New features in Charisma ERP Financial Services

Mihai Botezat Senior Consultant – PDM Team

Web Credit Web solutions to support lending

What brings Web Credit new?

Latest technologies in producing web pages

Enhanced security, similar to Charisma

Ergonomic interface

Functional sorting of the fields and organizing pages according to steps

What brings Web Credit new?

Web interface, wholesale module extension module for beneficiaries to view their own status in real time

Tool request further drawings and / or early repayment

Real-time synchronization with Charisma ERP, in both directions

Web Wholesale Web solutions to support lending

Workflows New ideas of creation and presentation

What are the future activities for a new deal?

What are the activities/tasks which are assigned to me?

To answer these questions, we included Workflows

into the web application for approval and bidding

Workflows In the web application for tendering and approving

Tasks automatically creates and sends information to participants

Flows can be created directly from the interface

Easy configuration for access rights / circumstances for status changing

Graphical view of completed and future flows

Leasing – Stock / Fixed assets (1) Link automation

Inventory Management module used in commercial business

Fixed Assets module –> used independently

Extending the repossession and operational lease features

imposed automating link between these modules

Leasing – Stock/ Fixed assets (2) Automatizare legătură

New features

Transactions of insertion / removal from stock in the Leasing Mode

Stock revaluation

Automatic reflection of lease processes in the asset sheet:

Generation

Update

Preservation

Closing

Charisma Analyzer (1) Easiness in processing accounting data

New vision – complex and dinamic analysis tool

Complex source of data

Currency

Partner

Contract

Source document

Charisma Analyzer reports run on

the web, which enables accessing them

from any location

Charisma Analyzer (2) Proposed analyzes

Currency position of the company, by filtering information on a particular currency

Balances evolution over time / turnovers for an account / set of accounts

Balance

partner/ partner group

contract/ several contracts

Cell Monitor for Leasing

Modern, portable solution, within management’s reach

Follows in real-time key performance indicators of the business

Dimensions tracked: New Business

Portfolio

NPL

Visualization of time evolution in years, months, YTD

Monitored indicators can be divided into products and partners

Breakdown by type of item and delay buckets

Data retrieval is made from: Data Warehouse

BI Reports

Cell Monitor for Leasing

Charisma SEPA (Single Euro Payments Area) Alignment with new European regulations required

Compatibility with any Charisma version

Management of ordered payments / Direct Debit Import of response, cancellation

Full / partial retransmission

Marking denials and related motivation

Management of payment mandates signed by the client and link to financing contracts Leasing, credit

Insurances New features Front-Office and Back-Office

Frequent changes of Insurer’s web services?

Easy deployment for changes through a single web service, on a server under the management of TotalSoft

New insurance websites communicate by means of this service to obtain quotes and insurance policies

Any change needed by the insurer is undertaken by the development team within the internal web service and is automatically reflected in all insurance web applications

Charisma Brazil Adapting to new markets

Interfacing with the Brazilian Bank System

CNAB for sending payment notifications

Interfacing with Sao Paolo Web Service Automatic transmission of invoices for

publication on the website of government authorities

Interfacing with local company Reporting to National Bank

Charisma Portugal Adapting to new markets

Approval of the ERP system by the local Ministry of Finance

Reporting to the National Bank

Customer Self Service in CRM Web & Mobile

Messages

• Marketing campaigns

• Notifications

Financial

• Unpaid invoices

• History of invoices

• History of payments

• Contracts

• Insurances

• Penalties

Operations

• Empowerments

• Examination center

• Early liquidation

Q&A Thank you!