FINTECH FUNDING 725 M RISING STARS - Early Metrics...Fintech Ecosystems a How do France, Germany and...

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Fintech Ecosystems a How do France, Germany and the UK compare The first startup rating agency Early Metrics has been analysing tech trends emerging from Europe’s innovation hubs for the past five years. With offices in France, Germany and the UK, the startup rating agency is fully immersed into these dynamic ecosystems. Here is how these countries compare in the fintech sector. GROWTH POTENTIAL UK Germany France 2018 2019 FINTECH FUNDING 4.4 B 3.9 B 1.13 B 1.9 B 392 M 699 M 725 M Invested in British startup Greensill - the biggest sum raised by a European Fintech in 2019 Distribution of startup growth potential scores based on 3094 ratings conducted by Early Metrics RISING STARS Highest scoring startups rated by Early Metrics Crossflow Payments Working capital marketplace 4Stop KYC & Compliance SESAMm AI for investment SUBSECTORS TO WATCH Insurtech Data-driven risk management & customer experience solutions will be more widely adopted. Lending Demand will keep increasing for alternative financing tailored to SMEs and gig-economy workers. Open banking Integration of third-party solutions as well as partnerships between tech and financial players will continue to grow. Challenger banks are also likely to generate more mega-rounds in 2020. The British fintech sector is considerably more mature and therefore more competitive than in France and Germany, making it more difficult for emerging startups to carve out their place in the market – hence, a slightly lower growth potential average score. 47 49 51 53 55 57 59 61 63 65 67 69 71 73 75 77 79 81 83 85 87 89 91 UK Fintech Avg. Rating DACH Fintech Avg. Rating French Fintech Avg. Rating To learn more, reach out at [email protected] or visit www.earlymetrics.com

Transcript of FINTECH FUNDING 725 M RISING STARS - Early Metrics...Fintech Ecosystems a How do France, Germany and...

Page 1: FINTECH FUNDING 725 M RISING STARS - Early Metrics...Fintech Ecosystems a How do France, Germany and the UK compare The first startup rating agency Early Metrics has been analysingtech

Fintech Ecosystemsa

How do France, Germany

and the UK compare

The first startup rating agency

Early Metrics has been analysing tech trends emerging from Europe’s innovation hubs for the past

five years. With offices in France, Germany and the UK, the startup rating agency is fully immersed

into these dynamic ecosystems. Here is how these countries compare in the fintech sector.

GROWTH POTENTIAL

UK Germany France

2018 2019

FINTECH FUNDING

€4.4 B

€3.9 B

€1.13 B

€1.9 B

€392 M

€699 M

€725 MInvested in British

startup Greensill - the

biggest sum raised

by a European

Fintech in 2019

Distribution of startup growth potential scores based on 3094 ratings conducted by Early Metrics

RISING STARSHighest scoring startups rated by Early Metrics

Crossflow Payments

Working capital

marketplace

4Stop

KYC & Compliance

SESAMm

AI for investment

SUBSECTORS TO WATCH

Insurtech

Data-driven risk management &

customer experience solutions will be more

widely adopted.

Lending

Demand will keep

increasing for

alternative financing tailored to SMEs and

gig-economy workers.

Open banking

Integration of third-party solutions as well as

partnerships between tech and financial players will

continue to grow. Challenger banks are also likely to

generate more mega-rounds in 2020.

The British fintech

sector is considerably

more mature and

therefore more

competitive than in

France and Germany,

making it more difficult

for emerging startups

to carve out their place

in the market – hence,

a slightly lower

growth potential

average score.47 49 51 53 55 57 59 61 63 65 67 69 71 73 75 77 79 81 83 85 87 89 91

UK Fintech Avg. Rating DACH Fintech Avg. Rating French Fintech Avg. Rating

To learn more, reach out at [email protected] or visit www.earlymetrics.com