FIREFIGHTER DOWN!!!

Mayday! Mayday!

Mayday!

An average 10,000 + firefighters are injured and 100 die every year.

From 1990 – 2000, there have been over 1,000,000 firefighter injuries and 1068 firefighter fatalities.

U.S. Fire Administration 2002 Retrospective Study

Will you know what to do if it happens to a member of your department?

To Honor…..With Dignity and Reverence

Missouri Fire Service

Funeral Assistance Teamwww.mofirefuneral.org

National Fallen Firefighters

Local Assistance State Teamwww.firehero.org

Missouri Fire Service Funeral Assistance Team

• Notification of Team– Funeral Team 24 Hour Hot Line– 888-4911HELP (888-491-1324)• Answered by 911 Dispatch Center• Ask for Funeral Team

– Brian Zinanni, Team Coordinator• 314-973-0685 (Cell)• 314-805-3207 (Cell)• info@mofirefuneral.org

Everything that happens immediately after a line-of-duty death affects the way the family, the department, and the community recover from the loss. Lack of resources and planning

often adds to the confusion and pain that occurs.

On-Scene Considerations:

•Scene Management

•On Scene Staff Issues

•Media Considerations

•Departmental Considerations

How Do I Prepare?

•Maintain Accurate Personnel Records•Updated emergency notification person(s)•Spouse work information•Children School information•Anything that will help you notify all immediate family members in an emergent situation!

•Have an established departmental funeral protocol in place.

Federal & State Benefits

Federal PSOB - $328612.73Spouse Educational BenefitChild Educational Benefit

State Benefit - $25,000.00Child Educational Benefit

Understanding Pitfalls

Anything you say or do can be held against you!

Autopsy&

Toxicology

PSOB Beneficiary Form

PSOB Case Study 1• Firefighter Brian dies in the line of duty and

has the following Family Demographics:• Surviving Spouse / Domestic Partner* • Surviving 28 Year Old Son• Surviving 19 Year Old Son• Surviving 15 Year Old Daughter• No PSOB Beneficiary Form or Life Insurance

On File.• Deceased Parents

Case Study 1

• Firefighter Brian dies in the line of duty and has the following Family Demographics :

• Surviving Spouse / Domestic Partner*- 50%• 28 Year Old Son – 0%• 19 Year Old Son – 25% if Full Time Student at

Time of Death• 15 Year Old Daughter – 25% if 19 year old

brother is student, or 50% if he is not.

PSOB Case Study 2

• Firefighter Brian dies in the line of duty and has the following Family Demographics :

• Firefighter Brian is Divorced• Surviving 15 Year Old Daughter• No PSOB Beneficiary Form or Life Insurance on

file with agency.• Deceased Parents

Case Study 2

• Firefighter Brian dies in the line of duty and has the following Family Demographics :

• Firefighter Brian is Divorced• Surviving 15 Year Old Daughter – 100%• Deceased Parents

** Who is the check payable to ??? **

Case Study 2

• Firefighter Brian dies in the line of duty and has the following Family Demographics :

• Firefighter Brian is Divorced• Surviving 15 Year Old Daughter – 100%• Deceased Parents

** Who is the check payable to ??? **Childs Legal Guardian

PSOB Case Study 3

• Firefighter Brian dies in the line of duty and has the following Family Demographics:

• Firefighter Brian is not married• Surviving 25 year old Son• No PSOB Beneficiary Form on File with agency.• Firefighter Brian’s departmental life insurance

policy leaves everything to his estate.• Deceased Parents

Case Study 3

• Firefighter Brian dies in the line of duty and has the following Family Demographics:

• Firefighter Brian is not married• Surviving 25 year old Son• Firefighter Brian’s departmental life insurance

policy leaves everything to his estate.• Deceased Parents** No Payment Would Be Made **

PSOB Case Study 4• Firefighter Brian dies in the line of and has the

following Family Demographics :• Spouse / Domestic Partner is deceased• Surviving 24 Year Old Son• Surviving 15 Year Old Daughter• Firefighter Brian has a PSOB Beneficiary Form

on file with his department dividing any PSOB money 50/50 to his children.

Case Study 4• Firefighter Brian dies in the line of duty and

has the following Family Demographics :• Spouse / Domestic Partner is deceased• Surviving 24 Year Old Son – 0%• Surviving 15 Year Old Daughter – 100%• Firefighter Brian has a PSOB Beneficiary Form

on file with his department dividing any PSOB money 50/50 to his children.

PSOB Case Study 5• Firefighter Brian dies in the line of duty and

has the following Family Demographics :• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life

Insurance policy gives the proceeds to charity• Firefighter Brian has NO PSOB Beneficiary

Form on File.• Deceased Parents

• Firefighter Brian dies in the line of duty and has the following Family Demographics :

• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life

Insurance policy gives the proceeds to charity• Firefighter Brian has NO PSOB Beneficiary

Form on File.• Deceased Parents• ** No Payment Would Be Made **

PSOB Case Study 5

PSOB Case Study 6• Firefighter Brian dies in the line of duty and

has the following Family Demographics :• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life Insurance

policy gives the proceeds to his estate.• Firefighter Brian has NO PSOB Beneficiary

Form on File.• Deceased Parents

• Firefighter Brian dies in the line of duty leaving behind the following family members:

• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life Insurance

policy gives the proceeds to his estate• Firefighter Brian has NO PSOB Beneficiary Form

on File.• Deceased Parents• ** No Payment Would Be Made **

Case Study 6

PSOB Case Study 7• Firefighter Brian dies in the line of duty and

has the following Family Demographics :• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life Insurance

policy gives the proceeds to his estate.• Firefighter Brian has NO PSOB Beneficiary

Form on File.• Surviving Parents

• Firefighter Brian dies in the line of duty leaving behind the following family members:

• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life Insurance

policy gives the proceeds to his estate• Firefighter Brian has NO PSOB Beneficiary Form

on File.• Surviving Parents• Parents Split 50/50

Case Study 7

PSOB Case Study 8• Firefighter Brian dies in the line of duty and

has the following Family Demographics :• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life

Insurance policy gives the proceeds to charity• Firefighter Brian has a PSOB Beneficiary Form

on File leaving proceeds to Firefighter Bob• Surviving Parents

• Firefighter Brian dies in the line of duty and has the following Family Demographics :

• Firefighter Brian is Divorced• Firefighter Brian has no children• Firefighter Brian’s Departmental Life

Insurance policy gives the proceeds to charity• Firefighter Brian has a PSOB Beneficiary Form

on File leaving proceeds to Firefighter Bob• Surviving Parents• ** Firefighter Bob would get 100% **

Case Study 8

Missouri Fire Service Funeral Assistance Team

• Notification of Team– Funeral Team 24 Hour Hot Line– 888-4911HELP (888-491-1324)• Answered by 911 Dispatch Center• Ask for Funeral Team

– Brian Zinanni, Team Coordinator• 314-973-0685 (Cell)• 314-805-3207 (Cell)• info@mofirefuneral.org

Questions?