIDATED FINANCIAL STATEMENTS AND

INDEPENDENT ACCOUNTANTS' COMPILATION REPORT

FIRST BANCORP OF TAYLORVILLE, INC. AND SUBSIDIARY

December 31, 2014 and 2013

CONTENTS

INDEPENDENT ACCOUNTANTS' COMPILATION REPORT

FINANCIAL STATEMENTS

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED STATEMENTS OF INCOME

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY

SUMMARY OF ACCOUNTING POLICIES

RESTATEMENT

SUPPLEMENTARY IN.FORMATION

CHANGES IN ALLOWANCE FOR LOAN LOSSES

PAST DUE AND NONACCRUAL LOANS

Page

3

4

5

6

7

8

12

14

15

Kerber, Eck & Braeckel UP

CPAs and

Management Consultants

I 000 Myers Building I West Old State Capitol Plaza Springfield, IL 62701-1268 ph 217.789.0960 fax 217.789.2822 www.kebcpa.com

Independent Accountants' Compilation Report

Board of Directors First Bancorp of Taylorville, Inc.

We have compiled the accompanying consolidated balance sheets of First Bancorp of Taylorville, Inc. and Subsidiary as of December 31, 2014 and 2013, and the related consolidated statements of income, comprehensive income, and stockholders' equity for the years then ended. We have not audited or reviewed the accompanying consolidated financial statements and, accordingly, do not express an opinion or provide any assurance about whether the consolidated financial statements are in accordance with accounting principles generally accepted in the United States of America.

Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America and for designing, implementing, and maintaining internal control relevant to the preparation and fair presentation of the consolidated financial statements.

Our responsibility is to conduct the compilation in accordance with Statements on Standards for Accounting and Review Services issued by the American Institute of Certified Public Accountants. The objective of a compilation is to assist management in presenting financial information in the form of financial statements without undertaking to obtain or provide any assurance that there are no material modifications that should be made to the consolidated financial statements.

Management has elected to omit substantially all of the disclosures and the consolidated statements of cash flows required by accounting principles generally accepted in the United States of America. If the omitted disclosures and the consolidated statements of cash flows were included in the consolidated financial statements, they might influence the user's conclusions about the Company's consolidated financial position, results of operations, and cash flows. Accordingly, these consolidated financial statements are not designed for those who are not informed about such matters.

The accompanying supplementary information is presented for purposes of additional analysis and is not a required part of the basic consolidated financial statements. The supplementary information has been compiled from information that is the representation of management. We have not audited or reviewed the supplementary information and, accordingly, do not express an opinion or provide any assurance on such supplementary information.

Springfield, Illinois January 28, 2015

Other Locations

Litchfield, IL • Jacksonville, IL • Belleville, IL • Carbondale, IL• Cape Girardeau, MO • St. Louis, MO • Milwaukee, WI

First Bancorp of Taylorville, Inc. and Subsidiary

CONSOLIDATED BALANCE SHEETS

December 31

See Accountants' Compilation Report

ASSETS

Cash, due from banks and federal funds sold Investment securities available for sale

Loans, net of allowance for loan losses of$ 1,048,055 in 2014 and$ 959, 111 in 2013

Property and equipment, net of accumulated depreciation

Bank owned life insurance

Other assets

Deposits Demand Savings Time

Total assets

LIABILITIES

Federal Home Loan Bank advances

Accrued interest payable and other liabilities

Total liabilities

STOCKHOLDERS' EQUITY

Common stock- authorized, 500,000 shares

of$ 1 par value; issued 150,000 shares Surplus, 2013 restated

Retained earnings Accumulated other comprehensive income (loss) Less common stock in treasury - at cost; 1,117 shares

in 2014 and 2,93 8 shares in 2013, as restated

Total stockholders' equity

Total liabilities and stockholders' equity

2014

$ 9,214,971 105,030,660

84,622,737 208,747

2,191,171 2,739,061

$ 204,007,347

$ 62,074,358 32,050,345

75,773,591

169,898,294

3,000,000 215,677

173,113,971

150,000 2,904,833

25,955,850 2,054,071

(171,378)

30,893,376

$ 204,007,347

The accompanying notes are an integral part of these financial statements.

4

2013

$ 6,402,474 105,263,655

83,191,825

259,556

2,122,060 2,639,444

$ 199,879,014

$ 57,736,232 31,325,630 81,664,765

170,726,627 3,000,000

174,510

173,901,137

150,000 2,825,451

23,909,990 (468,176)

(439,388)

25,977,877

$ 199,879,014

1' First Bancorp of Taylorville, Inc. and Subsidiary

CONSOLIDATED STATEMENTS OF INCOME

Years ended December 31

See Accountants' Compilation Report

2014 2013

Interest income Loans, including fees $ 4,512,671 $ 4,561,390 Investment securities

Taxable 2,168,676 1,979,789 Exempt from federal taxes 1,133,916 1,276,248

Other 65,353 46,590

Total interest income 7,880,616 7,864,017

Interest expense Deposits 1,178,258 1,277,783 Other 85,080 78,781

Total interest expense 1,263,338 1,356,564

Net interest income 6,617,278 6,507,453

Provision for loan losses 132,000 105,000

Net interest income after provision for loan losses 6,485,278 6,402,453

Other income Service charges on deposit accounts 309,005 286,518 Trust department income 12,087 16,411 Gain from sale of investment securities

available for sale, net 274,632 90,116 Other 431,352 423,048

1,027,076 816,093

Other expenses Salaries 1,313,863 1,269,791 Employee benefits 178,721 173,666 Occupancy expense 241,069 250,154 Equipment expense 221,147 168,661 Other operating expenses 1,344,664 1,301,359

3,299,464 3,163,631

Income before income taxes 4,212,890 4,054,915

State replacement taxes 60,229 105,678

NET INCOME $ 4,152,661 $ 3,949,237

The accompanying notes are an integral part of these financial statements.

5

First Bancorp of Taylorville, Inc. and Subsidiary

CONSOLIDATED STATEMENTS OF COJvIPREHENSIVE INCOME

Years ended December 31

See Accountants' Compilation Report

2014 2013

Net income $ 4,152,661 $ 3,949,237

Other comprehensive income

Unrealized holding gains (losses) on

securities arising during the period 2,796,879 (4,963,473)

Reclassification of tax on unrealized

holding gains as of December 31, 2012 as a result of Subchapter S election 1,834,165

Reclassification adjustment for gains

realized on securities (274,632) (90,116)

Comprehensive income $ 6,674,908 $ 729,813

The accompanying notes are an integral part of these financial statements.

6

.,

,.

First Bancorp of Taylorville, lne. and Subsidiary

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY

Years ended December 31

Sec Accountants' Compilation Rep01t

Accumulated Other

Co111111on Retained Cotnprehcnsivc Treasury Stock Sumlus Eainings Income (Loss) Stock Total

Balance at December 31, 2012, as restated $ 150,000 $ 2,766,571 $ 20,787,005 $ 2,751,248 $ (616,077) $ 25,838,747

Comprehensive income (loss) 3,949,237 (3,219,424) 729,813

Sale ofl,289 shares of common stock from treasury, as restated 58,880 176,689 235,569

Shareholder distributions (826,252) (826,252)

Balance at December 31, 2013, as restated 150,000 2,825,451 23,909,990 (468,176) (439,388) 25,977,877

Comprehensive incon1e 4,152,661 2,522,247 6,674,908

Sale of 1,821 shares of common stock from treasury 79,382 268,010 347,392

Shareholder distributions (2,106,801) (2,106,801)

Balance at December 31, 2014 $ 150,000 $ 2,904,833 $ 25,955,850 $ 2,054,071 $ (171,378) $ 30,893,376

The accompanying notes are an integral part ofthesc financial statements.

7

First Bancorp of Taylorville, Inc. and Subsidiary

SELECTED INFORMATION - SUBSTANTIALLY ALL DISCLOSURES REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES

ARE NOT INCLUDED

December 31, 2014 and 2013

See Accountants' Compilation Report

NOTE A - Sillvilv1ARY OF ACCOUNTING POLICIES

The accounting and reporting policies of First Bancorp of Taylorville, Inc. and Subsidiary conform to prevailing practices within the banking industry. The Company and its Subsidiary carry their assets and liabilities principally on the historical cost basis and follow the accrual method of accounting. A su=ary of significant accounting policies consistently applied in the preparation of the accompanying consolidated financial statements follows.

I. Basis of Presentation

The consolidated fmancial statements include the accounts of First Bancorp of Taylorville, Inc. and its Subsidiary, First National Bank in Taylorville. All material intercompany transactions have been eliminated.

Assets held in an agency or fiduciary capacity are not assets of the subsidiary bank and, accordingly, are not included in the accompanying consolidated financial statements.

2. Investment Securities

The Bank's investments in securities are classified and accounted for as follows:

Investment securities available for sale. Securities available for sale consist of bonds, notes, debentures, and certain equity securities not classified as securities to be held to maturity. Umealized holding gains and losses on these securities are reported as a net amount in a separate component of stockholders' equity until realized.

The estimated fair values of available for sale securities are based on quoted market prices and prices obtained from independent pricing services.

Gains and losses on the sale of investment securities available for sale are determined using the specific-identification method.

8

f

First Bancorp ofTaylorville, Inc. and Subsidiary

SELECTED INFORMATION - SUBSTANTIALLY ALL DISCLOSURES REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PfilNCIPLES

ARE NOT INCLUDED - CONTINUED

December 31, 2014 and 2013

See Accountants' Compilation Report

NOTE A - SUMMARY OF ACCOUNTING POLICIES - Continued

3. Loans

Loans are reported at the principal amount outstanding, net of unearned income and the allowance for loan losses. Interest on loans is calculated by using the simple interest method on the daily balance of the principal amount outstanding.

Loans on which the accrual of interest has been discontinued are designated as nonaccrual loans. Accrual of interest on loans is discontinued when reasonable doubt exists as to the full, timely collection of interest or principal. �'hen a loan is placed on nonaccrual status, all interest previously accrued, but not collected, is reversed against current period interest income. Income on such loans is then recognized only to the extent that cash is received and where the future collection of principal is probable. Interest accruals are resumed on such loans only when they are brought fully current with respect to interest and principal and when, in the judgment of management, the loans are estimated to be fully collectible as to both principal and interest.

4. Other Real Estate Owned

Real estate acquired by foreclosure is carried in other assets at the lower of the recorded investment in the property or its fair value, as determined through independent appraisals or management valuations. Prior to foreclosure, the value of the underlying loan is written down to the fair market value of the real estate to be acquired by a charge to the allowance for loan

losses, if necessary. Any subsequent write-downs are charged against operating expenses. Operating expenses of such properties, net of related income, and gains and losses on their disposition are included in other expenses.

5. Allowance for Loan Losses

The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.

9

First Bancorp ofTaylorville, Inc. and Subsidiary

SELECTED INFORlvIATION - SUBSTANTIALLY ALL DISCLOSURES REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES

ARE NOT INCLUDED - CONTINUED

December 31, 2014 and 2013

See Accountants' Compilation Report

NOTE A - SU!YIMARY OF ACCOUNTING POLICIES - Continued

5. Allowance for Loan Losses - Continued

The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the boHower's ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.

The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the caHying value of that loan. The general component covers nonclassified loans and is based on historical charge-off experience and expected loss given default derived from the Company's internal risk rating process. Other adjustments may be made to the allowance for pools of loans after an assessment of internal or external influences on credit quality that are not fully reflected in the historical loss or risk rating data.

A loan is considered impaired when, based on CUlTent information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in detelTllining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management detelTllines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances suHounding the loan and the boHower, including the length of the delay, the reasons for the delay, the boHower's prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price or the fair value of the collateral ifthe loan is collateral dependent.

10

First Bancorp ofTaylorville, Inc. and Subsidiary

SELECTED INFORMATION - SUBSTANTIALLY ALL DISCLOSURES REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES

ARE NOT INCLUDED - CONTINUED

December 31, 2014 and 2013

See Accountants' Compilation Report

NOTE A - SUMMARY OF ACCOUNTING POLICIES - Continued

5. Allowance for Loan Losses - Continued

Groups of loans with similar risk characteristics are collectively evaluated for impairment

based on the group's historical loss experience adjusted for changes in trends, conditions and

other relevant factors that affect repayment of the loans. Accordingly, the Company does not

separately identify individual consumer and residential loans for impairment measurements,

unless such loans are the subject of a restructuring agreement due to financial difficulties of

the borrower.

6. Property and Equipment

Property and equipment owned are stated at cost less accumulated depreciation.

Depreciation is provided for in· amounts sufficient to relate the cost of depreciable assets to

operations over their estimated service lives, using both straight-line and accelerated

methods. The estimated lives used in determining depreciation are:

Buildings and improvements

Furniture, fixtures and equipment 7 - 40 years

3 - 20 years

Software is amortized over three to five years on a straight-line basis.

7. Off-Balance-Sheet Financial Instruments

In the ordinary course of business, off-balance-sheet financial instruments consisting of

commitments to extend credit, commitments under credit card arrangements, commercial letters of credit and standby letters of credit are established. Such financial instruments are

recorded in the consolidated financial statements when they become payable.

11

-'

First Bancorp ofTaylorville, Inc. and Subsidiary

SELECTED INFORMATION - SUBSTANTIALLY ALL DISCLOSURES REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES

ARE NOT INCLUDED - CONTINUED

December 31, 2014 and 2013

See Accmmtants' Compilation Report

NOTE A - SUMMARY OF ACCOUNTING POLICIES - Continued

8. Income Taxes

The Company made an election in 2013 under Subchapter S not to be taxed as a corporation. Income taxes on net earnings are payable by the stockholders and no provision has been made for these taxes in 2014 and 2013. Income tax expense would have approximated$ 1,250,000 and$ 1,170,000 for 2014 and 2013, respectively.

The Company has recognized in the consolidated financial statements the effects of all tax positions and continually evaluates expiring statutes oflimitations, audits, changes in tax law, and new authoritative rulings. The Company is not aware of any circumstances or events that make it reasonably possible that unrecognized tax benefits may increase or decrease within 12 months of the balance sheet date. Penalties and interest assessed by taxing authorities are included in the provision for income taxes, if applicable. There were no interest ot penalties paid during 2014.

The Company files income tax returns in the federal jurisdiction and Illinois. The federal and state income tax returns prior to 2011 are closed.

NOTE B - RESTATEMENT

A mathematical error was noted in the accounting for treasury stock. A correction was posted to reduce the cost of treasmy shown and reduce surplus at December 31, 2012, by$ 257,445. In addition, for the 1,289 shares sold in 2013, the entry to surplus was reduced by$ 11,041 and the reduction to treasury stock was increased by the same amount. There is no effect on earnings, income taxes or stockholders' equity.

12

-!

First Bancorp of Taylorville, Inc. and Subsidiary

CHANGES IN ALLOvVANCE FOR LOAN LOSSES

Years ended December 31

See Accountants' Compilation Report

Balance at beginning of year

Provision charged to operations

Loans charged off

Recoveries

Balance at end of year

Details of charge-offs and recoveries follow:

Real estate loans Installment loans Commercial loans

All dollar amounts are in thousands.

$

$

Charge-offs

30 33

63

14

$ 122 15

$ 137

$

$

$

$

2014 2013

959 $ 929

132 105

(63) (137)

20 62

1,048 $ 959

Recoveries 2014 2013

$ 30 8 11

12 21

20 $ 62

First Bancorp of Taylorville, Inc. and Subsidiary

PAST DUE AND NONACCRUAL LOANS

December 31

See Accountants' Compilation Report

Real Estate Installment Commercial Loans Loans Loans Total

2014 2013 2014 2013 2014 2013 2014 2013

Past due 30 through 89 days and still accruing $ 1,668 $ 517 $ 191 $ 213 $ 13 $ 194 $ 1,872 $ 924

Past due 90 days or more

and still accruing 163 256 23 57 22 208 313

Nonaccrual 169 193 1 21 191 193

$ 2,000 $ 966 $ 215 $ 270 $ 56 $ 194 $ 2,271 $ 1,430

All dollar amounts are in thousands.

15

FIRST BANCORP OF TAYLORVILLE, INC.

FR Y-6

December 31, 2014

REPORT ITEM 1: Bank Bolding Company Financial Statements

la. First Bancorp of Taylorville, Inc. is not registered with the Securities and Exchange Commission and therefore, does not file Fom110-K.

lb. One copy ofihe compiled :financial statements provided to shareholders is enclosed.

REPORT ITEM 2a: Organizational Chart

FIRST BANCORP OF TAYLORVILLE, INC. Taylorville, Illinois

Incorporated in Illinois

100%

FIRSTNATIONALBANK.INTAYLORVILLE Taylorville, illinois

Chartered in Illinois

REPORT ITEM 2b: Branch Verification

See attached page

Re�ults:Allstof branches foryour holdlng company:flRSTBANCORP OFTAYlORV!ttE:, lNC. (1133585) ofTA'ttORVJtlE, !L The data a1e as ofll/31/2014, Data reflects !nformat!on that was received and processed through 01/07/1015,

Recondllation and Verlf!catlon Steps 1. In the Oata Action column of each brand! row1 enter ont;.ormore of the actions spedf!ed below. 2. lf required, enter the.date In the Ef fective Date Colullln�· '· ,,,

��t;���he brand! lnforriiatton Is correct. eni�fjJI(' In.th o�\� �ct!on column. Change: If the branch Information ls lncorr�,c(or!nc�.��ett;;;fvfoe the data, enler'Change' Jn the Data Action column and the date when this Information first became valld In the Effective Dal� column. C101e: If a br�odl llstedwas sold or dosed,eni:�r'.dose' !n lh,e,?�ta Action column and the sale or do sure date In the Etfect!ve Date column. Delete: lf a brand! Ustedwas neverowned .. Sf t�ls)epOsltOr/"!nitltu.!lon, enter'Delete'. In the Data Action column. Add: ]fa reportable Dr�O,ch ls mlsstn&, J�s�4a 10W, aCld !he bra;A.ctifita1 and enter'Add' In the O�ta Action column an� the Opening or acquts!t!on date Jn the Effective Dale co!umn.

If pr!nttog this list . yo\J�ay-need to adjus'�y:9Ur)i.ige setu�,ln �S'E�·c�!.' Tryµ1lng landscape orlentatlon, page scaling.and/or legal sited paper.

Submission Protedure When you are finished, send a saved ciipyto'/oUi FRB contact.See the detaned Instructions on this site for mOre Information, lfyou are e·maillng this to yourfRB contact, put your Institution name, dty and state In the s11bJectllne of the e-mall,

Note: To satisfy the FR Y·lO reporting requirements, you must a!so submltfR '1'·10 Domestic Branch schedules for each branch wid1 a Data Action of Change, Close; Delete, or Add, The FR Y·lO report may be submitted Jn a hard copy format orvla tho: FR Y·lO Online applkatlon • https://ylOon!Ine.federa!reserve.gov.

• FOICUNINUM, Offic.: Number, and lD_RSSD columns are for referenc.: only, VerlflcaUon of th.:seva!ues /snot required,

ck Full Service (Head Office) ok full Service

Branch ID_RSSDI Popular N�me 177443 FIRST NATIONAL BANK IN TAYtoRVlllE

1011740 MOUNT AUBURN BRANCH

Street Address City State Zip Code County Country 3ZZWESTMAtNCROSS TA'ttORVltlE IL 62568 CHRISTIAN UNtrEDSTATES 502.SOUTHBROADSTREET MOUNTAUBURN IL 62547 CHRISTIAN UN!TEDSTATES

FDICUNINUM• Office Number' Head Office 11544 o FIRSTNATIONALBANKINTA'tlORVlllE 2380 1 FIRST NATIONAL BANK INTA'tlORVllLE

Head Office )D_RSSD' Comments 177443 177443

FIRST BANCORP OF TAYLORVILLE, INC.

FR Y-6 - Continued

December 31, 2014

REPORT ITEM 3: Shareholders

1. Shareholders that directly or indirectly own, control, or hold with power to vote 5% or more of the Holding Company's stock as of December 31, 2014, are listed below:

a) Name and Address

David W. Combs

Taylorville, IL, U.S.A.

First National Bank in Taylorville Employee Stock Ovvnership Plan

2. None.

b) Citizenship

U.S.

REPORT ITEM 4: Directors and Officers

Number and% c) of Common Shares

8,721 5.86

19,520 13.11

Individual data schedules for 11 officers and directors are attached.

(I) Nmncs & Address

(City, State, Country)

13lain A Cornwell Taylorville, IL, USA

David W. Combs Tayloa•illc, IL, USA

Thomas J. Lowry Taylorville, IL, USA

(2) Principal (3)(a)

Occupation if other Title&. Position than with Bnnk with Bank Holding

Holdine ComlliillY ComJll!!lY

NIA President l� Director

NIA Vice Chainnan &. Director

Busincssnrnn Director

FIRST BANCORP OF TAYLORVILLE, INC.

FR Y-6

December 31, 2014

REPORT ITEM 4: DIRECTORS AND OfflCERS ( I ) (2) (3)(a)(b)(c) and (4)(a)(b)(c)

(3)(b) Title l� Position with Subsidiary (inclnde Names of Subsidiaa•l

President & Director foirst National Bnnk in Taylorville

Vice Chnin11an l.� Director

r-irst National Bank in Taylorville

Director First National Bnnk in Taylorville

(3)(c) Tille'-� Position

with Other Businesses

(Include Names of Other

Businesses)

Director- West Main Street Realty Corp. -related company through conunon shareholders

Director, 1..1!!: Scc1y/ &. Treasurer

West Main Street Realty Corp. -related company through con1mon sharcl1oldcrs

Director- \Vest Main Street Really Corp. -rclntcd company through common shareholders

President - Lowry Enterprises, Inc. (Kentucky foricd Chicken Rcstnurants)

(4)(a) Percentage of

Voting Shares in Bank Holding

Com1ll.!1Y

0.21 %

5.86 %

4.15 %

(4)(b) Percentage of

Voting Shares in Subsidiaries

(Include Names ofSnbsidiarics)

NIA

NIA

NIA

(4)(c) List Names or Other Companies (includes

Partnerships) if25o/o or

iVlorc of Voting Securities nre Held

(List Names of Companies nnd

Percentage of Voting Securities Held)

NIA

NIA

Lowry Enterprises, Inc.

(51%)

.:

(I ) Names&. Address

(City, Stntc, CountD1)

Harry J. Mc Ward Palmer, IL, USA

George R. Jamison Taylorville, lL, USA

Richard V. Evans, Jr. Taylorville, IL, USA

(2) Principal

Occupation if otht!r than with Bank

Holding Companv

Insurnncc Agent

Retired Plumbing Contractor

Businessman

(3)(a) Title & Position

with Bank Holding ComllilllY

Director

Cl1airmnn '-� Director

Director

FIRST BANCORP O F TAYLORVILLE, INC.

l'R Y-G

December 31, 20 I 'I

REPORT ITEM 4: DIRECTORS AND OrFICERS (I) (2) (3)(a)(b)(c) and (4)(a)(b)(c)

(J)(b) Title & Position with Subsidiary (include Names ofSubsidino')

Director First National Bunk in Taylorville

Chainnan, Director First National Ilank in Taylorville

Director First National Bank in Taylorville

(3)(c) Title & Position

with Other Businesses

(Include Names of Other

Businesses)

Director - \Vest Main Street Realty Corp. -related company through common slrnrcholdcrs

Agent - Harry J. McWard Farmers Ins. Group

President 1..1!.'.. Director -West Main Street Realty Corp. -

related company through common shareholders

Director - West Main Street Realty Corp. -rclntcd company through common shareholders

Owncr-Dicto Partnership

(4)(a) Percentage of

Voting Shares in Bank Holding

Comllill1Y

0.67 %

I.IS %

.SI %

('l)(b) Percentage of

Voting Shares in Subsidiaries

(Include Names of Subsidiaries)

NIA

NIA

NIA

(4)(c) List Names of Other Companies (includes

Partnerships) if25% or

tvforc of Voting Securities arc Held

(List Names of Companies and

Percentage of Voting Securities Held)

Harry J. Mc Ward Fnrmcrs Ins.

Group (!00%)

NIA

Dicta Partnership

(50%)

,,

FIRST BANCORP OF TAYLORVILLE, INC. ·)

FR Y-6

Dcccmbcr 31, 2 014

REPORT ITEM 4: DIRECTORS AND OFFICERS (I) (2) (3)(a)(b)(c) and (4)(a)(b)(c)

(4)(c) List Names of Other Companies (includes

Partnerships) (3)(c) if25% or

Tille & Position (<l)(b) More of Voting (I) (2) (3)(b) with Other (4)(a) Pcrccn tagc of Securities nrc Held

Nnmcs c..� Principal (3)(a) Tille & Position Businesses Pcrccntngc of Voting Shares in (List Names of Address Occupation if other Title c..I{. Position with Subsidiary (Include Nmncs Voting Shnrcs in Subsidiaries Companies and

(City, State, thnn with Bank with Bank Holding (include Names of Other Bank Holding (Include Names Percentage of Voting Connin•) Holdin£? CompJillY Co1nn..ill..!.Y of Subsidiary) Businesses) COlll!IB!lY of Subsidiaries) Securities Held)

James 0. Beavers Attorney Director Director -First Director - West Main 2.85 % NIA Beavers, Graham Taylorville, IL, USA National Bank in Street Realty Corp. - and Calvert

Taylorville related company Attorneys at Law through con1mon (50%) shareholders

Director First National Bank of Nokomis

Owner -Beavers, Graham and Calvert Attorneys at Law

Dixie L. Vincent Retired Director Director -foirst Director - \Vest Main .01 % NIA NIA ML Anbnrn, IL, USA Banker National Bank in Street Realty Corp. -

Taylondllc n::lnted company through conunon shareholders

Willimn Bntcher Retired Director Director -First Director - West Main .27 % NIA NIA ML Anbum, IL, USA runner National Bank in Street Realty Corp. -

Taylorville related company through con1mon shareholders

Linda M. Crawford NIA Secretary Exec VP & Cashier Sccrctnry � .24 % NIA NIA Pana, IL, USA First National Bank Crnwlbrd

in Tnylorvillc Enterprises, Inc.

First National Bank in Taylorville - Employee Stock Ownership Pinn

Taylornillc, IL USA NIA NIA NIA NIA 13.11 % NIA NIA