FACTSHEET - Essel Finance AMC Limitedname few are the equity linked savings scheme (ELSS) or a...

1

FACTSHEET

June, 2017 World Nature Conservation Day is observed on 28

th July all over the world with the objective

of increasing awareness about and protecting the natural resources that the Earth is bestowed with. Problems like deforestation and illegal wildlife trade are rising in many countries. In India, the government has recognized this problem and taken initiatives to reverse it. Nagar Van Ud-yan Scheme, Waste Management under Swachh Bharat Abhiyaan, Project Tiger, etc are few such initiatives. To ensure the well-being of our present and future generations, we all must par-ticipate to protect, conserve, and sustainably manage our natural resources. Peerless Family urges you to make such a conscious effort to contribute to the global efforts in conserving nature and the benefits they provide to us.

(Source: www.sustainability-initiatives.org/ www.dnaindia.com)

http://www.sustainability-initiatives.org

http://www.dnaindia.com

2

Best of Both Worlds Don’t be intimidated by the choices on offer; there are options for smooth ini-

tiation into investing

As an investor, you face the dilemma of making a choice from the plethora of fund schemes that exist. More often, for someone new to investing, the experience of selecting a fund to start with is too intimidating that they procrastinate than make a decision on choosing a fund scheme to invest in. To address the needs of the unini-tiated, especially those looking to invest in equity funds, there are many variants that could be considered. To name few are the equity linked savings scheme (ELSS) or a balanced fund. Both these have all the necessary components which will address a first time investor’s concerns. ELSS: This fund is a boon for every tax payer, as investments in this fund qualifies for tax deductions under Section 80C up to `1.5 lakh in a financial year. Investments in this fund come with a three year lock-in, which is the least among other instruments in which savings and investments qualify for tax deduc-tions. The lock-in instills discipline among new investors to wait before reacting to the performance of the fund scheme to exit. Moreover, on completion of the lock-in, the Best of both worlds Don’t be intimidated by the choices on offer; there are options for smooth initiation into investing redeemed sum from this fund is tax free. The combination of equity and tax-saving makes ELSS an ideal gateway to equity. Balanced funds: As the name suggests, balanced funds maintain a pre-determined ratio between equity and

debt assets. Depending on the tilt towards equity or debt, the fund may be termed equity-oriented or debt-

oriented. What you need to keep in mind is that the equity-oriented type fund invests at least 65 per cent in

equities, while the debt-oriented fund invest about that much in debt assets. This type of fund scores with the

discipline they maintain towards asset balance, which means at a defined frequency, when the equity alloca-

tion goes above a band, the fund manager will exit equity proportionately and invest the proceeds into debt to

maintain the balance and vice-verse. In this manner, the asset allocation is maintained, which has proved to be

the factor to make investing a success. You have the choice to invest systematically in both these funds,

though when investing through a monthly SIP in ELSS, you will need to be cautious of the fact that each SIP

installment will need to stay invested for the three year lock-in, which is not a problem with the balanced funds.

Make a beginning, start investing in mutual funds.

Please feel free to share your feedback with us at [email protected] 2

3

Fixed Income Market Commentary for the month of June 2017

Liquidity: The month of June is usually associated with seasonal tightness towards the middle and end of the month due to tax outflows and quarter end phenomenon. Our markets saw some tightening measures by RBI through CMB issuance of about INR 30,000 Crs towards the end of the month. However, the overall liquidity situation remained reasonably com-fortable on the back of ample existing market liquidity. However, overnight rates remained volatile with CBLO rates ranging from about 6.27% to about 4.00%. Going forward, we expect the market liquidity to remain ade-quate though market sentiment may change if and when RBI announces further measures to temper liquidity. Inflation: CPI softened considerably and printed at 2.2% (Vs 3% last month). This was below market expectations. WPI inflation also softened and printed at +2.2% (Vs +3.85% last month) and was lower than market expectations. The IIP print remained positive and came in at + 3.1% (Vs +3.8% last month). However, IIP numbers are usually patchy and if we see persistently strong reading in IIP numbers it may hint at a pick-up in indus-trial activity in the economy. As of now, we may retain our view that the CPI inflation trajectory is falling and may continue to do so for some more time before hardening. Overall, CPI may remain within RBIs projections.

INR: The INR was rather rangebound during the month against the USD. INR began the month at about 64.46 (Vs USD) and ended the month at about 64.58. Going ahead, the currency may continue to exhibit some volatility. FPI flows, the global trajectory of the USD and other major cur-rencies may continue to cause volatility in the INR in the coming weeks. RBI MPC announced its monetary policy after the MPC meeting on 6th and 7th June and it may be worthwhile to state our preliminary views and com-ments on the same: Key Takeaways:

1. RBI MPC kept Repo and reverse Repo unchanged at 6.25% & 6.00% respectively.

2. CRR was also kept unchanged while the SLR level was reduced by 50bps to 20% w.e.f fortnight starting 24 June.

3. MPC observed that the current lowering seen in CPI due to food and fuel may be transient in nature and that increasing rural wages and demand driven consumption needs to be monitored from the inflation perspective.

4. RBI MPC states its CPI expectations for H1FY17-18 to be around 2.0% to 3.5% and for H2FY17-18 to be around 3.5% to 4.5%.

5. It reduced its real GVA forecasts from 7.4% to 7.3% (lowered by 10bps).

6. It also observed that global risks remain elevated and ex pressed concerns about materialization of these risks.

7. It expressed hope that the effects of demonetization ( as ob-served in the recent GDP numbers) may be transient in nature.

8. RBI appears to have taken a novel approach of focusing on tar-geted lending’ to sectors which are healthy and can drive eco-nomic growth as opposed to a simpler approach of monetary policy easing. It mentioned the housing sector as one such sec-tor.

Our views on the policy are as under: Views and Comments

1. RBI MPC has accepted that there are several moving parts to the macro-economic environment of India and thus retained rates while it adopts a wait-and-watch approach as it analyses incom-ing data.

2. A status quo on rates was expected by us as was the retention of the ‘Neutral’ stance of RBI while noting that the accommodative stance in 2015-16 had not succeeded in reviving the economy.

3. RBI reiterated its hope that banks will transmit monetary policy actions in a more efficient manner and thereby boost the eco-nomic revival of the economy – SLR reduction is a step in the direction of increasing liquidity with banks and promote lending at lower rates.

4. While RBI has reduced its inflation projections, it seems to con-tinue with its approach of modulating monetary policy depending on incoming data.

5. RBI remains considerably focused on managing inflation and the need to monitor underlying inflationary pressures.

6. Overall, the policy was an expected non-event as far as rate ac-tion is concerned. In addition RBI has (expectedly) not changed its stance and kept it at Neutral.

7. RBI appears to have retained rates and kept its stance un-changed in the interest of avoiding ‘premature action’ which could dent its ‘credibility’. We believe this refer to RBI considering a tweak in rates only after looking more data prints and after filter-ing the several transient and short-term data trends which may be blurring the long term perspective.

8. From the market perspective, this policy is broadly neutral for bond participants. The policy seeks to clarify RBIs line of thought and refocus on core issues such as management of inflation and economic revival rather than provide any significant clarity on interest rates.

Interest Rates and Outlook: Domestic bonds were broadly positive for the month of June before seeing some negative moves towards the end of the month. Bond markets reversed the positive sentiment and saw nega-tive moves in Gsec, Corp bonds and Money market instruments towards the end of the month on the back of relatively poor volumes. Money market instruments saw mixed moves along with some volatility in yields mainly on account of shifts in market liquidity as discussed earlier. Gilt securities were volatile with positive moves for most part of the month before giving up gains towards the end of the month due to relative reduc-tion in liquidity. The new benchmark 10 year paper (6.79% GS 2027) yield range moved from 6.62% at the beginning of June and ended the month at about 6.51% levels. Corporate bonds yields also saw volatility in yields and the movement was generally not as sharp as seen in select Gsecs as stated above. Overall, we reiterate our outlook that the RBI stance has shifted to neutral and may no longer be considered as having accommodative undertones. While this does dampen expectations regarding the extent of future rate cuts by RBI, we also hold the liquidity and lowering in RBI’s inflation out-look may contribute to a positive undertone in the domestic bond markets. Market liquidity may continue to be the single biggest driver behind bond market movements in the month to come. We may see some increase in corporate bond spreads in the coming weeks on the back of an expected increase in supply. Market participants shall closely monitor the progress of the Monsoons & market liquidity. Other factors to watch include Inflation (CPI, WPI) and growth (IIP) data along with global indicators such as FOMC rate actions, commodities, crude oil prices, US and Chinese economic data points and INR movements. We retain our positive outlook for the domestic economy and in the con-text of a world-wide slowdown, domestic market participants may do well to have a positive outlook for domestic bond markets in the coming quar-ters. Going forward, we retain our view on domestic rates to be mildly positive with a long term perspective.

Mr. Killol Pandya (Head– Fixed Income)

(Data Source - Reuters, Bloomberg, RBI, Internal)

4

Equity Market Commentary for the month of June 2017

Domestic Markets: After a positive May, June posted negative returns, with Sensex being down by 0.69% and NSE-50 Index being down by 0.99%. The S&P BSE midcap index was also down by 0.35% while the S&P BSE small-cap index closed 1.16% up. In June, among BSE Sector Indices, Realty and Consumer dur-ables posted best positive returns. Realty with 5.81% returns stood at the top of the table while PSU index lost the most, down by 5.88%. For the month, Rupee weakened by 0.16% and closed at 64.58 against US dollar. Domestic Macro Data India’s current account deficit (CAD) widened from USD 0.3 billion (or 0.1% of GDP) in 4QFY16 to USD 3.4 billion (or 0.6% of GDP) in 4QFY17, but slimmed from USD 22.1 billion (or 1.1% of GDP) in FY16 to USD 15.2 billion (or 0.7% of GDP) in FY17. Excluding gold, CAD had a surplus of USD 5 billion (or 0.9% of GDP) in 4QFY17 and USD 12.3 billion (or 0.5% of GDP) for FY17. In its latest Monetary Policy Committee (MPC) meeting, the Reserve Bank held its benchmark repo rate at 6.25%, left re-verse repo rate also unchanged at 6% and revised down its GVA growth forecasts for 2017-2018 by 10bps to 7.3%. SLR was cut by 50 bps to 20% while CRR was left unchanged at 4%. IIP grew 3.1% YoY in April, vs 3.8% (revised up from 2.7% re-ported earlier) in last month. Mining slowed down to 4.2% YoY compared to 9.7% YoY increase in March. Manufacturing in-creased by 2.6% YoY compared to 2.4% YoY in March. Elec-tricity (5.4% YoY expansion compared to 6.2% YoY expansion in March) witnessed some slowdown in growth. Capital goods declined by 1.3% YoY vs 9.6% YoY growth in March. India WPI inflation in May came in at 2.2%, compared to 3.85% last month led by dips in food and fuel inflation. CPI for May came in at 2.2%, compared to 3% last month. The MoM (month on month) decline was led by food and beverage. Food prices declined by 2.3% YoY vs 1.2% YoY increase in April. Manufac-tured products inflation was stable at 2.6% YoY vs 2.7% YoY in April. Core inflation was 4.3% YoY, up 20 bps on MoM basis. India’s trade deficit for May came in at USD 13.8 billion, USD 0.6 billion higher MoM. This is a 30 month high deficit and third straight month of widening. Exports in May were USD 24 billion (April – USD 24.6 billion). Imports at USD 37.9 billion, remained unchanged compared to last month.

Global Markets The US Federal Reserve raised its benchmark lending rate for the third time in six months to 1.25% from 1%. They have also maintained their outlook for one more rate hike in 2017. The ECB held its benchmark refinancing rate at 0% for the eleventh consecutive meeting on June 8th and closed the door to further rate cuts. The central bank also left the pace of its bond-purchases unchanged; saying a very substantial degree of monetary accommodation is still needed to support inflation in the medium term. China’s manufacturing PMI index rose to 51.7 in June com-pared to 51.2 in May. The service PMI for the same month rose to 54.9 from May’s 54.5.

Outlook The domestic markets seem to be in a consolidation phase af-ter the strong rally that we have witnessed post demonetization. This is visible across the breadth of the market – large caps to small caps. The not-so impressive quarterly corporate earnings, increase in US Fed rates and upcoming disruption due to im-plementation of GST all seem to have been digested well by the market. The increasing flow of domestic money – directly and through mutual funds is clearly the dominant factor driving the markets. GST is finally here as from 1

st July 2017 it has got imple-

mented, despite opposition from different quarters and a press-ing demand of postponement by some industries. We maintain that migration to GST regime is a structural change which would imply a shift of business towards the formal sector (most listed companies) – edging out the unorganized sector. It would be disruptive initially as both companies and government agen-cies go through their learning curves and adapt to the new re-gime. We are of the opinion that eventually one would see mar-ket shares migrating to formal sector from unformal sector. Our thesis is that companies in the formal sector (most listed companies are a part of these) would take the lead and gain in distribution reach. This would drive business and profitability growth. We maintain our stance that, over next few years, com-panies in businesses where the formal sector has small contri-bution within its own industry, would stand to gain the most. The coming month would witness corporate India declare the first quarter earnings and would carry some signs of initial dis-ruption caused due to GST implementation. We believe that investors can use any resultant volatility to increase allocations to equities to benefit from a medium to long term perspective. (Data Source - Reuters, Bloomberg, RBI, Internal)

Mr. Amit Nigam (Head - Equities)

5

LIQUID FUND (an open ended liquid scheme)

CARE AAAmfs CARE(Credit Analysis and Research Limited Rating

(Source: www.careratings.com) (as on June 30, 2017)

Past Performance is no guarantee of future results.

For details please refer Page 15.

Portfolio as on June 30, 2017

Portfolio Holdings Rating % of Net Assets

CERTIFICATE OF DEPOSITS 29.11

ICICI Bank Ltd CRISIL A1+ 6.70

Andhra Bank CRISIL A1+ 5.62

Axis Bank Ltd CRISIL A1+ 5.62

RBL Bank Ltd ICRA A1+ 5.59

Yes Bank Ltd CRISIL A1+ 5.58

COMMERCIAL PAPER 29.03

Religare Finvest Ltd FITCH A1+ 6.71

National Bank for Agricultural & Rural Development CRISIL A1+ 6.69

Housing Development Finance Corporation Ltd ICRA A1+ 5.60

Sundaram Finance Ltd ICRA A1+ 5.60

Adani Enterprises BWR A1+ 4.43

FIXED DEPOSITS 0.22

HDFC Bank Ltd 0.22

Mutual Fund Units 6.53

CBLO (including TBILL held as Collateral)/Reverse Repo/Net Current Assets/Cash/Cash Equivalent

35.11

Total 100.00

Scheme Performance as on June 30, 2017

Period

Peerless Liquid Fund - Regular

Plan- Growth Option

CRISIL Liquid Fund Index

1 Year Govt. T-Bill

1 year CAGR % 7.12% 6.86% 6.53%

3 years CAGR % 8.00% 7.83% 7.57%

5 years CAGR % 8.58% 8.25% 7.36%

Since Inception CAGR % 8.42% 7.96% 6.74%

Current Value of investment if Rs 10,000/- was

invested prior 1 year (in Rs.) 10,711.54 10,685.56 10,653.33


invested prior 3 years (in Rs.) 12,601.22 12,540.79 12,,450.67


invested prior 5 years (in Rs.) 15,100.55 14,871.80 14,265.81


invested on Inception date (in Rs.) 18,139.08 17,579.15 16,169.16

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

As on June 30, 2017 Average Maturity (Yrs)………………………………………………………………………………. 0.08 Modified Duration (Yrs)……………………………………………………………………………… 0.08 # TER - Reg (%)……………………………………………………………………………………….. 0.21 # TER - Direct (%)…………………………………………………………………………………….. 0.09 Portfolio Yield (%)……………………………………………………………………………………. 6.69

Key Scheme Information

Investment Objective

To provide high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market & debt securities. However, there can be no assurance that the invest-ment objective will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

19th February 2010

Fund Size

`581.16 Crs (Monthly AAUM for June, 2017)

`444.38 Crs (AUM as on 30th June 2017)

Asset Allocation Pattern

Money Market Instruments: 60%to100% Debt Instruments: 0% to 40%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of .`1/- thereafter

Benchmark : CRISIL Liquid Fund Index

Fund Manager - Mr. Vikram Pamnani: Total experience 8 years ( Managing this Fund w.e.f. 30th

April 2015)

Dividend History (Monthly)

Scheme / Plan Record

Date Net Dividend ( ` per unit)

Cum Dividend Nav (in

`)

Individual/ HUF

Corporate

PEERLESS LIQUID FUND-REGULAR PLAN

MONTHLY DIVIDEND 29-Jun-17 4.46843809 4.13992238 1007.4467

PEERLESS LIQUID FUND-DIRECT MONTHLY DIVI-

DEND 29-Jun-17 4.54225360 4.20831103 1007.5489


MONTHLY DIVIDEND 26-May-17 3.66253459 3.39326820 1006.3309


DEND 26-May-17 3.71814901 3.44479390 1006.4079


MONTHLY DIVIDEND 28-Apr-17 3.88513672 3.59950482 1006.6391


DEND 28-Apr-17 3.94479583 3.65477784 1006.7217

Scheme Performance vis-a-vis Benchmark (%)

Net Asset Value (NAV) as on June 30, 2017 (in `)

Plan / Option Regular Plan Direct Plan

Growth 1813.9084 1820.5136

Daily Dividend 1001.2900 1001.2900

Weekly Dividend 1000.9970 1000.9674

Monthly Dividend 1001.4230 1001.4260

Please refer to page no 14 and 15 for statutory details

# - Weighted average for the month

Rating Profile (%)

Maturity Profile % Weightage

Below or equal to 91 days 58.36

CBLO (including TBill held as collateral)/Reverse Repo/ Net Current Assets/Cash/Cash Equivalent

35.11

Please refer to page no. 11 for tax on dividend distribution Please refer to page no. 16 for Product Labeling

Face Value changed from `10/- to `1000/- with effect from 21st September 2014.

Asset Allocation

6

ULTRA SHORT TERM FUND (an open ended debt scheme)








South Indian Bank Ltd CARE A1+ 9.50


Religare Finvest Ltd FITCH A1+ 9.46

Adani Enterprises BWR A1+ 9.41

Capri Global Capital Ltd CARE A1+ 5.66

NON-CONVERTIBLE DEBENTURE / ZCB 62.05

Export Import Bank of India CRISIL AAA 9.89

Power Grid Corporation of India Ltd CRISIL AAA 9.77

LIC Housing Finance Ltd CRISIL AAA 9.66

Power Finance Corporation Ltd CRISIL AAA 9.65

Rural Electrification Corporation Ltd CRISIL AAA 9.59

Housing Development Finance Corporation Ltd CRISIL AAA 7.75

Indian Railway Finance Corporation Ltd CRISIL AAA 5.74

CBLO (including TBILL held as Collateral)/ Reverse Repo/Net Current Assets/Cash/ Cash Equivalent

3.92

Total 100.00



To provide optimal returns & liquidity to the investors by investing primarily in a mix of money market & short term debt instruments which results in a portfolio having marginally higher maturity as compared to a liquid fund at the same time maintaining a balance between safety & liquidity. How-ever, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

19th February 2010

Fund Size



Asset Allocation Pattern Money Market Instruments:70% to 100% Debt Instruments: 0% to 30%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of `.1/-

thereafter Benchmark : CRISIL Liquid Fund Index

Fund Manager

Mr. Killol Pandya : Total experience 17 years (Managing this Fund w.e.f: 18th September 2015) Mr. Vikram Pamnani: Total experience 8 years. (Managing this Fund w.e.f: 18th September 2015)



Date Net Dividend ( ` per unit) Cum

Dividend

Nav (in `)

Individual/HUF

Corporate

PEERLESS ULTRA SHORT TERM FUND-REGULAR

PLAN MONTHLY DIVIDEND 29-Jun-17 4.24067652 3.92890563 1006.5518

PEERLESS ULTRA SHORT TERM FUND-DIRECT



PLAN MONTHLY DIVIDEND 26-May-17 3.63049331 3.36358257 1005.5298




PLAN MONTHLY DIVIDEND 28-Apr-17 3.63107333 3.36411995 1005.6378




Period

Peerless Ultra Short

Term Fund – Regular

Plan-Growth Option

CRISIL Liquid Fund Index

1 Year Govt. T-Bill

1 year CAGR % 7.01% 6.86% 6.53%

3 years CAGR % 7.75% 7.83% 7.57%

5 years CAGR % 8.36% 8.25% 7.36%


Current Value of investment if Rs 10,000/-

was invested prior 1 year (in Rs.) 10,700.79 10,685.56 10,653.33


was invested prior 3 years (in Rs.) 12,512.67 12,540.79 12,450.67




was invested on Inception date (in RS.) 18,059.29 17,579.15 16,169.16


As on June 30, 2017 Average Maturity (Yrs)......................................................................................................... 0.61 Modified Duration (Yrs)........................................................................................................ 0.55 # TER - Reg (%) ............................................................................................................. 0.84 # TER - Direct (%) ............................................................................................................ 0.19 Portfolio Yield (%) ............................................................................................................. 7.24

Asset Allocation




Growth 1805.9291 1849.5877

Daily Dividend 1005.4600 1006.6500

Weekly Dividend 1003.6596 1004.4169





Below 1 Year 70.68

Above 1 Year 25.40


3.92


Face Value changed from ` 10/- to ` 1000/- with effect from 22nd September 2014.

Rating Profile (%)

7

SHORT TERM FUND (an open ended debt scheme)








ICICI Bank Ltd CARE A1+ 10.61





Power Grid Corporation of India Ltd CRISIL AAA 11.00


TATA Capital Financial Services Ltd CRISIL AA+ 10.80

TATA Capital Housing Finance Ltd CRISIL AA+ 9.99


FIXED DEPOSITS 2.12

HDFC Bank Ltd 2.12

MUTUAL FUND UNITS 11.40

GOVERNMENT SECURITIES 2.18

7.16% GOI - 20 May 2023 Sovereign 2.18


11.52

Total 100.00



To generate income & capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

18th August 2010

Fund Size




Money Market and debt securities with residual maturity of less than or equal to 3 years: 80% to 100% Debt Instruments with residual maturity greater than 3 years: 0% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/-

thereafter Benchmark : CRISIL Short Term Bond Fund Index

Fund Manager Mr. Killol Pandya - Total experience 17 years. (Managing this fund w.e.f: 18th Sep-

tember 2015)



Date

Net Dividend (` per unit) Cum Dividend Nav (in `)

Individual/HUF

Corporate

PEERLESS SHORT TERM FUND-REGULAR


PEERLESS SHORT TERM FUND-DIRECT MONTHLY

DIVIDEND 12-Jun-17 0.05321090 0.04929888 11.0564




DIVIDEND 11-May-17 0.05306204 0.04916097 11.0221




DIVIDEND 10-Apr-17 0.05312308 0.04921752 11.0375

Dividend History (Quarterly)


Date

Net Dividend ( ` per unit) Cum Dividend Nav (in `)

Individual/HUF

Corporate

PEERLESS SHORT TERM FUND - REGULAR QUAR-

TERLY DIVIDEND 2-May-17 0.15752604 0.14594486 10.9190

PEERLESS SHORT TERM FUND - DIRECT QUAR-

TERLY DIVIDEND 2-May-17 0.16366529 0.15163276 11.3535


TERLY DIVIDEND 20-Feb-17 0.15962061 0.14788544 11.0290


TERLY DIVIDEND 20-Feb-17 0.16561541 0.15343951 11.4463


TERLY DIVIDEND 26-Oct-16 0.15954838 0.14781852 11.0568


TERLY DIVIDEND 26-Oct-16 0.16503760 0.15290418 11.4389


Period

Peerless Short Term

Fund - Regular Plan-

Growth Option

CRISIL Short Term Bond Fund

Index

1 Year Govt. T-Bill

1 year CAGR % 7.07% 8.88% 6.53%

3 years CAGR % 7.78% 9.12% 7.57%

5 years CAGR % 8.35% 9.09% 7.36%









was invested on Inception date (in Rs.) 18,221.40 17,703.97 16,058.52

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan-Growth Option.

As on June 30, 2017 Average Maturity (Yrs) ............................................................................................. 1.90 Modified Duration (Yrs).............................................................................................. 1.37 # TER - Reg (%)........................................................................................................... 1.45 # TER - Direct (%)........................................................................................................ 0.34 Portfolio Yield (%)........................................................................................................ 6.91

Asset Allocation


Maturity Profile % Weightage Below 1 Year 29.92

Above 1 Year 47.17


11.52





Growth 18.2214 18.9385


Quarterly Dividend 10.8300 11.2831

Bonus 13.6570 18.9634

Rating Profile (%)


8

FLEXIBLE INCOME FUND (an open ended debt scheme )


Period

Peerless Flexible Income Fund -

Regular Plan - Growth

Option

CRISIL Composite

Bond Fund Index

10 Year dated GOI Security

1 year CAGR % 9.73% 11.47% 11.69%

3 years CAGR % 8.05% 10.91% 11.15%


Current Value of investment if Rs 10,000/- was invested prior 1 year

(in Rs.) 10,972.61 11,147.01 11,169.45

Current Value of investment if Rs 10,000/- was invested prior 3

years (in Rs.) 12,617.62 13,646.12 13,736.02

Current Value of investment if Rs 10,000/- was invested on Inception

date (in Rs.) 13,966.70 15,593.84 14,911.72

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. The scheme has not completed 5 years hence the performance of 3 and 1 year is presented.

As on June 30, 2017 Average Maturity (Yrs) .................................................................................................... 7.25 Modified Duration (Yrs) .................................................................................................... 5.05 # TER - Reg (%) .................................................................................................... 1.51 # TER - Direct (%) .................................................................................................... 0.54 Portfolio Yield (%) …................................................................................................. 6.63

Asset Allocation

Rating Profile (%)

Maturity Profile % Weightage Below 1 Year 4.38

Above 1 Year 78.74

CBLO (including TBill held as collateral)/Reverse Repo/ Net Current As-sets/Cash/Cash Equivalent

16.88




Growth 13.9667 14.6384











7.68% GOI - 15 Dec 2023 Sovereign 23.20



FIXED DEPOSITS 4.38

HDFC Bank Ltd 4.38


16.88

Total 100.00

Key Scheme Information Investment Objective

The primary investment objective of the scheme is to generate reasonable returns through active duration management of the portfolio, while maintaining liquidity by investing in debt instruments including bonds, debentures & Govt. Securities and money market instruments over various maturity periods. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

21st August 2012

Fund Size


`11.77 Crs (AUM as on 30th June, 2017)

Asset Allocation Pattern Money Market Instruments: 0% to 100% Debt Instruments: 0% to 100%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/-

thereafter Benchmark : CRISIL Composite Bond Fund Index

Fund Manager

Mr. Killol Pandya - Total experience 17 years. (Managing this Fund w.e.f: 18th September 2015)




Date

Net Dividend (` per unit) Cum Dividend

Nav (in `) Individual/

HUF Corporate

Peerless Flexible Income Fund-Regular-Monthly

Dividend 10-Jul-13 0.04675609 0.04478483 10.0699

Peerless Flexible Income Fund-Direct Monthly

Dividend 10-Jul-13 0.16008741

- 10.2115

Peerless Flexible Income Fund-Dividend-Regular

Monthly Dividend 10-Jun-13 0.09351267 0.08955192 10.1495

Peerless Flexible Income Fund-Dividend-Regular

Monthly Dividend 10-Apr-13 0.11387253 0.09701559 10.1422


Scheme / Plan Record Date

Net Dividend ( ` per unit) Cum Dividend

Nav (in `) Individual/HUF

Corporate

Peerless Flexible Income Fund-Direct Quarterly

Dividend 3-May-13 0.43797219 0.37316218 10.7199

Peerless Flexible Income Fund-Regular-Quarterly

Dividend 3-May-13 0.17518888 0.14926487 10.3064

Peerless Flexible Income Fund-Regular-Quarterly

Dividend 4-Feb-13 0.35239527 0.30201220 10.4709



Note: Aggregate investment made by Peerless Income Plus Fund [Rs. 5.48 Crs] and Peerless Short

Term Fund [Rs. 5.33 Crs] amounts to a total of Rs. 10.80 Crs.

9

Please refer to page no. 11 for tax on dividend distribution, Please refer to page no. 16 for Product Labeling

INCOME PLUS FUND (an open ended debt scheme)


Period Peerless Income

Plus Fund - Regu-lar

Plan - Growth Option

CRISIL MIP Blended

Fund Index

10 Year dated GOI

Security

1 year CAGR % 9.37% 12.07% 11.69%

3 years CAGR % 8.84% 10.56% 11.15%

5 years CAGR % 9.35% 10.15% 8.46%



was invested prior 1 year (in Rs.) 10936.60 11206.91 11169.45


was invested prior 3 years (in Rs.) 12896.12 13519.18 13736.02




was invested on Inception date (in Rs.) 17622.80 18100.41 16519.84

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future

Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

As on June 30, 2017 Average Maturity for the debt portion (Yrs) ……................................................................................ 4.59 Modified Duration for the debt portion (Yrs)……................................................................................. 3.26 # TER - Reg (%) ………………………………………………………….………………………. 2.55 # TER - Direct (%) ......................................................................................................………. 1.13 Portfolio Yield (%) .................................................................................................................. 7.09 Asset Allocation

Rating Profile (%)- Debt


Portfolio Holdings Rating/Industry % of Net Asset

EQUITY SHARES 19.71

ITC Ltd CONSUMER NON DURABLES 1.54

HDFC Bank Ltd BANKS 1.43

Housing Development Finance Corporation Ltd FINANCE 1.05

ICICI Bank Ltd BANKS 0.85

Hindustan UniLever Ltd CONSUMER NON DURABLES 0.76

IndusInd Bank Ltd BANKS 0.70

Bharat Petroleum Corporation Ltd PETROLEUM PRODUCTS 0.65

Eicher Motors Ltd AUTO 0.64

Castrol India Ltd PETROLEUM PRODUCTS 0.64

Repco Home Finance Ltd FINANCE 0.62

Reliance Industries Ltd PETROLEUM PRODUCTS 0.62

Kotak Mahindra Bank Ltd BANKS 0.60

Bharat Heavy Electricals Ltd INDUSTRIAL CAPITAL GOODS 0.59

Suprajit Engineering Ltd AUTO ANCILLARIES 0.56

Bosch Ltd AUTO ANCILLARIES 0.55

AIA Engineering Ltd INDUSTRIAL PRODUCTS 0.55

Motherson Sumi Systems Ltd AUTO ANCILLARIES 0.54

Bharat Electronics Ltd INDUSTRIAL CAPITAL GOODS 0.51

Pidilite Industries Ltd CHEMICALS 0.51

Indraprastha Gas Ltd GAS 0.50

Jyothy Laboratories Ltd CONSUMER NON DURABLES 0.49

Engineers India Ltd CONSTRUCTION PROJECT 0.48

Titan Company Ltd CONSUMER DURABLES 0.47

Sundaram Finance Ltd FINANCE 0.47

Steel Authority of India Ltd FERROUS METALS 0.44

Asian Paints Ltd CONSUMER NON DURABLES 0.43

Oracle Financial Services Software Ltd SOFTWARE 0.41

Nestle India Ltd CONSUMER NON DURABLES 0.40

Shree Cements Ltd CEMENT 0.40

Ultratech Cement Ltd CEMENT 0.39

Bata India Ltd CONSUMER DURABLES 0.38

Canara Bank BANKS 0.28

NMDC Ltd MINERALS/MINING 0.26








L&T Infrastructure Finance Co Ltd CARE AA+ 5.29


TATA Capital Financial Services Ltd ICRA AA+ 4.67

MUTUAL FUND UNITS 7.18

FIXED DEPOSITS 0.98

HDFC Bank Ltd 0.98



6.97% GOI - 06 Sep 2026 Sovereign 4.01




4.64

Total 100.00

Industry Allocation – Equity(%)


Investment Objective To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity & equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date 29th July 2010

Fund Size

` 76.22 Crs (Monthly AAUM for June 2017) ` 76.35 Crs (AUM as on 30th June, 2017)

Asset Allocation Pattern Debt & Money Market instruments: 80% to 98% Equity & Equity related instruments: 2% to 20%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ̀1/-

thereafter Benchmark : CRISIL MIP Blended Fund Index

Fund Manager: Mr. Killol Pandya : Total experience 17 years (Managing this Fund w.e.f: 18th September 2015) & Mr. Amit Nigam : Total experience 15 years. (Managing this Fund w.e.f: 1st November 2014)


Above 1 Year 14.04%

Below 1 Year 54.42%


4.64%



Growth Option 17.6228 18.7698






Date



HUF Corporate

PEERLESS INCOME PLUS FUND-REGULAR MONTHLY DIVIDEND

29-Jun-17 0.05761597 0.05338009 10.6445

PEERLESS INCOME PLUS FUND-DIRECT MONTHLY DIVIDEND

29-Jun-17 0.06186448 0.05731626 11.4297


26-May-17 0.05763896 0.05340139 10.6793


26-May-17 0.06182614 0.05728073 11.4555


28-Apr-17 0.05781783 0.05356712 10.6707


28-Apr-17 0.06196593 0.05741025 11.4366



Date



HUF Corporate

PEERLESS INCOME PLUS FUND- REGULAR QUARTERLY DIVIDEND

2-May-17 0.16344861 0.15143201 11.3707

PEERLESS INCOME PLUS FUND- DIRECT QUARTERLY DIVIDEND

2-May-17 0.17522154 0.16233940 12.1924


20-Feb-17 0.18619997 0.17251071 11.3787


20-Feb-17 0.19912851 0.18448876 12.1752


26-Oct-16 0.18750005 0.17371520 11.4957


26-Oct-16 0.19977855 0.18509101 12.2568

Peerless Income Plus Fund-Percentage contribution of B15 cities to AUM is 66.71 as on June 30, 2017

#Weighted average for the month

10


Period

Peerless 3 in 1 Fund-Regular Plan-Growth

Option

CRISIL MIP Blended

Fund Index + Gold (85:15)

10 Year dated GOI Security

1 year CAGR % 6.38% 8.82% 11.69%

3 years CAGR % 7.71% 9.08% 11.15%

5 years CAGR % 7.56% 8.35% 8.46%



was invested prior 1 year (in Rs.) 10638.48 10882.00 11169.45






was invested on Inception date (in Rs.) 16463.80 16550.00 15869.99


Peerless 3 in 1 Fund - Percentage contribution of B15 cities to AUM is 47.62 as on June 30, 2017

As on June 30, 2017 Average Maturity for the debt portion (Yrs) ........................................................ 5.97 Modified Duration for the debt portion (Yrs) ........................................................ 4.19 # TER - Reg (%) ....................................................................................... 2.17 # TER - Direct (%) ....................................................................................... 0.63 Portfolio Yield (%) ....................................................................................... 7.06

Asset Allocation

Rating Profile (%)- Debt


Investment Objective The investment objective of the scheme is to generate long term capital appreciation through a portfolio of fixed income securities, Gold ETFs of other mutual funds and gold related instruments and Equity & Equity related Instruments. However there can be no assurance that the investment objective of the scheme will be

achieved.

Allotment Date Fund Size 5th April, 2011

Fund Size

`24.41 Crs (Monthly AAUM for June, 2017) `23.85 Crs (AUM as on 30th June, 2017)

Asset Allocation Pattern Debt & Money Market instruments: 50% to 70% Equity & Equity related instruments: 15% to 25% Gold ETFs of other mutual funds and gold related instruments: 15% to 25%

Scheme Features Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ̀1/-

thereafter Benchmark : CRISIL MIP Blended Fund Index+Gold (85:15)

Fund Manager Mr. Killol Pandya - Total experience 17 years (Managing this Fund w.e.f: 18th September 2015). Mr. Amit Nigam - Total experience 15 years (Managing this fund w.e.f: 1st November 2014).


Portfolio Holdings Rating/Industry % of Net Assets

EQUITY SHARES 20.04



































TATA Capital Financial Services Ltd ICRA AA+ 6.41




L&T Infrastructure Finance Co Ltd CARE AA+ 4.24


TATA Capital Housing Finance Ltd CRISIL AA+ 2.18

FIXED DEPOSITS 1.05

HDFC Bank Ltd 1.05

Mutual Fund Units 20.12

Reliance Shares Gold BeES 20.12



6.97% GOI - 06 Sep 2026 Sovereign 8.56




3.44

Total 100.00

Please refer to page no 14 & 15 for statutory details and pg 16 for Product Labeling


Below 1 Year 1.05%

Above 1 Year 55.35%


3.44%









Date

Net Dividend (` per unit) Cum Dividend Nav (in `)

Individual/HUF

Corporate

PEERLESS 3 IN 1 FUND-REGULAR

QUARTERLY DIVIDEND 2-May-17 0.25358731 0.23494379 15.5982

PEERLESS 3 IN 1 FUND-DIRECT

QUARTERLY DIVIDEND 2-May-17 0.26189336 0.24263919 16.1153


QUARTERLY DIVIDEND 20-Feb-17 0.25503184 0.23628212 15.7091


QUARTERLY DIVIDEND 20-Feb-17 0.26283231 0.24350910 16.1994


QUARTERLY DIVIDEND 26-Oct-16 0.26073774 0.24156852 15.9151


QUARTERLY DIVIDEND 26-Oct-16 0.26796039 0.24826017 16.3614


3 IN 1 FUND (an open ended hybrid scheme)

11

EQUITY FUND (an open ended equity scheme)


Period

Peerless Equity Fund – Regular

Plan-Growth Option

NIFTY 50 NIFTY 50

1 year CAGR % 20.12% 14.88% 14.88%

3 years CAGR % 14.27% 7.74% 7.74%

5 years CAGR % 15.97% 12.50% 12.50%









was invested on Inception date (in Rs.) 21,203.00 19,250.09 19,250.09

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future

Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

Risk Measures June 2017 Standard Deviation^(%) ……………………………………………………………………………… 12.84 Benchmark Standard Deviation^ (%)………………………………………………………………. 13.09 Sharpe Ratio~ ………………………………………………………………………………………….. 0.75 Beta ............................................................................................................................................. 0.90 # TER - Reg (%)........................................................................................................................... 2.99 # TER - Direct (%)........................................................................................................................ 1.68 Portfolio Turnover Ratio (Times) ............................................................................................... 1.92

Asset Allocation




To generate long term capital appreciation by investing in an actively managed portfolio predomi-nantly consisting of equity & equity related securities. However, there can be no assurance that the investment objective will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date Fund Size

28th September, 2011

Fund Size




Equity & Equity related instruments: 80% to 100% Debt & Money Market instruments: 0% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter. Benchmark : Nifty 50 Index

Fund Manager: Mr. Amit Nigam - Total experience 15 years. (Managing this Fund w.e.f: 1st Novem-

ber 2014)


Portfolio Holdings Industry % of Net Assets

EQUITY SHARES 98.11



































1.89

Total 100.00

SIP Returns

SIP Tenure (in years) 3

Investment Amount 10,000.00

Start Date 2– July-2014

End Date 1– July– 2017

Total no of Installments 36

Total Amount Invested (Rs) 3,60,000.00

Present value (Rs) 4,52,398.06

Total No Units 21,336.512

CAGR (%) 16.44

XIRR(%) 15.41

Yield (%) 25.67

Please refer to page no 14 and 15 for statutory details and pg 16 for Product Labeling

SIP date every 1st business day of the month

Past performance may or may not be sustained in the future. Assuming ` 10,000 invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

Peerless Equity Fund - Percentage contribution of B15 cities to AUM is 40.05 as on June 30, 2017.

^Statistical returns based on monthly returns over the past 3 year data as on June 30, 2017. ~ 1 day MIBOR has been assumed as the risk-free rate of return.

Tax on Dividend Distribution @

Nature Individual/HUF Domestic Companies

Liquid Funds 28.84% 34.608%

Debt Funds 28.84% 34.608%

Equity Funds Nil Nil

@rates are inclusive of surcharge and cess.

Dividend History


Date

Net Dividend ( ` per unit) Cum Dividend


HUF Corporate

PEERLESS EQUITY FUND-HALF YEARLY DIVIDEND

27-Jun-17 5.00000000 5.00000000 18.6083

PEERLESS EQUITY FUND-DIRECT HALF YEARLY DIVIDEND

27-Jun-17 3.50000000 3.50000000 18.7598

PEERLESS EQUITY FUND - REGULAR QUARTERLY DIVIDEND

2-May-17 0.30000000 0.30000000 15.5222

PEERLESS EQUITY FUND-DIRECT QUARTERLY DIVIDEND

2-May-17 0.40000000 0.40000000 15.4569


20-Feb-17 0.50000000 0.50000000 14.8006


20-Feb-17 0.60000000 0.60000000 14.8077


26-Oct-16 0.50000000 0.50000000 14.7746


26-Oct-16 0.60000000 0.60000000 14.8296

PEERLESS EQUITY FUND-DIRECT HALF YEARLTY DIVIDEND

26-Oct-16 1.00000000 1.00000000 17.4467

PEERLESS EQUITY FUND- REGULAR HALF YEARLY DIVIDEND

26-Oct-16 1.00000000 1.00000000 17.4268

PEERLESS EQUITY FUND-REGULAR YEARLY DIVIDEND

26-Oct-16 1.50000000 1.50000000 17.3879

PEERLESS EQUITY FUND– NORMAL DIVIDEND

16-Nov-15 2.50000000 2.50000000 15.1693

PEERLESS EQUITY FUND- DIRECT DIVIDEND

16-Nov-15 2.50000000 2.50000000 15.6576



Growth 21.2030 22.4612

Normal Dividend 16.5860 17.5320

* Quarterly Dividend 15.3868 15.2481

* Half Yearly Dividend 13.6434 15.3086

* Yearly Dividend 18.0688 19.9318

* Introduced from November 2, 2015


12

MIDCAP FUND (an open ended equity scheme)




Dividend Option 14.0524 14.3210


The investment objective of the scheme is to generate medium to long-term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Allotment Date

7th December, 2015

Fund Size




Equity and Equity Related Instruments of Midcap Companies: 65% to 100% Debt & Money Market Instruments: 0% to 35%

Scheme Features

Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1/- thereafter Benchmark : Nifty Midcap 100 Index

Fund Manager

Mr. Amit Nigam - Total experience 15 years.



EQUITY SHARES 97.43


Karur Vysya Bank Ltd BANKS 3.89



Colgate Palmolive Ltd CONSUMER NON DURABLES 3.58


City Union Bank Ltd BANKS 3.49

Atul Limited CHEMICALS 3.46

eClerx Services Ltd SOFTWARE 3.40

P I Industries Ltd PESTICIDES 3.30

Sundaram Fasteners Ltd AUTO ANCILLARIES 3.08


Britannia Industries Ltd CONSUMER NON DURABLES 2.98






Amara Raja Batteries Ltd AUTO ANCILLARIES 2.71


Relaxo Footwears Ltd CONSUMER DURABLES 2.58

Nesco Ltd COMMERCIAL SERVICES 2.56


The Ramco Cements Ltd CEMENT 2.49

Mahanagar Gas Ltd GAS 2.48

Bajaj Finance Ltd FINANCE 2.46

TTK Prestige Limited CONSUMER DURABLES 2.37

Supreme Industries Ltd INDUSTRIAL PRODUCTS 2.11



Berger Paints CONSUMER NON DURABLES 1.94


Triveni Turbine Ltd INDUSTRIAL CAPITAL GOODS 1.87


Ratnamani Metals & Tubes Ltd FERROUS METALS 1.62


2.57

Total 100.00 Industry Allocation – Equity(%)



Period

Peerless Midcap Fund – Regular

Plan-Growth Option

NIFTY MIDCAP

100 Index NIFTY 50

1 year CAGR % 27.20% 28.32% 14.88%


Current Value of investment if Rs 10,000/

- was invested prior 1 year (in Rs.) 12,720.33 12,832.35 11,487.92

Current Value of investment if Rs 10,000/

- was invested on Inception date (in Rs.) 14,056.60 13,448.90 12,260.67

Expense structure for direct & regular plan will vary.

Past performance may or may not be sustained in future

Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. The scheme has not completed 3 years hence the performance of 1 year is presented.

June 2017 # TER - Reg (%)........................................................................................................................ 3.00 # TER - Direct (%)..................................................................................................................... 1.42 Portfolio Turnover Ratio (Times) ........................................................................................... 0.78

SIP Returns


Investment Amount 10,000.00

Start Date 2 - July - 2016

End Date 1 - July - 2017


Total Amount Invested (Rs) 1,20,000


Total No Units 9664.90

CAGR (%) 28.17

XIRR(%) 25.43

Yield (%) 13.21


Past performance may or may not be sustained in the future. Assuming `10,000 invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for com-putation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

Peerless Midcap Fund - Percentage contribution of B15 cities to AUM is 38.29 as on June 30, 2017.

Asset Allocation




The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of `1,50,000/- under and in terms

of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There can be no assurance that the investment objective under the Scheme will be realized.

Allotment Date

30th December, 2015

Fund Size




Equity and Equity Related Instruments: 80% to 100% Debt and Money Market Instruments: 0% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: `500/- and in multiples of `500/- thereafter Benchmark : S&P BSE 100 Index

Fund Manager

Mr. Amit Nigam - Total experience 15 years.

LONG TERM ADVANTAGE FUND (an open ended equity linked savings scheme)



Period

Peerless Long Term Advantage Fund– Regular Plan-Growth

Option

S&P BSE 100 Index

NIFTY 50

1 year CAGR % 22.40% 16.88% 14.88%


Current Value of investment if Rs 10,000/- was invested prior 1 year (in

Rs.) 12240.42 11687.91 11487.92

Current Value of investment if Rs 10,000/- was invested on Inception date

(in Rs.) 13169.10 12238.85 12057.50

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. The scheme has not completed 3 years hence the performance of 1 year is presented.

June 2017 #TER - Regular (%)......................................................................................................... ………... 2.80 #TER - Direct (%)........................................................................................................................... 1.40 Portfolio Turnover Ratio (Times)……... ……………………………………………………. ……….. 1.49

SIP Returns


Investment Amount 10000.00

Start Date 2– July - 2016

End Date 1 - July- 2017


Total Amount Invested (Rs) 1,20,000


Total No Units 10,227.11

CAGR (%) 25.97

XIRR(%) 23.49

Yield (%) 12.23


Past performance may or may not be sustained in the future. Assuming ` 10,000 invested systemati-

cally on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declin-ing market.

Peerless Long Term Advantage Fund - Percentage contribution of B15 cities to AUM is 51.64 as on

June 30, 2017.

Asset Allocation




Dividend Option 13.1700 13.4273





EQUITY SHARES 96.62







P I Industries Ltd PESTICIDES 3.28

Mahanagar Gas Ltd GAS 3.16

eClerx Services Ltd SOFTWARE 3.10





Sundaram Fasteners Ltd AUTO ANCILLARIES 2.75

Amara Raja Batteries Ltd AUTO ANCILLARIES 2.69


The Ramco Cements Ltd CEMENT 2.59






Colgate Palmolive Ltd CONSUMER NON DURABLES 2.37

TTK Prestige Limited CONSUMER DURABLES 2.35




Berger Paints CONSUMER NON DURABLES 2.10

Supreme Industries Ltd INDUSTRIAL PRODUCTS 2.10

Britannia Industries Ltd CONSUMER NON DURABLES 1.97




V Guard Industries Ltd INDUSTRIAL CAPITAL GOODS 0.92


3.38

Total 100.00


13

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t S

ch

em

e

18

th A

ug

ust,

20

10 T

o

ge

nera

te

inco

me

a

nd

ca

pita

l a

ppre

cia

tion

b

y

inve

st-

ing

in

a d

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rsifie

d p

ort

folio

of

de

bt

an

d m

on

ey m

ark

et

se

cu

ritie

s.

Ho

we

ve

r, th

ere

ca

n b

e n

o a

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ran

ce

th

at th

e

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en

t o

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ctive

of

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sch

em

e w

ill b

e a

ch

ieve

d

Cri

sil

Sh

ort

Te

rm

Bo

nd

Fu

nd

In

dex

Mr. K

illol P

an

dya

Re

gu

lar/

Dir

ect

Gro

wth

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nth

ly D

ivi-

de

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erl

y

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ide

nd

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s

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les o

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r `

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ultip

les o

f ` 1

/-

the

rea

fte

r N

il

Pe

erl

ess

Fle

xib

le I

n-

co

me

F

un

d

An

Op

en

En

de

d

Deb

t S

ch

em

e

21

st

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gust,

201

2 T

he

pri

ma

ry i

nvestm

en

t o

bje

ctive o

f th

e s

chem

e w

ill e

nd

eav-

ou

r to

ge

ne

rate

re

aso

nable

retu

rns t

hro

ug

h a

ctive

du

ratio

n

ma

na

ge

me

nt

of

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port

folio

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hile

ma

inta

inin

g liq

uid

ity b

y

inve

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g in

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um

en

ts in

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din

g b

on

ds,

de

ben

ture

s

an

d G

ove

rnm

en

t se

curi

ties a

nd m

on

ey m

ark

et

instr

um

en

ts

ove

r vari

ou

s p

eri

od

s.

Ho

weve

r th

ere

is n

o a

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ce

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gu

ara

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e t

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ch

em

e w

ill b

e

ach

ieved

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he

sche

me

do

es n

ot

assure

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e a

ny

retu

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CR

ISIL

Co

m-

po

site

Bo

nd

Fu

nd

In

de

x

Mr. K

illol P

an

dya

Re

gu

lar/

Dir

ect

Gro

wth

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nth

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s

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Mu

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ere

after

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me

Plu

s

Fu

nd

An

Op

en

En

de

d

Deb

t S

ch

em

e

29

th J

uly

, 2

01

0

To

ge

ne

rate

re

gula

r In

co

me

th

rou

gh

a p

ort

folio

of

pre

do

mi-

na

ntly h

igh

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lity f

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me

se

cu

ritie

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th

e

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rgin

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osure

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uity r

ela

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se

cu

ritie

s.

Ho

we

ve

r, t

he

re is n

o a

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of

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sch

em

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ch

ieve

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sch

em

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oe

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ot

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tee

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sil

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len

de

d

Fu

nd

Ind

ex

Mr. K

illol P

an

dya

& M

r. A

mit N

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m

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ltip

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les o

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ere

afte

r N

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ess 3

in

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Fu

nd

An

Op

en

E

nd

ed

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ybri

d S

ch

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e

05

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1

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e in

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ch

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en

era

te lo

ng

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rm c

ap

ital a

ppre

cia

tio

n th

roug

h a

po

rtfo

lio o

f fixe

d in

co

me

se

cu

ritie

s,

Gold

ET

Fs o

f o

ther

mu

tua

l fu

nd

s a

nd

gold

re

late

d

instr

um

en

ts a

nd

Eq

uity &

Eq

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ela

ted I

nstr

um

en

ts.

Ho

w-

eve

r th

ere

ca

n b

e n

o a

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ce

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sch

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ch

ieve

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B

len

de

d F

und

In

dex +

Pri

ce

o

f G

old

in

the

ra

tio

85

:15

Mr. K

illol P

an

dya

& M

r. A

mit N

iga

m

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gu

lar/

Dir

ect

Gro

wth

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nth

ly D

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de

nd

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art

erl

y

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ide

nd

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s

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ltip

les o

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ere

after

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10

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ultip

les o

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/-

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rea

fte

r N

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erl

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nd

An

Op

en

En

de

d

Eq

uity S

ch

em

e

28

th S

ep

tem

be

r,

20

11

To

g

en

era

te lo

ng

te

rm

ca

pital

ap

pre

cia

tio

n b

y in

vestin

g i

n

an

actively

ma

na

ge

d p

ort

folio

pre

do

min

ante

ly c

on

sis

tin

g o

f e

qu

ity a

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eq

uity r

ela

ted

sce

na

rio.

Ho

we

ver

the

re is n

o

assu

ran

ce

or

gu

ara

nte

e t

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t th

e inve

stm

en

t ob

jective

of

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sch

em

e w

ill b

e a

chie

ve

d. T

he

sche

me

do

es n

ot

assu

re o

r g

ua

ran

tee a

ny r

etu

rns

NIF

TY

50

In

dex

Mr. A

mit N

iga

m

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gu

lar/

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ect

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wth

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en

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s

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ltip

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ere

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ltip

les o

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t

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rea

fte

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erl

ess L

on

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rm A

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en

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Savin

gs S

ch

em

e

30

th D

ece

mb

er,

20

15

Th

e S

ch

em

e w

ill see

k t

o invest

pre

do

min

antly in

a d

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rsifie

d

po

rtfo

lio

of

eq

uity

an

d e

quity r

ela

ted

instr

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en

ts

w

ith

th

e

ob

jective

t

o

pro

vid

e

inve

sto

rs

with

o

pp

ort

uni-

tie

s fo

r ca

pital

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tio

n

an

d

inco

me

gen

era

tio

n

a

long

with

th

e

be

nefit

of

in

co

me

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ax

de

du

ctio

n

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de

r

Se

ctio

n 8

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o

f

the

In

co

me

T

ax

Act,

1

96

1)

o

n

th

eir

investm

en

ts.

Sp

ecifie

d

Inve

sto

rs

in

the

S

ch

em

e

are

e

ntitle

d

to

de

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f

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a

mo

un

t in

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ste

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in

Units

of

th

e

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em

e,

su

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ct

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xim

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o

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00

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de

r

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in

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s o

f

Se

ctio

n

80

C

(

2)

(x

iii)

o

f

the

I

nco

me

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ax

Act,

1

96

1.

Investm

en

t in

this

sch

em

e w

ou

ld b

e s

ub

ject

to s

tatu

tory

lock-

in p

eri

od

of 3

ye

ars

fro

m t

he

da

te o

f allo

tme

nt

to b

e e

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r in

co

me

ta

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ne

fit u

nd

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se

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0 C

. T

here

ca

n b

e n

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de

r th

e S

ch

em

e w

ill b

e r

ea

lized

.

S&

P B

SE

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0

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ex

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mit N

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m

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gu

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ultip

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er,

20

15

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e inve

stm

en

t o

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of

the s

ch

em

e i

s t

o g

en

era

te

me

diu

m t

o lon

g-t

erm

ca

pital ap

pre

cia

tion

by inve

stin

g p

re-

do

min

an

tly in

equity a

nd

eq

uity r

ela

ted

se

cu

rities o

f m

id c

ap

co

mp

an

ies.

Ho

we

ver, t

here

is n

o a

ssu

ran

ce

or

gu

ara

nte

e t

ha

t th

e investm

en

t o

bje

ctive

of

the

Sch

em

e w

ill b

e a

chie

ve

d.

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e

Sch

em

e d

oe

s n

ot

assu

re o

r g

ua

ran

tee

any r

etu

rns.

Nifty

Mid

ca

p

10

0

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ex

Mr. A

mit N

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m

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Ye

s

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M

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ere

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/-

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les o

f ` 1

/-

the

rea

fte

r N

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FU

ND

S A

T A

GL

AN

CE

FO

R P

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ES

S M

UT

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Sch

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Red

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Red

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Cycle

S

IP

SIP

Fre

qu

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cy

SIP

Min

am

t S

IP M

in n

o. o

f C

hq

s

SIP

Sta

rtin

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ate

S

WP

S

WP

F

req

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cy

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P M

in.

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Sta

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g D

ate

S

TP

S

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Fre

qu

en

cy

ST

P M

in A

mt

ST

P S

tart

ing

Date

Peerl

ess L

iqu

id

Fu

nd

` 1

000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

or

acco

un

t b

ala

nce w

hic

hever

is lo

wer

NA

T

+1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- ` 5

00

Mo

nth

ly- `

500

Qu

art

erl

y-

` 1

000

Half

Yearl

y- ` 2

000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(every

Wed

nes-

day)

Fo

rtn

igh

tly (

every

alt

ern

ate

Wed

nesd

ay)

Mo

nth

ly

(as o

n s

pecif

ied

date

s)

Peerl

ess U

ltra

S

ho

rt T

erm

F

un

d

` 1

000/-

an

d in

mu

ltip

les

of

`

1/-

th

ere

aft

er

or

acco

un

t b

ala

nce w

hic

hever

is lo

wer

NA

T

+1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- ` 5

00

Mo

nth

ly- `

500

Qu

art

erl

y-

` 1

000

Half

Yearl

y- ` 2

000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

` 5

00

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess S

ho

rt

Term

Fu

nd

` 1

000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- `` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

` 5

00/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess

Fle

xib

le

Inco

me F

un

d

` 1

000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly-

`

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess

Inco

me

Plu

s F

un

d

`

1000/-

an

d in

mu

ltip

les

o

f ` 1

/- t

here

aft

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess 3

in

1 F

un

d

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess E

qu

ity

Fu

nd

`

1000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess L

on

g

Term

Ad

van

-ta

ge F

un

d

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts,

Mo

nth

ly 1

2 in

sta

llm

en

ts,

Qu

art

erl

y 4

in

sta

llm

en

ts, H

alf

Y

earl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

er-

n

ate

Wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/

qu

art

er

an

d h

alf

yearl

y

*Yes

Mo

nth

ly

&

Qu

art

erl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

*Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 50/-

each

F

ort

nig

htl

y W

eekly

&

Mo

nth

ly

`

500 e

ach

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Peerl

ess

Mid

cap

Fu

nd

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r acco

un

t b

ala

nce w

hic

hever

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts,

Mo

nth

ly 1

2 in

sta

llm

en

ts,

Qu

art

erl

y 4

in

sta

llm

en

ts, H

alf

Y

earl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

er-

n

ate

Wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/

qu

art

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

&

Qu

art

erl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 50/-

each

F

ort

nig

htl

y W

eekly

&

Mo

nth

ly

`

500 e

ach

Dail

y,

Weekly

(every

Wed

nes-

day)

Fo

rtn

igh

tly(e

very

alt

er-

nate

Wed

nesd

ay)M

on

thly

(as

on

sp

ecif

ied

date

s)

Note

: T

he T

ruste

e w

ill e

nde

avo

r to

de

cla

re t

he

Div

iden

d a

s p

er

the s

pe

cifie

d f

req

uen

cie

s,

su

bje

ct

to a

va

ilab

ility

of

dis

trib

uta

ble

su

rplu

s c

alc

ula

ted

in

accord

an

ce

with

th

e R

eg

ula

tio

ns.

Th

e a

ctu

al

de

cla

ratio

ns o

f D

ivid

en

d a

nd

fre

qu

en

cy w

ill inte

r-a

lia d

ep

en

d o

n a

vaila

bili

ty o

f d

istr

ibu

table

su

rplu

s

ca

lcula

ted

in a

ccord

an

ce

with S

EB

I (M

F)

Reg

ula

tio

ns a

nd t

he d

ecis

ion

s o

f th

e T

ruste

e s

ha

ll b

e f

inal

in t

his

reg

ard

. T

he

re i

s n

o a

ssu

ran

ce

or

gua

ran

tee

to

th

e U

nit h

old

ers

as t

o t

he

ra

te o

f D

ivid

en

d n

or

tha

t th

e D

ivid

en

d w

ill b

e p

aid

re

gula

rly.

Div

ide

nd p

aya

ble

un

de

r D

ivid

end

Pa

yo

ut

op

tio

n

(Wee

kly

Op

tion

) is

eq

ual to

or

less t

ha

n `

500

th

en

the

Div

ide

nd

wo

uld

be c

om

pu

lso

rily

rein

ve

ste

d in t

he o

ptio

n o

f th

e S

ch

em

e.

In c

ase

an inve

sto

r fa

ils t

o s

pe

cify h

is p

refe

ren

ce o

f P

lans/S

ub

Pla

ns/O

ptio

ns in

th

e b

elo

w m

en

tio

ned

sch

em

es,

the

de

fault P

lan

/Su

b P

lan

/Op

tio

ns w

ou

ld b

e a

s a

bo

ve

. *

SW

P/S

TP

availa

ble

only

aft

er

co

mp

letio

n o

f sta

tuto

ry lo

ck-i

n p

eri

od

of 3

ye

ars

fro

m t

he

da

te o

f in

ve

stm

en

t b

y t

he

in

ve

sto

r.

Any in

form

ation

here

in c

onta

ined

do

es n

ot

con

stitu

te a

nd

sh

all

be

de

em

ed

no

t to

con

stitu

te a

n a

dvic

e,

an

offe

r to

sell/

purc

ha

se

or

as a

n invita

tio

n o

r solic

ita

tio

n t

o d

o s

o f

or

any s

ecu

ritie

s o

f a

ny e

ntity

, a

nd

fu

rth

er, P

ee

rle

ss F

un

ds M

an

ag

em

en

t C

o.

Ltd

. (P

FM

CL).

Its

su

bsid

iaries /

affili

ate

s/ sp

on-

so

rs / tru

ste

e (

Pe

erl

ess F

un

ds M

an

ag

em

en

t C

o L

td. G

rou

p)

or

their

off

ice

rs,

em

plo

ye

es,

pe

rso

nn

el, d

ire

cto

rs m

ay b

e a

sso

cia

ted in a

co

mm

erc

ial, p

rofe

ssio

nal o

r p

ers

on

al ca

pa

city o

r m

ay h

ave a

co

mm

erc

ial in

tere

st in

clu

din

g a

s p

rop

rieta

ry t

rad

ers

in o

r w

ith s

ecu

ritie

s a

nd /

or

co

mp

an

ies o

r is

su

es

or

ma

tte

rs a

s c

onta

ine

d in

this

pu

blic

atio

n a

nd s

uch

co

mm

erc

ial cap

acity o

r in

tere

st

wh

eth

er

or

not

diffe

ring

with

or

co

nflic

ting

with

this

pub

lica

tio

n,

sh

all

no

t m

ake

or

ren

de

r (P

FM

CL

Gro

up

) lia

ble

in a

ny m

an

ne

r w

ha

tso

eve

r &

(P

FM

CL

Gro

up

) o

r a

ny o

f th

eir

offic

ers

, e

mp

loyee

s,

pe

rso

nnel, d

ire

c-

tors

sh

all

no

t b

e lia

ble

fo

r a

ny lo

ss,

da

ma

ge

, lia

bili

ty w

ha

tso

eve

r fo

r a

ny d

ire

ct

or

indir

ect

loss a

risin

g f

rom

th

e u

se

or

acce

ss o

f a

ny i

nfo

rma

tio

n t

hat

may b

e d

isp

laye

d in

this

pu

blic

ation

fo

rm t

ime

to

tim

e.

Re

cip

ien

ts o

f th

e in

form

atio

n c

on

tain

ed

here

in s

ho

uld

exe

rcis

e d

ue

care

an

d c

au

tio

n a

nd

rea

d t

he S

ch

em

e i

nfo

rma

tio

n D

ocu

me

nt(

s)

and

Sta

tem

en

t o

f A

dditio

nal in

form

atio

n (

inclu

din

g i

f n

ece

ssa

ry,

ob

tain

ing

th

e a

dvic

e o

f ta

x/

lega

l/a

cco

un

ting

/ fina

ncia

l/ o

ther

pro

fessio

nals

) p

rior

to t

akin

g o

f a

ny d

ecis

ion

, a

ctin

g o

r o

mittin

g to

act,

on t

he b

asis

of

the i

nfo

rma

tion

con

tain

ed

he

rein

. T

he

pri

ntin

g a

nd

ma

iling

cost

this

ne

wsle

tter

is c

harg

ed

to

th

e r

espe

ctive s

ch

em

es s

ub

ject

to S

ecu

rities &

Exc

ha

ng

e B

oa

rd o

f In

dia

(M

utu

al F

und

s)

Re

gu

latio

ns, 1

99

6.

CA

RE

Ra

tin

g M

eth

od

olo

gy:

Pe

erl

ess L

iquid

Fun

d,

Pe

erl

ess U

ltra

Sh

ort

Te

rm F

un

d ,

Pee

rless S

hort

Term

Fun

d &

Pe

erl

ess F

lexib

le I

nco

me

Fu

nd h

ave b

een

assig

ne

d “

Cre

dit R

isk R

atin

g A

AA

mfs

” b

y C

AR

E R

ating (

Cre

dit A

naly

sis

an

d R

ese

arc

h L

imite

d)

CA

RE

’s f

un

d c

red

it q

ualit

y r

atin

gs a

re

op

inio

ns o

n t

he o

ve

rall

cre

dit q

ualit

y o

f sp

ecific

de

bt

mu

tua

l fu

nd

. T

he r

atin

g c

ap

ture

s f

un

d’s

ove

rall

exp

osure

to

de

fault r

isk.

CA

RE

use

s t

he

co

ncep

t o

f cre

dit s

core

s,

assig

ne

d t

o in

div

idu

al se

cu

ritie

s, a

s p

er

cre

dit s

co

rin

g m

atr

ix d

eve

lope

d b

y C

AR

E.

The

score

is e

sse

ntially a

fun

ction

of

the c

redit

qu

alit

y a

nd

ratin

g o

f se

cu

rity

an

d its

in

tern

al re

sid

ual m

atu

rity

. T

he

ra

tin

g inclu

de

s a

sse

ssm

en

t o

f va

rio

us q

ualit

ative

fa

cto

rs in

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Quick Connect

PEERLESS MUTUAL FUND OFFICES

Registered Office: Peerless Funds Management Co. Limited, 3rd Floor, Peerless Mansion, 1, Chowringhee Square, Kolkata - 700 069. Tel 033 4018 5000, Fax : 033 40185010. CIN No:

U65990WB2009PLC134537 Investment & Operations Office : 102, Centrepoint, J.B. Nagar, Andheri - Kurla Road, Andheri (East) , Mumbai – 400 059. Tel 022 6177 9922 Toll Free : 1800 103 8999 Fax : 022 6177 9996. Branches/Customer Service Centres :

EAST-AGARTALA: 42, Akhaura Road, Agartala Tripura (West) 799 001, *CONTAI: Vill: Dhandighi, Holding No.: 359 / 351, P.O. & P.S.: Contai,Dist: Purba Midnapore, West Bengal 721 401, DUR-GAPUR: Unit No. A-212, 1st Floor, Kamdhenu Commercial Complex, Durgapur City Center, Durgapur– 713216 West Bengal, *GHATAL: Argora, P O & PS: Ghatal, Dist: Paschim Midnapur, 721 212, *GUWAHATI: 2nd Floor, Suren Paradise Market, Opposite Hanuman Mandir, G.S Road, Ulubari, Guwahati 781 007, *KOLKATA: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata 700 069. SERAMPORE: Peerless Sadan, 57/B, G.T. Road, Kalitala, Hooghly 712 201, SILIGURI: Peerless House, Hill Cart Road, PO: Siliguri, Dist. Darjeeling, 734 001, WEST - *MUMBAI: 102, Centrepoint, J.B. Nagar, Andheri-Kurla Road, Andheri (East) , Mumbai – 400 059. *PUNE: Aurora Towers, 9, Moledina Road, West Wing Pune - 411 001, NORTH - *DELHI: 1005, 10th Floor, 15-17 Tolstoy House, Tolstoy Marg, Cannaught Place, New Delhi - 110 001, JAIPUR: 203 A 2nd Floor, Adarsha Plaza, Khasha Kothi Circle, Jai Singh Highway, Jaipur 302 001., LUCKNOW: 103, Trade Point, 4 A,Ground Floor, Saran Chambers-1, 5-Park Road, Hazratganj, Lucknow - 226001. SOUTH - *BANGALORE: Ramanashree Arcade, 3rd Floor, 18 M.G Road, Bangalore 560 001, *CHENNAI: Fagun Chambers, 2nd Floor, No.8 New No. 17 (Old No. 26A), Ethiraj Salai, Egmore, Chennai 600 008, *COIMBATORE: 1078 Nagappa Complex, Mettupalayam High Road, Coimbatore 641 002, *HYDERABAD: Kancharla Towers, (1st floor), 1-7-143,143/A, Golconda X Roads, Musheerabad, Hyderabad - 500 020, KANNUR: Sadhu Building, D No C.P 29/500, Fort Road, Kannur - 670 001, VIZAG: Dasapalla Centre, 2nd Floor, 38-2-40, Surya Bagh, Vizag - 530 020. * Note : These locations are Official Points of Acceptance. Registrar and Transfer Agent : Karvy Computershare Pvt. Ltd. KARVY SELENIUM, Plot number 31 & 32, Tower B, Survey No. 115/22, 115/24 & 115/25, Financial District, Gachibowli, Nanakramguda, Serlingampally Mandal Hyderabad - 500032 Telangana


PRODUCT LABELING

NAME OF THE SCHEME THESE PRODUCTS ARE SUITABLE FOR INVESTORS WHO ARE SEEKING* RISKOMETER

Peerless Liquid Fund

(An Open Ended Liquid Scheme) Income over short term.

Investment in debt and money market instruments.

Peerless Ultra Short Term Fund

(An Open Ended Debt Scheme) Income over short term.

Investment in money market and short term debt instruments.

Peerless Short Term Fund

(An Open Ended Debt Scheme) Income over short to medium term.

Investment in debt and money market instruments.

Peerless Flexible Income Fund

(An Open Ended Debt Scheme) Income over medium to long term.

Investment in debt instruments including bonds, debentures and

government securities and money market instruments over various maturity periods.

Peerless Income Plus Fund

(An Open Ended Debt Scheme) Income over medium to long term.

Investment in high quality fixed income securities and with a marginal

exposure to equity and equity related instruments.

Peerless 3 In 1 Fund

(An Open Ended Hybrid Scheme) Capital appreciation over long term.

Investment in fixed income securities equity & equity related instruments

and Gold Exchange Traded Funds and gold related instruments.

Peerless Equity Fund

(An Open Ended Equity Scheme) Capital appreciation over long term.

Investment in Equity & equity related securities diversified over various

sectors.

Peerless Midcap Fund

(An Open Ended Equity Scheme) Capital appreciation over medium to long term.

Investment in Equity & equity related securities of midcap companies.

Peerless Long Term Advantage Fund

(An Open Ended Equity Linked Savings Scheme) Capital appreciation over long term.

Investment in Equity & equity related Instruments.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

FACTSHEET - Essel Finance AMC Limitedname few are the equity linked savings scheme (ELSS) or a...

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