E-BUSINESS

About ExpressPay

What We Offer

Business Model

Revenue Projections

AGENDA:

Touch Solutions Incorporated

Sagesoft Solutions Incorporated

TOUCH GROUP

Touch Solutions Japan

TOUCH SOLUTIONS, INC.

IT company that has been operating for more than 10 years.

A leader in the Open Source IT arena

PSE Registered

Publicly-listed Corporation (TSI:PM) IPO – Dec. 2011 – Raised P100 M

TOUCH SOLUTIONS, INC.

Partners:

TOUCH SOLUTIONS, INC.

Partial List of Clients:

SAGESOFT SOLUTIONS, INC.

Official Distributor of:

SAGESOFT SOLUTIONS, INC.

Partial List of Clients:• Goodyear Steel Pipe Corporation• Colgate-Palmolive• Kimberly-Clark Philippines• Wella• Wyeth Pharmaceuticals• Marubeni Energy Services Corporation• Masagana Gas Corporation• Binalot• Bounty Fresh • Congo Grille• Gerry’s Grill

• Crown Asia• Discovery Suites• ABS-CBN Bayan Foundation• ABS-CBN Film Productions • ABS-CBN • Broadcasting/Interactive• The Generics Pharmacy• Southstar Drug• IBM• Magsaysay-Mitsui O.S.K • Marine, Inc.• Wan Hai Lines Limited• Dunlop Slazenger Group • Kodak Philippines Limited

Anson UyChairman

-One of the leaders in open source services in the Philippines and has introduced the use of enterprise grade Linux and other open source software to the country’s top companies as well as small and medium enterprises. -Spearheads the Open Source Arena for BPOs through the establishment of TSI Japan.

-President of Touch Group of Companies

Allen has extensive experience in product and business development, solutions packaging, and project implementation gained from various fields such as international manpower services, investments, banking, and I.T. Solutions. His knowledge in electronic and mobile commerce is valuable in delivering customized solutions to its target markets. He graduated from De La Salle University.

Allen MasenonPresident

BOARD OF DIRECTORS

Branches: 400+ Nationwide and GROWING

WE OFFERA Ready-to-Operate

COMPUTER, PRINTER & INTERNET CONNECTION

6 - in – 1

Franchise Business• TRAINING• HELPDESK

• MARKETING SUPPORT

MONEY TRANSFER

BILLS PAYMENT

E – LOADING

TICKETING & TOUR PACKAGES

XP MARKET PLACE

X-Pack and LBC Courier

E-BUSINESS FRANCHISE FEATURES

An Integrated Online e-Payment System

A Single Funding Account

To Maximize the Earning Potential of Your Fund

Detailed Reports

A Growing Service Portfolio

More Services/Revenue

Streams to come

REMITTANCE:

Over 8 MILLION OFWs, about a tenth of the Population

2009 Remittance = US$17.348 BILLION, up by 5.4% from 2008 figures

• 2011 = over US$20 BILLION

Domestic Remittance

E-BUSINESS OPPORTUNITIES

A. DOOR- TO-DOOR CASH DELIVERYB. BRANCH PICK-UP

C. CREDIT TO BANK ACCOUNTMetroBank,BPI,BDO,LandBank,PNB,etc..

D. VISA CASH CARDRemittance CardATM CardDebit CardNo Maintaining Balance Requirements24/7, Real Time Card Loading System

DOMESTIC MONEY TRANSFER

Expresspay Branches (400+ Nationwide) Expresspay-to-Mlhuillier (1,000+ Nationwide) Expresspay-to-LBC (1,000+ Nationwide) Expresspay-to-Smart Padala (4,000+ Nationwide) Expresspay-to-Prime Asia (198 Nationwide) Expresspay-to-Globe GCASH (3,000+ Nationwide)

14

LOWEST RATESBRANCH PICK-UP

AMOUNT FEE10 - 100.00 6.00

100.01 - 200.00 12.00200.01 - 300.00 18.00300.01 - 400.00 22.00400.01 - 500.00 28.00500.01 - 600.00 33.00600.01 - 700.00 36.00700.01 - 800.00 39.00800.01 - 1,000.00 40.00

1,000.01 - 1,500.00 50.001,500.01 - 2,000.00 70.002,000.01 - 2,500.00 90.002,500.01 - 3,000.00 100.003,000.01 - 3,500.00 120.003,500.01 - 4,000.00 130.004,000.01 - 5,000.00 150.005,000.01 - 6,000.00 180.006,000.01 - 6,500.00 210.006,500.01 - 9,500.00 220.009,500.01 - 10,000.00 225.00

10,000.01 - 14,000.00 230.0014,000.01 - 20,000.00 260.0020,000.01 - 30,000.00 280.0030,000.01 - 40,000.00 340.0040,000.01 - 50,000.00 390.00

CASH CARDAMOUNT FEE

500.00 - 1,000.00 35.001,001.00 - 1,500.00 55.001,501.00 - 2,000.00 70.002,001.00 - 2,500.00 90.002,501.00 - 3,000.00 105.003,001.00 - 3,500.00 125.003,501.00 - 4,000.00 140.004,001.00 - 4,500.00 160.004,501.00 - 5,000.00 175.005,001.00 - 5,500.00 195.005,501.00 - 6,000.00 210.006,001.00 - 6,500.00 230.006,501.00 - 7,000.00 245.007,001.00 - 7,500.00 265.007,501.00 - 8,000.00 280.008,001.00 - 8,500.00 300.008,501.00 - 9,000.00 315.009,001.00 - 9,500.00 335.009,501.00 - 10,000.00 350.00

10,001.00 - 50,000.00 370.00

INTERNATIONAL REMITTANCE

INTERNATIONAL REMITTANCE SERVICE Pay-Out Center for Expresspay partners:

o I-Remit

o EEC (No. 1 in Taiwan)

o Coinstar Money Transfer (138 Countries)

Assuming we have service charge of Php. 100

Php. 100(service charge) x 33%= Php. 33.00

Php 33 x 20 transactions/day= Php. 660.00/day

Php.660 x 30days= Php. 19,900.00/month

INCOME PROJECTIONLOCAL AND INTERNATIONAL

Outlet will earn 33% of the service charge of sending and 33% of pay-out

AMOUNT OUTLET EXPRESSPAY MLHULLIER FEE

P3,000.00 33.33 33.33 33.33 100

E-BUSINESS OPPORTUNITIES

E-LOAD: Philippines is the “Text Capital of the

World”, which sends about 350 to 400 million SMS DAILY, more than all the SMS volumes of European countries, America, and China combined.

There are currently more than 60 million cellular phone subscribers in the

country: 60% for Smart, 30% for Globe and 10% for Sun Cellular.

80% are PREPAID subscribers

Sell over 200 types of prepaide-loads, call cards, gaming, internet, and phone cards without the inventory.

11% - Smart 10% - Sun 8% - Globe

INCOME PROJECTIONAMOUNT EXPRESSPAY OUTLET DISCOUNT

Smart P30 0.60 3.30 3.90

SMART: 500x11%x30 = Php.1, 650GLOBE: 500x8% x30= Php.1, 200SUN: 500x10%x30 = Php.1, 500TOTAL: 4,350/month (income of an outlet)

SELL E-LOAD: 500 PER DAY

1 Retailer = Php. 1,000x20 RETAILERS20,000 X 2% = 400400x30days = 12,000 (income of an outlet)

SELLING LOAD-WALLET

Total Income = 16, 350/Month

Process payment of Over130 major bills, i.e. Utilities,Telecommunications, Cable TV, Credit Cards, Insurance, etc..Accept payments

fora. Meralco Past

Dueb. SSSc. NSO Documents

BILLS PAYMENT

Billers Intended Collections/

Payments

CABLE / INTERNETCable Link Internet/Cable Utility bill

- Bacoor Cable TV Internet/Cable Utility bill

- Cable Internet Internet/Cable Utility bill

- Imus Cable TV Internet/Cable Utility bill

- Las Pinas Cable TV Internet/Cable Utility bill

- Manila 1 Internet Internet/Cable Utility bill

- Manila 2 Internet Internet/Cable Utility bill

- Muntinlupa Cable TV Internet/Cable Utility bill

- Paranaque Cable TV Internet/Cable Utility bill

- Pasay Cable TV Internet/Cable Utility bill

- Pasig Internet Internet/Cable Utility bill

- Pateros Internet Internet/Cable Utility bill

- Taguig Cable TV Internet/Cable Utility bill

CIGNAL Internet/Cable Utility bill

Destiny Cable Internet/Cable Utility bill

Planet CATV Internet/Cable Utility Bill

PLUSCABLE Network Internet/Cable Utility bill

Skycable Internet/Cable Utility bill

- Brightmoon Cable Internet/Cable Utility bill

- Cavite Cable Internet/Cable Utility bill

- Discovery Cable Internet/Cable Utility bill

- HM Cable Internet/Cable Utility bill

- Home Lipa Cable Internet/Cable Utility bill

- Isla Cable Internet/Cable Utility bill

- Pilipino Cable Internet/Cable Utility bill

- Suburban Cable Internet/Cable Utility bill

- Tarlac Cable Internet/Cable Utility bill

Wi-Tribe Internet/Cable Utility bill

Billers Intended Collections/ Payments

UTILITIES

Meralco Electric Utility Bill

Meralco Past Due Electric Utility Bill

Davao Light (DLPC) Electric Utility Bill

Visayan Electric Co., Inc Electric Utility Bill

Easy Trip Toll fees

E-Pass Skyway Toll fees

ePrime Business Solutions Water Utility Billing

First Peak Water Utility Billing

Manila Water Co., Inc Water Utility Billing

Maynilad Water Utility Billing

Primewater Water Utility Billing

Sta. Lucia Watersystem Water Utility Billing

Subic Water Water Utility Billing

TELECOMS

Bayantel Phone Utility Billing

Digitel Mobile Phils (SUN) Phone Utility Billing

Digitel Communications Phone Utility Billing

Eastern Telecoms Phone Utility Billing

Globe Handyphone Phone Utility Billing

Globe Quest Phone Utility Billing

Globelines Phone Utility Billing

Innove Phone Utility Billing

Piltel Phone Utility Billing

PLDT Phone Utility Billing

- Clark Tel Phone Utility Billing

- Cruz Telco Phone Utility Billing

- Mara Tel Phone Utility Billing

- PhilCom Phone Utility Billing

- Subic Tel Phone Utility Billing

Smart Phone Utility Billing

SmartBRO Phone Utility Billing

Billers Intended Collections/ Payments

LOAN PAYMENTS

Chinatrust Salary Stretch Loan Amortization

Citibank Savings Loan Loan Amortization

Citifinancial Corporation Loan Amortization

Citystate Savings Loan Loan Amortization

HSBC Personal Loan Loan Amortization

Golden Haven Memorial Loan Amortization

Norkis Financial Loan Amortization

Optimum Bank Loan Amortization

PSBank Loans Loan Amortization

StandardChartered EZ Loan Loan Amortization

SUMISHO Motor Loan Loan Amortization

UNISTAR Motor Loan Loan Amortization

SCHOOLS / UNIVERSITIES

Ateneo de Manila School Charges and Fees

DBTC INC - CEBU School Charges and Fees

La Salle Greenhills School Charges and Fees

Miriam College School Charges and Fees

USJ - R School Charges and Fees

CHARITABLE INSTITUTIONS

Bantay Bata Donations/ Charity

Church of Jesus Christ Donations/ Charity

FEBC Philippines Donations/ Charity

Piso Para Sa Pasig Donations/ Charity

Resources for the Blind Donations/ Charity

World Vision Donations/ Charity

OTHERS

Alabang Country Club, Inc. Association dues

British Embassy Visa fee

CARISSA Real Estate Monthly Dues

Cashsense E-Wallet Loading

Cebu Pacific Airplane Ticket Purchase

Chinatrust VISA Card Prepaid VISA Card Loading

Directories Phils Corp Subscription Fee

I.O.S. Marketing Corp. Monthly Dues of Suppliers

IPM Realty Real Estate Monthly Dues

Knowledge Channel Subscription Fee

MyDestiny SBC Subscription Fee

PAFP/ Family Physicians Pofessional Monthly Dues

Rockwell Residential Association dues

Billers Intended Collections/ Payments

CREDIT CARDS

AIG Visa/MC Credit Card Billing

Allied Bank / PNB Credit Credit Card Billing

Bankard MC/VISA/JCB Credit Card Billing

BDO Credit Card Credit Card Billing

Citibank VISA/ MC Credit Card Billing

East West Card Credit Card Billing

HSBC Cards Credit Card Billing

Metrobank/ PSBank Card Credit Card Billing

SBCards Diners/MC Credit Card Billing

StandardChartered VISA/MC Credit Card Billing

Union Bank Visa Credit Credit Card Billing

GOVERNMENT SERVICES

NSO Helpline Plus Government Service

SSS Cont - Farmers & Fisherman Contributions

SSS Cont - Non working Spouse Contributions

SSS Cont - OFW Contributions

SSS Cont - Self Employed Contributions

SSS Cont - Voluntary Contributions

INSURANCE

Fortune Care Insurance Premium

Fortune Life Insurance Premium

Great Life Financial Insurance Premium

GREPALIFE Insurance Premium

Manila Memorial Park Insurance Premium

Manulife Chinabank Insurance Premium

Manulife Financial Plans Insurance Premium

Manulife Philippines Insurance Premium

Paramount Life Insurance Premium

Pioneer Life Inc. Insurance Premium

PNB Life Insurance, Inc. Insurance Premium

Prudentialife Plans, Inc. Insurance Premium

Prulife U.K. Insurance Insurance Premium

Sun Life of Canada Phils Insurance Premium

INCOME PROJECTION

ASSUMING:You have at least 2,500 Households under the vicinity of the area. Each household have at least 3 to 5 bills.

2,500 Households x 3 Bills = 7,500 Bills

7, 500 Bills x P3.00 = P22, 500.00 income/month

EXPRESSPAY OUTLET FEE/PLDT3.50 3.50 7.00

TICKETING & BOOKING

Sell Tickets for Local & International Airlines

2GO Travel(Negros Navigation, Super Ferry, Cebu Ferries, Super Cat).

TICKETING/BOOKING (Domestic & International)

INCOME PROJECTION

DOMESTICOutlets can earn 300.00 per ticket.Assuming: One-way20 tickets sold x P300.00 Service Charge = P6, 000.00/month

INTERNATIONALOutlets can earn P1000.00 per ticket.Assuming:20 tickets sold x P1000.00 = P20, 000.00 income/month

TOTAL INCOME = P 26,000.00/month

Book Local & International Hotels

Book Local & International Tour Packages

TRAVEL & TOUR PACKAGES

XPACK, a courier service that offers:

- SAME-DAY,

- insured parcel and cargo delivery

- with money back guarantee

- at rates that are lower than market standards.

COURIER

EXPRESSPAY COURIER OUTLET FEE

10.00 50.00 10.00 70.00

XP MARKET PLACE Expresspay has partnered directly with Distributors of

leading brands such as Nokia, Lenovo, Kingcom, Yamaha Motorcycles, Hanabishi, etc.

1M

1.5M

4.M

TOTAL = 7.7M

1.2M

NATIONAL DISTRIBUTOR

TRADITIONAL BUSINESS

BUSINESS MODELFRANCHISE FEE:Php 196,000.00/ BRANCHCONTRACT PERIOD: LIFETIME/AS LONG AS YOU WANT

Includes:REMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES, COURIER & XP MARKET PLACE

Set-up of branch and user accounts Training of authorized users (Max. of 2) User Manual One set of Forms Marketing Collaterals:

- Signage, Roll-up Banner, Posters, Flyers, etc. Marketing Support

- TV Advertorial, Promotions, etc. Helpdesk Franchise Territory

BUSINESS MODELSET UP FEE: Php 168,000.00/ BRANCHCONTRACT PERIOD: 5 YEARSIncludes:REMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES, COURIER & XP MARKET PLACE

Set-up of branch and user accounts Training of authorized users (Max. of 2) User Manual One set of Forms Marketing Collaterals:

- Signage, Roll-up Banner, Posters, Flyers, etc. Marketing Support

- TV Advertorial, Promotions, etc. Helpdesk Franchise Territory

BUSINESS MODELFRANCHISE FEE: Php 50,000.00/ BRANCHCONTRACT PERIOD: 1 YEARIncludes:REMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES, COURIER & XP MARKET PLACE

Set-up of branch and user accounts Training of authorized users (Max. of 2) User Manual One set of Forms Marketing Collaterals:

- Signage, Roll-up Banner, Posters, Flyers, etc. Marketing Support

- TV Advertorial, Promotions, etc. Helpdesk Franchise Territory

Computer, Printer, Internet Connection and Weighing Scale

Remittance Agent Registration with BSP

Funding:For Domestic

Min. of Php 10,000.00 (Revolving Fund)For International

Min. of Php 50,000.00 (Revolving Fund)

WHAT DO YOU NEED?

BENEFITS 6 Full-Blown Business in 1

Trusted & Stable IT Company VERY LOW Start up Cost User Friendly transactions Risk-free transactions Additional Sources of Income– Minimal Overhead Expenses

Generates more store traffic /new members

Excellent Investment/ FAST ROI

FEASIBILITY STUDY

• REMITTANCE.....................................Php.19,900.00• LOADING .............................Php.16,300.00• BILLS PAYMENT......................Php. 22,500.00• TICKETING................................Php. 26,000.00• TRAVEL AND TOURS..............Php. 15,000.00• COURIER..................................Php. 10,000.00• ONLINE SHOP..........................Php. 10,000.00

• TOTAL GROSS INCOME...................Php.119,700.00• RENT/ELECTRIC/WATER.................Php. 25,000.00• STAFF................................................Php. 15,000.00

• NET INCOME...................Php. 79,700.00/MONTH• 3-6MONTHS.....................RETURN OF

INVESTMENT

EXCLUSIVE OFFERMULTIPLE BRANCH PACKAGES:

DISCOUNTS:

A. 5 BRANCHES: PHP10,000.00 / BRANCHB. 10 BRANCHES: PHP20,000.00 / BRANCHC. 15 OR MORE BRANCHES:

PHP30,000.00 / BRANCH

DOWN PAYMENT PROGRAM FOR

( TEAM TWIN BOOSTER ONLY)DOWNPAYMENT: Php 15,000.00

NOTE: FOR EXPRESSPAY LIFETIME PACKAGE ONLY(196K )

CONTRACT PERIOD: LIFETIMEIncludes:SYSTEM WHICH INCLUDESREMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES (TEAM TWIN BOOSTER SYSTEM)

CREATION OF SYSTEM & user accountsHelpdeskPhp 15,000 WORTH OF PRODUCTSTRAININGLIFETIME BUSINESS/EARN 100K/MONTHFRANCHISE REFERRAL INCENTIVES INCOME=Php2,500 FOR 50K /5,000 FOR 168K / 7,500 FOR 196K