Exploring MF in SSA & Into to BwB Work in SSA - April 20

8/12/2019 Exploring MF in SSA & Into to BwB Work in SSA - April 20

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Martin GitariRegional Program Officer - Sub Saharan Africa

Bankers without Borders


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Outline

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Introduction - BwB

Poverty Landscape - Africa

Projects Executed in Africa

AEMFI and 5 MFIs

Upcoming Projects

Summary

Q&A


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BwB - Introduction

Bankers without Borders is Grameen Foundations Skilled Based Volunteer

initiative;

Using volunteers, we assist Microfinance Institutions (MFI), technology for

development organizations (T4D), including Grameen Foundation, and Social

Enterprises (SE) serving poor people to more effectively and efficiently achievetheir social missions.

J.P. Morgan $3 Million, 3-Year Commitment to Expand Program

To date:

More than 600 volunteers have served on more than 300 projects;

Donated more than 65,000 hours of service, worth more than $5 million in total;

Assisted Grameen Foundation programs and departments as well as 45 MFIs and

social enterprises in 18 countries;


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Africas Poverty Landscape

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%

SSA is the only region where

economic conditions have not

improved over the past 30 years.

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%

%

%

%

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%

SSA is only 14% of the developing

worlds population yet it accounts for

20% of thepoorand almost 30% of

extreme poverty.

The combination of rapidpopulation

growth and economic stagnation has

made SSA the only region where

absolute poverty is growing.


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Where We Focus

KenyaKenyaKenyaKenya

UgandaUgandaUgandaUganda

op aop aop aop aGhanaGhanaGhanaGhana

NigeriaNigeriaNigeriaNigeria

1. Increasing Access to Finance

for the Poor and Poorest

2. Providing Access toInformation

3. Strengthening People and

Organizations


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Overview of MF sector27 MFIs (2010)

Loans: 84.7m (USD, 2010)

A/Borrowers: 576,885 (2010)Deposits: 57.9m (USD, 2010)

Depositor: 665,947 (2010)

27 MFIs (Regulated, 2010)

Loans: 1.2b (USD, 2010)

A/Borrowers: 1.2m (2010)Deposits: 1.5b (USD, 2010)

Depositors: 7.3m (2010)

25 MFIs

Loans: 256.5m (USD, 2010)

A/Borrowers: 279,693 (2010)Deposits: 309.4m (USD, 2010)


enya

22 MFIs (2010)

Loans: 108.5m (USD, 2010)

A/Borrowers: 706, 356(2010)

Deposits: 70.4m (USD, 2010)


Ethiopia

58 MFIs (2010)

Loans: 81.2m (USD, 2010)

A/Borrowers: 212, 225(2010)

Deposits: 69.5m (USD, 2010)

Depositors: 561,225 (2010

Ghana


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Prioritization Factors for Focus Countries

PovertyPovertyPovertyPovertyConcentrationConcentrationConcentrationConcentration

There is a high concentration of poverty;

The business environment is conducive to

growth and innovation;

Optimal ImpactICTICTICTICT

OpportunitiesOpportunitiesOpportunitiesOpportunities

FinancialFinancialFinancialFinancialInclusionInclusionInclusionInclusion

BusinessBusinessBusinessBusinessEnvironmentEnvironmentEnvironmentEnvironment

The reach of financial services are limited;

Capacity exists to harness Grameen

Foundations product solutions (through

mobile technology and other services)


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AppLab Uganda/Grameen Foundation - Uganda

Community Knowledge Worker (CKW) ProgramCollect information

Provide information


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Volunteering in Uganda

Business Strategy Review and Implementation

Client: Applab Uganda

Region: Kampala - Uganda

Project Hours Contributed: Approx 2000 Hrs

ona e a or a ue: o e e erm ne

BwB Volunteers on Project: Chris Smith (Canada)

Project Scope: Review organization strategies and activities for a period of one (1) year with special focus on

Business Development, Account Management, Exit Strategy, Marketing and New Program Development.

Impact: Improved marketing communication and facilitate excellent relations with all stakeholders mainly

clients, government, donors, partners and staff

Project Status: In Progress


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Using mobile phones to increase the quantity and quality of

antenatal care in Ghana.

MOTECH Program/Grameen Foundation - Ghana

Funded by Bill & Melinda Gates FoundationFunded by Bill & Melinda Gates Foundation


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Volunteering in Ghana

Business Development and Processes Review

Client: MOTECH Ghana

Region: Accra & Awutu Senya District

Project Hours Contributed: 1320hrs

Donated Labor Value: $96000

w o un eers on ro ec : yn a ar on w zer an

Project Scope:

Re-evaluate and improve MOTECH materials and approach for training Ghana Health Service staff at the

district and health facility level on MOTECH.

Re-evaluate the call center policy and operational practices, and how these interact with field processes.

Assist the team to document lessons learned through the replication of MOTECH in another district.

Assist the team to develop a funding proposal for phase 2 of MOTECHImpact: Smoother and more efficient support and orientation processes

Project Status: Successfully completed

Volunteers testimony:I see the developing world and its issues with a new set of eyes! The experience has

been one of the most rewarding of my life to date.


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Volunteering in Kenya

PPI Certification

Client: BOMA Project

Region: Northern Kenya

Project Hours Contributed: 85Hrs

Donated Labor Value: $ 4250

w o un eers on ro ec : co e o an

Project Scope: Matched Volunteer will travel to Kenya to certify the use of the PPI Tool at Boma Project

Impact: Certification is offering PPI users an opportunity to be officially recognized by Grameen Foundation as

accurately administering and producing transparent PPI results. This certification will be recognized by

industry bodies and investors alike. For the organization itself this certification can lead to enhanced social

performance transparency, improve relationships with external stakeholders, recognition within the

microfinance industry, and even receiving favorable terms from socially focused investors.


Volunteer Testimonial: to see the important work being done by BOMA and the positive effects it has had

on the Laisamis community has been an inspiring, humbling and heartwarming experience


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Alliance Partnership Program

Partner: Association of Ethiopian Microfinance Institutions (AEMFI)

Location: Ethiopia

Objectives are, to:

Enhance the capacity of select MFI to reach and serve more financially excluded persons in Ethiopia;

Enhance AEMFIs capacity to serve its members;

Increase internal operational efficiency of the local institutions using improved business processes and

technology;

Train and equip MFIs with new financial forecasting tools and knowledge;

Increase use of volunteers consultants in MF sector.


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MIS Project in Ethiopia

MIS Needs Assessment AEMFI Ethiopia

Client: BwB and AEMFI

Region: Addis Ababa, Ethiopia (Sub-Saharan Africa Region)

Project Hours Contributed: 48hrs

Donated Labor Value: $3600

w o un eers on ro ec : co e en

Project Scope: Identify MIS needs and IT backgrounds of 5 MFIs in Addis Ababa. Deliver MIS Project Planand Report;

Impact: Defined MIS projects targeting 5 MFIs in Addis Ababa



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Project Areas in Ethiopia

Management Information System

(MIS)

Scope MIS requirements of 5 MFIs;

Help align MFIs processes to their business goals;

Define a roadmap for MIS; not implementing MIS.

Financial Projection Modeling

(FPM)

Scope FPM requirements of 5 MFIs;

Implement and offer training on FPM tool;

Im rove MFIs use of internal FIN data in decision

Improve operational efficiencies and reduce costs.Help AEMFI recruit MIS Program Officer

making;

Improve MFI sustainability and scalability goals.


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Upcoming Projects

Alliance Partnership Program:

AEMFI and 5 MFIs based in Addis Ababa, Ethiopia;

, , ,

2-MFIs, 1-SE and 1 non-profit in Kenya - Simple(101hrs) engagements;

MOTECH and AppLab in Ghana and Uganda respectively - Simple and Complex projects (onsite +

remote);

Next steps: - Check regular updates on the web or write directly to Banker without Borders.


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Ayeekooooo & Thank You!

Exploring MF in SSA & Into to BwB Work in SSA - April 20

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