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Eleven Ways to Save Money During the Holida

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Eleven Ways to Save Money During the Holidays

Holiday Stress Busters

Holiday Gift Ideas for Deployed

December 2011 FFSC Events

With the economy being so tight were alllooking for ways to show our friends andfamilies that we care about them and, at thesame time, save a little money. Theaverage family spends about $900 on gifts,food and holiday decorations betweenThanksgiving and Christmas. To reducethese costs try some of the following waysto save:

1. Shop after 6 pm the day BEFORE thebig sale. Usually the special discounts

get put into the system after 6 pm theday before and you can beat thecrowds.

2. Make and send free holiday e-cards.3. Shop online or at the Navy Exchange to

avoid sales tax.4. Pay cash. People who use credit cards

tend to spend up to 33% more on giftsand that doesnt include anyaccumulated interest.

5. Create a shopping list and stick to it.Include who you will buy for and how

much you will spend.6. Buy family gifts rather than individual

gifts such as a food basket or gift card.7. Keep it light if you have to mail your gift

as its not unusual to spend as much onshipping as you do for the actual gift.

8. Shop for quantity rather than quality.When buying stocking stuffers go to theDollar Store and fill a stocking for less.

9. Bake extra batches of cookies to sharewith neighbors, colleagues and friends.

t find us on

acebook?

an the code

your cellular

ice for quick

access!

10. Give gifts of service such as a coufor free child care, cooking a meal,walking a dog. These gifts are oftemore appreciated.

11. Use your childs drawings as wrap

paper or wrap your Sailors gifts in local newspaper so they can keep on local happenings while they aredeployed.

To learn other ways to save during theholiday season, call or stop by the FFSand speak with one of our PersonalFinancial Management Counselors,Jennifer Deak 504-678-6318 and/orMarjorae Ball 504-678-7577.

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Holida Stress Bustef you are retiring

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Career Options &Navy SkillsEvaluation Progra(CONSEP) is a 2-course designed tassist active dutyservice members achieving military future civilian caregoals. Training topprovide vitalinformation on carmaking decisionsupward mobility,college andcertificationopportunities,apprenticeships,financial managemand investmentstrategies which wenhance the abilitachieve personal professional succ

Eligible StudentsThe first termers

CONSEP isdeveloped specififor service membewho have comple2 4 years.

The Mid-Careercourse is designehigh performancemembers who havcompleted 6 years

CONSEP Schedu

First Term27 28 Mar

Mid-Career25 26 Sep

For registration anadditional informaplease contactMelissa Garner at504-678-7569/283

Holiday Gift Ideas

for Deployed

HHHaaappppppyyyHHHooollliiidddaaayyy&&&SSSeeeaaasssooonnnsssGGGrrreeeeeetttiiinnngggsssFrom The FFSC Staff:

Judith Adams, Kimberly Andres, Marjorae Ball, Janice Bolin, Gail Craine,

Earl Davis, Jennifer Deak, Melissa Garner, Claudette Green, Deon Grissett,

Cora Harkless, Emily Ibert, Lynn Ingraham, Kaiomi Jones, Jill Mann, Susan Parisi,

Beverly Rainbolt, Carolyn Rehrig, Devon Richardson, Crystal Royal, Rita Shedd,

Loretta Shepherd, Elizabeth Shirer, and Tammy Trevino.

ooking for something different to send to your deployed loved one this holiday season?ow about a Care Package with a theme? These are just some ideas to help get youtarted.

Bathroom Box TOILET PAPER!!! (the soft stuff), razor refills, foot powder, bars ofsoap, washcloths, travel size shampoo, conditioner, toothpaste, toothbrush, lotions,Chapstick, mouthwash, soap on a rope and a nice, new towel.

Go FishFishing magazines, goldfish crackers, Swedish fish, gummy worms, gofish playing cards, fishermans hat, lip balm, sunscreen, plastic or model boat, can ofchowder. Put this all in a tackle box.

Hometown Box Ask family, friends, and neighbors to write notes on the back of

postcards from varied locations in your city or state. Add hometown specialty foods,souvenirs, team sports items, newspaper/magazines. Also include favorite restaurantmenus signed by the manager/wait staff. Ask the mayor to sign a local proclamationhonoring your service member.

Hot Box Wasabi peas, tamales, hot sauces, buffalo chips, red hot candies,fireballs, hot spiced tea, hot and spicy peanuts, hot and spicy jerky, Cajun cashews,salsa sunflower seeds, cans of chili, hot sauce packets, and nacho cheese with

jalapenos. Good Morning Box Pop tarts, cereal bars, dehydrated fruits or fruit roll ups,

applesauce mini-packs, single serving cereal boxes, oatmeal, cream of wheat,instant grits, peanut butter, jelly, coffee, teas, hot cocoa packets, instant breakfast,sugar packets, and coffee creamer (powdered).

Medicine Cabinet Aspirin, band-aids, Neosporin, A & D ointment, cold medicine,Coldeeze, Alka Seltzer, foot powder, Rolaids, book about natural health, stressreduction CD, nutrition magazine and multivitamins.

The Write Box Stationary, stamps, postcards, pens, pencils, stickers, envelopes(self addressed), address book (filled out already, of course), disposable camera witha note to send back once it is full or camera with extra camera cards.

or additional ideas and services, stop by the FFSC and speak with our Deployment Case

Managers, Jill Mann 504-678-7568 and Lynn Ingraham 504-678-7564.

CONSEP

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01 December 2011

Budget For Baby

(0800-1200)Get money saving ideas and receive Babys

First Seabag filled with baby items.

01 December 2011

Resume/Job Search Workshop

(0830-1230)

Career Assessment, Job Search Strategies,

Resume Writing, and Interview Techniques

06, 13, 20 December 2011

Active Parenting (5yrs-12yrs) 3 Sessions

(0830-1030)

Healthy families arent born; theyre made

one day at a time.

05 - 09 December 2011

Command Financial Specialist Training

(0730-1600)@ NRPDCPrepares individuals for to serve as a

Command Financial Specialist.

07 December 2011

Effective Communication

(0900-1100)

Develop skills to foster effective verbal andwritten communication skills.

12 December 2011

Stress Management

(0900-1100)

Stop by to determine what is stressing you

out and the skills you need to handle it.

12 December 2011

Holiday Budgeting Session 1of 2

(1500-1600)

Attend this training for a realistic perspective

of holiday spending.

12-15 December 2011 (4 Days)

Transition Assistance Program (TAP)

(0800-1600)

Information and training to make informed

decisions as you transition out of the military.

13 December 2011

Sponsorship Training

(0900-1000)Get trained to provide proactive assistan

newcomers and their families.

14 December 2011

Holiday Budgeting Session 2 of 2

(1500-1600)

Attend this training for a realistic perspe

of holiday spending.

14 & 28 December 2011

Mommy and Me

(1000-1130) @ NAS JRB Chapel

Playgroup is for moms and kids who wamake good friends and have a good tim

15 & 16 December 2011 (2 Days)

Newcomers Orientation & Tour

(0800-1600)

Everything you need to know about bas

services and the New Orleans communi

19 December 2011

Anger Management

(0900-1100)

Discover your own coping strengths anddevelop new anger management skills.

19 December 2011

Effects of Divorce on Children

(1400-1600)

This workshop will help you identify way

protect your child from the effects of divo

21 December 2011

Military Spouse Orientation

(0900-1100)

New Spouse or not, stop by to get great

information and resources.28 December 2011

Debt Management

1500-1600)

Learn wise strategies to manage your

responsibilities.