ENERGIZING COMMERCE WITH ADVANCED BUSINESS SOLUTIONS

From cash to cashless to seamless commerce

Increasing regulatory pressure:

PSD2, GDPR, PCI

Expansion ofConsumer

experience battle

Increasing ratio of fraud and data privacy requirements

Need of commerce without boundaries

and channels

Non-stop technological evolution: AI,

blockchain, API management

Swift and constant evolution of customer expectations

Digitalization, a major evolution without return

Efficiency as the path to secure gross margin

Business globalization imperatives

FROM MARKET DRIVERSTO BUSINESS ENABLERS

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With a full range of solutions and services, we aim to transform the industrial challenges facing all local and global merchants into real business expansion, an enriched end-user experience and better payment efficiency.

MEET OUR EXPERTSAND DISCOVER OUR FULL PORTFOLIO

WL STOCK PREDICTION

Manage and optimize your stock by predicting sales.

Stock management is costly and tedious, as anticipating clients’ behavior is an unpredictable endeavor with many uncertain parameters, e.g. seasonality, store location, promotions etc. The WL Stock Prediction solution uses artificial intelligence and data analytics to predict sales based on these external factors for an efficient, real-time stock management experience. Anticipate your overstock/stockout and reduce costs!

WL MERCHANT WALLET

Re-enchant your customer journey to boost your revenue.

Every day, a new merchant wallet sees the light of day. What about your brand?

WL Merchant Wallet enhances your mobile app with payment functionalities, personalized services such as an easy self-checkout to skip queues, and a digital contextualized interactions with your best customers in real-time before, during and after purchase to drive customer conversion.

BLOCKCHAIN & TRACEABILITY

Provide a full view of the product’s lifecycle throughout the whole value chain.

By using our Blockchain solution, you can efficiently manage product recall in real time, increase your control over the various steps of your supply chain and use it as an instrument to demonstrate your good business practices and the quality of your products to your clients.

WL ONLINE PAYMENT ACCEPTANCE

Navigate the complexities of local and cross-border payment acceptance and remittance.

More than just a global payment gateway solution, WL Online Payment Acceptance offers a wide range of service options which merchants can combine to create a payments strategy perfectly tailored to their business requirements. Whether you have your eyes set on North America, Europe, Asia Pacific or Latin America, Worldline can help you take your business there!

WL ONE COMMERCE HUB

Grow and scale your business, engage your customers and differentiate your offering.

WL One Commerce Hub is a single convergence platform for all payments in Europe and beyond. It allows merchants to expand their business in new markets with optimized transaction costs. It also enables merchants to deliver an omnichannel client experience such as ‘try and pay later’ services. Directly supported by tokenization technology, WL One Commerce Hub empowers its clients by gathering all transaction data in one place regardless of the point of interaction or the country.

YUMIOUR NEXT-GEN ROBOT-LIKE DEVICE

The game has changed. It is time to pay by your own rules.

As a true Point of Interaction, our new high-end multifunctional device enhances the retail experience by adding interactivity between customers and merchants, and unlocks the door to a world of applications that go far beyond payment, such as sales screen mirroring, direct payment as you order at restaurants, or charity donation. Fully optimized for both countertop and portable use, its ergonomic 360° rotation by design will meet and surpass your expectations, whatever your market needs.

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MAKE IT A REALITYLet́ s see how Mary, our end customer, interacts with Worldline during her shopping journey

Mary navigates on her Merchant Application and sees new recommended products linked to her basket. She is interested in a few of these products and decides to go to the store to try them.

At the end of the transaction, because she is a loyal customer, the shop offers her a free coffee. Mary scans the QR code with her Messenger app. She enjoys the coffee and can explore other products in the shop.

At the store, she picks up her products and goes to pay. A QR code is displayed on the device screen for her to retrieve her loyalty account.

The seller asks Mary whether she is interested in viewing the journey of her Colombian coffee, from collection to production, by scanning a QR code. Mary appreciates this transparency and feels comfortable with the brand.

On this next-generation device, as the seller is scanning and bagging her items, Mary can see her basket and in parallel can access several new services: Charity, Loyalty and Coupons. She can either accumulate or use the money she has saved through the loyalty rewards program.

On her way back home, Mary decides to buy the coffee she tried and adds it to her Merchant Wallet Basket through her connected watch.

She pays for her items, and as she wants some items for her child, she chooses the ‘try & buy’ option. This option allows her to test the product for up to 2 weeks before making any payment.

At home, she checks the basket, which she uses jointly with her family. She deletes one of the items and pays for the rest through her Google Home Assistant.

BUILD THE BRIDGE BETWEEN DIGITAL AND PHYSICAL STORE

IDENTIFY AND BE FAMILIAR WITH CUSTOMERS IN ORDER TO PERSONALIZE THEIR JOURNEY

USE THE PAYMENT DEVICE AS A MARKETING TOOL

CERTIFY THE QUALITY OF YOUR PRODUCTS

INCREASE CUSTOMER ENGAGEMENT

OFFER AN OMNICHANNEL EXPERIENCE

DELIVER NEW PAYMENT SERVICES TAILORED TO CUSTOMERS

VOICE RECOGNITION: DON’T MISS THE BOAT

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About Worldline

Worldline [Euronext: WLN] is the European leader in the payment and transactional services industry. With innovation at the core of its DNA, Worldline’s core offerings include pan-European and domestic Commercial Acquiring for physical or online businesses, secured payment transaction processing for banks and financial institutions, as well as transactional services in e-Ticketing and for local and central public agencies. Thanks to a presence in 30+ countries, Worldline is the payment partner of choice for merchants, banks, public transport operators, government agencies and industrial companies, delivering cutting-edge digital services. Worldline’s activities are organized around three axes: Merchant Services, Financial Services including equensWorldline and Mobility & e-Transactional Services. Worldline employs circa 11,000 people worldwide, with estimated pro forma revenue of circa 2.3 billion euros on a yearly basis.Worldline is an Atos company.

For further information:WL-SalesMarketing@worldline.com

• Build a truly unified, large-scale acquiring platform in Europe

• Deliver a modular one-stop-shop service for your customers for all channels from in-store to e/m-commerce

• Enrich your clients’ buying experience with added-value services and innovative solutions

• Capture your customer data to support your sales strategy and business expansion

• Guard against any kind of fraudulent payment activity

• Use payment as a key differentiator for business growth

WORLDLINE,THE HUBFOR PAYMENTSIN EUROPEAND BEYOND

Worldline is a registered trademark of Worldline SA. December 2018 © 2018 Worldline.worldline.com