FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to...
Transcript of FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to...
FNB Personal Banking Pricing Guide
1st January -31st December 2020
Terms, conditions and rules apply.
Introduction Making Banking easierand more convenient
FNB Personal accounts have been designed to meet your day to day banking.We want you to pay less and get more.
This guide has everything you need to understand on how bank fees are charged. It will also help you to use your account in the safest and cheapest way.
The fees outlined in this guide are VAT inclusive and effective from 1stJanuary -31st December 2020.
FNB Personal Banking
Home
Introduction
Personal Accounts
Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees
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FNB Personal Banking Pricing Guide Page 2
Future Forward Account
Savings Account
Student Account
Tanzanite Account
Gold Cheque Account
Platinum Cheque Account
Personal Accounts
How does this pricing option work?
You are charged for each transaction at the applicable fee.
You are charged for each transaction at the applicable fee.
You are charged for each transaction at the applicable fee.
You get 2 free debits monthly.Thereafter, normal debits are charged at PAYU fees. A fee of TZS 2,200 is charged if balance is below TZS 50,000.
You are charged for each transaction at the applicable fee. A fee of TZS 2,200 is charged if balance is belowTZS 100,000
Opening Balance
5,400.00
Free
Free
Free
Free
650.00
2,500.00
2,500.00
20,000.00 20,000.00
11,800.00
3,000.00
1,400.00
8,500.00
950.00 950.00 950.00 950.00 950.00
3,000.00
8,000.00
30,000.00
3.5%
Free
Free
3,000.00
8,000.00
30,000.00
3.5%
Free
Free
1,200 per 1Mil or part thereof. Min 3,000 Max 100,00
1,200 per 1Mil or part thereof. Min 3,000 Max 100,00
1,200 per 1Mil or part thereof. Min 3,000 Max 100,00
1,200 per 1Mil or part thereof. Min 3,000 Max 100,00
1,200 per 1Mil or partthereof. Min 3,000 Max 100,00
2,800.007,000.00
1,400.00
8,500.00
2,800.007,000.00
Not Applicable
Not Applicable
5,000.0050,000.00 100,000.00
5,400.00
Free
Free
Free
Free
650.00
2,500.00
2,500.00
11,800.00
3,000.00
Not Applicable
Not Applicable
5,000.00
20,000.00
3,000.00
8,000.00
30,000.00
3.5%
Free
Free
1,400.00
8,500.00
2,800.007,000.00
5,000.005,000.00
5,400.00
2,200.00
Free
Free
Free
650.00
2,500.00
2,500.00
11,800.00
3,000.00
Not Applicable
Not Applicable
20,000.00
3,000.00
8,000.00
30,000.00
3.5%
Free
Free
1,400.00
8,500.00
2,800.007,000.00
5,000.00
5,400.00
3,000.00
Free
Free
Free
650.00
2,500.00
2,500.00
11,800.00
3,000.00
Not Applicable
Not Applicable
5,000.00
20,000.00
3,000.00
8,000.00
30,000.00
3.5%
Free
Free
1,400.00
8,500.00
2,800.007,000.00
10,000.00
5,400.00
4,500.00
Free
Free
Free
650.00
2,500.00
2,500.00
11,800.00
3,000.00
Not Applicable
Not Applicable
10,000.00
Free
Free
8,000.00
30,000.00
3.5%
Free
Free
Free
Free
FreeFree
100,000.00
Free
16,000.00
Free
Free
Free
Free
2,500.00
Unlimited Transactions
11,800.00
Unlimited Transactions
Not Applicable
Free
None
Free
Free
Free Free
8,000.00
30,000.00
3.5%
Free
Free
Free
Free
FreeFree
200,000.00
Free
30,000.00
Free
Free
Free
Free
2,500.00
Unlimited Transactions
11,800.00
Unlimited Transactions
Unlimited Transactions Unlimited Transactions
Not Applicable
Free
NoneMinimum BalanceMonthly Account Fee
Local card PurchasesLocal Card Purchases with Cash-BackInternational Card PurchasesPrepaid Purchase (FNB ATM, App, Cellphone or Online Banking)
Electronic Transfer (FNB ATM, App, Cellphone, Online Banking or Schedule Payments)Branch Transfers
Internal Debit OrdersExternal Debit Orders
Payments (FNB ATM, App, Cellphone, Online Banking or Scheduled Payments)
Cheque Payment Service FeeBranch PaymentsReal Time Gross Settlement (RTGS)-TISS
5,000 to 100,000
100,001 to 500,000500,001 to 1,000,0001,000,001 to 3,000,000
FNB ATM/Cardless WithdrawalBranch Cash Withdrawal using Cheque Book/CardOther Bank’s ATM Cash WithdrawalInternational ATM Cash WithdrawalInternational Branch Cash WithdrawalOptional Issuer Fee (OPF)
Cheques
Cash Deposit
Purchases
Linked Account Transfers
Payments
Send Money to Mobile Wallets (FNB ATM, App, Cellphone & Online Banking)
Cash withdrawals
Deposit
For afixed fee per monthyou get unlimited electronic, branch cheque transactions no matter how many you do.
For afixed fee per month you get unlimited electronic, branch cheque transactions no matter how many you do.
Future Forward Account
Savings Account Student Lifestart Account
Tanzanite Account Smart GoldAccount
Gold Cheque Account
Platinum ChequeAccount
CurrencyPricing Option Pay As You Use
TZS TZS TZS TZS TZS TZS TZS
Pay As You Use Pay As You Use Pay As You Use Pay As You Use Unlimited Option Unlimited Option
Introduction
Home
Introduction
Personal Accounts
Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees
Contact Us
Future Forward Account
Savings Account
Student Account
Tanzanite Account
Gold Cheque Account
Platinum Cheque Account
FNB Personal Banking Pricing Guide Page 3
Opening BalanceMinimum Balance
Monthly Account FeeWithdrawals and Deposits
Cash Withdrawals 1.5% of value Min 13 &Max 420
100.0000.00
14.00
3.00
2.00
5.00
15.00
100.00
100.00
32.50
32.50
38.50
0.60 per leaf38.50
4.25
65.00
3.00
5.13
Free
Free
Free
Free.Small denomination (less than$50 charges are 1.5% of cash deposited-Minimum$16)
1.5% of value Min 14.75 &Max 450
100.0000.00
13.00
2.50 2.50
4.75
15.00
65.00
65.00
27.50 27.50
25.00
38.50
Not Applicable32.50
3.50
60.00
Not Applicable Not Applicable Not Applicable
55.00
3.00
35.00
3.00
Free
Free
Free
1.5% of value, min 11.80 max 350
1.5% of value, min 130max 4500
100.0000.00
9.50
5000.0000.00
145.00
475.00
40.00
4.25
42.50
15.00
55.00
55.00
25.00
35.50
Not Applicable32.50
3.00
Free
Free
Free
Free
Free
25.00
325.00
50.00
650.00
190.00
750.00
825.00
325.00
385.00
Not Applicable385.00
415.00
Free
2,000 per month free (excluding small denomination cash) thereafter 0.30% of value
2,000 per month free (excluding small denomination cash) thereafter 0.30% of value
3,000 per month free (excluding small denomination cash) thereafter 0.30% of value
Cash deposits
Payments and Transfers
Cheque IssuedAccount Payments(Online, FNB-to-FNB)
Account Tansfers(Online, FNB-to-FNB)
Account Payments(Branch -TISS)
Account Transfers Branch
Special InstructionsBalance EnquiresBanks Cheque
Monthly Statement
Dishonoured Payment
Duplicate Statement (per page)Branch and Telephone Banking)
Hounouring Fee (charged whenyou exceed your account limit)Deposit of Post Dated Cheques
Stop Payments OnlineStop Payments Branch
Cheque Book FeeCertificate of BalanceManual Salary Processingper Entry
Other Fees
Statements
Penalty Fees
Stop Payments
ENC Upliftment Fee/SpecialClearance (per deposit)
Currency GBP ZAREURUSD
Pricing Option
Foreign Currency
Introduction
Home
Introduction
Personal Accounts
Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees
Contact Us
Future Forward Account
Savings Account
Student Account
Tanzanite Account
Gold Cheque Account
Platinum Cheque Account
FNB Personal Banking Pricing Guide Page 4
Bank and country risk determined perquarter or part thereof Min $250Bank and country risk determined perquarter or part thereof Min $250
Commission
Commission
$24
0.35% Min $59, Max $180
1.20% per quarter or partthereof Min $250 + $35
1.20% per quarter or partthereof Min $250 + $35
No ChargeTZS1,800
$35$120$90 per set
$900.90% Min $150$120$145$35
$35
$35$120
$25$12$12
$35
$35$35
0.30% Min $150
0.60% Min $150
1.75% per quarter or part thereof Min $215
1.75% per quarter or part thereof Min $215
1.20% Min $30 Max $300
0.60% Min $25, Max $250Bank Charges & Exchange Differential
$90
$145
$150
$90+$35 (Swift)
Swift Charge
Establishment
Letters of Credit-ImportSWIFT MT940/50 Statements per page
Amendment Fee
Amendment-Extension (date And/or Amount)
Cancellation FeeDrawing
Advising Commission
Confirmation Fee
Amendments with our Confirmation
Amendments (General)Payment (Negotiation Fee)
Courier FeeSwift QueriesDocumentary Collections-ImportCommissionSwift Fee
Documentary Collections-ExportCommissionCourier FeeSwift QueriesAmendementsGuarantees
AmendmentAmendement (Extension (date/or Amount)Swift QueriesCancellationNegotiation (Subject to manager Approval)Collection charge
Foreign Exchange ContactsReturned Foreign cheque
Extablishment & ExtensionsDrawdowns (1st 2drawdowns Free of charge)Cancellations
Inward Swift Transfer
Outward Swift Transfer
Global Market & International Trade TariffsPricing Option Personal High Net Worth
Query/Swift Fee
Letters of Credit- Export
Cancellation
Amendment
Commission
$12
0.30% Min $47, Max $100
0.90% per quarter or partthereof Min $215 + $30
0.90% per quarter or partthereof Min $215 + $30
Bank and country risk determined perquarter or part thereof Min $250Bank and country risk determined perquarter or part thereof Min $250
No ChargeTZS1,800
$30$120$60 per set
$600.60% Min $150$120$145$30
$30
$30$120
$25$12$12
$30
$30
$30
0.30% Min $120
0.60% Min $150
1.20% per quarter or part thereof Min $115
1.20% per quarter or part thereof Min $155
1.20% Min $30 Max $300
0.60% Min $25, Max $250Bank Charges & Exchange Differential
$60
$145
$120
$60+$30 (Swift)Introduction
Home
Introduction
Personal Accounts
Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees
Contact Us
Future Forward Account Savings Account
Student Account
Tanzanite Account
Gold Cheque Account
Platinum Cheque Account
FNB Personal Banking Pricing Guide Page 5
Free
Free
FreeFreeFreeFree500.00
5,000.00
950.001,200.00
120,000.002,500.0045,000.0040,000.00 40,000.00
250.00250.00500.00150.00
1,500.00300.00100.00
600 per leafup to 2.0%5%
16,000.0045,000.00
83,000.00
30,000.00
37,000.00
5,000.0042,000.00
FreeFreeFreeFree500.00
5,000.00
950.001,200.00
120,000.002,500.0045,000.00
250.00250.00500.00150.00
1,500.00300.00100.00
Freeup to 2.0%5%
16,000.0045,000.00
83,000.00
30,000.00
37,000.00
5,000.0042,000.00
Free17,000.00
Free950.00
35,000.00
75,000.00
FreeFreeFree
75,000.00
35,000.00
FreeFNB Branch, FNB POS and Other Bank’s POS, ATMsFNB ATM, App, Cellphone & Online Banking
Special Instructions
Scheduled Payment Setup & Amendment Fee(via Online Banking)
ENC Upliftment Fee/Special Clearance (per deposit)
Bank Cheque
Scheduled Payment Setup (FNB Branch)Scheduled Payment Amendment(FNB Branch)
Monthly, Quarterly, AnnuallyDaily
Bi-WeeklyMini Statement (FNB ATM, App & Cellphone Banking)Duplicate Statement (per page) Branch and Telephone banking)Stop PaymentsOnline Banking
Penalty FeesDishonoured PaymentHounourung Fee (charges when you exceed you account limit)Card Replacement Fee ( per card)Pin Replacement Fee
Other FNB Declined Transaction FeeOther Bank’s ATM Declined Transcation Fee (Local and International)Other FeesCheque Book FeeLoans and Overdrafts facility FeeEarly Settlement Fee
Loan administration FeeCertificate of Balance/Introduction LetterTresury Bills/Bonds Bidding ChargesNotificationsPayment NotificationSMS NotificationFax NotificationEmail NotificationBalance Alert NotificationWeeklyMonthlyDaily
Other Account Related FeesPricing Option
Statments
Weekly
FNB Branch
Deposit of Post Dated Cheques (per cheque)
Overdraft Excess Administration Fee
Introduction
Home
Introduction
Personal Accounts
Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees
Contact Us
Future Forward Account Savings Account
Student Account
Tanzanite Account
Gold Cheque Account
Platinum Cheque Account
FNB Personal Banking Pricing Guide Page 6
Pay-As-You-Use (TZS) Unlimited Option (TZS)Balance Enquires
FNB Personal Banking Pricing Guide
Contact UsFor more information on our Personal banking pricing:
• Visit your nearest FNB branch• Visit www.fnbtanzania.co.tz and click “For Me ” tab• Call +255 768 989 050
Terms, conditions and rules apply.