Escort Growth Plan

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INTRODUCTION

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INTRODUCTION

A Systematic Investment Plan (SIP) is a vehicle offered by mutual funds to help

you save regularly.It is just like a recurring deposit with the post office or bank

where you put in a small amount every month. The difference here is that the

amount is invested in a mutual fund.

The minimum amount to be invested can be as small as Rs 100 and the frequency

of investment is usually monthly or quarterly.

An SIP allows you to take part in the stock market without trying to second-guess

its movements.

An SIP means you commit yourself to investing a fixed amount every month. Let's

say it is Rs 1,000. When the NAV is high, you will get fewer units. When it drops,

you will get more units. { NAV : Net Asset Value , or the price of one unit of a

fund. Can be computed as follows : NAV = [ market value of all the investments

in the fund + current assets + deposits - liabilities ] divided by the number of units

outstanding.}

Date NAV Approx number of units

you will get at Rs. 1000

Jan 1 10 100

Feb 1 10.5 95.23

Mar 1 11 90.90

Apr 1 9.5 105.26

May 1 9 111.11Jun 1 11.5 86.95

Within six months, you would have 5,89.45 units by investing just Rs 1,000 every

month.

SIP SCORE

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It makes you disciplined in your savings. Every month you are forced to keep

aside a fixed amount. This could either be debited directly from your account or

you could give the mutual fund post-dated cheques.

As you see above, it helps you make money over the long term. Since you get

more units when the NAV drops and fewer when it rises, the cost averages out

over time. So you tide over all the ups and downs of the market without any

drastic losses.

Also, a number of mutual funds do not charge an entry load if you opt for an SIP.

This fee is a percentage of the amount you are investing. And if you do not exit

(sell your units) within a year of buying the units, you do not have to pay an exit

load (same as an entry load, except this is charged when you sell your units).

If, however, you do sell your units within a year, you would be charged an exit

load. So it pays to stay invested for the long-run.

The best way to enter a mutual fund is via an SIP. But to get the benefit of an SIP,

think of at least a three-year time frame when you won't touch your money.

Of course you would lose money if your units lost value over time.

There are two ways in which you can invest in a mutual fund.

1. A one-time outright payment

If you invest directly in the fund, you just hand over the cheque and you get your

fund units depending on the value of the units on that particular day.

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Let's say you want to invest Rs 10,000. All you have to do is approach the fund

and buy units worth Rs 10,000. There will be two factors determining how many

units you get.

Entry load

This is the fee you pay on the amount you invest. Let's say the entry load is 2%.

Two percent on Rs 10,000* would Rs 200. Now, you have just Rs 9,800 to invest.

NAV

The Net Asset Value is the price of a unit of a fund. Let's say that the NAV on the

day you invest is Rs 30.

So you will get 326.67 units (Rs 9800 / 30).

2. Periodic investments

This is referred to as a SIP.

That means that, every month, you commit to investing, say, Rs 1,000 in your

fund. At the end of a year, you would have invested Rs 12,000 in your fund.

Let's say the NAV on the day you invest in the first month is Rs 20; you will get

50 units.

The next month, the NAV is Rs 25. You will get 40 units.

The following month, the NAV is Rs 18. You will get 55.56 units.

So, after three months, you would have 145.56 units. On an average, you would

have paid around Rs 21 per unit. This is because, when the NAV is high, you get

fewer units per Rs 1,000. When the NAV falls, you get more units per Rs 1,000.

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How to invest in a mutual fund

Load in Funds

An exit load is a fee you pay the fund when you sell the units, just like the entry

load is a fee you pay when you buy the units.Initially, funds never charged an entry load on SIPs. Now, however, a number of

them do.

You will also have the check if there is an exit load. Generally, though, there is

none. Also, if there is an entry load, an exit load will not be charged.

An exit load may be charged if you stop the SIP mid-way. Let's say you have a

one-year SIP but discontinue after five months, then an exit load will be levied.

These conditions will wary between mutual funds.

MINIMUM INVESTMENT AMOUNT IN SIP

If you do a one time investment, the minimum amount that you have to invest is

Rs 5,000.

If you invest via an SIP, the amount drops. Each fund has their own minimum

amount. Some may keep it at least Rs 500 per month, others may keep it as Rs

1,000.

Cool funds for a hot market

INVESTMENT PERIOD AND TIME TO INVEST

It would depend on the fund.

Some insist the SIP must be done every month. Others give you the option of

investing once in three months or once in six months.

They also give fixed dates. So you will get the option of various dates and you will

have to choose one. Let's say you are presented with these dates: 1, 10, 20 or 30.

You can pick any one date.

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If you pick the 10th of the month, then on that day, the amount you have decided

to invest in the fund has to be credited to your mutual fund.

METHOD OF PAYMENT

You can opt for the Electronic Clearance Service from your bank; this means the

mutual fund will, as per your instructions, debit a certain amount from your

account every month.

Let's say you have a SIP of Rs 1,000 every month and you have chosen to invest in

it on the 10th of every month. Under this option, you can instruct your mutual

fund to directly debit your bank account of Rs 1,000 on the due date.

If you don't have the required money in your account, then for that month, no units

will be allocated to you. But, if this continues periodically, the mutual fund will

discontinue the SIP. You need to check with each mutual fund what their

parameters are.

Alternately, you can give cheques to your mutual fund. In this case, they may ask

for five Post Dated Cheques upfront with your first investment.

Since these cheques are dated ahead of time, they cannot be processed till the date

indicated.

The importance of choosing the right funds

PERIOD OF SIP

Yes. You will have to state whether you want it for a year or two years, etc. If,

during the course of this period, you realise you cannot continue with the SIP, all

you have to do is inform the fund 15 days prior to the payout.

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The SIP will be discontinued. You can continue to keep your money with the fund

and withdraw it when you want.

FUNDS WHICH ARE SIPNo. Liquid funds, cash funds and floating rate debt funds do not offer an SIP.

These are funds that invest in very short-term fixed-return investments. Floating

rate debt funds invest in fixed return investments where the interest rate moves in

tandem with interest rates in the economy (just like a floating rate home loan).

All types of equity funds (funds that invest in the shares of companies), debt funds

(funds that invest in fixed-return investments) and balanced funds (funds that

invest in both) offer a SIP.

TAX IMPLICATIONS

Let's say you have invested in the SIP option of a diversified equity fund.

If you sell the units after a year of buying, you pay no capital gains tax. If you sell

if before a year, you pay capital gains tax of 10%.

Let's say you invest through a SIP for 12 months: January to December 2009.

Now, in February 2010, you want to sell some units.

CAPITAL GAINS TAX IN MUTUAL FUNDS

The system of first-in, first-out applies here. So, the amount you invest in January

2009 and the units you bought with that money, will be regarded as the units you

sell in February 2010.

For tax purposes, the units that you sell first will be considered as the first units

bought.

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HOW WILL AN SIP HELP?

When you buy the units of a fund, you may do so when the NAV is really high.

For instance, let's say you bought the units of a fund when the bull run was at its

peak, leading to a high NAV.

If the market dips after that, the value of your investments falls and you may have

to wait for a long while to make a return on your investment. But, if you invest via

a SIP, you do not commit the error of buying units when the market is at its peak.

Since you are buying small amounts continuously, your investment will average

out over a period of time.

You will end up buying some units at a high cost and some units a lower price.

Over time, your chances of making a profit are much higher when compared to an

one-time investment.

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BENEFITS OF SYSTEMATIC INVESTMENT PLAN

Power of compounding: The power of compounding underlines the essence

of making money work if only invested at an early age. The longer one

delays in investing, the greater the financial burden to meet desired goals.

Saving a small sum of money regularly at an early age makes money work

with greater power of compounding with significant impact on wealth

accumulation.

Rupee cost averaging: Timing the market consistency is a difficult task.

Rupee cost averaging is an automatic market timing mechanism that

eliminates the need to time one's investments. Here one need not worry

about where share prices or interest are headed as investment of a regular

sum is done at regular intervals; with fewer units being bought in a

declining market and more units in a rising market. Although SIP does not

guarantee profit, it can go a long way in minimizing the effects of investing

in volatile markets.

Convenience: SIP can be operated by simply providing post dated cheques

with the completed enrolment form or give ECS instructions. The cheques

can be banked on the specified dates and the units credited into the

investor's account. The SIP facility is available in the Principal Income

Fund, Monthly Income Plan, Child Benefit Fund, Balanced Fund, Index

Fund, Growth Fund, Equity fund and Tax Savings Fund.

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SIP features :

Disciplined investing is vital to earning good returns over a longer time frame.

Investors are saved the bother of identifying the ideal entry and exit points from

volatile markets. SIP options such as equity, debt and balanced schemes offer arange of investment plans. While there is no entry load on SIP, investors face an

exit load if the units are redeemed within a stipulated time frame. The success of

your SIP hinges on the performance of your selected scheme.

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MUTUAL FUND CONCEPT

A Mutual Fund is a trust that pools the savings of a number of investors who share

a common financial goal. The money thus collected is then invested in capitalmarket instruments such as shares, debentures and other securities. The income

earned through these investments and the capital appreciation realized are shared

by its unit holders in proportion to the number of units owned by them. Thus a

Mutual Fund is the most suitable investment for the common man as it offers an

opportunity to invest in a diversified, professionally managed basket of securities

at a relatively low cost. The flow chart below describes broadly the working of a

mutual fund:

Mutual Fund Operation Flow Chart

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ORGANISATION OF A MUTUAL FUND

There are many entities involved and the diagram below illustrates the

organizational set up of a mutual fund:

Organization of a Mutual Fund

ADVANTAGES OF MUTUAL FUNDS

The advantages of investing in a Mutual Fund are:

Professional Management

Diversification

Convenient Administration

Return Potential

Low Costs

Liquidity

Transparency

Flexibility

Choice of schemes

Tax benefits

Well regulated

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FREQUENTLY USED TERMINOLOGY

Net Asset Value (NAV)

Net Asset Value is the market value of the assets of the scheme minus its

liabilities. The per unit NAV is the net asset value of the scheme divided by

the number of units outstanding on the Valuation Date.

Sale Price

Is the price you pay when you invest in a scheme. Also called Offer Price.

It may include a sales load.

Repurchase Price

Is the price at which a close-ended scheme repurchases its units and it may

include a back-end load. This is also called Bid Price.

Redemption Price

Is the price at which open-ended schemes repurchase their units and close-

ended schemes redeem their units on maturity. Such prices are NAV

related.

Sales Load

Is a charge collected by a scheme when it sells the units. Also called,

Front-end load. Schemes that do not charge a load are called No Load

schemes.

Repurchase or Back-end Load

Is a charge collected by a scheme when it buys back the units from the unit

holders.

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Schemes according to Maturity Period:

A mutual fund scheme can be classified into open-ended scheme or close-ended

scheme depending on its maturity period.

An open-ended fund or scheme is one that is available for subscription and

repurchase on a continuous basis. These schemes do not have a fixed maturity

period. Investors can conveniently buy and sell units at Net Asset Value (NAV)

related prices which are declared on a daily basis. The key feature of open-end

schemes is liquidity.

A close-ended fund or scheme has a stipulated maturity period e.g. 5-7 years. The

fund is open for subscription only during a specified period at the time of launch

of the scheme. Investors can invest in the scheme at the time of the initial public

issue and thereafter they can buy or sell the units of the scheme on the stock

exchanges where the units are listed. In order to provide an exit route to the

investors, some close-ended funds give an option of selling back the units to the

mutual fund through periodic repurchase at NAV related prices. SEBI Regulations

stipulate that at least one of the two exit routes is provided to the investor i.e.

either repurchase facility or through listing on stock exchanges. These mutual

funds schemes disclose NAV generally on weekly basis.

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TYPES OF MUTUAL FUND SCHEMES

Wide variety of Mutual Fund Schemes exist to cater to the needs such as financial

position, risk tolerance and return expectations etc. The table below gives an

overview into the existing types of schemes in the Industry.

Schemes according to Investment Objective:

A scheme can also be classified as growth scheme, income scheme, or balanced

scheme considering its investment objective. Such schemes may be open-ended or

close-ended schemes as described earlier. Such schemes may be classified mainly

as follows:

Growth / Equity Oriented Scheme

The aim of growth funds is to provide capital appreciation over the medium to

long- term. Such schemes normally invest a major part of their corpus in equities.

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Such funds have comparatively high risks. These schemes provide different

options to the investors like dividend option, capital appreciation, etc. and the

investors may choose an option depending on their preferences. The investors

must indicate the option in the application form. The mutual funds also allow theinvestors to change the options at a later date. Growth schemes are good for

investors having a long-term outlook seeking appreciation over a period of time.

Income / Debt Oriented Scheme

The aim of income funds is to provide regular and steady income to investors.

Such schemes generally invest in fixed income securities such as bonds, corporate

debentures, Government securities and money market instruments. Such funds are

less risky compared to equity schemes. These funds are not affected because of

fluctuations in equity markets. However, opportunities of capital appreciation are

also limited in such funds. The NAVs of such funds are affected because of

change in interest rates in the country. If the interest rates fall, NAVs of such

funds are likely to increase in the short run and vice versa. However, long term

investors may not bother about these fluctuations.

Balanced Fund

The aim of balanced funds is to provide both growth and regular income as such

schemes invest both in equities and fixed income securities in the proportion

indicated in their offer documents. These are appropriate for investors looking for

moderate growth. They generally invest 40-60% in equity and debt instruments.

These funds are also affected because of fluctuations in share prices in the stock

markets. However, NAVs of such funds are likely to be less volatile compared to

pure equity funds.

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Money Market or Liquid Fund

These funds are also income funds and their aim is to provide easy liquidity,

preservation of capital and moderate income. These schemes invest exclusively in

safer short-term instruments such as treasury bills, certificates of deposit,commercial paper and inter-bank call money, government securities, etc. Returns

on these schemes fluctuate much less compared to other funds. These funds are

appropriate for corporate and individual investors as a means to park their surplus

funds for short periods.

Gilt Fund

These funds invest exclusively in government securities. Government securities

have no default risk. NAVs of these schemes also fluctuate due to change in

interest rates and other economic factors as is the case with income or debt

oriented schemes.

Index Funds

Index Funds replicate the portfolio of a particular index such as the BSE Sensitive

index, S&P NSE 50 index (Nifty), etc these schemes invest in the securities in the

same weightage comprising of an index. NAVs of such schemes would rise or fall

in accordance with the rise or fall in the index, though not exactly by the same

percentage due to some factors known as "tracking error" in technical terms.

Necessary disclosures in this regard are made in the offer document of the mutual

fund scheme. There are also exchange traded index funds launched by the mutual

funds which are traded on the stock exchanges.

What are sector specific funds/schemes?

These are the funds/schemes which invest in the securities of only those sectors or

industries as specified in the offer documents. e.g. Pharmaceuticals, Software, Fast

Moving Consumer Goods (FMCG), Petroleum stocks, etc. The returns in these

funds are dependent on the performance of the respective sectors/industries. While

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these funds may give higher returns, they are more risky compared to diversified

funds. Investors need to keep a watch on the performance of those

sectors/industries and must exit at an appropriate time. They may also seek advice

of an expert.

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PROFILE OF THE

ORGANIZATIONS

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COMPANY PROFILE

SBI Funds Management Ltd. is the investment manager of SBI Mutual Fund. SBI

Mutual Fund has been constituted as a trust, sponsored by State Bank India. Today

the Fund has an investor base of over 2.8 million spread over 23 schemes. With a

large network of collecting branches and investor service centres, SBI Mutual

Fund constantly endeavors to get closer to its growing family of investors. SBI is

the largest public sector Bank in India with 8,836 branches all over India. SBI is

the leader in providing loans to trade & industry. It also provides related services,

which generate significant fee-based income. It has also identified project financeand consumer banking as key areas.

SBI Mutual Fund is Indias largest bank sponsored mutual fund and has an

enviable track record in judicious investments and consistent wealth creation.

The fund traces its lineage to SBI - Indias largest banking enterprise. The

institution has grown immensely since its inception and today it is India's largest

bank, patronised by over 80% of the top corporate houses of the country.

SBI Mutual Fund is a joint venture between the State Bank of India and Socit

Gnrale Asset Management, one of the worlds leading fund management

companies that manages over US$ 500 Billion worldwide.

In twenty years of operation, the fund has launched 38 schemes and successfully

redeemed fifteen of them. In the process it has rewarded its investors handsomely

with consistently high returns.

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A total of over 4.6 million investors have reposed their faith in the wealth

generation expertise of the Mutual Fund.

Schemes of the Mutual fund have consistently outperformed benchmark indicesand have emerged as the preferred investment for millions of investors and HNIs.

Today, the fund manages over Rs. 28500 crores of assets and has a diverse profile

of investors actively parking their investments across 36 active schemes.

The fund serves this vast family of investors by reaching out to them through

network of over 130 points of acceptance, 28 investor service centers, 46 investor

service desks and 56 district organisers.

SBI Mutual is the first bank-sponsored fund to launch an offshore fund

Resurgent India Opportunities Fund .

Growth through innovation and stable investment policies is the SBI MF credo.

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SBI MAGNUM EQUITY BASED SCHEMES

The investments of these schemes will predominantly be in the stock

markets and endeavor will be to provide investors the opportunity to benefit

from the higher returns which stock markets can provide. However they are

also exposed to the volatility and attendant risks of stock markets and hence

should be chosen only by such investors who have high risk taking

capacities and are willing to think long term. Equity Funds include

diversified Equity Funds, Sectoral Funds and Index Funds. Diversified

Equity Funds invest in various stocks across different sectors while sectoral

funds which are specialized Equity Funds restrict their investments only to

shares of a particular sector and hence, are riskier than Diversified Equity

Funds. Index Funds invest passively only in the stocks of a particular index

and the performance of such funds move with the movements of the index.

Magnum COMMA Fund

Magnum Equity Fund

Magnum Global Fund

Magnum Index Fund Magnum MidCap Fund

Magnum Multicap Fund

Magnum Multiplier Plus 1993

Magnum Sector Funds Umbrella

o MSFU - FMCG Fund

o MSFU - Emerging Businesses Fund

o MSFU - IT Fund

o MSFU - Pharma Fund

SBI Arbitrage Opportunities Fund

SBI Blue chip Fund

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SBI Infrastructure Fund - Series I

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DEBT FUNDS

Debt Funds invest only in debt instruments such as Corporate Bonds, Government

Securities and Money Market instruments either completely avoiding any

investments in the stock markets as in Income Funds or Gilt Funds or having a

small exposure to equities as in Monthly Income Plans or Children's Plan. Hence

they are safer than equity funds. At the same time the expected returns from debt

funds would be lower. Such investments are advisable for the risk-averse investor

and as a part of the investment portfolio for other investors.

Magnum Children`s Benefit Plan

Magnum Gilt Fund

Magnum Gilt Fund (Long Term)

Magnum Gilt Fund (Short Term)

Magnum Income Fund

Magnum Income Plus Fund

Magnum Income Plus Fund (Saving Plan)

Magnum Income Plus Fund (Investment Plan)

Magnum Insta Cash Fund

Magnum InstaCash Fund -Liquid Floater Plan

Magnum Institutional Income Fund

Magnum Monthly Income Plan

Magnum Monthly Income Plan Floater

Magnum NRI Investment Fund SBI Capital Protection Oriented Fund - Series I

SBI Debt Fund Series

SDFS 15 Months Fund

SDFS 90 Days Fund

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SDFS 13 Months Fund

SDFS 18 Months Fund

SDFS 24 Months Fund

SDFS 30 DAYS

SDFS 30 DAYS

SDFS 60 Days Fund

SDFS 180 Days Fund

SDFS 30 DAYS

SBI Premier Liquid Fund

SBI Short Horizon Fund SBI Short Horizon Fund - Liquid Plus Fund

SBI Short Horizon Fund - Short Term Fund

BALANCED FUNDS

Magnum Balanced Fund invest in a mix of equity and debt investments. Hence

they are less risky than equity funds, but at the same time provide commensurately

lower returns. They provide a good investment opportunity to investors who do

not wish to be completely exposed to equity markets, but is looking for higher

returns than those provided by debt funds.

Magnum Balanced Fund

Magnum NRI Investment Fund - FlexiAsset Plan

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COMPANY PROFILE OF

ESCORTS MUTUAL FUNDS

Escorts Mutual Fund is the premier Asset Management Company offering

Investment products across a broad cross-section of Financial Assests covering

both Debt and Equity. It was registered with Securities and Exchange Board of

India (SEBI) in 1996.The Company is the one of the earliest entrants into the

Indian Mutual Funds Industry.

It is associated with Escorts Group - with Escorts Limited as its FlagshipCompany,which is amongst India's leading corporations, operating in diverse

fields of Agri-Machinery,Construction and Railway Ancillaries and Financial

Services. The genesis of Escorts goes back to 1944 and over the decades, Escorts

has surged ahead and evolved into one of the India's leading conglomerates.The

group holds a great repute and trust amongst people.

Escorts Mutual Fund has been established as a trust in accordance with theprovisions of the Indian Trusts Act,1882 and the Deed of Trust dated 15th

April,1996 has been registered under the Indian Registration Act,1908.

Backed by one of the most trusted and valued brands in India, Escorts Mutual

Fund has earned the trust of lakhs of investors with its consistent performance and

excellent service.

Escorts Mutual Fund, has made impressive gains by constantly increasing its retail

client base over the years.We at Escorts Mutual Fund aim to provide best risk-

adjusted returns to our clients.The Escorts philosophy is centered on seeking

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consistent, long-term results. It aims at overall excellence, within the framework

of transparent and rigorous risk controls.

SERVICE:We offer a wide range of services to assist investors have a fulfilling and

rewarding financial planning experience with us. We have designed our services

keeping in mind the needs of our investors, giving them a smooth and hassle-free

financial planning process.

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PRODUCTS

Escorts Power & Energy Fund - Mission to ensure energy independent

country by 2030.The investment objective of the scheme is to provide

income distribution and/or medium to long-term capital gains by investing

predominantlyin ewuity/euity related instruments of the companies in the

Power/Energy Sector and/or Debt/Money-Market instruments.

Escorts Opportunities Fund - Launched in February 2001, Escorts

opportunities Fund (EOF), Designed to provide regular income. We invest

in well- diversified portfolio for both equity and debt. Also, in case of

equities, we as a matter of policy only invest in well researched large cap

stocks. Further to reduce the volatility in returns induced due to the equity

component, the fund aggressively uses derivatives by selling option. This

premium income received in the process not only reduces the volatility but

also enhances the risk adjusted return on the scheme. Through this

mechanism, we also partially hedge any potential downside in the portfolio

to the extent of premium received.

Escorts Income Plan - To generate current income by investing

predominantly in a well diversified portfolio of Fixed Income securities

with moderate risk levels. This income may be complemented by possible

Capital Appreciation.

Escorts Tax Plan - To generate Capital Appreciation by investing

predominantly in a well diversified portfolio of Equity Shares with growth

potential. This Income may be complemented by possible dividend and

other income.. Scheme Details

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Escorts Balanced Fund - To generate long term Capital Appreciation and

current income from a portfolio of equity & fixed income securities.

Escorts Growth Plan - To generate Capital Appreciation by investingpredominantly in a well diversified portfolio of Equity Shares with growth

potential. This income may be complemented by possible dividend and

other Income.

Escorts Gilt Plan - To generate income and capital appreciation through

investments in Government Securities . The aim is to generate returns

commensurate with minimal credit risk by investing in securities created

and issued by the Central Government and/or a State Government and/or

repos/reverse repos in such government securities as may be permitted by

RBI.

Escorts Liquid Plan - The primary investment objective of the scheme is to

provide income and liquidity consistent with the prudent risk from a

portfolio comprising of money market and debt instruments. This income

may be complemented by possible capital appreciation. The aim is to

optimize returns while providing liquidity.

Escorts Leading Sectors Fund - The investment objective of the scheme is

to provide capital apprecaition or income ditribution by investing in

companies from Leading Sectors, depending upon their growth prospects

and sustainability of future earnings growth.

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Escorts Income Bond - To generate income by investing predominantly in a

well diversified portfolio of Fixed Income ecuruities ith moderate risk

levels.This income may be complemented by possible CapitalAppreciation.

Escorts High Yield Equity Plan - To generate income by investing

predominantly in a well diversified portfolio of Fixed Income ecuruities ith

moderate risk levels.This income may be complemented by possible

Capital Appreciation.

Escorts Floating Rate Fund - To generate regular income through

investment in a portfolio comprising substantially of Floating Rate Debt

Securities (including floating rate securitized debt, Money Market

Instruments and Fixed Rate Debt Instruments swapped for floating rate

returns).The scheme shall also invest in Fixed Rate Debt Securities

(including fixed rate securitized debt, Money Market Instruments and

Floating Rate Debt Instruments swapped for fixed returns.

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OBJECTIVES OF THE

STUDY

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OBJECTIVES OF THE STUDY

Primary Objective:

To compare systematic investment plan and one time investment plans of

SBI Mutual Funds and Escort Mutual funds on the basis of returns

To analyze the investors view towards both systematic investment plans

and one time investment plans of

Secondary Objective:

To compare Systematic Investment plans & one time investment plans on

the basis of their risk.

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RESEARCH

METHODOLOGY

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RESEARCH METHODOLOGY

The word research methodology comes from the word advance learners

dictionary meaning of research as a careful investigation or inquiry speciallythrough search for new facts in any branch of knowledge for example some

authors have defined research methodology as systematized effort to gain new

knowledge.

Research Methodology can consider research as movement, a movement from the

known to the unknown. The term Research methodology is an academic activity

and as such the term should be used in technical sense. According to Clifford

Woody research comprises defining and redefining problems, formulating

hypothesis or suggested solutions, collecting, organizing and evaluating data,

making deduction and reaching conclusions and then testing of the conclusion to

determine whether they fit the in the formulating hypothesis.

Research is thus an original contribution to the existing stock of knowledge

Making for its advancement it is the pursuit of the truth with the help of the study,

observations, comparison and experiment.

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TYPES OF RESEARCH

The various types of research are :

Descriptive : Descriptive Research includes survey and fact finding

enquiries of different kinds. The major purpose of descriptive research is

description of the state of affairs as it exists at present. In social science and

business research we quite often use the term Ex-Post Factor research for

descriptive research studies.

Analytical Research : According to analytical research the researcher has

to use facts or information already available and analyse these to make a

critical evaluation of the material. Applied Research : Aims at findings a solution for an immediate problem

facing a society or an industrial/business organisation.

Fundamental Research : Aims at mainly concerned with generalization

and with the formulation of a theory.

Quantitative Research : Quantitative Research is based on the

measurement of quality or amount. It is applicable to Phenomena that can

be expressed in terms of quality.

Qualitative Research : Qualitative Research is concerned on the

measurement qualitative phenomenon i.e. relating to or involving quality or

kind. For instant when we are interested in investigating the reasons for

human behaviour.

The study conducted is a conclusive descriptive statistical study. Conclusive

because after conducting the study the researcher comes to a decision which is

precise and rational.

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TOOLS OF ANALYSIS

To know the response. I have used the questionnaire method in sample survey. If

one wishes to find what people think or know, the logical procedure is to ask

them. This has led researchers to use the questionnaire technique for collecting

data more than any other method.

In this method questionnaire were distributed to the respondents and they were

asked to answer questions in the questionnaire. The questionnaires were structured

non-disguised questionnaire because the questions, which the questionnaire

contained, were arranged in a specific order besides every question asked were

logical for the study, no question can be termed as irrelevant.

The questionnaire, were non-disguised because the questionnaire were constructed

so that the objective is clear to the respondent. The respondents were aware of the

objective. They knew why they were asked to fill the questionnaire.

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DATA COLLECTION

PRIMARY DATA SOURCES

Through interaction with investors

SECONDARY DATA SOURCES:

Through internet, various official site of AMCs

Through pamphlets and brochures of the companies.

Journals & Magazine

Source of Data for this project primary & secondary. In reference to the theoretical

concept as well as for information are collected through secondary sources from

paper published material i.e. newspaper, journal and magazine & from printed

electronic media i.e. internet websites. The primary data was collected through

questionnaire filled from the respondents.

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SAMPLE SIZE

The method used for sample technique was non probability convenience

sampling method. This method was used because it was not know previously as to

whether a particular person will be asked to fill the questionnaire. Convenient

sampling is used because only those people were asked to fill the questionnaires

who were easily accessible and available to the researcher.

100 customers.

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LIMITATIONS OF STUDY

Limitation of the present study can be summarized below :

The respondents were limited and cannot be treated as the whole population.

The respondents may be biased.

Time was the major constraint.

The accuracy of indications given by the respondents may not be consider

adequate

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DATA ANALYSIS

&

INTERPRETATION

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DATA ANALYSIS & INTERPRETATION

ESCORT GROWTH PLAN

Date NAV SIP Units SIP Amount One time

Investment1-Apr-10 70.906 14.1023833 1000 12000

5-Apr-10 72.109 14.1023833 1016.908758 12202.90509

6-Apr-10 72.876 14.1023833 1027.725286 12332.70343

7-Apr-10 73.594 14.1023833 1037.850797 12454.20956

8-Apr-10 73.064 14.1023833 1030.376534 12364.5184

9-Apr-10 73.602 14.1023833 1037.963616 12455.56339

12-Apr-10 74.738 14.1023833 1053.983923 12647.80708

13-Apr-10 74.972 14.1023833 1057.283881 12687.40657

15-Apr-10 75.721 14.1023833 1067.846566 12814.15879

16-Apr-10 75.14 14.1023833 1059.653081 12715.83698

19-Apr-10 74.658 14.1023833 1052.855733 12634.26879

20-Apr-10 75.218 14.1023833 1060.753067 12729.03681

21-Apr-10 76.135 14.1023833 1073.684953 12884.21943

22-Apr-10 76.711 14.1023833 1081.807926 12981.69511

23-Apr-10 76.941 14.1023833 1085.051474 13020.61768

26-Apr-10 77.598 14.1023833 1094.31674 13131.80087

27-Apr-10 77.602 14.1023833 1094.373149 13132.47779

28-Apr-10 76.416 14.1023833 1077.647722 12931.77267

29-Apr-10 76.868 14.1023833 1084.022 13008.264

30-Apr-10 77.429 14.1023833 1091.933437 13103.20124

3-May-10 76.878 27.10966408 2084.136755 13009.95628

4-May-10 76.053 27.10966408 2061.771282 12870.34269

5-May-10 75.708 27.10966408 2052.418448 12811.95882

6-May-10 75.761 27.10966408 2053.85526 12820.92794

7-May-10 74.406 27.10966408 2017.121665 12591.62318

10-May-10 75.844 27.10966408 2056.105362 12834.97391

11-May-10 75.157 27.10966408 2037.481023 12718.71386

12-May-10 75.127 27.10966408 2036.667733 12713.637

13-May-10 75.528 27.10966408 2047.538709 12781.4976714-May-10 74.924 27.10966408 2031.164471 12679.2836

17-May-10 74.419 27.10966408 2017.474091 12593.82316

18-May-10 74.984 27.10966408 2032.791051 12689.43731

19-May-10 72.795 27.10966408 1973.447997 12318.99591

20-May-10 72.755 27.10966408 1972.36361 12312.22677

21-May-10 71.852 27.10966408 1947.883583 12159.41334

24-May-10 72.069 27.10966408 1953.766381 12196.13595

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25-May-10 70.787 27.10966408 1919.011791 11979.18488

26-May-10 71.46 27.10966408 1937.256595 12093.07573

27-May-10 72.084 27.10966408 1954.173025 12198.67438

28-May-10 72.962 27.10966408 1977.975311 12347.25709

31-May-10 73.14 27.10966408 1982.800831 12377.37978

1-Jun-10 72.31 40.93900587 2960.299515 12236.920042-Jun-10 72.84 40.93900587 2981.997188 12326.6112

3-Jun-10 73.642 40.93900587 3014.83027 12462.33253

4-Jun-10 73.645 40.93900587 3014.953087 12462.84022

7-Jun-10 72.515 40.93900587 2968.692011 12271.6119

8-Jun-10 72.272 40.93900587 2958.743832 12230.48935

9-Jun-10 72.531 40.93900587 2969.347035 12274.31956

10-Jun-10 73.035 40.93900587 2989.980294 12359.61077

11-Jun-10 73.393 40.93900587 3004.636458 12420.19461

14-Jun-10 73.933 40.93900587 3026.743521 12511.57806

15-Jun-10 74.066 40.93900587 3032.188409 12534.08546

16-Jun-10 74.303 40.93900587 3041.890953 12574.19264

17-Jun-10 74.588 40.93900587 3053.55857 12622.42279

18-Jun-10 74.257 40.93900587 3040.007759 12566.40812

21-Jun-10 74.996 40.93900587 3070.261684 12691.46806

22-Jun-10 74.948 40.93900587 3068.296612 12683.34509

23-Jun-10 75.156 40.93900587 3076.811925 12718.54463

24-Jun-10 75.209 40.93900587 3078.981693 12727.51375

25-Jun-10 74.85 40.93900587 3064.28459 12666.76068

28-Jun-10 75.75 40.93900587 3101.129695 12819.06642

29-Jun-10 75.174 40.93900587 3077.548827 12721.59075

30-Jun-10 75.487 40.93900587 3090.362736 12774.5593

1-Jul-10 75.112 54.25281642 4075.037547 12711.09858

2-Jul-10 75.093 54.25281642 4074.006743 12707.88323

5-Jul-10 75.043 54.25281642 4071.294102 12699.4218

6-Jul-10 75.331 54.25281642 4086.918914 12748.15964

7-Jul-10 75.123 54.25281642 4075.634328 12712.96009

8-Jul-10 75.528 54.25281642 4097.606718 12781.49767

9-Jul-10 75.965 54.25281642 4121.315199 12855.45057

12-Jul-10 76.28 54.25281642 4138.404836 12908.7575813-Jul-10 76.863 54.25281642 4170.034228 13007.41785

14-Jul-10 77.139 54.25281642 4185.008006 13054.12495

15-Jul-10 77.337 54.25281642 4195.750063 13087.63221

16-Jul-10 77.487 54.25281642 4203.887986 13113.0165

19-Jul-10 77.525 54.25281642 4205.949593 13119.44719

20-Jul-10 77.662 54.25281642 4213.382229 13142.6315

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21-Jul-10 78.176 54.25281642 4241.268176 13229.615

22-Jul-10 78.065 54.25281642 4235.246114 13210.83063

23-Jul-10 78.025 54.25281642 4233.076001 13204.06149

26-Jul-10 77.742 54.25281642 4217.722454 13156.16979

27-Jul-10 77.987 54.25281642 4231.014394 13197.6308

28-Jul-10 78.056 54.25281642 4234.757838 13209.3075729-Jul-10 78.387 54.25281642 4252.71552 13265.32224

30-Jul-10 78.488 54.25281642 4258.195055 13282.41433

2-Aug-10 79.292 66.87013089 5302.266418 13418.47412

3-Aug-10 79.494 66.87013089 5315.774185 13452.6583

4-Aug-10 79.321 66.87013089 5304.205652 13423.38175

5-Aug-10 79.896 66.87013089 5342.655977 13520.6882

6-Aug-10 79.818 66.87013089 5337.440107 13507.48837

9-Aug-10 80.894 66.87013089 5409.392368 13689.57834

10-Aug-10 80.387 66.87013089 5375.489212 13603.77944

11-Aug-10 80.426 66.87013089 5378.097147 13610.37935

12-Aug-10 80.47 66.87013089 5381.039432 13617.82541

13-Aug-10 80.874 66.87013089 5408.054965 13686.19377

16-Aug-10 80.738 66.87013089 5398.960628 13663.17868

17-Aug-10 80.677 66.87013089 5394.88155 13652.85573

18-Aug-10 81.509 66.87013089 5450.517498 13793.65393

19-Aug-10 81.697 66.87013089 5463.089083 13825.4689

20-Aug-10 81.773 66.87013089 5468.171213 13838.33028

23-Aug-10 82.174 66.87013089 5494.986135 13906.19095

24-Aug-10 81.648 66.87013089 5459.812447 13817.1767

25-Aug-10 80.757 66.87013089 5400.23116 13666.39402

26-Aug-10 81.046 66.87013089 5419.556628 13715.30109

27-Aug-10 80.255 66.87013089 5366.662354 13581.44126

30-Aug-10 80.189 66.87013089 5362.248926 13570.27218

31-Aug-10 79.789 66.87013089 5335.500873 13502.58074

1-Sep-10 80.683 12.39464551 1000.037184 13653.8711

2-Sep-10 81.401 12.39464551 1008.936539 13775.37724

3-Sep-10 81.607 12.39464551 1011.489836 13810.23833

6-Sep-10 82.383 12.39464551 1021.108081 13941.55972

7-Sep-10 82.506 12.39464551 1022.632623 13962.374848-Sep-10 82.414 12.39464551 1021.492315 13946.80581

9-Sep-10 82.818 12.39464551 1026.499752 14015.17416

13-Sep-10 83.298 12.39464551 1032.449182 14096.40389

14-Sep-10 82.985 12.39464551 1028.569658 14043.43534

15-Sep-10 83.1 12.39464551 1029.995042 14062.89663

16-Sep-10 82.78 12.39464551 1026.028756 14008.74348

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17-Sep-10 83.798 12.39464551 1038.646505 14181.01819

20-Sep-10 84.289 12.39464551 1044.732276 14264.10943

21-Sep-10 83.29 12.39464551 1032.350025 14095.05006

22-Sep-10 82.994 12.39464551 1028.68121 14044.9584

23-Sep-10 83.337 12.39464551 1032.932573 14103.00381

24-Sep-10 83.931 12.39464551 1040.294993 14203.525627-Sep-10 84.117 12.39464551 1042.600397 14235.00212

28-Sep-10 83.918 12.39464551 1040.133862 14201.32562

29-Sep-10 83.794 12.39464551 1038.596926 14180.34128

30-Sep-10 84.123 12.39464551 1042.674765 14236.01749

1-Oct-10 85.011 24.15797196 2053.693354 14386.29248

4-Oct-10 84.94 24.15797196 2051.978138 14374.27725

5-Oct-10 85.354 24.15797196 2061.979539 14444.33789

6-Oct-10 86.066 24.15797196 2079.180015 14564.82866

7-Oct-10 85.612 24.15797196 2068.212296 14487.99887

8-Oct-10 85.109 24.15797196 2056.060836 14402.87689

11-Oct-10 85.935 24.15797196 2076.015321 14542.65971

12-Oct-10 85.75 24.15797196 2071.546096 14511.35242

13-Oct-10 86.48 24.15797196 2089.181415 14634.8893

14-Oct-10 86.17 24.15797196 2081.692444 14582.42843

15-Oct-10 85.383 24.15797196 2062.68012 14449.24552

18-Oct-10 85.371 24.15797196 2062.390224 14447.21478

19-Oct-10 85.341 24.15797196 2061.665485 14442.13792

20-Oct-10 85.174 24.15797196 2057.631104 14413.87675

21-Oct-10 86.058 24.15797196 2078.986751 14563.47483

22-Oct-10 86.393 24.15797196 2087.079672 14620.16641

25-Oct-10 86.657 24.15797196 2093.457376 14664.84276

26-Oct-10 86.617 24.15797196 2092.491057 14658.07361

27-Oct-10 86.45 24.15797196 2088.456676 14629.81244

28-Oct-10 85.666 24.15797196 2069.516826 14497.13722

29-Oct-10 85.322 24.15797196 2061.206484 14438.92258

1-Nov-10 85.911 35.79805846 3075.447001 14538.59822

2-Nov-10 86.293 35.79805846 3089.121859 14603.24355

3-Nov-10 86.339 35.79805846 3090.76857 14611.02806

4-Nov-10 86.785 35.79805846 3106.734504 14686.504028-Nov-10 87.514 35.79805846 3132.831288 14809.87167

9-Nov-10 87.516 35.79805846 3132.902885 14810.21013

10-Nov-10 88.514 35.79805846 3168.629347 14979.10027

11-Nov-10 87.645 35.79805846 3137.520834 14832.04061

12-Nov-10 86.363 35.79805846 3091.627723 14615.08955

15-Nov-10 85.801 35.79805846 3071.509214 14519.98308

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16-Nov-10 84.529 35.79805846 3025.974084 14304.7243

18-Nov-10 84.456 35.79805846 3023.360826 14292.37061

19-Nov-10 83.04 35.79805846 2972.670775 14052.74291

22-Nov-10 83.055 35.79805846 2973.207746 14055.28134

23-Nov-10 83.055 35.79805846 2973.207746 14055.28134

24-Nov-10 82.745 35.79805846 2962.110348 14002.8204825-Nov-10 81.21 35.79805846 2907.160328 13743.05458

26-Nov-10 78.746 35.79805846 2818.953912 13326.07531

29-Nov-10 79.485 35.79805846 2845.408677 13451.13524

30-Nov-10 80.716 35.79805846 2889.476087 13659.45565

1-Dec-10 82.437 47.92809396 3951.048282 13950.69807

2-Dec-10 83.382 47.92809396 3996.340331 14110.61909

3-Dec-10 81.97 47.92809396 3928.665862 13871.66831

6-Dec-10 81.648 47.92809396 3913.233016 13817.1767

7-Dec-10 80.591 47.92809396 3862.573021 13638.30207

8-Dec-10 79.101 47.92809396 3791.160161 13386.15146

9-Dec-10 75.437 47.92809396 3615.551624 12766.09787

10-Dec-10 77.14 47.92809396 3697.173168 13054.29418

13-Dec-10 78.312 47.92809396 3753.344895 13252.63009

14-Dec-10 79.335 47.92809396 3802.375335 13425.75095

15-Dec-10 78.287 47.92809396 3752.146692 13248.39938

16-Dec-10 78.618 47.92809396 3768.010891 13304.41405

20-Dec-10 78.175 47.92809396 3746.778746 13229.44578

21-Dec-10 78.978 47.92809396 3785.265005 13365.33634

22-Dec-10 79.264 47.92809396 3798.97244 13413.73572

23-Dec-10 79.023 47.92809396 3787.421769 13372.95163

24-Dec-10 79.158 47.92809396 3793.892062 13395.79749

27-Dec-10 79.124 47.92809396 3792.262507 13390.04372

28-Dec-10 78.912 47.92809396 3782.101751 13354.16725

29-Dec-10 79.314 47.92809396 3801.368845 13422.19715

30-Dec-10 79.403 47.92809396 3805.634445 13437.2585

31-Dec-10 80.24 47.92809396 3845.75026 13578.90283

3-Jan-11 80.879 60.29208604 4876.363627 13687.03991

4-Jan-11 80.894 60.29208604 4877.268008 13689.57834

5-Jan-11 80.435 60.29208604 4849.593941 13611.902416-Jan-11 79.96 60.29208604 4820.9552 13531.51883

7-Jan-11 78.299 60.29208604 4720.810045 13250.43012

10-Jan-11 77.124 60.29208604 4649.966844 13051.58652

11-Jan-11 76.55 60.29208604 4615.359187 12954.4493

12-Jan-11 77.503 60.29208604 4672.817545 13115.72416

13-Jan-11 77.137 60.29208604 4650.750641 13053.78649

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14-Jan-11 75.215 60.29208604 4534.869252 12728.52912

17-Jan-11 74.433 60.29208604 4487.72084 12596.19236

18-Jan-11 74.438 60.29208604 4488.022301 12597.0385

19-Jan-11 74.318 60.29208604 4480.787251 12576.73107

20-Jan-11 74.686 60.29208604 4502.974738 12639.00719

21-Jan-11 74.842 60.29208604 4512.380304 12665.4068524-Jan-11 75.357 60.29208604 4543.430728 12752.55958

25-Jan-11 75.214 60.29208604 4534.80896 12728.35989

27-Jan-11 74.12 60.29208604 4468.849418 12543.2238

28-Jan-11 72.727 60.29208604 4384.862542 12307.48837

31-Jan-11 72.505 60.29208604 4371.477699 12269.91962

1-Feb-11 71.637 74.2507723 5319.102575 12123.02919

2-Feb-11 71.868 74.2507723 5336.254504 12162.121

3-Feb-11 72.986 74.2507723 5419.266867 12351.31857

4-Feb-11 72.022 74.2507723 5347.689123 12188.1822

7-Feb-11 72.058 74.2507723 5350.36215 12194.27443

8-Feb-11 70.207 74.2507723 5212.923971 11881.03229

9-Feb-11 68.117 74.2507723 5057.739857 11527.34452

10-Feb-11 67.656 74.2507723 5023.510251 11449.33014

11-Feb-11 69.258 74.2507723 5142.459988 11720.43435

14-Feb-11 71.098 74.2507723 5279.081409 12031.81498

15-Feb-11 71.313 74.2507723 5295.045325 12068.19913

16-Feb-11 71.525 74.2507723 5310.786489 12104.07559

17-Feb-11 72.197 74.2507723 5360.683008 12217.79721

18-Feb-11 70.725 74.2507723 5251.385871 11968.69271

21-Feb-11 70.752 74.2507723 5253.390642 11973.26188

22-Feb-11 70.257 74.2507723 5216.63651 11889.49372

23-Feb-11 69.802 74.2507723 5182.852408 11812.49471

24-Feb-11 68.208 74.2507723 5064.496677 11542.74432

25-Feb-11 68.092 74.2507723 5055.883587 11523.11381

28-Feb-11 67.91 74.2507723 5042.369947 11492.3142

1-Mar-11 69.405 88.65791594 6153.302656 11745.31096

3-Mar-11 69.455 88.65791594 6157.735552 11753.77239

4-Mar-11 69.363 88.65791594 6149.579024 11738.20336

7-Mar-11 68.436 88.65791594 6067.393136 11581.328448-Mar-11 68.663 88.65791594 6087.518482 11619.74334

9-Mar-11 69.098 88.65791594 6126.084676 11693.35778

10-Mar-11 68.888 88.65791594 6107.466514 11657.81977

11-Mar-11 68.414 88.65791594 6065.442661 11577.60542

14-Mar-11 68.518 88.65791594 6074.663085 11595.20519

15-Mar-11 67.746 88.65791594 6006.219174 11464.56071

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16-Mar-11 68.283 88.65791594 6053.828474 11555.43647

17-Mar-11 68.073 88.65791594 6035.210312 11519.89846

18-Mar-11 68.028 88.65791594 6031.220706 11512.28318

21-Mar-11 67.822 88.65791594 6012.957175 11477.42208

22-Mar-11 68.14 88.65791594 6041.150392 11531.23678

23-Mar-11 68.348 88.65791594 6059.591239 11566.4363324-Mar-11 68.535 88.65791594 6076.170269 11598.08208

25-Mar-11 69.083 88.65791594 6124.754807 11690.81935

28-Mar-11 69.528 88.65791594 6164.20758 11766.12608

29-Mar-11 69.475 88.65791594 6159.50871 11757.15696

30-Mar-11 70.548 88.65791594 6254.638654 11938.73925

31-Mar-11 70.421 88.65791594 6243.379099 11917.24721

0

2000

4000

6000

8000

10000

12000

14000

16000

4/1/2010

4/15/2010

4/29/2010

5/13/2010

5/27/2010

6/10/2010

6/24/2010

7/8/2010

7/22/2010

8/5/2010

8/19/2010

9/2/2010

9/16/2010

9/30/2010

10/14/2010

10/28/2010

11/11/2010

11/25/2010

12/9/2010

12/23/2010

1/6/2011

1/20/2011

2/3/2011

2/17/2011

3/3/2011

3/17/2011

SIP Amount One time Investment

Interpretation:

It was found that when a person invests 1000 Rs. Monthly in Escort Growth

scheme he will get 6243.37099 after one year and if the person invests 12000 at

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the beginning of the year he will get Rs. 11917.24721. This shows bad

performance of the fund.

ESCORT LEADING FUND

Date NAV SIP Units SIP Amount One TimeInvestment

1-Apr-10 10.2597 97.4687369 1000 12000

5-Apr-10 10.4019 97.4687369 1013.860054 12166.32065

6-Apr-10 10.502 97.4687369 1023.616675 12283.4001

7-Apr-10 10.615 97.4687369 1034.630642 12415.56771

8-Apr-10 10.4902 97.4687369 1022.466544 12269.59853

9-Apr-10 10.5944 97.4687369 1032.622786 12391.47343

12-Apr-10 10.6389 97.4687369 1036.960145 12443.52174

13-Apr-10 10.6214 97.4687369 1035.254442 12423.05331

15-Apr-10 10.6898 97.4687369 1041.921304 12503.0556416-Apr-10 10.6703 97.4687369 1040.020663 12480.24796

19-Apr-10 10.5874 97.4687369 1031.940505 12383.28606

20-Apr-10 10.723 97.4687369 1045.157266 12541.88719

21-Apr-10 10.827 97.4687369 1055.294014 12663.52817

22-Apr-10 10.854 97.4687369 1057.92567 12695.10804

23-Apr-10 10.8875 97.4687369 1061.190873 12734.29048

26-Apr-10 11.0089 97.4687369 1073.023578 12876.28293

27-Apr-10 11.0192 97.4687369 1074.027506 12888.33007

28-Apr-10 10.8962 97.4687369 1062.038851 12744.46621

29-Apr-10 10.9734 97.4687369 1069.563438 12834.7612530-Apr-10 11.0594 97.4687369 1077.945749 12935.34899

3-May-10 10.9686 188.6380779 2069.095622 12829.14705

4-May-10 10.7688 281.4989573 3031.405971 12595.45601

5-May-10 10.7379 281.4989573 3022.707653 12559.3146

6-May-10 10.7316 281.4989573 3020.93421 12551.94596

7-May-10 10.4777 281.4989573 2949.461625 12254.97822

10-May-10 10.7197 281.4989573 3017.584372 12538.02743

11-May-10 10.6166 281.4989573 2988.56183 12417.43911

12-May-10 10.6134 281.4989573 2987.661033 12413.69631

13-May-10 10.6682 281.4989573 3003.087176 12477.79175

14-May-10 10.5266 281.4989573 2963.226924 12312.17287

17-May-10 10.5076 281.4989573 2957.878444 12289.95

18-May-10 10.6165 281.4989573 2988.53368 12417.32214

19-May-10 10.3721 281.4989573 2919.735335 12131.46583

20-May-10 10.4024 281.4989573 2928.264753 12166.90547

21-May-10 10.2596 281.4989573 2888.066702 11999.88304

48


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24-May-10 10.3062 281.4989573 2901.184554 12054.38756

25-May-10 9.9637 281.4989573 2804.771161 11653.79105

26-May-10 10.1548 281.4989573 2858.565612 11877.30635

27-May-10 10.2711 281.4989573 2891.30394 12013.33372

28-May-10 10.4598 281.4989573 2944.422793 12234.04193

31-May-10 10.5385 281.4989573 2966.576761 12326.091411-Jun-10 10.3347 378.2603961 3909.207715 12087.72186

2-Jun-10 10.4274 378.2603961 3944.272454 12196.14609

3-Jun-10 10.5385 378.2603961 3986.297184 12326.09141

4-Jun-10 10.5797 378.2603961 4001.881512 12374.27995

7-Jun-10 10.4364 378.2603961 3947.676798 12206.67271

8-Jun-10 10.3901 378.2603961 3930.163341 12152.51908

9-Jun-10 10.4663 378.2603961 3958.986783 12241.64449

10-Jun-10 10.6003 378.2603961 4009.673676 12398.37422

11-Jun-10 10.6569 378.2603961 4031.083215 12464.57499

14-Jun-10 10.777 378.2603961 4076.512288 12605.04693

15-Jun-10 10.8088 378.2603961 4088.540969 12642.241

16-Jun-10 10.8043 378.2603961 4086.838797 12636.97769

17-Jun-10 10.8641 378.2603961 4109.458769 12706.92126

18-Jun-10 10.8552 378.2603961 4106.092251 12696.51159

21-Jun-10 10.9419 378.2603961 4138.887428 12797.91807

22-Jun-10 10.9202 378.2603961 4130.679177 12772.53721

23-Jun-10 10.9815 378.2603961 4153.866539 12844.23521

24-Jun-10 10.9575 378.2603961 4144.78829 12816.16422

25-Jun-10 10.8426 378.2603961 4101.32617 12681.77432

28-Jun-10 11.0125 378.2603961 4165.592612 12880.49358

29-Jun-10 10.9323 378.2603961 4135.256128 12786.68967

30-Jun-10 10.9981 378.2603961 4160.145662 12863.65098

1-Jul-10 10.9218 469.8203993 5131.284437 12774.40861

2-Jul-10 10.9183 469.8203993 5129.640065 12770.31492

5-Jul-10 10.9549 469.8203993 5146.835492 12813.12319

6-Jul-10 11.0248 469.8203993 5179.675938 12894.87997

7-Jul-10 11.063 469.8203993 5197.623077 12939.55964

8-Jul-10 11.1612 469.8203993 5243.75944 13054.4168

9-Jul-10 11.2107 469.8203993 5267.01555 13112.3132312-Jul-10 11.2792 469.8203993 5299.198247 13192.43253

13-Jul-10 11.2985 469.8203993 5308.265781 13215.00629

14-Jul-10 11.3286 469.8203993 5322.407375 13250.21199

15-Jul-10 11.3251 469.8203993 5320.763004 13246.11831

16-Jul-10 11.3806 469.8203993 5346.838036 13311.03249

19-Jul-10 11.3763 469.8203993 5344.817808 13306.0031

49


50/94

20-Jul-10 11.3974 469.8203993 5354.731019 13330.68218

21-Jul-10 11.4488 469.8203993 5378.879787 13390.8009

22-Jul-10 11.4809 469.8203993 5393.961022 13428.34586

23-Jul-10 11.4397 469.8203993 5374.604422 13380.15731

26-Jul-10 11.3369 469.8203993 5326.306884 13259.91988

27-Jul-10 11.3192 469.8203993 5317.991063 13239.2175228-Jul-10 11.3279 469.8203993 5322.078501 13249.39326

29-Jul-10 11.3195 469.8203993 5318.13201 13239.56841

30-Jul-10 11.3401 469.8203993 5327.81031 13263.66268

2-Aug-10 11.3727 557.7502671 6343.126463 13301.79245

3-Aug-10 11.3644 557.7502671 6338.497136 13292.08456

4-Aug-10 11.3532 557.7502671 6332.250333 13278.98477

5-Aug-10 11.4022 557.7502671 6359.580096 13336.29638

6-Aug-10 11.443 557.7502671 6382.336307 13384.01708

9-Aug-10 11.5751 557.7502671 6456.015117 13538.52452

10-Aug-10 11.582 557.7502671 6459.863594 13546.59493

11-Aug-10 11.6158 557.7502671 6478.715553 13586.12825

12-Aug-10 11.6406 557.7502671 6492.54776 13615.13495

13-Aug-10 11.6809 557.7502671 6515.025095 13662.27083

16-Aug-10 11.6763 557.7502671 6512.459444 13656.89055

17-Aug-10 11.6825 557.7502671 6515.917496 13664.14223

18-Aug-10 11.8544 557.7502671 6611.794767 13865.20074

19-Aug-10 11.913 557.7502671 6644.478932 13933.74075

20-Aug-10 11.8846 557.7502671 6628.638825 13900.52341

23-Aug-10 11.9165 557.7502671 6646.431058 13937.83444

24-Aug-10 11.9047 557.7502671 6639.849605 13924.03287

25-Aug-10 11.7724 557.7502671 6566.059245 13769.2915

26-Aug-10 11.8171 557.7502671 6590.990682 13821.57373

27-Aug-10 11.7705 557.7502671 6564.999519 13767.06921

30-Aug-10 11.7689 557.7502671 6564.107119 13765.19781

31-Aug-10 11.6501 557.7502671 6497.846387 13626.24638

1-Sep-10 11.7967 642.5197694 7579.612964 13797.71338

2-Sep-10 11.8867 642.5197694 7637.439743 13902.97962

3-Sep-10 12.0202 642.5197694 7723.216132 14059.12454

6-Sep-10 12.1499 642.5197694 7806.550947 14210.824887-Sep-10 12.1895 642.5197694 7831.994729 14257.14202

8-Sep-10 12.188 642.5197694 7831.03095 14255.38758

9-Sep-10 12.2677 642.5197694 7882.239775 14348.60668

13-Sep-10 12.2873 642.5197694 7894.833163 14371.53133

14-Sep-10 12.2341 642.5197694 7860.651111 14309.30729

15-Sep-10 12.2397 642.5197694 7864.249222 14315.85719

50


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16-Sep-10 12.0995 642.5197694 7774.16795 14151.87579

17-Sep-10 12.284 642.5197694 7892.712848 14367.67157

20-Sep-10 14.474 642.5197694 9299.831143 16929.14998

21-Sep-10 12.3493 642.5197694 7934.669389 14444.04807

22-Sep-10 12.3769 642.5197694 7952.402934 14476.32972

23-Sep-10 12.4445 642.5197694 7995.837271 14555.3963624-Sep-10 12.5564 642.5197694 8067.735233 14686.27738

27-Sep-10 12.4963 642.5197694 8029.119795 14615.98292

28-Sep-10 12.5463 642.5197694 8061.245783 14674.46417

29-Sep-10 12.5257 642.5197694 8048.009876 14650.36989

30-Sep-10 12.5711 642.5197694 8077.180273 14703.47086

1-Oct-10 12.7086 721.2066735 9165.52713 14864.29428

4-Oct-10 12.6737 721.2066735 9140.357017 14823.47437

5-Oct-10 12.8496 721.2066735 9267.217271 15029.21138

6-Oct-10 12.9544 721.2066735 9342.799731 15151.78806

7-Oct-10 12.8078 721.2066735 9237.070832 14980.32106

8-Oct-10 12.6979 721.2066735 9157.810219 14851.77929

11-Oct-10 12.8614 721.2066735 9275.72751 15043.01295

12-Oct-10 12.744 721.2066735 9191.057847 14905.699

13-Oct-10 12.9095 721.2066735 9310.417551 15099.27191

14-Oct-10 12.8156 721.2066735 9242.696244 14989.44414

15-Oct-10 12.643 721.2066735 9118.215973 14787.56689

18-Oct-10 12.6873 721.2066735 9150.165428 14839.38127

19-Oct-10 12.7044 721.2066735 9162.498062 14859.38185

20-Oct-10 12.6772 721.2066735 9142.881241 14827.56806

21-Oct-10 12.9292 721.2066735 9324.625322 15122.31352

22-Oct-10 12.954 721.2066735 9342.511248 15151.32021

25-Oct-10 13.0327 721.2066735 9399.270213 15243.36969

26-Oct-10 12.9882 721.2066735 9367.176516 15191.32138

27-Oct-10 12.8944 721.2066735 9299.52733 15081.61057

28-Oct-10 12.8338 721.2066735 9255.822206 15010.73131

29-Oct-10 12.7693 721.2066735 9209.304375 14935.29051

1-Nov-10 12.9035 798.7050532 10306.09065 15092.25416

2-Nov-10 12.969 798.7050532 10358.40583 15168.86459

3-Nov-10 13.0494 798.7050532 10422.62172 15262.902424-Nov-10 13.1214 798.7050532 10480.12848 15347.11541

8-Nov-10 13.1944 798.7050532 10538.43395 15432.49803

9-Nov-10 13.2827 798.7050532 10608.95961 15535.7759

10-Nov-10 13.5759 798.7050532 10843.13993 15878.7099

11-Nov-10 13.4074 798.7050532 10708.55813 15681.62812

12-Nov-10 13.0983 798.7050532 10461.6784 15320.09708

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15-Nov-10 13.0907 798.7050532 10455.60824 15311.20793

16-Nov-10 12.7263 798.7050532 10164.56012 14884.99664

18-Nov-10 12.683 798.7050532 10129.97619 14834.35188

19-Nov-10 12.4413 798.7050532 9936.929178 14551.65356

22-Nov-10 12.5585 798.7050532 10030.53741 14688.73359

23-Nov-10 12.5585 798.7050532 10030.53741 14688.7335924-Nov-10 12.4379 798.7050532 9934.213581 14547.67683

25-Nov-10 12.168 798.7050532 9718.643087 14231.99509

26-Nov-10 11.7582 798.7050532 9391.333756 13752.68283

29-Nov-10 11.8882 798.7050532 9495.165413 13904.73406

30-Nov-10 12.0512 798.7050532 9625.354337 14095.38291

1-Dec-10 12.372 879.5327754 10881.5795 14470.59856

2-Dec-10 12.5285 879.5327754 11019.22638 14653.64484

3-Dec-10 12.2231 879.5327754 10750.61707 14296.44142

6-Dec-10 12.2217 879.5327754 10749.38572 14294.80394

7-Dec-10 11.9415 879.5327754 10502.94064 13967.07506

8-Dec-10 11.7337 879.5327754 10320.17373 13724.02702

9-Dec-10 11.1523 879.5327754 9808.813371 13044.00713

10-Dec-10 11.3801 879.5327754 10009.17094 13310.44767

13-Dec-10 11.6081 879.5327754 10209.70441 13577.12214

14-Dec-10 11.723 879.5327754 10310.76273 13711.51203

15-Dec-10 11.5457 879.5327754 10154.82156 13504.13755

16-Dec-10 11.6039 879.5327754 10206.01037 13572.20971

20-Dec-10 11.5838 879.5327754 10188.33176 13548.70025

21-Dec-10 11.6746 879.5327754 10268.19334 13654.90219

22-Dec-10 11.673 879.5327754 10266.78609 13653.03079

23-Dec-10 11.6646 879.5327754 10259.39801 13643.20594

24-Dec-10 11.6794 879.5327754 10272.4151 13660.51639

27-Dec-10 11.6803 879.5327754 10273.20668 13661.56905

28-Dec-10 11.6254 879.5327754 10224.92033 13597.35665

29-Dec-10 11.7012 879.5327754 10291.58891 13686.01421

30-Dec-10 11.7405 879.5327754 10326.15455 13731.98047

31-Dec-10 11.8503 879.5327754 10422.72725 13860.40528

3-Jan-11 11.9299 963.3557994 11492.73835 13953.50741

4-Jan-11 11.9876 963.3557994 11548.32398 14020.994775-Jan-11 11.9138 963.3557994 11477.22832 13934.67645

6-Jan-11 11.7332 963.3557994 11303.24626 13723.44221

7-Jan-11 11.4184 963.3557994 10999.98186 13355.24431

10-Jan-11 11.2289 963.3557994 10817.42594 13133.6004

11-Jan-11 11.087 963.3557994 10680.72575 12967.63063

12-Jan-11 11.2912 963.3557994 10877.443 13206.46803

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13-Jan-11 11.2172 963.3557994 10806.15467 13119.91579

14-Jan-11 10.9964 963.3557994 10593.44571 12861.66262

17-Jan-11 10.9326 963.3557994 10531.98361 12787.04056

18-Jan-11 10.9497 963.3557994 10548.457 12807.04114

19-Jan-11 10.9352 963.3557994 10534.48834 12790.08158

20-Jan-11 11.0736 963.3557994 10667.81678 12951.9576621-Jan-11 11.0359 963.3557994 10631.49827 12907.8628

24-Jan-11 11.1397 963.3557994 10731.4946 13029.26986

25-Jan-11 11.0117 963.3557994 10608.18506 12879.55788

27-Jan-11 10.8134 963.3557994 10417.1516 12647.62128

28-Jan-11 10.5549 963.3557994 10168.12413 12345.27325

31-Jan-11 10.5206 963.3557994 10135.08102 12305.15512

1-Feb-11 10.3105 1060.344307 10932.67998 12059.41694

2-Feb-11 10.4248 1060.344307 11053.87733 12193.10506

3-Feb-11 10.5326 1060.344307 11168.18245 12319.19062

4-Feb-11 10.3677 1060.344307 10993.33167 12126.31948

7-Feb-11 10.2668 1060.344307 10886.34293 12008.30434

8-Feb-11 10.0499 1060.344307 10656.35425 11754.61271

9-Feb-11 9.7624 1060.344307 10351.50526 11418.34557

10-Feb-11 9.6894 1060.344307 10274.10013 11332.96295

11-Feb-11 9.9526 1060.344307 10553.18275 11640.80821

14-Feb-11 10.3122 1060.344307 10934.48256 12061.4053

15-Feb-11 10.4052 1060.344307 11033.09458 12170.18041

16-Feb-11 10.3358 1060.344307 10959.50669 12089.00845

17-Feb-11 10.4385 1060.344307 11068.40405 12209.12892

18-Feb-11 10.161 1060.344307 10774.1585 11884.55803

21-Feb-11 10.1657 1060.344307 10779.14212 11890.05526

22-Feb-11 10.0168 1060.344307 10621.25685 11715.89813

23-Feb-11 9.9779 1060.344307 10580.00946 11670.39972

24-Feb-11 9.6637 1060.344307 10246.84928 11302.90359

25-Feb-11 9.6724 1060.344307 10256.07427 11313.07933

28-Feb-11 9.7301 1060.344307 10317.25614 11380.56668

1-Mar-11 10.023 1160.114528 11627.82791 11723.1498

3-Mar-11 10.1125 1160.114528 11731.65816 11827.83122

4-Mar-11 10.1143 1160.114528 11733.74637 11829.936557-Mar-11 9.9405 1160.114528 11532.11846 11626.65575

8-Mar-11 10.0341 1160.114528 11640.70518 11736.13264

9-Mar-11 10.0997 1160.114528 11716.8087 11812.86003

10-Mar-11 10.046 1160.114528 11654.51055 11750.05117

11-Mar-11 9.8898 1160.114528 11473.30066 11567.35577

14-Mar-11 9.9247 1160.114528 11513.78865 11608.17568

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15-Mar-11 9.7618 1160.114528 11324.806 11417.64379

16-Mar-11 9.8431 1160.114528 11419.12331 11512.73429

17-Mar-11 9.7973 1160.114528 11365.99006 11459.16547

18-Mar-11 9.7522 1160.114528 11313.6689 11406.41539

21-Mar-11 9.723 1160.114528 11279.79355 11372.26235

22-Mar-11 9.8294 1160.114528 11403.22974 11496.7104323-Mar-11 9.8932 1160.114528 11477.24505 11571.3325

24-Mar-11 9.9794 1160.114528 11577.24692 11672.15416

25-Mar-11 10.0623 1160.114528 11673.42041 11769.11606

28-Mar-11 10.1652 1160.114528 11792.7962 11889.47045

29-Mar-11 10.1919 1160.114528 11823.77126 11920.69944

30-Mar-11 10.3363 1160.114528 11991.29179 12089.59326

31-Mar-11 10.3384 1160.114528 11993.72803 12092.04948

0

2000

4000

6000

8000

10000

12000

14000

16000

18000

4/1/2010

4/15/2010

4/29/2010

5/13/2010

5/27/2010

6/10/2010

6/24/2010

7/8/2010

7/22/2010

8/5/2010

8/19/2010

9/2/2010

9/16/2010

9/30/2010

10/14/2010

10/28/2010

11/11/2010

11/25/2010

12/9/2010

12/23/2010

1/6/2011

1/20/2011

2/3/2011

2/17/2011

3/3/2011

3/17/2011

SIP Amount One Time Investment

Interpretation:

54


55/94

It was found that when a person invests 1000 Rs. Monthly in Escort Leading Fund

Growth scheme he will get 11993.72803 after one year and if the person invests

12000 at the beginning of the year he will get Rs. 12092.4949. This fund has given

lesser returns as compared to fixed deposits and other investment instruments.

55


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SBI MAGNUM EQUITY FUND

Date Net Asset

Value

SIP Amount SIP Units One Time

Amount5-Apr-10 40.63 24.61236 1000 12000

6-Apr-10 40.67 24.61236 1000.984 12011.81

7-Apr-10 40.82 24.61236 1004.676 12056.12

8-Apr-10 40.38 24.61236 993.8469 11926.16

9-Apr-10 40.81 24.61236 1004.43 12053.16

12-Apr-10 40.65 24.61236 1000.492 12005.91

13-Apr-10 40.55 24.61236 998.031 11976.37

15-Apr-10 40.31 24.61236 992.124 11905.49

16-Apr-10 40.1 24.61236 986.9555 11843.47

19-Apr-10 39.74 24.61236 978.095 11737.14

20-Apr-10 40.04 24.61236 985.4787 11825.74

21-Apr-10 40.16 24.61236 988.4322 11861.19

22-Apr-10 40.25 24.61236 990.6473 11887.77

23-Apr-10 40.45 24.61236 995.5698 11946.84

26-Apr-10 40.66 24.61236 1000.738 12008.86

27-Apr-10 40.53 24.61236 997.5388 11970.47

28-Apr-10 40.02 24.61236 984.9865 11819.84

29-Apr-10 40.07 24.61236 986.2171 11834.6

30-Apr-10 40.41 49.35871 1994.585 11935.02

3-May-10 40.14 49.35871 1981.259 11855.28

4-May-10 39.75 49.35871 1962.009 11740.09

5-May-10 39.72 49.35871 1960.528 11731.23

6-May-10 39.46 49.35871 1947.695 11654.44

7-May-10 38.9 49.35871 1920.054 11489.05

10-May-10 39.79 49.35871 1963.983 11751.91

11-May-10 39.33 49.35871 1941.278 11616.05

12-May-10 39.46 49.35871 1947.695 11654.44

13-May-10 39.77 49.35871 1962.996 11746

14-May-10 39.38 49.35871 1943.746 11630.8117-May-10 39.22 49.35871 1935.849 11583.56

18-May-10 39.22 49.35871 1935.849 11583.56

19-May-10 38.37 49.35871 1893.894 11332.51

20-May-10 38.53 49.35871 1901.791 11379.77

21-May-10 38.38 49.35871 1894.387 11335.47

24-May-10 38.48 49.35871 1899.323 11365

25-May-10 37.62 49.35871 1856.875 11111

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26-May-10 38.21 49.35871 1885.996 11285.26

28-May-10 39.03 49.35871 1926.47 11527.44

31-May-10 39.36 49.35871 1942.759 11624.91

1-Jun-10 38.81 75.12527 2915.612 11462.47

2-Jun-10 39.16 75.12527 2941.905 11565.84

3-Jun-10 39.62 75.12527 2976.463 11701.74-Jun-10 39.77 75.12527 2987.732 11746

7-Jun-10 39.35 75.12527 2956.179 11621.95

8-Jun-10 39.15 75.12527 2941.154 11562.88

9-Jun-10 39.48 75.12527 2965.945 11660.35

10-Jun-10 40.09 75.12527 3011.772 11840.51

11-Jun-10 40.25 75.12527 3023.792 11887.77

14-Jun-10 40.56 75.12527 3047.081 11979.33

15-Jun-10 40.69 75.12527 3056.847 12017.72

16-Jun-10 40.72 75.12527 3059.101 12026.58

17-Jun-10 40.97 75.12527 3077.882 12100.42

18-Jun-10 40.86 75.12527 3069.618 12067.93

21-Jun-10 41.41 75.12527 3110.937 12230.37

22-Jun-10 41.18 75.12527 3093.658 12162.44

23-Jun-10 41.24 75.12527 3098.166 12180.16

24-Jun-10 41.22 75.12527 3096.663 12174.26

25-Jun-10 41.18 75.12527 3093.658 12162.44

28-Jun-10 41.57 75.12527 3122.957 12277.63

29-Jun-10 41.19 75.12527 3094.41 12165.4

30-Jun-10 41.55 75.12527 3121.455 12271.72

2-Jul-10 41.19 99.40301 4094.41 12165.4

5-Jul-10 41.2 99.40301 4095.404 12168.35

6-Jul-10 41.56 99.40301 4131.189 12274.67

7-Jul-10 41.34 99.40301 4109.32 12209.7

8-Jul-10 41.68 99.40301 4143.117 12310.12

9-Jul-10 42.07 99.40301 4181.885 12425.3

12-Jul-10 42.09 99.40301 4183.873 12431.21

13-Jul-10 42.14 99.40301 4188.843 12445.98

14-Jul-10 42.06 99.40301 4180.89 12422.35

15-Jul-10 41.94 99.40301 4168.962 12386.9116-Jul-10 42.04 99.40301 4178.902 12416.44

19-Jul-10 42 99.40301 4174.926 12404.63

20-Jul-10 41.77 99.40301 4152.064 12336.7

21-Jul-10 41.94 99.40301 4168.962 12386.91

22-Jul-10 42.11 99.40301 4185.861 12437.12

23-Jul-10 42.25 99.40301 4199.777 12478.46

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26-Jul-10 42.03 99.40301 4177.908 12413.49

27-Jul-10 42.26 99.40301 4200.771 12481.42

28-Jul-10 42.26 99.40301 4200.771 12481.42

29-Jul-10 42.24 99.40301 4198.783 12475.51

30-Jul-10 42.09 99.40301 4183.873 12431.21

2-Aug-10 42.56 122.8993 5230.592 12570.023-Aug-10 42.79 122.8993 5258.859 12637.95

4-Aug-10 42.93 122.8993 5276.065 12679.3

5-Aug-10 42.85 122.8993 5266.233 12655.67

6-Aug-10 42.74 122.8993 5252.714 12623.18

9-Aug-10 43.03 122.8993 5288.355 12708.84

10-Aug-10 42.83 122.8993 5263.775 12649.77

11-Aug-10 42.66 122.8993 5242.882 12599.56

12-Aug-10 42.81 122.8993 5261.317 12643.86

13-Aug-10 43.05 122.8993 5290.813 12714.74

16-Aug-10 42.69 122.8993 5246.569 12608.42

17-Aug-10 42.7 122.8993 5247.798 12611.37

18-Aug-10 42.99 122.8993 5283.439 12697.02

20-Aug-10 43.39 122.8993 5332.598 12815.16

23-Aug-10 43.74 122.8993 5375.613 12918.53

24-Aug-10 43.59 122.8993 5357.178 12874.23

25-Aug-10 43.18 122.8993 5306.79 12753.14

26-Aug-10 43.3 122.8993 5321.538 12788.58

27-Aug-10 42.81 122.8993 5261.317 12643.86

30-Aug-10 42.87 122.8993 5268.691 12661.58

31-Aug-10 42.83 122.8993 5263.775 12649.77

1-Sep-10 43.18 146.0582 6306.792 12753.14

2-Sep-10 43.31 146.0582 6325.779 12791.53

3-Sep-10 43.5 146.0582 6353.53 12847.65

6-Sep-10 44.15 146.0582 6448.468 13039.63

7-Sep-10 44.25 146.0582 6463.074 13069.16

8-Sep-10 44.43 146.0582 6489.364 13122.32

9-Sep-10 44.77 146.0582 6539.024 13222.74

13-Sep-10 45.53 146.0582 6650.028 13447.21

14-Sep-10 45.75 146.0582 6682.161 13512.1815-Sep-10 45.9 146.0582 6704.07 13556.49

16-Sep-10 45.73 146.0582 6679.24 13506.28

17-Sep-10 46.1 146.0582 6733.282 13615.56

20-Sep-10 46.6 146.0582 6806.311 13763.23

21-Sep-10 46.44 146.0582 6782.941 13715.97

22-Sep-10 46.29 146.0582 6761.033 13671.67

58


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23-Sep-10 46.11 146.0582 6734.742 13618.51

24-Sep-10 46.52 146.0582 6794.626 13739.6

27-Sep-10 46.52 146.0582 6794.626 13739.6

28-Sep-10 46.62 146.0582 6809.232 13769.14

29-Sep-10 46.23 146.0582 6752.269 13653.95

30-Sep-10 46.44 146.0582 6782.941 13715.971-Oct-10 47.16 167.2626 7888.105 13928.62

4-Oct-10 47.11 167.2626 7879.742 13913.86

5-Oct-10 47.17 167.2626 7889.777 13931.58

6-Oct-10 47.34 167.2626 7918.212 13981.79

7-Oct-10 47.05 167.2626 7869.706 13896.14

8-Oct-10 46.87 167.2626 7839.599 13842.97

11-Oct-10 46.98 167.2626 7857.997 13875.46

12-Oct-10 46.82 167.2626 7831.235 13828.21

13-Oct-10 47.44 167.2626 7934.938 14011.32

14-Oct-10 47.05 167.2626 7869.706 13896.14

15-Oct-10 46.35 167.2626 7752.622 13689.39

18-Oct-10 46.28 167.2626 7740.914 13668.72

19-Oct-10 46.06 167.2626 7704.116 13603.74

20-Oct-10 46.01 167.2626 7695.753 13588.97

21-Oct-10 46.76 167.2626 7821.2 13810.48

22-Oct-10 46.52 167.2626 7781.057 13739.6

25-Oct-10 46.79 167.2626 7826.218 13819.35

26-Oct-10 46.63 167.2626 7799.456 13772.09

27-Oct-10 46.23 167.2626 7732.55 13653.95

28-Oct-10 46.3 167.2626 7744.259 13674.62

29-Oct-10 46.35 167.2626 7752.622 13689.39

1-Nov-10 47.01 188.5347 8863.015 13884.32

2-Nov-10 46.95 188.5347 8851.703 13866.6

3-Nov-10 47.12 188.5347 8883.754 13916.81

4-Nov-10 47.99 188.5347 9047.779 14173.76

8-Nov-10 47.81 188.5347 9013.843 14120.6

9-Nov-10 47.78 188.5347 9008.187 14111.74

10-Nov-10 47.72 188.5347 8996.874 14094.02

11-Nov-10 47.19 188.5347 8896.951 13937.4812-Nov-10 46.38 188.5347 8744.238 13698.25

15-Nov-10 46.75 188.5347 8813.996 13807.53

16-Nov-10 46.04 188.5347 8680.136 13597.83

18-Nov-10 46.15 188.5347 8700.875 13630.32

19-Nov-10 45.52 188.5347 8582.098 13444.25

22-Nov-10 46.03 188.5347 8678.251 13594.88

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23-Nov-10 45.41 188.5347 8561.359 13411.76

24-Nov-10 44.85 188.5347 8455.78 13246.37

25-Nov-10 44.23 188.5347 8338.888 13063.25

26-Nov-10 44.01 188.5347 8297.411 12998.28

29-Nov-10 44.45 188.5347 8380.366 13128.23

30-Nov-10 45 188.5347 8484.06 13290.671-Dec-10 45.87 210.3354 9648.087 13547.62

2-Dec-10 46.08 210.3354 9692.257 13609.65

3-Dec-10 45.97 210.3354 9669.12 13577.16

6-Dec-10 45.78 210.3354 9629.156 13521.04

7-Dec-10 45.57 210.3354 9584.986 13459.02

8-Dec-10 45.06 210.3354 9477.715 13308.39

9-Dec-10 43.91 210.3354 9235.829 12968.74

10-Dec-10 44.46 210.3354 9351.514 13131.18

13-Dec-10 44.82 210.3354 9427.234 13237.51

14-Dec-10 45.18 210.3354 9502.955 13343.83

15-Dec-10 44.7 210.3354 9401.994 13202.07

16-Dec-10 44.85 210.3354 9433.545 13246.37

20-Dec-10 45 210.3354 9465.095 13290.67

21-Dec-10 45.14 210.3354 9494.542 13332.02

22-Dec-10 45.21 210.3354 9509.265 13352.7

23-Dec-10 45.16 210.3354 9498.749 13337.93

24-Dec-10 45.17 210.3354 9500.852 13340.88

27-Dec-10 45.08 210.3354 9481.922 13314.3

28-Dec-10 45.1 210.3354 9486.128 13320.21

29-Dec-10 45.48 210.3354 9566.056 13432.44

30-Dec-10 45.57 210.3354 9584.986 13459.02

31-Dec-10 45.92 210.3354 9658.603 13562.39

3-Jan-11 46.12 232.018 10700.67 13621.46

4-Jan-11 45.86 232.018 10640.34 13544.67

5-Jan-11 45.48 232.018 10552.18 13432.44

6-Jan-11 45.05 232.018 10452.41 13305.44

7-Jan-11 44.16 232.018 10245.91 13042.58

10-Jan-11 43.3 232.018 10046.38 12788.58

11-Jan-11 43.31 232.018 10048.7 12791.5312-Jan-11 43.79 232.018 10160.07 12933.3

13-Jan-11 43.19 232.018 10020.86 12756.09

14-Jan-11 42.67 232.018 9900.207 12602.51

17-Jan-11 42.73 232.018 9914.128 12620.23

18-Jan-11 43.1 232.018 9999.974 12729.51

19-Jan-11 42.94 232.018 9962.852 12682.25

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20-Jan-11 43.19 232.018 10020.86 12756.09

21-Jan-11 43.13 232.018 10006.93 12738.37

24-Jan-11 43.44 232.018 10078.86 12829.93

25-Jan-11 43.21 232.018 10025.5 12762

27-Jan-11 42.67 232.018 9900.207 12602.51

28-Jan-11 42.33 232.018 9821.321 12502.0931-Jan-11 42.36 232.018 9828.281 12510.95

1-Feb-11 41.77 255.9586 10691.39 12336.7

2-Feb-11 41.91 255.9586 10727.23 12378.05

3-Feb-11 42.42 255.9586 10857.76 12528.67

4-Feb-11 41.69 255.9586 10670.92 12313.07

7-Feb-11 41.63 255.9586 10655.56 12295.35

8-Feb-11 41.11 255.9586 10522.46 12141.77

9-Feb-11 40.8 255.9586 10443.11 12050.21

10-Feb-11 40.6 255.9586 10391.92 11991.14

11-Feb-11 41.09 255.9586 10517.34 12135.86

14-Feb-11 42.02 255.9586 10755.38 12410.53

15-Feb-11 42.07 255.9586 10768.18 12425.3

17-Feb-11 42.44 255.9586 10862.88 12534.58

18-Feb-11 41.92 255.9586 10729.79 12381

21-Feb-11 42.33 255.9586 10834.73 12502.09

22-Feb-11 41.76 255.9586 10688.83 12333.74

23-Feb-11 41.33 255.9586 10578.77 12206.74

24-Feb-11 40.29 255.9586 10312.57 11899.58

25-Feb-11 40.5 255.9586 10366.32 11961.6

28-Feb-11 40.83 255.9586 10450.79 12059.07

1-Mar-11 42 279.7681 11750.26 12404.63

3-Mar-11 42.06 279.7681 11767.05 12422.35

4-Mar-11 42.09 279.7681 11775.44 12431.21

7-Mar-11 41.59 279.7681 11635.56 12283.53

8-Mar-11 41.99 279.7681 11747.46 12401.67

9-Mar-11 42.03 279.7681 11758.65 12413.49

10-Mar-11 41.8 279.7681 11694.31 12345.56

11-Mar-11 41.57 279.7681 11629.96 12277.63

14-Mar-11 42.08 279.7681 11772.64 12428.2515-Mar-11 41.59 279.7681 11635.56 12283.53

16-Mar-11 42.01 279.7681 11753.06 12407.58

17-Mar-11 41.68 279.7681 11660.74 12310.12

18-Mar-11 41.19 279.7681 11523.65 12165.4

21-Mar-11 41.21 279.7681 11529.24 12171.3

22-Mar-11 41.48 279.7681 11604.78 12251.05

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23-Mar-11 41.92 279.7681 11727.88 12381

24-Mar-11 42.12 279.7681 11783.83 12440.07

25-Mar-11 42.92 279.7681 12007.65 12676.35

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28-Mar-11 43.13 279.7681 12066.4 12738.37

29-Mar-11 43.43 279.7681 12150.33 12826.98

30-Mar-11 43.78 279.7681 12248.25 12930.35

31-Mar-11 44.02 279.7681 12315.39 13001.23

0

2000

4000

6000

8000

10000

12000

14000

16000

4/5/2010

4/19/2010

5/3/2010

5/17/2010

5/31/2010

6/14/2010

6/28/2010

7/12/2010

7/26/2010

8/9/2010

8/23/2010

9/6/2010

9/20/2010

10/4/2010

10/18/2010

11/1/2010

11/15/2010

11/29/2010

12/13/2010

12/27/2010

1/10/2011

1/24/2011

2/7/2011

2/21/2011

3/7/2011

3/21/2011

SIP Units One Time Amount

Interpretation:

It was found that when a person invests 1000 Rs. Monthly in SBI Magnum Equity

Fund he will get 12315.39 after one year and if the person invests 12000 at the

beginning of the year he will get Rs. 13001.23. This fund has given lesser returns

as compared to fixed deposits and other investment instruments.

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SBI BLUECHIP FUND

Date Net Asset

Value

SIP Units SIP Amount One Time

Investment

Amount

5-Apr-10 14.38 69.54103 1000 12000

6-Apr-10 14.41 69.54103 1002.086 12025.03

7-Apr-10 14.47 69.54103 1006.259 12075.10

8-Apr-10 14.31 69.54103 995.1321 11941.59

9-Apr-10 14.42 69.54103 1002.782 12033.38

12-Apr-10 14.32 69.54103 995.8275 11949.93

13-Apr-10 14.27 69.54103 992.3505 11908.21

15-Apr-10 14.15 69.54103 984.0056 11808.0716-Apr-10 14.09 69.54103 979.8331 11758.00

19-Apr-10 13.95 69.54103 970.0974 11641.17

20-Apr-10 14.07 69.54103 978.4423 11741.31

21-Apr-10 14.14 69.54103 983.3102 11799.72

22-Apr-10 14.19 69.54103 986.7872 11841.45

23-Apr-10 14.27 69.54103 992.3505 11908.21

26-Apr-10 14.32 69.54103 995.8275 11949.93

27-Apr-10 14.27 69.54103 992.3505 11908.21

28-Apr-10 14.04 69.54103 976.3561 11716.27

29-Apr-10 14.1 69.54103 980.5285 11766.3430-Apr-10 14.25 69.54103 990.9597 11891.52

3-May-10 14.15 140.2124 1984.006 11808.07

4-May-10 13.93 140.2124 1953.159 11624.48

5-May-10 13.88 140.2124 1946.148 11582.75

6-May-10 13.82 140.2124 1937.735 11532.68

7-May-10 13.56 140.2124 1901.28 11315.72

10-May-10 13.97 140.2124 1958.767 11657.86

11-May-10 13.82 140.2124 1937.735 11532.68

12-May-10 13.81 140.2124 1936.333 11524.34

13-May-10 13.9 140.2124 1948.952 11599.4414-May-10 13.73 140.2124 1925.116 11457.58

17-May-10 13.69 140.2124 1919.508 11424.20

18-May-10 13.73 140.2124 1925.116 11457.58

19-May-10 13.37 140.2124 1874.64 11157.16

20-May-10 13.43 140.2124 1883.053 11207.23

21-May-10 13.33 140.2124 1869.031 11123.78

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24-May-10 13.34 140.2124 1870.434 11132.13

25-May-10 13.02 140.2124 1825.566 10865.09

26-May-10 13.24 140.2124 1856.412 11048.68

28-May-10 13.59 140.2124 1905.487 11340.75

31-May-10 13.7 140.2124 1920.91 11432.55

1-Jun-10 13.44 214.6172 2884.455 11215.582-Jun-10 13.59 214.6172 2916.647 11340.75

3-Jun-10 13.77 214.6172 2955.278 11490.96

4-Jun-10 13.81 214.6172 2963.863 11524.34

7-Jun-10 13.59 214.6172 2916.647 11340.75

8-Jun-10 13.47 214.6172 2890.893 11240.61

9-Jun-10 13.57 214.6172 2912.355 11324.06

10-Jun-10 13.78 214.6172 2957.424 11499.30

11-Jun-10 13.82 214.6172 2966.009 11532.68

14-Jun-10 13.95 214.6172 2993.909 11641.17

15-Jun-10 14 214.6172 3004.64 11682.89

16-Jun-10 14.04 214.6172 3013.225 11716.27

17-Jun-10 14.12 214.6172 3030.394 11783.03

18-Jun-10 14.07 214.6172 3019.663 11741.31

21-Jun-10 14.3 214.6172 3069.025 11933.24

22-Jun-10 14.24 214.6172 3056.148 11883.17

23-Jun-10 14.23 214.6172 3054.002 11874.83

24-Jun-10 14.19 214.6172 3045.418 11841.45

25-Jun-10 14.14 214.6172 3034.687 11799.72

28-Jun-10 14.34 214.6172 3077.61 11966.62

29-Jun-10 14.18 214.6172 3043.271 11833.10

30-Jun-10 14.32 214.6172 3073.318 11949.93

2-Jul-10 14.19 285.0894 4045.418 11841.45

5-Jul-10 14.18 285.0894 4042.567 11833.10

6-Jul-10 14.28 285.0894 4071.076 11916.55

7-Jul-10 14.19 285.0894 4045.418 11841.45

8-Jul-10 14.32 285.0894 4082.48 11949.93

9-Jul-10 14.44 285.0894 4116.69 12050.07

12-Jul-10 14.49 285.0894 4130.945 12091.79

13-Jul-10 14.58 285.0894 4156.603 12166.9014-Jul-10 14.53 285.0894 4142.348 12125.17

15-Jul-10 14.48 285.0894 4128.094 12083.45

16-Jul-10 14.52 285.0894 4139.498 12116.83

Escort Growth Plan

Documents

Transcript of Escort Growth Plan