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Cashflow Worksheet 1: Monies invested, future investment & running costs

Q1: What money have you spent on your business so far?Q2: How much more money do you think you will need to invest in yourproducts before the sales income becomes regular and starts to grow steadily?? NB think only of one off costs here, see unshaded areasQ3: What do you expect to spend per annum on running costs? (the shaded section covers many of these)

Q4:

So, whats the totalmoney in to the businessso far and the total spent?

Q5:And the total futureinvestment?

SAR ______ SAR ______

Production

Costs

Utilities Training

Maintenance

(buildings &

equipment)

Staff

Salaries

Telephone,

Office CostsMarketing

Rent &

RatesInternet

& IT

Professional

Fees

Sales

costsInsurance

Travel &

Accomtion

Bank

ChargesDistribution

Investment to date

IP devt &

management

Production

Set up

Prototyping

& Tooling Branding

Research

& DevtQuality

Assurance

Technical

DevtStorage

SAR ______

Related questions:

Q6: which of the costs above are one off and which will youcontinue to incur as the business runs?Mark the regular costs with a coloured pen/sticky etc so that youknow which they are when we do the monthly cashflowplanning later.

Q7: Have you included the cost of any resources that have beengiven to you free (we call this in kind) so far but that you shouldexpect to pay for in the future? Do you need to plan to pay for it?

Q3: what is the total annual running cost of the businessin year 1?(excluding those one off start up costs)

SAR ______

Production

Costs

Utilities Training

Maintenance

(buildings &

equipment)

Staff

Salaries

Telephone,

Office CostsMarketing

Rent &

RatesInternet

& IT

Professional

Fees

Sales

costsInsurance

Travel &

Accomtion

Bank

ChargesDistribution

Future Costs

IP devt &

management

Production

Set up

Prototyping

& Tooling Branding

Research

& DevtQuality

Assurance

Technical

DevtStorage

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Revenue: Pre-Launch

Launchdate:

Costs:

Profit:

Production Costs

Sales Costs

Distribution

Salaries

Rent & Rates

InsuranceUtilities

Telephone & Office Costs

Internet & IT

Travel & Accom

Training

Marketing

Maintenance

Bank Charges

Professional Fees

Cashflow Worksheet 2: Twelve month cashflow

Product/Income 1

Product/Income 2

Grant/Loan

Total

Q8: What is the total profit (loss)for the first 12 months of trading?

1 2 8 97 1064 113 5 12

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Revenue: Pre-Launch Year 1: Year 2: Year 3:

Launchdate:

Costs:

Profit:

Production Costs

Sales Costs

Distribution

Salaries

Rent & Rates

Insurance

Utilities

Telephone & Office Costs

Internet & IT

Travel & Accom

Training

Marketing

R & D (incl. prototyping etc)

Maintenance

Professional fees

Bank Charges

Cashflow Worksheet 3: Three year cashflow

Total Notes:

Just deal with the headlines here

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______

From Worksheet 2:

Cashflow Worksheet 4: Keeping track of some key figures

______

From Worksheet 1:Income: Costs:

So, whats the totalmoney in to the business

so far and the total spent?

And the total futureinvestment?

Total annual runningcosts

SAR ______

SAR ______

SAR ______

SAR ______

What is the total income for the first12 months?

What are the total costs for the first12 months (excluding pre-launch)(should be the same as Q3 answer, sheet 1)

What is the total profit (loss)for the first 12 months of trading?

SAR ______

SAR ______

SAR ______

______

From Worksheet 3:Pre-L Yr1 Yr2 Yr3 Total 1 Total 2

(- Pre-L) (+ Pre-L)

Revenue

Costs

Profit

________________________________________________

________________________________________________

________________________________________________

A

B

C

A few useful calculations and some thingsto consider:

Rate of Return on Investment (ROI) = C/(A+B) = ______Absolute ROI = C (A+B) = SAR ______

If you invested the pre-launch costs in the stock market what

return would you accrue in 3 years? (5-30%a year depending onrisk levels how much is this for your company? SAR ______Opportunity cost = A+B+ stock market returns = SAR _____

Is the ROI greater than the opportunity cost?

What is the month/year when the debt stops getting worse andyou head toward a profit?

How long until your profit has offset your start up costs i.e.

break even point?

Do an optimistic cashflow,

then do a pessimistic one.

How bad can it get and yet the business

still survives?