Executive Manager - Investment Department

1- Participating in drawing up bank public plans and policies at the request of the general manager.

2- The direct responsibility for central departments (Credit department, International department and direct investment).

3- Receiving periodic reports that contain activities results and the central departments' efforts mentioned in the above item (2), expressing the opinion and giving the appropriate guidance.

4- Following-up bank financial liquidity systemically to use money optimally.5- Planning local and international investment programs and following up the

effective implementation for these plans.6- Working on finding effective business fields in foreign banks, developing and

regulating the relationship between DIB and those banks in the areas of banking and investment, collecting, analyzing and examining the information about those banks and their financial center and making agreements with them with ensuring the faithful implementation for the provisions of these agreements in accordance with the provisions of Islamic shariah.

7- Supervising and following up effectively the bank investments and projects inside and outside the country and reporting them regularly to general manager.

8- Examining bank policies, systems and procedures regarding the banking and credit facilities and making the appropriate recommendations about them to the general manager.

9- Participating in the meetings of Facilities and Investments Committee and following up the effective implementation of them.

10- Adopting the requests of granting the facilities within the limits of the powers granted by the general manager.

11- Supervising on the preparations and submission of all required information and reports related to the debts of the customers and the volume of banking facilities to the central bank.

12- Ensuring the implementation of the banking funding according to the senior management decisions and keeping all the documents related to them to ensure the rights of the bank.

13- Examining all sectors that bank invests in which the local or global, and submitting Collecting data and information about the local and global economic situations, especially, those regarding to the investments markets, the trade exchange and analyzing and commenting them.

14- Examining all sectors that bank invests in locally and internationally and recommending them to the senior management.

15- Following up the effective implementation to the bank procedures related to the collection of outstanding debt and working on collecting them in a peaceful manner under the powers granted by general manager.

16- Preparing periodic reports about the doubtful debts and the causes of that, suggesting the most appropriate way to avoid that in the future and submitting them to the general manager.

17- Supervising the examining of the direct investments which the bank attends to contribute in, making recommendations about it and submitting it to the senior managements.

Executive Manager - Investment Department (seq.)

18- Following up the performance of the bank direct investments and submitting periodic reports about their performance and workflow.

19- Representing the bank at attending the seminars, symposia and conferences regarding real estate investment operations.

20- Supervising on preparing periodic reports to the central bank and approving them.

21- Submitting the periodic reports to the general manager about the activities and results of the central departments mentioned in the item (2).

22- Ensuring the workflow and its matching to the senior management instructions, the status and the central bank.

23- Developing the work in the department and supervising on developing training programs to upgrade the level of the employees' performance.

24- Evaluating the performance of departments' managers mentioned in item (2) in the accordance with the current system of the bank.

25- Attending the meetings of the senior management and coordinating with the executive managers about their own business in their departments.

26- Attending the meetings of the ordinary general assembly and extraordinary general meeting (EGM).

27- Conducting of any work asked by the general manager within the scope of his powers.

Credit Department

1- Suggesting and implementing bank policies, systems and procedures regarding banking and credit facilities and examining the economic viability for the local and global projects and investments that request to be funded or participated in according to the provisions of Islamic shariah.

2- Visiting and receiving the customers of the bank locally and internationally who wishing to get facilities more than the limits of branches powers, answering their questions and inquiries, explaining the basis, rules and systems of funding and banking and credit facilities that being provided by bank to customers, completing the funding requests submitted by them and attaching all information and documents needed with these requests.

3- Preparing feasibility studies for the submitted projects by the customers within the local and global scope for the purpose of funding, including studying the substantive, legal, marketing and financial aspects and the guarantees of projects provided in cooperation with the departments and branches of the bank and the financial and advisory institutions from the outside of the bank.

4- Receiving the requests of loans participated whether from the customers who allow the bank to making loans participated with other banks or from other banks.

5- Receiving branches' requests concerned granting the credit facilities for the customers, submitting the recommendations and passing them to the facilities and investment committee to take the appropriate decision thereon.

6- Providing information, data, comprehensive and regular periodic reports to the senior management and facilities and investment committee on the financial situations of the customers with bank based on analyzing and studying their financial positions, budgets, guarantees conditions provided by them to DIB and the volume of their banking facilities in the other banks, including preparing lists of customers' names, their commitments in the dealing with the bank and their indebtedness, in order to determine the bank's position from these facilities.

7- Studying the local and international market, collecting the information and statistics about it in order to develop the volume of the investment in the local and international market and rationalizing investment decisions.

8- Reviewing the submitted requests from the concerned departments about the real estate funding and the banks and countries ceilings requests, developing the appropriate recommendations about them and cooperating with those departments in supervising their implementation.

9- Coordinating with the international management in preparing the studies and suggestions about the geographical distribution of bank investments and following up them after the approval on.

10- Executing the instructions of Risk Center in the central bank by reporting on customers' indebtedness, inquiring by the central bank about the banking facilities for the new customers, passing the financial information and data received from the Risk Center to the bank management and Keeping these information in the computer.

11- Preparing and processing the facilities and investment committee agenda items concerned the requests of facilities according to the importance from the quality aspects, the benefits of the bank and the need of work.

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