Focused on securing your financial futureThe Investment Consulting Group is a team of highly experienced investment professionals who focus on proactively overseeing the comprehensive financial affairs of corporate executives, small business owners, and financially successful individuals.

Our investment approach utilizes custom-tailored, actively managed stock and bond portfolios to help clients build, preserve, and transition wealth. The team’s highly disciplined strategy has distinguished itself by being able to adapt to changing markets.

The purpose of our tactical approach to investing is to identify major themes in the market, have exposure to those sectors/asset classes controlled by demand, and eliminate exposure controlled by supply.

Our strategies are constructed using ETFs (exchange-traded funds) and individual equities.

Christopher DeWolfeManaging Partner

Senior Financial AdvisorPIM Portfolio Manager

cdewolfe@theicg.com

Judd AllenVice President

Financial Advisorjallen@theicg.com

Spencer SchmaleFinancial Advisor

sschmale@theicg.com

All investing involves some degree of risk, whether it is associated with market volatility, purchasing power or a specific security, including the possible loss of principal. Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments.

Exchange-traded funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed, or sold, may be worth more or less than their original cost. Exchange-traded funds may yield investment results that, before expenses, generally correspond to the price and yield of a particular index. There is no assurance that the price and yield performance of the index can be fully matched.

***Important: see required disclosures at the bottom of page 4.

A disciplined approach to Tactical Portfolio managementAs investors with access to various financial markets, we do not attempt to predict the future direction of the market(s), but rather take what the market gives us and proactively manage our investment strategies using relative strength and technical analysis. Our relative strength analysis attempts to evaluate the supply and demand forces of an asset class and/or an individual stock.

A relative strength matrix allows us to rank a roster of asset classes and/or individual stocks from strongest to weakest, or, in other words, from those in demand to those in supply. Our focus is on those asset classes and/or individual stocks that are in demand, not in supply. The tactical portfolio management approach provides a disciplined framework to address changing market conditions.

Rank Ticker Buys X’s TotalTech

Attribute/ Score

III

HHH

GGG

FFF

EEE

DDD

CCC

BBB

AAA

1 AAA 8 8 16 4.74 BX BX BX BX BX BX BX BX2 BBB 7 2 9 4.29 BX BO BO BO BX BO BO SO3 CCC 6 4 10 3.80 BX BX BO BX BO BO SX SO4 DDD 4 7 11 4.03 BX BX BX SX BX SX SX SO5 EEE 4 3 7 4.69 BX BO BO BX SO SX SO SO6 FFF 4 3 7 3.83 BX BX BO SO BO SO SX SO7 GGG 2 6 8 4.77 BX BX SX SX SO SX SX SO8 HHH 1 3 4 3.03 BX SO SO SX SO SO SX SO9 III 0 0 0 1.30 SO SO SO SO SO SO SO SO

Relative Strength Matrix provided courtesy of Nasdaq Dorsey Wright. Tickers are for illustrative purposes only and are not intended to represent actual securities.

Technical analysis differs from fundamental analysis in that price and volume are the key inputs for technical analysis, and intrinsic value is the key input for fundamental analysis. We marry both disciplines in our investment process. The fundamental analysis tells us what to own and the technical analysis tells us when to own them.

Tactical Portfolio asset allocation strategiesOur Tactical Portfolio asset allocation strategies are an adaptive suite of risk management solutions for investors, each with the primary objective of pivoting between wealth accumulation strategies (i.e. offensive) and wealth preservation strategies (i.e. defensive) in a timely fashion.

Tactical Offense Moderate Growth

80%

20%

Tactical Defense Moderate Growth

65%

35%

Strategic Asset Allocation Moderate Growth

60%

40%

Equities Fixed Income DALI asset class ranking provided courtesy of Nasdaq Dorsey Wright

Relative strength is a measure of price trend that indicates how a stock is performing relative to other stocks in its industry.

Dorsey Wright’s “DALI” employs relative strength-based analysis to rank macro asset classes based on developing leadership trends within the global capital markets. The objective guidance within DALI provides the tools necessary to properly allocate portfolios across all major asset classes in an effort to emphasize strength wherever it exists. U.S. Equities, International Equities, Commodities, Global Currencies, Fixed Income and Cash are evaluated daily to identify dynamic developments across investment genres, as well as within them. This tool provides the tactical precision that allows investors to adapt as the market leadership changes.

Technical analysis is based on the study of historical price movements and past trend patterns. There is no assurance that these movements or trends can or will be duplicated in the future. Dorsey, Wright & Associates developed the indicators described above. They have been prepared without regard to any particular investor’s investment objectives, financial situation and/or needs. Accordingly, investors should not act on any recommendation (express or implied) or information in this report without obtaining specific advice from their financial advisors and should not rely on information herein as the primary basis for their investment decisions.

***Important: see required disclosures at the bottom of page 4.

Guiding you toward your most important life goalsOur Envision® planning process lets us map a realistic financial course designed to help you prioritize and achieve your most important goals through various stages of life. Based on your objectives, risk tolerance, investment time horizon, and current financial situation, we assist you in developing a plan of action and asset allocation that is suitable for your objectives without exposing you to unnecessary risk.

We establish personalized benchmarks unique to your plan and objectives to chart your progress toward reaching your goals. Our team adjusts your plan as necessary to account for life’s changes, new opportunities, and unexpected events.

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Our Envision tool uses Monte Carlo simulations, which are based on historical and hypothetical information; there is no guarantee that investments will perform in accordance with the simulated trials.

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Below Target Above Target Historical Investment ValueTarget Zone

Our Envision tool uses Monte Carlo simulations, which are based on historical and hypothetical information; there is no guarantee that investments will perform in accordance with the simulated trials.

* IMPORTANT: The projections or other information generated by the Envision planning tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2005-2016 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.

***Important: see required disclosures at the bottom of page 4.

Define Major Life Goals

Ideal and Acceptable

Goals

Prioritizing Goals

Collaboration

Making a Recommendation

Implementation

Monitoring Progress

New Goals and

Priorities

The Envision Process

Relative strength analysis Our Tactical Portfolio management approach utilizes proprietary relative strength analysis tools to help properly allocate portfolios across asset classes in an effort to identify strength wherever it exists. It gives us the tactical precision that allows clients to adapt to market leadership changes.

Domestic Equities

International Equities Commodities Fixed Income Cash Currencies

317 252 191 142 109 67buy signals buy signals buy signals buy signals buy signals buy signals

Comprehensive wealth management services We help our clients with an extensive array of services in addition to providing asset management advice.

Risk managementBecause your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance coverages that can protect your financial security by helping with unforeseen costs and losses.

Retirement planningWe assist in managing most aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow, and your desire to leave a legacy.

Estate planning strategiesWe will review your current estate plan to ensure it is up to date and properly structured to protect you, your family, and your wealth. This includes account titling and beneficiary designations, asset recommendations, and planning for the successful transfer and distribution of your assets.

Pension income (lump sum vs. annuity payments) analysis

Social Security income analysisOur team offers assistance with developing strategies to maximize Social Security lifetime benefits.

Tax planning strategiesOur team will provide you with an independent investment perspective on various tax and estate strategies you may be considering and refer you to qualified tax specialists.

Education planningWe provide analysis to enable you to determine costs and identify the best tax-advantaged funding solution, whether a 529 Plan, an Education IRA (also known as Coverdell), Custodial Account, or another method.

Wells Fargo Advisors Financial Network is not a tax or legal advisor. Be sure to consult with your own tax and legal advisors before taking any action that may have tax or legal consequences.

Insurance products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

The strategies discussed may not be suitable for your personal situation, even if it is similar to the example presented. Investors should make their own decisions based on their specific investment objectives and financial circumstances. It should not be assumed that the recommendations made in this situation achieved any of the goals mentioned. This example is hypothetical and does not represent any specific, investments or strategies.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN), Member SIPC, a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. Investment Consultant Group is a separate entity from WFAFN.

This information is hypothetical and for discussion purposes only. It is not intended to represent any specific return, yield or investment. It is provided for illustrative purposes only and does not constitute a recommendation to invest in any particular fund or strategy and is not a promise of future performance, an estimate of actual returns or of the volatility any client portfolio may experience. Hypothetical results do not represent actual trading and do not reflect the impact of any fees, expenses or taxes applicable to an actual investment. Hypothetical and past performance are no guarantee of future results.

The facts and opinions expressed herein belong to [ICG] and do not necessarily represent that of Dorsey, Wright & Associates, LLC Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC. 0819-04714

Getting started

The Investment Consulting Group welcomes the opportunity to meet with you and to learn more about your wealth management needs, goals, and expectations. Contact us today at 248-273-8200 to schedule a preliminary meeting.

500 South Old Woodward AvenueBirmingham, MI 48009

www.theicg.com