Mr. BhaskarRao Kothawade

Director, Maharashtra Urban Bank Federation Ltd. ,Mumbai

Mr. Ajay Brahmecha

Director, Maharashtra Urban Bank Federation Ltd. ,Mumbai

Mr. Piyush Somani

Managing Director, ESDS Software Solution Pvt. Ltd. , Nashik

ESDS Company Profile

ESDS Timeline

Industry Presence

Why Core Banking?

Benefits of Core Banking

Implementation

Why ESDS for Core Banking?

Customers

Partners

Contents

•Pioneer in providing a product and service portfolio designed to help organizations transform their online presence.

7+ years•S

ervicing 35,000 customers across 3 continents.

35,000+ clients

•Over 300 employees across 10 locations .

300+ employees

Global Leadership

•Government, Banking, Finance, IT, Education, Manufacturing, Tourism, Telecom, Health, GIS

10 industries

•Offering Datacenter Solutions

•Web Hosting Solutions

•Research & Development

•eGovernance & M-Governance

•ERP/SAP Implementation

5 business verticals

Domain FocusGreen IT Infrastructure '10Government of Maharashtra

• Only Datacenter with Green IT Infrastructure in Maharashtra.

• ISO 9001:2008, ISO 27001:2005 and ISO 20000-1:2005 certified.

• Rated as SE 1A by Crisil.

• CMMi level 3 certification in progress.

• Multiple CSR Initiatives completed successfully.

Company Profile

IT Enterprises '09 (Special Award)Government of Maharashtra

Award for Best IT Enabled Services-‘11

2012201020092008200720062005

2005ESDS Software Solution was born. Primary focus was to provide technical support to web hosting companies from UK & USA

2006ESDS took over eUK Host, Bodhost and Webhosting.uk.com ,all loss making companies based out of US & UK

2007ESDS turned around the companies into multi million dollar profit making units

2008The decision to set up a World Class Data center was taken, work began towards building India’s only Green Data center

2009ESDS gave India its first Fully Managed Data center offering turnkey managed solutions

2010ESDS sets up offices in Delhi & Pune to strengthen its Pan India presence

ESDS Timeline

2011

2011ESDS gave world’s first intelligent Cloud Computing platform – eNlight

Industry Presence

• Datacenter Services• Web Hosting• Cloud computing• Disaster Recovery• DC Turnkey Solution

Datacenter

• Core Banking Implementation

• Mobile Banking• Banking infrastructure• Online Billing System

Banking & Finance

• E-Governance• M-Governance• Solution Consultancy• PDS Automation• ERP Implementation

Government

• Health Information

system

• Hospital Infrastructure

• Patient Management

Health

• Online Examination System

• College Management System

• eUniversity• eLearning

Education

• GIS• Survey• Portal Development• VOIP• IT Consulting

Others

Drawbacks of Manual Banking System

Solution – Core Banking

Need for Core Banking

Challenges faced by Cooperative Banks

Customer’s view getting Fragmented

Duplication and redundancy of data and paper work

Unable to Provide Services like ATM, Mobile Banking, Internet Banking, etc

Lack of Governance or Control on the Bank Staff

Tiresome Financial Audits due to Limited MIS

Severe Interfacing Issues between different branches

Drawbacks of Manual Banking System

Decentralized Operations and Processes

Non agreement of Balances

No debit / credit card facility

Lack of Data storage and security

Lack of Real time processing

No Unique Identification of Clients

What’s the Solution?

Core Banking Transformation of Banking with IT

The BUZZ….

• Growing competition in Banking and Finance Sectors• Threat of Substitute Services eg. EMI, interest rates, etc

Growing Competition

• Low customer satisfaction• Luxury and convenience

Customer Satisfaction

• All Nationalised banks already implementing Core Banking as per RBI pursuance

RBI Pursuance

• In par with Nationalised Bank

Recognition

• New Generation demanding instant services• High demand for Anywhere, Anytime Services

Advancement in Technology – Mobile, Internet, etc

Why do you need Core Banking ?

High CAPEX High OPEX Security Concerns

Network Design

Hiring Technical Experts Monitoring of Data flow

Branch to Branch Integration

Regular Training of Staff

Maintenance of H/w and S/w

Audit Compliances Obsolete Hardware

Challenges faced by Co-operative Banks

ESDS’ Solution

For

Core Banking

Global Footprint

Presence in Major Global

markets

Emerging Market Depth

Data Center with

Managed Services

Tier 3 Datacenter

24x7 Support

Technical Expertise

Engineering expertise in

System, Network, & Data Admin

Infrastructure experts for PAC, Power, UPS, DG,

Fire Suppression

Advanced Technologies

Cloud Computing

Storage Virtualisation

Excellent Track

Record

99.95% of Uptime Record

High speed and

Redundant network

Partners and

Alliances

Partnership with Big IT

Giants

OEM, H/w, S/w,

Network

ESDS’ Solution for Core Banking

Adopting Best Practices, Carefully Avoiding Traditional Mistakes

Analyze Project Requirements Project Plan Network and

Topology Design

Power Architecture

Setup

Implement Hosting

Security for Router,

Connectivity

Software Implementation

Disaster recovery on Cloud – Logical and

Natural

Provision of FM Staff

Training to end user Maintenance Long Term

Support

Our Implementation Approach

Build Your Own Data Center

Or

Outsource Services to ESDS

Data Center

Scalability

Availability

Connectivity

Support

Cost of Ownership

• Creation, management and supervision of a DC is complicated & time consuming.

• Sudden business expansions sometimes make on-time DC expansion difficult

• ESDS ensures flexibility of expansion when the business needs grow.

Build Hosted at ESDS

• 100% resource availability for a DC requires huge maintenance in terms of resources thus escalating costs.

• ESDS DC relieves you from the worries of 100% uptime that is guaranteed without extra costs.

• Connectivity for redundancy will have to be built, requiring huge investment, to be borne by the company.

• Power and bandwidth challenges

• Multiple cost-effective options for internet connectivity are available the DC has all the major Internet service providers. Class B ISP.

• Ready setup with 99.95% Uptime Record

• Expensive to maintain & retain trained professionals to managed DC facility

• Trained experts will provide uninterrupted support 24/7.

• The resources are optimized across a huge facility hence cost of support charged is minimal.

• Involves huge capital investment and huge regular recurring variable cost for maintenance of space which would also include unused space blacked for expansion.

• All your DC cost is converted into variable cost with a flexibility to expand as business grows.

• The cost to build is manifold as compared to the cost to outsource.

Data Center- Build Vs Outsource

ESDS Data Center Facility

DC Monitoring Tools

Server Automation

Network Security with

firewalls

Redundant Network

Electric Circuit Design

Fire Suppression

System

3 Layer Physical Security

ESDS Data Center

Managed Hosting

Cloud Services

Storage Solutions

Banking Solutions

Hosted ERP Solutions

Hosted Email Solutions

HPC Solutions

Offered Services

• Total Size -- 10,000 Sq. ft.

• launched on Feb 2010

• Phase 2 – Launching in Indore and Delhi

Space

• 1500 KVA of power from onsite substation.

• Transformers & N+1 HVAC Systems

• 2N +1 Redundant UPS System & DG Set

• High Power density up to 14 KVA / rack

Power

• VESDA Fire Detection & FM200 based fire suppression systems

• ISO 27001 Certified

• Guards with CCTV Monitoring 24x7

• Biometric & ID Card Access Control

• Firewall & IPS in HA Model

Security

• Meet Me Room with multiple carrier connectivity

• Internet Bandwidth from Multiple Providers

• Redundant Routers & Switches (Core , Distribution & Access Layer)

Connectivity

• Centralized Building Management System (BMS)

• Best in class IT equipment health monitoring solutions

• 15 seat Command Center manned by Certified resourced 24x7 for Service Delivery

Monitoring

State-of-the-art Data Center

• Graphical N/W map

• Network Device

Mgmt

• Remote

Configuration

• Auto Server

Labelling

• IP Pool Management

• Configuration

Backups

• Auto Discovery of

Networks

• Server Overview

• Bandwidth Usage

• Power Cycle

• OS Install/ Re-Install

• KVMoIP Request

• Request IP Address

• Server Monitoring

• Alerts

• ISP Monitoring

• Rack Monitoring

• Switch Port

Monitoring

• UPS Monitoring

• IP/ Subnet

Monitoring

• Server Deployment

‘s Unique Features

eMagic for Network Monitoring

Intelligent

High Performance

Physical Scaling

Pre-paid System

Intuitive Control Panel

Unlimited Resources

• Protection from Physical Server Failure

• Pre-paid billing system

• User Control Panel to manage cloud

• On Demand Server provisioning &

deletion

• No restriction on Resource usage

• Single Control Panel to manage multiple

DC Servers

• Automatic Resource scaling for enhanced

performance

• Capable of adjusting Resources without

any downtime

eNLight Cloud for Cost Efficiency

Unique Features

Data Centre

Disaster Recovery Site

RegulatorsGovt. Agencies

Delivery Channels

Inter-Bank Systems

(RTGS, SFMS, SWIFT etc)

Bank Offices

Core Banking Architecture

ESDS Suite of Products and

Services for

Core Banking

End-to-End Solution

Consultancy Services

Maximus Switch Solution

Card & PIN Services

CBS &TBA Implementation

Interfacing with Bank CBS/TBA

ATM & Kiosk Systems Supply

Server Infrastructure

Disaster Recovery System

ATM Switch Advantages

Vendor Independence

Highly cost-effective solution for banks not opting for EFT switches.

Low cost ATM solution for rural branches of national banks and for Regional Rural Banks

Remote monitoring of all the terminals connected in the cluster is possible

Freedom to acquire ATMs of different makes for expansion

Connect different terminals like ATMs, Kiosks, Tellers and POS in the same cluster

Extensive transaction journals and audit logs

ATM Switch Features

Software based PIN Management

Uses DES/3DES encryption standards for Data security.

Features like ATM configuration and Screen configuration

Transactions logs are maintained for future reference and maintenance

Reversal mechanism

SMS Alerts

Support for online as well as offline transactions.

Online Transaction Monitoring Tools are available.

Daily/Periodical Transaction reports can be generated.

Multiple ATMS can be controlled and monitored simultaneously.

Built-in interface for NDC / DDC terminal protocols

Support for different type of Card Reader (DIP/Motorized)

Support for Various terminals like ATMs, CDs, Internet Kiosks etc…

Support for multi-lingual screens.

Simultaneous Support for Track 2 and Track 3 Cards

Support for Biometric ATMs.

Support for ISO 8583 /ISBS formats.

Connectivity through TCP/IP or ODBC or Flat file system.

Support for connectivity to other banks network and VISA/Master Gateway

Card Management System

Instant Card Issuance and activation

PIN generation and PIN Entry

Printing, Embossing, Encoding done with a multi color printer

Issue of Card can be done at Branch level

Tremendous reduction in logistic related expenses by avoiding the need of mailing Card and PIN

Increased customer satisfaction

Easy handling of loss-of-cards and credit enhancements

InfoXchange & ATHMA

Automated retrieval of Electronic Journal data. Storage of EJs centrally

Track solicited, un-solicited alerts from the Switch

Real time alerts relating to ATM device health and Supplies status with onscreen dashboards reporting & SMS, email alerts.

Quick resolution of issues for specific ATM transaction inquiries

ATM transaction data maintained in a sortable, readable format

SMS Banking Solution

Convenience –Users can perform transactions at their convenience.

Accessibility –In essence, it brings the information to the customer instead of the customer to the information.

Portability –Can be done from any GSM / CDMA phone.

Saves time –Time saving, due to automation of the service delivery channel and there is no human intervention.

Automated Cheque Deposit Solution

Acceptance of deposit of single / multiple cheques

Capture of the image and digital signing on the captured image

Capture of the drawee account details and amount

Better customer service by giving an acknowledgement for deposit of cheque.

Enables banks to reduce the time for manual collection of cheques.

Facilitates better and quicker reconciliation of cheques

ATM and ATM Switch Architecture

Application Server

Database Server

Internal Banking Server

Database Server

Mobile Banking Server

ATM Interface

Keyboard & Monitor

Network Switch

FirewallRouter

ATM/ POS Switch

Internet Banking

Mobile Banking

ATM

Call CenterFire Alarm System

CCTV Monitoring

Datacenter Network Architecture

Internet Banking

Security

» Total regime of user ID & Password based access control» Control Mechanism for over 1000 Functionalities» User level wise monetary limits for passing of different types» Access control on Terminal ID

» History maintenance for user creation/ changes, parameter modification, master creation/ changes, transaction corrections

» Printing of audit trail at any time on selective basis

» Within Intranet, it works under SSL encryption on browser, running on IP» For all other communication on WAN under Public- Private key encryption

High Security at Multiple Levels

Access restricted to Authorized User only

Biometric Login for users

Encryption for password and required fields using 3DES and AES Security Encrytion methods

User Access Control

Audit Trail

Communication level

Secure

Restricted Access

Biometrics

Encryption

Corporate Social Responsibility

Our Valued Customers

Our Partners

0

Thank You