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FINDINGS

The following facts have been founded from the above calculations:

EQUITIES:

Bharti airtel equities shows the returns of-0.30778, at the risk of1.825783, whereasthe market risk stays at 0.482757 and the coefficient of variation is the -5.93209.

Hdfc equities shows the returns of -0.0266 at the risk of 1.883077 , whereas themarket risk stays at 1.116454 and the coefficient of variation is the -70.8389.

L&t equities shows the returns of -0.7896, at the risk of 1.82405, whereas themarket risk stays at 0.68729 and the coefficient of variation is the -2.31003.

Reliance equities shows the returns of - 0.1891 at the risk of 2.701211, whereas themarket risk stays at 1.608161and the coefficient of variation is the 14.28296.

Tata motors equities shows the returns of -3.3397at the risk of 18.12528, whereasthe market risk stays at 3.115361and the coefficient of variation is the -5.4272.

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MUTUAL FUNDS:

Bharti axa fund shows the returns of-0.1183 at the risk of 1.474878, and themarket risk stays at 0.849098, and the highest NAV is 11.55 and the lowest NAV

is 10.83 and the SPI IS -0.14799 And TPI is -0.25706.

Hdfc fund shows the returns of-0.0593 at the risk of 0.758041 and the marketrisk stays at 0.448493 and the highest NAV is 19.71and the lowest NAV is 19.18

and the SPI IS -0.21011And TPI is -0.35513.

L&t fund shows the returns of-0.1151 at the risk of1.360314and the market riskstays at 0.800885 and the highest NAV is 6.26 and the lowest NAV is 5.94 and the

SPI IS -0.15813 And TPI is -0.26858.

Reliance fund shows the returns of 0.018613 at the risk of 0.123119 and themarket risk stays at -0.04831 and the highest NAV is 10.81 and the lowest NAV

is 10.76 and the SPI IS -0.66104 And TPI is 1.684674.

Tata fund shows the returns of 0.0599 at the risk of 0.913245 and the marketrisk stays at -0.23917 and the highest NAV is 51.36 and the lowest NAV is 49.43

and the SPI IS -0.04395And TPI is 0.167805.

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SUGGESTIONS

The present study is about knowing the benefits of investment in equities and mutual funds.

After analysis and findings, the following suggestions can be made to investors in :

Suggestions for Equity investment To become a successful equity investor, one have

to follow these cardinal principles of sinvesting:

Choosing the right company

Tthe company should earn a superior return (of not less than 20 per cent) on its

shareholders' capital (net worth).

Getting the investment 'time' perspective right

In terms of the investment 'time' perspective, in the short-run (typically 3 to 6months), the performance of equity shares is driven more by market sentiment

than by company fundamentals.So, you should invest so that you can participate

in and benefit from the company's growth. Keeping this in mind, the ideal period

to stay invested should preferably be greater than 5 years.

Returns you will earn

Taking the longer term perspective of staying invested for a period of 10 yearsand more, you can surely expect equities to yield returns ranging between 15 per

cent and 20 per cent annually.

By analysis one can invest in the following euity as the cov is 14.28 for RELIANCE equity.

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Suggestions for Mutual fund investment:

1. Draw down your investment objective. There are various schemes suitable fordifferent needs. For example retirement plan, capital growth etc. Also get clear

about your time frame for investment and returns. Equity funds are not advisable

for short term because of their long term nature. You can consider money market

and floating rate funds for short term gains.

2. Once you have decided on a plan or a couple of them, collect as much informationas possible on them from different sources offering them. Funds' prospectus and

advisors may help you in this.

3. Pick out companies consistently performing above average. Mutual funds industryindices are helpful in comparing different funds as well as different plans offered

by them.

4. By analysis one can invest in the following equity as SPI and TPI is high i.e.TATA FUND.

.

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CONCLUSION

It is common for investors to grapple with various investment options. So it's not

surprising that at any point of time, their 'to do' list usually has at least half-a-dozen

investment options spanning various assets. As if investing isn't enough, they also have to

make elaborate arrangements to track their investments, take revised decisions (in case

investments aren't working out as expected) and re-allocate assets (in case allocations

have deviated sharply from original levels). Since most investors have limited skills in

managing investments/finance, it's an easy choice to make for them about what they want

to continue doing and what they want to give up. Within the domain of investments, two

options that investors regularly grapple with are stocks (i.e. direct equity investing) and

mutual funds. Investing directly in the stock markets is a full-time activity. It may sound

like a one-time activity, but trust us, it isn't. There is research to be done pre-investment

and post-investment. And research on a company does not just involve knowing its

business. The investor is expected to master several subjects, i.e. prospect of the sector,

other companies operating in that sector and how the company (under review) is superior

to them. The investor is also expected to study the economic and political climate of the

country to gauge the bearing they can have on the sectors and companies in them. The

present study give us an idea to understand the options available in Indian stock market

like mutual funds and equities and satisfactorily done.

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BIBLIOGRAPHY

Websites

www.bseindia.com

www.mutualfundsindia.com

www.crisil.com

www.gold.org.com

www.moneycontrol.com

www.investopedia.com

www.licofindia.com

Text Books

Investment Analysis and Portfolio Management - Prasanna

Chandra

Investments - Sharpe & Alexander

Security Analysis and Portfolio Management - Fischer &

Jordan

Magazines

Business world

Business Today

http://www.bseindia.com/http://www.bseindia.com/http://www.mutualfundsindia.com/http://www.mutualfundsindia.com/http://www.crisil.com/http://www.crisil.com/http://www.gold.org.com/http://www.gold.org.com/http://www.moneycontrol.com/http://www.moneycontrol.com/http://www.investopedia.com/http://www.investopedia.com/http://www.licofindia.com/http://www.licofindia.com/http://www.licofindia.com/http://www.investopedia.com/http://www.moneycontrol.com/http://www.gold.org.com/http://www.crisil.com/http://www.mutualfundsindia.com/http://www.bseindia.com/