Equity Experts Investor Presentation
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Transcript of Equity Experts Investor Presentation
Make Big MoneyThrough Trust Deed & Private Mortgage
Investing
How Safe is YOUR Investment Strategy?
Our Unique InvestmentVehicles Are
, Offer Fixed RatesOf Return And AverageOver 12% Per Annum.
Strongly Collateralized For Your Safety
We're not an investment fundand we're not stocks.We're a proven investment strategy that isused only by the most sophisticated of investors. Quit gambling on a roller-coaster market. Call us today.
Ismael "Izzy" RuizInvestor Relations Spec ia list
505 -550 -6960
Become a Safe & Sophisticated Investor
WHAT IS IT?
What is Private Mortgage Investing?There are two primary reasons our borrower clients turn to private mortgages rather than institutional real estate funding.
*First, the speed of a transaction. Unlike banks, private mortgage groups like The Equity Experts can often evaluate, arrange and close a private mortgage in days compared to weeks.
*Second, private mortgage candidates may have credit issues or debt-to-income ratios that disqualify them for typical institutional loans.
BorrowerPresents
Loan RequestAnd
Collateral
Due Diligence
Investor Presentation
Investment Consummated
The EquityExperts
ConfirmsViability
InvestorIntroducedTo project& Makes
Commitment
EscrowOpenedInvestor
Places Funds
How Does it Work?
EscrowCreates a Recorded
Lien againstReal property
collateral
A Third-Party Payment Collection company
collects and distributes
monthly interest
payments to Investor(s)
Private Loan is “exited” (Paid Off) within a specified
amount of time through
sale or refinance of
collateral property
FundsDistributed
To Borrower
BorrowerMakes Monthly
Payments
Principal Investment
Is PaidBack
Investor hasReceived
A Nice YieldSecured by
Real Property
Investor’s Principal
investment is returned for
re-investmentIn a new, Real Estate secured
opportunity
How Does it Work?
NO Investor Management Fees, EVER
Private Trust
Deed and
Private
Mortgage
Investing
Provide
Natural
Diversification
Loan #1$100k
Secured BySeparate
Real Estate
Loan #2$100k
Secured BySeparate
Real Estate
Loan #3$100k
Secured BySeparate
Real Estate
DIVERSIFICATION
INVESTOROffers $650k for
diversified investment.Wants an average return
Of at least 13%.
Loan #4$350k
Secured BySeparate
Real Estate
18%Yield
12%Yield 13%
Yield
15%Yield
14.66% Average Return Secured by Real Estate
Illustration Only:Returns are based on individual projects
Comparative Portfolio Strategies
STRATEGIES
$100k
35%
90%
4%Yield
12mo. CD
AnnualReturn
$4k
$100k
6%Yield
checkingAnnualReturn
$6k
$100k
10%Yield
Mutual Fund
AnnualReturn$10k
$100k
14%Yield
12mo.Private
Mortgage$14k
AnnualReturn
Investment Risks vs. Return*Certificates of Deposit – FDIC Insured*Interest bearing checking or savings – Rates/Return subject to change (High minimum deposits required)*Mutual Funds – Variable / Volatile*Trust Deeds/Private Mortgage – Secured by high valued real estate*Stocks – Extremely volatile
In each of the following traditional Investment vehicles, fees are charged to the Investor – except in the case ofprivate mortgage or trust deed Investing through The Equity Experts.
Rates are based on average returns at time of design of this presentation.
TYPES OF INVESTMENTS WE LOOK FOR:
In an effort to obtain the highest returns for our investor clients, we focus on four primary areas of real estate lending:
Commercial Acquisition & Refinance
Construction & Development Projects
Joint Venture Opportunities
Land Acquisition & Refinance
A Niche Market
Realistic Expectations
TERM OF RETURN:
Most of our loan projects begin paying returns within 45 days of initial investment, and continue monthly until the end of the investment term.
Our loan terms range from 3 months to 30 years, and are set at a fixed rate, so you'll always know how much your investment is going to make. The average loan term is 18-24 months.
In the event an investor must liquidate anInvestment prior to term maturity, The Equity Expertswill assist you by helping to find another partyto buy out the your position.
Professional due diligence on
property, borrower, geographic
region and equitable safety of
collateral.
Hands-on loan management for
the entire loan term by The Equity
Experts at no charge to investor
clients.
Third Party payment collection,
disbursements and tax record
maintenance
Investor Maintains
Control of Investment
Funds Until Escrow
TEE works to Protect Our Investors at every stage of the investment process
INVESTOR PROTECTION
Borrower Relations
Due Diligence
Investor Relations
Administration
CORPORATE DIVISIONS
37%Will be
As many as 20 days late
56%Of loans will have at least one late
pay
Averages of Lates, Defaults & Foreclosures
On average, every private loan will have at least one late pay in its duration; 37% of loans will enter default (meaning they are at least 20 days late before the late pay is remedied), and; 7% of private loans will enter the foreclosure process.
It has been the experience of The Equity Experts that only 2% of private mortgage/trust deed loans actually make it all the way to foreclosure auction.*
*Percentages are related to loans previously or currently managed by The Equity Experts, and cannot be guaranteed.
Every Investment Has Risk
Borrower is 20
days late
Notice of Default Mailed
Borrower remedies
Pmt. + fees
Borrower fails to remedy
TEE files
4Closure
Within 30 days of
late payment
Borrower either
remedies 4closure or property is
sold at auction to
recover investment
In an effort to protect our investors, TEE files a notice of default within 20 days of late pay, and foreclosure within 31 days of late pay. In the event payments and late fees are not remedied, the property will be sold to recover the investor’s principal plus back interest.
The Process of Investment Recovery
How long does a private mortgage investment take to set up?
• Because we've done much of the due diligence prior to presenting you with an investment opportunity, the process can be completed very quickly. Depending on three primary components:
• 1) You. We want you to take the time you need to complete any research and due diligence you feel necessary in order to be comfortable with the investment;
• 2) Escrow. The title and escrow process is out of our hands and even though we use professionals who are familiar with doing this type of transaction, they can often be “swamped” with work, delaying the process; and
• 3) The title itself. In the event there are “clouds” on the title, then we will make sure that they are cleaned up before proceeding with the loan - this can take time.
In most cases, depending on the size of the transaction an investment takes about 2 weeks from start to finish.
Start to Finish
How do I get started?
With new projects coming across our desk daily, The Equity Experts are constantly reviewing quality projects for your investment. You just need to contact us so we can ask you a few questions, perhaps offer some training if necessary, and begin presenting you with quality investment opportunities. It's that simple.
Becoming a Private Mortgage Investor
The Equity Experts is a specialized mortgage-investment team dedicated to helping individuals, family trusts and corporations to invest in High-Yield mortgage loans with consistent returns secured by real estate - a commodity that has a proven appreciation year-after-year; even in poor market troughs. Unlike large mortgage pools or money mills, TEE allows you to keep your funds in your possession, earning you money until you discover the project you feel comfortable investing in.
Why struggle with the stock-market puzzle? Invest in private mortgages through The Equity Experts and see the ease of consistent returns with valuable, trust-worthy securitization. It's the proven method of investment that banks and insurance companies use - why shouldn't YOU?
How We’re Different
Granted, like all investments, there are risks to Trust Deed investing, but our team works seven-days-a-week to protect our investor clients like no one else in the business, minimizing risk as much as possible.
Not every investor is suited to invest in private first or second mortgages. Certain net worth guidelines apply. This brochure does not constitute an offer to purchase mortgage investments, it is meant as an educational resource only. An offer is made only through an offering summary and only to those who have requested to receive such summaries. Investing in mortgage or trust deed investments involves some risk, and should only be done by educated investors. Please be sure to do all necessary due diligence prior to investing.
*Costs to the investor may be incurred in the event of foreclosure. Repayment of all costs to investor will be attempted through liquidation of property, but cannot be guaranteed. In the event of a second position, foreclosure of the first position may require costs to the investor in order not to lose investment
Disclosure
www.TheEquityExperts.com505-892-7200800-963-8065
Managing Director: Brandon Thienes
Direct: [email protected]