Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage...

34
Employer Health Benefit Survey 2017 Release Slides September 19, 2017

Transcript of Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage...

Page 1: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Employer Health Benefit Survey 2017

Release SlidesSeptember 19 2017

President and CEO

Kaiser Family Foundation

Drew Altman

1

4

2 2

8

3

1 1

20

3 32

NON-GROUPMARKET

Benchmarkpremium growth

EMPLOYER PROVIDEDCOVERAGE

Increase infamily coverage

MEDICAID

Growth in perbeneficiary costs

MEDICARE

Growth in perbeneficiary costs

rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17

Source (1) Non-Group Market 2014 ndash 2017 Marketplace Average Benchmark Premiums ndash Kaiser Family Foundation (2) Employer Health Benefits 2014 2015 2016 2017 Employer Health Benefits Survey ndash Kaiser Family Foundation (3) Medicaid HHS 2016 Actuarial Report of the Financial Outlook for Medicaid (4) Medicare 2017 Annual Report of The Boards of Trustees of The Federal Hospital Insurance And Federal Supplementary Medical Insurance

MOST OF THE HEALTH SYSTEM IS STABLE

KFFHRET 2017 EHBS

Gary Claxton

Vice President and long-time study director

Kaiser Family Foundation

Matthew Rae

Senior Policy Analyst and study co-author

Kaiser Family Foundation

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 2: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

President and CEO

Kaiser Family Foundation

Drew Altman

1

4

2 2

8

3

1 1

20

3 32

NON-GROUPMARKET

Benchmarkpremium growth

EMPLOYER PROVIDEDCOVERAGE

Increase infamily coverage

MEDICAID

Growth in perbeneficiary costs

MEDICARE

Growth in perbeneficiary costs

rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17

Source (1) Non-Group Market 2014 ndash 2017 Marketplace Average Benchmark Premiums ndash Kaiser Family Foundation (2) Employer Health Benefits 2014 2015 2016 2017 Employer Health Benefits Survey ndash Kaiser Family Foundation (3) Medicaid HHS 2016 Actuarial Report of the Financial Outlook for Medicaid (4) Medicare 2017 Annual Report of The Boards of Trustees of The Federal Hospital Insurance And Federal Supplementary Medical Insurance

MOST OF THE HEALTH SYSTEM IS STABLE

KFFHRET 2017 EHBS

Gary Claxton

Vice President and long-time study director

Kaiser Family Foundation

Matthew Rae

Senior Policy Analyst and study co-author

Kaiser Family Foundation

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 3: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

1

4

2 2

8

3

1 1

20

3 32

NON-GROUPMARKET

Benchmarkpremium growth

EMPLOYER PROVIDEDCOVERAGE

Increase infamily coverage

MEDICAID

Growth in perbeneficiary costs

MEDICARE

Growth in perbeneficiary costs

rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17 rsquo15 lsquo16 lsquo17

Source (1) Non-Group Market 2014 ndash 2017 Marketplace Average Benchmark Premiums ndash Kaiser Family Foundation (2) Employer Health Benefits 2014 2015 2016 2017 Employer Health Benefits Survey ndash Kaiser Family Foundation (3) Medicaid HHS 2016 Actuarial Report of the Financial Outlook for Medicaid (4) Medicare 2017 Annual Report of The Boards of Trustees of The Federal Hospital Insurance And Federal Supplementary Medical Insurance

MOST OF THE HEALTH SYSTEM IS STABLE

KFFHRET 2017 EHBS

Gary Claxton

Vice President and long-time study director

Kaiser Family Foundation

Matthew Rae

Senior Policy Analyst and study co-author

Kaiser Family Foundation

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 4: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Gary Claxton

Vice President and long-time study director

Kaiser Family Foundation

Matthew Rae

Senior Policy Analyst and study co-author

Kaiser Family Foundation

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 5: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Matthew Rae

Senior Policy Analyst and study co-author

Kaiser Family Foundation

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 6: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 7: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 8: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators 2000-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017 Bureau of Labor Statistics Consumer Price Index US City Average of Annual Inflation (April to April) 1999-2017 Bureau of Labor Statistics Seasonally Adjusted Data from the Current Employment Statistics Survey 1999-2017 (April to April)

31 33

1622

23

35

3526

39

-0722

3223

1120

-02 11

22

39 40

27 30

2027

3938

3733

24

2117

18 24 2026

23

110100

130 130

100

90

60

50 50 50

30

90

40 40

3040

30 30

-2

0

2

4

6

8

10

12

14

16

18

20

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers Earnings Family Premiums

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 9: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 10: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 11: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 12: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 13: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 8

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 14: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 9

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 15: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 10

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 16: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 11

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 17: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

5557 58

54 5350 50

5350

5249

5248 47 46

44 45 44 43

66 6769 69 68 68

6663

65 66 6563 64

62 61 62 6361 62

62 63 6563 62 61 60 59 59 60 59 59 58

56 56 55 56 55 55

0

10

20

30

40

50

60

70

80

90

100

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employers Health Benefits Both In Firms Offering and Not Offering Health Benefits by Firm Size 1999-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 1999-2017

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 18: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 19: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 14

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 20: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 15

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 21: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 16

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 22: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 17

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 23: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

81 82 8387 88

9498 98 98

3135

38 38 38

4449

55 57

19 19 1915 15 13 13

16 18

0

10

20

30

40

50

60

70

80

90

100

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3000 OOP Maximum Above $6000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage 2009-2017

Estimate is statistically different from estimate for the previous year shown (p lt 05)

NOTE OOP refers to lsquoout-of-pocketrsquo Out-of-pocket maximums reported are for in-network services Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold

SOURCE KaiserHRET Survey of Employer-Sponsored Health Benefits 2009-2017

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 24: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 19

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 25: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 20

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 26: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 21

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 27: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 22

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 28: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Estimate is statistically different between All Small Firms and All Large Firms estimates (p lt 05)NOTE Specific Wellness Programs include Programs to Help Employees Stop Smoking Programs to Help Employees Lose Weight or Other Lifestyle or Behavioral CoachingSOURCE Kaiser Family Foundation and Health Research amp Educational Trust Employer Health Benefits Survey 2017

Exhibit 6 Among Firms Offering Health Benefits Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives by Firm Size 2017

27

85

7

28

52

32

62

7

58

2

5

21

5

38

0 20 40 60 80 100

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 29: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 24

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 30: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 25

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 31: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Figure 26

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 32: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Read the report and find a link to todayrsquos presentation at

kfforgehbs

Todayrsquos Web Briefing Will Be Recorded

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 33: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,

Craig Palosky Kaiser Family Foundation

Email CPaloskyKFForg

Phone 202-347-5270

Contact Information

Page 34: Employer Health Benefit Survey 2017€¦ · EMPLOYER PROVIDED COVERAGE Increase in family coverage ... Employer Health Benefits: 2014, 2015, 2016 ... 1999-2017. Bureau of Labor Statistics,