DEAR HOME OWNER

If your are no longer satisfied with your payment, or loan modification, or the loan is higher than the value of your home. What are you WAITING FOR? A BANKRUPTCY is not necessary!

DECIDE FOR A SHORT SALE, IT IS COMPLETELY FREE

SEE THE ADVANTAGES OF A SHORT SALE VERSUS FORECLOSURE.

PROMBLEMSS FORECLOSURE SHORT SALE

Future Loans Not eligible for purchase of newhome for the next 5 to 7 years.

home for the next 5 to 7 years.Is eligible to purchase your home in thenext 2 years or less ..

Privacy Shall disclose in any applicationwhen prompted.

Remains private.Not revealed in your credit

Credit PointsYou can lower your score between 250-500points on your credit report.

You can lower your score between 50-111 points on your credit report.

Future employment Could not qualify for a Newemployment. Is not reported

Credit history Stays on your credit score for10 years.

It is held in credit byleast 10 years.

Trial of Dept The bank could hold you liable for the whole amount

The bank could pursue thetotal debt of a foreclosure.

Loan Interest Always have a higher interest ofnormal. Is reported on your credit.

BENEFITS OF A SHORT SALE

If a short sale does not happen can be considerate of a Deed in Lieu of foreclosure, when the property is returned to the Bank.

Debt relief is mandatory and allows homeowners stay out of debt.

Up to $ 3,000.00 for moving expenses if applicable. It copletamente FREE in your pocket.

HAFA (Affordable Home Foreclosure Alternatives). Is a program designed to help homeowners who can not continue on their properties to make the payments.

Property must be primary residence to make the payments.

The first loan must be before January 1, 2009.

If you already are behind on the payment of the loan or foresee hardships.

The bank balance must be less than $ 729,750.00 for a single property. Higher balances for Owners of 2 to 4 properties.

Payment of the Loan exceed 31% of the salary of the owner (s)

WHO QUALIFY FOR A SHORT SALE:

ACT NOW!, DO NOT HESITATE ON ACQUIRING ASSISTANCE AND KNOWLEDGE ON YOUR OPTIONS. CALL FOR A FREE

EVALUATION1605 W. Olympic Blvd #403

Tel: (213) 388-4350 Cell: (213)300-6811

Mauricio Mendoza Broker Lic #01112602