Ethical & Islamic Crowdfunding - AlHuda CIBEalhudacibe.com/gimf2016/images/presentations/Umar...

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The contents herein are property of Ethis Pte Ltd, and may not be reproduced without prior written approval. Ethical & Islamic Crowdfunding For Social Finance 2016 EthisVentures.com #IslamicCrowdfunding

Transcript of Ethical & Islamic Crowdfunding - AlHuda CIBEalhudacibe.com/gimf2016/images/presentations/Umar...

Page 1: Ethical & Islamic Crowdfunding - AlHuda CIBEalhudacibe.com/gimf2016/images/presentations/Umar Munshi.pdf · Crowdfunding Platform focused on Social Impact Developments Award-winning

The contents herein are property of Ethis Pte Ltd, and may not be reproduced without prior written approval.

Ethical & Islamic CrowdfundingFor Social Finance

2016

EthisVentures.com #IslamicCrowdfunding

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Islamic Social Finance

Loans MicrofinanceCharity InvestmentCharitable

Endowment

Qard Hassan

Empowerment for development

needs

Sedaqah

To remove suffering and for

urgent needs

MudharabahMurabaha

IjarahCirculate

Growth Capital sustainably

Waqf

Protect assets & cash for social

needs

Providing for Human Financial Needs Sustainably and Equitably

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ExampleAffordable Housing on Waqf Land

with 30 year lease

Low Income

Destitute

Commercial Developers

Govt & CSR

Investment Funds

SedaqahCash Waqf

Fund development & construction30 year lease

Qard Hassan

Profit

Capital

Profit + Capital

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What is Crowdfunding/P2P?

An online funding marketplace

using the internet to gather funds for a defined purpose

When a large number of people from ‘the crowd’ give small

contributions, it becomes possible to raise large amounts of

funding for various purposes

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Crowdfunding for Good

1. Equitable: Not banks - investment financing, not debt. Share risks and returns.

2. Lower Cost: Financial institutions have expensive infrastructure & human resources.

3. Empowerment: Investors choose the projects they like based on their values & interests.

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Crowdfunding for Good (2)

4. Engagement: Better understand investees. Real-time and video updates of projects.

5. Fairness: Transparent information and disclosures presented in clearly

6. Market pressure: The best get funded based on appeal. Creates healthy competition.

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Crowdfunding Variations

Philanthropic Investment

Donations Reward Debt/Profit-Sharing Equity

charity pre-purchase earn from projects ownership

civic/social discounts/gifts provides capital tradeability

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Ethis Ventures #IslamicCrowdfunding

builds, invests in & supports

Niche Islamic Crowdfunding

World’s 1st Islamic Real Estate Crowdfunding Platform focused on Social Impact Developments

Award-winning Islamic SME P2P platform focused on Murabaha asset-financing

World’s first Licensed Islamic P2P Platform in Malaysia. Launching 2017.

World’s 1st Global Waqf Crowdfunding platform, founding patron is Tun Abdullah Badawi

Donation-based Crowdfunding platform to serve the MWT Alliance and its programs

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‘Investment Club develops Affordable Housing in Indonesia using Crowdfunding’Berita Harian, Singapore

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Funding of Construction of Houses for Flood Victim for Govt Contractor in Malaysia

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The future?

‘Islamic Crowdfunding perfectly complements the Islamic Finance industry, due to its focus on community and its ability to engage the masses’

- Umar Munshi

‘Nothing can be closer to Islamic Finance

than Crowdfunding’

- Sheikh Dr Ali Elgary @ WIBC 2015

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Plugged into the Islamic

Economy

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Get Involved

1. Budget start small and diversify

2. Objectivemonetary and social/religious

3. Interest & Comfortwhich campaign to support

Spread & Share!

From S$10

From S$500

From S$1,000

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