Faps Iso Quals To Serve

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First American Payment Systems OUR QUALIFICATIONS TO SERVE

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Transcript of Faps Iso Quals To Serve

Page 1: Faps Iso Quals To Serve

First American Payment SystemsOUR QUALIFICATIONS TO SERVE

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F i r s t A m e r i c A n p A y m e n t s y s t e m s — d e d i c A t e d t o y o u r s u c c e s s

confidence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

A different Kind of processor . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3

experience . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4

senior management team

First American's resource Assignment Approach

security and stability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8

merchant Boarding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9

merchant settlement and payment . . . . . . . . . . . . . . . . . . . . . . . 10

support . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11

online resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

contact information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

Ta b l e o f C o n T e n T s

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F i r s t A m e r i c A n p A y m e n t s y s t e m s — d e d i c A t e d t o y o u r s u c c e s s

stABiL it ycount on us .

For two decades, isos and merchants across the country have

put their confidence in First American payment systems . With a

highly-accomplished senior management team and a philosophy

built around relationships, reliability and honesty, you can depend

on us to help you expand your business and deliver enterprise

solutions .

GroW tHcultivating success .

We are well-positioned to help our isos with business

expansion . First American has helped many of its isos grow

their businesses with capital allocation . Additionally, the client

relations department plays a pivotal role in Agent/iso growth .

our dedicated consultants provide training, assistance and

strategic advice designed to increase your profitability and

expand your business, based on your goals . A consultant will

be assigned to your account to assist in the management of your

merchant accounts, supporting and driving you to maximize

sales and revenue .

serVice meeting merchant needs .

We are not satisfied until your merchants are . that is why we have

a round-the-clock customer service team available 365 days a

year to help your merchants (and you) with service and technical

issues . the knowledgeable, highly-trained staff operates in a call

center just blocks away from company headquarters and offers

the highest level of service in the industry .

supportAlways by your side .

Whether you are a new or established iso, First American

has the resources in place to assist you every step of the

way . you will receive assistance with marketing development,

portfolio analysis, training, information disbursement, proposal

preparations and much more . our various support teams assist

sales partners with boarding and maintaining merchant accounts

and help merchants download, install, train on, reprogram and

troubleshoot equipment .

soLutionscomprehensive products .

your merchants will be pleased with the variety of products you

have to offer through First American . We are one of the only

processors to own and operate all of our core products and

services . We offer credit, debit, check, e-commerce processing

and much more . We have also formed strategic partnerships

with additional companies for merchant cash advance, wireless

solutions and a wide range of equipment .

First American payment systems

dedicated to cultivating your success

C o n f i d e n C e

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F i r s t A m e r i c A n p A y m e n t s y s t e m s — d e d i c A t e d t o y o u r s u c c e s s

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WHo We Are And WHAt We doFirst American payment systems, a premier payment processing

company, provides thousands of merchants with the ability to

accept credit cards, with in-house payment products and 20 years’

experience . First American gives independent sales organizations

(isos) and Agents the right tools to deliver enterprise credit card

processing solutions and grow their businesses .

scope

First American payment systems currently services in excess of

120,000 merchants nationwide and processed $9 billion in Visa

and mastercard and 135 million transactions in 2009 .

currently, more than 1,400 W-2 employees work for First

American .

Background

First American began business as a small credit card acquirer in

palm springs, california in 1990 . it later relocated to Fort Worth,

texas in 1993 . since then, First American has grown by developing

We are:• Positionedtohelpourpartnerswithbusinessexpansion.• Dedicatedtodeliveringcompetitivecommissions,bonuses

and residuals• Committedtoprovidingthebestproductsandcustomer

service in the industry

o v e r v i e w

its own, in-house products and gradually adding more services to

its product line . early products included secur-chex®, our check

guarantee program, and merimac capital® equipment leasing .

pin-based debit card processing was added in 1998, and our

e-commerce payment gateway, online reporting, and enhanced

electronic secur-chex program was added early in the new

millennium . First American continues to grow and add new

products such as gift cards, AcH, and eBt processing to benefit

its partners and eliminate the need for third party providers . First

American has broadened its offering with numerous acquisitions

over the years, our most recent being canadian-based iAts,

allowing us to expand into new markets and generate new

business .

Back row (L to r): Jinni touchstone, John newton, Jason putnam and Kevin Jones .Front row (L to r): Vanessa Grinnell, rhoda steward, Joyce de Guzman and rita smith .

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our ApproAcH is unique

customized

First American builds its programs around your professional needs .

revenue share and bonuses can be adjusted based on experience

and preference . We also tailor our marketing and client relations

approaches depending upon your business goals .

dynamic

First American continuously analyzes industry trends and requests

feedback from partners and merchants to determine direct trends

in the marketplace . Based on the feedback we receive, our team

determines the best solutions to exceed our clients’ needs .

comprehensive

First American utilizes its own proprietary front-end and back-end

systems to process the majority of transactions, and we have

additional access to third-party front-end systems with chase

paymentech, Global, Fifth third, Buypass, and tsys . utilizing

our own proprietary front-end and back-end processing platforms

allows First American to offer lower pricing and personal service

to our merchants .

our extensive and cost-effective product line is developed and

implemented in-house, which consolidates your client’s business

needs:

• Credit,debit,EBTandACHprocessing

• Checkprocessingandverification

• Customizedgiftcardsandprocessing

• Proprietaryterminalsforsaleorlease

• In-housevirtualterminalande-commercesolutions

• ATMsales,leasingandplacements

• Onlinereporting

a d i f f e r e n T k i n d o f P r o C e s s o r

First American continuously analyzes industry

trends, and requests feedback from its isos,

sales agents, merchants, bank partners,

processors, and other partner relationships

to determine direct trends in the marketplace .

Based on the feedback we receive, our team

determines the best solutions to exceed our

clients’ needs .

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o u r s e n i o r m A n A G e m e n t t e A m

First American’s senior management team has a combined industry experience of over 71 years .

neiL L . rAndeLchairman & ceo

deBrA A . BrAdFordpresident & cFo

e x P e r i e n C e

HoWArd W . Herndon eVp & General counsel

ricK riZenBerGseVp sales & marketing

miKe LAWrenceeVp & cio

BriAn dorcHestersVp of operations

KeVin JonesVp of sales & marketing

rHodA steWArddirector of sales

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neiL L . rAndeLChairman & Chief Executive Officer

p: 817-317-9130F: 972-428-5252neil .randel@first-american .net

neil L . randel has been in the industry for more than 25 years,

beginning his career as a merchant level sales representative .

in 1987, neil founded national merchant services, a texas-

based iso . in 1990, he founded Firstnet corporation, which

provided credit card processing utilizing a nationwide sales force .

neil purchased 50% of First American in 1993 and became

president and chief executive officer in 1998 . in his current

position as chairman and chief executive officer of the Board,

he is responsible for overseeing all sales, operations, marketing,

investments and overall company direction .

HoWArd W . HerndonExecutive Vice President & General Counsel

p: 817-317-9153F: 972-428-5252howard .herndon@first-american .net

Howard W . Herndon has 22 years’ experience in general

corporate securities and m&A matters involving the payments

industry . He has represented many leading payments companies

including pmt services, ipayment, Link2Gov (now metavante),

and network 1 Financial (now sage payment solutions) .

Howard joined First American in 2004 as the legal counsel .

deBrA A . BrAdFordPresident & Chief Financial Officer

p: 817-317-9140F: 972-428-5252debra .bradford@first-american .net

debra A . Bradford has also been in the industry for more than

25 years . debra came to First American in 2001 as senior Vice

president and chief Financial officer . previously, she maintained

a 15-year career with ips card solutions, a division of First

data corporation . debra's responsibilities entail overseeing all

financial data for First American and guiding each company’s

direction in sales initiatives .

miKe LAWrenceExecutive Vice President & Chief Information Officer

p: 817-317-7244F: 972-428-5252mike .lawrence@first-american .net

mike Lawrence joined First American in 2006 and is responsible

for the strategic direction and vision of information technology

initiatives across First American's multiple business channels .

With more than 20 years of experience in engineering and

development, mike has worked in a number of different business

segments, most recently working at Ace cash express where he

served as Vice president of retail store systems .

e x P e r i e n C e

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ricK riZenBerGsExecutive Vice President Sales & Marketing

p: 817-317-9149F: 972-428-5252rick .rizenbergs@first-american .net

rick rizenbergs began his career with First American in 2007 .

He is focused on setting and directing a strategic path for First

American's diverse sales channels, and responsible for managing

all of the subsidiary sales channels of First American . rick has

over 20 years' experience in sales management . most recently

he served as Vice president of sales for north America at siemens

medical solutions, where he was responsible for managing

multiple distribution and sales channels .

KeVin JonesVice President of Sales & Marketing

p: 817-317-9167F: 972-428-5252kevin .jones@first-american .net

Kevin Jones joined First American in 2007 and has more than

15 years of industry and banking experience . prior to working

at First American, Kevin built the Financial institutions program

at chase paymentech, where he worked for seven years . Kevin

is responsible for developing and ultimately achieving all sales

initiatives within the strategic partner channel including iso

offices, financial institution offices, association offices, non-

traditional referral partners and internal sales . He is additionally

responsible for overseeing the client relations team and all

marketing efforts . prior to the payments industry, Kevin held

many different leadership positions with central carolina Bank,

most recently as a regional manager .BriAn dorcHesterSenior Vice President of Operations

p: 817-317-9124F: 972-428-5252brian .dorchester@first-american .net

Brian dorchester currently serves as the senior Vice president

of operations and oversees the risk management, operations,

compliance, quality Assurance, deployment, system

implementation, and customer service departments . Brian

joined First American payment systems in 2001 after working

at First data corporation for 13 years, and comdata Financial

services as the director of operations . Brian possesses over 20

years of industry experience, with expertise in management and

operations .

e x P e r i e n C e

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F i r s t A m e r i c A n ' s r e s o u r c e A p p r o A c H

our seasoned team of sales professionals and consultants

will be highly instrumental in working with your business . As

needed, we can draw upon an extensive team of technical

and industry specialists to provide additional value and

insight .

First American's goal is to match our team’s industry experience

and qualifications with your needs, expectations and objectives

— and to keep dedicating them to your success . throughout our

business partnership, we will periodically add new staff to

our organization . in an effort to maintain relationships and

knowledge levels, we strive to provide you with a dedicated

and consistent team of First American associates .

JoHn neWtonManager of Partner Sales

p: 817-317-2964F: 817-317-9108john .newton@first-american .net

With more than eight years of industry experience, John newton

is dedicated to establishing, maintaining, and developing

core relationships that offer flexible and valuable solutions to

agents and isos . John comes to First American from chase

paymentech where he was also instrumental in developing

referral partnerships . John also works to enhance our current

product offerings and services, executing his vision to develop

and strategize long- and short-term goals .

rHodA steWArdDirector of Sales

p: 817-317-2687F: 817-317-9108rhoda .steward@first-american .net

As director of sales, rhoda steward joined First American

in 2007 to oversee strategic partnerships . rhoda works with

isos, banks and associations to establish, maintain and develop

lasting merchant services relationships . rhoda came to First

American with five years of industry experience from chase

paymentech, where she developed and lead a national sales

and relationship management team responsible for capitalizing

on referrals from strategic partners . At First American, rhoda’s

role is to grow our strategic partnership channel and utilize

First American’s products and services to meet the needs of our

partners .

e x P e r i e n C e

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KeepinG e Very tHinG sAFe And secure

pci compliance

First American payment systems is dedicated to maintaining strict

compliance with payment card industry data security standards

from a corporate and merchant perspective . First American

employs state-of-the-art technology to meet or exceed industry-

based security requirements in addition to providing merchants

with a comprehensive framework to monitor and assist with

compliance, audit and remediation initiatives .

in 2009, First American partnered with industry leader trustwave

to implement a simple, user-friendly compliance program for

merchants called pci smart . the program’s web portal simplifies

complex industry security and technology requirements and is

designed to help merchants achieve and maintain compliance

with security standards . merchants who are pci compliant reduce

their chances of security breaches and associated fines imposed

by the card associations .

infrastructure

First American has invested in state-of-the-art technologies

to provide the highest levels of confidentiality, integrity and

availability of data and computing resources . First American

employs a high-level team of engineers to monitor and maintain

all systems and, in the event of an emergency or disaster,

has the ability to recover critical systems to maintain business

functionality and system availability . critical systems will recover

in a priority sequence, with the first systems becoming operational

almost immediately after a processing interruption . Back-up and

redundant systems are housed in a local data center .

s e C u r i T y & s Ta b i l i T y

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M e r C H a n T b o a r d i n G

AppLicAtion ApproVAL

quick, simple setup .

the entire account setup process is completed within 24 to 48 hours after the application is received . if the application is received by

noon (cst), the application qualifies for same-day setup . Applications received after noon (cst) will roll over to the following day for

completion .

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Funds AVAiLABiLity cHArt

se t tLement

paying the merchant .

First American’s settlement platform cycles daily, creating a daily AcH payment to merchants for Visa/mastercard and discover

transactions (except discover retained merchants) . the AcH file is transmitted daily to KeyBank, who then sends it to the Federal reserve

at the close of each day excluding saturday .

mondAy tuesdAy WednesdAy tHursdAy FridAy sAturdAy sundAy mondAy tuesdAy

mo1 mo2 mo5

mo3

mo4

tu1 tu2 tu5

tu3

tu4

We1 We2 We5

We3

We4

tH1 tH2 tH5

tH3

tH4

Fr1 Fr2 Fr3 Fr5

Fr4

sA1 sA2

sA3

sA4 sA5 su5

su1 su2

su3

su4

• merchant closes batch monday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am Wednesday• merchant closes batch tuesday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am thursday• merchant closes batch Wednesday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am Friday• merchant closes batch thursday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am saturday• merchant closes batch Friday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am monday• merchant closes batch saturday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am monday• merchant closes batch sunday . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .AcH File to Fed by 2 Am tuesday

1 = BAtcH cLosed 2 = process 3 = AcH 4 = FrB post 5 = mercHAnt post

M e r C H a n T s e T T l e M e n T & Pay M e n T

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customer serVice

merchant support .

First American houses and employs its own customer service

center . customers may contact customer service via email or on

our toll-free number, 24 hours a day, 365 days a year .

the average wait time is 45 seconds to reach a customer service

representative . our abandonment rate is 5 percent and the

average call time is 6 minutes, 21 seconds .

more than 20 percent of our staff is bilingual, speaking both

english and spanish . All representatives have access to a

translator for virtually any translation, free of charge .

An automated phone greeting allows the caller to select what type

of assistance they need, then routes the call to the first available

customer service or technical support representative . in some

situations, we may assign one of our supervisors as a central point

of contact for escalated issues .

HAnds-on HeLp

partner support .

First American provides ongoing personal service and assistance

that your organization deserves when entering a partnership .

First and foremost, partners can expect full service from their

client relations consultant . in addition to helping Agents

and isos grow their businesses, our associates assist with

marketing development, portfolio analysis, training, information

disbursement, and proposal preparations . the consultants

provide the kind of tactical training and assistance you need to

help manage your merchant accounts and maximize your sales

and revenue . please refer to page 1 for more information on how

crcs work to grow your business .

First American also houses its own marketing department to fill

any marketing requests for the company and its partners . our

marketing team develops, designs and implements all of our

marketing materials including direct mail, brochures, letters, press

releases, advertising, newsletters, mass emails, posters, etc . our

team can customize any existing marketing materials or create

customized pieces for your office .

s u P P o r T

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s u P P o r T

partner support . (continued)

our partners can also depend on various departments to lend a

hand with their merchants throughout the duration of the accounts .

Here are a few examples:

the Application care team contacts the partner or merchant

directly when their applications are pended to help them through

the approval process .

Agent support and maintenance support assist our sales partners

with any questions related to boarding and maintaining their

merchant accounts .

the system implementation team can be utilized for a fee to

contact merchants on behalf of our partners to download, install,

and train on pos equipment .

the download Assistance center is responsible for assisting

partners with the installation, reprogramming, or troubleshooting

of credit card equipment & peripheral devices .

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iso & AGent reports: dAiLy dAsHBoArdyou can get up-to-the-minute reporting, information and sales tools

online by logging onto the daily dashboard .

Here are a few of the functionalities available:

• See all activities pertaining to boarding a new merchant

account .

• Trackmerchant callspertaining to contract informationor to

account closure .

• Designaqueryonmerchantswhohavenotsenttransactions

for a defined period of time .

•Downloadresidualreports.

• ReceivealertsonmerchantretentionstatusnotesviaSMS/text

messaging .

Status Reports

these reports offer a look at merchant activity, from application

status to account activity .

• Newapplicationstatus.Seesubmissiondates,statuses,updates,

alerts and more .

• Equipmentstatus.Notesonleasedequipmentshowuponthis

report 30-90 days from submittal .

• Maintenance status. Merchants with any changes to their

accounts, including address changes, card and equipment

adds and more will be visible on this report .

• Retentionstatus.Getalertsthatamerchantmaybeclosinghis

or her account and act quickly to save the account .

Portfolio Data

Get a glimpse of boarding deals and inactivity as well as your

residuals .

•Merchantinactivityreport.Createaqueryonmerchants

who have not sent transactions for a certain period of time .

o n l i n e r e s o u r C e s

•Merchantappsummaryreport.Thisshowsarunningcountof

merchant applications by status and date .

•Residualreport.Seeanddownloadyourresidualreports.The

residual reports are structured to display the following:

Pricing Model

Forecast your income with the pricing model simply by filling out an

automated form . once you finish filling out the form, you will see a

profitability index . you may adjust rates and fees to alter the index .

When the desired profit is displayed, you can generate a report

and print a bid sheet to take to your merchant .

sALes oFFice

office Group

sales rep number

merchant

new Application status report

otHer reports AVAiLABLe

dAiLy dAsHBoArd sAmpLe reports

merchant App summary reportequipment status reportmaintenance status report

retention status reportmerchant inactivity reportresidual report

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mercHAnt reports

First American offers the convenience of FirstView online reporting

to the merchant for a small fee paid monthly per account . it

is optional to raise this charge to generate additional income .

FirstView is a safe, fast and convenient way for your merchants to

access their data 24 hours a day, 7 days a week from home, work,

or anywhere online . robust reporting features combined with

easy navigation offer a detailed accounting of all their merchant

activity, down to individual transactions .

merchants can access reports through First American’s website .

From there, they can view single or multiple locations on an

advanced encrypted server that keeps their data safe . With

FirstView, you can offer your merchants the tools that affect their

bottom lines .

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o n l i n e r e s o u r C e s

credit card settlement summary

FirstVieW sAmpLe reports

Credit Card Submitted for Settlement Summary

Credit Card Submitted for Settlement Summary - 6280490000494591 - DEES MEAT PROCESSING

Summary: 6/1/2007 - 6/13/2007

Visa/MasterCard Other

SettleDate

SalesVolume

SalesCount

ReturnsVolume

ReturnsCount

SwipeVolume

SwipeCount

KeyedVolume

KeyedCount

AmExVolume

DiscVolume

DinersVolume

JCBVolume

Credit Card Statement For June of 2007

6/1/2007 $463.94 5 $0.00 0 $356.34 4 $107.60 1 $0.00 $0.00 $0.00 $0.00

6/2/2007 $940.29 9 $0.00 0 $940.29 9 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/3/2007 $208.47 6 $0.00 0 $208.47 6 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/5/2007 $284.30 8 $0.00 0 $284.30 8 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/6/2007 $71.63 3 $0.00 0 $71.63 3 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/7/2007 $78.22 3 $0.00 0 $78.22 3 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/8/2007 $727.94 8 $0.00 0 $727.94 8 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/9/2007 $777.13 6 $0.00 0 $777.13 6 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/10/2007 $300.45 7 $0.00 0 $300.45 7 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/12/2007 $1,608.58 9 $0.00 0 $1,608.58 9 $0.00 0 $0.00 $0.00 $0.00 $0.00

6/13/2007 $137.67 6 $0.00 0 $137.67 6 $0.00 0 $0.00 $32.70 $0.00 $0.00

11 Day(s) $5,598.62 70 $0.00 0 $5,491.02 69 $107.60 1 $0.00 $32.70 $0.00 $0.00

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Notes:

� Please click a date for a detailed transaction report for that date.� Displayed amounts are calculated before discounts and may not match actual

deposited amounts.� When printing this summary, select Landscape orientation in order to fit all

columns across a single page.

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file:///Users/ashleyshannon/Desktop/FirstView%20PDF/Credit%20Card%20Settlement%20Summary.html6/13/07 1:31 PM

otHer reports AVAiLABLe

Credit Card Submitted for Settlement Detail

Credit Card Submitted for Settlement Detail - 6280490000494591- DEES MEAT PROCESSING Settle Date: 6/1/2007 - 6/13/2007

Hold the mouse cursor over underlined items to see more detailed help.

[Search for a single card]

AuthorizationDate & Time

SettleDate

BatchNumber

TermNo

InvoiceNumber

Last4

DigitsOf

Card

AmountCardType

ApprovalNumber

TransactionType

EntryMode

5/31/2007,16:48:36

6/1/2007 151001 001 0000000000000000 3717 $96.39 VS 031918 Sale Swiped

5/31/2007,17:31:23

6/1/2007 151001 001 0000000000000000 5229 $21.99 MC R45420 Sale Swiped

5/31/2007,18:33:47

6/1/2007 151001 001 0000000000000000 1304 $107.60 VS 00396B Sale Keyed

5/31/2007,18:52:38

6/1/2007 151001 001 0000000000000000 1907 $173.31 VS 852812 Sale Swiped

5/31/2007,19:30:07

6/1/2007 151001 001 0000000000000000 6528 $64.65 MC 814176 Sale Swiped

6/1/2007,13:41:41

6/2/2007 152001 001 0000000000000000 3911 $300.00 VS 04210B Sale Swiped

6/1/2007,13:55:37

6/2/2007 152001 001 0000000000000000 5394 $66.32 VS 061230 Sale Swiped

6/1/2007,14:41:03

6/2/2007 152001 001 0000000000000000 4540 $40.02 MC 134103 Sale Swiped

6/1/2007,16:00:23

6/2/2007 152001 001 0000000000000000 8529 $69.10 MC 001163 Sale Swiped

6/1/2007,17:47:14

6/2/2007 152001 001 0000000000000000 2545 $81.97 MC 483707 Sale Swiped

6/1/2007,18:32:16

6/2/2007 152001 001 0000000000000000 6119 $104.64 VS 001913 Sale Swiped

6/1/2007,19:02:53

6/2/2007 152001 001 0000000000000000 0739 $16.41 MC 075799 Sale Swiped

file:///Users/ashleyshannon/Desktop/FirstView%20PDF/Credit%20Card%20Settlement%20Detail%202.html (1 of 5)6/13/07 1:30 PM

credit card settlement detail

credit card statementcredit card Authorization detaildebit card transaction summary

debit card transaction detaildebit card statement

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