FREE TERMINAL PROGRAM AGREEMENT This Agreement is a contract between the Merchant named below and North American Bancard, Inc. (NAB). NOW THEREFORE, North American Bancard (NAB) and the Party (Merchant) agree as follows: I. Merchant agrees that the Equipment is the property of NAB, is being licensed to Merchant, and must be returned in good and working

condition within ten (10) days of the termination or expiration of the Merchant Account with NAB. If the Equipment is not returned within ten (10) days, Merchant agrees to pay the equipment value (Vx570 = $500, Vx570 Combo with check imager = $750, Vivotech $299, Pinpad $100). Merchant authorizes NAB to ACH my account for said fees according to program. In addition, Merchant agrees to be responsible for any damage to the Equipment as a result of misuse or negligence. NAB reserves the right to replace the above models with comparable models and to add or discontinue models.

II. Merchant agrees to indemnify and hold NAB harmless from and against any and all liabilities, losses, claims, damages, disputes,

offsets, claims or counterclaims of any kind in any way related to the use (or misuse) of the Equipment. Merchant understands that NAB agrees to free overnight delivery of replacement equipment, fully programmed and ready to use, up to but not exceeding twice the first year, and that each additional incident will incur a fee of $99.

Merchant has accepted the following equipment (the “Equipment”) by checking one box below:

Verifone Vx 570 Terminal (equipment value of $895)

Verifone Vx 570Terminal, CR 1000i Check Imager, Stacker, and all necessary cables

(equipment value of $1345)

Verifone Pinpad 1000 and necessary cables (equipment value of $100) – requires monthly $5 debit gateway fee

Vivotech (equipment value of $299) Except as herein otherwise expressly provided, the Merchant Agreement, as heretofore amended, shall remain in full force and effect. Merchant’s Authorized Signer: North American Bancard: ____________________________________ ________________________________ Owner’s or Officer’s Signature Date Account Executive Signature Date INDIVIDUAL GUARANTY (NO TITLES) I/We hereby guarantee to NAB, their successors and assigns, the full, prompt and complete performance of Merchant and all of Merchant's obligations under this Agreement, including, but not limited to, all monetary obligations arising out of Merchant's performance or nonperformance under this Agreement, whether arising before or after termination of this Agreement. The undersigned, by signing below, agrees to be bound by the Agreement and this Guaranty. ______________________________________ ________________________________ Personal Guarantor Printed Name Date Personal Guarantor Signature Date

FREE Verifone VX570 Terminal or VX570 w/ CR1000i Check Imager

- Integrated thermal printer, integrated pin pad - IP/Ethernet enabled / High Speed Internet Ready - Gift/Loyalty Card Ready - Delivers 2 second transactions (IP) - ATM like interface - CR1000i allows you to accept checks like credit cards

FREE Verifone VX570 Terminal or VX570 w/ CR1000i Check Imager

Select Connection Type:

Dial Up Connection IP Connection (Cable/DSL)

ISP Provider ISP Phone Number

FREE TERMINAL PROGRAM AGREEMENT

FREE HYPERCOM T7P TERMINAL

Trains cashiers with easy-to-learn, simple-to-use 35-key keyboard

Changes paper, ribbons and printer module easily and quickly

512KB of Memory

Delivers fast transactions and authorizations

FREE HYPERCOM T7P TERMINAL This Agreement is a contract between the Merchant named below and North American Bancard, Inc. (NAB). NOW THEREFORE, North American Bancard (NAB) and the Party (Merchant) agree as follows: I. Merchant agrees that the Equipment is the property of NAB, is being licensed to Merchant, and must be returned

in good and working condition within ten (10) days of the termination or expiration of the Merchant Account with NAB. If the Equipment is not returned within ten (10) days, Merchant agrees to pay the equipment value (T7P = $229.00, S8 Pinpad = $100.00). Merchant authorizes NAB to ACH my account for said fees according to program. In addition, Merchant agrees to be responsible for any damage to the Equipment as a result of misuse or negligence.

II. Merchant agrees to indemnify and hold NAB harmless from and against any and all liabilities, losses, claims,

damages, disputes, offsets, claims or counterclaims of any kind in any way related to the use (or misuse) of the Equipment. Merchant understands that NAB agrees to free overnight delivery of replacement equipment, fully programmed and ready to use, up to but not exceeding twice the first year, and that each additional incident will incur a fee of $99.

Merchant has accepted the following equipment (the “Equipment”) by checking one box below:

Hypercom T7P Terminal (equipment value of $229)

Hypercom S8 Pinpad and necessary cables (equipment value of $100) – requires monthly $5 debit gateway fee Except as herein otherwise expressly provided, the Merchant Agreement, as heretofore amended, shall remain in full force and effect. Merchant’s Authorized Signer: North American Bancard: _____________________________________ _____________________________ Owner’s or Officer’s Signature Date Account Executive Signature Date INDIVIDUAL GUARANTY (NO TITLES) I/We hereby guarantee to NAB, their successors and assigns, the full, prompt and complete performance of Merchant and all of Merchant's obligations under this Agreement, including, but not limited to, all monetary obligations arising out of Merchant's performance or nonperformance under this Agreement, whether arising before or after termination of this Agreement. The undersigned, by signing below, agrees to be bound by the Agreement and this Guaranty. ______________________________________ _____________________________ Personal Guarantor Printed Name Personal Guarantor Signature Date

FREE TERMINAL PROGRAM AGREEMENT

FREE WAY SYSTEMS MTT TERMINAL

Smart card reader included

Increase revenue by targeting new types of merchants.

Rapid transaction times of less than four seconds.

Broad GPRS Nationwide Coverage

Wireless printer available*

FREE WAY SYSTEMS MTT TERMINAL

This Agreement is a contract between the Merchant named below and North American Bancard, Inc. (NAB).

NOW THEREFORE, North American Bancard (NAB) and the Party (Merchant) agree as follows:

I. Merchant agrees that the Equipment is the property of NAB, is being licensed to Merchant, and must be returned in good and working condition within ten (10) days of the termination or expiration of the Merchant Account with NAB. If the Equipment is not returned within ten (10) days, Merchant agrees to pay the equipment value (MTT = 395.00). Merchant authorizes NAB to ACH my account for said fees according to program. In addition, Merchant agrees to be responsible for any damage to the Equipment as a result of misuse or negligence.

II. Merchant agrees to indemnify and hold NAB harmless from and against any and all liabilities, losses, claims, damages, disputes, offsets, claims or counterclaims of any kind in any way related to the use (or misuse) of the Equipment.

Merchant has accepted the following equipment (the “Equipment”) by checking one box below:

Way Systems Mobile Transaction Terminal (MTT) and manual imprinter (equipment value of $395), or

Way Systems Mobile Transaction Terminal (MTT) and wireless printer* (equipment value $550) *subject to qualification

Except as herein otherwise expressly provided, the Merchant Agreement, as heretofore amended, shall remain in full force and effect.

Merchant’s Authorized Signer: North American Bancard:

_____________________________________ ____________________________Owner’s or Officer’s Signature Date Account Executive Signature Date

INDIVIDUAL GUARANTY (NO TITLES) I/We hereby guarantee to NAB, their successors and assigns, the full, prompt and complete performance of Merchant and all of Merchant's obligations under this Agreement, including, but not limited to, all monetary obligations arising out of Merchant's performance or nonperformance under this Agreement, whether arising before or after termination of this Agreement. The undersigned, by signing below, agrees to be bound by the Agreement and this Guaranty.

_____________________________________ _____________________________Personal Guarantor Printed Name Personal Guarantor Signature Date

FREE TERMINAL PROGRAM AGREEMENT

FREE HYPERCOM T7Plus TERMINAL

Advanced retail countertop POS terminal accepts all card types

Revolutionary new SureLoad(tm) printer simplifies paper loading, virtually eliminates paper jams and silently prints customer receipts in half the time of previous generation printers.

Small footprint takes up less valuable counterspace.

5 Year Manufacturer's Warranty!

FREE HYPERCOM T7Plus TERMINAL BE IT KNOWN, that for good consideration the undersigned parties make the following additions or changes a part of said contract as if contained therein: I. Merchant agrees that the Equipment is the property of NAB, is being licensed to Merchant, and must be returned

in good and working condition within ten (10) days of the termination or expiration of the Merchant Account with NAB. If the Equipment is not returned within ten (10) days, Merchant agrees to pay the equipment value (T7Plus = 395.00). In addition, Merchant agrees to be responsible for any damage to the Equipment as a result of misuse or negligence.

II. Merchant agrees to indemnify and hold NAB harmless from and against any and all liabilities, losses, claims,

damages, disputes, offsets, claims or counterclaims of any kind in any way related to the use (or misuse) of the Equipment. Merchant understands that NAB agrees to free overnight delivery of replacement equipment, fully programmed and ready to use, up to but not exceeding twice the first year, and that each additional incident will incur a fee of $99.

Merchant has accepted the following equipment (the “Equipment”) by checking one box below: Hypercom T7Plus Terminal (equipment value of $395) Except as herein otherwise expressly provided, the Merchant Agreement, as heretofore amended, shall remain in full force and effect. Merchant’s Authorized Signer: North American Bancard: _____________________________________ ____________________________ Merchant Printed Name Merchant Signature Date INDIVIDUAL GUARANTY (NO TITLES) I/We hereby guarantee to NAB, their successors and assigns, the full, prompt and complete performance of Merchant and all of Merchant's obligations under this Agreement, including, but not limited to, all monetary obligations arising out of Merchant's performance or nonperformance under this Agreement, whether arising before or after termination of this Agreement. The undersigned, by signing below, agrees to be bound by the Agreement and this Guaranty. ______________________________ _____________________________ Personal Guarantor Printed Name Personal Guarantor Signature Date

FREE TERMINAL PROGRAM AGREEMENT

FREE VeriFone PC Charge Software

Meets up to date compliance standard for Visa and MasterCard

Real time or batch transaction processing

Client software supports card readers, PIN pads and check readers

Multiple payment types accepted: credit cards, debit cards, EBT, check verification, guarantee and check conversion

FREE VeriFone PC Charge Software BE IT KNOWN, that for good consideration the undersigned parties make the following additions or changes a part of said contract as if contained therein: I. Merchant agrees that the Equipment is the property of NAB, is being licensed to Merchant, and cannot be

returned upon the termination or expiration of the Merchant Account with NAB. Merchant hereby agrees to pay NAB the sum of $595 for the software and licensing should the Merchant Account be terminated or cancelled for any reason prior to the end of the term.

II. Merchant agrees to indemnify and hold NAB harmless from and against any and all liabilities, losses, claims,

damages, disputes, offsets, claims or counterclaims of any kind in any way related to the use (or misuse) of the Equipment. Merchant understands that NAB agrees to free overnight delivery of replacement equipment, fully programmed and ready to use, up to but not exceeding twice the first year, and that each additional incident will incur a fee of $99.

Merchant has accepted the following equipment (the “Equipment”) by checking one box below: VeriFone PC Charge Software (equipment value of $595) Except as herein otherwise expressly provided, the Merchant Agreement, as heretofore amended, shall remain in full force and effect. Merchant’s Authorized Signer: North American Bancard: _____________________________________ ____________________________ Merchant Printed Name Merchant Signature Date INDIVIDUAL GUARANTY (NO TITLES) I/We hereby guarantee to NAB, their successors and assigns, the full, prompt and complete performance of Merchant and all of Merchant's obligations under this Agreement, including, but not limited to, all monetary obligations arising out of Merchant's performance or nonperformance under this Agreement, whether arising before or after termination of this Agreement. The undersigned, by signing below, agrees to be bound by the Agreement and this Guaranty. ______________________________ _____________________________ Personal Guarantor Printed Name Personal Guarantor Signature Date